6,719 Compliance Testing jobs in the United States

• Location Atlanta, Georgia, United States

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day.When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day.

We are seeking a detail-oriented and analytical Compliance Analyst I to join our growing compliance team. This entry-level role is ideal for candidates with a strong foundation in data analysis and a passion for ensuring regulatory and internal policy adherence. The ideal candidate will be exceptionally skilled in Microsoft Excel and experienced in handling large datasets to support compliance monitoring, reporting, and investigations

Are you ready to make your mark? Then you sound like a Worldpayer.

What youll own

• Assist in the execution of compliance monitoring and testing activities.
• Develop and maintain Excel-based tools, dashboards, and reports to support compliance initiatives.
• Collaborate with internal teams to gather data and ensure data integrity.
• Support the preparation of regulatory filings and internal audit responses.
• Document findings and assist in drafting compliance reports and recommendations.
• Stay current on relevant regulations and internal policies.
• Monitors and communicates regulatory changes that impact Worldpay products, services, and business activities.
• Maintains knowledge of applicable laws and regulations.
• Offers guidance on implementing regulatory changes.
• Communicates detailed requirements to LOB, validates solution approach, and monitors status.
• Provides compliance reviews and direction for new and expanding products and services.
• Responds to issues and matters pertaining to regulatory compliance of Worldpay products, services, and business activities.
• Performs periodic reviews and evaluations of Worldpay products, services and business activities to validate compliance with applicable laws and regulations or detect regulatory violations, weak controls or other potential exposure areas.
• Conducts compliance assessments and provides direction on any deficiencies detected by those assessments.
• Monitors LOB compliance activities to verify that regulatory compliance deadlines and requirements are met.
• Tracks and validates product compliance deficiencies to completion.
• Participates in the development of compliance sessions/presentations.
• Participates in training promoting compliance awareness.
• Identifies areas of potential improvement.
• Provides updates for periodic reports.
• Assists the business with responses to customer compliance-specific questions and concerns.
• Participates with and/or leads customer focus and advisory groups.
• Prepares and approves internal and customer communications covering compliance issues (bulletins, position statements, monthly reports, etc.
• Other related duties assigned as needed.

What you bring

• Bachelors degree in business administration or the equivalent combination of education, training, or work experience. Ability to communicates ideas both verbally and in written form in a clear, concise, and professional manner.
• Comprehensive knowledge of at least one substantive area of compliance, such as banking regulations, anti-money laundering, or anti-corruption.
• Excellent analytical skills
• Ability to understand technical documents and legal or regulatory reference materials
• Ability to understand and apply learned concepts.
• Demonstrated ability to plan and complete work within tight time limitations
• Ability to apply creative problem solving techniques and tools to compliance issues
• Ability to follow and conduct a compliance monitoring program
• Ability to provide information to a variety of audiences and deal effectively with confidential issues that are sensitive in nature
• Ability to share information with awareness of its effect on others
• Advanced proficiency in Microsoft Excel , including:
  • PivotTables
  • VLOOKUP/XLOOKUP
  • INDEX/MATCH
  • Power Query
  • Macros/VBA (a plus)
• Strong analytical and problem-solving skills with a keen attention to detail.
• Ability to manage and manipulate large datasets efficiently and accurately.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively in a fast-paced environment

What we offer you: A career at Worldpay is more than just a job. Its the change to shape the future of fintech.

• Always-on learning and development
• Collaborative work environment
• Opportunities to give back
• Competitive salary and benefits
• A voice in the future of fintech

What makes a Worldpayer

What makes a Worldpayer? Its simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. Were dynamic, every Worldpayer is empowered to make the right decisions for their customers. And were determined, always staying open winning and failing as one.

Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.

#LI-BJ1

Privacy Statement

Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice .

EEOC Statement

Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here .

If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.

Sourcing Model

Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

Explore the benefits we offer in the USA

We offer comprehensive medical coverage to protect and promote you and your family's health. We also offer telemedicine, dental, vision and options for health savings or flexible spending accounts.

To help you own your personal finances and prepare for retirement, we match 50% of the first 6% you contribute.

We offer Employee Assistance Programs to support through any changes that matter to you.

We support at every step of your family journey from fertility and family planning, adoption assistance, eight weeks of paid parental leave for all parents, and caregiver and child support.

We pay short-term and long-term disability, and life insurance for you and your dependents.

We offer paid time off, holidays and sick days so you can rest, recharge, and spend time on what matters most.

We offer specialized support for complex medical conditions, such as healthcare navigation, second opinions, and cancer and diabetes management.

Here's where we'll learn a little about you, why you want to join Worldpay, and why you'd be a good addition to our team. You'll also need to upload your resume and a cover letter too.

Once youve submitted your application, Worldpayers will review it and see if youre a good match for the role, team and culture. If youre successful, we'll invite you for an interview where we can get to know each other better.

This is the time where we get to know you better, and your opportunity to learn more about us. The best way to thrive is to bring your whole self to the conversation. Well ask about your skills and experiences, as well as your career aspirations. Depending on the role, you might have multiple interviews with various Worldpayers.

The exciting part! If youre the best candidate, your recruiter will be in touch to confirm your offer. If you accept, well walk you through the next steps of what you can expect during your background check and onboarding process to get you ready to become an official Worldpayer.

Here's some more opportunities we think you might like.

Legal, Compliance, Risk and Audit

Legal, Compliance, Risk and Audit

Virtual, Washington, United States

Legal, Compliance, Risk and Audit

Legal, Compliance, Risk and Audit

Atlanta, Georgia, United States

Legal, Compliance, Risk and Audit

Legal, Compliance, Risk and Audit

A client of Innova Solutions is immediately hiring for aControls/Compliance Testing Analyst.

Position type: Full time Contract
Duration: 6 months
Location: Reston, VA Hybrid

As a Controls/Compliance Testing Analyst, you will:
Performing controls testing related to compliance with laws or regulations, operating and design effectiveness assessment, mortgage-backed security (MBS) trust agreements, and supervisory guidance across multiple business units to evaluate control operating effectiveness.
Job description:

• Conducting controls testing and analyzing results
• Leading test inquiry meetings with internal control owners
• Reviewing related policies, procedures, and job aids
• Selecting the sample of transactions to be tested
• Collecting and assessing evidence of control operation
• Preparing analysis and documenting test results in the system of record (MetricStream)
• Tracking identified issues through remediation
• Identifying and escalating issues to management promptly

• Experience in conducting controls testing in compliance, audit, operational risk or related function

• Named One of America's Best Employers for New Grads by Forbes (2024
• Named One of the Best Companies to Work For by U.S. News & World Report (Private Companies List, 2024-2025)
• One of the Largest IT Staffing Firms in the US - Ranked #3 by Staffing Industry Analysts (SIA, 2024)
• One of the Largest Staffing Firms in the US - Ranked #13 by Staffing Industry Analysts (SIA, 2024; includes Innova Solutions, Volt, & HireGenics)
• Named One of the Top Ten Private Companies in Atlanta by the Atlanta Business Chronicle (2023)
• One of the Largest Certified Minority Business Enterprises (MBEs) in the United States (NMSDC, 2024)
• AWS Advanced Tier Services Partner with 100+ certifications

Job Description

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day.When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day.

We are seeking a detail-oriented and analytical Compliance Analyst I to join our growing compliance team. This entry-level role is ideal for candidates with a strong foundation in data analysis and a passion for ensuring regulatory and internal policy adherence. The ideal candidate will be exceptionally skilled in Microsoft Excel and experienced in handling large datasets to support compliance monitoring, reporting, and investigations

Are you ready to make your mark? Then you sound like a Worldpayer.

What you'll own

• Assist in the execution of compliance monitoring and testing activities.
• Analyze large volumes of transactional and operational data to identify trends, anomalies, and potential compliance risks.
• Develop and maintain Excel-based tools, dashboards, and reports to support compliance initiatives.
• Collaborate with internal teams to gather data and ensure data integrity.
• Support the preparation of regulatory filings and internal audit responses.
• Document findings and assist in drafting compliance reports and recommendations.
• Stay current on relevant regulations and internal policies.
• Monitors and communicates regulatory changes that impact Worldpay products, services, and business activities.
• Maintains knowledge of applicable laws and regulations.
• Offers guidance on implementing regulatory changes.
• Communicates detailed requirements to LOB, validates solution approach, and monitors status.
• Provides compliance reviews and direction for new and expanding products and services.
• Responds to issues and matters pertaining to regulatory compliance of Worldpay products, services, and business activities.
• Performs periodic reviews and evaluations of Worldpay products, services and business activities to validate compliance with applicable laws and regulations or detect regulatory violations, weak controls or other potential exposure areas.
• Conducts compliance assessments and provides direction on any deficiencies detected by those assessments.
• Monitors LOB compliance activities to verify that regulatory compliance deadlines and requirements are met.
• Tracks and validates product compliance deficiencies to completion.
• Participates in the development of compliance sessions/presentations.
• Participates in training promoting compliance awareness.
• Identifies areas of potential improvement.
• Provides updates for periodic reports.
• Assists the business with responses to customer compliance-specific questions and concerns.
• Participates with and/or leads customer focus and advisory groups.
• Prepares and approves internal and customer communications covering compliance issues (bulletins, position statements, monthly reports, etc.
• Other related duties assigned as needed.

What you bring

• Bachelor's degree in business administration or the equivalent combination of education, training, or work experience. Ability to communicates ideas both verbally and in written form in a clear, concise, and professional manner.
• Comprehensive knowledge of at least one substantive area of compliance, such as banking regulations, anti-money laundering, or anti-corruption.
• Excellent analytical skills
• Ability to understand technical documents and legal or regulatory reference materials
• Ability to understand and apply learned concepts.
• Demonstrated ability to plan and complete work within tight time limitations
• Ability to apply creative problem solving techniques and tools to compliance issues
• Ability to follow and conduct a compliance monitoring program
• Ability to provide information to a variety of audiences and deal effectively with confidential issues that are sensitive in nature

• Ability to share information with awareness of its effect on others
• Advanced proficiency in Microsoft Excel , including:
  • PivotTables
  • VLOOKUP/XLOOKUP
  • INDEX/MATCH
  • Power Query
  • Macros/VBA (a plus)
• Strong analytical and problem-solving skills with a keen attention to detail.
• Ability to manage and manipulate large datasets efficiently and accurately.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively in a fast-paced environment

What we offer you: A career at Worldpay is more than just a job. It's the change to shape the future of fintech.

• Always-on learning and development
• Collaborative work environment
• Opportunities to give back
• Competitive salary and benefits
• A voice in the future of fintech

What makes a Worldpayer

What makes a Worldpayer? It's simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We're dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we're determined, always staying open - winning and failing as one.

Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.

#LI-BJ1

Privacy Statement

Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice.

EEOC Statement

Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.

If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.

Sourcing Model

Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

Work Location: Greenville, South Carolina, United States of America Hours: 40 Pay Details: $68,640 - $102,960 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Compliance

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program it's about creating a culture of compliance that will cascade throughout the organization.

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we're looking for someone with an entrepreneurial mindsetsomeone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

The Senior Compliance Testing Analyst executes independent testing of Compliance controls/systems for assigned businesses and operational units across the Bank along with providing expertise on Compliance controls/processes. May assume leadership of a part of the engagement and have responsibility for completion of a phase of the engagement.

Exercises sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory compliance and risk matters. Independently researches, reviews, and maintains expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws. Acts as a subject matter expert for regulations applicable to business partners and provides guidance and advice with respect to the business partners' compliance with such regulations directly related to the operations of the business. Works independently to learn regulatory requirements tied to business units assigned for review, helps develop test steps to test the business line against these regulatory requirements, performs complex analysis/testing of the business line controls/processes, summarizes the results of testing, and analyzes the results to identify areas of improvement to be discussed with the business lines. Assists management in writing findings as applicable to address areas of improvement identified during independent testing and assists management in presenting these findings to business line staff and senior management. Oversees and/or independently performs assigned work from end to end. Executes more complex and/or non-standard assignments as requested.

Undergraduate degree or equivalent work experience 5+ years of experience

Prior testing, audit or business operations experience in areas involving regulatory compliance. Prior experience with execution of testing or audit activities, specifically with regards to findings and issues management. Detail oriented and well-developed organizational, time management and project management skills. Strong verbal and written communication skills. Ability to manage multiple tasks and competing priorities. Proficiency with Microsoft Office applications.

Executes testing engagement work in accordance with established standards to achieve completion within target timelines Conducts skilled analytical research and analysis as part of the testing engagement and initiatives Works collaboratively with key Compliance and business line partners throughout the testing engagement Identifies potential errors following testing standards Executes validation of findings raised from testing engagements in accordance with established standards Proactively identifies matters which require additional attention, further escalation, or review

Prioritizes and manages own workload to deliver quality results and meet assigned timelines Contributes to the analysis, due diligence, and implementation of initiatives within defined area of responsibility Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assists in identifying potential opportunities to improve the Compliance Management System Understands the operations of the business unit/area being tested and to identify potential Compliance risks and apply information to complete a quality, risk based engagement Clearly and concisely documents research as required to understand requirements specific to an engagement Keeps abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standards Provides analysis on issues and effectively communicates results to Compliance Testing management and assists management in communicating results to the client Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences, and leveraging best practices. May provide coaching to other team members as appropriate Leads, motivates, and develops relationships with internal and external business partners/stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel Occasional International Travel Never Performing sedentary work Continuous Performing multiple tasks Continuous Operating standard office equipment - Continuous Responding quickly to sounds Occasional Sitting Continuous Standing Occasional Walking Occasional Moving safely in confined spaces Occasional Lifting/Carrying (under 25 lbs.) Occasional Lifting/Carrying (over 25 lbs.) Never Squatting Occasional Bending Occasional Kneeling Never Crawling Never Climbing Never Reaching overhead Never Reaching forward Occasional Pushing Never Pulling Never Twisting Never Concentrating for long periods of time Continuous Applying common sense to deal with problems involving standardized situations Continuous Reading, writing and comprehending instructions Continuous Adding, subtracting, multiplying and dividing Continuous

#LI-AMCBCorporate

Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing and so will you.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive

Who we are:

At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!

How You Will Support the Team:

We are seeking a highly organized and detail-oriented Compliance Testing Analyst responsible for assisting with the testing portion of Medallion Bank's ("the Bank's") oversight of consumer (and small business, where applicable) lending programs, specifically by testing compliance with federal lending laws and regulations, and with the Bank's requirements.

What We Are Looking For:

• Perform assigned day-to-day monitoring and testing of Strategic Partner ("SP") business practices, policies, procedures, , origination systems, marketing materials, customer complaints, program documents, and disclosures for compliance with federal laws and regulations, and Bank requirements, using established testing programs.
• Review supporting documentation of tests, findings, and observations.
• Communicate and discuss findings and observations with Compliance management.
• Compile and maintain workpapers and supporting documentation of tests, findings, and observations.
• Document testing results and preparing reporting for the Compliance management team.
• Perform monitoring activities and validation of corrective action plans.
• Provide support to the Compliance and SP team for other compliance-related projects and initiatives of SP programs.
• Assist in the development of compliance monitoring and testing scope and approach of compliance reviews.
• Update the Bank's internal system of record after assigned monitoring and testing are completed.
• Stay abreast of federal statutory and regulatory changes related to consumer (and small business, where applicable) lending.
• Perform any other duties needed to help support and work consistently with the Bank's values, mission, and goals.
• Perform other duties as assigned.

• Good working knowledge of federal laws and regulations applicable to consumer (and small business, where applicable) lending, including but not limited to BSA, UDAAP, ECOA, Fair Lending, TILA, FCRA, FACTA, Privacy, SCRA, MLA, E-SIGN, FDCPA, TCPA, CAN-SPAM, and EFTA.
• Excellent ability to understand and test compliance with federal statutory and regulatory requirements, following established checklists and testing programs.
• Ability to handle a fast-paced environment with minimal supervision and adapt quickly.
• Ability to communicate quickly and respond effectively to feedback.
• Ability to interface effectively with Bank and SP management.
• Excellent written and verbal communication and interpersonal skills.
• Ability to use Microsoft Outlook, Word, Excel, and PowerPoint.
• Self-motivated and hard working. Must be able to handle multiple duties simultaneously, meet deadlines, think critically, and solve problems.

• College degree preferred. May be substituted with at least 3-4 years of related experience or the equivalent combination of education training and experience which provides the required knowledge, skills, and abilities.
• Minimum of one year of regulatory compliance testing or related field experience.
• Banking or SP lending experience preferred, as an employee either of a bank or a non-bank lender.

• Hybrid work schedule
• May require evening and weekend availability based on business needs
• Comprehensive benefits including medical, dental, vision, disability, and life insurance
• 401K with a company match
• PTO including 11 federal paid holidays off, vacation time and sick time
• Financial Wellness Program
• Volunteer Opportunities
• Awesome company culture and co-workers who love to work here - 30% of our employees have worked at Medallion Bank for 10 years or more.
• Work Life Balance - We don't use that term lightly!
• Company Wide Open Door Policy

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

The Senior Compliance Testing Analyst will support the Bank's Compliance Management System ("CMS") by primarily conducting 2nd line testing and monitoring activities of consumer compliance regulations to identify and mitigate compliance risks of the Bank. This individual will also support the ongoing refinement and execution of various risk assessments and the control environment. This individual will report to the Director of the Compliance Program.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Assist with the design, development, delivery, and maintenance of a best-in-class compliance program
• Conduct compliance testing and monitoring to detect, evaluate, and mitigate potential compliance concerns and ensure compliance with relevant consumer protection regulations, regulatory best practices, and consistency with applicable Bank policies and procedures
• Perform and document relevant risk assessments to determine current risk levels and assist in developing the annual compliance review schedule
• Assist in establishing, documenting, and revising applicable compliance policies and procedures
• Engage with business partners/colleagues to receive documents to review and analyze data and processes to ensure regulatory adherence
• Ensure timely communication throughout the compliance review process and document and share written compliance testing and monitoring results with key stakeholders
• Prepare and present reporting to the Compliance Committee, and other governance committees as may be required
• Participate in and support annual regulatory examinations
• Stay abreast of changing laws and regulations relating to bank and lending partner products
• Support the Compliance Training area by providing information for custom training courses and periodically assist with Learning Management System Administration

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 6+ years working in a bank or other financial institution in a Compliance, Internal Audit, Risk Management, Legal, or Operations role
• 4+ years (of the 6+ above) developing and executing testing focused on federal consumer protection compliance regulations for the majority of the regulations listed in the Knowledge, Skills, and Abilities section

Preferred Qualifications:

• Certified Regulatory Compliance Manager (CRCM) designation
• Compliance experience working with one of the following Regulatory Agencies: FDIC, CFPB, FRB, OCC, NCUA, a State Department of Financial Institutions, or experience working with/conveying information to banking regulators or Internal Audit

Knowledge, Skills, and Abilities:

• Working knowledge of relevant Federal consumer protection regulations and how those regulations apply to bank products and programs, including: UDAAP, ECOA/Fair Lending, TILA, TISA, FCRA/FACTA, Privacy (GLBA / RTFPA), SCRA, MLA, E-SIGN, FDCPA, TCPA, CAN-SPAM, EFTA, EFAA, and other applicable lending and deposit regulations
• Ability to demonstrate solid critical thinking skills in identifying, analyzing, managing, and resolving complex issues, concerns, or potential regulatory issues
• Must have good people-management and interpersonal skills, with the ability to successfully convey testing results to applicable business owners and management
• Ability to read, analyze and interpret laws, regulations, legal documents, and regulatory guides and manuals
• Assertive self-starter, with the ability to work independently or in a team environment (in person or virtually), while demonstrating exceptional organizational, verbal, and written skills
• Must be able to appropriately prioritize time, manage multiple tasks and work effectively under tight deadlines, in a fast-paced environment
• Demonstrate high integrity and excellent judgment and problem-solving capabilities

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

Work Location:

Greenville, South Carolina, United States of America

Hours:

40

Pay Details:

$68,640 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Why Work with Us?

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.

Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances.

Job Summary:

The Senior Compliance Testing Analyst executes independent testing of Compliance controls/systems for assigned businesses and operational units across the Bank along with providing expertise on Compliance controls/processes. May assume leadership of a part of the engagement and have responsibility for completion of a phase of the engagement.

Depth & Scope:

• Exercises sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory compliance and risk matters.

• Independently researches, reviews, and maintains expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws

• Acts as a subject matter expert for regulations applicable to business partners and provides guidance and advice with respect to the business partners' compliance with such regulations directly related to the operations of the business

• Works independently to learn regulatory requirements tied to business units assigned for review, helps develop test steps to test the business line against these regulatory requirements, performs complex analysis/testing of the business line controls/processes, summarizes the results of testing, and analyzes the results to identify areas of improvement to be discussed with the business lines

• Assists management in writing findings as applicable to address areas of improvement identified during independent testing and assists management in presenting these findings to business line staff and senior management

• Oversees and/or independently performs assigned work from end to end

• Executes more complex and/or non-standard assignments as requested

Education & Experience:

• Undergraduate degree or equivalent work experience

• 5+ years of experience

Desired Qualifications:

• Prior testing, audit or business operations experience in areas involving regulatory compliance.

• Prior experience with execution of testing or audit activities, specifically with regards to findings and issues management.

• Detail oriented and well-developed organizational, time management and project management skills.

• Strong verbal and written communication skills.

• Ability to manage multiple tasks and competing priorities.

• Proficiency with Microsoft Office applications.

Customer Accountabilities:

• Executes testing engagement work in accordance with established standards to achieve completion within target timelines

• Conducts skilled analytical research and analysis as part of the testing engagement and initiatives

• Works collaboratively with key Compliance and business line partners throughout the testing engagement

• Identifies potential errors following testing standards

• Executes validation of findings raised from testing engagements in accordance with established standards

• Proactively identifies matters which require additional attention, further escalation, or review

Shareholder Accountabilities:

• Prioritizes and manages own workload to deliver quality results and meet assigned timelines

• Contributes to the analysis, due diligence, and implementation of initiatives within defined area of responsibility

• Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assists in identifying potential opportunities to improve the Compliance Management System

• Understands the operations of the business unit/area being tested and to identify potential Compliance risks and apply information to complete a quality, risk based engagement

• Clearly and concisely documents research as required to understand requirements specific to an engagement

• Keeps abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standards

• Provides analysis on issues and effectively communicates results to Compliance Testing management and assists management in communicating results to the client

• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest

• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit

• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

• Participates in personal performance management and development activities, including cross training within own team

• Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences, and leveraging best practices. May provide coaching to other team members as appropriate

• Leads, motivates, and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

• Contributes to a fair, positive and equitable environment that supports a diverse workforce

• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel - Occasional

• International Travel - Never

• Performing sedentary work - Continuous

• Performing multiple tasks - Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds - Occasional

• Sitting - Continuous

• Standing - Occasional

• Walking - Occasional

• Moving safely in confined spaces - Occasional

• Lifting/Carrying (under 25 lbs.) - Occasional

• Lifting/Carrying (over 25 lbs.) - Never

• Squatting - Occasional

• Bending - Occasional

• Kneeling - Never

• Crawling - Never

• Climbing - Never

• Reaching overhead - Never

• Reaching forward - Occasional

• Pushing - Never

• Pulling - Never

• Twisting - Never

• Concentrating for long periods of time - Continuous

• Applying common sense to deal with problems involving standardized situations - Continuous

• Reading, writing and comprehending instructions - Continuous

• Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

#LI-AMCBCorporate

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Work Location:

Greenville, South Carolina, United States of America

Hours:

40

Pay Details:

$68,640 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Why Work with Us?

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.

Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances.

Job Summary:

The Senior Compliance Testing Analyst executes independent testing of Compliance controls/systems for assigned businesses and operational units across the Bank along with providing expertise on Compliance controls/processes. May assume leadership of a part of the engagement and have responsibility for completion of a phase of the engagement.

Depth & Scope:

• Exercises sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory compliance and risk matters.

• Independently researches, reviews, and maintains expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws

• Acts as a subject matter expert for regulations applicable to business partners and provides guidance and advice with respect to the business partners' compliance with such regulations directly related to the operations of the business

• Works independently to learn regulatory requirements tied to business units assigned for review, helps develop test steps to test the business line against these regulatory requirements, performs complex analysis/testing of the business line controls/processes, summarizes the results of testing, and analyzes the results to identify areas of improvement to be discussed with the business lines

• Assists management in writing findings as applicable to address areas of improvement identified during independent testing and assists management in presenting these findings to business line staff and senior management

• Oversees and/or independently performs assigned work from end to end

• Executes more complex and/or non-standard assignments as requested

Education & Experience:

• Undergraduate degree or equivalent work experience

• 5+ years of experience

Desired Qualifications:

• Prior testing, audit or business operations experience in areas involving regulatory compliance.

• Prior experience with execution of testing or audit activities, specifically with regards to findings and issues management.

• Detail oriented and well-developed organizational, time management and project management skills.

• Strong verbal and written communication skills.

• Ability to manage multiple tasks and competing priorities.

• Proficiency with Microsoft Office applications.

Customer Accountabilities:

• Executes testing engagement work in accordance with established standards to achieve completion within target timelines

• Conducts skilled analytical research and analysis as part of the testing engagement and initiatives

• Works collaboratively with key Compliance and business line partners throughout the testing engagement

• Identifies potential errors following testing standards

• Executes validation of findings raised from testing engagements in accordance with established standards

• Proactively identifies matters which require additional attention, further escalation, or review

Shareholder Accountabilities:

• Prioritizes and manages own workload to deliver quality results and meet assigned timelines

• Contributes to the analysis, due diligence, and implementation of initiatives within defined area of responsibility

• Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assists in identifying potential opportunities to improve the Compliance Management System

• Understands the operations of the business unit/area being tested and to identify potential Compliance risks and apply information to complete a quality, risk based engagement

• Clearly and concisely documents research as required to understand requirements specific to an engagement

• Keeps abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standards

• Provides analysis on issues and effectively communicates results to Compliance Testing management and assists management in communicating results to the client

• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest

• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit

• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

• Participates in personal performance management and development activities, including cross training within own team

• Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences, and leveraging best practices. May provide coaching to other team members as appropriate

• Leads, motivates, and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

• Contributes to a fair, positive and equitable environment that supports a diverse workforce

• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel - Occasional

• International Travel - Never

• Performing sedentary work - Continuous

• Performing multiple tasks - Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds - Occasional

• Sitting - Continuous

• Standing - Occasional

• Walking - Occasional

• Moving safely in confined spaces - Occasional

• Lifting/Carrying (under 25 lbs.) - Occasional

• Lifting/Carrying (over 25 lbs.) - Never

• Squatting - Occasional

• Bending - Occasional

• Kneeling - Never

• Crawling - Never

• Climbing - Never

• Reaching overhead - Never

• Reaching forward - Occasional

• Pushing - Never

• Pulling - Never

• Twisting - Never

• Concentrating for long periods of time - Continuous

• Applying common sense to deal with problems involving standardized situations - Continuous

• Reading, writing and comprehending instructions - Continuous

• Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

#LI-AMCBCorporate

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Work Location:

Greenville, South Carolina, United States of America

Hours:

40

Pay Details:

$68,640 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Why Work with Us?

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.

Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances.

Job Summary:

The Senior Compliance Testing Analyst executes independent testing of Compliance controls/systems for assigned businesses and operational units across the Bank along with providing expertise on Compliance controls/processes. May assume leadership of a part of the engagement and have responsibility for completion of a phase of the engagement.

Depth & Scope:

• Exercises sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory compliance and risk matters.

• Independently researches, reviews, and maintains expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws

• Acts as a subject matter expert for regulations applicable to business partners and provides guidance and advice with respect to the business partners' compliance with such regulations directly related to the operations of the business

• Works independently to learn regulatory requirements tied to business units assigned for review, helps develop test steps to test the business line against these regulatory requirements, performs complex analysis/testing of the business line controls/processes, summarizes the results of testing, and analyzes the results to identify areas of improvement to be discussed with the business lines

• Assists management in writing findings as applicable to address areas of improvement identified during independent testing and assists management in presenting these findings to business line staff and senior management

• Oversees and/or independently performs assigned work from end to end

• Executes more complex and/or non-standard assignments as requested

Education & Experience:

• Undergraduate degree or equivalent work experience

• 5+ years of experience

Desired Qualifications:

• Prior testing, audit or business operations experience in areas involving regulatory compliance.

• Prior experience with execution of testing or audit activities, specifically with regards to findings and issues management.

• Detail oriented and well-developed organizational, time management and project management skills.

• Strong verbal and written communication skills.

• Ability to manage multiple tasks and competing priorities.

• Proficiency with Microsoft Office applications.

Customer Accountabilities:

• Executes testing engagement work in accordance with established standards to achieve completion within target timelines

• Conducts skilled analytical research and analysis as part of the testing engagement and initiatives

• Works collaboratively with key Compliance and business line partners throughout the testing engagement

• Identifies potential errors following testing standards

• Executes validation of findings raised from testing engagements in accordance with established standards

• Proactively identifies matters which require additional attention, further escalation, or review

Shareholder Accountabilities:

• Prioritizes and manages own workload to deliver quality results and meet assigned timelines

• Contributes to the analysis, due diligence, and implementation of initiatives within defined area of responsibility

• Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assists in identifying potential opportunities to improve the Compliance Management System

• Understands the operations of the business unit/area being tested and to identify potential Compliance risks and apply information to complete a quality, risk based engagement

• Clearly and concisely documents research as required to understand requirements specific to an engagement

• Keeps abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standards

• Provides analysis on issues and effectively communicates results to Compliance Testing management and assists management in communicating results to the client

• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest

• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit

• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

• Participates in personal performance management and development activities, including cross training within own team

• Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences, and leveraging best practices. May provide coaching to other team members as appropriate

• Leads, motivates, and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

• Contributes to a fair, positive and equitable environment that supports a diverse workforce

• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel - Occasional

• International Travel - Never

• Performing sedentary work - Continuous

• Performing multiple tasks - Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds - Occasional

• Sitting - Continuous

• Standing - Occasional

• Walking - Occasional

• Moving safely in confined spaces - Occasional

• Lifting/Carrying (under 25 lbs.) - Occasional

• Lifting/Carrying (over 25 lbs.) - Never

• Squatting - Occasional

• Bending - Occasional

• Kneeling - Never

• Crawling - Never

• Climbing - Never

• Reaching overhead - Never

• Reaching forward - Occasional

• Pushing - Never

• Pulling - Never

• Twisting - Never

• Concentrating for long periods of time - Continuous

• Applying common sense to deal with problems involving standardized situations - Continuous

• Reading, writing and comprehending instructions - Continuous

• Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

#LI-AMCBCorporate

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.