119 Business Analyst Product Owner Trade Finance Corporate Banking jobs in Jersey City

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Manager, Product Management Cardholder Services is a critical organization within the Consumer Products & Processing business, delivering best in class benefits. With a dual mandate to enhance the Core value proposition and drive services revenue, Cardholder Services is a dynamic and high impact program. The team combines deep product expertise and partner management excellence to deliver industry leading customer experiences.

In this role, you will help with the development, optimization and delivery of global Airport Services benefits. You will manage key partner relationships and ensure seamless execution across product, services and operational teams. You will also play a critical role in ensuring market competitiveness, pricing consistency and differentiation for Mastercard in the Travel vertical. This role supports global asset development, vendor management, issuer communication, coordination with regional teams, and launch timelines. The ideal candidate excels in communication, works independently, and ability to flex to align global teams. Data-driven insights are valued.

Responsibilities

Card Benefits Strategy & Development: align with relevant product teams and deliver benefits that enhance customer value in line with Mastercard’s global Airport Services strategy
Revenue Growth: identify and execute opportunities that expand monetization of Airport Services benefits, manage Airport Services strategic roadmap and support regional pipeline.
Partner Relationship Management: Serve as the primary point of contact for strategic partners, negotiating agreements, ensuring quarterly business reviews and monitoring performance against SLAs
Alignment: ensure benefit initiatives are coordinated across card product teams, integrated into platform roadmaps and correctly set up with operational enablers
Go To Market: ensure that Commercialization teams, B2B Marketing and other relevant teams are equipped with tools, training and insights to effectively sell and promote benefit awareness
Performance and Reporting: track product KPIs, partner performance and ROI to inform strategic decisions and create continuous improvement
Global Execution: Support asset development, vendor management, and communication with our issuers across the Americas regions. You will also be responsible for coordinating with regional teams and managing project timelines from start to finish.

Experience
Deep understanding of the airport and travel landscape, including industry dynamics, operational requirements and effective go-to-market strategies
Strong financial acumen with ability to build business cases, manage budgets, understand cost drivers and own P&L
Experience with airport lounge operations and external vendor management is preferred.
Experience in product management, partnerships or related roles in payments, financial services or travel loyalty programs
Proven track record of managing high-value partner relationships and delivering measurable business results
Strong commercial acumen with experience in revenue generation, analytics and using data to drive timely decisions
Excellent communication (verbal and presentation) and stakeholder management skills, including experience working in global, matrixed organizations
Ability to operate strategically while managing multiple complex initiatives in fast paced environments Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Product Management Mastercard’s Global Acceptance team is on a mission to make Mastercard the best way to pay everywhere. With our powerful suite of acceptance products, we are working on shaping the online and in-store payment experiences of the future. As payments evolve and new players reshape the ecosystem, we are seeking a Director to lead product strategy and execution for our Acceptance Channel Partner enablement and engagement initiatives.
Director, Acceptance Channel Partner Strategy & Execution role will focus on building scalable programs, bundles, value propositions, and engagement strategies for Channel Partners—such as FinTechs, Payment Facilitators, Payment Orchestrators, Gateways, PSPs, ISVs, tech enablers etc.—who serve as critical enablers in the merchant acceptance journey, reshaping how merchants accept payments with their innovative, nimble, and modern software-based payment solutions.
This is a high-impact, global role that blends product leadership, strategic thinking, and cross-functional collaboration, shaping the future of payment industry.
The ideal candidate is highly motivated, intellectually curious, analytical, strategic-thinker, possesses an entrepreneurial mindset and has a strong product management expertise, with proven experience in delivering programs.

Primary Responsibilities Include:
• Define and execute product strategy and GTM commercialization for different types of Channel Partners (especially hyper-specialized & vertical-focused ISVs), aligning with Mastercard’s broader acceptance goals.
• Develop programmatic approach, scalable bundles, product value propositions, and go-to-market strategies tailored to drive acceptance growth across Channel Partner types.
• Lead engagement with fintech startups in the Acceptance space. Identify, qualify, onboard, and collaborate with high-potential companies through the Start Path program
• Execute Mastercard’s fintech startup partnership strategy, working closely with business development (BD) teams, product teams, and regional and local teams supporting integration of Mastercard’s products and services into their business models.
• Source and evaluate fintech startups and channel partners for strategic alignment with Mastercard’s product roadmap and to accelerate product adoption.
• Drive thought leadership through white papers, social campaigns, trainings and industry engagement to strengthen Mastercard’s position as the partner of choice.
• Equip regional and local sales teams with landscape analysis, pipeline, sales enablement materials, toolkits, and data-driven insights to grow acceptance and scale products with Channel Partners
• Track and report on program performance, partner engagement, and commercial impact.
• Lead by example and build a strong culture of excellence, sense of urgency, customer centricity and winning with decency

ALL ABOUT YOU
• 8–12 years of experience in product management, partner strategy, program execution.
• Deep understanding of the acquiring landscape and channel partner ecosystem (e.g., ISVs, Gateways, Payment Facilitators).
• Proven track record of building and launching product value propositions and programs.
• Strong analytical and strategic thinking skills; experience building business cases and TAM models.
• Excellent communication and stakeholder management skills. Ability to interact and coordinate effectively with business partners globally, across different cultures and geographies
• Entrepreneurial mindset with a bias for action, execution and ownership.
• Motivated by working in a flat hierarchy and making broad contributions
• Experience working in global, matrixed environments and across cultures.

Nice to have:
• Bachelor’s degree required; MBA or advanced degree preferred.
• Experience of living and studying abroad strongly preferred
• Self-motivated with a proven track record of delivering success
• Demonstrated experince in new products/programs/bundles.
• Published thought leadership associated with the payment industry Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

Pay Ranges

Purchase, New York: $170,000 - $273,000 USD

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Manager, Product Management As Manager, Network Products you will join a team leading product strategy, roadmap and execution of the future of Mastercard’s global card payments network. The network is the company's core strategic asset, directly driving over $8 billion in revenue and providing the platform for our other key services.

The successful candidate will define and execute strategy + product management for Mastercard Authorization Resiliency - ensuring real-time approval of purchases and other transactions as well as the provision of value-added services. Authorization is an essential component of our network and a foundational part of Mastercard’s business. The role will lead the development and market rollout of functional upgrades and new product offerings, as well as other initiatives including changes to our Franchise rules and programs.

The role

As lead for Mastercard Authorization Resiliency, you will be responsible for the creation and execution of a Resiliency product roadmap to ensure that every transaction receives decisioning and fulfillment.

• Participate and lead projects for product enhancements to address market needs
• Shape and pursue new product and pricing opportunities; drive new offerings from concept to market, and go to market process, in partnership with regional product leads and market teams
• Propose and drive changes to Mastercard Franchise or other rules or programs to drive outcomes beneficial to the ecosystem, including cardholders, merchants and financial institution customers
• Partner with internal and external stakeholders to gather feedback, understand needs, shape proposals and drive execution
• Perform high-quality analysis for identifying opportunities, preparing business cases for proposed solutions and estimating impact
• Present overviews of your approach, proposals and progress to key executive leadership
• Maintain an independent mindset and view of the facts, develop a strong view of the best available approaches, make a compelling case and push hard for the right outcome – and stay flexible and pragmatic in your approach to getting things done

The candidate
• Prior experience in payments is preferred
• Strong organizational and workstream management skills
Consulting background also a plus
• Superior communications, visual and verbal presentation, and interpersonal skills
• Excellent analytical skills and relevant experience is required
• Desire to dive deep and learn about our technology, system structure, and rules
• Business-oriented and strategic mindset in product development and decision-making
• Flexibility to work with ambiguity and handle multiple projects
• Demonstrated ability to work independently and with minimal day-to-day supervision
• Ability to interact and build relationships with all levels of leadership across the organization and with internal and external clients

Total Base Pay Range
Purchase 137,000.00 - 218,000.00 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

Purchase, New York: $37,000 - 218,000 USD O'Fallon, Missouri: 119,000 - 190,000 USD

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Manager, Product Management Who is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution.

Overview

The AI Network Services team is building next-generation AI/ML products focused on fraud detection and decisioning. These products are grounded in strong engineering principles, aligned with enterprise architecture, and powered by the latest AI/ML technologies.

A key focus area is developing global risk insights at both the account and merchant levels, and scaling these insights across the payments ecosystem to enhance customer experiences.

Role
We are looking for a Manager, Product Management to lead the development and scaling of fraud and risk solutions. This role will drive product strategy, development, execution, and adoption in collaboration with cross-functional teams.

Key Responsibilities
• Lead the roadmap and delivery of account and merchant-level fraud and risk solutions.
• Collaborate cross-functionally with data science, engineering, and regional teams to define product requirements and prioritize initiatives.
• Manage end-to-end product lifecycle—from scoping and execution to delivery and documentation.
• Drive product adoption and usage, evangelizing the product benefits at a regional, customer, and geographic level
• Drive regional accountability throughout the development and management process
• Analyze product performance and identify opportunities for improvement and expansion
• Define and track success metrics and KPIs to ensure product quality and impact.
• Serve as a subject matter expert to drive internal and external adoption.

All About You
• Previous product management experience, including fraud and risk domains.
• Strong understanding of payment fraud scenarios (e.g., account takeover, merchant risk, etc.).
• Analytical mindset
• Familiarity with the Studio development process
• Excellent problem-solving and communication skills.
• Proven ability to collaborate across teams and influence stakeholders.
• Comfortable working in fast-paced, ambiguous environments.
• Comfortable with knowing and applying basic AI and Data Science solutioning to problem statements
• MBA a plus

#SecuritySolutions Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

Purchase, New York: $137,000 - $218,000 USD

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Manager, Product Management
As Manager, Network Products you will join a team leading product strategy, roadmap and execution of the future of Mastercard's global card payments network. The network is the company's core strategic asset, directly driving over $8 billion in revenue and providing the platform for our other key services.
The successful candidate will define and execute strategy + product management for Mastercard Authorization Resiliency - ensuring real-time approval of purchases and other transactions as well as the provision of value-added services. Authorization is an essential component of our network and a foundational part of Mastercard's business. The role will lead the development and market rollout of functional upgrades and new product offerings, as well as other initiatives including changes to our Franchise rules and programs.
The role
As lead for Mastercard Authorization Resiliency, you will be responsible for the creation and execution of a Resiliency product roadmap to ensure that every transaction receives decisioning and fulfillment.
- Participate and lead projects for product enhancements to address market needs
- Shape and pursue new product and pricing opportunities; drive new offerings from concept to market, and go to market process, in partnership with regional product leads and market teams
- Propose and drive changes to Mastercard Franchise or other rules or programs to drive outcomes beneficial to the ecosystem, including cardholders, merchants and financial institution customers
- Partner with internal and external stakeholders to gather feedback, understand needs, shape proposals and drive execution
- Perform high-quality analysis for identifying opportunities, preparing business cases for proposed solutions and estimating impact
- Present overviews of your approach, proposals and progress to key executive leadership
- Maintain an independent mindset and view of the facts, develop a strong view of the best available approaches, make a compelling case and push hard for the right outcome - and stay flexible and pragmatic in your approach to getting things done
The candidate
- Prior experience in payments is preferred
- Strong organizational and workstream management skills
Consulting background also a plus
- Superior communications, visual and verbal presentation, and interpersonal skills
- Excellent analytical skills and relevant experience is required
- Desire to dive deep and learn about our technology, system structure, and rules
- Business-oriented and strategic mindset in product development and decision-making
- Flexibility to work with ambiguity and handle multiple projects
- Demonstrated ability to work independently and with minimal day-to-day supervision
- Ability to interact and build relationships with all levels of leadership across the organization and with internal and external clients
Total Base Pay Range
Purchase 137,000.00 - 218,000.00
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.
**Pay Ranges**
Purchase, New York: $37,000 - 218,000 USD
O'Fallon, Missouri: 119,000 - 190,000 USD

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Manager, Product Management
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution.
Overview
The AI Network Services team is building next-generation AI/ML products focused on fraud detection and decisioning. These products are grounded in strong engineering principles, aligned with enterprise architecture, and powered by the latest AI/ML technologies.
A key focus area is developing global risk insights at both the account and merchant levels, and scaling these insights across the payments ecosystem to enhance customer experiences.
Role
We are looking for a Manager, Product Management to lead the development and scaling of fraud and risk solutions. This role will drive product strategy, development, execution, and adoption in collaboration with cross-functional teams.
Key Responsibilities
- Lead the roadmap and delivery of account and merchant-level fraud and risk solutions.
- Collaborate cross-functionally with data science, engineering, and regional teams to define product requirements and prioritize initiatives.
- Manage end-to-end product lifecycle-from scoping and execution to delivery and documentation.
- Drive product adoption and usage, evangelizing the product benefits at a regional, customer, and geographic level
- Drive regional accountability throughout the development and management process
- Analyze product performance and identify opportunities for improvement and expansion
- Define and track success metrics and KPIs to ensure product quality and impact.
- Serve as a subject matter expert to drive internal and external adoption.
All About You
- Previous product management experience, including fraud and risk domains.
- Strong understanding of payment fraud scenarios (e.g., account takeover, merchant risk, etc.).
- Analytical mindset
- Familiarity with the Studio development process
- Excellent problem-solving and communication skills.
- Proven ability to collaborate across teams and influence stakeholders.
- Comfortable working in fast-paced, ambiguous environments.
- Comfortable with knowing and applying basic AI and Data Science solutioning to problem statements
- MBA a plus
#SecuritySolutions
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.
**Pay Ranges**
Purchase, New York: $137,000 - $218,000 USD

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Director, Product Management
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Our Purpose
We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation and delivers better business results.
Overview
Targeting Analytics drives AI based solutions and products at a globally scalable level across the different customer lifecycle stages, credit risk management and strategic analytics.
Credit Risk management area serves as a key differentiator to optimize and grow revenue from consumers and small businesses for Mastercard. To this end, developing and managing a suite of product solutions through internal and external partnerships, creative constructs, solid frameworks and executable roadmaps are crucial drivers for commercialization and business impact. This role is for a Director that will work across regional Product. Client Services & Delivery, Data & Engineering and the broader O&T teams. to deliver truly differentiated Credit products, leveraging rich data resources, AI platform capabilities and near real-time execution.
GPM Credit Risk team is executing on an exciting consumer capability initiative and this role is central in that vision, from concept, technical design to market release and optimization. This role is positioned to drive new ideas forward by combining creative thought leadership with innovation and industry best practices. By entering in the early phase of a truly transforming and impacting strategic initiative, the experience is certain to be rewarding. This role will report into Vice President of Product Management (Credit Risk).
The successful candidate's primary responsibilities will be to:
- Lead all key activities to drive roadmap execution of Consumer credit risk products
- Own the end-to-end Product Management cycle for the development of product components, go-to-market plans including revenue generation
- Lead the development and implementation of key facilitators as framework design, modelling constructs, governance requisites, customer experience and client support
- Develop and maintain the product roadmap, KPIs, financial impact
- Assess, define, prioritize product enhancements and coordinate with O&T and business sponsors on work status
- Actively engage in new innovation initiatives, data resources and capability assessment with a futuristic lens
- Bring voice-of-the-customer metrics to life in a way that will inspire and drive change
- Drive development of product features in support of customer needs, market trends, and competitive opportunities
- Provide oversight and product engagement for launch, in-market testing and global roll-out
This role requires the successful candidate to:
- Demonstrate energy and a desire to succeed, follow through on commitments and push self and others to deliver exceptional results
- Own the vision of the future and translate that vision into action, linking others' contributions to the success of the Credit products
- Be a successful team player with experience in product development
- Leverage experience with Analytics with strong focus on AI platform and capabilities
- Have engagement experience with a scaled agile methodology
- Interact successfully with Clients, Client Services & Delivery, Product, Finance, Technology and Operations support staff to meet the needs of our customers
- Develop deep knowledge of Credit Risk space both Mastercard internal and marketplace
- Translate product requirements into technical specifications, ensuring mutual understanding and minimizing time to market
- Validate technical delivery and ensure that delivered functionality is fit-for-purpose
- Prepare product specific (and occasionally program-wide) presentations for internal partners, executives and customers
- Assist with product-specific and program-wide metrics creation and financial evaluation
Skills & experience
- Product development and management experience required;
- Payment industry experience preferred, ACH knowledge preferred;
- SDLC and software architecture experience preferred;
- MBA preferred;
- Good understanding of cloud native design, API management framework, API design, and event framework;
- Good knowledge of common open source middleware and software;
- Good knowledge of network engineering and infrastructure;
- Experience in product go-to-market, cross-functional team;
- Excellent communication and leadership skills.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.
**Pay Ranges**
Purchase, New York: $170,000 - $73,000 USD
New York City, New York: 178,000 - 284,000 USD

**Our Purpose**
_Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._
**Title and Summary**
Director, Product Management
Mastercard's Global Acceptance team is on a mission to make Mastercard the best way to pay everywhere. With our powerful suite of acceptance products, we are working on shaping the online and in-store payment experiences of the future. As payments evolve and new players reshape the ecosystem, we are seeking a Director to lead product strategy and execution for our Acceptance Channel Partner enablement and engagement initiatives.
Director, Acceptance Channel Partner Strategy & Execution role will focus on building scalable programs, bundles, value propositions, and engagement strategies for Channel Partners-such as FinTechs, Payment Facilitators, Payment Orchestrators, Gateways, PSPs, ISVs, tech enablers etc.-who serve as critical enablers in the merchant acceptance journey, reshaping how merchants accept payments with their innovative, nimble, and modern software-based payment solutions.
This is a high-impact, global role that blends product leadership, strategic thinking, and cross-functional collaboration, shaping the future of payment industry.
The ideal candidate is highly motivated, intellectually curious, analytical, strategic-thinker, possesses an entrepreneurial mindset and has a strong product management expertise, with proven experience in delivering programs.
Primary Responsibilities Include:
- Define and execute product strategy and GTM commercialization for different types of Channel Partners (especially hyper-specialized & vertical-focused ISVs), aligning with Mastercard's broader acceptance goals.
- Develop programmatic approach, scalable bundles, product value propositions, and go-to-market strategies tailored to drive acceptance growth across Channel Partner types.
- Lead engagement with fintech startups in the Acceptance space. Identify, qualify, onboard, and collaborate with high-potential companies through the Start Path program
- Execute Mastercard's fintech startup partnership strategy, working closely with business development (BD) teams, product teams, and regional and local teams supporting integration of Mastercard's products and services into their business models.
- Source and evaluate fintech startups and channel partners for strategic alignment with Mastercard's product roadmap and to accelerate product adoption.
- Drive thought leadership through white papers, social campaigns, trainings and industry engagement to strengthen Mastercard's position as the partner of choice.
- Equip regional and local sales teams with landscape analysis, pipeline, sales enablement materials, toolkits, and data-driven insights to grow acceptance and scale products with Channel Partners
- Track and report on program performance, partner engagement, and commercial impact.
- Lead by example and build a strong culture of excellence, sense of urgency, customer centricity and winning with decency
ALL ABOUT YOU
- 8-12 years of experience in product management, partner strategy, program execution.
- Deep understanding of the acquiring landscape and channel partner ecosystem (e.g., ISVs, Gateways, Payment Facilitators).
- Proven track record of building and launching product value propositions and programs.
- Strong analytical and strategic thinking skills; experience building business cases and TAM models.
- Excellent communication and stakeholder management skills. Ability to interact and coordinate effectively with business partners globally, across different cultures and geographies
- Entrepreneurial mindset with a bias for action, execution and ownership.
- Motivated by working in a flat hierarchy and making broad contributions
- Experience working in global, matrixed environments and across cultures.
Nice to have:
- Bachelor's degree required; MBA or advanced degree preferred.
- Experience of living and studying abroad strongly preferred
- Self-motivated with a proven track record of delivering success
- Demonstrated experince in new products/programs/bundles.
- Published thought leadership associated with the payment industry
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
**Corporate Security Responsibility**
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
+ Abide by Mastercard's security policies and practices;
+ Ensure the confidentiality and integrity of the information being accessed;
+ Report any suspected information security violation or breach, and
+ Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.
**Pay Ranges**
Purchase, New York: $170,000 - $273,000 USD

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Global Product Management The Services team and solutions fuel growth for partners globally by providing cutting edge services in the areas of Customer Acquisition and Engagement, Security Solutions, Business and Market Insights, and Open Banking. Focused on thinking big and scaling fast, our agile sales team is responsible for end-to-end solutions for a diverse global customer base including retailers, airlines, hotels, tourism agencies, public sector entities, restaurants, consumer goods and telecom companies.

We are seeking an experienced Director of Product Management to join the Operational Insights (OI) Global Product Management team. In this role, you will drive the product vision, define business requirements for the innovation pillar, and lead commercialization and go-to-market strategy. You will manage a team of product managers focused on identifying white space opportunities in card operations, while overseeing key activities including product strategy, business requirements, pricing, and sales and delivery enablement. This role partners closely with the Global Product Management technical team to ensure product vision, roadmap, and priorities are aligned with business strategy and go-to-market execution.

Product Managers in Services at Mastercard
•  Build revolutionary products that advance how businesses all over the world derive the most value from their data assets
•  Translate a deep understanding of our customers into products and solutions that drive significant customer value
•  Balance the long-term direction of a product with today’s needs and constraints by fully understanding the technical, competitive, and commercial contexts of our products
•  Act as connectors to ensure the commercial success of our products by working with Sales and Marketing while ensuring technical success through close partnership with Technology teams
•  Drive globally relevant solutions by understanding regional needs and tradeoffs, and build scalable products that serve an array of customer segments
•  Set product direction with coordination, not isolation—considering how our products all work together to serve customer needs

Role
• Drive the Operational Insights (OI) strategy based on a deep understanding of operations trends in card networks, payment processing, and reconciliation.
• Identify white space opportunities for Operational Insights and new solution areas; translate business needs, customer pain points, and market trends into actionable product initiatives.
• Engage directly with clients and partners to validate needs, test concepts, and refine solutions.
• Lead global product management efforts, providing analytically driven input into strategic business plans and product roadmaps.
• Define and own the product strategy, roadmap, and success metrics.
• Partner with cross-functional teams to ensure timely product delivery, working closely with product development and engineering.
• Drive the business strategy for the product, including customer impact analysis, pricing, sales, and go-to-market plans.
• Manage the product P&L, including forecasting and budgeting discussions.
• Effectively communicate product strategy, priorities, and vision across all organizational levels.
• Build strong, collaborative relationships with a diverse set of internal and external stakeholders to achieve product goals.

Basic Technical Skills
• Understanding of APIs, data flows, and system architecture at a conceptual level.
• Comfortable writing basic SQL queries and analyzing data to inform product decisions.
• Experience collaborating closely with engineering and technical teams.
• Familiarity with cloud platforms (AWS, GCP, Azure) and SaaS products (nice to have).
• Ability to engage in discussions on technical feasibility, trade-offs, and dependencies.

All About You
• Proven track record of defining product strategy and delivering successful products at scale.
• Strong communication, storytelling, and executive presence.
• Experience in Agile product management, ideally with analytical solutions in payments or financial services.
• Highly organized with the ability to manage multiple, competing priorities.
• Bachelor’s degree in business or equivalent experience; MBA preferred.
• Demonstrated success in leading end-to-end execution of cross-functional initiatives, with strong prioritization skills.
• Familiarity with Mastercard products & services and revenue drivers (nice to have). Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

Purchase, New York: $170,000 - $273,000 USD