6,556 Asset Based Lending jobs in the United States
Director, Asset Based Lending
60684 Chicago, Illinois
Fifth Third Bank, N.A.
Posted today
Job Viewed
Job Description
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Director, ABL Underwriting works with primary responsibility for leading teams through the underwriting process for asset-based transactions at Fifth Third Bank. The team will be primarily comprised of existing ABL professionals within Fifth Third. The ABL team will be responsible for pitching, structuring, and executing ABL solutions across the entire Fifth Third Commercial Bank platform. The Director is a strategic leader and will play a key role in appropriately and effectively positioning Fifth Third's personnel, capabilities and expertise to develop and up tier the firm's relationships with both existing and new ABL clients. Transaction structures will include conventional asset-based lending products.
Focused on all aspects of underwriting and deal execution including structuring, deal screening, credit review, loan approval preparation and presentation to credit teams, risk management, funding, operations and loan documentation.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ The team will be responsible for pitching, structuring, and executing ABL transactions to targeted Fifth Third clients.
+ Responsible for carrying out day-to-day coverage, origination support, and transaction management responsibilities for existing and prospective clients including covered Sponsors.
+ Manages and prioritizes a pipeline of ABL financing opportunities.
+ Performs loan structuring, underwriting due diligence and prepares presentation materials of credit for approval.
+ Establishes strong working partnerships and routines with key internal partners including loan operations, treasury, and portfolio management.
+ Manages third party relationships with attorneys, appraisers, field examiners, consultants and investment bankers.
+ Leverages extensive knowledge of asset-based lending and capital markets activity to provide guidance on and effectively work with internal and external constituents to identify and recommend solutions to underwriting and business issues through timely and effective communication.
+ Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required compliance training.
SUPERVISORY RESPONIBILITIES:
+ May include direct or indirect supervision and direction of the day-to-day activities of junior ABL professionals.
+ Provide employees and key internal partners with timely, candid, and constructive performance feedback.
+ Develop employees to fullest potential and provide challenging opportunities that enhance career growth.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required (MBA a plus), ideally with concentration in Business, Finance or Accounting.
+ 8+ years credit analysis and/or loan review or underwriting experience in Commercial Banking.
+ 5+ years Asset-Based Lending in underwriting or portfolio management or field examination; or equivalent combination of education and experience.
+ Extensive knowledge of asset-based lending, private equity, capital markets, merger and acquisition structures, and experience with credit analysis is required.
+ Thorough knowledge of credit policies, procedures, and terminology.
+ Strong interpersonal and relationship building skills.
+ Demonstrable success originating and executing complex financial transactions.
+ Advanced analytical skills (including financial and collateral analysis), critical thinking and verbal and written communication skills.
+ Professional presence (client-facing).
+ To perform this job successfully, an individual should have intermediate knowledge of Word and Excel spreadsheet software. Proficient with technology and ability to learn new applications including commercial loan administration systems.
WORKING CONDITIONS:
+ Normal office environment with little exposure to dust, noise, temperature and the like.
+ Extended viewing of a CRT screen.
+ Some travel required.
At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Director, Asset Based Lending
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
LOCATION -- Chicago, Illinois 60606
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Director, ABL Underwriting works with primary responsibility for leading teams through the underwriting process for asset-based transactions at Fifth Third Bank. The team will be primarily comprised of existing ABL professionals within Fifth Third. The ABL team will be responsible for pitching, structuring, and executing ABL solutions across the entire Fifth Third Commercial Bank platform. The Director is a strategic leader and will play a key role in appropriately and effectively positioning Fifth Third's personnel, capabilities and expertise to develop and up tier the firm's relationships with both existing and new ABL clients. Transaction structures will include conventional asset-based lending products.
Focused on all aspects of underwriting and deal execution including structuring, deal screening, credit review, loan approval preparation and presentation to credit teams, risk management, funding, operations and loan documentation.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ The team will be responsible for pitching, structuring, and executing ABL transactions to targeted Fifth Third clients.
+ Responsible for carrying out day-to-day coverage, origination support, and transaction management responsibilities for existing and prospective clients including covered Sponsors.
+ Manages and prioritizes a pipeline of ABL financing opportunities.
+ Performs loan structuring, underwriting due diligence and prepares presentation materials of credit for approval.
+ Establishes strong working partnerships and routines with key internal partners including loan operations, treasury, and portfolio management.
+ Manages third party relationships with attorneys, appraisers, field examiners, consultants and investment bankers.
+ Leverages extensive knowledge of asset-based lending and capital markets activity to provide guidance on and effectively work with internal and external constituents to identify and recommend solutions to underwriting and business issues through timely and effective communication.
+ Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required compliance training.
SUPERVISORY RESPONIBILITIES:
+ May include direct or indirect supervision and direction of the day-to-day activities of junior ABL professionals.
+ Provide employees and key internal partners with timely, candid, and constructive performance feedback.
+ Develop employees to fullest potential and provide challenging opportunities that enhance career growth.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required (MBA a plus), ideally with concentration in Business, Finance or Accounting.
+ 8+ years credit analysis and/or loan review or underwriting experience in Commercial Banking.
+ 5+ years Asset-Based Lending in underwriting or portfolio management or field examination; or equivalent combination of education and experience.
+ Extensive knowledge of asset-based lending, private equity, capital markets, merger and acquisition structures, and experience with credit analysis is required.
+ Thorough knowledge of credit policies, procedures, and terminology.
+ Strong interpersonal and relationship building skills.
+ Demonstrable success originating and executing complex financial transactions.
+ Advanced analytical skills (including financial and collateral analysis), critical thinking and verbal and written communication skills.
+ Professional presence (client-facing).
+ To perform this job successfully, an individual should have intermediate knowledge of Word and Excel spreadsheet software. Proficient with technology and ability to learn new applications including commercial loan administration systems.
WORKING CONDITIONS:
+ Normal office environment with little exposure to dust, noise, temperature and the like.
+ Extended viewing of a CRT screen.
+ Some travel required.
At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Director, Asset Based Lending
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
LOCATION -- Chicago, Illinois 60606
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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0
Director, Asset Based Lending
45217 Cincinnati, Ohio
Fifth Third Bank, N.A.
Posted 3 days ago
Job Viewed
Job Description
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Director, ABL Underwriting works with primary responsibility for leading teams through the underwriting process for asset-based transactions at Fifth Third Bank. The team will be primarily comprised of existing ABL professionals within Fifth Third. The ABL team will be responsible for pitching, structuring, and executing ABL solutions across the entire Fifth Third Commercial Bank platform. The Director is a strategic leader and will play a key role in appropriately and effectively positioning Fifth Third's personnel, capabilities and expertise to develop and up tier the firm's relationships with both existing and new ABL clients. Transaction structures will include conventional asset-based lending products.
Focused on all aspects of underwriting and deal execution including structuring, deal screening, credit review, loan approval preparation and presentation to credit teams, risk management, funding, operations and loan documentation.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ The team will be responsible for pitching, structuring, and executing ABL transactions to targeted Fifth Third clients.
+ Responsible for carrying out day-to-day coverage, origination support, and transaction management responsibilities for existing and prospective clients including covered Sponsors.
+ Manages and prioritizes a pipeline of ABL financing opportunities.
+ Performs loan structuring, underwriting due diligence and prepares presentation materials of credit for approval.
+ Establishes strong working partnerships and routines with key internal partners including loan operations, treasury, and portfolio management.
+ Manages third party relationships with attorneys, appraisers, field examiners, consultants and investment bankers.
+ Leverages extensive knowledge of asset-based lending and capital markets activity to provide guidance on and effectively work with internal and external constituents to identify and recommend solutions to underwriting and business issues through timely and effective communication.
+ Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required compliance training.
SUPERVISORY RESPONIBILITIES:
+ May include direct or indirect supervision and direction of the day-to-day activities of junior ABL professionals.
+ Provide employees and key internal partners with timely, candid, and constructive performance feedback.
+ Develop employees to fullest potential and provide challenging opportunities that enhance career growth.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required (MBA a plus), ideally with concentration in Business, Finance or Accounting.
+ 8+ years credit analysis and/or loan review or underwriting experience in Commercial Banking.
+ 5+ years Asset-Based Lending in underwriting or portfolio management or field examination; or equivalent combination of education and experience.
+ Extensive knowledge of asset-based lending, private equity, capital markets, merger and acquisition structures, and experience with credit analysis is required.
+ Thorough knowledge of credit policies, procedures, and terminology.
+ Strong interpersonal and relationship building skills.
+ Demonstrable success originating and executing complex financial transactions.
+ Advanced analytical skills (including financial and collateral analysis), critical thinking and verbal and written communication skills.
+ Professional presence (client-facing).
+ To perform this job successfully, an individual should have intermediate knowledge of Word and Excel spreadsheet software. Proficient with technology and ability to learn new applications including commercial loan administration systems.
WORKING CONDITIONS:
+ Normal office environment with little exposure to dust, noise, temperature and the like.
+ Extended viewing of a CRT screen.
+ Some travel required.
At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Director, Asset Based Lending
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
LOCATION -- Chicago, Illinois 60606
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Director, ABL Underwriting works with primary responsibility for leading teams through the underwriting process for asset-based transactions at Fifth Third Bank. The team will be primarily comprised of existing ABL professionals within Fifth Third. The ABL team will be responsible for pitching, structuring, and executing ABL solutions across the entire Fifth Third Commercial Bank platform. The Director is a strategic leader and will play a key role in appropriately and effectively positioning Fifth Third's personnel, capabilities and expertise to develop and up tier the firm's relationships with both existing and new ABL clients. Transaction structures will include conventional asset-based lending products.
Focused on all aspects of underwriting and deal execution including structuring, deal screening, credit review, loan approval preparation and presentation to credit teams, risk management, funding, operations and loan documentation.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ The team will be responsible for pitching, structuring, and executing ABL transactions to targeted Fifth Third clients.
+ Responsible for carrying out day-to-day coverage, origination support, and transaction management responsibilities for existing and prospective clients including covered Sponsors.
+ Manages and prioritizes a pipeline of ABL financing opportunities.
+ Performs loan structuring, underwriting due diligence and prepares presentation materials of credit for approval.
+ Establishes strong working partnerships and routines with key internal partners including loan operations, treasury, and portfolio management.
+ Manages third party relationships with attorneys, appraisers, field examiners, consultants and investment bankers.
+ Leverages extensive knowledge of asset-based lending and capital markets activity to provide guidance on and effectively work with internal and external constituents to identify and recommend solutions to underwriting and business issues through timely and effective communication.
+ Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required compliance training.
SUPERVISORY RESPONIBILITIES:
+ May include direct or indirect supervision and direction of the day-to-day activities of junior ABL professionals.
+ Provide employees and key internal partners with timely, candid, and constructive performance feedback.
+ Develop employees to fullest potential and provide challenging opportunities that enhance career growth.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required (MBA a plus), ideally with concentration in Business, Finance or Accounting.
+ 8+ years credit analysis and/or loan review or underwriting experience in Commercial Banking.
+ 5+ years Asset-Based Lending in underwriting or portfolio management or field examination; or equivalent combination of education and experience.
+ Extensive knowledge of asset-based lending, private equity, capital markets, merger and acquisition structures, and experience with credit analysis is required.
+ Thorough knowledge of credit policies, procedures, and terminology.
+ Strong interpersonal and relationship building skills.
+ Demonstrable success originating and executing complex financial transactions.
+ Advanced analytical skills (including financial and collateral analysis), critical thinking and verbal and written communication skills.
+ Professional presence (client-facing).
+ To perform this job successfully, an individual should have intermediate knowledge of Word and Excel spreadsheet software. Proficient with technology and ability to learn new applications including commercial loan administration systems.
WORKING CONDITIONS:
+ Normal office environment with little exposure to dust, noise, temperature and the like.
+ Extended viewing of a CRT screen.
+ Some travel required.
At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Director, Asset Based Lending
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
LOCATION -- Chicago, Illinois 60606
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
View Now
1
Director, Asset Based Lending
43201 Columbus, Ohio
Fifth Third Bank, N.A.
Posted 3 days ago
Job Viewed
Job Description
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Director, ABL Underwriting works with primary responsibility for leading teams through the underwriting process for asset-based transactions at Fifth Third Bank. The team will be primarily comprised of existing ABL professionals within Fifth Third. The ABL team will be responsible for pitching, structuring, and executing ABL solutions across the entire Fifth Third Commercial Bank platform. The Director is a strategic leader and will play a key role in appropriately and effectively positioning Fifth Third's personnel, capabilities and expertise to develop and up tier the firm's relationships with both existing and new ABL clients. Transaction structures will include conventional asset-based lending products.
Focused on all aspects of underwriting and deal execution including structuring, deal screening, credit review, loan approval preparation and presentation to credit teams, risk management, funding, operations and loan documentation.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ The team will be responsible for pitching, structuring, and executing ABL transactions to targeted Fifth Third clients.
+ Responsible for carrying out day-to-day coverage, origination support, and transaction management responsibilities for existing and prospective clients including covered Sponsors.
+ Manages and prioritizes a pipeline of ABL financing opportunities.
+ Performs loan structuring, underwriting due diligence and prepares presentation materials of credit for approval.
+ Establishes strong working partnerships and routines with key internal partners including loan operations, treasury, and portfolio management.
+ Manages third party relationships with attorneys, appraisers, field examiners, consultants and investment bankers.
+ Leverages extensive knowledge of asset-based lending and capital markets activity to provide guidance on and effectively work with internal and external constituents to identify and recommend solutions to underwriting and business issues through timely and effective communication.
+ Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required compliance training.
SUPERVISORY RESPONIBILITIES:
+ May include direct or indirect supervision and direction of the day-to-day activities of junior ABL professionals.
+ Provide employees and key internal partners with timely, candid, and constructive performance feedback.
+ Develop employees to fullest potential and provide challenging opportunities that enhance career growth.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required (MBA a plus), ideally with concentration in Business, Finance or Accounting.
+ 8+ years credit analysis and/or loan review or underwriting experience in Commercial Banking.
+ 5+ years Asset-Based Lending in underwriting or portfolio management or field examination; or equivalent combination of education and experience.
+ Extensive knowledge of asset-based lending, private equity, capital markets, merger and acquisition structures, and experience with credit analysis is required.
+ Thorough knowledge of credit policies, procedures, and terminology.
+ Strong interpersonal and relationship building skills.
+ Demonstrable success originating and executing complex financial transactions.
+ Advanced analytical skills (including financial and collateral analysis), critical thinking and verbal and written communication skills.
+ Professional presence (client-facing).
+ To perform this job successfully, an individual should have intermediate knowledge of Word and Excel spreadsheet software. Proficient with technology and ability to learn new applications including commercial loan administration systems.
WORKING CONDITIONS:
+ Normal office environment with little exposure to dust, noise, temperature and the like.
+ Extended viewing of a CRT screen.
+ Some travel required.
At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Director, Asset Based Lending
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
LOCATION -- Chicago, Illinois 60606
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Director, ABL Underwriting works with primary responsibility for leading teams through the underwriting process for asset-based transactions at Fifth Third Bank. The team will be primarily comprised of existing ABL professionals within Fifth Third. The ABL team will be responsible for pitching, structuring, and executing ABL solutions across the entire Fifth Third Commercial Bank platform. The Director is a strategic leader and will play a key role in appropriately and effectively positioning Fifth Third's personnel, capabilities and expertise to develop and up tier the firm's relationships with both existing and new ABL clients. Transaction structures will include conventional asset-based lending products.
Focused on all aspects of underwriting and deal execution including structuring, deal screening, credit review, loan approval preparation and presentation to credit teams, risk management, funding, operations and loan documentation.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ The team will be responsible for pitching, structuring, and executing ABL transactions to targeted Fifth Third clients.
+ Responsible for carrying out day-to-day coverage, origination support, and transaction management responsibilities for existing and prospective clients including covered Sponsors.
+ Manages and prioritizes a pipeline of ABL financing opportunities.
+ Performs loan structuring, underwriting due diligence and prepares presentation materials of credit for approval.
+ Establishes strong working partnerships and routines with key internal partners including loan operations, treasury, and portfolio management.
+ Manages third party relationships with attorneys, appraisers, field examiners, consultants and investment bankers.
+ Leverages extensive knowledge of asset-based lending and capital markets activity to provide guidance on and effectively work with internal and external constituents to identify and recommend solutions to underwriting and business issues through timely and effective communication.
+ Understands and complies with all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required compliance training.
SUPERVISORY RESPONIBILITIES:
+ May include direct or indirect supervision and direction of the day-to-day activities of junior ABL professionals.
+ Provide employees and key internal partners with timely, candid, and constructive performance feedback.
+ Develop employees to fullest potential and provide challenging opportunities that enhance career growth.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required (MBA a plus), ideally with concentration in Business, Finance or Accounting.
+ 8+ years credit analysis and/or loan review or underwriting experience in Commercial Banking.
+ 5+ years Asset-Based Lending in underwriting or portfolio management or field examination; or equivalent combination of education and experience.
+ Extensive knowledge of asset-based lending, private equity, capital markets, merger and acquisition structures, and experience with credit analysis is required.
+ Thorough knowledge of credit policies, procedures, and terminology.
+ Strong interpersonal and relationship building skills.
+ Demonstrable success originating and executing complex financial transactions.
+ Advanced analytical skills (including financial and collateral analysis), critical thinking and verbal and written communication skills.
+ Professional presence (client-facing).
+ To perform this job successfully, an individual should have intermediate knowledge of Word and Excel spreadsheet software. Proficient with technology and ability to learn new applications including commercial loan administration systems.
WORKING CONDITIONS:
+ Normal office environment with little exposure to dust, noise, temperature and the like.
+ Extended viewing of a CRT screen.
+ Some travel required.
At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Director, Asset Based Lending
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
LOCATION -- Chicago, Illinois 60606
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
View Now
2
Asset Based Lending Portfolio Manager
90079 Los Angeles, California
Sunflower Bank, N.A.
Posted 1 day ago
Job Viewed
Job Description
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Asset Based Lending Portfolio Manager. The ABL Portfolio Manager is responsible for gathering, analyzing, and interpreting financial and credit information in order to assess the creditworthiness of the company's customers, focusing on the company's moderately complex credit relationships. The incumbent will assist the Asset Based Lending Team in supporting new and existing loan relationships with an emphasis on maximizing credit quality and minimizing risk.
The salary range for this position is $80,000 - $130,000 depending on knowledge, skills, abilities, experience, and location.
Sunflower Bank Benefits
Employees enjoy outstanding benefits, including:
People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.
If you qualify, apply online at
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
The salary range for this position is $80,000 - $130,000 depending on knowledge, skills, abilities, experience, and location.
- Exercises independent judgment on client relationship credit analysis and takes appropriate resulting action.
- Participate in departmental or bank-wide projects. Seek and propose process improvements.
- Provide financial technical advice and assistance to ABL bankers and customers.
- Assist in the training and development of the Portfolio Manager Level I.
- Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the Bank's lending criteria.
- Monitor financial performance of existing customers through covenant compliance and other metrics.
- A Bachelor's degree in accounting, business, economics, finance, or similar field. In lieu of a degree, must have a high school diploma or equivalent and have been in this discipline a minimum of 7 years.
- 5+ years of experience in credit analysis/portfolio management in a commercial lending environment required.
- Experience with Asset Based Lending and supporting ABL software strongly preferred.
Sunflower Bank Benefits
Employees enjoy outstanding benefits, including:
- 401(k) Plan with 6% Match
- Health/Dental/Vision Insurance
- Company-paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
- Plus many more employee perks & incentives!
People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.
If you qualify, apply online at
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
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3
Asset Based Lending Portfolio Manager
90079 Los Angeles, California
Sunflower Financial Inc.
Posted 11 days ago
Job Viewed
Job Description
Description
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Asset Based Lending Portfolio Manager. The ABL Portfolio Manager is responsible for gathering, analyzing, and interpreting financial and credit information in order to assess the creditworthiness of the companys customers, focusing on the companys moderately complex credit relationships. The incumbent will assist the Asset Based Lending Team in supporting new and existing loan relationships with an emphasis on maximizing credit quality and minimizing risk.
The salary range for this position is $80,000 - $130,000 depending on knowledge, skills, abilities, experience, and location.
- Exercises independent judgment on client relationship credit analysis and takes appropriate resulting action.
- Participate in departmental or bank-wide projects. Seek and propose process improvements.
- Provide financial technical advice and assistance to ABL bankers and customers.
- Assist in the training and development of the Portfolio Manager Level I.
- Remain educated and informed about industry trends, community developments, market conditions and regulatory requirements and understand their effect on the Bank's lending criteria.
- Monitor financial performance of existing customers through covenant compliance and other metrics.
Education / Experience Preferred:
- A Bachelor's degree in accounting, business, economics, finance, or similar field. In lieu of a degree, must have a high school diploma or equivalent and have been in this discipline a minimum of 7 years.
- 5+ years of experience in credit analysis/portfolio management in a commercial lending environment required.
- Experience with Asset Based Lending and supporting ABL software strongly preferred.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Sunflower Bank Benefits
Employees enjoy outstanding benefits, including:
- 401(k) Plan with 6% Match
- Health/Dental/Vision Insurance
- Company-paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
- Plus many more employee perks & incentives!
People choose to bank with us, but for those we serve, were more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.
If you qualify, apply online at
Youve never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
#J-18808-Ljbffr
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4
Sr. Asset Based Lending Underwriter
90079 Los Angeles, California
UMB
Posted 11 days ago
Job Viewed
Job Description
Senior ABL Underwriter
The Sr. ABL Underwriter will work under minimal supervision and partner with the Marketing Officers, Loan Officers, Audit Department and Executive Management to perform critical tasks to execute due diligence for prospects and clients.
How you will spend your time:
- Responsible for a variety of Asset Based transactions from revolving lines of credit to secured and unsecured term loans
- Coordinating activities to structure, document, and close transactions
- Review minimum information requirements from qualified prospects
- Coordinate collateral and credit department review evaluations
- Update all activity with the originating Marketing Officer
- Recommend structure and pricing of facilities, sell pricing and structure to prospect, ensure the prospect would fund in compliance with UMB's Credit Policy and Underwriting Guidelines
- Coordinate lien searches, legal document preparation, and first funding and successfully transfer the prospect to the Loan Officer
- Prepare potential new client presentations for committee approval
- Provide training/guidance to associates when needed
We are excited to talk with you if:
- You have a bachelor's degree and 5+ years of underwriting experience or experience managing asset-based lending and/or factoring accounts in a wide variety of industries
- Proficiency in Word and Excel and other computer programs
- Strong problem solving, decision making, and critical thinking skills
- Ability to read and interpret financial and budgetary documents
- Good organizational, interpersonal and communication skills
- Ability to negotiate and influence
- Good customer relation skills
- Good attention to detail, the ability to multi-task and work effectively in a fast-paced environment
Compensation Range: $120,750.00 - $257,250.00
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more? You're more than a means to an enda way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
View Now
5
Asset Based Lending Senior Underwriter
75215 Park Cities, Texas
Texas Capital Bank
Posted 13 days ago
Job Viewed
Job Description
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at
Brief Overview of Position
The Asset Based Lending Senior Underwriter role is positioned within Credit Products Organization and is integral to the success of the line of business it supports, helping to drive the strategic vision set forth by Texas Capital Bank.
This position will support the Asset Based Lending business within the bank. The Underwriter owns the underwriting process for all credit requests, working closely with Analysts, Associates, and Relationship Managers to determine and evaluate potential risks and identify cross-sell opportunities. The ABL Underwriter expected to have the ability to lead a deal from opportunity to close with little to no oversight. This individual will play a critical role in structuring and underwriting complex ABL revolving and term credit facilities. and spearheads processes to ensure best-in-class Customer Service while serving as an internal consultant and liaison between Credit and the Line of Business.
Responsibilities
To be successful in this role, candidates must be able to process large amounts of information, communicating in a clear and concise manner, and develop innovative solutions for our clients, all while maintaining a strong and efficient attention to detail. Key responsibilities include, but are not limited to:
- Serve as subject matter expert in asset based lending credit policies, procedures, and loan documentation, providing expertise in structuring loans that align with institutional requirements, credit policies, risk management practices.
- Lead the due diligence process for credit approval, including coordination of field exams, appraisals, and negotiation of legal documentation.
- Prepare comprehensive, high quality and concise credit approval packages which offer detailed analysis that highlights credit risks, mitigants, and transaction rationale.
- Perform detailed financial and collateral analysis, including reviewing borrower financial statements, borrowing base calculations, and cash flow projections.
- Responsible for risk rating assessment, spreading of financial statements and preparation of financial models
- Partner with Portfolio Manager in credit agreement review and negotiation
- Ownership of all credit approvals
- Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks.
- Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices
- Assist in identification of cross-sell opportunities
- Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects
- Bachelor's degree in Finance, Accounting, Commercial Banking or equivalent/relevant program
- 8+ years' experience in Asset Based Lending with formal Credit training.
- Exceptional writing, interpersonal and communication skills
- Extraordinary levels of motivation and initiative
- Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
- Strong Microsoft Office skills including Outlook, Excel, and PowerPoint in order to produce reports, memos, and presentations
- Passion for financial services and delivering superior client experiences
- Proven leadership skills and community involvement
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
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6
Originator III Asset-Based Lending
60684 Chicago, Illinois
Citizens
Posted today
Job Viewed
Job Description
Description
About the Group
Citizens Bank Asset Based Lending Group is a leading, full service ABL group that is consistently in the top 10 middle market league tables by dollar volume. We are the trusted advisor for businesses and provide flexible, transparent, and innovative lending solutions throughout the business lifecycle by unlocking the value of their assets. We provide thoughtful ideas and tailored asset-based product solutions to support our commercial middle market and mid-corporate customers, private equity, and corporate finance clients.
About the Role
Citizens ABL is currently recruiting for a highly motivated and results-oriented Senior Originator in our ABL Group. The role is an integral position driving new client acquisition and business activity for the bank. The Senior Originator works closely with leadership in the ABL Group, Capital Markets as well as the Middle Market and Mid-Corporate coverage banking teams. This role is responsible for sourcing, developing, and structuring lead ABL opportunities to expand the client base and market presence.
Responsibilities
+ Lead Generation and Prospecting:
+ Develop and implement strategies to identify potential ABL clients.
+ Cultivate relationships with key contacts including relationship bankers, accountants, attorneys, equity and mezzanine sources.
+ Network at industry events to grow the referral base and enhance brand visibility.
+ Evaluate prospective clients' financial information to assess suitability for ABL financing and structure appropriate ABL solutions in conjunction with underwriting team.
+ Help to prepare internal screening memos and external pitch materials.
+ Collaborate with internal teams on internal screening memos, pitch materials and approval memos.
+ Maintain accurate sales activity and networking records, potentially using Salesforce.
+ Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.
+ Deal Structuring and Execution:
Qualifications
+ 5 - 10+ years of sales experience and exhibited competency in financial analysis and ABL credit structuring, understanding and applying credit policy and risk administration practices.
+ Excellent verbal, communication, interpersonal and organizational skills required.
+ Ability to travel as required as well as multi-task and function under pressure.
+ FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date.
+ Bachelors Degree required.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday - Friday
Pay Transparency
The salary range for this position is $230,000 - $275,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
08/31/2025
About the Group
Citizens Bank Asset Based Lending Group is a leading, full service ABL group that is consistently in the top 10 middle market league tables by dollar volume. We are the trusted advisor for businesses and provide flexible, transparent, and innovative lending solutions throughout the business lifecycle by unlocking the value of their assets. We provide thoughtful ideas and tailored asset-based product solutions to support our commercial middle market and mid-corporate customers, private equity, and corporate finance clients.
About the Role
Citizens ABL is currently recruiting for a highly motivated and results-oriented Senior Originator in our ABL Group. The role is an integral position driving new client acquisition and business activity for the bank. The Senior Originator works closely with leadership in the ABL Group, Capital Markets as well as the Middle Market and Mid-Corporate coverage banking teams. This role is responsible for sourcing, developing, and structuring lead ABL opportunities to expand the client base and market presence.
Responsibilities
+ Lead Generation and Prospecting:
+ Develop and implement strategies to identify potential ABL clients.
+ Cultivate relationships with key contacts including relationship bankers, accountants, attorneys, equity and mezzanine sources.
+ Network at industry events to grow the referral base and enhance brand visibility.
+ Evaluate prospective clients' financial information to assess suitability for ABL financing and structure appropriate ABL solutions in conjunction with underwriting team.
+ Help to prepare internal screening memos and external pitch materials.
+ Collaborate with internal teams on internal screening memos, pitch materials and approval memos.
+ Maintain accurate sales activity and networking records, potentially using Salesforce.
+ Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.
+ Deal Structuring and Execution:
Qualifications
+ 5 - 10+ years of sales experience and exhibited competency in financial analysis and ABL credit structuring, understanding and applying credit policy and risk administration practices.
+ Excellent verbal, communication, interpersonal and organizational skills required.
+ Ability to travel as required as well as multi-task and function under pressure.
+ FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date.
+ Bachelors Degree required.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday - Friday
Pay Transparency
The salary range for this position is $230,000 - $275,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
08/31/2025
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7
Sr. Asset Based Lending Underwriter
90006 Los Angeles, California
UMB Bank
Posted today
Job Viewed
Job Description
**Senior ABL Underwriter-Hybrid/Los Angeles, CA**
**Summary**
The Sr. ABL Underwriter will work under minimal supervision and partner with the Marketing Officers, Loan Officers, Audit Department and Executive Management to perform critical tasks to execute due diligence for prospects and clients.
**How you will spend your time:**
+ Responsible for a variety of Asset Based transactions from revolving lines of credit to secured and unsecured term loans
+ Coordinating activities to structure, document, and close transactions
+ Review minimum information requirements from qualified prospects
+ Coordinate collateral and credit department review evaluations
+ Update all activity with the originating Marketing Officer
+ Recommend structure and pricing of facilities, sell pricing and structure to prospect, ensure the prospect would fund in compliance with UMB's Credit Policy and Underwriting Guidelines
+ Coordinate lien searches, legal document preparation, and first funding and successfully transfer the prospect to the Loan Officer
+ Prepare potential new client presentations for committee approval
+ Provide training/guidance to associates when needed
**We are excited to talk with you if:**
+ You have a bachelor's degree and 5+ years of underwriting experience or experience managing asset-based lending and/or factoring accounts in a wide variety of industries
+ Proficiency in Word and Excel and other computer programs
+ Strong problem solving, decision making, and critical thinking skills
+ Ability to read and interpret financial and budgetary documents
+ Good organizational, interpersonal and communication skills
+ Ability to negotiate and influence
+ Good customer relation skills
+ Good attention to detail, the ability to multi-task and work effectively in a fast-paced environment
**Compensation Range:**
$120,750.00 - $257,250.00
_The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
**Are you ready to be part of something more?**
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
_UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _to let us know the nature of your request._
_If you are a California resident, please visit our_ Privacy Notice for California Job Candidates ( _to understand how we collect and use your personal information when you apply for employment with UMB._
**_Who we are_**
We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.
Learn more about UMB's vision ( out the road to a career at UMB
**Summary**
The Sr. ABL Underwriter will work under minimal supervision and partner with the Marketing Officers, Loan Officers, Audit Department and Executive Management to perform critical tasks to execute due diligence for prospects and clients.
**How you will spend your time:**
+ Responsible for a variety of Asset Based transactions from revolving lines of credit to secured and unsecured term loans
+ Coordinating activities to structure, document, and close transactions
+ Review minimum information requirements from qualified prospects
+ Coordinate collateral and credit department review evaluations
+ Update all activity with the originating Marketing Officer
+ Recommend structure and pricing of facilities, sell pricing and structure to prospect, ensure the prospect would fund in compliance with UMB's Credit Policy and Underwriting Guidelines
+ Coordinate lien searches, legal document preparation, and first funding and successfully transfer the prospect to the Loan Officer
+ Prepare potential new client presentations for committee approval
+ Provide training/guidance to associates when needed
**We are excited to talk with you if:**
+ You have a bachelor's degree and 5+ years of underwriting experience or experience managing asset-based lending and/or factoring accounts in a wide variety of industries
+ Proficiency in Word and Excel and other computer programs
+ Strong problem solving, decision making, and critical thinking skills
+ Ability to read and interpret financial and budgetary documents
+ Good organizational, interpersonal and communication skills
+ Ability to negotiate and influence
+ Good customer relation skills
+ Good attention to detail, the ability to multi-task and work effectively in a fast-paced environment
**Compensation Range:**
$120,750.00 - $257,250.00
_The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
**Are you ready to be part of something more?**
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
_UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _to let us know the nature of your request._
_If you are a California resident, please visit our_ Privacy Notice for California Job Candidates ( _to understand how we collect and use your personal information when you apply for employment with UMB._
**_Who we are_**
We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.
Learn more about UMB's vision ( out the road to a career at UMB
View Now
8
Originator III Asset-Based Lending
44101 Cleveland, Ohio
Citizens
Posted 5 days ago
Job Viewed
Job Description
Description
About the Group
Citizens Bank Asset Based Lending Group is a leading, full service ABL group that is consistently in the top 10 middle market league tables by dollar volume. We are the trusted advisor for businesses and provide flexible, transparent, and innovative lending solutions throughout the business lifecycle by unlocking the value of their assets. We provide thoughtful ideas and tailored asset-based product solutions to support our commercial middle market and mid-corporate customers, private equity, and corporate finance clients.
About the Role
Citizens ABL is currently recruiting for a highly motivated and results-oriented Senior Originator in our ABL Group. The role is an integral position driving new client acquisition and business activity for the bank. The Senior Originator works closely with leadership in the ABL Group, Capital Markets as well as the Middle Market and Mid-Corporate coverage banking teams. This role is responsible for sourcing, developing, and structuring lead ABL opportunities to expand the client base and market presence.
Responsibilities
+ Lead Generation and Prospecting:
+ Develop and implement strategies to identify potential ABL clients.
+ Cultivate relationships with key contacts including relationship bankers, accountants, attorneys, equity and mezzanine sources.
+ Network at industry events to grow the referral base and enhance brand visibility.
+ Evaluate prospective clients' financial information to assess suitability for ABL financing and structure appropriate ABL solutions in conjunction with underwriting team.
+ Help to prepare internal screening memos and external pitch materials.
+ Collaborate with internal teams on internal screening memos, pitch materials and approval memos.
+ Maintain accurate sales activity and networking records, potentially using Salesforce.
+ Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.
+ Deal Structuring and Execution:
Qualifications
+ 5 - 10+ years of sales experience and exhibited competency in financial analysis and ABL credit structuring, understanding and applying credit policy and risk administration practices.
+ Excellent verbal, communication, interpersonal and organizational skills required.
+ Ability to travel as required as well as multi-task and function under pressure.
+ FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date.
+ Bachelors Degree required.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday - Friday
Pay Transparency
The salary range for this position is $230,000 - $275,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
08/31/2025
About the Group
Citizens Bank Asset Based Lending Group is a leading, full service ABL group that is consistently in the top 10 middle market league tables by dollar volume. We are the trusted advisor for businesses and provide flexible, transparent, and innovative lending solutions throughout the business lifecycle by unlocking the value of their assets. We provide thoughtful ideas and tailored asset-based product solutions to support our commercial middle market and mid-corporate customers, private equity, and corporate finance clients.
About the Role
Citizens ABL is currently recruiting for a highly motivated and results-oriented Senior Originator in our ABL Group. The role is an integral position driving new client acquisition and business activity for the bank. The Senior Originator works closely with leadership in the ABL Group, Capital Markets as well as the Middle Market and Mid-Corporate coverage banking teams. This role is responsible for sourcing, developing, and structuring lead ABL opportunities to expand the client base and market presence.
Responsibilities
+ Lead Generation and Prospecting:
+ Develop and implement strategies to identify potential ABL clients.
+ Cultivate relationships with key contacts including relationship bankers, accountants, attorneys, equity and mezzanine sources.
+ Network at industry events to grow the referral base and enhance brand visibility.
+ Evaluate prospective clients' financial information to assess suitability for ABL financing and structure appropriate ABL solutions in conjunction with underwriting team.
+ Help to prepare internal screening memos and external pitch materials.
+ Collaborate with internal teams on internal screening memos, pitch materials and approval memos.
+ Maintain accurate sales activity and networking records, potentially using Salesforce.
+ Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.
+ Deal Structuring and Execution:
Qualifications
+ 5 - 10+ years of sales experience and exhibited competency in financial analysis and ABL credit structuring, understanding and applying credit policy and risk administration practices.
+ Excellent verbal, communication, interpersonal and organizational skills required.
+ Ability to travel as required as well as multi-task and function under pressure.
+ FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date.
+ Bachelors Degree required.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday - Friday
Pay Transparency
The salary range for this position is $230,000 - $275,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
08/31/2025
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