43 Banking jobs in Rhode Island

**About this role:**
Wells Fargo is seeking a Commercial Banking Portfolio Manager for clients with annual revenue of $100MM to $B as part of the Commercial Bank. Learn more about the career areas and business divisions at wellsfargojobs.com ( .
**In this role, you will:**
+ Research complex credit investigations and diverse credit information for loans
+ Identify opportunity for process improvements within scope of responsibilities or functional area
+ Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
+ Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
+ Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
**Required Qualifications:**
+ 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Experience with complex credit, underwriting, and debt structure for clients with annual revenue of 100MM to 2B
+ Completion of a formal credit training program
+ Comprehensive knowledge and understanding of core banking products and services, such as commercial lending and treasury management
+ Experience in swiftly adopting and executing change management to enable business growth
+ Experience developing and maintaining external and internal partnerships
+ Experience identifying and mitigating risk, ensuring compliance with processes and procedures
+ Excellent verbal, written, and interpersonal communication skills
+ Experience with nCino a plus
+ Bachelor's degree in accounting, finance, or business
**Job Expectations:**
+ Ability to travel up to 5% of the time 
+ Ability to work a hybrid work schedule
+ This position does not support Visa Sponsorship
+ Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
**Job Locations:**
+ 99 Wood Ave South - Iselin, NJ
+ 51 JFK Parkway - Short Hills, NJ
+ 2500 Westchester Avenue - Purchase, NY
+ 58 Service Road South - Melville, NY
+ 125 High Street - Boston, MA
+ 1 Citizens Plaza - Providence, RI
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$8 ,000.00 - 145,000.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs ( for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
10 Oct 2025
*** **_Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-

Year Up United is a one-year or less, intensive job training program that provides young adults with in-classroom skill development, access to internships and/or job placement services, and personalized coaching and mentorship. Year Up United participants also receive an educational stipend.

The program combines technical and professional training with access to internships and job placement support through our industry-leading talent placement firm YUPRO Placement. If you receive an internship, it may be at Citizens, Amica Mutual Insurance Company, Lifespan, or Fidelity, among other leading organizations in the Providence area.

Are you eligible?
You can apply to Year Up United if you are:
- A high school graduate or GED recipient
- Eligible to work in the U. S.
- Available Monday-Friday throughout the duration of the program
- Highly motivated to learn technical and professional skills
- Have not obtained a Bachelorʼs degree
- You may be required to answer additional screening questions when applying

What will you gain?
Professional business and communication skills, interviewing and networking skills, resume building, ongoing support and guidance to help you launch your career. During the internship phase, Year Up United students earn an educational stipend of $525 per week.

In-depth classes include:
- Business Operations
- IT Support
- Financial Operations
- Banking
- Project Management
- Network Security & Support

Get the skills and opportunity you need to launch your professional career.
75% of Year Up United graduates are employed and/or enrolled in postsecondary education within 4 months of graduation. Employed graduates earn an average starting salary of fifty-three thousand dollars per year.

Description
Citizens is currently recruiting for a Senior Credit Officer to support its Business Banking line of business. The Senior Credit Officer will be responsible for evaluating, analyzing, and approving credit proposals relating to both C&I and Investment Commercial Real Estate for companies with revenues up to $50MM and transaction sizes up to $5MM. This role requires a deep understanding of credit risk principals, financial analysis and asset valuation. The successful candidate will work closely with sales, portfolio management, and legal teams to ensure credit quality and regulatory compliance, while supporting business objectives.
Responsibilities:
Serve as the primary credit approver for transactions across multiple industries. Evaluate and act on credit opportunities including new originations, renewals, and modifications by approving, declining, or escalating recommendations to the appropriate higher authority.
Provide independent credit risk assessment and decision-making in alignment with the bank's risk appetite and regulatory expectations.
Partner with front-line business units to structure transactions that balance client needs with prudent risk management. Objectively identify risk and proactively partner with coverage, product and portfolio teams in the areas of customer selection and creation of protective, balanced credit structures with a focus on maintaining portfolio quality and protecting the Bank's balance sheet.
Oversee portfolio monitoring, including risk rating accuracy, concentration risk, and early identification of problem credits. Communicate with executive risk management and loan workout specialists to effect restructure of problem credits and minimize losses.
Lead or contribute to credit policy development, underwriting guidelines, and risk-adjusted return frameworks specific to leasing.
Engage in client facing due diligence and assist business partners with originating and onboarding new credit relationships.
Ensure all credit delivery activities have been completed in a timely, efficient and prudent manner while facilitating an environment for the efficient delivery to customers of products and services that require credit exposure.
Provide leadership in conjunction with first line business partners in establishing credit culture, risk appetite, and business strategy.
Follow defined processes, procedures and credit policies to accomplish all defined objectives.
Qualifications:
10 years of combined experience in underwriting and credit risk approval. Significant experience with both C&I and investment commercial real estate is preferred.
Extensive experience with non-investment grade credit analysis, underwriting and portfolio management. Experience partnering with multiple commercial banking product areas to responsibly allocate capital across a credit relationship.
Strong administrative, communication, interpersonal and negotiation skills. Demonstrated ability to exercise sound judgment and act independently in a dynamic environment.
Demonstrated ability to balance risk and return, promoting responsible expansion of credit relationships while leading stewardship of the Bank's balance sheet.
Education
Bachelor's degree in finance, economics, accounting, or a related quantitative field required.
Pay Transparency
The salary range for this position is 150k - 170k per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit .
#LI-Citizens2
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
10/15/2025

Description
At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals.
Citizens is seeking a motivated, highly successful, proven Relationship Manager with experience in moderately to less complex portfolios, and a strong grasp of sales and credit skills. This senior level performer will have an immediate impact. We reward you with an uncapped incentive opportunity and the ability to grow your career with a world class organization.
Primary responsibilities include
+ Develop consultative relationships with small business clients in your target market with annual revenues ranging from one million to ten million dollars.
+ Understand the client needs, provide value added solutions, manage a portfolio of existing customers and drive new commercial customer relationships.
+ Partner effectively with an award-winning business banking team offering a wide array of product solutions that will enable you to enhance the customer experience, increase loyalty and improve the profitability of customer and the Bank
+ Complete Business Banking University and Drive Sales training in your initial four-week orientation and a commercial credit training program to insure you're prepared to identify, assess and mitigate lending risk.
+ Maintain strong market knowledge and develop, retain and expand relationships with Centers of Influence i.e. CPA's and Attorneys.
+ Actively engage in significant community activity to expand potential customer base.
Qualifications, Education, Certifications and/or Other Professional Credentials
+ Bachelor's degree or equivalent combination of education and experience, required.
+ 2+ years in a Business Banking Relationship Manager role or related business lending experience preferred.
+ Business to Business sales experience required.
+ Motivated self-starter with demonstrated leadership ability and potential.
+ Successfully operate in a "team" atmosphere building upon and leveraging strong internal and external network.
+ Ability to succeed in a fast paced, demanding sales culture with measured routines and goals aimed at new loan and deposit generation, cross sales, customer service and satisfaction
+ Proficiency with portfolio/account management preferred.
+ Ability to understand core business products and services. Consistent record of sales and outside calling skills.
+ Excellent communication (written & verbal) and interpersonal skills.
+ Ability to develop strong customer and colleague relationships.
Hours and Work Schedule
+ Hours per Week: 40
+ Work Schedule: Monday - Friday
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Description
As the Business Banking Operations Underwriter PM II (UW II), you will be responsible for the daily underwriting of Business Lending Products within the Citizens footprint up to a Total Credit Limit (TCL) of $1,000,000. The application decisions are made in a centralized environment (RELAY) utilizing a Streamline underwriting and credit decision approach. All application decisions are within authorized credit authority limits. This role also provides support to field personnel as it relates to the conditions, rate, credit risk , financial/cash flow analysis and overall lending decision.
Primary responsibilities include
+ Underwrite business credit applications independently using sound judgment, within an established single credit/lending authority limit. All decisions are made while adhering to the Business Banking Credit Policy and underwriting procedures.
+ The UW is required to review all underwriting criteria, business and personal tax returns, CPA prepared financials, Company prepared financials, collateral, interest rate, fees and specific due diligence required for final approval. All exceptions to policy must be properly addressed by the underwriter and approved by the Underwriting Manager.
+ Credit reviews include analysis of external personal credit and business credit bureau reports and scores for the business and guarantors and all associated deposit accounts.
+ Meet production expectations as measured by goal setting.
+ Responsible for working with Business Banking Operations Closing to move approved applications through the process for quick closings. Second looks applications are reviewed/discussed with the sales force, Underwriting Manager and/or Closing team.
+ The sales colleague may bring new information for consideration for a loc/loan request that was previously declined.
+ Assist Portfolio Management with annual reviews and portfolio monitoring.
Qualifications
+ 5+ years of direct lending experience and exhibited competency in various aspects of credit lending, portfolio management including financial spreading and analysis, credit structuring, collateral analysis, understand and applying credit policy and credit monitoring and risk administration practices.
+ Must demonstrate practical and conceptual knowledge of credit and risk analysis.
+ Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to Bank.
+ Good understanding of industry nuances applicable to the credits reviewed.
+ General knowledge of loan and related legal documents.
+ Strong credit writing and communication skills.
+ Equivalent work experience may be considered as an alternative to formal degree program completion.
Education:
+ Bachelor's Degree Preferred
Hours & Work Schedule
+ Hours per Week: 40
+ Work Schedule: Monday through Friday
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Description
The Underwriting (UW IV) portion of this position is responsible for reviewing and underwriting loan requests under Commercial Credit Policy up to TCL $15MM. Underwriting and recommendations should be based on sound credit judgment with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation and mitigation and proper loan structuring.
+ Position is responsible for underwriting and recommending for approval to Credit Officers within SLAs and meeting production requirements. Expected high degree of technical competency in credit analysis.
+ The UW IV will independently interact with Senior Management, Sales Team, and Credit Officer, to discuss and resolve risk related issues.
+ UW IV independently reviews financials, proposed loan structure, collateral and due diligence and makes recommendations of new money requests for approval.
+ Aggressively seeks alternative means of financing or counter offers for all borrowers when it is determined that the original request cannot be accommodated.
+ The UW IV will perform the functions of the position with periodic oversight and is expected to perform with reasonable to general supervisory intervention.
The Portfolio Management (PM IV) piece is responsible for effective credit administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, and on-going portfolio maintenance activities.
+ Responsible for ensuring overall portfolio performance and asset quality remains strong and independently develops strategies and actions to resolve issues that could increase risk and/or create loss for the Bank.
+ Manage relationships with TCL between $MM - 15MM, with particular emphasis on larger (> 3MM) more complicated relationships. Expected high degree of technical competency in credit analysis.
+ Independently interact with Senior Management, Sales Team, Credit Officer and CRM, in order to discuss and resolve risk related issues.
+ Direct interaction with customers may be required, in order to discuss and resolve risk related issues.
+ Independently reviews financials and makes recommendations for approval of annual review/renewal and/or modifications within delegated lending authority.
Primary Responsibilities
Underwriter IV
+ Evaluates appropriateness of loan structure with Relationship Managers as needed to meet client needs for new loans while ensuring the Bank's credit risk profiles are maintained.
+ Assures compliance with Commercial Credit Policy and Risk Acceptance Criteria.
+ Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively.
+ Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation.
+ Credit experience and skill set with complex credits, including various organizational structures, covenant structures and/or collateral structures.
+ Consistently adheres to all Service Level Agreements.
Portfolio Manager IV
+ Assume the responsibility to protect and preserve the integrity of the pooled or individual portfolio while assessing and managing risk, through the annual review process via recommendation.
+ Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively.
+ Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation.
+ Consistently adheres to all regulatory compliance requirements.
+ Accurately test covenants and recognize events of default while providing recommendations on strategy and action planning.
+ Effectively supports high quality credit file documentation in a paperless environment.
+ Effectively tracks and monitors financial statement requirements; reviews Borrowing Base certificates.
+ Consistently adheres to all Service Level Agreements
Qualifications
+ 7+ years of experience and exhibited high degree of technical competency in various aspects of commercial lending /portfolio management.
+ Exhibit comprehensive written and verbal communication skills.
+ Experience with financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices.
+ Expected to have high level of credit and documentation experience.
+ Must be skilled in proposing and negotiating and recommending credit and covenant structures for approval.
+ Must demonstrate practical and conceptual knowledge of credit and risk analysis.
Education
+ Bachelor's Degree
+ Preferred: Master' Degree
Hours & Work Schedule
+ Hours per Week: 40
+ Work Schedule: Monday thru Friday
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Description
The Underwriting (UW IV) portion of this position is responsible for reviewing and underwriting loan requests under Commercial Credit Policy up to TCL $15MM. Underwriting and recommendations should be based on sound credit judgment with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation and mitigation and proper loan structuring.
+ Position is responsible for underwriting and recommending for approval to Credit Officers within SLAs and meeting production requirements. Expected high degree of technical competency in credit analysis.
+ The UW IV will independently interact with Senior Management, Sales Team, and Credit Officer, to discuss and resolve risk related issues.
+ UW IV independently reviews financials, proposed loan structure, collateral and due diligence and makes recommendations of new money requests for approval.
+ Aggressively seeks alternative means of financing or counter offers for all borrowers when it is determined that the original request cannot be accommodated.
+ The UW IV will perform the functions of the position with periodic oversight and is expected to perform with reasonable to general supervisory intervention.
The Portfolio Management (PM IV) piece is responsible for effective credit administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, and on-going portfolio maintenance activities.
+ Responsible for ensuring overall portfolio performance and asset quality remains strong and independently develops strategies and actions to resolve issues that could increase risk and/or create loss for the Bank.
+ Manage relationships with TCL between $MM - 15MM, with particular emphasis on larger (> 3MM) more complicated relationships. Expected high degree of technical competency in credit analysis.
+ Independently interact with Senior Management, Sales Team, Credit Officer and CRM, in order to discuss and resolve risk related issues.
+ Direct interaction with customers may be required, in order to discuss and resolve risk related issues.
+ Independently reviews financials and makes recommendations for approval of annual review/renewal and/or modifications within delegated lending authority.
Primary Responsibilities
Underwriter IV
+ Evaluates appropriateness of loan structure with Relationship Managers as needed to meet client needs for new loans while ensuring the Bank's credit risk profiles are maintained.
+ Assures compliance with Commercial Credit Policy and Risk Acceptance Criteria.
+ Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively.
+ Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation.
+ Credit experience and skill set with complex credits, including various organizational structures, covenant structures and/or collateral structures.
+ Consistently adheres to all Service Level Agreements.
Portfolio Manager IV
+ Assume the responsibility to protect and preserve the integrity of the pooled or individual portfolio while assessing and managing risk, through the annual review process via recommendation.
+ Applies credit skills, product knowledge, industry analysis, and sound judgment to assess and manage credit risk effectively.
+ Exhibits knowledge of various types of loan terms, structures, and conditions and understanding of loan documentation.
+ Consistently adheres to all regulatory compliance requirements.
+ Accurately test covenants and recognize events of default while providing recommendations on strategy and action planning.
+ Effectively supports high quality credit file documentation in a paperless environment.
+ Effectively tracks and monitors financial statement requirements; reviews Borrowing Base certificates.
+ Consistently adheres to all Service Level Agreements
Qualifications
+ 7+ years of experience and exhibited high degree of technical competency in various aspects of commercial lending /portfolio management.
+ Exhibit comprehensive written and verbal communication skills.
+ Experience with financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices.
+ Expected to have high level of credit and documentation experience.
+ Must be skilled in proposing and negotiating and recommending credit and covenant structures for approval.
+ Must demonstrate practical and conceptual knowledge of credit and risk analysis.
Education
+ Bachelor's Degree
+ Preferred: Master' Degree
Hours & Work Schedule
+ Hours per Week: 40
+ Work Schedule: Monday thru Friday
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Description
4 Days Hybrid from any of our locations in RI, Iselin NJ, Westwood MA
Role is not relocation eligible.
Vice President - Sr Project Manager
The candidate:
The Vice President - Sr Project Manager is a change leader for digital transformation initiatives in the Commercial Banking organization, accountable for driving digital change management and delivery across multiple portfolios.
The role partners closely with leadership in Commercial Lines of Business, Operations , and Technology, including cross-functional stakeholders to translate strategy into execution and measurable outcomes. It requires a blend of business acumen, technology fluency, operational experience, change facilitation, and program governance to advance client and colleague experiences.
The key deliverables of the role are:
+ Program leadership, project management & execution
+ Stand up and run multi-workstream delivery across priority portfolios and programs.
+ Align priorities, dependencies, and milestones with clear ownership and measurable outcomes.
+ Governance & executive communications
+ Establish and manage operating cadences (e.g., daily/weekly rhythms; monthly/quarterly reviews).
+ Produce concise, executive-ready materials and facilitate decision forums.
+ Change management and delivery
+ Manage and deliver technology-enabled change initiatives.
+ Manage benefits realization, communications, training, and adoption tracking.
+ Financial stewardship
+ Partner with Finance to manage budgets and forecasts across programs.
+ Surface trade-offs early and recommend mitigations for variances.
+ Delivery discipline & tooling
+ Improve agile maturity and maintain delivery hygiene.
+ Ensure Jira/Confluence (or equivalent) are accurate and current.
+ Stakeholder & vendor management
+ Build strong relationships across business, operations, technology, and external partners.
+ Coordinate vendor touchpoints and synthesize inputs into clear actions.
+ Enablement & culture
+ Champion modern ways of working (including AI-assisted productivity).
+ Promote a continuous-improvement mindset and knowledge sharing.
The Business: Digital & Operations, Commercial Banking
Commercial Digital & Operations supports the onboarding and servicing lifecycle across Commercial Banking, spanning payments and cash management, trade and supply-chain, markets and hedging, and commercial lending. The function partners with business lines and technology to streamline processes, connect data, automate workflows, and modernize platforms to improve client and colleague experiences.
Qualifications
+ Bachelor's degree and/or 5+ years leading large, cross-functional technology or transformation programs; experience in commercial/wholesale banking operations preferred.
+ Demonstrated ability to synthesize complex technology topics and communicate simply to executive and delivery audiences.
+ Strong written, verbal and influencing skills; proven track record of managing and enabling indirect teams.
+ Advanced problem-solving with a data-driven approach; ability to build business cases, implementation plans and concise status reporting.
+ Proficiency with agile practices and common delivery tools (e.g., Jira/Confluence); comfortable enforcing governance and documentation standards.
+ Financial acumen to manage budgets and forecasts, with proactive risk/issue management.
Hours
Mon-Fri 8:30-5:00
Pay Transparency
The salary range for this position is $ 114,041 - $ 171,062 per year plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit .
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Description
4 Days Hybrid from any of our locations in RI, Iselin NJ, Westwood MA
Role is not relocation eligible.
Vice President - Sr Project Manager
The candidate:
The Vice President - Sr Project Manager is a change leader for digital transformation initiatives in the Commercial Banking organization, accountable for driving digital change management and delivery across multiple portfolios.
The role partners closely with leadership in Commercial Lines of Business, Operations , and Technology, including cross-functional stakeholders to translate strategy into execution and measurable outcomes. It requires a blend of business acumen, technology fluency, operational experience, change facilitation, and program governance to advance client and colleague experiences.
The key deliverables of the role are:
+ Program leadership, project management & execution
+ Stand up and run multi-workstream delivery across priority portfolios and programs.
+ Align priorities, dependencies, and milestones with clear ownership and measurable outcomes.
+ Governance & executive communications
+ Establish and manage operating cadences (e.g., daily/weekly rhythms; monthly/quarterly reviews).
+ Produce concise, executive-ready materials and facilitate decision forums.
+ Change management and delivery
+ Manage and deliver technology-enabled change initiatives.
+ Manage benefits realization, communications, training, and adoption tracking.
+ Financial stewardship
+ Partner with Finance to manage budgets and forecasts across programs.
+ Surface trade-offs early and recommend mitigations for variances.
+ Delivery discipline & tooling
+ Improve agile maturity and maintain delivery hygiene.
+ Ensure Jira/Confluence (or equivalent) are accurate and current.
+ Stakeholder & vendor management
+ Build strong relationships across business, operations, technology, and external partners.
+ Coordinate vendor touchpoints and synthesize inputs into clear actions.
+ Enablement & culture
+ Champion modern ways of working (including AI-assisted productivity).
+ Promote a continuous-improvement mindset and knowledge sharing.
The Business: Digital & Operations, Commercial Banking
Commercial Digital & Operations supports the onboarding and servicing lifecycle across Commercial Banking, spanning payments and cash management, trade and supply-chain, markets and hedging, and commercial lending. The function partners with business lines and technology to streamline processes, connect data, automate workflows, and modernize platforms to improve client and colleague experiences.
Qualifications
+ Bachelor's degree and/or 5+ years leading large, cross-functional technology or transformation programs; experience in commercial/wholesale banking operations preferred.
+ Demonstrated ability to synthesize complex technology topics and communicate simply to executive and delivery audiences.
+ Strong written, verbal and influencing skills; proven track record of managing and enabling indirect teams.
+ Advanced problem-solving with a data-driven approach; ability to build business cases, implementation plans and concise status reporting.
+ Proficiency with agile practices and common delivery tools (e.g., Jira/Confluence); comfortable enforcing governance and documentation standards.
+ Financial acumen to manage budgets and forecasts, with proactive risk/issue management.
Hours
Mon-Fri 8:30-5:00
Pay Transparency
The salary range for this position is $ 114,041 - $ 171,062 per year plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit .
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.