377 Usaa jobs in San Antonio

Enterprise Risk Management Analyst

78201 San Antonio, Texas Credit Human

Posted 4 days ago

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Job Description

Permanent

We are seeking an Enterprise Risk Management Analyst for the Information Security Risk Management Department.

The Enterprise Risk Management Analyst is responsible for assisting the business in scoring their risks in a consistent and calibrated manner. The analyst will assist the business units in developing risk responses, reassessing risks in future periods, and reporting on the risks and the status of the work. Risks must be reassessed on a periodic basis to monitor for changes in the risk which may shift the enterprise risk profile or the prioritization of risks and resources.

If you have enterprise risk management or financial services audit experience you should apply right away!

Highlights:

  • Responsible for oversight and execution of the Enterprise Risk Management Framework, including Risk & Control Self Assessments.
  • Monitor status of action plans derived from the Risk & Control Self Assessments.
  • Develop, manage, and continually update analysis for current and emerging risk trends that may have an impact on operations.
  • Collect, aggregate, and regularly report risk results.
  • Provide advice and guidance in developing appropriate and effective controls to mitigate and reduce risk.

Experience:

    Required

  • 3-5 years of experience in the field of enterprise risk management or auditing for a financial services company.
  • Experience developing and implementing tests of controls for operational areas.
  • Ability to create executive-level presentations.
  • Recent experience in financial services industry.

    Preferred

  • Experience facilitating Risk and Control Self-Assessments with business areas.
  • 2+ years of experience performing risk and impact assessments of operational processes.

Education:

Required

  • Bachelor’s degree in risk management, accounting, business, or other related field of study.

Licenses & Certifications:

   Preferred

  • CUNA’s Credit Union Enterprise Risk Management Expert (CUERME)
  • NAFCU Certified Risk Manager (NCRM)
  • Institute of Internal Auditor’s Certification in Risk Management Assurance

Skills & Knowledge:

    Required

  • Extensive working knowledge of enterprise risk management.
  • Knowledge of auditing standards and techniques.
  • Ability to effectively communicate enterprise risk management knowledge and expertise to other professionals and credit union staff.
  • Strong written, verbal and interpersonal communication skills.
  • Strong analytical and organizational skills with attention to detail.
  • Ability to prioritize and manage a variety of projects, initiatives and activities.
  • Results oriented with a strong focus on the customer (both internal & external).
  • Flexibility and willingness to step in where needed to assure the success of projects and other initiatives within the organization.
  • Ability to tailor communication style to different audiences and to exercise good judgment in frequency and nature of communications to different parties.
  • Ability to rapidly resolve issues and recognize when escalation is necessary.
  • Effective time management and prioritization skills.

Schedule: Monday-Friday, 8:30 am-5:30 pm 

Salary Range:   $63,167 to $68,507 Annually; 7.5% bonus potential

Flexibility:   In office, on site; not remote or hybrid

Level of Work: 2B

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. Compliance / Risk

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Senior Quantitative Analyst - Risk Management

78201 San Antonio, Texas $120000 Annually WhatJobs

Posted 3 days ago

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Job Description

full-time
Our client, a leading financial institution, is seeking a highly skilled and motivated Senior Quantitative Analyst to join their dynamic Risk Management team. This is a fully remote position, offering the flexibility to work from anywhere within the United States. The successful candidate will play a critical role in developing and implementing sophisticated mathematical models to assess and manage financial risks across various asset classes. Your expertise will be instrumental in safeguarding the company's assets and ensuring regulatory compliance. Responsibilities include:
  • Design, develop, test, and validate complex quantitative models for market risk, credit risk, and operational risk.
  • Collaborate with front-office traders, risk managers, and IT departments to understand business needs and translate them into quantitative solutions.
  • Perform rigorous back-testing and sensitivity analysis on existing models to ensure their accuracy and robustness.
  • Contribute to the enhancement of risk analytics platforms and data infrastructure.
  • Stay abreast of the latest industry trends, regulatory changes, and academic research in quantitative finance.
  • Prepare detailed reports and presentations for senior management on risk exposures and model performance.
  • Mentor junior analysts and contribute to the team's knowledge sharing.
Qualifications:
  • Master's or Ph.D. in a quantitative field such as Financial Engineering, Mathematics, Statistics, Physics, or Computer Science.
  • Minimum of 5 years of experience in quantitative analysis, risk management, or a related field within the financial services industry.
  • Proficiency in programming languages such as Python, R, C++, or Java.
  • Strong understanding of financial markets, derivatives, and risk management principles.
  • Experience with statistical modeling, econometrics, and machine learning techniques.
  • Excellent analytical, problem-solving, and communication skills.
  • Ability to work independently and collaboratively in a remote environment.
This is an exceptional opportunity to leverage your quantitative skills in a challenging and rewarding role. If you are passionate about financial risk and seeking a remote-first opportunity, we encourage you to apply. Our client is committed to fostering a diverse and inclusive workplace.
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Director of Financial Risk Management

78201 San Antonio, Texas $150000 Annually WhatJobs

Posted 3 days ago

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Job Description

full-time
Our client, a prominent financial institution, is seeking a seasoned Director of Financial Risk Management to lead their enterprise-wide risk assessment and mitigation efforts. This key leadership position is located in the bustling financial district of San Antonio, Texas . The successful candidate will be responsible for developing and implementing robust risk management frameworks, policies, and procedures to safeguard the organization's assets and reputation. This role requires a comprehensive understanding of financial markets, regulatory compliance, and various risk disciplines including market risk, credit risk, operational risk, and liquidity risk. You will oversee a team of risk analysts and managers, guiding them in identifying, measuring, monitoring, and reporting on potential risks. Key responsibilities include conducting stress testing, scenario analysis, and capital adequacy assessments. The Director will also play a crucial role in advising senior management and the board of directors on risk-related matters, ensuring that the company's risk appetite is aligned with its strategic objectives. Experience in developing and implementing sophisticated risk modeling techniques and a strong command of regulatory requirements (e.g., Basel III, Dodd-Frank) are essential. We are looking for an individual with exceptional analytical abilities, strategic foresight, and outstanding leadership qualities. The ability to foster a strong risk-aware culture throughout the organization is paramount. This is a challenging and rewarding opportunity to significantly influence the financial stability and strategic direction of a leading financial services firm.
Responsibilities:
  • Develop, implement, and maintain the enterprise-wide financial risk management framework.
  • Lead and mentor a team of risk management professionals.
  • Identify, assess, and monitor market, credit, operational, and liquidity risks.
  • Conduct stress testing, scenario analysis, and capital adequacy assessments.
  • Ensure compliance with relevant financial regulations and reporting requirements.
  • Advise senior management and the Board of Directors on risk matters.
  • Develop and manage risk models and methodologies.
  • Promote a strong risk culture throughout the organization.
Qualifications:
  • Master's degree in Finance, Economics, or a related quantitative field.
  • CFA, FRM, or PRM certification strongly preferred.
  • Minimum of 15 years of progressive experience in financial risk management within the banking or financial services industry.
  • Proven expertise in various risk disciplines and regulatory frameworks.
  • Exceptional analytical, problem-solving, and strategic thinking skills.
  • Strong leadership, communication, and presentation abilities.
  • Experience with risk management software and data analytics tools.
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Senior Quantitative Analyst - Risk Management

78205 San Antonio, Texas $150000 Annually WhatJobs

Posted 3 days ago

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Job Description

full-time
Our client, a highly reputable institution in the banking and finance sector, is seeking a talented Senior Quantitative Analyst specializing in Risk Management to join their esteemed team in San Antonio, Texas, US . This role is instrumental in developing, validating, and implementing complex financial models used for risk assessment, capital allocation, and regulatory compliance. You will be responsible for applying advanced statistical and mathematical techniques to analyze large datasets, identify potential financial risks, and develop mitigation strategies. Key responsibilities include building and maintaining models for credit risk, market risk, and operational risk; conducting backtesting and sensitivity analysis; and contributing to regulatory submissions (e.g., Basel, CCAR). The ideal candidate will possess a Master's or Ph.D. in a quantitative field such as Mathematics, Statistics, Physics, Economics, or Financial Engineering, coupled with at least 5 years of experience in quantitative finance or risk management. Proficiency in programming languages like Python, R, C++, or MATLAB, along with strong database skills (SQL) and experience with statistical modeling software, is essential. A deep understanding of financial markets, derivatives, and regulatory frameworks is crucial. You will collaborate closely with trading desks, portfolio managers, and compliance officers to provide critical insights and support strategic decision-making. This is a challenging and rewarding opportunity to leverage your quantitative expertise in a dynamic financial environment, contributing to the stability and success of the organization.
Key Responsibilities:
  • Develop, implement, and validate quantitative models for credit, market, and operational risk.
  • Analyze large financial datasets to identify trends, patterns, and potential risks.
  • Perform complex statistical analysis, including regression, time series, and Monte Carlo simulations.
  • Conduct stress testing and scenario analysis to assess portfolio resilience.
  • Support regulatory reporting requirements and provide documentation for model validation.
  • Collaborate with business lines to understand their risk management needs and provide analytical solutions.
  • Stay current with industry best practices, regulatory changes, and emerging quantitative techniques.
  • Communicate complex analytical findings clearly to both technical and non-technical audiences.
Qualifications:
  • Master's or Ph.D. in Mathematics, Statistics, Economics, Financial Engineering, or a related quantitative discipline.
  • Minimum of 5 years of experience in quantitative analysis or risk management within the financial services industry.
  • Strong programming skills in Python, R, C++, or MATLAB.
  • Proficiency in SQL and experience with large database management.
  • Deep understanding of financial instruments, risk modeling, and regulatory frameworks (e.g., Basel III, CCAR).
  • Excellent analytical, problem-solving, and critical thinking abilities.
  • Strong written and verbal communication skills.
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Senior Quantitative Analyst, Risk Management

78205 San Antonio, Texas $130000 Annually WhatJobs

Posted 3 days ago

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Job Description

full-time
Our client, a prominent financial institution, is seeking a highly skilled Senior Quantitative Analyst to bolster its risk management division. This critical role involves developing and implementing sophisticated mathematical models to assess, measure, and manage financial risks across various portfolios. You will be instrumental in designing, validating, and deploying pricing models, risk measurement frameworks, and hedging strategies for complex financial instruments. The ideal candidate possesses a strong quantitative background, a deep understanding of financial markets, and extensive experience with statistical modeling, econometrics, and programming.

Key responsibilities include building and maintaining models for market risk (e.g., VaR, stress testing), credit risk (e.g., default probability, loss given default), and operational risk. You will be expected to conduct rigorous backtesting and validation of existing models, identify areas for improvement, and implement enhancements to ensure model accuracy and regulatory compliance. Collaboration with front-office traders, portfolio managers, compliance officers, and IT teams is essential. This role demands exceptional analytical problem-solving skills, meticulous attention to detail, and the ability to articulate complex quantitative concepts to both technical and non-technical audiences. A proactive approach to identifying emerging risks and proposing innovative solutions is highly valued. Experience with large datasets and high-performance computing environments is a significant advantage.

Key Responsibilities:
  • Develop, implement, and validate quantitative models for market, credit, and operational risk assessment.
  • Design and build pricing models for derivatives and other complex financial products.
  • Perform stress testing and scenario analysis to evaluate portfolio resilience.
  • Conduct research on new modeling techniques and financial methodologies.
  • Collaborate with risk management, trading, and technology teams to integrate models into production systems.
  • Ensure models comply with regulatory requirements (e.g., Basel III, Dodd-Frank).
  • Analyze large datasets to identify patterns, trends, and anomalies.
  • Present complex findings and recommendations to senior management and stakeholders.
Qualifications:
  • Ph.D. or Master's degree in a quantitative field such as Mathematics, Statistics, Physics, Economics, or Financial Engineering.
  • Minimum of 5 years of experience in quantitative analysis within the financial services industry.
  • Proven experience in developing and implementing risk management models.
  • Strong knowledge of financial markets, derivatives, and fixed income products.
  • Expertise in statistical modeling, econometrics, time-series analysis, and machine learning techniques.
  • Proficiency in programming languages like Python, R, C++, or Java, and SQL.
  • Experience with financial modeling software and platforms.
  • Excellent problem-solving, analytical, and communication skills.
This is a challenging and rewarding opportunity to shape risk management strategies within a leading financial organization. The position is based in San Antonio, Texas, US .
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Senior Quantitative Analyst (Risk Management)

78201 San Antonio, Texas $130000 Annually WhatJobs

Posted 3 days ago

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Job Description

full-time
Our client, a prestigious global financial institution, is seeking a highly skilled Senior Quantitative Analyst to join their sophisticated risk management team. This is a fully remote position, allowing you to contribute your expertise from anywhere in the US. The role focuses on developing and implementing advanced quantitative models for market risk, credit risk, and operational risk assessment. You will be responsible for designing, testing, and validating complex financial models, conducting rigorous statistical analysis, and generating insightful reports for senior management and regulatory bodies. Key responsibilities include the development of pricing models, risk measurement methodologies, and hedging strategies. You will collaborate closely with traders, portfolio managers, and compliance officers to ensure the effective application of these models and to address emerging risk challenges. Expertise in programming languages such as Python, R, or C++, along with experience in financial databases and data analysis tools, is essential. A strong understanding of financial markets, derivative instruments, and regulatory frameworks (e.g., Basel Accords) is required. The ideal candidate will possess a Master's or Ph.D. in a quantitative field such as Mathematics, Statistics, Physics, or Financial Engineering, complemented by at least 5 years of relevant experience in quantitative finance or risk management. Excellent analytical, problem-solving, and communication skills are a must for this demanding, remote-first role. This is an exceptional opportunity to work on cutting-edge financial modeling challenges within a highly respected organization.
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Senior Data Analyst, Credit Risk Management

78208 Fort Sam Houston, Texas PENFED Credit Union

Posted today

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Job Description

Overview

Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members "do better." Joining PenFed is more than being an employee; it's about being a part of the PenFed family.

PenFed is hiring a (Hybrid) Senior Data Analyst, Credit Risk Management at our Irving, Texas; San Antonio, Texas or Tysons, Virgina location. The primary purpose of this position will be to develop and maintain custom data structures and support the Chief Credit Office organization with data management, transformation, and process improvements for providing high quality data. This position will also assist in data engineering and logistics for model implementation, analytical reporting, model execution in the production environment, data process documentation, data quality assurance, and other related ad hoc analytics within the Chief Credit Office.

Responsibilities

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties, and the position will perform other duties as assigned.

  • Work with Credit Risk Management to develop a custom database to be used as the basis for reporting and analytics for Quantitative Risk Management, Consumer Retail Credit Risk, Mortgage Credit Policy, and Commercial & Counterparty Credit Risk.

  • Coordinate with internal enterprise data team and external vendors to ensure accuracy of data used in credit risk processes and reporting. Identify required data, and work with data stewards to understand data sources, ensure data quality, and retrieve data on a timely basis.

  • Maintain and improve process documentation and credit risk data dictionaries.

  • Provide data support as needed for modelling and regulatory reporting.

  • Resolve data quality problems.

  • Investigate and understand the nature of data quality issues and work with people across departments or vendors to correct data and address the root causes of the issues.

  • Identify opportunities to automate existing manual processes and provide recommendations on ways to enhance or improve existing reporting.

  • Partner with key stakeholders in various groups (Business Lines, Compliance, Operations, Finance / Credit Risk Modeling, and Enterprise Risk Management) to understand data flows and processes throughout the organization.

Qualifications

Equivalent combination of education and experience is considered.

  • Bachelor's degree in business, Economics, Quantitative Discipline or Equivalent, Finance is required. MBA or master's degree in the related field is highly preferred.

  • Minimum of three (3) years of experience in data analysis & reporting, credit risk policy & analysis, credit risk management, or modeling in financial services industry. Experience in Mortgage lending products is preferred.

  • Strong skills in various data analysis and visualization tools including SQL, SAS, Excel and PowerPoint are required.

  • Experience in SQL code writing and compiling data from various sources to produce reporting using SQL Server, MySQL, Oracle, Access or other database tools.

  • Proficiency in BI tools such as Tableau and PowerBI is highly recommended.

  • Proven project management skills and ability to manage multiple projects

  • Excellent written and verbal communication, and presentation skills required.

  • Self-motivated and strong interpersonal skills in order to actively lead and implement ideas in a cross-functional team environment.

  • Out of the box thinker with a track record of developing creative solutions and problem solving.

  • Prefer candidates with strong intellectual curiosity and diverse experience working in non-technical as well as highly technical roles.

  • Ideal employees will have good common sense to understand business problems and how to transform and utilize coding and technical data techniques to solve those problems.

Supervisory Responsibility

This position will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.

Travel

Ability to travel to various worksites and be on-call may be required.

About Us

Established in 1935, PenFed today is one of the country's strongest and most stable financial institutions with over 2.9 million members and over $31 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam and Puerto Rico. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day. We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more. Equal Employment OpportunityPenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at .

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Senior Data Analyst, Credit Risk Management

78284 San Antonio, Texas PenFed Credit Union

Posted 4 days ago

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Job Description

Overview
Are you looking to take your career from good to great? As an employee of PenFed, every day is an opportunity to thrive, and be part of a team working to ensure our organization is providing world class service to our members, employees, and our communities. We exist to help our members realize their full potential, educate and encourage their dreams, and make every effort to follow our mission and help our members "do better." Joining PenFed is more than being an employee; it's about being a part of the PenFed family.
PenFed is hiring a (Hybrid) Senior Data Analyst, Credit Risk Management at our Irving, Texas; San Antonio, Texas or Tysons, Virgina location. The primary purpose of this position will be to develop and maintain custom data structures and support the Chief Credit Office organization with data management, transformation, and process improvements for providing high quality data. This position will also assist in data engineering and logistics for model implementation, analytical reporting, model execution in the production environment, data process documentation, data quality assurance, and other related ad hoc analytics within the Chief Credit Office.
Responsibilities
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties, and the position will perform other duties as assigned.
+ Work with Credit Risk Management to develop a custom database to be used as the basis for reporting and analytics for Quantitative Risk Management, Consumer Retail Credit Risk, Mortgage Credit Policy, and Commercial & Counterparty Credit Risk.
+ Coordinate with internal enterprise data team and external vendors to ensure accuracy of data used in credit risk processes and reporting. Identify required data, and work with data stewards to understand data sources, ensure data quality, and retrieve data on a timely basis.
+ Maintain and improve process documentation and credit risk data dictionaries.
+ Provide data support as needed for modelling and regulatory reporting.
+ Resolve data quality problems.
+ Investigate and understand the nature of data quality issues and work with people across departments or vendors to correct data and address the root causes of the issues.
+ Identify opportunities to automate existing manual processes and provide recommendations on ways to enhance or improve existing reporting.
+ Partner with key stakeholders in various groups (Business Lines, Compliance, Operations, Finance / Credit Risk Modeling, and Enterprise Risk Management) to understand data flows and processes throughout the organization.
Qualifications
Equivalent combination of education and experience is considered.
+ Bachelor's degree in business, Economics, Quantitative Discipline or Equivalent, Finance is required. MBA or master's degree in the related field is highly preferred.
+ Minimum of three (3) years of experience in data analysis & reporting, credit risk policy & analysis, credit risk management, or modeling in financial services industry. Experience in Mortgage lending products is preferred.
+ Strong skills in various data analysis and visualization tools including SQL, SAS, Excel and PowerPoint are required.
+ Experience in SQL code writing and compiling data from various sources to produce reporting using SQL Server, MySQL, Oracle, Access or other database tools.
+ Proficiency in BI tools such as Tableau and PowerBI is highly recommended.
+ Proven project management skills and ability to manage multiple projects
+ Excellent written and verbal communication, and presentation skills required.
+ Self-motivated and strong interpersonal skills in order to actively lead and implement ideas in a cross-functional team environment.
+ Out of the box thinker with a track record of developing creative solutions and problem solving.
+ Prefer candidates with strong intellectual curiosity and diverse experience working in non-technical as well as highly technical roles.
+ Ideal employees will have good common sense to understand business problems and how to transform and utilize coding and technical data techniques to solve those problems.
Supervisory Responsibility
This position will not supervise employees.
Licenses and Certifications
There are no additional certifications required.
Work Environment
While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.
*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*
Travel
Ability to travel to various worksites and be on-call may be required.
About Us
Established in 1935, PenFed today is one of the country's strongest and most stable financial institutions with over 2.9 million members and over $31 billion in assets. We serve members in all 50 states and the District of Columbia, as well as in Guam and Puerto Rico. We are federally insured by NCUA and we are an Equal Housing Lender. We are available to members worldwide, via the web, seven days a week, twenty-four hours a day. We provide our employees with a lucrative benefits package including robust medical, dental and vision plan options, plenty of paid time off, 401k with employer match, on-site fitness facilities at our larger locations, and more. Equal Employment OpportunityPenFed management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment. PenFed will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same. PenFed will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to PenFed. Contact human resources (HR) with any questions or requests for accommodation at .
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Senior Quantitative Analyst, Financial Risk Management

78205 San Antonio, Texas $160000 Annually WhatJobs

Posted today

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Job Description

full-time
Our client, a leading financial institution, is seeking a highly analytical and experienced Senior Quantitative Analyst to join their dynamic risk management team in San Antonio, Texas, US . This critical role involves developing, implementing, and validating sophisticated quantitative models to assess and manage financial risks, including market risk, credit risk, and operational risk. The ideal candidate will possess a strong mathematical background, expertise in statistical modeling, and a deep understanding of financial markets and instruments. You will be instrumental in enhancing the firm's risk management framework and supporting strategic decision-making. Responsibilities include:

  • Develop, implement, and backtest advanced quantitative models for pricing, risk assessment, and hedging of financial instruments.
  • Conduct rigorous statistical analysis and data mining to identify trends and patterns in financial markets.
  • Collaborate with business units to understand their risk management needs and translate them into quantitative solutions.
  • Validate and monitor the performance of existing models, ensuring their accuracy and relevance.
  • Contribute to the development and enhancement of the firm's risk management systems and infrastructure.
  • Prepare detailed reports and presentations on model results, risk assessments, and proposed strategies for senior management and regulatory bodies.
  • Stay current with the latest academic research and industry best practices in quantitative finance and risk management.
  • Ensure compliance with regulatory requirements and internal policies related to risk modeling.
  • Develop and maintain clear and comprehensive model documentation.
  • Mentor junior analysts and contribute to the knowledge sharing within the team.

Qualifications:
  • Master's or Ph.D. in a quantitative field such as Mathematics, Statistics, Physics, Economics, or Financial Engineering.
  • Minimum of 5 years of experience as a quantitative analyst or in a similar role within the financial services industry.
  • Proven expertise in statistical modeling, time series analysis, machine learning, and econometrics.
  • Proficiency in programming languages such as Python, R, C++, or Java, and experience with relevant libraries.
  • Strong understanding of financial markets, derivatives, and various risk management concepts.
  • Excellent analytical, problem-solving, and critical thinking skills.
  • Effective communication and presentation skills, with the ability to explain complex concepts to non-technical audiences.
  • Experience with large datasets and database technologies.
  • Familiarity with regulatory frameworks such as Basel Accords is a plus.
This role offers a challenging and rewarding opportunity to apply advanced quantitative techniques in a critical function within the financial sector.
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IT/IS SSDLC Risk Management & Governance Executive

78284 San Antonio, Texas USAA

Posted 3 days ago

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Job Description

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
USAA is seeking an **IT/Info Security Risk Management & Governance** for Executive team.
This Executive should have expertise in **SSDLC Risk - 2LOD (Cyber, Tech & Risk)** .
We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: **Charlotte, NC** , San Antonio, TX, Tampa, FL with a preference for **Charlotte** .
**_*** Relocation assistance is available for this position ***_**
The successful candidate will serve as a key advisor responsible for recognizing and reporting IT and IS strategic and aggregate risks across the business while advancing the Enterprise Risk Management function for aggregation, quantification, and qualification of risks. Sets direction for risk management programs within IT and IS and leads all aspects of the delivery of those programs across the line of business.
Provide risk management and governance leadership, operational direction and operational oversight of Information Security, Business Continuity, Data Center Security, AI and Corporate Investigations domains and establish a best-in-class Risk Management framework for the Enterprise Security Group (ESG) to ensure comprehensive oversight and management of risks across the full risk taxonomy. Ensures risks align within appetite tolerances and strategic goals, product plans, forecasts, and adjusts to variances.
Responsible for the aggregation and reporting of risks to senior leadership and effectively assessing and influencing business decisions and direction. Contributes to the long-term strategy of how risk systems should be adapted and integrated to improve the ability to handle risk in an environment built by regulatory change and pioneering, new technologies. Ensures effective and appropriate policies, procedures, and controls are in place supporting all risk processes, systems, strategies, and implementations.
Additional responsibilities include but are not limited to:
+ Establishes trust and rapport with senior business leaders across the enterprise to sustain oversight of the **second line risk role.** Actively engages line of business leaders to ensure all risks are appropriately addressed consistent with policy and the Risk Appetite.
+ Partners with senior risk executives in leading overall risk appetite to include the identification and definition of key methods, metrics, and limits. Influences and sets strategy for advancement of the risk management framework.
+ Partners across Risk Management, Finance, and the business while effectively challenging variances to plan and strategies to mitigate. Provides advice to other key business partners and drive key decisions assessing risk and reward through effective challenge.
+ Liaises with Compliance and CLO on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. Influences sound governance structure for oversight of risks and business operations and interacts & engages with all product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements.
+ Assists in interactions and briefs on domain of responsibility with **regulators from the OCC, FED, FDIC, and CFPB** as well as prepare Board and Senior Management level reports related to IT/IS risk.
+ Builds and leads all aspects of a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, mentor and support, performance management, and managerial activities.
**Minimum Education:**
+ Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
**Minimum Experience:**
+ 10+ years of risk management, regulatory or operations experience in a functional area such as insurance, banking, or financial services with 5+ years of this experience focused on Information Security, Business Continuity, Physical Security or Corporate Investigations.
+ 4+ years of people leadership experience in building, leading and/or developing high-performing teams.
+ Industry certification(s) in Information Security (e.g., **CISSP** , CISM) or Business Continuity (e.g., ABCP, CBCP) or Risk Management (e.g., **CRISC** ) or Physical Security (e.g., CPP).
+ Proven experience working with and applying Risk, Security or Audit frameworks ( **FFIEC, COBIT, COSO, ISO 27001/2, NIST 800-53, SSAE16** ).
+ Knowledge of applicable laws, rules, and regulations applicable to financial institutions.
+ Experience making data-driven decisions.
+ Experience working with external agencies and regulators.
+ Broad knowledge of information technology systems and general system development principles.
**What sets you apart:**
+ 7+ years of risk management, regulatory or operations experience in a functional area such as **insurance, banking, or financial services.**
+ 10+ years experience focused on **Information Security, Data, Risk Management** , evaluating the design and development of software.
+ 3+ years experience with **artificial intelligence (AI)** and machine learning principles, including responsible AI use case evaluations and deployment.
+ 10+ years hands-on experience integrating security throughout the **Software Development Lifecycle (SDLC)** , including component analysis, static and dynamic scanning (SAST/DAST), penetration testing, and comprehensive application security testing across build, deploy, and maintenance phases.
+ Proven ability to develop high-impact materials and deliver concise, insight-driven presentations to executive leadership, translating complex concepts into actionable recommendations that influence strategic decision-making.
**Compensation range:** The salary range for this position is: $169,880.00 - $305,780.00 **.**
**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
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