88 Contactless Technology jobs in the United States

ACCOUNTING SPECIALIST I - PAYMENT SYSTEMS

Join to apply for the ACCOUNTING SPECIALIST I - PAYMENT SYSTEMS role at Community West Credit Union .

Description

• Full-time | M - F | 8:30 AM - 5:00 PM | 40 hours weekly
• Good pay | GREAT benefits | 401k at 90 days
• Generous time off in 1st Year | Vacations | Holidays | Sick Time
• Casual dress code

Community West Credit Union is seeking an Accounting Specialist I - Payment Systems at our Kentwood branch. If you thrive in a fast-paced environment with daily challenges and growth opportunities, we want to hear from you! The starting pay is $18.00/hour, paid bi-weekly.

Responsibilities include:

• Processing and balancing general ledger accounts related to payment rails
• Serving as a backup as needed

What We Offer:

• One week of onboarding and orientation, followed by job shadowing for 2-3 weeks
• Hands-on, online, and in-person training
• Regular meetings with your manager to set goals
• Opportunities for growth and promotion from within

We are committed to community involvement and are an Equal Opportunity Employer. Criminal background check required. Only complete applications considered.

Minimum Requirements:

• Associates Degree in finance or accounting, or 2 years of financial institution experience

Skills Needed:

• Understanding of basic accounting
• Proficiency in Microsoft Office
• Problem-solving skills for balancing issues
• Self-motivated with multitasking ability
• Professional communication skills
• Efficiency during high-volume cycles

Additional Details:

• Seniority level: Entry level
• Employment type: Full-time
• Job function: Accounting, Auditing, Finance

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About this role:

Wells Fargo is seeking a Lead Technology Business Systems Consultant, as part of the Commercial and Corporate & Investment Banking Technology. Learn more about the career areas and lines of business at wellsfargojobs.com.

You will play a lead role in developing and delivering best in class data management solutions in support of the Enterprise Payments Operational Data Store and Wire History business. As a member of Global Liquidity and Payments, you will liaise with Product Owners, Architects, Principal Engineers, partner Lead Technology Business Systems Consultants and assigned Scrum teams to translate business requirements into best-in-class technology solutions.

In this role, you will:

• Lead complex initiatives to provide technological solutions with broad impact for cross functional businesses and technology teams

• Act as a key participant in providing strategic business solutions to companywide technology initiatives

• Evaluate highly complex business problems and provide subject matter knowledge proficiency for technology initiatives

• Define and lead detailed research on business and technology requests to develop efficient and accurate functional requirements

• Make decisions in highly complex and multifaceted situations requiring solid understanding of domain and technology applications, and which influence companywide technology solutions

• Lead project or systems documentation, and monitor and manage project schedules and deliverables

• Collaborate and consult with business and technology teams to provide comprehensive technological solutions for complex business problems

• Ensure communication and information flow between business and technology teams

Required Qualifications:

• 5+ years of Business Systems Data and Business Systems Designing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 5+ years of experience with SQL

• 5+ years of experience with translating business and functional requirements into conceptual, logical and physical data models

• 5+ years of experience with technical requirements, design, testing, and implementation of tools and technologies

• 5+ years of experience with analyzing and mapping XML and JSON

• 5+ years of experience with Fedwire, SWIFT or CHIPS message formats including ISO20022, pacs008, pacs009, etc

Desired Qualifications:

• 3+ years of experience writing User Stories, test cases using BDD (Gherkin language)

• 3+ years of experience in Data Management including data modeling, data integrity and data quality

• Experience with PowerBI or ThoughtSpot

• Experience with FedNow or Real Time Payments

• Proven ability to triage complex issues and drive resolution across multiple teams

• Ability to navigate ambiguity with an entrepreneurial mindset, create shared vision, inspire collaboration, and drive change

• Ability to operate effectively in a highly matrixed and complex environment

• Ability to create strong professional partnerships

• Excellent organizational skills

• Excellent verbal, written and interpersonal communication skills

• Ability to execute in a fast paced, high demand environment while balancing multiple high priority, high complexity, and high-risk efforts simultaneously

Job Expectations:

• Ability to work additional hours as needed

• Position offers a hybrid work schedule

• This position is not eligible for Visa sponsorship

• Relocation assistance is not available for this position

Job Locations:

• 300 S Brevard St., Charlotte, North Carolina 28202

• 1525 WWT Harris Blvd. Charlotte, North Carolina 28262

NC- Charlotte Pay Range: $96,600-171,800 Annually

Posting End Date:

17 Aug 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-470817

**About this role:**
Wells Fargo is seeking a Lead Technology Business Systems Consultant, as part of the Commercial and Corporate & Investment Banking Technology. Learn more about the career areas and lines of business at wellsfargojobs.com.
You will play a lead role in developing and delivering best in class data management solutions in support of the Enterprise Payments Operational Data Store and Wire History business. As a member of Global Liquidity and Payments, you will liaise with Product Owners, Architects, Principal Engineers, partner Lead Technology Business Systems Consultants and assigned Scrum teams to translate business requirements into best-in-class technology solutions.
**In this role, you will:**
+ Lead complex initiatives to provide technological solutions with broad impact for cross functional businesses and technology teams
+ Act as a key participant in providing strategic business solutions to companywide technology initiatives
+ Evaluate highly complex business problems and provide subject matter knowledge proficiency for technology initiatives
+ Define and lead detailed research on business and technology requests to develop efficient and accurate functional requirements
+ Make decisions in highly complex and multifaceted situations requiring solid understanding of domain and technology applications, and which influence companywide technology solutions
+ Lead project or systems documentation, and monitor and manage project schedules and deliverables
+ Collaborate and consult with business and technology teams to provide comprehensive technological solutions for complex business problems
+ Ensure communication and information flow between business and technology teams
**Required Qualifications:**
+ 5+ years of Business Systems Data and Business Systems Designing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
+ 5+ years of experience with SQL
+ 5+ years of experience with translating business and functional requirements into conceptual, logical and physical data models
+ 5+ years of experience with technical requirements, design, testing, and implementation of tools and technologies
+ 5+ years of experience with analyzing and mapping XML and JSON
+ 5+ years of experience with Fedwire, SWIFT or CHIPS message formats including ISO20022, pacs008, pacs009, etc
**Desired Qualifications:**
+ 3+ years of experience writing User Stories, test cases using BDD (Gherkin language)
+ 3+ years of experience in Data Management including data modeling, data integrity and data quality
+ Experience with PowerBI or ThoughtSpot
+ Experience with FedNow or Real Time Payments
+ Proven ability to triage complex issues and drive resolution across multiple teams
+ Ability to navigate ambiguity with an entrepreneurial mindset, create shared vision, inspire collaboration, and drive change
+ Ability to operate effectively in a highly matrixed and complex environment
+ Ability to create strong professional partnerships
+ Excellent organizational skills
+ Excellent verbal, written and interpersonal communication skills
+ Ability to execute in a fast paced, high demand environment while balancing multiple high priority, high complexity, and high-risk efforts simultaneously
**Job Expectations:**
+ Ability to work additional hours as needed
+ Position offers a hybrid work schedule
+ This position is not eligible for Visa sponsorship
+ Relocation assistance is not available for this position
**Job Locations:**
+ 300 S Brevard St., Charlotte, North Carolina 28202
+ 1525 WWT Harris Blvd. Charlotte, North Carolina 28262
NC- Charlotte Pay Range: $96,600-171,800 Annually
**Posting End Date:**
17 Aug 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-470817

**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.**
Need Help? ( you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ( ?subject=Accommodation%20request)_
_(accommodation requests only; other inquiries won't receive a response)._
**Regular or Temporary:**
Regular
**Language Fluency:** English (Required)
**Work Shift:**
1st shift (United States of America)
**Please review the following job description:**
Manage operational processes and support critical business growth strategies for Card Payments products and services by leading the development, implementation, maintenance, and platform stability of Card Payments systems, platforms, and applications. Execute ongoing responsibilities to include strategic and medium level project management, vendor management, process and change management, risk management, and resolving daily production impacts in support of Card Payments Operations and the supported line of business products and services. Serve as operational lead in architecting solutions that apply emerging technologies and processes. Apply focus towards process improvements, dissecting problems and suggesting solutions which include process analysis, design, testing, and implementation. Assist in providing strategic direction and advise management of solutions to accomplish departmental/corporate objectives. Function as both a high level contributor and a team leader to entry level analysts.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as the lead manager for Card Operations vendors, processors, systems, and/or networks. Lead and coordinate enhancements and changes, handle daily production impacts and oversee production performance of the various entities ensuring system stability and precise execution. Manage the complex integration and interfaces present within the Truist technology infrastructure with both internal and external partners.
2. Manage projects and coordinate systems and product implementations providing change management deliverables including analysis, design, development, testing, and validation. Serve as the primary Card Payments Operations technical resource for assigned systems, platforms, or products. Must have an expert understanding of multiple Card Payment systems, channels, internal systems, and vendor systems and manage multiple projects simultaneously. Prepare test data and facilitate and/or execute system testing within the department, acquired institutions and/or related areas within Card Payments. Perform verification of test results in conjunction with users, Technology resources and system owner/third-party vendors. Ensure adherence to change control processes and procedures across platforms.
3. Serve as the first level risk manager for the respective vendors, processors, systems, and/or networks and partner with appropriate resources to ensure all compliance, audit, and risk issues are addressed and mitigated. This includes analysis of external vendor technical audits. Monitor system effectiveness, minimizing operational risk. Proactively participate in continuous review and updates of current policies and procedures to ensure that they meet the changing Card Payments environment.
4. Review the required technical releases, developments and regulations pertaining to MasterCard/Visa (the Payment Networks) and third party processors for their impact on Card Payments Operations. Review and interpret information provided in third party bulletins, system enhancements, working memos and other related communication to identify potential impact and relay to management.
5. Provide input, counsel, and leadership to support planning and prioritization of Card Payments related activities. Take part in developing and ensuring continued alignment of Card Payment Systems plan using knowledge of industry trends and technologies to integrate with the overall corporate systems plan.
6. Lead team in daily operational tasks related to system support functions. Assist manager in monitoring to ensure Service Level Agreements, and business functions are carried out within the team notifying direct manager of any risks or items of import as they arise. Under the appropriate direction, lead team in implementing approved action plans.
7. Utilize available data analytics tools to deliver on Operational reporting needs within area of responsibility. Perform statistical analysis and maintain statistics, records, and reports that assist in establishing policies, procedures, quality control standards.
8. Utilize PC and/or mainframe based systems and software. Compile and prepare reports, graphs, and charts of data developed.
9. Provide technical support and guidance to entry level systems analysts sharing best practices and knowledge to promote professional growth and teamwork.
10. Assist with special projects, as required, including attending meetings, setting up system functional controls/parameter settings, field-to-field mapping of products, submitting industry paperwork, ATM settlement, payment processing changes and other related tasks.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's Degree in Business or Technology related field or equivalent education and related training
2. 7+ years of experience in a Systems Analyst or Business Analyst role or equivalent experience.
3. 10+ years of experience in the financial services industry with at least 5 years dealing with Card Payments related Systems and Applications.
4. Possess thorough analytical, planning, and problem solving skills.
5. Must maintain an expert understanding of increasingly complex card payments infrastructure and technical nuances of enterprise integration and interfaces
6. Subject Matter Expert (SME) with BIN management and licensing along with chip/tokenization with the networks and how it coincides with card payment requirements and design.
7. Strong interpersonal and communication skills (email, verbal, written). Ability to successfully interact and influence at all levels.
8. Creative, flexible, decisive, and adaptable to a dynamically changing business/production environment
9. Demonstrates an aptitude for strategic planning and process improvement
10. Ability to work independently.
11. Ability to interact, work effectively within a team structured environment and lead by example.
12. Excellent organizational and analytical skills. Possess a verifiable track record of meeting or exceeding targets and deadlines.
13. Ability to support job related tasks in a 24X7 environment.
14. Demonstrated proficiency in Microsoft Office software products (including PowerPoint)
Preferred Qualifications:
1. Motivation to take on new challenges, expand knowledge and explore new methods of doing things. Have an interest in learning and a willingness to pass on to other teammates.
2. Ability to recognize and drive through obstacles to attain challenging goals.
**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site ( Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
**_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._**
EEO is the Law ( Transparency Nondiscrimination Provision ( (

**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.**
Need Help? ( you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ( ?subject=Accommodation%20request)_
_(accommodation requests only; other inquiries won't receive a response)._
**Regular or Temporary:**
Regular
**Language Fluency:** English (Required)
**Work Shift:**
1st shift (United States of America)
**Please review the following job description:**
Manage operational processes and support critical business growth strategies for Card Payments products and services by leading the development, implementation, maintenance, and platform stability of Card Payments systems, platforms, and applications. Execute ongoing responsibilities to include strategic and medium level project management, vendor management, process and change management, risk management, and resolving daily production impacts in support of Card Payments Operations and the supported line of business products and services. Serve as operational lead in architecting solutions that apply emerging technologies and processes. Apply focus towards process improvements, dissecting problems and suggesting solutions which include process analysis, design, testing, and implementation. Assist in providing strategic direction and advise management of solutions to accomplish departmental/corporate objectives. Function as both a high level contributor and a team leader to entry level analysts.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as the lead manager for Card Operations vendors, processors, systems, and/or networks. Lead and coordinate enhancements and changes, handle daily production impacts and oversee production performance of the various entities ensuring system stability and precise execution. Manage the complex integration and interfaces present within the Truist technology infrastructure with both internal and external partners.
2. Manage projects and coordinate systems and product implementations providing change management deliverables including analysis, design, development, testing, and validation. Serve as the primary Card Payments Operations technical resource for assigned systems, platforms, or products. Must have an expert understanding of multiple Card Payment systems, channels, internal systems, and vendor systems and manage multiple projects simultaneously. Prepare test data and facilitate and/or execute system testing within the department, acquired institutions and/or related areas within Card Payments. Perform verification of test results in conjunction with users, Technology resources and system owner/third-party vendors. Ensure adherence to change control processes and procedures across platforms.
3. Serve as the first level risk manager for the respective vendors, processors, systems, and/or networks and partner with appropriate resources to ensure all compliance, audit, and risk issues are addressed and mitigated. This includes analysis of external vendor technical audits. Monitor system effectiveness, minimizing operational risk. Proactively participate in continuous review and updates of current policies and procedures to ensure that they meet the changing Card Payments environment.
4. Review the required technical releases, developments and regulations pertaining to MasterCard/Visa (the Payment Networks) and third party processors for their impact on Card Payments Operations. Review and interpret information provided in third party bulletins, system enhancements, working memos and other related communication to identify potential impact and relay to management.
5. Provide input, counsel, and leadership to support planning and prioritization of Card Payments related activities. Take part in developing and ensuring continued alignment of Card Payment Systems plan using knowledge of industry trends and technologies to integrate with the overall corporate systems plan.
6. Lead team in daily operational tasks related to system support functions. Assist manager in monitoring to ensure Service Level Agreements, and business functions are carried out within the team notifying direct manager of any risks or items of import as they arise. Under the appropriate direction, lead team in implementing approved action plans.
7. Utilize available data analytics tools to deliver on Operational reporting needs within area of responsibility. Perform statistical analysis and maintain statistics, records, and reports that assist in establishing policies, procedures, quality control standards.
8. Utilize PC and/or mainframe based systems and software. Compile and prepare reports, graphs, and charts of data developed.
9. Provide technical support and guidance to entry level systems analysts sharing best practices and knowledge to promote professional growth and teamwork.
10. Assist with special projects, as required, including attending meetings, setting up system functional controls/parameter settings, field-to-field mapping of products, submitting industry paperwork, ATM settlement, payment processing changes and other related tasks.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's Degree in Business or Technology related field or equivalent education and related training
2. 7+ years of experience in a Systems Analyst or Business Analyst role or equivalent experience.
3. 10+ years of experience in the financial services industry with at least 5 years dealing with Card Payments related Systems and Applications.
4. Possess thorough analytical, planning, and problem solving skills.
5. Must maintain an expert understanding of increasingly complex card payments infrastructure and technical nuances of enterprise integration and interfaces
6. Subject Matter Expert (SME) with BIN management and licensing along with chip/tokenization with the networks and how it coincides with card payment requirements and design.
7. Strong interpersonal and communication skills (email, verbal, written). Ability to successfully interact and influence at all levels.
8. Creative, flexible, decisive, and adaptable to a dynamically changing business/production environment
9. Demonstrates an aptitude for strategic planning and process improvement
10. Ability to work independently.
11. Ability to interact, work effectively within a team structured environment and lead by example.
12. Excellent organizational and analytical skills. Possess a verifiable track record of meeting or exceeding targets and deadlines.
13. Ability to support job related tasks in a 24X7 environment.
14. Demonstrated proficiency in Microsoft Office software products (including PowerPoint)
Preferred Qualifications:
1. Motivation to take on new challenges, expand knowledge and explore new methods of doing things. Have an interest in learning and a willingness to pass on to other teammates.
2. Ability to recognize and drive through obstacles to attain challenging goals.
**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site ( Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
**_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._**
EEO is the Law ( Transparency Nondiscrimination Provision ( (

**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.**
Need Help? ( you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility ( ?subject=Accommodation%20request)_
_(accommodation requests only; other inquiries won't receive a response)._
**Regular or Temporary:**
Regular
**Language Fluency:** English (Required)
**Work Shift:**
1st shift (United States of America)
**Please review the following job description:**
Manage operational processes and support critical business growth strategies for Card Payments products and services by leading the development, implementation, maintenance, and platform stability of Card Payments systems, platforms, and applications. Execute ongoing responsibilities to include strategic and medium level project management, vendor management, process and change management, risk management, and resolving daily production impacts in support of Card Payments Operations and the supported line of business products and services. Serve as operational lead in architecting solutions that apply emerging technologies and processes. Apply focus towards process improvements, dissecting problems and suggesting solutions which include process analysis, design, testing, and implementation. Assist in providing strategic direction and advise management of solutions to accomplish departmental/corporate objectives. Function as both a high level contributor and a team leader to entry level analysts.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as the lead manager for Card Operations vendors, processors, systems, and/or networks. Lead and coordinate enhancements and changes, handle daily production impacts and oversee production performance of the various entities ensuring system stability and precise execution. Manage the complex integration and interfaces present within the Truist technology infrastructure with both internal and external partners.
2. Manage projects and coordinate systems and product implementations providing change management deliverables including analysis, design, development, testing, and validation. Serve as the primary Card Payments Operations technical resource for assigned systems, platforms, or products. Must have an expert understanding of multiple Card Payment systems, channels, internal systems, and vendor systems and manage multiple projects simultaneously. Prepare test data and facilitate and/or execute system testing within the department, acquired institutions and/or related areas within Card Payments. Perform verification of test results in conjunction with users, Technology resources and system owner/third-party vendors. Ensure adherence to change control processes and procedures across platforms.
3. Serve as the first level risk manager for the respective vendors, processors, systems, and/or networks and partner with appropriate resources to ensure all compliance, audit, and risk issues are addressed and mitigated. This includes analysis of external vendor technical audits. Monitor system effectiveness, minimizing operational risk. Proactively participate in continuous review and updates of current policies and procedures to ensure that they meet the changing Card Payments environment.
4. Review the required technical releases, developments and regulations pertaining to MasterCard/Visa (the Payment Networks) and third party processors for their impact on Card Payments Operations. Review and interpret information provided in third party bulletins, system enhancements, working memos and other related communication to identify potential impact and relay to management.
5. Provide input, counsel, and leadership to support planning and prioritization of Card Payments related activities. Take part in developing and ensuring continued alignment of Card Payment Systems plan using knowledge of industry trends and technologies to integrate with the overall corporate systems plan.
6. Lead team in daily operational tasks related to system support functions. Assist manager in monitoring to ensure Service Level Agreements, and business functions are carried out within the team notifying direct manager of any risks or items of import as they arise. Under the appropriate direction, lead team in implementing approved action plans.
7. Utilize available data analytics tools to deliver on Operational reporting needs within area of responsibility. Perform statistical analysis and maintain statistics, records, and reports that assist in establishing policies, procedures, quality control standards.
8. Utilize PC and/or mainframe based systems and software. Compile and prepare reports, graphs, and charts of data developed.
9. Provide technical support and guidance to entry level systems analysts sharing best practices and knowledge to promote professional growth and teamwork.
10. Assist with special projects, as required, including attending meetings, setting up system functional controls/parameter settings, field-to-field mapping of products, submitting industry paperwork, ATM settlement, payment processing changes and other related tasks.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's Degree in Business or Technology related field or equivalent education and related training
2. 7+ years of experience in a Systems Analyst or Business Analyst role or equivalent experience.
3. 10+ years of experience in the financial services industry with at least 5 years dealing with Card Payments related Systems and Applications.
4. Possess thorough analytical, planning, and problem solving skills.
5. Must maintain an expert understanding of increasingly complex card payments infrastructure and technical nuances of enterprise integration and interfaces
6. Subject Matter Expert (SME) with BIN management and licensing along with chip/tokenization with the networks and how it coincides with card payment requirements and design.
7. Strong interpersonal and communication skills (email, verbal, written). Ability to successfully interact and influence at all levels.
8. Creative, flexible, decisive, and adaptable to a dynamically changing business/production environment
9. Demonstrates an aptitude for strategic planning and process improvement
10. Ability to work independently.
11. Ability to interact, work effectively within a team structured environment and lead by example.
12. Excellent organizational and analytical skills. Possess a verifiable track record of meeting or exceeding targets and deadlines.
13. Ability to support job related tasks in a 24X7 environment.
14. Demonstrated proficiency in Microsoft Office software products (including PowerPoint)
Preferred Qualifications:
1. Motivation to take on new challenges, expand knowledge and explore new methods of doing things. Have an interest in learning and a willingness to pass on to other teammates.
2. Ability to recognize and drive through obstacles to attain challenging goals.
**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site ( Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
**_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._**
EEO is the Law ( Transparency Nondiscrimination Provision ( (

**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.**
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**Regular or Temporary:**
Regular
**Language Fluency:** English (Required)
**Work Shift:**
1st shift (United States of America)
**Please review the following job description:**
Manage operational processes and support critical business growth strategies for Card Payments products and services by leading the development, implementation, maintenance, and platform stability of Card Payments systems, platforms, and applications. Execute ongoing responsibilities to include strategic and medium level project management, vendor management, process and change management, risk management, and resolving daily production impacts in support of Card Payments Operations and the supported line of business products and services. Serve as operational lead in architecting solutions that apply emerging technologies and processes. Apply focus towards process improvements, dissecting problems and suggesting solutions which include process analysis, design, testing, and implementation. Assist in providing strategic direction and advise management of solutions to accomplish departmental/corporate objectives. Function as both a high level contributor and a team leader to entry level analysts.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Serve as the lead manager for Card Operations vendors, processors, systems, and/or networks. Lead and coordinate enhancements and changes, handle daily production impacts and oversee production performance of the various entities ensuring system stability and precise execution. Manage the complex integration and interfaces present within the Truist technology infrastructure with both internal and external partners.
2. Manage projects and coordinate systems and product implementations providing change management deliverables including analysis, design, development, testing, and validation. Serve as the primary Card Payments Operations technical resource for assigned systems, platforms, or products. Must have an expert understanding of multiple Card Payment systems, channels, internal systems, and vendor systems and manage multiple projects simultaneously. Prepare test data and facilitate and/or execute system testing within the department, acquired institutions and/or related areas within Card Payments. Perform verification of test results in conjunction with users, Technology resources and system owner/third-party vendors. Ensure adherence to change control processes and procedures across platforms.
3. Serve as the first level risk manager for the respective vendors, processors, systems, and/or networks and partner with appropriate resources to ensure all compliance, audit, and risk issues are addressed and mitigated. This includes analysis of external vendor technical audits. Monitor system effectiveness, minimizing operational risk. Proactively participate in continuous review and updates of current policies and procedures to ensure that they meet the changing Card Payments environment.
4. Review the required technical releases, developments and regulations pertaining to MasterCard/Visa (the Payment Networks) and third party processors for their impact on Card Payments Operations. Review and interpret information provided in third party bulletins, system enhancements, working memos and other related communication to identify potential impact and relay to management.
5. Provide input, counsel, and leadership to support planning and prioritization of Card Payments related activities. Take part in developing and ensuring continued alignment of Card Payment Systems plan using knowledge of industry trends and technologies to integrate with the overall corporate systems plan.
6. Lead team in daily operational tasks related to system support functions. Assist manager in monitoring to ensure Service Level Agreements, and business functions are carried out within the team notifying direct manager of any risks or items of import as they arise. Under the appropriate direction, lead team in implementing approved action plans.
7. Utilize available data analytics tools to deliver on Operational reporting needs within area of responsibility. Perform statistical analysis and maintain statistics, records, and reports that assist in establishing policies, procedures, quality control standards.
8. Utilize PC and/or mainframe based systems and software. Compile and prepare reports, graphs, and charts of data developed.
9. Provide technical support and guidance to entry level systems analysts sharing best practices and knowledge to promote professional growth and teamwork.
10. Assist with special projects, as required, including attending meetings, setting up system functional controls/parameter settings, field-to-field mapping of products, submitting industry paperwork, ATM settlement, payment processing changes and other related tasks.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's Degree in Business or Technology related field or equivalent education and related training
2. 7+ years of experience in a Systems Analyst or Business Analyst role or equivalent experience.
3. 10+ years of experience in the financial services industry with at least 5 years dealing with Card Payments related Systems and Applications.
4. Possess thorough analytical, planning, and problem solving skills.
5. Must maintain an expert understanding of increasingly complex card payments infrastructure and technical nuances of enterprise integration and interfaces
6. Subject Matter Expert (SME) with BIN management and licensing along with chip/tokenization with the networks and how it coincides with card payment requirements and design.
7. Strong interpersonal and communication skills (email, verbal, written). Ability to successfully interact and influence at all levels.
8. Creative, flexible, decisive, and adaptable to a dynamically changing business/production environment
9. Demonstrates an aptitude for strategic planning and process improvement
10. Ability to work independently.
11. Ability to interact, work effectively within a team structured environment and lead by example.
12. Excellent organizational and analytical skills. Possess a verifiable track record of meeting or exceeding targets and deadlines.
13. Ability to support job related tasks in a 24X7 environment.
14. Demonstrated proficiency in Microsoft Office software products (including PowerPoint)
Preferred Qualifications:
1. Motivation to take on new challenges, expand knowledge and explore new methods of doing things. Have an interest in learning and a willingness to pass on to other teammates.
2. Ability to recognize and drive through obstacles to attain challenging goals.
**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site ( Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
**_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._**
EEO is the Law ( Transparency Nondiscrimination Provision ( (

Job Description
- Help define software development processes and ensure alignment to security, compliance, and scalability methodologies for payment and fraud platforms.
- Stay up to date with emerging payment technologies, as well as fraud detection strategies, and regulatory requirements to continuously contribute to improvement of platform capabilities.
- Understand the business processes on assigned projects, particularly those related to payment acceptance, transaction routing, chargebacks, and fraud prevention.
- Accomplish organizational goals by accepting ownership for accomplishing new and different requests; explore opportunities to contribute to job accomplishments.
- Translate business requirements into technical requirements and assist other team members in implementing the solution.
- Design and implement real-time transaction refinement solutions that ensure high availability, reliability, and security.
- Provide architectural oversight for payment tokenization, fraud scoring models, and risk mitigation strategies across multiple channels.
- Collaborate with engineering, product management, security, and compliance teams to ensure flawless integration of payment and fraud technologies.
- Lead proof-of-concept (PoC) initiatives to assess new fraud detection techniques, machine learning models, or payment orchestration improvements.
- Optimize payment processing workflows to improve customer experience while maintaining fraud controls and cost efficiency.
- Ensure PCI compliance, data encryption, and secure API integrations for all payment and fraud-related systems.
- Develop and maintain high-level architecture diagrams, user documentation, and standard process guidelines for enterprise-wide reference.
- Provide direct technical evaluation of third-party products for inclusion in company solutions.
We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form ( . The EEOC "Know Your Rights" Poster is available here ( .
To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: .
Skills and Requirements
- 7-10 years of experience in a business environment, preferably within payments, fraud prevention, financial services, or e-commerce
- Experience as a software or systems architect, engineer, or programmer, with expertise in scalable, high-availability platforms.
- 5+ years of experience in payments architecture, tokenization, and transaction processing, including real-time authorization, settlement, and reconciliation workflows.
o Preferred in fraud prevention, risk management systems, and security architecture, with knowledge of fraud scoring models, ML driven, fraud detection, and chargeback management.
- 4-7 years of experience in B2C online e-commerce systems architecture and design with payment orchestration, gateway integrations, and acquirer connections, including experience with PCI DSS compliance and 3DS.
o Preferred Using architecture and design of mobile web applications, including responsive design, hybrid models, and secure mobile payment solutions such as Apple Pay, Google Pay, or QR-based payments.
- Experience with cloud-based payment processing architectures, including AWS, Azure, GCP, Kubernetes, or serverless computing models.
- Education: Bachelor's degree in computer science, Information Technology, or a related discipline.
o Advanced degrees are a plus.
- Licenses and Certifications: Technology certifications (such as Java, Microsoft, Oracle, AWS, TOGAF, or security-focused certifications like CISSP, CISM, PCI-ISA) (Desire). null
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal employment opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment without regard to race, color, ethnicity, religion,sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military oruniformed service member status, or any other status or characteristic protected by applicable laws, regulations, andordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or the recruiting process, please send a request to