65 Risk Management jobs in Charlotte
Sr. Treasury Liquidity Analyst
28245 Charlotte, North Carolina
TD Bank N.A
Posted 19 days ago
Job Viewed
Job Description
The Intraday Liquidity and Collateral Monitoring Team as part of the U.S. Treasury Liquidity Team is responsible for managing and monitoring of TD's U.S. intraday liquidity and collateral monitoring across combined U.S. operations. Duties include analysis of TD's liquidity and collateral positions and daily / weekly / monthly liquidity reporting. This team has oversight of TD's retail banking, commercial banking, and broker dealer funding activities. Working knowledge of key liquidity regulations such as BCBS 248, Reg YY, FR 2052a, LCR and NSFR is beneficial in this position. The Liquidity team manages risk across legal entities, business segments, and partners with key business stakeholders at TD Group.
Depth & Scope :
- Expert level professional role requiring in-depth knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
- Integrates the broader organizational context into advice and solutions within own area
- Understands the industry, competition and the factors that differentiate the organization
- Applies best practices to implement process, product or service improvements
- Acts as a subject matter expert within their own area of specialty or a resource for others
- Leads projects of moderately to complex risk and resource requirements; leads end-to-end processes or functional programs
- Contributes to setting standards within area of expertise
- Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
- Uses advanced methods to contribute to new solutions and recommends standards against which others will operate
- Impacts a range of functional programs and operations across own and related teams
- Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
- Builds stakeholder alignment in leading projects and activities; provides process and subject matter advice at senior levels
- Works independently as the senior lead and guides others within area of expertise
- Identifies and leads problem resolution for complex issues at all levels
Education & Experience :
- Undergraduate degree or equivalent work experience
- 5+ years of experience
Preferred Qualifications :
- Experience or knowledge of Liquidity Management, especially Intraday Liquidity Management, Collateral
- Monitoring / Management or Treasury function within a financial services setting
- Understanding of key liquidity regulations such as BCBS 248, Reg YY, FR 2052a, LCR and NSFR
- Excellent technical, analytics and communication skills
Customer Accountabilities :
- Develops and maintains liquidity methodologies, strategies & processes that are used to generate risk measurement information used Liquidity Risk Management
- Supports ongoing reviews with 1B, 2nd line and 3rd line functions
- Develops, documents and maintains applications as assigned by management or as required
- Implements efficient collateral, intraday and cashflow forecasting monitoring
- Responsible for adding and making changes to the technology base, ensuring changes are implemented in an orderly and satisfactory fashion with minimal client service disruption
- Diagnoses and resolves problems of varying complexity relating to all operating systems, productivity software packages and hardware
- Interacts with internal and external partners to gain the co-operation of others, and to provide expertise where required
Shareholder Accountabilities :
- Contributes to various operational activities and processes as assigned
- Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
- Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
- Protects the interests of the organization identifies and manages risks, and escalates non-standard, high-risk activities as necessary
- Conducts internal and external research projects; supports the development / delivery of presentations / communications to management or broader audience
- Conducts reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs / policies / practices
- Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others
- Adheres to internal policies / procedures and applicable regulatory guidelines
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
- Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee / Team Accountabilities :
- Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue / points of interest
- Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
- Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
- Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
- Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and / or guidance as appropriate
- Contributes to a fair, positive and equitable environment that supports a diverse workforce
- Acts as a brand ambassador for your business area / function and the bank, both internally and / or externally
Physical Requirements :
Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%
- Domestic Travel Occasional
- International Travel Never
- Performing sedentary work Continuous
- Performing multiple tasks Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds Occasional
- Standing Occasional
- Walking Occasional
- Moving safely in confined spaces Occasional
- Lifting / Carrying (under 25 lbs.) Occasional
- Lifting / Carrying (over 25 lbs.) Never
- Kneeling Never
- Climbing Never
- Reaching overhead Never
- Reaching forward Occasional
- Pushing Never
- Pulling Never
- Twisting Never
- Concentrating for long periods of time Continuous
- Applying common sense to deal with problems involving standardized situations Continuous
- Reading, writing and comprehending instructions Continuous
- Adding, subtracting, multiplying and dividing Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are :
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, were here to support you towards your goals. As an organization, we keep growing and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and / or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information :
Were delighted that youre considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, were committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If youre interested in a specific career path or are looking to build certain skills, we want to help you succeed. Youll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.
Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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0
Independent Risk Management Officer
28230 Charlotte, North Carolina
ManpowerGroup
Posted today
Job Viewed
Job Description
Our client, a leading organization in the financial services sector, is seeking an **Independent Risk Management Officer** to join their team. As an Independent Risk Management Officer, you will be part of the Risk Management Department supporting critical market risk initiatives. The ideal candidate will have strong analytical skills, excellent communication abilities, and a proactive approach to problem-solving, which will align successfully within the organization.
**Job Title:** Independent Risk Management Officer
**Location:** Charlotte, NC
**What's the Job?**
+ Support P&L efforts in the market risk domain.
+ Conduct financial reconciliations to ensure accuracy and compliance.
+ Document business requirements and facilitate meetings effectively.
+ Manage issue tracking and resolution processes.
+ Perform User Acceptance Testing (UAT) and issue remediation.
**What's Needed?**
+ Experience with financial reconciliations.
+ Proficiency in business requirements documentation.
+ Strong skills in meeting facilitation and communication.
+ Ability to track and resolve issues efficiently.
+ Experience with reporting and data reconciliation.
**What's in it for me?**
+ Opportunity to work in a dynamic and challenging environment.
+ Gain valuable experience in risk management and financial services.
+ Collaborate with a diverse team of professionals.
+ Enhance your skills in testing and issue management.
+ Contribute to important financial initiatives that impact the organization.
**Upon completion of waiting period consultants are eligible for:**
+ Medical and Prescription Drug Plans
+ Dental Plan
+ Vision Plan
+ 401(k), Plus Match
+ Weekly Pay
If this is a role that interests you and you'd like to learn more, click apply now and a recruiter will be in touch with you to discuss this great opportunity. We look forward to speaking with you!
**About ManpowerGroup, Parent Company of: Manpower, Experis, Talent Solutions, and Jefferson Wells**
_ManpowerGroup® (NYSE: MAN), the leading global workforce solutions company, helps organizations transform in a fast-changing world of work by sourcing, assessing, developing, and managing the talent that enables them to win. We develop innovative solutions for hundreds of thousands of organizations every year, providing them with skilled talent while finding meaningful, sustainable employment for millions of people across a wide range of industries and skills. Our expert family of brands -_ **_Manpower, Experis, Talent Solutions, and Jefferson Wells_** _-_ creates substantial value for candidates and clients across more than 75 countries and territories and has done so for over 70 years. We are recognized consistently for our diversity - as a best place to work for Women, Inclusion, Equality and Disability and in 2023 ManpowerGroup was named one of the World's Most Ethical Companies for the 14th year - all confirming our position as the brand of choice for in-demand talent.
ManpowerGroup is committed to providing equal employment opportunities in a professional, high quality work environment. It is the policy of ManpowerGroup and all of its subsidiaries to recruit, train, promote, transfer, pay and take all employment actions without regard to an employee's race, color, national origin, ancestry, sex, sexual orientation, gender identity, genetic information, religion, age, disability, protected veteran status, or any other basis protected by applicable law.
**Job Title:** Independent Risk Management Officer
**Location:** Charlotte, NC
**What's the Job?**
+ Support P&L efforts in the market risk domain.
+ Conduct financial reconciliations to ensure accuracy and compliance.
+ Document business requirements and facilitate meetings effectively.
+ Manage issue tracking and resolution processes.
+ Perform User Acceptance Testing (UAT) and issue remediation.
**What's Needed?**
+ Experience with financial reconciliations.
+ Proficiency in business requirements documentation.
+ Strong skills in meeting facilitation and communication.
+ Ability to track and resolve issues efficiently.
+ Experience with reporting and data reconciliation.
**What's in it for me?**
+ Opportunity to work in a dynamic and challenging environment.
+ Gain valuable experience in risk management and financial services.
+ Collaborate with a diverse team of professionals.
+ Enhance your skills in testing and issue management.
+ Contribute to important financial initiatives that impact the organization.
**Upon completion of waiting period consultants are eligible for:**
+ Medical and Prescription Drug Plans
+ Dental Plan
+ Vision Plan
+ 401(k), Plus Match
+ Weekly Pay
If this is a role that interests you and you'd like to learn more, click apply now and a recruiter will be in touch with you to discuss this great opportunity. We look forward to speaking with you!
**About ManpowerGroup, Parent Company of: Manpower, Experis, Talent Solutions, and Jefferson Wells**
_ManpowerGroup® (NYSE: MAN), the leading global workforce solutions company, helps organizations transform in a fast-changing world of work by sourcing, assessing, developing, and managing the talent that enables them to win. We develop innovative solutions for hundreds of thousands of organizations every year, providing them with skilled talent while finding meaningful, sustainable employment for millions of people across a wide range of industries and skills. Our expert family of brands -_ **_Manpower, Experis, Talent Solutions, and Jefferson Wells_** _-_ creates substantial value for candidates and clients across more than 75 countries and territories and has done so for over 70 years. We are recognized consistently for our diversity - as a best place to work for Women, Inclusion, Equality and Disability and in 2023 ManpowerGroup was named one of the World's Most Ethical Companies for the 14th year - all confirming our position as the brand of choice for in-demand talent.
ManpowerGroup is committed to providing equal employment opportunities in a professional, high quality work environment. It is the policy of ManpowerGroup and all of its subsidiaries to recruit, train, promote, transfer, pay and take all employment actions without regard to an employee's race, color, national origin, ancestry, sex, sexual orientation, gender identity, genetic information, religion, age, disability, protected veteran status, or any other basis protected by applicable law.
View Now
1
Sr. Analyst, Risk Management - Market Risk
28230 Charlotte, North Carolina
Lincoln Financial
Posted today
Job Viewed
Job Description
**Alternate Locations:** Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)
**Work Arrangement:**
Hybrid Preferred : Preferred employee will work 3 days a week in a Lincoln office
**Relocation assistance:** is not available for this opportunity.
**Requisition #:** 74274
**The Role at a Glance**
We are seeking a Senior Analyst, Risk Management to join the Market Risk oversight team, which is a part of the broader Enterprise Risk Management (ERM) function in the Office of the CRO. This team is focused on setting the parameters of risk management as they relate to the hedging of capital market risks. This is a relatively new team at Lincoln, and we're growing! This position will play a pivotal role in building out the Market Risk oversight function that intersects hedging strategy, derivative trading strategy and hedge performance reporting spanning various life and annuity products such as Variable Annuities (VAs), Registered Index-Linked Annuities (RILAs), Fixed Indexed Annuities (FIAs), Guaranteed Variable Universal Life (GVUL), etc.
You will work closely with risk managers to monitor risk exposures, assess risk mitigation strategies, and ensure compliance with regulatory requirements. The ideal candidate will have strong quantitative skills, experience with financial instruments, and a deep understanding of market risk management practices.
**What you'll be doing**
+ Build out independent market risk reporting that captures liability attribution, hedge performance attribution, risk profile, hedge trading, etc.
+ Research market risk exposure across equities, interest rates, etc. and provide insights to management on potential hedge risks, performance metrics, and any deviations from established risk limits
+ Partner with IT and quantitative teams to ensure the implementation and effectiveness of risk management systems, tools, and models
+ Collaborate with first line partners to design and continuously improve the market risk management framework, including setting risk limits, thresholds, and reporting procedures
+ Monitor and recommend the use of various hedging instruments (e.g., options, swaps, futures) to effectively mitigate risks such as interest rate and market volatility exposure
+ Work with front-office teams to understand market views, exposures, and trading strategies, ensuring that risks are appropriately managed
+ Provide effective challenge to strategic and tactical moves
+ Leverage external relationships to remain up to date on market regulation and best-in-class hedging/derivative strategies
+ Provide thought leadership on improvements to technological and operational efficiencies
**What we're looking for**
**Education**
+ Bachelor's degree in Finance, Mathematics, Actuarial Science, or a related field.
+ Master's degree or relevant professional certifications (e.g., CFA, FRM, FSA, CQF) is a plus.
**Experience**
+ 5+ years of experience in market risk management, financial analysis, or a related field, preferably within the financial services or investment banking industry. Experience working in a second line market risk oversight role is a plus.
+ Solid understanding of capital markets, derivatives, and insurance products including but not limited to annuities.
+ Excellent quantitative and analytical skills with the ability to translate complex data into actionable insights.
+ Strong written and verbal communication skills, with the ability to present complex risk information to senior stakeholders.
+ High level of attention to detail, with the ability to identify and assess risks accurately and promptly.
+ Strong programming skills (Python, VBA, SQL, etc.)
+ Working knowledge of visualization software such as Tableau, PowerBI, etc.
+ Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).
+ Knowledge of insurance capital structures is a plus.
+ Ability to read, analyze and interpret both internal and external documents such as general media/publications, professional journals, technical procedures, governmental regulations, policies, proposals, and standard operating procedures.
+ Ability to work collaboratively in cross-functional teams and manage multiple priorities.
**Application Deadline**
Applications for this position will be accepted through September 1st, 2025 subject to earlier closure due to applicant volume.
**What's it like to work here?**
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
**What's in it for you:**
+ Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
+ Leadership development and virtual training opportunities
+ PTO/parental leave
+ Competitive 401K and employee benefits ( Free financial counseling, health coaching and employee assistance program
+ Tuition assistance program
+ Work arrangements that work for you
+ Effective productivity/technology tools and training
The pay range for this position is $93,300 - $169,700 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.
**About The Company**
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.
With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.
Lincoln is committed to creating a diverse and inclusive ( environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Follow us on Facebook ( , X ( , LinkedIn ( , Instagram ( , and YouTube ( . For the latest company news, visit our newsroom ( .
**Be Aware of Fraudulent Recruiting Activities**
If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at if you encounter a recruiter or see a job opportunity that seems suspicious.
**Additional Information**
This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.
Lincoln Financial is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling .
This Employer Participates in E-Verify. See the E-Verify ( notices.
Este Empleador Participa en E-Verify. Ver el E-Verify ( avisos.
Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.
**Work Arrangement:**
Hybrid Preferred : Preferred employee will work 3 days a week in a Lincoln office
**Relocation assistance:** is not available for this opportunity.
**Requisition #:** 74274
**The Role at a Glance**
We are seeking a Senior Analyst, Risk Management to join the Market Risk oversight team, which is a part of the broader Enterprise Risk Management (ERM) function in the Office of the CRO. This team is focused on setting the parameters of risk management as they relate to the hedging of capital market risks. This is a relatively new team at Lincoln, and we're growing! This position will play a pivotal role in building out the Market Risk oversight function that intersects hedging strategy, derivative trading strategy and hedge performance reporting spanning various life and annuity products such as Variable Annuities (VAs), Registered Index-Linked Annuities (RILAs), Fixed Indexed Annuities (FIAs), Guaranteed Variable Universal Life (GVUL), etc.
You will work closely with risk managers to monitor risk exposures, assess risk mitigation strategies, and ensure compliance with regulatory requirements. The ideal candidate will have strong quantitative skills, experience with financial instruments, and a deep understanding of market risk management practices.
**What you'll be doing**
+ Build out independent market risk reporting that captures liability attribution, hedge performance attribution, risk profile, hedge trading, etc.
+ Research market risk exposure across equities, interest rates, etc. and provide insights to management on potential hedge risks, performance metrics, and any deviations from established risk limits
+ Partner with IT and quantitative teams to ensure the implementation and effectiveness of risk management systems, tools, and models
+ Collaborate with first line partners to design and continuously improve the market risk management framework, including setting risk limits, thresholds, and reporting procedures
+ Monitor and recommend the use of various hedging instruments (e.g., options, swaps, futures) to effectively mitigate risks such as interest rate and market volatility exposure
+ Work with front-office teams to understand market views, exposures, and trading strategies, ensuring that risks are appropriately managed
+ Provide effective challenge to strategic and tactical moves
+ Leverage external relationships to remain up to date on market regulation and best-in-class hedging/derivative strategies
+ Provide thought leadership on improvements to technological and operational efficiencies
**What we're looking for**
**Education**
+ Bachelor's degree in Finance, Mathematics, Actuarial Science, or a related field.
+ Master's degree or relevant professional certifications (e.g., CFA, FRM, FSA, CQF) is a plus.
**Experience**
+ 5+ years of experience in market risk management, financial analysis, or a related field, preferably within the financial services or investment banking industry. Experience working in a second line market risk oversight role is a plus.
+ Solid understanding of capital markets, derivatives, and insurance products including but not limited to annuities.
+ Excellent quantitative and analytical skills with the ability to translate complex data into actionable insights.
+ Strong written and verbal communication skills, with the ability to present complex risk information to senior stakeholders.
+ High level of attention to detail, with the ability to identify and assess risks accurately and promptly.
+ Strong programming skills (Python, VBA, SQL, etc.)
+ Working knowledge of visualization software such as Tableau, PowerBI, etc.
+ Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).
+ Knowledge of insurance capital structures is a plus.
+ Ability to read, analyze and interpret both internal and external documents such as general media/publications, professional journals, technical procedures, governmental regulations, policies, proposals, and standard operating procedures.
+ Ability to work collaboratively in cross-functional teams and manage multiple priorities.
**Application Deadline**
Applications for this position will be accepted through September 1st, 2025 subject to earlier closure due to applicant volume.
**What's it like to work here?**
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
**What's in it for you:**
+ Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
+ Leadership development and virtual training opportunities
+ PTO/parental leave
+ Competitive 401K and employee benefits ( Free financial counseling, health coaching and employee assistance program
+ Tuition assistance program
+ Work arrangements that work for you
+ Effective productivity/technology tools and training
The pay range for this position is $93,300 - $169,700 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.
**About The Company**
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.
With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.
Lincoln is committed to creating a diverse and inclusive ( environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Follow us on Facebook ( , X ( , LinkedIn ( , Instagram ( , and YouTube ( . For the latest company news, visit our newsroom ( .
**Be Aware of Fraudulent Recruiting Activities**
If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at if you encounter a recruiter or see a job opportunity that seems suspicious.
**Additional Information**
This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.
Lincoln Financial is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling .
This Employer Participates in E-Verify. See the E-Verify ( notices.
Este Empleador Participa en E-Verify. Ver el E-Verify ( avisos.
Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.
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2
Treasury & Financial Risk Management Sr. Manager
28230 Charlotte, North Carolina
Accenture
Posted today
Job Viewed
Job Description
In Strategy & Consulting we work with C-suite executives, leaders and boards of the world's leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization's total enterprise reinvention.
We are:
Finance Risk & Compliance, and we give finance execs the sounding board they need. Value isn't just about maintenance. It's about zeroing in on smart, sustainable ways to grow, and finding the right tools to keep everything on track. We've got the deep industry experience, the functional insights, the data power, and the digital tech leadership to help our clients make important changes. Whether we're breaking down meaningful analytics, designing the perfect finance platforms, or building from current risk and compliance models to get ready for the future, we solve our clients' toughest problems. Visit us here to find out more about Finance Risk & Compliance. ( are:
An expert decision-maker and a clear communicator. You're always looking for better and more efficient ways to manage risk. When you say its time to bring in new solutions or change the way things are done, clients listen. They know you'll walk them through the process - in person and on paper. Everyone's happy, because they have the right tools to stay compliant and new ways to create value.
The work:
· Assess risk and develop mitigation strategies for top-tier financial services organizations
· Support and share knowledge with project teams and use analytics to find new ways of working that put people and process first
· Manage project teams, deliverables and budgets across workflows
· Attract new business by creating thoughtful proposals and building strong client relationships
· Show clients where and how to benefit from a more flexible workforce
· Use design-led thinking to improve customer experience
· Help grow the practice by championing Accenture initiatives and products
· Stay on top of how new regulations and technologies affect our clients' businesses - and ours
Travel:
Travel requirements based on client needs
+ Minimum of 2 years of client facing consulting experience in risk and regulatory management consulting
+ Minimum of 7 years of experience with a proven track record in one of the following areas:
+ Treasury organizational structure and transformation
+ Capability maturity transformations including gap assessments, target operating model design, build, implementation and roll-out
+ Good understanding of underlying end to end data, tech and operational capabilities for complex treasury function
+ Balance sheet and treasury management:
+ Liquidity and cash management: Cash management and cash flow forecasting and analytics (liquidity, deposits, balance sheet etc.), intraday liquidity, liquidity stress testing, LCR, NSFR
+ Contingency funding planning, Recovery and resolution planning
+ Capital management and stress testing (CCAR), scenario management and management
+ Reg reporting FR2052, FR-Y-14
+ Data management, technology and platforms
+ Credit risk management
+ Policy and governance
+ Portfolio management and analytics (risk ratings, loss forecasting, early warning, management reporting), reporting and regulatory compliance (including CECL/IFRS9 etc.),
+ Credit risk data management, technology and platforms
+ Counterparty Credit / Market risk management including IR, FX, Equity etc.
+ Policy and governance
+ Economic Value of Equity, Net Interest Income and IRRBB
+ Portfolio management and analytics (e.g., VaR, ESs, XVAs etc.), regulatory compliance and reporting including FRTB, FFIEC etc.
+ Market risk data management, technology and platforms
+ Resolution and Recovery Programs and 165D plans across Capital, Liquidity, Governance Mechanisms, Operational, Legal Entity Rationalization, Insured Depository Institution Resolution, Derivatives and Trading.
+ Experience with a minimum of 1 year of the following:
+ Developing and advising points of view on balance sheet and financial risk management
+ Managing projects and/or client consultations in the Treasury domain
+ Balance sheet management and/or financial risk management and relevant SR letter knowledge
+ Leading large engagement teams and people development
+ Bachelor's degree
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Illinois, Maryland, Minnesota, New Jersey, New York or Washington as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here. ( Location Annual Salary Range
California $132,500 to $02,400
Colorado 132,500 to 261,300
District of Columbia 141,100 to 278,200
Illinois 122,700 to 261,300
Minnesota 132,500 to 261,300
Maryland 122,700 to 241,900
New York/New Jersey 122,700 to 302,400
Washington 141,100 to 278,200
#LI-NA-FY25
What We Believe
We have an unwavering commitment to diversity with the aim that every one of our people has a full sense of belonging within our organization. As a business imperative, every person at Accenture has the responsibility to create and sustain an inclusive environment.
Inclusion and diversity are fundamental to our culture and core values. Our rich diversity makes us more innovative and more creative, which helps us better serve our clients and our communities. Read more here ( Employment Opportunity Statement
Accenture is an Equal Opportunity Employer. We believe that no one should be discriminated against because of their differences, such as age, disability, ethnicity, gender, gender identity and expression, religion or sexual orientation.
All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law.
Accenture is committed to providing veteran employment opportunities to our service men and women.
For details, view a copy of the Accenture Equal Employment Opportunity and Affirmative Action Policy Statement ( .
Requesting An Accommodation
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.
If you would like to be considered for employment opportunities with Accenture and have accommodation needs for a disability or religious observance, please call us toll free at 1 ( , send us an email ( or speak with your recruiter.
Other Employment Statements
Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.
Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.
We are:
Finance Risk & Compliance, and we give finance execs the sounding board they need. Value isn't just about maintenance. It's about zeroing in on smart, sustainable ways to grow, and finding the right tools to keep everything on track. We've got the deep industry experience, the functional insights, the data power, and the digital tech leadership to help our clients make important changes. Whether we're breaking down meaningful analytics, designing the perfect finance platforms, or building from current risk and compliance models to get ready for the future, we solve our clients' toughest problems. Visit us here to find out more about Finance Risk & Compliance. ( are:
An expert decision-maker and a clear communicator. You're always looking for better and more efficient ways to manage risk. When you say its time to bring in new solutions or change the way things are done, clients listen. They know you'll walk them through the process - in person and on paper. Everyone's happy, because they have the right tools to stay compliant and new ways to create value.
The work:
· Assess risk and develop mitigation strategies for top-tier financial services organizations
· Support and share knowledge with project teams and use analytics to find new ways of working that put people and process first
· Manage project teams, deliverables and budgets across workflows
· Attract new business by creating thoughtful proposals and building strong client relationships
· Show clients where and how to benefit from a more flexible workforce
· Use design-led thinking to improve customer experience
· Help grow the practice by championing Accenture initiatives and products
· Stay on top of how new regulations and technologies affect our clients' businesses - and ours
Travel:
Travel requirements based on client needs
+ Minimum of 2 years of client facing consulting experience in risk and regulatory management consulting
+ Minimum of 7 years of experience with a proven track record in one of the following areas:
+ Treasury organizational structure and transformation
+ Capability maturity transformations including gap assessments, target operating model design, build, implementation and roll-out
+ Good understanding of underlying end to end data, tech and operational capabilities for complex treasury function
+ Balance sheet and treasury management:
+ Liquidity and cash management: Cash management and cash flow forecasting and analytics (liquidity, deposits, balance sheet etc.), intraday liquidity, liquidity stress testing, LCR, NSFR
+ Contingency funding planning, Recovery and resolution planning
+ Capital management and stress testing (CCAR), scenario management and management
+ Reg reporting FR2052, FR-Y-14
+ Data management, technology and platforms
+ Credit risk management
+ Policy and governance
+ Portfolio management and analytics (risk ratings, loss forecasting, early warning, management reporting), reporting and regulatory compliance (including CECL/IFRS9 etc.),
+ Credit risk data management, technology and platforms
+ Counterparty Credit / Market risk management including IR, FX, Equity etc.
+ Policy and governance
+ Economic Value of Equity, Net Interest Income and IRRBB
+ Portfolio management and analytics (e.g., VaR, ESs, XVAs etc.), regulatory compliance and reporting including FRTB, FFIEC etc.
+ Market risk data management, technology and platforms
+ Resolution and Recovery Programs and 165D plans across Capital, Liquidity, Governance Mechanisms, Operational, Legal Entity Rationalization, Insured Depository Institution Resolution, Derivatives and Trading.
+ Experience with a minimum of 1 year of the following:
+ Developing and advising points of view on balance sheet and financial risk management
+ Managing projects and/or client consultations in the Treasury domain
+ Balance sheet management and/or financial risk management and relevant SR letter knowledge
+ Leading large engagement teams and people development
+ Bachelor's degree
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Illinois, Maryland, Minnesota, New Jersey, New York or Washington as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here. ( Location Annual Salary Range
California $132,500 to $02,400
Colorado 132,500 to 261,300
District of Columbia 141,100 to 278,200
Illinois 122,700 to 261,300
Minnesota 132,500 to 261,300
Maryland 122,700 to 241,900
New York/New Jersey 122,700 to 302,400
Washington 141,100 to 278,200
#LI-NA-FY25
What We Believe
We have an unwavering commitment to diversity with the aim that every one of our people has a full sense of belonging within our organization. As a business imperative, every person at Accenture has the responsibility to create and sustain an inclusive environment.
Inclusion and diversity are fundamental to our culture and core values. Our rich diversity makes us more innovative and more creative, which helps us better serve our clients and our communities. Read more here ( Employment Opportunity Statement
Accenture is an Equal Opportunity Employer. We believe that no one should be discriminated against because of their differences, such as age, disability, ethnicity, gender, gender identity and expression, religion or sexual orientation.
All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law.
Accenture is committed to providing veteran employment opportunities to our service men and women.
For details, view a copy of the Accenture Equal Employment Opportunity and Affirmative Action Policy Statement ( .
Requesting An Accommodation
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.
If you would like to be considered for employment opportunities with Accenture and have accommodation needs for a disability or religious observance, please call us toll free at 1 ( , send us an email ( or speak with your recruiter.
Other Employment Statements
Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.
Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.
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3
Manager, Information Security Risk Management
28245 Charlotte, North Carolina
Hearst
Posted today
Job Viewed
Job Description
Hearst Technology, Inc, Information Security Office seeks a Manager, Information Security Risk Management. The Manager, Information Security Risk Management is responsible for assessing risk and managing risk information for the organization and key business units. This position assesses information security risk within essential technology functions, key business processes, documentation, and collaborates with key business leaders to assist in reducing risk and maturing the overall control environment. This position will also support Audit and Compliance functions within Hearst, focusing on PCI and HIPAA.
Team Alignment: Governance, Risk, and Compliance (GRC) Team. The GRC Team is multi-faceted and focuses on driving business value. Our mission is to establish an integrated program that ensures the overall effectiveness of capabilities that impact information security across business units globally.
- Perform security risk reviews, risk assessments and gap assessments on key business processes and new and existing technologies. Subsequently, work with various business units, as needed, to ensure controls are adequate, appropriate, and effective and that mitigation and remediation plans are in place.
- Maintain the IT risk register and risk dashboard keeping risks, and their response plans up to date; will be required to work with cross-functional teams and businesses.
- Prepare detailed recurring risk management reports with associated metrics.
- Support the implementation of a risk program including enhancing processes supporting accountability, exception requests, and overall risk reduction in accordance with NIST and COBIT Cybersecurity frameworks.
- Support vendor due-diligence process and help define overall third-party risk management efforts.
- Support risk-focused governance entities such as forums and steering committees.
- Support internal and external audit processes for relevant compliance areas including NIST CSF, NIST 800-53, PCI-DSS, HIPAA, SOX, and other external and internal requirements.
- Support key capabilities and processes across the GRC function in support of the Hearst Information Security Office using an Agile methodology approach to delivering work products and key services.
- Work collaboratively with regional and global partners in other functional units; ability to navigate a complex organization; to influence and lead people across cultures at a senior level. Collaboratively interface with global IT and business partners to provide guidance and support.
- Design and implement improvements in risk-related documentation.
- Other related duties as assigned.
Technical Skills
- Experience with IT governance, risk, and compliance management in a large global environment, while working with geographically dispersed, multidisciplinary teams.
- Experience conducting risk assessments and managing risk across departments and functions.
- Strong foundation in PCI and HIPAA compliance requirements and testing.
- Familiarity with an integrated risk management platform.
- Familiarity with security frameworks, particularly NIST and COBIT Cybersecurity Frameworks and HITRUST.
- Basic understanding and knowledge of technical fundamentals such as networking concepts, cloud computing, application development, and security best practices.
- Proficiency with Word, Excel, PowerPoint, JIRA, SharePoint.
- Experience with GRC and risk management platforms such as Prevalent and TruOps is desired.
- Strong work ethic with attention to detail and demonstrated analytical abilities.
- Attention to detail, verbal and written communication, and initiative; able to apply constructive feedback to enhance managing risk.
- Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging.
- Self-motivated with excellent planning and organizational skills; and the ability to prioritize tasks to meet deadlines and effectively manage changing priorities.
- Professional customer orientation with a strong commitment to providing a high standard of customer satisfaction.
- Ability to deliver client-ready documentation and participate in relevant client meetings; able to work across teams effectively and efficiently.
- Working understanding of project management principles, processes, and documentation.
- Ability to collaborate with internal and external stakeholders.
- Bachelor's Degree in Information Technology, Computer Science, or equivalent.
- Minimum 5 years of relevant experience in a risk management role with at least 2 years of practical experience in Audit and Compliance.
- Industry standard certification such as CISA, CRISC, CISM, ARM, CISSP, ISO 27001, ISO 27005 is desired.
Hearst has been innovating for more than a century, leading with purpose, integrity and a culture of care, with a mission to inform audiences and improve lives.
The company's diverse portfolio includes global financial services leader Fitch Group; Hearst Health, a group of medical information and services businesses; Hearst Transportation, which includes CAMP Systems International, a major provider of software-as-a-service solutions for managing maintenance of jets and helicopters; ownership in cable television networks such as A&E, HISTORY, Lifetime and ESPN; 35 television stations; 24 daily and 52 weekly newspapers; digital services businesses; and more than 200 magazines around the world.
Hearst is always moving forward, investing in healthcare solutions to improve patient outcomes and technology that curbs emissions; providing vital analysis, data and software to the global financial services industry; delivering important service and investigative journalism; and inspiring audiences with sports and entertainment programming.
With a commitment to maintaining the highest quality in its products and services, Hearst is dedicated to serving the communities it operates in, both civically and philanthropically.
Hearst is an Equal Employment Opportunity employer. We do not discriminate in hiring on the basis of race, color, national origin, religion, creed, sex or gender, gender identity, gender expression, sexual orientation, age, physical or mental disability, military or veteran status, or any other characteristic protected by federal, state, or local law.
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4
Credit Risk Management - Corporate Finance
28230 Charlotte, North Carolina
Truist
Posted today
Job Viewed
Job Description
**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.**
Need Help? ( you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ( ?subject=Accommodation%20request)_
_(accommodation requests only; other inquiries won't receive a response)._
**Regular or Temporary:**
Regular
**Language Fluency:** English (Required)
**Work Shift:**
1st shift (United States of America)
**Please review the following job description:**
Responsible for optimizing profitability of a segment(s) of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance in the assigned portfolio. Partner with LOB segment leadership to provide thought leadership and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicates effectively through guidance, training and development in support of building and maintaining a strong credit culture. Models behaviors that reflect strong judgment capabilities gained through deep and comprehensive credit experience across multiple types of portfolio and business segments, constructive partnership and ability to navigate complex challenges that have potential impact on Truist profitability.
**ESSENTIAL DUTIES AND RESPONSIBILITIES**
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOB
2. Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue
3. Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitability
4. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions
5. Manage highly complex decisions that could have significant impact to risks and profitability
6. Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested
**QUALIFICATIONS**
**Required Qualifications:**
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree, or equivalent education and related training
2. 15 years of experience in lending and/or credit experience
3. Widespread financial credit risk and regulatory knowledge
4. Solid accounting/financial analysis skills
5. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships
**Preferred Qualifications:**
1. 20 years of experience in commercial lending and/or credit experience
2. Master's degree in business administration, finance, or accounting
3. Broad product knowledge and experience, including Sponsor-backed transactions, Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories. Experience across a broad span of industries or deep experience within a specific industry
4. RMA - Credit Risk Certification
**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site ( Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
**_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._**
EEO is the Law ( Transparency Nondiscrimination Provision ( (
Need Help? ( you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ( ?subject=Accommodation%20request)_
_(accommodation requests only; other inquiries won't receive a response)._
**Regular or Temporary:**
Regular
**Language Fluency:** English (Required)
**Work Shift:**
1st shift (United States of America)
**Please review the following job description:**
Responsible for optimizing profitability of a segment(s) of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance in the assigned portfolio. Partner with LOB segment leadership to provide thought leadership and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicates effectively through guidance, training and development in support of building and maintaining a strong credit culture. Models behaviors that reflect strong judgment capabilities gained through deep and comprehensive credit experience across multiple types of portfolio and business segments, constructive partnership and ability to navigate complex challenges that have potential impact on Truist profitability.
**ESSENTIAL DUTIES AND RESPONSIBILITIES**
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOB
2. Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue
3. Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitability
4. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions
5. Manage highly complex decisions that could have significant impact to risks and profitability
6. Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested
**QUALIFICATIONS**
**Required Qualifications:**
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree, or equivalent education and related training
2. 15 years of experience in lending and/or credit experience
3. Widespread financial credit risk and regulatory knowledge
4. Solid accounting/financial analysis skills
5. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships
**Preferred Qualifications:**
1. 20 years of experience in commercial lending and/or credit experience
2. Master's degree in business administration, finance, or accounting
3. Broad product knowledge and experience, including Sponsor-backed transactions, Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories. Experience across a broad span of industries or deep experience within a specific industry
4. RMA - Credit Risk Certification
**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site ( Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
**_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._**
EEO is the Law ( Transparency Nondiscrimination Provision ( (
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5
Director, Enterprise Conduct Risk Management
28230 Charlotte, North Carolina
American Express
Posted today
Job Viewed
Job Description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The Global Risk & Compliance Organization (GRC) is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.
The Enterprise Conduct Risk Management team within Global Risk and Compliance (GRC) is responsible for identifying and managing conduct risk across all processes and geographies at American Express.
We are seeking a highly motivated and analytical professional to join our Independent Risk Management team as a Director of Conduct Risk. This role will report to the Vice President and Head of Enterprise Conduct Risk Management. The incumbent will help support the oversight of conduct risk for the Company. The incumbent will be responsible for identifying, measuring, monitoring, and reporting on conduct risks and data analytics. This role is critical in providing independent oversight and challenge of conduct risks across the enterprise, with a focus on ensuring behaviors and processes align with regulatory expectations and our company's Risk Appetite.
As a trusted colleague in the second line of defense, you will assess behavioral data, evaluate control environments, drive automation of reporting processes, and present actionable insights to senior leadership and governance committees. This position offers exposure to enterprise-level risk management, frequent interaction with stakeholders across the business, and an opportunity to influence key decisions that promote sound risk culture and accountability.
**Key Responsibilities:**
+ Leverage technology and data analytics to produce clear aggregate reporting on conduct risk to senior executives
+ Provide independent oversight of the first-line business activities to ensure conduct risks are appropriately identified, assessed, and managed
+ Maintain a thorough understanding of regulatory requirements to guide conduct risk practices in line with applicable laws and standards
+ Perform periodic scheduled reviews and sample-based testing to evaluate the adequacy and effectiveness of conduct risk management strategies and control mechanisms
+ Incorporate relevant insights from independent risk management activities, industry practices, emerging trends, and regulatory developments into broader Conduct Risk governance framework
+ Effectively coach, train and develop a team in all aspects of their role
+ Handle confidential information with impeccable integrity
**Minimum Qualifications:**
+ 8 years of experience in risk management within the financial services industry, specific expertise in compliance or enterprise risk management preferred
+ Bachelor's degree in Finance, Data Science, Risk Management, Business Administration or related field
+ Proven experience in data aggregation and analysis, particularly in a financial or regulatory environment
+ Excellent written and verbal communication skills, with the ability to present findings to executive leadership and stakeholders clearly and concisely
+ Ability to Influence and help embed a strong risk-aware culture throughout the organization, encouraging proactive risk management behaviors at all levels
+ Prior experience managing regulatory exams and supervisory engagements
+ Understanding of risk management principles, frameworks, and regulatory requirements
+ Team management experience
**Preferred Qualifications:**
+ Independent Risk Management with a GSIB
+ Master's degree or relevant formal certification
**Qualifications**
Salary Range: $130,000.00 to $205,000.00 annually bonus equity (if applicable) benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
**Job:** Compliance
**Primary Location:** US-New York-New York
**Other Locations:** US-North Carolina-Charlotte
**Schedule** Full-time
**Req ID:** 25012774
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The Global Risk & Compliance Organization (GRC) is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.
The Enterprise Conduct Risk Management team within Global Risk and Compliance (GRC) is responsible for identifying and managing conduct risk across all processes and geographies at American Express.
We are seeking a highly motivated and analytical professional to join our Independent Risk Management team as a Director of Conduct Risk. This role will report to the Vice President and Head of Enterprise Conduct Risk Management. The incumbent will help support the oversight of conduct risk for the Company. The incumbent will be responsible for identifying, measuring, monitoring, and reporting on conduct risks and data analytics. This role is critical in providing independent oversight and challenge of conduct risks across the enterprise, with a focus on ensuring behaviors and processes align with regulatory expectations and our company's Risk Appetite.
As a trusted colleague in the second line of defense, you will assess behavioral data, evaluate control environments, drive automation of reporting processes, and present actionable insights to senior leadership and governance committees. This position offers exposure to enterprise-level risk management, frequent interaction with stakeholders across the business, and an opportunity to influence key decisions that promote sound risk culture and accountability.
**Key Responsibilities:**
+ Leverage technology and data analytics to produce clear aggregate reporting on conduct risk to senior executives
+ Provide independent oversight of the first-line business activities to ensure conduct risks are appropriately identified, assessed, and managed
+ Maintain a thorough understanding of regulatory requirements to guide conduct risk practices in line with applicable laws and standards
+ Perform periodic scheduled reviews and sample-based testing to evaluate the adequacy and effectiveness of conduct risk management strategies and control mechanisms
+ Incorporate relevant insights from independent risk management activities, industry practices, emerging trends, and regulatory developments into broader Conduct Risk governance framework
+ Effectively coach, train and develop a team in all aspects of their role
+ Handle confidential information with impeccable integrity
**Minimum Qualifications:**
+ 8 years of experience in risk management within the financial services industry, specific expertise in compliance or enterprise risk management preferred
+ Bachelor's degree in Finance, Data Science, Risk Management, Business Administration or related field
+ Proven experience in data aggregation and analysis, particularly in a financial or regulatory environment
+ Excellent written and verbal communication skills, with the ability to present findings to executive leadership and stakeholders clearly and concisely
+ Ability to Influence and help embed a strong risk-aware culture throughout the organization, encouraging proactive risk management behaviors at all levels
+ Prior experience managing regulatory exams and supervisory engagements
+ Understanding of risk management principles, frameworks, and regulatory requirements
+ Team management experience
**Preferred Qualifications:**
+ Independent Risk Management with a GSIB
+ Master's degree or relevant formal certification
**Qualifications**
Salary Range: $130,000.00 to $205,000.00 annually bonus equity (if applicable) benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
**Job:** Compliance
**Primary Location:** US-New York-New York
**Other Locations:** US-North Carolina-Charlotte
**Schedule** Full-time
**Req ID:** 25012774
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6
Audit Manager (Operational Risk Management)
28230 Charlotte, North Carolina
Wells Fargo
Posted today
Job Viewed
Job Description
**About this role:**
The Audit Manager at Wells Fargo is an Individual Contributor role with no direct reports. The officer title associated with this role is Vice President given that this role is acting as the Auditor-in-charge, overseeing the work of a team of Audit staff.
Wells Fargo is seeking an Audit Manager, VP as part of our Corporate Risk Audit Team. The team is responsible for providing audit coverage over operational risk management, business group chief risk officers and enterprise risk management.
**In this role, you will:**
+ Lead execution of the integrated audit process
+ Participate in audits in accordance with Wells Fargo Audit Services policy
+ Demonstrate depth and breadth of knowledge and understanding across multiple businesses or develop knowledge in a critical subject matter area
+ Demonstrate comprehensive knowledge and understanding of the financial, operational, technical, and regulatory environment across multiple businesses or develop excellent subject matter knowledge in critical areas of the business
+ Write opinions reflecting relevant facts that lead to logical conclusions
+ Escalate significant risks and loss exposures to appropriate levels of management
+ Ensure documentation and reporting are ready for review by managers and more experienced managers
+ Demonstrate credible challenge
+ Evaluate and provide appropriate solutions for complex problems
+ Lead multiple concurrent projects that are generally moderate to large in size and moderate to high in complexity
+ Identify and assess key risks and controls and develop effective test plans for engagements as assigned with limited guidance
+ Present audit results in an objective and unbiased manner
+ Exhibit appropriate judgment regarding issue notification, issue draft findings to client management, and draft final audit reports
+ Develop and maintain excellent business relationships within Internal Audit and with teams companywide.
**Required Qualifications:**
+ 5+ years of Audit, Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Direct experience within Operational Risk Management (2nd Line of Defense) or auditing Operational Risk Management (2nd Line of Defense)
+ Experience at a large financial institution or accounting firm
+ Experience co-leading or leading audits.
+ A BS/BA degree or higher
+ Solid knowledge and understanding of audit or risk methodologies and supporting tools
+ Ability to work effectively in a team environment and across all organizational levels
+ Proven ability to effectively lead projects, collect and analyze data, develop and communicate recommendations and provide effective performance feedback to team members
+ Well-developed planning and organizing skills
+ Proven ability to work within deadlines and manage multiple tasks. Demonstrate excellent communication and ability to influence change
+ Self-awareness, conflict resolution skills, individual accountability and a passion for learning are also critical
+ Certification in one or more of the following: CPA, CAMS, CRCM, CIA, CISA, Commissioned Bank Examiner designation, or equivalent work experience.
**Job Expectations:**
+ This position does not offer Visa sponsorship
+ Hybrid work schedule.
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$111,100.00 - $217,200.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs ( for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
25 Jul 2025
*** **_Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-472425
The Audit Manager at Wells Fargo is an Individual Contributor role with no direct reports. The officer title associated with this role is Vice President given that this role is acting as the Auditor-in-charge, overseeing the work of a team of Audit staff.
Wells Fargo is seeking an Audit Manager, VP as part of our Corporate Risk Audit Team. The team is responsible for providing audit coverage over operational risk management, business group chief risk officers and enterprise risk management.
**In this role, you will:**
+ Lead execution of the integrated audit process
+ Participate in audits in accordance with Wells Fargo Audit Services policy
+ Demonstrate depth and breadth of knowledge and understanding across multiple businesses or develop knowledge in a critical subject matter area
+ Demonstrate comprehensive knowledge and understanding of the financial, operational, technical, and regulatory environment across multiple businesses or develop excellent subject matter knowledge in critical areas of the business
+ Write opinions reflecting relevant facts that lead to logical conclusions
+ Escalate significant risks and loss exposures to appropriate levels of management
+ Ensure documentation and reporting are ready for review by managers and more experienced managers
+ Demonstrate credible challenge
+ Evaluate and provide appropriate solutions for complex problems
+ Lead multiple concurrent projects that are generally moderate to large in size and moderate to high in complexity
+ Identify and assess key risks and controls and develop effective test plans for engagements as assigned with limited guidance
+ Present audit results in an objective and unbiased manner
+ Exhibit appropriate judgment regarding issue notification, issue draft findings to client management, and draft final audit reports
+ Develop and maintain excellent business relationships within Internal Audit and with teams companywide.
**Required Qualifications:**
+ 5+ years of Audit, Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Direct experience within Operational Risk Management (2nd Line of Defense) or auditing Operational Risk Management (2nd Line of Defense)
+ Experience at a large financial institution or accounting firm
+ Experience co-leading or leading audits.
+ A BS/BA degree or higher
+ Solid knowledge and understanding of audit or risk methodologies and supporting tools
+ Ability to work effectively in a team environment and across all organizational levels
+ Proven ability to effectively lead projects, collect and analyze data, develop and communicate recommendations and provide effective performance feedback to team members
+ Well-developed planning and organizing skills
+ Proven ability to work within deadlines and manage multiple tasks. Demonstrate excellent communication and ability to influence change
+ Self-awareness, conflict resolution skills, individual accountability and a passion for learning are also critical
+ Certification in one or more of the following: CPA, CAMS, CRCM, CIA, CISA, Commissioned Bank Examiner designation, or equivalent work experience.
**Job Expectations:**
+ This position does not offer Visa sponsorship
+ Hybrid work schedule.
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$111,100.00 - $217,200.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs ( for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
25 Jul 2025
*** **_Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-472425
View Now
7
IT/IS Risk Management Principal
28230 Charlotte, North Carolina
USAA
Posted today
Job Viewed
Job Description
**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
We are seeking an IT/IS Risk Management Principal to provide second line of defense oversight for USAA's Information Technology/Information Security functions. This individual contributor role involves developing and performing a comprehensive risk management plan, emphasizing a strong background in solutions using AI. The ideal candidate includes over 10 years of information security experience, with expertise in Identity and Access Management. Validated presentation skills for engaging diverse partners, including executive audiences. Experience as an IT/IS risk consultant within the financial industry
We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: Charlotte, NC, San Antonio, TX, Plano, TX, Tampa, FL.
Relocation assistance is **not** available for this position.
**What you'll do:**
+ Establishes and maintains an Enterprise IT/IS risk governance framework that supports enterprise-wide standard operating policies and procedures that are aligned with the USAA Board's risk appetite, the company's business and strategic objectives, and regulatory expectations.
+ Reviews and evaluates the Third-Party Risk Management Program and incorporates the applicable requirements into the Enterprise IT Risk Governance Program.
+ Accountable for assessing business unit level IT/IS policies, standards and procedures developed and implemented by the business divisions to ensure they are in alignment with and support the Enterprise IT/IS policies, standards and procedures.
+ Evaluates and challenges the completeness and accuracy of the 1st LOD's enterprise-wide IT/IS process risk and control inventory; conducts validation testing and reviews to ensure the recommended corrective actions to 1st and 2nd LOD identified IT/IS issues are complete, balanced and effective.
+ Continually evaluates information technology, information security and data risk developments, strategic and operating plans, stress points and changes in operating processes to identify potential risks which may impact the IT/IS operating and control environment.
+ Reviews and monitors identified material IT/IS internal and external risks and emerging potential threats and ensures risk mitigation action is taken
+ Assesses the enterprise information technology systems and information security protocols to ensure they are secure to support the businesses' processing environment and are adequately controlled to appropriately mitigate IT/IS risks.
**What you have:**
+ Bachelor's degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.
+ 10 years of Information Technology / Information Security (IT/IS) experience, in a relevant industry or operational area, to include banking, insurance, financial services, project management, auditing / public accounting / consulting, and/or military service to include 6 years of specific risk management experience.
+ Experience in applying IT/IS risk frameworks such as risk governance, control efficiency measurement, process, risk and control analysis, and risk management coverage plan (monitoring, assessment and testing).
+ In-depth knowledge of cyber security, information security, fraud risk management, data risk management, customer authentication and identification access processes and controls.
+ Communicate and influence across all Lines of Defense.
+ Knowledge of federal regulation 12 CFR Part 30, including Appendices A, B and D and with federal supervisory guidance, to include:
+ OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks - Internal Control, and Retail Lending; and with key OCC bulletins to include: Third Party Risk Management; Technology Risk Management; and Operational Risk
+ Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual
+ FFIEC Manuals and Handbooks to include: Banking; Information Technology Examination
+ General understanding of federal laws, rules, and regulations, to include:
+ CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML and UDAP/UDAAP
+ Basel Committee on Banking Supervision Principles for Effective Risk Data Aggregation and Risk Reporting (BCBS-239)
+ Title V, Section 501 of the Gramm-Leach-Bliley Act
+ EU General Data Protection Regulation (GPDR)
+ California Consumer Privacy Act (CCPA)
+ New York State Department of Financial Services 23 NYCRR Part 500
+ Laws and Regulations for illustrative purposes. Roles would need an understanding of all federal and state laws and regulatory guidance applicable to the organization and responsibilities of the role.
**What sets you apart:**
+ Strong background in developing solutions using AI
+ 10+ years of information security to include expertise in Identity and Access management
+ Validated interpersonal skills and the ability to engage diverse partners, including executive audiences
+ Background in IT/IS risk consulting in the financial industry
**Compensation range:** The salary range for this position is: $164,780 - $314,960 **.**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
We are seeking an IT/IS Risk Management Principal to provide second line of defense oversight for USAA's Information Technology/Information Security functions. This individual contributor role involves developing and performing a comprehensive risk management plan, emphasizing a strong background in solutions using AI. The ideal candidate includes over 10 years of information security experience, with expertise in Identity and Access Management. Validated presentation skills for engaging diverse partners, including executive audiences. Experience as an IT/IS risk consultant within the financial industry
We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: Charlotte, NC, San Antonio, TX, Plano, TX, Tampa, FL.
Relocation assistance is **not** available for this position.
**What you'll do:**
+ Establishes and maintains an Enterprise IT/IS risk governance framework that supports enterprise-wide standard operating policies and procedures that are aligned with the USAA Board's risk appetite, the company's business and strategic objectives, and regulatory expectations.
+ Reviews and evaluates the Third-Party Risk Management Program and incorporates the applicable requirements into the Enterprise IT Risk Governance Program.
+ Accountable for assessing business unit level IT/IS policies, standards and procedures developed and implemented by the business divisions to ensure they are in alignment with and support the Enterprise IT/IS policies, standards and procedures.
+ Evaluates and challenges the completeness and accuracy of the 1st LOD's enterprise-wide IT/IS process risk and control inventory; conducts validation testing and reviews to ensure the recommended corrective actions to 1st and 2nd LOD identified IT/IS issues are complete, balanced and effective.
+ Continually evaluates information technology, information security and data risk developments, strategic and operating plans, stress points and changes in operating processes to identify potential risks which may impact the IT/IS operating and control environment.
+ Reviews and monitors identified material IT/IS internal and external risks and emerging potential threats and ensures risk mitigation action is taken
+ Assesses the enterprise information technology systems and information security protocols to ensure they are secure to support the businesses' processing environment and are adequately controlled to appropriately mitigate IT/IS risks.
**What you have:**
+ Bachelor's degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.
+ 10 years of Information Technology / Information Security (IT/IS) experience, in a relevant industry or operational area, to include banking, insurance, financial services, project management, auditing / public accounting / consulting, and/or military service to include 6 years of specific risk management experience.
+ Experience in applying IT/IS risk frameworks such as risk governance, control efficiency measurement, process, risk and control analysis, and risk management coverage plan (monitoring, assessment and testing).
+ In-depth knowledge of cyber security, information security, fraud risk management, data risk management, customer authentication and identification access processes and controls.
+ Communicate and influence across all Lines of Defense.
+ Knowledge of federal regulation 12 CFR Part 30, including Appendices A, B and D and with federal supervisory guidance, to include:
+ OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks - Internal Control, and Retail Lending; and with key OCC bulletins to include: Third Party Risk Management; Technology Risk Management; and Operational Risk
+ Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual
+ FFIEC Manuals and Handbooks to include: Banking; Information Technology Examination
+ General understanding of federal laws, rules, and regulations, to include:
+ CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML and UDAP/UDAAP
+ Basel Committee on Banking Supervision Principles for Effective Risk Data Aggregation and Risk Reporting (BCBS-239)
+ Title V, Section 501 of the Gramm-Leach-Bliley Act
+ EU General Data Protection Regulation (GPDR)
+ California Consumer Privacy Act (CCPA)
+ New York State Department of Financial Services 23 NYCRR Part 500
+ Laws and Regulations for illustrative purposes. Roles would need an understanding of all federal and state laws and regulatory guidance applicable to the organization and responsibilities of the role.
**What sets you apart:**
+ Strong background in developing solutions using AI
+ 10+ years of information security to include expertise in Identity and Access management
+ Validated interpersonal skills and the ability to engage diverse partners, including executive audiences
+ Background in IT/IS risk consulting in the financial industry
**Compensation range:** The salary range for this position is: $164,780 - $314,960 **.**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
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8
Business Analyst / Risk Management Officer
28230 Charlotte, North Carolina
Motion Recruitment Partners
Posted today
Job Viewed
Job Description
Business Analyst / Risk Management Officer
CHARLOTTE, North Carolina
**Hybrid**
Contract
$96.06/hr - $108.24/hr
Outstanding long-term contract opportunity! A well-known Financial Services Company is looking for a Independent Risk Management Officer in Charlotte, NC (Hybrid).
Work with the brightest minds at one of the largest financial institutions in the world. This is a long-term contract opportunity that includes a competitive benefit package! Our client has been around for over 150 years and is continuously innovating in today's digital age. If you want to work for a company that is not only a household name, but also truly cares about satisfying customers' financial needs and helping people succeed financially, apply today.
Contract Duration: 5 Months + possible extensions/conversion **Required Skills & Experience**
+ 7+ years of Risk experience, or equivalent demonstrated through one or a combination of the following: work or consulting experience, training, military experience, education.
+ Experience with financial reconciliations, business requirements documentation, meeting facilitation, issue tracking and resolution, and testing.
+ 5+ years experience as a Business Analyst writing Agile Stories or other business requirements
+ Business Rules Testing
+ Issue Management
+ Reporting and Data Reconciliation
+ UAT Testing
**Desired Skills & Experience**
+ Issue Remediation
+ Meeting Facilitation
**What You Will Be Doing**
+ Consult as an expert to develop or influence initiatives and resources for highly complex business and technical needs across Independent Risk Management, such as Credit Risk, Independent Testing, or Operational Risk.
+ Consult on the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, and advanced analytical and inductive thinking.
+ Provide expertise to client senior leadership on innovative Independent Risk Management business solutions.
+ Strategically engage with client personnel.
**You will receive the following benefits:**
+ Medical Insurance - Four medical plans to choose from for you and your family
+ Dental & Orthodontia Benefits
+ Vision Benefits
+ Health Savings Account (HSA)
+ Health and Dependent Care Flexible Spending Accounts
+ Voluntary Life Insurance, Long-Term & Short-Term Disability Insurance
+ Hospital Indemnity Insurance
+ 401(k) including match with pre and post-tax options
+ Paid Sick Time Leave
+ Legal and Identity Protection Plans
+ Pre-tax Commuter Benefit
+ 529 College Saver Plan
Motion Recruitment Partners (MRP) is an Equal Opportunity Employer. All applicants must be currently authorized to work on a full-time basis in the country for which they are applying, and no sponsorship is currently available. Employment is subject to the successful completion of a pre-employment screening. Accommodation will be provided in all parts of the hiring process as required under MRP's Employment Accommodation policy. Applicants need to make their needs known in advance.
**Posted by:** Anthony DAurizio
**Specialization:**
+ GRC - Governance Risk and Compliance
CHARLOTTE, North Carolina
**Hybrid**
Contract
$96.06/hr - $108.24/hr
Outstanding long-term contract opportunity! A well-known Financial Services Company is looking for a Independent Risk Management Officer in Charlotte, NC (Hybrid).
Work with the brightest minds at one of the largest financial institutions in the world. This is a long-term contract opportunity that includes a competitive benefit package! Our client has been around for over 150 years and is continuously innovating in today's digital age. If you want to work for a company that is not only a household name, but also truly cares about satisfying customers' financial needs and helping people succeed financially, apply today.
Contract Duration: 5 Months + possible extensions/conversion **Required Skills & Experience**
+ 7+ years of Risk experience, or equivalent demonstrated through one or a combination of the following: work or consulting experience, training, military experience, education.
+ Experience with financial reconciliations, business requirements documentation, meeting facilitation, issue tracking and resolution, and testing.
+ 5+ years experience as a Business Analyst writing Agile Stories or other business requirements
+ Business Rules Testing
+ Issue Management
+ Reporting and Data Reconciliation
+ UAT Testing
**Desired Skills & Experience**
+ Issue Remediation
+ Meeting Facilitation
**What You Will Be Doing**
+ Consult as an expert to develop or influence initiatives and resources for highly complex business and technical needs across Independent Risk Management, such as Credit Risk, Independent Testing, or Operational Risk.
+ Consult on the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, and advanced analytical and inductive thinking.
+ Provide expertise to client senior leadership on innovative Independent Risk Management business solutions.
+ Strategically engage with client personnel.
**You will receive the following benefits:**
+ Medical Insurance - Four medical plans to choose from for you and your family
+ Dental & Orthodontia Benefits
+ Vision Benefits
+ Health Savings Account (HSA)
+ Health and Dependent Care Flexible Spending Accounts
+ Voluntary Life Insurance, Long-Term & Short-Term Disability Insurance
+ Hospital Indemnity Insurance
+ 401(k) including match with pre and post-tax options
+ Paid Sick Time Leave
+ Legal and Identity Protection Plans
+ Pre-tax Commuter Benefit
+ 529 College Saver Plan
Motion Recruitment Partners (MRP) is an Equal Opportunity Employer. All applicants must be currently authorized to work on a full-time basis in the country for which they are applying, and no sponsorship is currently available. Employment is subject to the successful completion of a pre-employment screening. Accommodation will be provided in all parts of the hiring process as required under MRP's Employment Accommodation policy. Applicants need to make their needs known in advance.
**Posted by:** Anthony DAurizio
**Specialization:**
+ GRC - Governance Risk and Compliance
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