372 Loan Processing jobs in the United States

Youland is one of the fastest growing RTL (Residential Transition Loans) lenders in California, empowering real estate investors to scale their businesses with flexible capital solutions. We offer a variety of products for value-add investors such as bridge loans, fix and flip loans, and ground-up construction loans. We're a growth-driven and entrepreneurial team that aims to become the industry leader. By leveraging our proprietary tech stack to increase efficiency and closing times, we've modernized a traditionally old-fashioned industry, capturing significant market share. Since our inception in 2016, we have funded $1.3 billion and aim to reach $600 million in origination volume in 2025! If you're passionate about growth and want to contribute to addressing the housing affordability and availability crisis, and if you want to work with the best people, we'd love for you to join our mission! Your Role Our loan analysts are crucial to our mission of delivering seamless, fast closings to our borrowers. You will be responsible for collecting, verifying, and organizing all borrower documentation required for underwriting. You will act as a key liaison between borrowers, originations associates, and the capital markets team to ensure smooth deal progression towards closing. You will handle a high volume of transactions across various loan products including fix and flip, bridge, and construction loans. Your speed, attention to detail, and communication skills will directly impact our reputation and repeat business. Who We're Looking For You are process-driven, highly organized, and detail-oriented. You take pride in executing your files promptly and accurately. You are responsive and proactive. You follow up with borrowers, loan officers, and third parties without needing reminders. You are a good communicator. Managing multiple stakeholders and moving parts requires clear communication of timelines and action items. You are personable and hardworking. As a small company, every team member is vital. We value capable and kind individuals who are adaptable and committed. Nice-to-haves: 1-3 years of experience in lending and real estate. Qualifications: US Undergraduate Degree from a 4-year university (minimum 3.5 GPA required) To Apply Please send your resume and transcript to . Refrain from reaching out through other channels. Seniority level Entry level Employment type Full-time Job function Finance and Sales Referrals can double your chances of interviewing at YouLand. #J-18808-Ljbffr

Job Description

LOAN PROCESSING SPECIALIST

The ideal Loan Processing Specialist will have experience in supporting the lending staff to ensure a smooth workflow from the back office to the front line. Your responsibilities will include performing routine preparation of loan documents for Consumer and Commercial applications for new loans, loan renewals and loan extensions and ensure all loan documents are accurately completed within the established time limits. You will understand lending activities, terminologies, and state and federal banking compliance regulations related to the loan department.

What makes Generations Bank different? We prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words, they're at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run.

Core Values:

• Accountability: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional.
• Relationships: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential.
• Communication: We believe in proactively sharing ideas and information.
• Stewardship: We believe each team member should care for our assets and opportunities as if they were their own.

If you share a common vision in our culture and core values, we encourage you to apply.

What does a Loan Processing Specialist do? The specific duties/responsibilities listed below are representative of the knowledge, skill, and/or ability to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• Review loan approvals to ensure all documents, signatures and forms are in the new loan file prior to processing the loan; follows up to obtain missing data.
• May prepare and send commitment, engagement, action, and decline letters.
• Assist loan officers and other personnel to ensure proper documentation is prepared and/or provided.
• Boards completed loans on the Bank's host computer system including but not limited to collateral, escrows, UCC information, borrowing base information, appraisal information, etc.
• Assist in managing the loan pipeline to ensure only active files are listed.
• Calculate loan pay off amounts for certain types of loans.
• Prepare and draft amendments and prepare all consent letters and obtain all credit approvals.
• Assist all loan processing teams and other areas of the loan operations department when needed.
• Set up and maintain credit and other files for documentation and compliance.
• Provide documents to the imagining team as needed.
• Answers telephone and responds to routine loan officer and customer inquiries, related to account balances, loan balances and payoffs.
• May process various loan reports and callbacks.
• Assist in managing customer assets (collateral) for all bank portfolios.
• Adhere to all company policies and procedures.
• Upholds organizational values.
• Supports the Bank's goals and benefits the Bank through outside activities.

SECONDARY DUTIES

The position of Loan Processing Specialist performs duties specific to the position and other functions as assigned.

SUPERVISORY RESPONSIBILITY

The position of Loan Processing Specialist is not responsible for the supervision of any employees.

ADDITIONAL DETAILS

This full-time, non-exempt position reports to Loan Operations Manager. The work schedule is Monday-Friday, 8-5, with occasional overtime hours. The working arrangement is on-site.

After Hours/Weekends: as a Community Bank, we are committed to serving our community! Accordingly, our employees have an opportunity participate in events after normal business hours for community outreach activities.

What are the Requirements? These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

BASIC QUALIFICATIONS - you must have these to be considered for this role:

• High school diploma or equivalent (GED).
• 6 or more months of loan processing or loan assistant experience.
• Ability to perform the essential physical and mental demands of the job as listed in the attached "Full Job Description.".

PREFERRED QUALIFICATIONS - if you have these you will stand out:

• Bachelor's degree in accounting, finance, or business administration.
• Experience, knowledge and training in progressively responsible branch or department operations, management.
• Advanced knowledge of related state and federal banking compliance regulations, and bank accounting policies and procedures.
• Excellent organizational and time management with the ability to work independently.
• Intermediate skills in computer terminal and personal computer operation; host computer system; FedLine, word processing and spreadsheet software programs.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.
• Effective communication skills - speaking, listening (active), and written.
• Teamwork orientation and an interest/capacity in cultivating strong working relationships.
• Professional appearance and demeanor
• Strong organizational skills - ability to multitask.
• Keen attention to detail.
• Adaptable, "go with the flow" attitude.
• Friendly, positive attitude.

Why should I apply?

• Competitive wages
• Comprehensive medical, dental and vision benefits
• Paid time-off program
• Company-paid holidays (10 annually)
• 401(k) with Company Match
• Company-paid Basic Life Insurance
• Company-paid Short-Term Disability
• Employee Assistance Program
• Paid Maternity and Paternity Leave
• Training and Advancement opportunities
• Company-sponsored volunteer opportunities

Applicants who are offered this role are required to submit to a background check including a criminal record check, employment, education verification, and drug screening.

Job Type

Full-time

Description

Job Title: Mortgage Loan Processing and Closing Specialist

FLSA: Non-Exempt

Function: Mortgage Lending

Reports To: Mortgage Operations Manager

Purpose: The Mortgage Loan Processing and Closing Specialist manages various mortgage applications, ensuring accuracy and compliance. Educate members on Credit Union products and services, coordinate with relevant parties, and provide exceptional member experience. Perform administrative tasks, prepare closing packages, and maintain knowledge of procedures to ensure compliance with market requirements.

Responsibilities:

• Collect personal and financial information from members, actively listen to identify opportunities to answer questions, educate, and find solutions to meet their needs
• Review and analyze member mortgage loan applications and supporting documents for completeness and accuracy
• Order appraisals, title commitments, IRS tax transcripts, verifications, loan payoffs, and other third-party items needed for loan approval
• Review AUS Findings (if applicable) and prepare member loan files for underwriting review
• Communicate effectively with members, loan officers, underwriters, and vendors to ensure a positive experience and timely progression of the loan process
• Review conditional approvals from underwriting and allocate responsibility for obtaining required conditions accordingly
• Monitor and balance a large pipeline while regularly informing members and appropriate staff of the loan status
• Accurately prepare and deliver preliminary Closing Disclosures to members within compliant time limits as set forth by the CFPB
• Coordinate with members and title companies to set closing dates and times
• Review loan approval, product, pricing, escrows, title, appraisal, and flood certificates, ensuring all terms are met and compliant with State and Federal guidelines
• Monitor and balance a large pipeline while regularly
• Accurately prepare and deliver preliminary Closing Disclosures to members within compliant time periods as set forth by the CFPB
• Coordinate with members and title companies to set closing dates and times
• Review conditional approvals from underwriting and allocate responsibility for obtaining required conditions
• Run and verify FNMA UCD, FNMA Early Check, and FHLMC Loan Advisor at the time of closing
• Balance files with title companies, ensuring sales contract terms and third-party charges are accounted for in the final Closing Disclosure
• Initiate wire requests for funding and review builder's construction draw requests
• Resolve loan deficiency requests from Post-Closing and Quality Control
• Stay knowledgeable about mortgage industry aspects, including secondary market guidelines, investor guidelines, and regulatory compliance
• Maintain a solid understanding of Credit Union policies, NCUA rules, and regulations, and complete all required training in a timely manner
• Ensure compliance with the Bank Secrecy Act, OFAC, and USA Patriot Act, including CIP, customer due diligence, identifying high-risk accounts, and reporting suspicious activities
• Promote and maintain confidentiality to protect members, employees, and Credit Union information
• Exemplify the Credit Union's core purpose and values, creating and promoting a positive professional image
• Support the Credit Union's focus on membership, consistently delivering on the service promise to all members

• A two-year college degree, or job specific skills acquired through an apprenticeship program or completion of specialized training courses.
• One to three years of experience as a mortgage loan processor, mortgage loan closer or title escrow agent required.
• Financial services experience desired.
• Service experience desired.

• Strong computer and application skills.
• Effective communication skills including verbal, written, and grammar skills.
• Ability to be bonded required.
• Ability to be registered under the SAFE Act required.
• Ability to successfully organize, prioritize, and manage multiple responsibilities.
• Ability to keep up with a busy workflow.
• Ability to sit for extended periods of time.
• Ability to perform repetitive tasks.
• Light lifting (up to 25lbs).
• Team player with a positive attitude and the ability to be agile and flexible as priorities change.
• Professional demeanor and personal accountability.

The Loan Processing Specialist II responsible for the booking and renewal processes of all loan packages (international and domestic), recording them into the CORE system. Ensure that all terms and codes are correctly entered in order to officially record the loans in the Bank’s books ensuring compl.

Mississippi Dept of Employment - JobID: 613188 ( The goal of the Mississippi Department of Employment Security is to help Mississippians get jobs. Through the network of WIN Job Centers, MDES matches qualified, prospective employees with employers. Also through the MDES, Mississippians can obtain job training to sharpen their work skills and make themselves more competitive in the job market.Apply Now >>

This position performs the daily functions associated with the accurate preparation and review of all loan documents while ensuring compliance with bank regulations and the Banks policies and procedures while perfecting bank's interest in collateralized loans to reduce risk.

JOB REQUIREMENTS

• Thorough knowledge of the Banks loan policies and regulations governing the banking and lending industry
• Understanding of the Banks credit policy and loan documentation policy
• Working knowledge of Loan Operations Systems which includes but not limited to LaserPro (document generation), DecisionPro (loan decision software), Horizon, FCM (imaging system) and all other 3rd party systems used in loan processing
• Broad working knowledge of lending products, loan processing, collateral documents, loan documentation, and collections
• Ability to prioritize to operate efficiently in a fast paced environment to meet tight deadlines
• Excellent organizational and time management skills
• Ability to manage multiple priorities efficiently
• Must be self-motivated and able to work independently
• Excellent and effective oral and written communication skills
• Detail oriented with attention to accuracy
• Excellent analytical and problem solving skills
• Thorough working knowledge of Microsoft Edge and Microsoft Office

• Accurately prepare loan documentation within required time frame including but not limited to promissory notes, security/pledge agreements, mortgages, deeds of trust, and other supporting collateral documentation for consumer and commercial loans as well as SBA, construction, etc.
• Using credit approval, verify loan to value limits and determine loan structure and documentation required from borrower and lender to perfect collateral
• Review preliminary title reports, entity documents, appraisals, and other required documentation for information relevant to loan documentation and collateral perfection
• Review loan documents for accuracy prior to release to confirm they meet all required compliance, terms and conditions of loan approval and the Banks policy and procedures
• Ensure all documentation is prepared in compliance with all applicable federal, state and local laws
• Audit existing collateral documents to guarantee the accuracy and perfection of them including but not limited to resolution signers, terms and conditions of the promissory note, liens filed on recordable collateral documents, etc.
• Determine proper loan system coding (product type, collateral codes, loan codes, call code, etc.) for all new, renewed and modified loans on the system
• Obtain all pre-funding requirements and obtain waivers for all exceptions
• Upload information from our decision software to document generation software for approved loan documents
• Communicate effectively with lending staff, closing attorneys and borrowers
• Follow up on credit and collateral exceptions
• Other duties as assigned

• High School Diploma or equivalent required
• 2+ years of banking experience working with loan documents preferred
• Knowledge of all loan processing processes and systems for all commercial and consumer preferred
• Knowledge of general banking operations

Make the change and be the difference. Take ownership at MCB!Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 550 employees, 53 branch locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.Pay or shift range: $0.60 USD to 26.47 USD. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.Enjoy the Benefits of working at Morton Community Bank!Employee Paid Voluntary Benefits: Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401kMCB Paid: Life and AD&D Insurances and Long-Term Disability, Vacation Days, Personal Days, and Paid HolidaysJob SummaryResponsible for analyzing and compiling information to assist underwriters and to assure the accuracy of all documents, pricing, funding, collateral, and booking for Retail Lending.Essential Duties & ResponsibilitiesReviews all loan documents for completeness, accuracy and qualityManage a pipeline of loans and maintain timely and compliant flow of such loans through the processCommunicate with loan officers, buyers, sellers, title companies, builders and agentsMonitor and ensure closing dates and company deadlines are metObtain and verify that all underwriting conditions are received and cleared by the underwriterKeep up with the changing policies and procedures, regulations applicable to the bank and mortgage industryAttend loan overview courses as requiredExperienceKnowledge of customer service principles2-3 years of related work experience preferredStrong attention to detailRelevant computer skillsEducation and QualificationsHigh school diploma or equivalentPhysical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions.Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects.The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; viewing a computer terminal.The noise level in the work environment is usually moderate Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.