2,395 Credit Analyst jobs in the United States

POSITION:

Senior Credit Analyst/Credit Analyst, full-time position located in the Modesto Branch office, Modesto, CA.

ABOUT YOSEMITE FARM CREDIT:

As a farmer-owned co-op with over 100-year history serving the agriculture community in Stanislaus, Merced, Tuolumne and Mariposa counties, Yosemite Farm Credit has a commitment to our regions agriculture. The Association currently provides lending services to approximately 5,200 customers with loan volume of approximately $4.8 billion. Major commodities financed include dairy and almonds, in addition to irrigated field crops, cattle, and walnuts. Yosemite Farm Credits culture of collaboration and team values provides a great atmosphere that allows individuals to contribute to its Vision - Helping Our Members Prosper!

JOB RESPONSIBILITIES/DUTIES:

The Credit Analyst is responsible for obtaining, preparing, inputting, and reviewing financial and credit related information; compiling data from credit bureau reports and other sources; performing credit support and completing financial analysis for credit personnel; communicating with members, accountants, title company personnel and other related parties; and coordinating and monitoring the maintenance of accurate loan file documentation and other duties as assigned.

PREFERRED QUALIFICATIONS:

• BA/BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
• Prior underwriting experience preferred.
• Must have good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
• Must have excellent verbal and written communication skills.
• Must have a good understanding of accounting and finance.
• Must have good computer skills and be proficient in Windows, Excel, Word, and Adobe.
• Agricultural knowledge, experience and education are desirable.

GRADE/SALARY/BENEFITS:

Yosemite Farm Credit offers a competitive benefit package that includes, but is not limited to, outstanding vacation/sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k fixed AND company match, corporate fitness program, performance related compensation, volunteer time off and paid holidays.

The Base Salary for this position ranges from $,000 (minimum) - 7,000 (maximum) per month, depending on experience. Position is also eligible to participate in annual incentive program (performance related compensation) earning up to 10% of annual base salary. This program is subject to Board approval.

WORKPLACE FLEXIBILITY PROGRAM:

Yosemite Farm Credit offers a Workplace Flexibility Program for qualifying positions that provides the opportunity to have a hybrid (in office and work from home) schedule. The Workplace Flexibility Program includes an allowance of up to 500 for qualifying expenses to outfit employees home office. Please note, this is not a fully remote position.

APPLICATION DEADLINE:

Applications will be accepted through September 1, 2025.

If you have questions regarding the job posting or need additional information, please contact Vince Kaehler .

APPLICATION PROCEDURE:

Application Job Link:

Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. For employment related questions or if you have a disability and wish to seek a reasonable accommodation during the application process, please contact our HR team at or .

CCPA Notice:

California residents may have certain rights regarding their Personal Information under California law. To view the Yosemite Farm Credit CCPA Privacy Notice applicable to job applicants, employees, owners, directors, officers, and contractors of Yosemite Farm Credit, please visit the Yosemite Farm Credit website at the following link:

Issue Date: 8/8/2025

EEO/AA/M/F/V/D EMPLOYER

As a farmer-owned co-op with over 100-year history serving the agriculture community in Stanislaus, Merced, Tuolumne and Mariposa counties, Yosemite Farm Credit has a commitment to our region's agriculture. The Association currently provides lending services to approximately 5,200 customers with loan volume of approximately $4.8 billion. Major commodities financed include dairy and almonds, in addition to irrigated field crops, cattle, and walnuts. Yosemite Farm Credit's culture of collaboration and team values provides a great atmosphere that allows individuals to contribute to its Vision - Helping Our Members Prosper!

The Credit Analyst is responsible for obtaining, preparing, inputting, and reviewing financial and credit related information; compiling data from credit bureau reports and other sources; performing credit support and completing financial analysis for credit personnel; communicating with members, accountants, title company personnel and other related parties; and coordinating and monitoring the maintenance of accurate loan file documentation and other duties as assigned.

• BA/BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
• Prior underwriting experience preferred.
• Must have good analytical and statistical skills to evaluate, prioritize, and categorize data for credit related activities.
• Must have excellent verbal and written communication skills.
• Must have a good understanding of accounting and finance.
• Must have good computer skills and be proficient in Windows, Excel, Word, and Adobe.
• Agricultural knowledge, experience and education are desirable.

Yosemite Farm Credit offers a competitive benefit package that includes, but is not limited to, outstanding vacation/sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k fixed AND company match, corporate fitness program, performance related compensation, volunteer time off and paid holidays.

The Base Salary for this position ranges from $,000 (minimum) - 7,000 (maximum) per month, depending on experience. Position is also eligible to participate in annual incentive program (performance related compensation) earning up to 10% of annual base salary. This program is subject to Board approval.

Yosemite Farm Credit offers a Workplace Flexibility Program for qualifying positions that provides the opportunity to have a hybrid (in office and work from home) schedule. The Workplace Flexibility Program includes an allowance of up to 500 for qualifying expenses to outfit employees' home office. Please note, this is not a fully remote position.

Applications will be accepted through September 1, 2025.

Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. For employment related questions or if you have a disability and wish to seek a reasonable accommodation during the application process, please contact our HR team at or .

• Collection and maintenance of assigned accounts.
• Evaluate, recommend, and manage credit exposures.
• Set up and maintain customer master records including new accounts and change of ownerships.
• Working with customer and business units to resolve/reconcile short-pays, pricing claims, and other miscellaneous deductions/disputes.
• Provide management with the defined reports and metrics as requested.
• Work with customers, schedulers, and billings to resolve any issues that may delay payments. This would include past due accounts, slow

Since 1973, East West

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

REPORTS TO: Credit Manager

MINIMUM QUALIFICATIONS:

• Proficiency with MS Excel
• Experience in credit and collections
• Excellent ability to read, write, and speak English

PREFERRED QUALIFICATIONS:

• College degree - will consider related experience in lieu of degree
• Proficiency with Microsoft Office Suite software
• Detail oriented
• Ability to solve problems
• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

WORKING CONDITIONS:

• Largely sedentary role in an office environment
• Routine use of office equipment such as computers, phones, photocopiers, filing cabinets

SUPERVISORY RESPONSIBILITIES: NO

ESSENTIAL JOB FUNCTIONS:

• Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
• Ability to review credit applications for credit granting, and establishing six figure credit limits.
• Escalating collection activities as required by business circumstances.
• Assisting the Division Credit Manager to maintain and enforce CEDs lien and bond rights for secured projects.
• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
• Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
• Negotiating differences with customers and making arrangements for

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Position Summary

The Credit Analyst is a member of the corporate credit research team within the Fixed Income Group in the Los Angeles office. This role reports to the Head of Credit Research and works closely with other investment professionals in a team-oriented, trading floor environment. The Credit Analyst generates investment recommendations for our investment grade, high yield and

Our client, voted by their employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Credit Analyst to join their Construction Lending team in Novato, California.

Essential Duties:
With guidance/oversight:
•Support loan officers with partial preparation of Credit Recommendations.
•Review loan project file for missing items; contact borrowers for necessary missing information prior to ordering loan documents.
•Prepare orders to draw based on approved Credit Recommendation and loan officer instructions.
•Assist Senior Construction Loan Administrator with disbursements and draw requests and other duties as needed.
Independently:
•Utilize loan accounting system to research loan activity.
•Maintain tickler database and, in coordination with lenders, contact customers requesting necessary financial information etc. prior to due date.
•Using analytical abilities and established spreading guidelines, accurately translate basic financial reporting of business and personal entities into

East West