130 Apple Pay jobs in the United States

Sr Software Engineer, Apple Pay

Cupertino, California, United States

Software and Services

Summary

Posted: Apr 28, 2025

Weekly Hours: 40

Role Number: 200600918-0836

Imagine what you could do here. At Apple, new ideas have a way of becoming phenomenal products, services, and customer experiences very quickly! The people here at Apple don’t just build products — we craft the kind of wonder that’s revolutionized entire industries. It’s the diversity of those people and their ideas that supports the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts.

Apple Pay is leading the digital transformation of Wallet, Payments & Commerce industry by re-imagining the user experience for various verticals like payment cards, identity, access, transit and others. If you are passionate about software engineering, crave building systems that run at scale, love solving meaningful problems, thrive in a fast paced environment, then we would love to hear from you!

Description

As a member of the Apple Pay server engineering team, you will build products that are used millions of users around the world. You will:

• Architect, design and implement highly available and scalable systems
• Analyze requirements, identify gaps and translate them into a technical design.
• Collaborate closely with cross functional teams like Client Engineering, Radios/NFC, Security & Compliance, External Partners etc.
• Write high quality, testable and performant code.

Minimum Qualifications

• We are looking for solid software development skills in one or more general purpose languages such as Java, Kotlin or others.

• Experience with object oriented analysis and design

• Experience with client server development and API design.

• Experience with Relational and NoSQL Databases.

• BS degree in computer science or equivalent field

Preferred Qualifications

• MS degree plus 4-5 years of software development experience or equivalent experience

• Experience in building large-scale highly available distributed systems.

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $147,400 and $272,100, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant ( .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant ( .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program ( .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Senior Software Engineer - Apple Pay Payments

New York City, New York, United States

Software and Services

Summary

Posted: Jun 18, 2025

Role Number: 200609575-2459

Apple is where individual imaginations gather together, committing to the values that lead to great work. Every new product we build, service we create, or Apple Store experience we deliver is the result of us making each other’s ideas stronger. That happens because every one of us shares a belief that we can make something wonderful and share it with the world, changing lives for the better. It’s the diversity of our people and their thinking that inspires the innovation that runs through everything we do. When we bring everybody in, we can do the best work of our lives. Here, you’ll do more than join something — you’ll add something.

Apple Pay brought mobile payment to millions of customers, and it’s just the beginning. We are looking for engineers who are equally comfortable working at the bits and bytes level and designing state-of-the-art objected-oriented web services. The people here at Apple don’t just build products we craft the kind of wonder that’s revolutionized entire industries. It’s the diversity of those people and their ideas that supports the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts.

Description

In this role, you will:

Architect and implement new features for Apple Pay.

Write bullet-proof Java/Kotlin code (thread-safe, performant, object-oriented, and inherently testable).

Collaborate with the product and business team to work on current and future initiatives.

Work directly with the iOS client team on feature definition and development.

Design specifications and protocols to tackle novel problems.

Take responsibility of your service in a Devops culture.

Minimum Qualifications

• Experience of building scalable distributed systems.

• Proficiency in Java or Kotlin with expertise in Object-Oriented and Functional programming

• Knowledge of concurrency control, data structures, and algorithms.

• Experience with databases and stream processing platforms like Kafka.

• Bachelor’s or Master’s degree in Computer Science or a related technical field, or at least 5 years of industry experience in a software engineering role.

Preferred Qualifications

• Hands-on experience with CI/CD pipelines and cloud environments.

• Passion for fintech and understanding of the financial data ecosystem.

• Self-motivated with strong collaboration and communication skills.

• Experience working in a fast-paced, agile environment.

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $181,100 and $318,400, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant ( .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant ( .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program ( .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Senior Software Engineer - Apple Pay Payments

Cupertino, California, United States

Software and Services

Summary

Posted: Jul 22, 2025

Weekly Hours: 40

Role Number: 200609565-0836

Apple is where individual imaginations gather together, committing to the values that lead to great work. Every new product we build, service we create, or Apple Store experience we deliver is the result of us making each other’s ideas stronger. That happens because every one of us shares a belief that we can make something wonderful and share it with the world, changing lives for the better. It’s the diversity of our people and their thinking that inspires the innovation that runs through everything we do. When we bring everybody in, we can do the best work of our lives. Here, you’ll do more than join something — you’ll add something.

Apple Pay brought mobile payment to millions of customers, and it’s just the beginning. We are looking for engineers who enjoy both hands-on technical work and designing thoughtful, scalable services. The people here at Apple don’t just build products we craft the kind of wonder that’s revolutionized entire industries. It’s the diversity of those people and their ideas that supports the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts.

Description

In this role, you will:

Design and implement new features for Apple Pay.

Analyze requirements, identify gaps and translate them into a technical design.

Write robust, maintainable Java/Kotlin code that is performant, testable and scalable).

Collaborate with the product and business team to work on current and future initiatives.

Work directly with the iOS client team on feature definition and development.

Design specifications and protocols to tackle novel problems.

Take ownership of your service through its lifecycle, contributing to a collaborative DevOps culture.

Minimum Qualifications

• Experience of building scalable distributed systems

• Experience with one or more programming languages such as Java, Scala, Kotlin and/or others

• Knowledge of concurrency control, data structures, and algorithms

• Experience with databases (NoSQL / RDBMS), messaging brokers and stream processing platforms like Kafka

• Bachelor’s or Master’s degree in Computer Science or a related technical field or equivalent experience.

Preferred Qualifications

• Hands-on experience with CI/CD pipelines and cloud environments.

• Interest in fintech and curiosity about the financial data ecosystem.

• Self-motivated with strong collaboration and communication skills.

• Experience working in agile or evolving product environments.

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $147,400 and $272,100, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant ( .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant ( .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program ( .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Cupertino, California, United States | Software and Services

In this role, you will:

1. Design and implement new features for Apple Pay.
2. Analyze requirements, identify gaps, and translate them into technical designs.
3. Write robust, maintainable Java/Kotlin code that is performant, testable, and scalable.
4. Collaborate with the product and business teams on current and future initiatives.
5. Work directly with the iOS client team on feature definition and development.
6. Design specifications and protocols to address novel problems.
7. Take ownership of your service throughout its lifecycle, contributing to a collaborative DevOps culture.

• Experience in building scalable distributed systems.
• Proficiency with programming languages such as Java, Scala, Kotlin, or others.
• Knowledge of concurrency control, data structures, and algorithms.
• Experience with databases (NoSQL / RDBMS), messaging brokers, and stream processing platforms like Kafka.
• Bachelors or Masters degree in Computer Science or a related technical field, or equivalent experience.

• Hands-on experience with CI/CD pipelines and cloud environments.
• Interest in fintech and curiosity about the financial data ecosystem.
• Self-motivated with strong collaboration and communication skills.
• Experience working in agile or evolving product environments.

At Apple, base pay is part of our total compensation package, determined within a range based on skills, qualifications, experience, and location. The pay range for this role is between $147,400 and $272,100.

Apple employees can participate in stock programs, purchase stock at a discount, and receive benefits such as medical and dental coverage, retirement plans, discounted products, educational reimbursement, and potential bonuses or relocation support. Learn more about Apple Benefits .

Apple is an equal opportunity employer committed to inclusion and diversity. We promote equal opportunity regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other protected characteristics. Learn more about your EEO rights .

• Lead the planning, execution, and delivery of complex FinTech projects, defining scope, objectives, and deliverables.
• Develop detailed project plans, including timelines, resource allocation, and budget management.
• Manage project risks and issues, proactively identifying and mitigating potential roadblocks.
• Facilitate communication and collaboration among project stakeholders, including technical teams, business units, and external partners.
• Implement and manage Agile methodologies (Scrum, Kanban) to ensure efficient project execution and continuous improvement.
• Track project progress, manage dependencies, and report on key performance indicators to senior leadership.
• Ensure adherence to quality standards and regulatory requirements within the financial industry.
• Lead and motivate project teams, fostering a collaborative and high-performance environment.
• Manage vendor relationships and oversee contract negotiations when applicable.
• Conduct project post-mortems to identify lessons learned and implement process improvements.
• Stay current with industry best practices and emerging trends in FinTech project management.
• Develop and maintain comprehensive project documentation.
• Provide strategic guidance and mentorship to junior project managers and team members.
• Drive change management initiatives to ensure successful adoption of new technologies and processes.
• Champion best practices in project management across the organization.

• Bachelor's degree in Computer Science, Engineering, Business Administration, or a related field.
• PMP or Agile certification (CSM, PMP-ACP) is highly desirable.
• Minimum of 8 years of experience in project management, with a significant portion focused on FinTech or financial services projects.
• Proven success in managing large-scale, complex technology projects in a fast-paced environment.
• Strong understanding of software development lifecycle (SDLC) and Agile principles.
• Exceptional leadership, organizational, and communication skills.
• Proficiency in project management software (e.g., Jira, Confluence, MS Project).
• Demonstrated ability to manage budgets and resources effectively.
• Experience with risk management and mitigation strategies.
• Excellent stakeholder management and negotiation skills.
• Ability to think strategically and solve complex problems.
• A deep understanding of financial markets and regulatory environments.
• Proven experience in leading distributed or remote teams.
• A proactive approach to problem-solving and driving results.

Looking for a role where you can apply both your leadership skills and technical expertise?

I have an ON-SITE Lead Systems Administrator opportunity near Irving, TX for an organization that is seeking a skilled professional to take charge of their IT infrastructure. This isn't just another systems role-it's an opportunity to shape the future of a company that's transforming how businesses manage financial operations across the globe.

In a company that values innovation, you'll lead a talented team of IT professionals, overseeing both day-to-day operations and long-term strategic planning. If you're passionate about problem-solving, enjoy architecting efficient systems, and thrive in a dynamic, fast-paced environment, you'll find this role both challenging and rewarding. You'll be at the forefront of implementing cutting-edge technology that supports financial services impacting thousands of users.

Your role:
• Lead the design and management of complex IT systems infrastructure, ensuring optimal performance and security.
• Oversee and support the setup, configuration, and maintenance of servers, firewalls, SANs, hypervisors, and data protection systems.
• Mentor and provide direction to a growing team of systems administrators and engineers, fostering an environment of collaboration and continuous improvement.
• Manage server provisioning, monitor network performance, and ensure documentation of all IT processes and systems.
• Collaborate with leadership on strategic initiatives, making recommendations for upgrades, system improvements, and innovations.
• Serve as the go-to expert for troubleshooting critical issues, leading emergency response, and managing backup systems to ensure business continuity.

What you'll need:
• 10+ years of experience in systems/network administration with a focus on Windows Server platforms.
• Advanced knowledge of Microsoft operating systems, MS Office Suite, and experience with network architecture.
• Experience with Linux, Windows, Exchange, Office365, Active Directory, VOIP, and Cloud services such as AWS or Azure.
• Strong problem-solving skills and the ability to make critical decisions under pressure.
• Excellent leadership abilities, with a proven track record of guiding teams through complex IT challenges.
• The ability to balance day-to-day tasks with long-term strategic planning and system design.

What's in it for you?
• Competitive salary between $125,000 to $175,000, based on experience.
• A comprehensive benefits package, including medical, dental, vision, life insurance, and a 401K with a 100% match up to 4%, plus an additional 50% match on the next 2%.
• Generous PTO, including holidays and personal/sick days, ensuring a healthy work-life balance.
• Access to the latest tools and technologies, with a strong commitment to professional development and certifications.
• A growth-focused, innovative work environment where your contributions are recognized and valued.

If you're ready to lead the charge in a company that's pushing the boundaries of financial technology, apply today and become part of a team where your leadership and technical expertise will have a direct impact on success.

About Camden Kelly

At Camden Kelly, we've built a reputation for connecting top tech talent with great companies across the United States. Whether you're scaling your team or hunting for a new opportunity, we're your partner every step of the way.

We're not just another recruiting firm. We live by our values-honesty, accountability, ethics, and reliability. We push ourselves daily to raise the bar and deliver better results, faster. Our competition? It's not other firms-it's ourselves, striving to improve for you.

Explore your next opportunity at camdenkelly.com/jobs and stay in the loop by following us on Twitter , LinkedIn , and Facebook . Let's connect and get started on building your dream team or finding your dream job.

• Determines impact on business performance of various company initiatives
• Provides timely and accurate reporting to senior management
• Develops financial models to aid in investment decisions. Presents results to leadership across all areas of the business
• Creates monthly KPI scorecards to identify opportunities and risks
• Supports Technology teams with ad-hoc analysis needs
• Projects financial probabilities into the future and plays a significant role in preparing the company's annual budget, incorporating sales, margin, and expense projections
• Develops and evaluates assumptions regarding the volumes of business which could be expected under the current business plan and under alternative strategies
• Performs advanced financial analyses and develops standard and non-standard reports and statements of a complex nature
• Develops financial models to aid in investment decisions in various departments. Presents results to leadership across all areas of the business
• Maintains investment portfolio information on income simulation models and predicts the effects of changes in operating programs and identifies management informational needs
• Assists in ensuring day-to-day accounting and financial operations are carried out in accordance with established accounting principles, policies, and objectives
• Other duties assigned by management

• Bachelor's Degree in Finance, Accounting, or related field Required

• 4-6 years financial planning & analysis or corporate accounting experience required with a strong background in budgeting and forecasting Required

• Superior analytical skills, combined with business judgment and ability to communicate with a management team
• Excellent communication and interpersonal skills, organized, detail-oriented, and thorough
• Comfortability in working with assumptions and imperfect data
• Team player with a positive attitude
• Advanced experience with Microsoft Excel, PowerPoint and Access
• Experience using financial modeling software such as TM1/Planning Analytics and SPSS, a plus
• Strong verbal and written communication skills
• Ability to adjust to fast-paced work environment

• Competitive weekly pay and bonus opportunities.
• Total job benefits valued at more than $10k*. This includes a 401(k) plan with company matching, medical coverage plans customized to suit your needs and a commitment to work/life balance through our paid time off (PTO) programs, company holidays and paid volunteer days.
• Up to $5,250 in tuition reimbursement per year.
• View all our health, wealth and life offerings at