4,867 Lender jobs in the United States
Mortgage Lender
67156 Winfield, Kansas
UnionState Bank
Posted 3 days ago
Job Viewed
Job Description
Benefits:
Reports To : Market President
Status : Salary; Non-Exempt
Position Summary: This position is responsible for obtaining loan applications through internal and external referrals and from prospective borrowers by developing leads from real estate brokers and agents, home builders, title companies, etc. This position is responsible for structuring and closing real estate loans as well as developing new business. The position is responsible for originating conventional and government residential mortgage loans to customers who qualify based on assessment of financial and credit data. This position will provide exceptional service, timely assistance and promote the cross-selling of Bank products and services whenever possible. Represents the Bank in local community with the highest degree of professionalism and integrity through active involvement in community affairs and participates in marketing all the Bank's products and services.
Principal Responsibilities and Duties :
Supervisor Responsibilities: N/A
Education and Experience Requirements : Bachelor's degree from a four-year college or university, or three to five years of related work experience; or equivalent combination of education and experience required. Financial services industry experience preferred. This position requires compliance with the SAFE Act Registration with the Nationwide Mortgage Licensing System & Registry (NMLS Registry) required upon hire. Good standing with the NMLS Registry must be maintained. Valid driver's license is required to travel to meet with prospects and customers.
Specific Skills Required : Ability to communicate, written and verbal, effectively with people both internally and externally. High degree of accuracy and attention to detail with the ability to handle multiple tasks and meet deadlines. Ability to identify and resolve problems. Organizational and time management skills. Ability to work with all levels within the organization. Basic computer skills to include proficiency in Microsoft Office products. Able to handle confidential information and positively represent the company.
Competencies : Communication, approachability, high attention to detail, problem solving and critical thinking.
System Accesses : Fiserv Precision, LaserPro, Encompass, Microsoft Office Suite, etc.
Equipment Used : Office equipment which includes computer, imaging scanner, multi-line phone system, multi-function unit, etc.
Working Conditions : Work is performed in an office environment. Prolonged (90%) sitting and periodic (less than 10% of the time) physical exertion to manually move, lift, carry or push heavy objects or materials weighing up to 50 pounds; Constant and repetitive use of arms and hands below shoulder level for computer usage; This position required the individual to perform normal office activities including, but not limited to, lifting, filing, and retrieving, operating office equipment, etc. Travel to other locations will be required.
This job description describes the general nature and level of work performed by the employee assigned to this position. Responsibilities and duties describe those functions considered essential to the performance of the job. This description does not state or imply that these are the only duties and responsibilities assigned to the job. The employee may be required to perform other job-related duties as requested by their supervisor. All requirements are subject to change over time, at the discretion of your supervisor, and to possible modification to reasonably accommodate individuals with a disability.
Union State Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender, identity, age, disability, or status as a protected veteran.
- Life Insurance
- Disability Insurance
- ESOP
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Reports To : Market President
Status : Salary; Non-Exempt
Position Summary: This position is responsible for obtaining loan applications through internal and external referrals and from prospective borrowers by developing leads from real estate brokers and agents, home builders, title companies, etc. This position is responsible for structuring and closing real estate loans as well as developing new business. The position is responsible for originating conventional and government residential mortgage loans to customers who qualify based on assessment of financial and credit data. This position will provide exceptional service, timely assistance and promote the cross-selling of Bank products and services whenever possible. Represents the Bank in local community with the highest degree of professionalism and integrity through active involvement in community affairs and participates in marketing all the Bank's products and services.
Principal Responsibilities and Duties :
- Source mortgage leads and build mortgage business network by establishing relationships with realtors, builders, and developers.
- Originate conventional and government residential mortgages and participate in related business development activities.
- Act as the primary point of contact between the borrower and the Bank on mortgage originations.
- Interview applicants to gather information concerning their needs to assist in determining whether a loan will be acceptable risk.
- Structure loan financing based on risk considerations.
- Communicate with other professionals, including attorneys, county clerks and title companies, as necessary to facility the processing/closing of loans.
- Negotiate terms and conditions with applicants. Ensure the preparation and processing of forms and legal documents required for residential loans follows those terms.
- Responsible for initiating rate locks, collecting up-front fees, obtaining credit bureau, performing desk- top underwriting, etc.
- Responsible for explaining loan options and products to applicants, including disclosing terms, conditions, and explaining disclosures, etc.
- Ensure appropriate underwriting standards are followed.
- Ensure that approval falls within the established lending guidelines.
- Review loan closing documents for accuracy to facility timely loan closing.
- Manage and understand collateral perfection processes such as UCC and mortgage filings.
- Maximize bank profitability through appropriate pricing of new loan originations and fee income.
- Meet with prospects and customers in locations others than their primary office or personal residence, such as open houses, realtor and home builder events, seminars, etc.
- Communicate suspected fraud and or discrepancies to the department manager and/or fraud department as applicable.
- Recognize and maintain adherence to compliance with all banking regulations and laws, including those for consumer protection and the BSA/AML Program.
- Support the bank's strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge. Stay up to date on local trends and developments in the real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
- Originate loans that meet minimum production levels.
- Provide support to other team members as assigned by Department Head.
- Understand and comply with Federal, State and Union State Bank rules, policies, and regulations.
- Perform other duties as may be required or assigned.
Supervisor Responsibilities: N/A
Education and Experience Requirements : Bachelor's degree from a four-year college or university, or three to five years of related work experience; or equivalent combination of education and experience required. Financial services industry experience preferred. This position requires compliance with the SAFE Act Registration with the Nationwide Mortgage Licensing System & Registry (NMLS Registry) required upon hire. Good standing with the NMLS Registry must be maintained. Valid driver's license is required to travel to meet with prospects and customers.
Specific Skills Required : Ability to communicate, written and verbal, effectively with people both internally and externally. High degree of accuracy and attention to detail with the ability to handle multiple tasks and meet deadlines. Ability to identify and resolve problems. Organizational and time management skills. Ability to work with all levels within the organization. Basic computer skills to include proficiency in Microsoft Office products. Able to handle confidential information and positively represent the company.
Competencies : Communication, approachability, high attention to detail, problem solving and critical thinking.
System Accesses : Fiserv Precision, LaserPro, Encompass, Microsoft Office Suite, etc.
Equipment Used : Office equipment which includes computer, imaging scanner, multi-line phone system, multi-function unit, etc.
Working Conditions : Work is performed in an office environment. Prolonged (90%) sitting and periodic (less than 10% of the time) physical exertion to manually move, lift, carry or push heavy objects or materials weighing up to 50 pounds; Constant and repetitive use of arms and hands below shoulder level for computer usage; This position required the individual to perform normal office activities including, but not limited to, lifting, filing, and retrieving, operating office equipment, etc. Travel to other locations will be required.
This job description describes the general nature and level of work performed by the employee assigned to this position. Responsibilities and duties describe those functions considered essential to the performance of the job. This description does not state or imply that these are the only duties and responsibilities assigned to the job. The employee may be required to perform other job-related duties as requested by their supervisor. All requirements are subject to change over time, at the discretion of your supervisor, and to possible modification to reasonably accommodate individuals with a disability.
Union State Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender, identity, age, disability, or status as a protected veteran.
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0
Mortgage Lender
95351 West Modesto, California
Home Buyers Realty
Posted 6 days ago
Job Viewed
Job Description
Summary
It seems the job posting description was not included. Kindly provide the text you want me to rewrite.
Responsibilities
Currently hold NMLS license in the state of CA
Ideally local to the Central Valley
About-our-team
Ron and Eva Cedillo and the HBR Team are Powered by PLACE.
We firmly believe in abundance and helping others. By helping our clients achieve their goals and dreams, we in turn our able to achieve our goals and dreams.
We believe in long term relationships and taking care of our clients.
We have been endorsed by DJ Walker and Jaimee Lee of KAT Country for over 12 years. We have been sponsors of St Jude for 12 years this is the Charity of Choice for both of our companies.
Gary LeVox of Rascall Flatts sings our jingle on KAT Country
Kevin Harrington of Shark Tank endorses our marketing
Partnered with Dave Ramsey and are Ramsey Trusted for over 14 years
We have sold over 3000 homes in our 20+ years in real estate and have the knowledge, experience and systems to help you achieve your goals.
It seems the job posting description was not included. Kindly provide the text you want me to rewrite.
Responsibilities
- Evaluate clients' financial information and credit history to determine loan eligibility and terms
- Guide clients through the mortgage application process, explaining options and answering questions
- Collaborate with real estate agents, underwriters, and other professionals to facilitate loan approvals
- Prepare and review loan documents to ensure accuracy and compliance with regulations
- Maintain up-to-date knowledge of mortgage products, market trends, and lending guidelines
- Build and maintain strong relationships with clients to encourage repeat business and referrals
- Meet or exceed monthly loan origination targets and contribute to team goals at Home Buyers Realty Company
Currently hold NMLS license in the state of CA
Ideally local to the Central Valley
About-our-team
Ron and Eva Cedillo and the HBR Team are Powered by PLACE.
We firmly believe in abundance and helping others. By helping our clients achieve their goals and dreams, we in turn our able to achieve our goals and dreams.
We believe in long term relationships and taking care of our clients.
We have been endorsed by DJ Walker and Jaimee Lee of KAT Country for over 12 years. We have been sponsors of St Jude for 12 years this is the Charity of Choice for both of our companies.
Gary LeVox of Rascall Flatts sings our jingle on KAT Country
Kevin Harrington of Shark Tank endorses our marketing
Partnered with Dave Ramsey and are Ramsey Trusted for over 14 years
We have sold over 3000 homes in our 20+ years in real estate and have the knowledge, experience and systems to help you achieve your goals.
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1
Mortgage Lender
95351 West Modesto, California
Sellwithronandeva
Posted 9 days ago
Job Viewed
Job Description
Join to apply for the Mortgage Lender role at Home Buyers Realty and HBR Team Powered by Place
1 week ago Be among the first 25 applicants
Join to apply for the Mortgage Lender role at Home Buyers Realty and HBR Team Powered by Place
Home Buyers Realty and HBR Team Powered by Place provided pay rangeThis range is provided by Home Buyers Realty and HBR Team Powered by Place. Your actual pay will be based on your skills and experience talk with your recruiter to learn more.
Base pay range$125,000.00/yr - $25,000.00/yr
Summary
Join Envoy Mortgage as a Mortgage Lender and play a pivotal role in helping clients achieve their dream of homeownership. Located in Tracy, USA, you will work closely with Ron and Eva Cedillo's HBR Team to provide expert guidance on mortgage options, ensuring a smooth and efficient loan process.
This position offers the opportunity to leverage your financial expertise in a dynamic real estate environment, contributing to the growth and success of our company while delivering exceptional customer service. If you are passionate about real estate finance and committed to making a positive impact, this role is perfect for you.
You will be coached by high performing teams with the latest tools, marketing and loan programs to serve our clientelle.
Responsibilities
- Evaluate clients financial information and credit history to determine loan eligibility and terms
- Guide clients through the mortgage application process, explaining options and answering questions
- Collaborate with real estate agents, underwriters, and other professionals to facilitate loan approvals
- Prepare and review loan documents to ensure accuracy and compliance with regulations
- Maintain up-to-date knowledge of mortgage products, market trends, and lending guidelines
- Build and maintain strong relationships with clients to encourage repeat business and referrals
- Meet or exceed monthly loan origination targets and contribute to team goals at Home Buyers Realty Company
Currently hold NMLS license in the state of CA
Ideally local to the Central Valley
About-our-team
Ron and Eva Cedillo and the HBR Team are Powered by PLACE.
We firmly believe in abundance and helping others. By helping our clients achieve their goals and dreams, we in turn our able to achieve our goals and dreams.
We believe in long term relationships and taking care of our clients.
We have been endorsed by DJ Walker and Jaimee Lee of KAT Country for over 12 years. We have been sponsors of St Jude for 12 years this is the Charity of Choice for both of our companies.
Gary LeVox of Rascall Flatts sings our jingle on KAT Country
Kevin Harrington of Shark Tank endorses our marketing
Partnered with Dave Ramsey and are Ramsey Trusted for over 14 years
We have sold over 3000 homes in our 20+ years in real estate and have the knowledge, experience and systems to help you achieve your goals. Seniority level
- Seniority level Entry level
- Employment type Contract
- Job function Finance and Sales
- Industries Hospitals and Health Care, Non-profit Organizations, and Government Administration
Referrals increase your chances of interviewing at Home Buyers Realty and HBR Team Powered by Place by 2x
Get notified about new Mortgage Lender jobs in Modesto, CA .
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2
Mortgage Lender
95378 Tracy, California
Sellwithronandeva
Posted 13 days ago
Job Viewed
Job Description
Join to apply for the Mortgage Lender role at Home Buyers Realty and HBR Team Powered by Place
1 week ago Be among the first 25 applicants
Join to apply for the Mortgage Lender role at Home Buyers Realty and HBR Team Powered by Place
Home Buyers Realty and HBR Team Powered by Place provided pay rangeThis range is provided by Home Buyers Realty and HBR Team Powered by Place. Your actual pay will be based on your skills and experience talk with your recruiter to learn more.
Base pay range$125,000.00/yr - $25,000.00/yr
Summary
Join Envoy Mortgage as a Mortgage Lender and play a pivotal role in helping clients achieve their dream of homeownership. Located in Tracy, USA, you will work closely with Ron and Eva Cedillo's HBR Team to provide expert guidance on mortgage options, ensuring a smooth and efficient loan process.
- Superior Operational Support: Their in-house processing and underwriting teams are known for fast turn times and clear communication. That means I spend less time chasing files and more time closing deals.
- Technology That Works for Me: Envoys digital mortgage platform streamlines the application process and enhances the borrower experience. Its built to reduce friction and improve conversion rateswhich directly impacts my bottom line.
- Marketing Powerhouse: They provide a full suite of marketing tools, including automated co-branded campaigns, social media content, and video marketing resources. This is a massive time-saver and helps me stay top-of-mind with Realtors and past clients.
- Strong Realtor Partnerships: Envoy understands the value of referral partnerships. Their platform makes it easy to provide real-time loan status updates to Realtors, strengthening those relationships and increasing referral volume.
- Culture of Recognition and Growth: They dont just talk about supporting their loan officersthey show it through top-producer trips, coaching programs, and real career advancement opportunities.
Responsibilities
- Generate New Business:
- Develop and maintain relationships with Realtors, builders, financial advisors, and other referral sources.
- Actively prospect for new clients through networking events, social media, and community involvement.
- Consult with Borrowers:
- Guide clients through mortgage product options to find the best loan solutions based on their financial goals.
- Pre-qualify and pre-approve borrowers by reviewing income, credit, and asset documentation.
- Loan Origination and Pipeline Management:
- Take complete and accurate loan applications.
- Manage the loan pipeline to ensure all required documents are collected and loans close on time.
- Communicate proactively with borrowers, Realtors, and internal teams to keep all parties informed.
- Compliance and Risk Management:
- Ensure all loan files meet regulatory and company compliance standards.
- Stay updated on current lending guidelines, products, and market trends.
- Customer Experience Management:
- Deliver a high-quality borrower experience from initial consultation to post-closing follow-up.
- Handle any client concerns promptly to maintain satisfaction and encourage repeat business and referrals.
- Marketing and Personal Brand Development:
- Utilize company-provided marketing tools to stay visible to your database and referral network.
- Create co-branded campaigns and manage social media presence to drive lead generation.
- Active NMLS License required.
- Proven track record of success in mortgage loan origination (minimum 2 years preferred).
- Strong knowledge of conventional, FHA, VA, and other loan products.
- Excellent communication, interpersonal, and consultative sales skills.
- Self-motivated with the ability to work independently and manage a production pipeline.
- Proficiency with mortgage industry software and CRM platforms is a plus.
- Competitive compensation plan with uncapped earning potential.
- Access to cutting-edge technology and digital mortgage tools.
- In-house processing, underwriting, and closing teams to support fast turn times.
- Comprehensive marketing resources to help you grow your business.
- A collaborative and supportive company culture focused on your success.
- Recognition programs and opportunities for career growth.
- Seniority level Entry level
- Employment type Contract
- Job function Finance and Sales
- Industries Hospitals and Health Care, Non-profit Organizations, and Government Administration
Referrals increase your chances of interviewing at Home Buyers Realty and HBR Team Powered by Place by 2x
Get notified about new Mortgage Lender jobs in Tracy, CA .
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3
Senior Mortgage Lender
45032 Ohio, Ohio
Civista Bank
Posted 4 days ago
Job Viewed
Job Description
Civista Bank
Description:
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
Description:
Position Purpose:
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:
- Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
- Meet with customers and prospective customers at various locations.
- Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
- Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
- Screen loan requests based on bank policies and on types of loans offered by the institution.
- Propose and review various loan options with prospective clients.
- Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
- Answer incoming phone calls and schedule appointments.
- Communicate complex approvals or denials to the borrower, real estate agent or builder.
- Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
- Promotes and participates in the bank's special credit programs and other CRA programs.
- Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
- All other duties as assigned and any activities that support the key accountabilities.
Qualifications, Knowledge and Skills:
- Five + years Mortgage Lending experience in a financial institution or loan office setting.
- Bachelor's Degree in Business or Finance or three years equivalent work experience.
- Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
- Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
- Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
- A high level of initiative, thoroughness, accuracy and organizational skills required.
- Detail oriented with strong analytical skills.
- High level of confidentiality required.
- Solid oral and written communication skills.
- Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:
- This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
- Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
- Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
- Work involves lifting and moving loan files of up to 15 lbs.
- Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIec2ddf07b1e7-26289-35474564
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4
Senior Mortgage Lender
45043 Middletown, Ohio
Civista Bank
Posted 4 days ago
Job Viewed
Job Description
Civista Bank
Description:
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
Description:
Position Purpose:
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:
- Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
- Meet with customers and prospective customers at various locations.
- Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
- Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
- Screen loan requests based on bank policies and on types of loans offered by the institution.
- Propose and review various loan options with prospective clients.
- Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
- Answer incoming phone calls and schedule appointments.
- Communicate complex approvals or denials to the borrower, real estate agent or builder.
- Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
- Promotes and participates in the bank's special credit programs and other CRA programs.
- Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
- All other duties as assigned and any activities that support the key accountabilities.
Qualifications, Knowledge and Skills:
- Five + years Mortgage Lending experience in a financial institution or loan office setting.
- Bachelor's Degree in Business or Finance or three years equivalent work experience.
- Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
- Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
- Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
- A high level of initiative, thoroughness, accuracy and organizational skills required.
- Detail oriented with strong analytical skills.
- High level of confidentiality required.
- Solid oral and written communication skills.
- Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:
- This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
- Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
- Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
- Work involves lifting and moving loan files of up to 15 lbs.
- Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIec2ddf07b1e7-26289-35474564
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5
Mortgage Lender I
45208 Cincinnati, Ohio
Park National
Posted 4 days ago
Job Viewed
Job Description
Role not eligible for sponsorship
Competencies
Additional Information
Responsibilities #LI-Hybrid
- Originate HELOCs (Home Equity Line of Credit), portfolio loans, and fixed rate loans which are sold in the secondary market, including purchases and refinances.
- Initiate and execute revenue-generating activities such as business development, customer and referral relationship development, community outreach, scheduling/attending closings (if applicable), and financial education, with documentation in CRM software.
- Manage pipeline and customer expectations through communication throughout the loan process.
- Structure loans according to customer goals and credit acceptance practices, utilizing the 5 C's of credit for pre-qualifications and active loan requests.
- Collect, analyze, and communicate with borrowers the initial required information needed to process/underwrite a loan, including income/assets, credit, and collateral-related documentation, to determine qualification through the Automated Underwriting System (AUS).
- Prepare a write-up of borrower requests and any unique loan characteristics to assist future loan partners, with assistance from regional leaders or mentors, and obtain appropriate loan approval.
- Cross-sell additional bank products and services, and provide constructive financial counseling and planning for future loan requests.
- Perform tasks on loan files to comply with Freddie Mac guidelines, Mortgage Insurance guidelines, or specific product requirements, including ordering PMI, interest rates, rate locks, and handling adverse actions for denied/withdrawn applications.
- Review and explain loan disclosures, including the Loan Estimate and Closing Disclosure.
- Maintain awareness of and adhere to the bank's compliance requirements, risk management policies, and procedures, applying them to daily tasks.
- Deliver consistent, high-level service within our Serving More standards.
- Other duties as assigned.
Competencies
- Interpersonal/Customer Service Skills
- Written and Verbal Communication
- Ability to understand and follow directions
- Adaptability to change
- Basic Computer Skills
- Ability to influence others
- Ability to build collaborative relationships
- Ability to work as part of a team
- Organizational Skills/Detail Oriented
- Analytical Thinking
- Technical Expertise
Additional Information
This position is non-exempt and full-time. Responsibilities extend beyond traditional office hours; evening and weekend hours may be required. Associates will respond to stakeholders as needed to progress loans to closing. Frequent overtime may be required during peak periods.
Education, Certifications, and Work ExperienceHigh School diploma or equivalent required.
2+ years in retail banking/lending or mortgage underwriting preferred.
NMLS licensing or ability to obtain it within 30 days.
ScheduleThis is a full-time hourly position requiring a minimum of 37.5 hours per week. Responsibilities may include some scheduled onsite hours in Cincinnati, Ohio, and travel to meet clients, Realtors, and community leaders, or visit markets and regional offices.
The position requires the ability to remain stationary up to 50% of the time, operate a computer up to 50% of the time, and communicate effectively with coworkers and stakeholders.
A flexible work arrangement is available.
Equal Opportunity Employer. Applicants will be notified of their rights under federal employment laws. For more information, review the Know Your Rights notice from the Department of Labor.
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6
Senior Mortgage Lender
45066 Spring Valley, Ohio
Civista Bank
Posted 4 days ago
Job Viewed
Job Description
Civista Bank
Description:
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
Description:
Position Purpose:
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:
- Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
- Meet with customers and prospective customers at various locations.
- Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
- Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
- Screen loan requests based on bank policies and on types of loans offered by the institution.
- Propose and review various loan options with prospective clients.
- Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
- Answer incoming phone calls and schedule appointments.
- Communicate complex approvals or denials to the borrower, real estate agent or builder.
- Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
- Promotes and participates in the bank's special credit programs and other CRA programs.
- Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
- All other duties as assigned and any activities that support the key accountabilities.
Qualifications, Knowledge and Skills:
- Five + years Mortgage Lending experience in a financial institution or loan office setting.
- Bachelor's Degree in Business or Finance or three years equivalent work experience.
- Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
- Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
- Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
- A high level of initiative, thoroughness, accuracy and organizational skills required.
- Detail oriented with strong analytical skills.
- High level of confidentiality required.
- Solid oral and written communication skills.
- Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:
- This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
- Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
- Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
- Work involves lifting and moving loan files of up to 15 lbs.
- Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIec2ddf07b1e7-26289-35474564
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7
Senior Mortgage Lender
45054 Okeana, Ohio
Civista Bank
Posted 4 days ago
Job Viewed
Job Description
Civista Bank
Description:
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
Description:
Position Purpose:
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:
- Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
- Meet with customers and prospective customers at various locations.
- Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
- Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
- Screen loan requests based on bank policies and on types of loans offered by the institution.
- Propose and review various loan options with prospective clients.
- Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
- Answer incoming phone calls and schedule appointments.
- Communicate complex approvals or denials to the borrower, real estate agent or builder.
- Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
- Promotes and participates in the bank's special credit programs and other CRA programs.
- Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
- All other duties as assigned and any activities that support the key accountabilities.
Qualifications, Knowledge and Skills:
- Five + years Mortgage Lending experience in a financial institution or loan office setting.
- Bachelor's Degree in Business or Finance or three years equivalent work experience.
- Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
- Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
- Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
- A high level of initiative, thoroughness, accuracy and organizational skills required.
- Detail oriented with strong analytical skills.
- High level of confidentiality required.
- Solid oral and written communication skills.
- Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:
- This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
- Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
- Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
- Work involves lifting and moving loan files of up to 15 lbs.
- Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIec2ddf07b1e7-26289-35474564
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8
Mortgage Lender-Colorado
80238 Denver, Colorado
Zions Bancorporation
Posted today
Job Viewed
Job Description
At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post , we offer our customers and employees the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.
At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care .
With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career.
We are looking for a seasoned Mortgage Lender in Colorado. Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches.
Essential Functions:
+ Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
+ Ensure compliance with regulatory guidelines in the performance of loan originator duties.
+ Interviews potential applicants to develop information concerning their needs, desires and other information.
+ Obtains and review pertinent financial and credit data.
+ Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
+ Ensures any re-disclosures are made timely.
+ May order appraisals through our systems, arrange for title search and obtain necessary documents.
+ Responsible to communicate with the customer throughout the process and work with processors through closing.
+ Originates residential home loans.
+ Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
+ Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
+ Other duties as assigned.
Qualifications:
+ Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
+ Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
+ Ability to successfully solicit loans.
+ Good problem solving skills.
+ Ability to work independently.
+ Strong interpersonal skills
+ Demonstrated ability to handle multiple priorities.
+ Strong verbal and written communication skills
+ Ability to work effectively in high pressure environment.
+ Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
Benefits:
+ Medical, Dental and Vision Insurance - START DAY ONE!
+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
+ Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
+ Mental health benefits including coaching and therapy sessions.
+ Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
+ Employee Ambassador preferred banking products.
Req ID: 067397
To review our Benefits Summary browse here: Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at ( , Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.
At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care .
With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career.
We are looking for a seasoned Mortgage Lender in Colorado. Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches.
Essential Functions:
+ Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
+ Ensure compliance with regulatory guidelines in the performance of loan originator duties.
+ Interviews potential applicants to develop information concerning their needs, desires and other information.
+ Obtains and review pertinent financial and credit data.
+ Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
+ Ensures any re-disclosures are made timely.
+ May order appraisals through our systems, arrange for title search and obtain necessary documents.
+ Responsible to communicate with the customer throughout the process and work with processors through closing.
+ Originates residential home loans.
+ Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
+ Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
+ Other duties as assigned.
Qualifications:
+ Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
+ Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
+ Ability to successfully solicit loans.
+ Good problem solving skills.
+ Ability to work independently.
+ Strong interpersonal skills
+ Demonstrated ability to handle multiple priorities.
+ Strong verbal and written communication skills
+ Ability to work effectively in high pressure environment.
+ Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
Benefits:
+ Medical, Dental and Vision Insurance - START DAY ONE!
+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
+ Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
+ Mental health benefits including coaching and therapy sessions.
+ Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
+ Employee Ambassador preferred banking products.
Req ID: 067397
To review our Benefits Summary browse here: Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at ( , Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.
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