8 Auto Underwriter jobs in the United States
AUTO UNDERWRITER
Posted 1 day ago
Job Viewed
Job Description
ABOUT US:
HGreg is one of the fastest growing automotive groups in North America. Founded in 1993, HGreg operates 31 new and used dealerships throughout the United States and Canada, and plans to continue expansion in the U.S.
SUMMARY:
The Auto Underwriter is responsible for facilitating the submission of credit applications to HGreg's preferred lenders with the aim of obtaining approval for car purchases. This position involves analyzing credit data, financial statements, income documents, proof of residency, and other pertinent documents of individuals to assess the level of risk involved in extending credit and securing loan approval.
ESSENTIAL DUTIES:
- Submit credit applications to HGreg's preferred lenders to obtain approvals for car purchases.
- Analyze credit data, financial statements, income documents, proof of residency, and other relevant documents to determine the level of risk involved in extending credit.
- Review credit reports and ensure the accuracy of the information.
- Communicate with lenders, customers, and other departments to facilitate timely and efficient processing of credit applications.
- Maintain accurate records of credit applications, approvals, and rejections.
- Provide guidance and assistance to customers regarding credit requirements and loan options.
- Stay up-to-date with lending regulations and credit policies to ensure compliance.
- Collaborate with team members to optimize the credit application process and improve customer experience.
- Adhere to established performance metrics and goals.
- Possess basic knowledge of computers and programs such as Microsoft Office applications, Dealer socket, DealerTrack, Google applications and Reynolds.
PAY: Salary plus commission up to $ 150,000.00
EXPERIENCE DESIRED:
- Minimum of three (3) years current Auto Credit experience with background in loan processing is preferred.
- Demonstrates analytical thinking - analyzes information, identifies key issues and draws logical conclusions
- Strategic thinker - identifies opportunities to achieve goals while anticipating impacts and consequences to the business
- Must be able to work independently in a fast-paced, goal-oriented environment
Must maintain a valid in-state Driver's License and be considered insurable with the dealerships insurance policy.
WHAT WE OFFER:
- Dental insurance
- 401(K)
- Health insurance
- Vision insurance
- Paid Time Off
- Paid Group Term Life Insurance
- Paid Training to promote professional growth
- Employee Assistance Program (EAP)
- Supplemental Personal Accident Insurance
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
- Sit and/or stand interchangeably throughout the day.
- Sit and/or stand for long periods at a time.
- Use hands, fingers and arms continually, frequently and throughout the day.
- Bend, crouch, crawl, stoop and kneel continually, frequently and throughout the day.
- Operate and drive vehicles or equipment in a safe manner.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Reasonable accommodation will be made to enable individuals with disabilities to perform the essential functions.
Senior Auto Insurance Underwriter
Posted 11 days ago
Job Viewed
Job Description
Responsibilities:
- Evaluate and underwrite new auto insurance applications, assessing risk factors and determining insurability.
- Analyze applicant data, including driving records, credit history, vehicle information, and demographic factors.
- Apply underwriting guidelines and pricing strategies to ensure profitable policy selection.
- Make sound underwriting decisions, accepting, rejecting, or modifying risks within established authority limits.
- Review and re-underwrite existing policies to ensure continued profitability and adherence to guidelines.
- Collaborate with agents and brokers to gather necessary information and provide clear explanations of underwriting decisions.
- Identify and monitor emerging risks and trends within the auto insurance market.
- Develop and recommend changes to underwriting guidelines and pricing models based on market analysis and performance data.
- Mentor and train junior underwriters, providing guidance and expertise.
- Participate in audits and reviews to ensure compliance with regulatory requirements and company policies.
- Contribute to the development of new insurance products and programs.
- Maintain strong relationships with internal stakeholders, including claims, actuarial, and product development teams.
- Stay informed about industry best practices and changes in legislation affecting auto insurance.
- Manage a portfolio of business to achieve profitability and growth targets.
- Provide exceptional service to agents and policyholders, responding to inquiries promptly and professionally.
- Minimum of 5 years of experience in auto insurance underwriting.
- In-depth knowledge of underwriting principles, risk assessment, and insurance regulations.
- Strong analytical and quantitative skills, with the ability to interpret complex data.
- Proficiency in underwriting software and systems.
- Excellent communication, negotiation, and interpersonal skills.
- Demonstrated ability to make independent and sound underwriting decisions.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field is preferred.
- Professional designations such as AU, CPCU, or equivalent are highly desirable.
- Ability to work independently and as part of a collaborative team.
- Strong organizational skills and attention to detail.
- Adaptability to changing market conditions and regulatory environments.
- Proven track record of managing profitable underwriting portfolios.
Personal Lines Auto Insurance Underwriter
Posted today
Job Viewed
Job Description
Job Description
We are adding to our Underwriting Team and seeking Personal Auto Underwriters and Underwriting Assistants!
Join the thrill of the insurance world at First Chicago Insurance Company! As a Personal Lines Auto Underwriter or Underwriting Assistant, you'll dive into the dynamic realm of risk assessment and customer service, where every decision you make impacts our customers' lives. Work closely with a vibrant team that thrives on innovation and excellence, all while enjoying our fun, high-performance culture.
What is a day in the life being a Personal Lines Auto Insurance Underwriter or Underwriting Assistant?
Working within the underwriting department, you can expect an engaging and fast-paced day-to-day routine. You'll start by reviewing applications and assessing risk profiles, ensuring each policy aligns with our customer-centric values. Collaboration is key, so be prepared to work closely with the underwriting team members, sharing insights and strategies to enhance our processes. You will also engage regularly with our policy holders, providing exceptional customer service by answering questions and clarifying policy details.
You'll also help maintain accurate documentation and ensure compliance with regulatory standards. Embrace the excitement of problem-solving as you navigate unique situations and contribute your ideas to improve our operations!
DUTIES & RESPONSIBILITIES:
- Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals
- Develop a basic understanding of coverage's, exposures, rating plans and state requirements
- Enter new business policies, endorsements and renewals
- Order reports and assimilate information as required to support the underwriting process
- Assist the Underwriting Unit as required for new business, endorsement and renewal processes
- Work on special projects as directed
- Prepare system output for mailing
- Complete Financial Responsibility Filings
- Underwriters will assist in training of new underwriting staff in system and daily underwriting processes
QUALIFICATIONS REQUIRED:
- Underwriter candidates should have prior Auto Underwriting experience and Underwriting Assistant candidates should have prior customer service experience.
- Excellent communication, interpersonal and organizational skills.
- Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent.
- Good typing/data entry skills (min. 30 wpm).
Preferred:
- College degree or related industry experience
- Property and Casualty Agency license
- Ability to use on-line underwriting system
Warrior Insurance Network (WIN) provides a competitive benefits package to all full- time employees. Following are some of the perks Warrior Insurance Network (WIN) employees receive:
- Competitive Salaries
- Commitment to your Training & Development
- Medical and Dental and Vision Reimbursement
- Short Term Disability/Long Term Disability
- Life Insurance
- Flexible Spending
Personal Lines Auto Insurance Underwriter
Posted today
Job Viewed
Job Description
Job Description
We are adding to our Underwriting Team and seeking Personal Auto Underwriters and Underwriting Assistants!
Join the thrill of the insurance world at First Chicago Insurance Company! As a Personal Lines Auto Underwriter or Underwriting Assistant, you'll dive into the dynamic realm of risk assessment and customer service, where every decision you make impacts our customers' lives. Work closely with a vibrant team that thrives on innovation and excellence, all while enjoying our fun, high-performance culture.
What is a day in the life being a Personal Lines Auto Insurance Underwriter or Underwriting Assistant?
Working within the underwriting department, you can expect an engaging and fast-paced day-to-day routine. You'll start by reviewing applications and assessing risk profiles, ensuring each policy aligns with our customer-centric values. Collaboration is key, so be prepared to work closely with the underwriting team members, sharing insights and strategies to enhance our processes. You will also engage regularly with our policy holders, providing exceptional customer service by answering questions and clarifying policy details.
You'll also help maintain accurate documentation and ensure compliance with regulatory standards. Embrace the excitement of problem-solving as you navigate unique situations and contribute your ideas to improve our operations!
DUTIES & RESPONSIBILITIES:
- Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals
- Develop a basic understanding of coverage's, exposures, rating plans and state requirements
- Enter new business policies, endorsements and renewals
- Order reports and assimilate information as required to support the underwriting process
- Assist the Underwriting Unit as required for new business, endorsement and renewal processes
- Work on special projects as directed
- Prepare system output for mailing
- Complete Financial Responsibility Filings
- Underwriters will assist in training of new underwriting staff in system and daily underwriting processes
QUALIFICATIONS REQUIRED:
- Underwriter candidates should have prior Auto Underwriting experience and Underwriting Assistant candidates should have prior customer service experience.
- Excellent communication, interpersonal and organizational skills.
- Ability to pass written examinations where required by state statutes to become a licensed Property and Casualty Agent.
- Good typing/data entry skills (min. 30 wpm).
Preferred:
- College degree or related industry experience
- Property and Casualty Agency license
- Ability to use on-line underwriting system
First Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive:
- Competitive Salaries
- Commitment to your Training & Development
- Medical, Dental and Vision Reimbursement
- Short Term Disability/Long Term Disability
- Life Insurance
- Flexible Spending
Underwriter - Specialty Auto
Posted 1 day ago
Job Viewed
Job Description
Crum & Forster (C&F) , with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A" (Excellent) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.
Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to WorkAward for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.
C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website:
Job DescriptionSurplus and Specialty Transportation Specialty Auto - Fully remote
Summary Responsible for review and analysis of underwriting data to build and maintain a profitable book of business within the Transportation Specialty Auto segment. Manages broker and agent relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals.
Minimum Duties & Responsibilities Meet profitability, retention, and written premium goals determined by the department Makes independent decisions within underwriting letter of authority and maintains proper file documentation Assist in managing renewals of the existing Specialty Auto portfolio Assist team lead in triaging and underwriting new business opportunities Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the department Has an in-depth knowledge of department products and services Can clearly articulate the departments value proposition Participates in training and initiatives to develop knowledge base. May participate in projects Travel may be required Other duties as assigned
Recommended Education & Requirements
Bachelor's degree and 5+ years of underwriting experience preferred and/or 5+ years of related insurance experience with pursuit of underwriting certifications (e.g., CPCU) Experience underwriting tow truck operations preferred Effectively displays ability to build and foster broker and agency relationships and manage accounts and referrals for assigned territory Possess a solid understanding of the transportation related coverage forms and endorsements (e.g., Motor Carrier Coverage Form, Motor Truck Cargo Coverage form, Commercial General Liability, UM/UIM/PIP/Med Pay rules, and endorsements) Possesses strong communication and analytical skills to pursue new business and manage a renewal book. Strong knowledge of Transportation underwriting, within primary transportation Experience operating independently within their given authority level Proficient in software needed to succeed in department. Excellent organizational and time management skills. Possesses or is pursuing underwriting and industry designations applicable to area of specialization. Demonstrated ability to work autonomously in a remote work setting
What C&F will bring to youAt C&F you will BELONG
We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.
For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.
Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into
Underwriter - Specialty Auto
Posted 2 days ago
Job Viewed
Job Description
Surplus and Specialty Transportation Specialty Auto - Fully Remote
Summary Responsible for review and analysis of underwriting data to build and maintain a profitable book of business within the Transportation Specialty Auto segment. Manages broker and agent relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals.
Minimum Duties & Responsibilities
- Meet profitability, retention, and written premium goals determined by the department
- Makes independent decisions within underwriting letter of authority and maintains proper file documentation
- Assist in managing renewals of the existing Specialty Auto portfolio
- Assist team lead in triaging and underwriting new business opportunities
- Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the department
- Has an in-depth knowledge of department products and services
- Can clearly articulate the department's value proposition
- Participates in training and initiatives to develop knowledge base. May participate in projects
- Travel may be required
- Other duties as assigned
Recommended Education & Requirements
- Bachelor's degree and 5+ years of underwriting experience preferred and/or 5+ years of related insurance experience with pursuit of underwriting certifications (e.g., CPCU)
- Experience underwriting tow truck operations preferred
- Effectively displays ability to build and foster broker and agency relationships and manage accounts and referrals for assigned territory
- Possesses a solid understanding of the transportation related coverage forms and endorsements (e.g., Motor Carrier Coverage Form, Motor Truck Cargo Coverage form, Commercial General Liability, UM/UIM/PIP/Med Pay rules, and endorsements)
- Possesses strong communication and analytical skills to pursue new business and manage a renewal book.
- Strong knowledge of Transportation underwriting, within primary transportation
- Experience operating independently within their given authority level
- Proficient in software needed to succeed in department.
- Excellent organizational and time management skills.
- Possesses or is pursuing underwriting and industry designations applicable to area of specialization.
- Demonstrated ability to work autonomously in a remote work setting
At C&F You Will Belong
We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status. If you require special accommodation, please let us know.
For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.
Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into
Underwriter I Operations/Auto
Posted 6 days ago
Job Viewed
Job Description
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Underwriter I within PNC's Indirect Auto organization, you will be based in remotely in Phoenix, AZ.
The hours for this role will be:
2:00 PM to 11:00 PM EST (Eastern Standard Time)
**Job Description**
+ Works under supervision or independently on relatively basic transactions. May have limited approval and/or exception authority. Performs or assists in preparation of offerings for specific transactions or in management of a portfolio and interacts with internal/external customers.
+ Using judgment to identify risks and mitigants, performs or assists in preparation of offerings and/or scorecards (e.g. risk ratings) by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
+ Contacts internal/external customers and other parties as appropriate to gather information, clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities.
+ Performs or assists with the identification and/or confirmation of all external regulatory requirements. Ensures internal policies/procedures are followed.
+ Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
**Qualifications**
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
**Preferred Skills**
Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments
**Competencies**
Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions
**Work Experience**
Roles at this level typically require a university / college degree with <1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
**Education**
Bachelors
**Certifications**
No Required Certification(s)
**Licenses**
No Required License(s)
**Benefits**
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings
Be The First To Know
About the latest Auto underwriter Jobs in United States !
Dealer Services Indirect Underwriter (Auto Lending) - Full Time
Posted today
Job Viewed
Job Description
Job Description
Job Title: Dealer Services Analyst
Status: Full Time
Location: East Alton, IL
Salary: $17.79
Benefit Information: -source/pdfs/1st-midamerica-cu-employee-benefits-at-a-glance-2025.pdf
About Us:
1st MidAmerica is a trusted financial institution dedicated to providing exceptional service to our members. We pride ourselves on our commitment to the communities we serve and our focus on delivering an array of financial products for each step in their financial journey. We are currently seeking motivated and member-oriented individuals to join our team as a Dealer Services Analyst.
Job Summary:
We are seeking a Dealer Services Analyst to receive, underwrite and process loan applications from car dealers of the Indirect Program and make the determination to approve or deny indirect loans within authorized limits.
Key Responsibilities:
- Analyzes a loan applicant's credit worthiness by reviewing credit bureau reports and credit scores.
- Underwrites and makes determination to approve or deny indirect loans within authorized limits.
- Ensures documents are complete and accurate according to policies and compliance regulations.
- Enters application data into the lending software and core systems.
- Responsible for dealer relationship building through dealer visits and phone calls.
- Assists with reporting, task management, dealer engagement promotions, and other job-related duties as assigned.
Qualifications:
- High school diploma or equivalent.
- Two years of similar or related experience in the lending environment
- Strong communication skills and attention to detail.
- Proficient with Microsoft products including Outlook, Word and Excel.
- Knowledge of lending software and data processing systems.
- Knowledge of legislation, regulation, policies and procedures pertaining to lending practices.
What We Offer:
- Competitive salary and benefits.
- Opportunities for career growth.
- Supportive team environment.
Schedule:
- Monday – Friday 8:00 AM – 6:00 PM
- Saturday Hours 8:30 AM – 5:00 PM*
*Typically rotates every other Saturday and allows for a day off during the week.
Disclaimer : Must be able to work and travel to different credit union locations as determined by management.
1st MidAmerica is an Equal Opportunity Employer.