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Risk Manager - Consumer Banking

Apply locations Richardson, TX | Full time | Posted 30+ Days Ago | Job requisition id JR103555

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in peoples success today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment investing the time and resources to understand our clients immediate needs, identify market opportunities, and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness programs, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, holidays, and PTO.

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano, and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and recognized as one of Dallas-Fort Worths Top Workplaces 2023 and on GoBankingRates 2023 list of Best Regional Banks. For more information, visit

Responsibilities:

1. Drive the overall operational safety and soundness of the Consumer line of business (LOB), fostering collaboration with 1LOD and 2LOD to manage risk throughout the product lifecycle and providing thought leadership.
2. Maintain knowledge of the Compliance risk domain, including Deposit Compliance, across Consumer Banking, Small Business, and Retail lines, including cross-organizational risks.
3. Support Consumer Banking and Retail in identifying and mitigating Compliance and Operational risks.
4. Manage Consumer and Small Business Terms and Disclosures processes, tracking changes, coordinating with Compliance and Legal teams, notifying customers, and publishing updates.
5. Participate in preparing and delivering presentations to management, documenting, and reporting risk throughout its lifecycle.
6. Support end-to-end consumer product development, maintenance, and process improvements to ensure regulatory compliance.
7. Manage Consumer Governance and Operations Analysts, supporting their responsibilities.
8. Perform other duties and projects as assigned.

Qualifications:

1. Bachelor's degree required.
2. At least 7 years of banking experience focused on risk management, compliance, operational risk, or related fields.
3. Strong understanding of banking processes, consumer banking products, and compliance risks.
4. Organized, team-oriented, motivated, and flexible with working hours.
5. High proficiency in MS Excel, Word, PowerPoint, Outlook.
6. Excellent oral and written communication skills.
7. Ability to lead and advise on consumer compliance risks to senior management.
8. Detail-oriented with strong multitasking and time management skills.
9. Proactive problem solver with strategic insight.
10. Ability to thrive in a fast-paced environment and build effective relationships.

Desired Skills:

1. Business acumen and regulatory knowledge.
2. Autonomous work style to effect change.
3. Sound decision-making and judgment.
4. Effective communication and presentation skills.
5. Analytical and problem-solving skills.
6. Experience in process development and change management.
7. Strong interpersonal skills and collaboration abilities.

The listed duties are essential functions; additional related duties may be assigned. Texas Capital Bank is an Equal Opportunity Employer.

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At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Reporting to an Analytics Manager, this individual will join a team of talented analysts with diverse analytical skills sets and deeper knowledge of Consumer Banking products and business in general, whose purpose is to use data and analytics to drive value/growth for business line. The data analyst is expected to be a flexible generalist who can provide impactful insights by wrangling complex data, preparing ad-hoc queries, designing a compelling dashboard, and exploring new data. Working as part of a fast-moving and dedicated team, this analyst will help support acquisition, retention and deepening initiatives for all consumer banking products, collaborating with stakeholders and data partners across the enterprise. This individual can present recommendations in a clear and concise manner, that is meaningful for the business. Follow risk and compliance guidelines in processing, analyzing and share out of customer sensitive data.

Basic Qualifications

• Bachelor's degree in a related field, or equivalent work experience

• Four to five years of statistical and/or data analytics experience

Preferred Skills/Experience

• Strong analytic skills with the ability to extract, collect, organize, analyze and interpret trends or patterns in complex data sets

• Demonstrated project management skills

• Effective interpersonal, verbal and written communication skills

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Reporting to an Analytics Manager, this individual will join a team of talented analysts with diverse analytical skills sets and deeper knowledge of Consumer Banking products and business in general, whose purpose is to use data and analytics to drive value/growth for business line. The data analyst is expected to be a flexible generalist who can provide impactful insights by wrangling complex data, preparing ad-hoc queries, designing a compelling dashboard, and exploring new data. Working as part of a fast-moving and dedicated team, this analyst will help support acquisition, retention and deepening initiatives for all consumer banking products, collaborating with stakeholders and data partners across the enterprise. This individual can present recommendations in a clear and concise manner, that is meaningful for the business. Follow risk and compliance guidelines in processing, analyzing and share out of customer sensitive data.

Basic Qualifications

• Bachelor's degree in a related field, or equivalent work experience

• Four to five years of statistical and/or data analytics experience

Preferred Skills/Experience

• Strong analytic skills with the ability to extract, collect, organize, analyze and interpret trends or patterns in complex data sets

• Demonstrated project management skills

• Effective interpersonal, verbal and written communication skills

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Reporting to an Analytics Manager, this individual will join a team of talented analysts with diverse analytical skills sets and deeper knowledge of Consumer Banking products and business in general, whose purpose is to use data and analytics to drive value/growth for business line. The data analyst is expected to be a flexible generalist who can provide impactful insights by wrangling complex data, preparing ad-hoc queries, designing a compelling dashboard, and exploring new data. Working as part of a fast-moving and dedicated team, this analyst will help support acquisition, retention and deepening initiatives for all consumer banking products, collaborating with stakeholders and data partners across the enterprise. This individual can present recommendations in a clear and concise manner, that is meaningful for the business. Follow risk and compliance guidelines in processing, analyzing and share out of customer sensitive data.

Basic Qualifications

• Bachelor's degree in a related field, or equivalent work experience

• Four to five years of statistical and/or data analytics experience

Preferred Skills/Experience

• Strong analytic skills with the ability to extract, collect, organize, analyze and interpret trends or patterns in complex data sets

• Demonstrated project management skills

• Effective interpersonal, verbal and written communication skills

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
Reporting to an Analytics Manager, this individual will join a team of talented analysts with diverse analytical skills sets and deeper knowledge of Consumer Banking products and business in general, whose purpose is to use data and analytics to drive value/growth for business line. The data analyst is expected to be a flexible generalist who can provide impactful insights by wrangling complex data, preparing ad-hoc queries, designing a compelling dashboard, and exploring new data. Working as part of a fast-moving and dedicated team, this analyst will help support acquisition, retention and deepening initiatives for all consumer banking products, collaborating with stakeholders and data partners across the enterprise. This individual can present recommendations in a clear and concise manner, that is meaningful for the business. Follow risk and compliance guidelines in processing, analyzing and share out of customer sensitive data.
**Basic Qualifications**
- Bachelor's degree in a related field, or equivalent work experience
- Four to five years of statistical and/or data analytics experience
**Preferred Skills/Experience**
- Strong analytic skills with the ability to extract, collect, organize, analyze and interpret trends or patterns in complex data sets
- Demonstrated project management skills
- Effective interpersonal, verbal and written communication skills
**Location Expectations**
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**

***This role is hybrid 3 days a week out of Buffalo NY, Bridgeport CT, or Wilmington DE***
**Overview:**
+ Leads and executes audits across their assigned domain. Responsible for overseeing and executing annual risk assessments, continuous auditing, and remediation plan validations. Communicate audit progress and findings to Bank management and oversee Auditors (as applicable) on assigned audit activities.
**Primary Responsibilities:**
+ Lead and participate in audits from planning to reporting and produce quality deliverables in accordance with the Division's methodology and professional standards while ensuring timely completion.
+ Plan and execute other assurance activities (including continuous auditing, product delivery assessments, validation procedures, investigations, and retrospective reviews) utilizing modernized assurance methodologies, tools, and approaches and in accordance with the Division's methodology.
+ Write audit findings that clearly identify risk and root cause. Communicate findings to Bank management in a timely fashion.
+ Partner with stakeholders, business management and Risk Management establishing strong working relationships while maintaining independence.
+ Embrace innovative change and help the team adapt to change.
+ Effectively incorporate data analytics and other automation techniques into all phases of audits and other activities.
+ Maintain knowledge in the assigned subject matter discipline.
+ Coach, develop and oversee work of Auditors and new hires, including executing review and supervision.
+ Embrace and exemplify the culture of engagement and belonging .
+ Contribute to the achievement of Division priorities.
+ Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
**Scope of Responsibilities:**
+ This position leads and executes assurance activities, maintains relationships, and communicates with Bank management, and oversees Auditors. The position ensures activities are in conformance with professional auditing standards. The jobholder reports to an Audit (Senior) Manager.
**Supervisory/Managerial Responsibilities:**
**Education and Experience Required:**
+ Bachelor's degree and a minimum of 5 years' relevant work experience, or in lieu of a degree, a combined minimum of 9 years' higher education and/or work experience, including a minimum of 5 years' relevant work experience
+ Minimum of 1 year's leadership experience
+ Experience with internal audit methodology
+ Solid understanding of internal control concepts
+ Experience evaluating adequacy of the controls
+ Strong leadership skills
+ Experience coaching and developing others
+ Proven analytical skills
+ Proven critical thinking skills
+ Excellent verbal and written communication skills
+ Experience presenting sensitive and complex findings to business management and influencing change
+ Proven ability to handle multiple projects at the same time
**Education and Experience Preferred:**
+ Bachelor's degree in Accounting, Business, Finance, Technology, Cybersecurity, Mathematics, Statistics, or related technical field
+ MBA or Master's Degree in an appropriate field
+ Related certifications (CIA, CPA, CISA, CAMS, cloud certification, or similar)
+ Financial services industry experience
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85,104.04 - $173,044.05 (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
**Location**
Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

***This role is hybrid 3 days a week out of Buffalo NY, Bridgeport CT, or Wilmington DE***
**Overview:**
+ Leads and executes audits across their assigned domain. Responsible for overseeing and executing annual risk assessments, continuous auditing, and remediation plan validations. Communicate audit progress and findings to Bank management and oversee Auditors (as applicable) on assigned audit activities.
**Primary Responsibilities:**
+ Lead and participate in audits from planning to reporting and produce quality deliverables in accordance with the Division's methodology and professional standards while ensuring timely completion.
+ Plan and execute other assurance activities (including continuous auditing, product delivery assessments, validation procedures, investigations, and retrospective reviews) utilizing modernized assurance methodologies, tools, and approaches and in accordance with the Division's methodology.
+ Write audit findings that clearly identify risk and root cause. Communicate findings to Bank management in a timely fashion.
+ Partner with stakeholders, business management and Risk Management establishing strong working relationships while maintaining independence.
+ Embrace innovative change and help the team adapt to change.
+ Effectively incorporate data analytics and other automation techniques into all phases of audits and other activities.
+ Maintain knowledge in the assigned subject matter discipline.
+ Coach, develop and oversee work of Auditors and new hires, including executing review and supervision.
+ Embrace and exemplify the culture of engagement and belonging .
+ Contribute to the achievement of Division priorities.
+ Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
**Scope of Responsibilities:**
+ This position leads and executes assurance activities, maintains relationships, and communicates with Bank management, and oversees Auditors. The position ensures activities are in conformance with professional auditing standards. The jobholder reports to an Audit (Senior) Manager.
**Supervisory/Managerial Responsibilities:**
**Education and Experience Required:**
+ Bachelor's degree and a minimum of 5 years' relevant work experience, or in lieu of a degree, a combined minimum of 9 years' higher education and/or work experience, including a minimum of 5 years' relevant work experience
+ Minimum of 1 year's leadership experience
+ Experience with internal audit methodology
+ Solid understanding of internal control concepts
+ Experience evaluating adequacy of the controls
+ Strong leadership skills
+ Experience coaching and developing others
+ Proven analytical skills
+ Proven critical thinking skills
+ Excellent verbal and written communication skills
+ Experience presenting sensitive and complex findings to business management and influencing change
+ Proven ability to handle multiple projects at the same time
**Education and Experience Preferred:**
+ Bachelor's degree in Accounting, Business, Finance, Technology, Cybersecurity, Mathematics, Statistics, or related technical field
+ MBA or Master's Degree in an appropriate field
+ Related certifications (CIA, CPA, CISA, CAMS, cloud certification, or similar)
+ Financial services industry experience
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85,104.04 - $173,044.05 (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
**Location**
Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
Reporting to an Analytics Manager, this individual will join a team of talented analysts with diverse analytical skills sets and deeper knowledge of Consumer Banking products and business in general, whose purpose is to use data and analytics to drive value/growth for business line. The data analyst is expected to be a flexible generalist who can provide impactful insights by wrangling complex data, preparing ad-hoc queries, designing a compelling dashboard, and exploring new data. Working as part of a fast-moving and dedicated team, this analyst will help support acquisition, retention and deepening initiatives for all consumer banking products, collaborating with stakeholders and data partners across the enterprise. This individual can present recommendations in a clear and concise manner, that is meaningful for the business. Follow risk and compliance guidelines in processing, analyzing and share out of customer sensitive data.
**Basic Qualifications**
- Bachelor's degree in a related field, or equivalent work experience
- Four to five years of statistical and/or data analytics experience
**Preferred Skills/Experience**
- Strong analytic skills with the ability to extract, collect, organize, analyze and interpret trends or patterns in complex data sets
- Demonstrated project management skills
- Effective interpersonal, verbal and written communication skills
**Location Expectations**
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
Reporting to an Analytics Manager, this individual will join a team of talented analysts with diverse analytical skills sets and deeper knowledge of Consumer Banking products and business in general, whose purpose is to use data and analytics to drive value/growth for business line. The data analyst is expected to be a flexible generalist who can provide impactful insights by wrangling complex data, preparing ad-hoc queries, designing a compelling dashboard, and exploring new data. Working as part of a fast-moving and dedicated team, this analyst will help support acquisition, retention and deepening initiatives for all consumer banking products, collaborating with stakeholders and data partners across the enterprise. This individual can present recommendations in a clear and concise manner, that is meaningful for the business. Follow risk and compliance guidelines in processing, analyzing and share out of customer sensitive data.
**Basic Qualifications**
- Bachelor's degree in a related field, or equivalent work experience
- Four to five years of statistical and/or data analytics experience
**Preferred Skills/Experience**
- Strong analytic skills with the ability to extract, collect, organize, analyze and interpret trends or patterns in complex data sets
- Demonstrated project management skills
- Effective interpersonal, verbal and written communication skills
**Location Expectations**
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**