10 Management Roles jobs in Hialeah

Our client, a rapidly expanding conglomerate with diverse interests, is seeking bright and ambitious individuals to join their prestigious Management Trainee program based in Miami, Florida, US . This program is designed to cultivate future leaders within our organization, providing comprehensive exposure to various business operations and strategic initiatives. As a Management Trainee, you will embark on a rotational journey through different departments, gaining hands-on experience in project management, operational efficiency, market analysis, and team leadership. This is an exceptional opportunity for recent graduates eager to launch a successful career in business management. You will work closely with senior executives, contributing to critical business decisions and developing a deep understanding of our industry.

Key Responsibilities:

• Participate in structured rotations across key business functions, including operations, marketing, finance, and human resources.
• Assist in the development and implementation of strategic projects aimed at improving operational efficiency and business performance.
• Conduct market research and competitive analysis to identify growth opportunities and potential risks.
• Support teams in data collection, analysis, and reporting for various business initiatives.
• Collaborate with cross-functional teams to ensure successful project execution and alignment with company goals.
• Gain exposure to financial planning and budgeting processes.
• Develop and refine presentation skills by preparing and delivering updates to management.
• Identify areas for process improvement and propose innovative solutions.
• Contribute to team problem-solving and decision-making activities.
• Network with professionals across the organization to build a strong understanding of the business landscape.

Qualifications:

• Recent graduate with a Bachelor's degree in Business Administration, Management, Marketing, Finance, or a related field.
• Strong academic record with a GPA of 3.5 or higher.
• Excellent analytical, problem-solving, and critical thinking skills.
• Demonstrated leadership potential through extracurricular activities, internships, or previous work experience.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Outstanding written and verbal communication skills.
• Ability to adapt to a fast-paced and evolving business environment.
• Proactive and self-motivated with a strong desire to learn and grow.
• Team-oriented with the ability to collaborate effectively with diverse groups of people.
• Enthusiasm for business and a passion for contributing to organizational success.

This full-time internship program offers a competitive hourly wage and the chance to gain invaluable experience within a thriving business community in Miami, Florida, US . This is a foundational step for a promising career.

I-Banking Business Controls & Risk Management, Associate
Country: United States of America
**Your Journey Starts Here:**
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities **We Want to Talk to You!**
**Essentials Functions/Responsibility**
The Associate, Business Control & Risk Management operates within the First Line of Defense and is accountable to assist the CIB Business
Control Unit in driving effective and consistent business line execution against the Enterprise Risk Management Framework.
Specifically, the Associate works to identify, assess key risks and control effectiveness throughout the assigned business line by driving business unit adherence with applicable risk frameworks, Corporate/Business Line policies and standards. The incumbent will also assist with completion of business line risk initiatives, as assigned, such as risk assessments, KRI/KPI development and monitoring, and on-time remediation of issues.
The Associate must be able to effectively partner with various stakeholders.
**Job Function Description**
Monitors activities to minimize the Corporate & Investment Bank's (CIB) exposure to risk. Activities may include quantitative analysis, risk identification and remediation. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions.
**Key Responsibilities**
+ Facilitate scenario analysis exercises in coordination with business units and CIN Business Control Officers (BCO), documenting key assumptions, impacts, and mitigation strategies.
+ Support the BCOs in the execution of the firm's Material Risk Identification and Assessment (MRIA) program, ensuring timely updates and accurate documentation in risk management systems.
+ Assist in the development and refinement of key risk indicators (KRIs), and monitor thresholds to identify emerging trends and trigger appropriate escalation.
+ Prepare and review enterprise risk MIS and reporting for BCOs, senior management and governance forums, with a focus on material risk trends, KRI performance, and scenario outcomes.
+ Partner with BCOs and risk owners to ensure enterprise risks are appropriately identified, assessed, and managed in alignment with risk appetite and control frameworks.
+ Maintain risk program documentation and support regular reviews and enhancements to scenario analysis, material risk, and KRI processes.
**Qualifications**
+ Knowledge of the financial services sector, particularly the products and services of a commercial or investment bank.
+ Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators.
+ Strong project management skills.
+ Ability to build internal and external networks of information resources within the risk management ecosystem.
+ Operational Risk Management Experience
+ Experience in gap or risk analysis
+ High sense of urgency with ability to drive results
+ Effective multi-tasking and prioritization skills
+ Ability to handle diverse workload and and tight schedule
+ Solid time management and organizational skills
**Key Competencies:**
Organizational governance: Knowledge of the processes, customs, policies, and rules affecting the way the organization is administered and controlled; ability to ensure compliance with governance guidelines and policies.
Accuracy and attemtion to detail: Understanding the necessity and value of accuracy - ability to complete tasks with a high level of precision.
Internal controls: Knowledge of concept, methods, and processes of internal control; ability to create, implement, evaluate and enhance processes in internal controls.
Organizational awareness: knowledge of the organizational environment and tactics; ability to effectively navigate formal and informal communication and decision-making channels.
**Education:**
Req: Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
Pref: Master's Degree: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
**Work Experience:**
5 years
_This is a hybrid position in Miami, FL_
**What Else You Need To Know** **:**
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
**Base Pay Range**
Minimum:
$63,750.00 USD
Maximum:
$110,000.00 USD
**Link to Santander Benefits:**
**Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) ( Culture:**
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
**EEO Statement:**
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
**Working Conditions** :
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
**Employer Rights:**
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
**What** **To Do Next** **:**
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
**Primary Location:** Miami, FL, Miami
**Other Locations:** Florida-Miami
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

I-Banking Business Control & Risk Management, Vice President
Country: United States of America
**Your Journey Starts Here:**
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities **We Want to Talk to You!**
**The Difference You Make:**
The Business Control & Risk Management VP operates within the First Line of Defense and is accountable to assist the Business Control & Risk Management team in driving effective and consistent business line execution against the Enterprise Risk Management Framework.
The incumbent is expected to champion the Business Control mandate as a critical business partner guiding stakeholders to embed risk management practices in the 1st line. Serves as a subject matter expert by advising and guiding risk initiatives such as risk assessments, KRI/KPI development and monitoring, working with the business line to proactively self-identify issues, and ensure on-time remediation of issues.
You must be able to effectively collaborate with various stakeholders while influencing strategic goals.
- Lead the design and execution of scenario analysis exercises in partnership with business units and CIB Business Control Officers (BCOs), driving the articulation of key assumptions and impacts.
- Direct and oversee the execution of the firm's Material Risk Identification and Assessment (MRIA) program, ensuring enterprise-wide risk assessments are timely, complete, and integrated into formal risk governance frameworks.
- Develop and refine the strategic framework for Key Risk Indicators (KRIs), overseeing the implementation and continuous enhancement of threshold monitoring to proactively identify emerging risk trends and ensure timely escalation to senior management.
- Produce and oversee risk reporting and MIS, synthesizing scenario outcomes, KRI performance, and material risk themes for BCOs, risk governance committees, and CIB executives.
- Act as a strategic partner to BCOs and risk owners, ensuring material risks are comprehensively identified, assessed, and managed within approved risk appetite and control frameworks.
- Govern and maintain ERM program documentation and lead periodic program reviews and enhancements related to scenario analysis, material risk inventory, and KRI processes, ensuring consistency with internal standards and regulatory expectations.
**What You Bring:**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Req: Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
Pref: Master's Degree: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
9+ Years Risk Management, Internal Controls, Auditing, Credit Management, relevant line of business experience and/or legal or regulatory experience. - Required.
5+ Years Business Unit. - Required.
+ Demonstrated experience executing risk projects across multiple business lines offering a wide variety of financial services products and services.
+ Advanced knowledge of the financial services sector, particularly the products and services of a commercial or investment bank.
+ Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators.
+ Ability to build internal and external networks of information resources within the risk management ecosystem.
+ Operational Risk Management Experience
+ Experience in gap or risk analysis
+ High sense of urgency with ability to drive results
+ Effective multi-tasking and prioritization skills
+ Ability to handle diverse workload and and tight schedule
+ Solid time management and organizational skills
+ Organizational governance: Knowledge of the processes, customs, policies, and rules affecting the way the organization is administered and controlled; ability to ensure compliance with governance guidelines and policies
+ Accuracy and attention to detail: Understanding the necessity and value of accuracy - ability to complete tasks with a high level of precision
+ Internal controls: Knowledge of concept, methods, and processes of internal control; ability to create, implement, evaluate and enhance processes in internal controls
+ Organizational awareness: knowledge of the organizational environment and tactics; ability to effectively navigate formal and informal communication and decision making channels
**Certifications:**
- Other Risk Certification - Preferred.
**It Would Be Nice For You To Have:**
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
_This is a hybrid position in Miami, FL._
**What Else You Need To Know** **:**
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
**Base Pay Range**
Minimum:
$86,250.00 USD
Maximum:
$155,000.00 USD
**Link to Santander Benefits:**
**Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) ( Culture:**
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
**EEO Statement:**
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
**Working Conditions** :
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
**Employer Rights:**
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
**What** **To Do Next** **:**
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
**Primary Location:** Miami, FL, Brickell Plaza-Corp
**Other Locations:** Florida-Miami
**Organization:** Banco Santander S.A.
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
The Technical Risk Management (TRM) team, within the Global Risk and Compliance organization and led by the Chief Risk Officer, manages operational risks associated with Information & Cyber Security Risk, Business Disruption, Technology Risk, Data Risk, and AI Risk Management. The team also ensures that risk management activities are conducted in alignment with regulatory requirements and industry expectations. In addition, the team aggregates and reports on key risk management and oversight activities to the relevant management and Board risk committees.
**Functional Description:**
This individual contributor role is a unique opportunity to join a high-impact team of diverse and talented professionals responsible for building the company's operational resilience risk oversight program. The program provides credible challenge and independent oversight of the first line risk taking activities, ensuring resilience is strengthened across the enterprise.
Reporting to the Director for Business Disruption & Operational Resilience Risk Management, the Manager is responsible for independently assessing, monitoring, and reporting operational resilience risks and providing a view of aggregate risks. The risks identified by this team are reported to the Senior Management, Risk Management Committees, Board of Directors and Regulators, shaping key decisions at the highest level. This role requires close collaboration across lines of business and defense to ensure risks are managed effectively and efficiently in accordance with company policies and applicable regulatory requirements.
**Essential Job Functions:**
+ Conduct independent, proactive risk management and oversight of operational resilience related risks (including people, process, technology, third party, and infrastructure).
+ Enhance and maintain the firm's operational resilience framework (policies, governance, minimum standards) to strengthen readiness and response to business disruption events.
+ Demonstrate curiosity and deep engagement in resilience and continuity processes, delivering effective credible challenge.
+ Partner with internal stakeholders to prevent, protect, respond and adopt/learn from disruptive events.
+ Monitor resilience events, oversee data collection, and perform trend analysis to identify emerging risks and drive remediation.
+ Develop and enhance data-driven key risk indicators and key performance indicators that provide real time and meaningful insights into the risk and performance trends.
+ Support the design of operational resilience independent risk oversight program which defines the engagement and integration with various risk management programs, including Risk and Control Self Assessments, Operational Risk Management, etc.
+ Support compliance with resilience-related regulations and standards (e.g., OCC Bulletin , FFIEC Handbooks, GLBA, etc.) to meet legal and regulatory obligations.
+ Help embed a strong risk-aware culture, encouraging proactive risk management behaviors within the organization.
**Required Qualifications:**
+ Minimum four years of experience in risk management within the banking/financial services industry including policy & procedure development, risk appetite, risk control self-assessment and testing, and issue management.
+ Demonstrate strong abilities in core Resilience skills, including business continuity management, dependency risk management, resilience monitoring, and resilience compliance management.
+ Demonstrable understanding of the operational resilience domain, including the ability to independently develop resilience-specific governance structures, policies, and frameworks.
+ Deep expertise in key elements of operational resilience framework: risk identification and assessment, business continuity planning, incident response and recovery, crisis management, governance
+ Proven ability to identify risks, analyze issues and derive meaningful insights about risk trends by conducting interviews and analyzing large volumes of data.
+ Demonstrate analytical skills with high attention to detail and accuracy.
+ Displays a mindset of questioning assumptions, critically assessing information and seeking evidence to validate conclusions, so decisions are unbiased and well-founded. 
+ Strong verbal and written communication skills with an ability to explain complex problems and ideas clearly and succinctly to senior management.
+ Ability to work in a highly collaborative environment, excellent relationship building skills and ability to influence partners with a firm strategic view.
**Preferred Qualifications:**
+ Working knowledge of one or more of the data mining tools/technologies (e.g. Microsoft Excel: Pivot Tables SQL, SAS, Python, R)
+ Preferred experience in risk management across in combination of these areas - cyber security, information technology, 3rd party, business continuity management.
+ Understanding of risk assessment methodologies, frameworks and industry standards.
+ Knowledge of relevant policies & regulations (e.g., FRB SR /OCC , OCC Heightened Standards, FFIEC IT booklets, DORA)
+ Experience with Governance, Risk and Compliance tools (e.g. Archer)
+ Having industry certifications in operational resilience, business continuity management, and Disaster Recovery will be preferred.Guardian
**Qualifications**
Salary Range: $80,000.00 to $155,000.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
**Job:** Risk
**Primary Location:** US-New York-New York
**Other Locations:** US-Arizona-Phoenix, US-North Carolina-Charlotte, US-Utah-Sandy, US-Florida-Sunrise
**Schedule** Full-time
**Tags** 2LOD_ERM - Enterprise Risk Management
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
The Technical Risk Management (TRM) team, within the Global Risk and Compliance organization and led by the Chief Risk Officer, manages operational risks associated with Information & Cyber Security Risk, Business Disruption, Technology Risk, Data Risk, and AI Risk Management. The team also ensures that risk management activities are conducted in alignment with regulatory requirements and industry expectations. In addition, the team aggregates and reports on key risk management and oversight activities to the relevant management and Board risk committees.
**Functional Description:**
This individual contributor role is a unique opportunity to join a high-impact team of diverse and talented professionals responsible for building the company's operational resilience risk oversight program. The program provides credible challenge and independent oversight of the first line risk taking activities, ensuring resilience is strengthened across the enterprise.
Reporting to the Director for Business Disruption & Operational Resilience Risk Management, the Manager is responsible for independently assessing, monitoring, and reporting operational resilience risks and providing a view of aggregate risks. The risks identified by this team are reported to the Senior Management, Risk Management Committees, Board of Directors and Regulators, shaping key decisions at the highest level. This role requires close collaboration across lines of business and defense to ensure risks are managed effectively and efficiently in accordance with company policies and applicable regulatory requirements.
**Essential Job Functions:**
+ Conduct independent, proactive risk management and oversight of operational resilience related risks (including people, process, technology, third party, and infrastructure).
+ Enhance and maintain the firm's operational resilience framework (policies, governance, minimum standards) to strengthen readiness and response to business disruption events.
+ Demonstrate curiosity and deep engagement in resilience and continuity processes, delivering effective credible challenge.
+ Partner with internal stakeholders to prevent, protect, respond and adopt/learn from disruptive events.
+ Monitor resilience events, oversee data collection, and perform trend analysis to identify emerging risks and drive remediation.
+ Develop and enhance data-driven key risk indicators and key performance indicators that provide real time and meaningful insights into the risk and performance trends.
+ Support the design of operational resilience independent risk oversight program which defines the engagement and integration with various risk management programs, including Risk and Control Self Assessments, Operational Risk Management, etc.
+ Support compliance with resilience-related regulations and standards (e.g., OCC Bulletin , FFIEC Handbooks, GLBA, etc.) to meet legal and regulatory obligations.
+ Help embed a strong risk-aware culture, encouraging proactive risk management behaviors within the organization.
**Required Qualifications:**
+ Minimum four years of experience in risk management within the banking/financial services industry including policy & procedure development, risk appetite, risk control self-assessment and testing, and issue management.
+ Demonstrate strong abilities in core Resilience skills, including business continuity management, dependency risk management, resilience monitoring, and resilience compliance management.
+ Demonstrable understanding of the operational resilience domain, including the ability to independently develop resilience-specific governance structures, policies, and frameworks.
+ Deep expertise in key elements of operational resilience framework: risk identification and assessment, business continuity planning, incident response and recovery, crisis management, governance
+ Proven ability to identify risks, analyze issues and derive meaningful insights about risk trends by conducting interviews and analyzing large volumes of data.
+ Demonstrate analytical skills with high attention to detail and accuracy.
+ Displays a mindset of questioning assumptions, critically assessing information and seeking evidence to validate conclusions, so decisions are unbiased and well-founded. 
+ Strong verbal and written communication skills with an ability to explain complex problems and ideas clearly and succinctly to senior management.
+ Ability to work in a highly collaborative environment, excellent relationship building skills and ability to influence partners with a firm strategic view.
**Preferred Qualifications:**
+ Working knowledge of one or more of the data mining tools/technologies (e.g. Microsoft Excel: Pivot Tables SQL, SAS, Python, R)
+ Preferred experience in risk management across in combination of these areas - cyber security, information technology, 3rd party, business continuity management.
+ Understanding of risk assessment methodologies, frameworks and industry standards.
+ Knowledge of relevant policies & regulations (e.g., FRB SR /OCC , OCC Heightened Standards, FFIEC IT booklets, DORA)
+ Experience with Governance, Risk and Compliance tools (e.g. Archer)
+ Having industry certifications in operational resilience, business continuity management, and Disaster Recovery will be preferred.Guardian
**Qualifications**
Salary Range: $80,000.00 to $155,000.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
* Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
**Job:** Risk
**Primary Location:** US-New York-New York
**Other Locations:** US-Arizona-Phoenix, US-North Carolina-Charlotte, US-Utah-Sandy, US-Florida-Sunrise
**Schedule** Full-time
**Tags** 2LOD_ERM - Enterprise Risk Management
**Req ID:**

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
The Technical Risk Management (TRM) team, within the Global Risk and Compliance organization and led by the Chief Risk Officer, manages operational risks associated with Information & Cyber Security Risk, Business Disruption, Technology Risk, Data Risk, and AI Risk Management. The team also ensures that risk management activities are conducted in alignment with regulatory requirements and industry expectations. In addition, the team aggregates and reports on key risk management and oversight activities to the relevant management and Board risk committees.
**Functional Description:**
This individual contributor role is a unique opportunity to join a high-impact team of diverse and talented professionals responsible for building the company's operational resilience risk oversight program. The program provides credible challenge and independent oversight of the first line risk taking activities, ensuring resilience is strengthened across the enterprise.
Reporting to the Director for Business Disruption & Operational Resilience Risk Management, the Manager is responsible for independently assessing, monitoring, and reporting operational resilience risks and providing a view of aggregate risks. The risks identified by this team are reported to the Senior Management, Risk Management Committees, Board of Directors and Regulators, shaping key decisions at the highest level. This role requires close collaboration across lines of business and defense to ensure risks are managed effectively and efficiently in accordance with company policies and applicable regulatory requirements.
**Essential Job Functions:**
+ Conduct independent, proactive risk management and oversight of operational resilience related risks (including people, process, technology, third party, and infrastructure).
+ Enhance and maintain the firm's operational resilience framework (policies, governance, minimum standards) to strengthen readiness and response to business disruption events.
+ Demonstrate curiosity and deep engagement in resilience and continuity processes, delivering effective credible challenge.
+ Partner with internal stakeholders to prevent, protect, respond and adopt/learn from disruptive events.
+ Monitor resilience events, oversee data collection, and perform trend analysis to identify emerging risks and drive remediation.
+ Develop and enhance data-driven key risk indicators and key performance indicators that provide real time and meaningful insights into the risk and performance trends.
+ Support the design of operational resilience independent risk oversight program which defines the engagement and integration with various risk management programs, including Risk and Control Self Assessments, Operational Risk Management, etc.
+ Support compliance with resilience-related regulations and standards (e.g., OCC Bulletin , FFIEC Handbooks, GLBA, etc.) to meet legal and regulatory obligations.
+ Help embed a strong risk-aware culture, encouraging proactive risk management behaviors within the organization.
**Required Qualifications:**
+ Minimum four years of experience in risk management within the banking/financial services industry including policy & procedure development, risk appetite, risk control self-assessment and testing, and issue management.
+ Demonstrate strong abilities in core Resilience skills, including business continuity management, dependency risk management, resilience monitoring, and resilience compliance management.
+ Demonstrable understanding of the operational resilience domain, including the ability to independently develop resilience-specific governance structures, policies, and frameworks.
+ Deep expertise in key elements of operational resilience framework: risk identification and assessment, business continuity planning, incident response and recovery, crisis management, governance
+ Proven ability to identify risks, analyze issues and derive meaningful insights about risk trends by conducting interviews and analyzing large volumes of data.
+ Demonstrate analytical skills with high attention to detail and accuracy.
+ Displays a mindset of questioning assumptions, critically assessing information and seeking evidence to validate conclusions, so decisions are unbiased and well-founded. 
+ Strong verbal and written communication skills with an ability to explain complex problems and ideas clearly and succinctly to senior management.
+ Ability to work in a highly collaborative environment, excellent relationship building skills and ability to influence partners with a firm strategic view.
**Preferred Qualifications:**
+ Working knowledge of one or more of the data mining tools/technologies (e.g. Microsoft Excel: Pivot Tables SQL, SAS, Python, R)
+ Preferred experience in risk management across in combination of these areas - cyber security, information technology, 3rd party, business continuity management.
+ Understanding of risk assessment methodologies, frameworks and industry standards.
+ Knowledge of relevant policies & regulations (e.g., FRB SR /OCC , OCC Heightened Standards, FFIEC IT booklets, DORA)
+ Experience with Governance, Risk and Compliance tools (e.g. Archer)
+ Having industry certifications in operational resilience, business continuity management, and Disaster Recovery will be preferred.Guardian
**Qualifications**
Salary Range: $80,000.00 to $155,000.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
**Job:** Risk
**Primary Location:** US-New York-New York
**Other Locations:** US-Arizona-Phoenix, US-North Carolina-Charlotte, US-Utah-Sandy, US-Florida-Sunrise
**Schedule** Full-time
**Tags** 2LOD_ERM - Enterprise Risk Management
**Req ID:**

**Work Location:**
Mount Laurel, New Jersey, United States of America
**Hours:**
40
**Pay Details:**
$86,840 - $130,000 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Financial Crime Risk Management
**Job Description:**
**Department Overview:**
This role is responsible for developing a model and technology roadmap/strategy covering the full development lifecycle of Transaction Monitoring systems. This role will closely monitor emerging financial crime patterns and typologies and leverage data analytics and models to detect, prevent, and mitigate FCRM and sanctions risks.
_Primarily Offsite: Our team currently operates under a primarily offsite work model, employees_ _must be available to come into a TD location for "moments that matter"_ _at a frequency determined by the business. Candidates that_ _live within a 50-mile radius_ _of a TD AML Hub location is strongly preferred._
**Depth & Scope:**
+ Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area
+ Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
+ Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative
+ Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
+ Provides guidance and support to analysts on matters related to portfolio and specialty
+ Expert knowledge of the business and operational functions supported
+ Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
+ Contact for business management, external/internal auditors, dealing with non-routine information
+ Manages/assists with regulatory reviews including inquiries, audits, and exams
+ Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
+ Identifies and leads problem resolution for project/program complex requirements related issues at all levels
**Education & Experience:**
+ Undergraduate degree or equivalent work experience
+ 7+ years experience
**Customer Accountabilities:**
+ Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses
+ Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls
+ Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
+ Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs
+ Escalates and manages to resolution significant issues and events
+ Represents FCRM on internal or external committees relating to designated business activities as required
+ Delivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis
**Shareholder Accountabilities:**
+ Actively assists in developing and overseeing implementation of business line policies and procedures
+ Collaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses
+ Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
+ Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
+ Supports the development of annual awareness training
+ Protects the interests of the organization - identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
+ Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements
+ Keeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impacts
+ Handles inquiries/requests from Internal Audit and regulators
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
**Employee/Team Accountabilities:**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest
+ Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business
+ Participates in personal performance management and development activities, including cross training within own team
+ Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
+ Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
+ Contributes to a fair, positive, and equitable environment that supports a diverse workforce
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.