6,079 Credit Analyst jobs in the United States
Credit Analyst / Sr. Credit Analyst
40287 Louisville, Kentucky
PPL Corporation
Posted 4 days ago
Job Viewed
Job Description
Company Summary Statement
As one of the largest investor-owned utility companies in the United States, PPL Corporation (NYSE: PPL), is committed to creating long-term, sustainable value for our 3.5 million customers, our shareowners and the communities we serve. Our high-performing regulated utilities - PPL Electric Utilities, Louisville Gas and Electric, Kentucky Utilities and Rhode Island Energy - provide an outstanding experience for our customers, consistently ranking among the best utilities in the nation. PPL's companies are also addressing challenges head-on by investing in new infrastructure and technology that is creating a smarter, more reliable and resilient energy grid. We are committed to doing our part to advance a cleaner energy future and drive innovation that enables us to achieve net-zero carbon emissions by 2050 while maintaining energy reliability and affordability for the customers and communities we serve. PPL is a positive force in the cities and towns where we do business, providing support for programs and organizations that empower the success of future generations by helping to build and maintain strong, diverse communities today.
Overview
As a key member of the risk management organization, this position is responsible for mitigating the company's credit risk exposure by assessing and monitoring counterparty creditworthiness across various business units, such as wholesale energy, retail energy, supply chain, and treasury, recommending credit limits, and ensuring adherence to internal credit risk governance. The successful candidate will be primarily responsible for conducting thorough financial statement analysis and credit evaluation of counterparties and effectively communicating recommendations to various stakeholders through concisely written counterparty credit reviews that support credit risk conclusions regarding creditworthiness, credit limits, and credit risk mitigation.
**_This position will report in person on a hybrid basis and can be located at one of PPL's corporate offices located in Allentown, PA or Louisville, KY._**
Responsibilities
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Qualifications
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Remote Work
The company reserves the right to determine if this position will be assigned to work on-site, remotely, or a combination of both. Assigned work location may change. In the case of remote work, physical presence in the office/on-site may be required to engage in face-to-face interaction and coordination of work among direct reports and co-workers.
Equal Employment Opportunity
Our company is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, protected veteran status, sexual orientation, gender identify, genetic information, disability status, or any other protected characteristic.
As one of the largest investor-owned utility companies in the United States, PPL Corporation (NYSE: PPL), is committed to creating long-term, sustainable value for our 3.5 million customers, our shareowners and the communities we serve. Our high-performing regulated utilities - PPL Electric Utilities, Louisville Gas and Electric, Kentucky Utilities and Rhode Island Energy - provide an outstanding experience for our customers, consistently ranking among the best utilities in the nation. PPL's companies are also addressing challenges head-on by investing in new infrastructure and technology that is creating a smarter, more reliable and resilient energy grid. We are committed to doing our part to advance a cleaner energy future and drive innovation that enables us to achieve net-zero carbon emissions by 2050 while maintaining energy reliability and affordability for the customers and communities we serve. PPL is a positive force in the cities and towns where we do business, providing support for programs and organizations that empower the success of future generations by helping to build and maintain strong, diverse communities today.
Overview
As a key member of the risk management organization, this position is responsible for mitigating the company's credit risk exposure by assessing and monitoring counterparty creditworthiness across various business units, such as wholesale energy, retail energy, supply chain, and treasury, recommending credit limits, and ensuring adherence to internal credit risk governance. The successful candidate will be primarily responsible for conducting thorough financial statement analysis and credit evaluation of counterparties and effectively communicating recommendations to various stakeholders through concisely written counterparty credit reviews that support credit risk conclusions regarding creditworthiness, credit limits, and credit risk mitigation.
**_This position will report in person on a hybrid basis and can be located at one of PPL's corporate offices located in Allentown, PA or Louisville, KY._**
Responsibilities
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Qualifications
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Remote Work
The company reserves the right to determine if this position will be assigned to work on-site, remotely, or a combination of both. Assigned work location may change. In the case of remote work, physical presence in the office/on-site may be required to engage in face-to-face interaction and coordination of work among direct reports and co-workers.
Equal Employment Opportunity
Our company is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, protected veteran status, sexual orientation, gender identify, genetic information, disability status, or any other protected characteristic.
View Now
0
Credit Analyst / Sr. Credit Analyst
18103 Allentown, Pennsylvania
PPL Corporation
Posted 14 days ago
Job Viewed
Job Description
Company Summary Statement
As one of the largest investor-owned utility companies in the United States, PPL Corporation (NYSE: PPL), is committed to creating long-term, sustainable value for our 3.5 million customers, our shareowners and the communities we serve. Our high-performing regulated utilities - PPL Electric Utilities, Louisville Gas and Electric, Kentucky Utilities and Rhode Island Energy - provide an outstanding experience for our customers, consistently ranking among the best utilities in the nation. PPL's companies are also addressing challenges head-on by investing in new infrastructure and technology that is creating a smarter, more reliable and resilient energy grid. We are committed to doing our part to advance a cleaner energy future and drive innovation that enables us to achieve net-zero carbon emissions by 2050 while maintaining energy reliability and affordability for the customers and communities we serve. PPL is a positive force in the cities and towns where we do business, providing support for programs and organizations that empower the success of future generations by helping to build and maintain strong, diverse communities today.
Overview
As a key member of the risk management organization, this position is responsible for mitigating the company's credit risk exposure by assessing and monitoring counterparty creditworthiness across various business units, such as wholesale energy, retail energy, supply chain, and treasury, recommending credit limits, and ensuring adherence to internal credit risk governance. The successful candidate will be primarily responsible for conducting thorough financial statement analysis and credit evaluation of counterparties and effectively communicating recommendations to various stakeholders through concisely written counterparty credit reviews that support credit risk conclusions regarding creditworthiness, credit limits, and credit risk mitigation.
**_This position will report in person on a hybrid basis and can be located at one of PPL's corporate offices located in Allentown, PA or Louisville, KY._**
Responsibilities
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Qualifications
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Remote Work
The company reserves the right to determine if this position will be assigned to work on-site, remotely, or a combination of both. Assigned work location may change. In the case of remote work, physical presence in the office/on-site may be required to engage in face-to-face interaction and coordination of work among direct reports and co-workers.
Equal Employment Opportunity
Our company is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, protected veteran status, sexual orientation, gender identify, genetic information, disability status, or any other protected characteristic.
As one of the largest investor-owned utility companies in the United States, PPL Corporation (NYSE: PPL), is committed to creating long-term, sustainable value for our 3.5 million customers, our shareowners and the communities we serve. Our high-performing regulated utilities - PPL Electric Utilities, Louisville Gas and Electric, Kentucky Utilities and Rhode Island Energy - provide an outstanding experience for our customers, consistently ranking among the best utilities in the nation. PPL's companies are also addressing challenges head-on by investing in new infrastructure and technology that is creating a smarter, more reliable and resilient energy grid. We are committed to doing our part to advance a cleaner energy future and drive innovation that enables us to achieve net-zero carbon emissions by 2050 while maintaining energy reliability and affordability for the customers and communities we serve. PPL is a positive force in the cities and towns where we do business, providing support for programs and organizations that empower the success of future generations by helping to build and maintain strong, diverse communities today.
Overview
As a key member of the risk management organization, this position is responsible for mitigating the company's credit risk exposure by assessing and monitoring counterparty creditworthiness across various business units, such as wholesale energy, retail energy, supply chain, and treasury, recommending credit limits, and ensuring adherence to internal credit risk governance. The successful candidate will be primarily responsible for conducting thorough financial statement analysis and credit evaluation of counterparties and effectively communicating recommendations to various stakeholders through concisely written counterparty credit reviews that support credit risk conclusions regarding creditworthiness, credit limits, and credit risk mitigation.
**_This position will report in person on a hybrid basis and can be located at one of PPL's corporate offices located in Allentown, PA or Louisville, KY._**
Responsibilities
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Qualifications
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
**_This position may be filled at the Credit Analyst or Senior Credit Analyst level. Level offered will be determined by the successful candidate's background, education, and experience._**
**Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 2+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Strong problem solving and analytical skills
+ Intermediate knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
**Senior Credit Analyst Qualifications:**
+ Bachelor's degree in finance, accounting, business administration, or related field
+ 5+ years of credit/risk management work experience in the energy industry, banking industry, or related experience from which comparable knowledge, skills, and competencies have been acquired
+ Understanding of credit and risk management fundamentals, mark-to-market calculations, mitigation techniques and valuations of forward contract positions is necessary
+ Strong negotiating skills, interpersonal skills and analytical skills with the ability to solve new and complex problems
+ Strong problem solving and analytical skills
+ Advanced knowledge of Excel
+ Technical skills to support analytical work and reporting capabilities
+ Strong and effective written, verbal, and interpersonal communication skills
+ Ability to manage multiple tasks
+ Attention to detail
+ Perform the primary job responsibilities under minimal supervision
+ Research and analyze a variety of financial information, credit reports, economic trends, contractual agreements, and existing market conditions to determine creditworthiness of current and potential trading counterparties.
+ Prepare concise counterparty credit reviews for corporations, municipals, cooperatives and financial institutions. Recommend appropriate credit limits and credit risk mitigation in alignment with internal credit risk governance.
+ Credit evaluation of private companies, including the coordination of financial statements and utilization of third-party credit scoring model.
+ Monitor trading counterparty credit exposure to ensure compliance with established credit limits.
+ Maintain credit reporting and ensure timely distribution to management and trading personnel. As needed, coordinate, develop, and implement credit reporting enhancements to support the risk management organization and business units.
+ Maintain company repository of credit instruments and facilitate internal reporting of bank exposures.
+ Assist with maintaining credit margining models and performing daily credit margining processes as needed.
+ Coordinate with contract administration to complete the timely execution of documents needed to trade across a multi-commodity spectrum.
+ Facilitate the coordination of documentation between counterparties, which includes managing and negotiating terms of collateral, master agreements, letters of credit, guarantees, netting agreements, etc.
+ Develop and maintain credit relationships with counterparties.
+ Consult with business units regarding creditworthiness of their counterparties to support the organization's objective of mitigating and avoiding credit-related losses under major contract awards.
+ Comply with all policies and standards.
+ Perform other duties as assigned.
Remote Work
The company reserves the right to determine if this position will be assigned to work on-site, remotely, or a combination of both. Assigned work location may change. In the case of remote work, physical presence in the office/on-site may be required to engage in face-to-face interaction and coordination of work among direct reports and co-workers.
Equal Employment Opportunity
Our company is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, protected veteran status, sexual orientation, gender identify, genetic information, disability status, or any other protected characteristic.
View Now
1
Credit Analyst
Remote
$20 - $30 per hour
CKP Group
Posted today
Job Viewed
Job Description
We are looking for a detail-oriented and analytical Credit Analyst to assess the creditworthiness of individuals and organizations applying for loans or credit facilities. The successful candidate will evaluate financial data, identify potential risks, and provide data-driven recommendations that support sound lending and investment decisions. The Credit Analyst will play a vital role in maintaining portfolio quality and minimizing credit losses by ensuring that all credit applications comply with company policies and regulatory requirements.
Responsibilities:
- Analyze financial statements, credit reports, and cash flow data
- Assess the creditworthiness of clients and recommend appropriate risk ratings
- Prepare comprehensive credit analysis reports for management review
- Monitor existing credit exposures and identify early warning signals
- Maintain accurate records and ensure compliance with internal credit policies
- Collaborate with sales and risk teams to manage client relationships
Skills Required:
- Bachelor’s degree in Finance, Accounting, or Economics
- Strong financial modeling and analytical skills
- Proficiency in Excel and credit analysis tools
- Excellent attention to detail and communication skills
Benefits:
- Competitive salary and performance-based bonuses
- Health, dental, and retirement benefits
- Professional certification support (e.g., CFA, FRM)
- Opportunities for advancement within the finance or banking sector
Company Details
CKP GROUP is a trusted financial services provider committed to helping individuals and businesses achieve lasting financial stability and growth. We specialize in offering tailored solutions in investment management, financial planning, loans, and advisory services that empower our clients to make informed decisions. Our team of experienced professionals combines industry expertise with innovative strategies to deliver transparent, reliable, and results-driven financial services. We prioritize integrity, client satisfaction, and sustainable value creation in every partnership. At CKP GROUP, our mission is to provide accessible and dependable financial solutions that support wealth creation, security, and long-term success. Our vision is to be recognized as a leading financial institution, driving prosperity for our clients and communities.
Apply Now
2
Credit Analyst
35298 Birmingham, Alabama
First Horizon Bank
Posted 1 day ago
Job Viewed
Job Description
**Description**
**Location:** On site at location listed on job posting.
**Summary**
The Credit Analyst position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment.
**Key Responsibilities Include**
+ Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I loans in a broad range of industries.
+ Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Equipment Finance's loan/lease system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy.
+ Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted.
+ Analyze and prepare complex credit approval documentation in the commercial loan origination systems. The senior analyst is responsible for accurately reflecting all loan/lease terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.
+ Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.
+ Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects.
+ Participate in or lead special projects and assignments and performs other duties assigned.
+ The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.
+ Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations
**Qualifications Include**
+ Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience
+ 1 - 2 years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred; 3 - 5 years preferred for the Senior Credit Analyst.
+ Familiarity with corporate credit products and the processes used to analyze financial data
+ Good fundamental understanding of general bank operations and the commercial lending process
+ Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel
+ Experience with Salesforce, nCino, or Credit Lens applications is a plus
+ Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners
+ Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals
**About Us**
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ( .
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
**Follow Us**
Facebook ( formerly Twitter
LinkedIn ( ( Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights ( notice from the Department of Labor.
**Location:** On site at location listed on job posting.
**Summary**
The Credit Analyst position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment.
**Key Responsibilities Include**
+ Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I loans in a broad range of industries.
+ Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Equipment Finance's loan/lease system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank's commercial loan policy.
+ Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted.
+ Analyze and prepare complex credit approval documentation in the commercial loan origination systems. The senior analyst is responsible for accurately reflecting all loan/lease terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.
+ Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.
+ Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects.
+ Participate in or lead special projects and assignments and performs other duties assigned.
+ The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.
+ Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations
**Qualifications Include**
+ Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience
+ 1 - 2 years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred; 3 - 5 years preferred for the Senior Credit Analyst.
+ Familiarity with corporate credit products and the processes used to analyze financial data
+ Good fundamental understanding of general bank operations and the commercial lending process
+ Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel
+ Experience with Salesforce, nCino, or Credit Lens applications is a plus
+ Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners
+ Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals
**About Us**
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ( .
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
**Follow Us**
Facebook ( formerly Twitter
LinkedIn ( ( Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights ( notice from the Department of Labor.
View Now
3
Credit Analyst
70434 Covington, Louisiana
Consolidated Electrical Distributors
Posted 4 days ago
Job Viewed
Job Description
Summary
Job title: Credit Analyst
Job ID: null
Department: Covington Credit
Location: null-null
Description
Summary:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
Reports to: Credit Manager
Minimum Qualifications:
+ Proficiency with MS Excel
+ Excellent math skills
+ Experience in credit and collections
+ Excellent ability to read, write, and speak English
Preferred Qualifications:
+ College degree - will consider related experience in lieu of degree
+ Strong negotiation skills
+ Proficiency with Microsoft Office Suite software
+ Detail oriented
+ Ability to solve problems
+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
Working Conditions:
+ Largely sedentary role in an office environment
+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
Supervisory Responsibilities: No
Essential Job Functions:
+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
+ Ability to review credit applications for credit granting, and establishing six figure credit limits.
+ Escalating collection activities as required by business circumstances.
+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
+ Negotiating differences with customers and making arrangements for payment and dispute resolution.
+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
+ Maintaining professional relationships with Managers and external customers.
CED is an Equal Opportunity Employer - Disability | Veteran
Compensation Range:
The compensation range for this position is $5000 to $55000 annually.
Other Compensation:
The following additional compensation may be applicable for this position:
+ Profit Sharing
Benefits:
Benefits available for this position are:
+ Insurance - Medical, Dental, Vision Care for full-time positions
+ Disability Insurance
+ Life Insurance
+ 401(k)
+ Paid Sick Leave
+ Paid Holidays
+ Paid Vacation
+ Health Savings Account (HSA) and matching
+ Dependent Care Flexible Spending Account (FSA)
+ Teledoc
+ Paid Pregnancy & New Parent Leave
Job title: Credit Analyst
Job ID: null
Department: Covington Credit
Location: null-null
Description
Summary:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
Reports to: Credit Manager
Minimum Qualifications:
+ Proficiency with MS Excel
+ Excellent math skills
+ Experience in credit and collections
+ Excellent ability to read, write, and speak English
Preferred Qualifications:
+ College degree - will consider related experience in lieu of degree
+ Strong negotiation skills
+ Proficiency with Microsoft Office Suite software
+ Detail oriented
+ Ability to solve problems
+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
Working Conditions:
+ Largely sedentary role in an office environment
+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
Supervisory Responsibilities: No
Essential Job Functions:
+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
+ Ability to review credit applications for credit granting, and establishing six figure credit limits.
+ Escalating collection activities as required by business circumstances.
+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
+ Negotiating differences with customers and making arrangements for payment and dispute resolution.
+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
+ Maintaining professional relationships with Managers and external customers.
CED is an Equal Opportunity Employer - Disability | Veteran
Compensation Range:
The compensation range for this position is $5000 to $55000 annually.
Other Compensation:
The following additional compensation may be applicable for this position:
+ Profit Sharing
Benefits:
Benefits available for this position are:
+ Insurance - Medical, Dental, Vision Care for full-time positions
+ Disability Insurance
+ Life Insurance
+ 401(k)
+ Paid Sick Leave
+ Paid Holidays
+ Paid Vacation
+ Health Savings Account (HSA) and matching
+ Dependent Care Flexible Spending Account (FSA)
+ Teledoc
+ Paid Pregnancy & New Parent Leave
View Now
4
Credit Analyst
70123 Louisiana, Louisiana
Consolidated Electrical Distributors
Posted 2 days ago
Job Viewed
Job Description
Summary
Job title: Credit Analyst
Job ID: null
Department: Nu-Lite Credit Office
Location: null-null
Description
Summary:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
Reports to: Credit Manager
Minimum Qualifications:
+ Proficiency with MS Excel
+ Excellent math skills
+ Experience in credit and collections
+ Excellent ability to read, write, and speak English
Preferred Qualifications:
+ College degree - will consider related experience in lieu of degree
+ Strong negotiation skills
+ Proficiency with Microsoft Office Suite software
+ Detail oriented
+ Ability to solve problems
+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
Working Conditions:
+ Largely sedentary role in an office environment
+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
Supervisory Responsibilities: No
Essential Job Functions:
+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
+ Ability to review credit applications for credit granting, and establishing six figure credit limits.
+ Escalating collection activities as required by business circumstances.
+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
+ Negotiating differences with customers and making arrangements for payment and dispute resolution.
+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
+ Maintaining professional relationships with Managers and external customers.
+ Special Projects and tasks as needed for Credit Team.
CED is an Equal Opportunity Employer - Disability | Veteran
Compensation Range:
The compensation range for this position is $ to $
Other Compensation:
The following additional compensation may be applicable for this position:
+ Profit Sharing
Benefits:
Benefits available for this position are:
+ Insurance - Medical, Dental, Vision Care for full-time positions
+ Insurance - Medical only for part-time positions, 30+ hours/week
+ Disability Insurance
+ Life Insurance
+ 401(k)
+ Paid Sick Leave
+ Paid Holidays
+ Paid Vacation
+ Health Savings Account (HSA) and matching
+ Teledoc
+ Paid Pregnancy & New Parent Leave
Job title: Credit Analyst
Job ID: null
Department: Nu-Lite Credit Office
Location: null-null
Description
Summary:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
Reports to: Credit Manager
Minimum Qualifications:
+ Proficiency with MS Excel
+ Excellent math skills
+ Experience in credit and collections
+ Excellent ability to read, write, and speak English
Preferred Qualifications:
+ College degree - will consider related experience in lieu of degree
+ Strong negotiation skills
+ Proficiency with Microsoft Office Suite software
+ Detail oriented
+ Ability to solve problems
+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
Working Conditions:
+ Largely sedentary role in an office environment
+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
Supervisory Responsibilities: No
Essential Job Functions:
+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
+ Ability to review credit applications for credit granting, and establishing six figure credit limits.
+ Escalating collection activities as required by business circumstances.
+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
+ Negotiating differences with customers and making arrangements for payment and dispute resolution.
+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
+ Maintaining professional relationships with Managers and external customers.
+ Special Projects and tasks as needed for Credit Team.
CED is an Equal Opportunity Employer - Disability | Veteran
Compensation Range:
The compensation range for this position is $ to $
Other Compensation:
The following additional compensation may be applicable for this position:
+ Profit Sharing
Benefits:
Benefits available for this position are:
+ Insurance - Medical, Dental, Vision Care for full-time positions
+ Insurance - Medical only for part-time positions, 30+ hours/week
+ Disability Insurance
+ Life Insurance
+ 401(k)
+ Paid Sick Leave
+ Paid Holidays
+ Paid Vacation
+ Health Savings Account (HSA) and matching
+ Teledoc
+ Paid Pregnancy & New Parent Leave
View Now
5
Credit Analyst
60684 Chicago, Illinois
U.S. Bank
Posted 3 days ago
Job Viewed
Job Description
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often-that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at-all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals-no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we're building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
**Job Description**
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.
**Basic Qualifications**
+ Bachelor's degree, or equivalent work experience
+ Typically four or more years of relevant experience
**Preferred Skills/Experience**
+ Strong credit analysis and analytical skills
+ Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
+ Background in economics, accounting, and/or finance
+ Effective technical report writing skills
+ Effective verbal and written communication skills
+ Proficient computer navigation skills using a variety of software packages
+ Master's degree or CPA certification is preferred
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $70,890.00 - $83,400.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals-no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we're building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
**Job Description**
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.
**Basic Qualifications**
+ Bachelor's degree, or equivalent work experience
+ Typically four or more years of relevant experience
**Preferred Skills/Experience**
+ Strong credit analysis and analytical skills
+ Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
+ Background in economics, accounting, and/or finance
+ Effective technical report writing skills
+ Effective verbal and written communication skills
+ Proficient computer navigation skills using a variety of software packages
+ Master's degree or CPA certification is preferred
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $70,890.00 - $83,400.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
View Now
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6
Credit Analyst
60517 Woodridge, Illinois
Consolidated Electrical Distributors
Posted 4 days ago
Job Viewed
Job Description
Summary
Job title: Credit Analyst
Job ID: null
Department: Chicago Credit
Location: null-null
Description
Summary:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
Reports to: Credit Manager
Minimum Qualifications:
+ Proficiency with MS Excel
+ Excellent math skills
+ Experience in credit and collections
+ Excellent ability to read, write, and speak English
Preferred Qualifications:
+ College degree - will consider related experience in lieu of degree
+ Strong negotiation skills
+ Proficiency with Microsoft Office Suite software
+ Detail oriented
+ Ability to solve problems
+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
Working Conditions:
+ Largely sedentary role in an office environment
+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
Supervisory Responsibilities: No
Essential Job Functions:
+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
+ Ability to review credit applications for credit granting, and establishing six figure credit limits.
+ Escalating collection activities as required by business circumstances.
+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
+ Negotiating differences with customers and making arrangements for payment and dispute resolution.
+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
+ Maintaining professional relationships with Managers and external customers.
CED is an Equal Opportunity Employer - Disability | Veteran
Compensation Range:
The compensation range for this position is $5000 to $6000 annually.
Other Compensation:
The following additional compensation may be applicable for this position:
+ Profit Sharing
Benefits:
Benefits available for this position are:
+ Insurance - Medical, Dental, Vision Care for full-time positions
+ Disability Insurance
+ Life Insurance
+ 401(k)
+ Paid Sick Leave
+ Paid Holidays
+ Paid Vacation
+ Health Savings Account (HSA) and matching
+ Dependent Care Flexible Spending Account (FSA)
+ Teledoc
+ Paid Pregnancy & New Parent Leave
Job title: Credit Analyst
Job ID: null
Department: Chicago Credit
Location: null-null
Description
Summary:
A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.
Reports to: Credit Manager
Minimum Qualifications:
+ Proficiency with MS Excel
+ Excellent math skills
+ Experience in credit and collections
+ Excellent ability to read, write, and speak English
Preferred Qualifications:
+ College degree - will consider related experience in lieu of degree
+ Strong negotiation skills
+ Proficiency with Microsoft Office Suite software
+ Detail oriented
+ Ability to solve problems
+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time
Working Conditions:
+ Largely sedentary role in an office environment
+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets
Supervisory Responsibilities: No
Essential Job Functions:
+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
+ Ability to review credit applications for credit granting, and establishing six figure credit limits.
+ Escalating collection activities as required by business circumstances.
+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
+ Negotiating differences with customers and making arrangements for payment and dispute resolution.
+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
+ Maintaining professional relationships with Managers and external customers.
CED is an Equal Opportunity Employer - Disability | Veteran
Compensation Range:
The compensation range for this position is $5000 to $6000 annually.
Other Compensation:
The following additional compensation may be applicable for this position:
+ Profit Sharing
Benefits:
Benefits available for this position are:
+ Insurance - Medical, Dental, Vision Care for full-time positions
+ Disability Insurance
+ Life Insurance
+ 401(k)
+ Paid Sick Leave
+ Paid Holidays
+ Paid Vacation
+ Health Savings Account (HSA) and matching
+ Dependent Care Flexible Spending Account (FSA)
+ Teledoc
+ Paid Pregnancy & New Parent Leave
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7
Credit Analyst
30309 Midtown Atlanta, Georgia
U.S. Bank
Posted 3 days ago
Job Viewed
Job Description
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often-that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at-all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals-no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we're building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
**Job Description**
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.
**Basic Qualifications**
+ Bachelor's degree, or equivalent work experience
+ Typically four or more years of relevant experience
**Preferred Skills/Experience**
+ Strong credit analysis and analytical skills
+ Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
+ Background in economics, accounting, and/or finance
+ Effective technical report writing skills
+ Effective verbal and written communication skills
+ Proficient computer navigation skills using a variety of software packages
+ Master's degree or CPA certification is preferred
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $70,890.00 - $83,400.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals-no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we're building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
**Job Description**
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.
**Basic Qualifications**
+ Bachelor's degree, or equivalent work experience
+ Typically four or more years of relevant experience
**Preferred Skills/Experience**
+ Strong credit analysis and analytical skills
+ Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
+ Background in economics, accounting, and/or finance
+ Effective technical report writing skills
+ Effective verbal and written communication skills
+ Proficient computer navigation skills using a variety of software packages
+ Master's degree or CPA certification is preferred
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $70,890.00 - $83,400.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
**Posting may be closed earlier due to high volume of applicants.**
View Now
8
Credit Analyst
33408 North Palm Beach, Florida
NextEra Energy
Posted 4 days ago
Job Viewed
Job Description
**Credit Analyst**
**Date:** Oct 13, 2025
**Location(s):** Juno Beach, FL, US, 33408
**Company:** NextEra Energy
**Requisition ID:** 90924
NextEra Energy Marketing is one of the nation's leading electricity and natural gas marketers, and a key player in the energy markets in the United States and Canada. As a part of NextEra Energy Resources, we specialize in innovative energy strategies that maximize market value for our customers and stakeholders. Our team is skilled in market analysis, trading, risk management and delivering tailored customer solutions across North America. If you are a strategic thinker eager to make a significant impact in the fast-paced energy industry, join our team today.
**Position Specific Description**
The Trading Risk Management team is seeking a talented, experienced Credit Risk Analyst to join their group. The team supports the commodity trading activities of NextEra Energy Marketing and FPL. The successful candidate will be proficient in financial statement analysis, understand the drivers of credit risk rating models, and understand the credit exposure generated by transactions across different energy related commodities.
This role reports to the Director of Trading Credit Risk Management and is based at NextEra Energy's headquarters in beautiful Juno Beach, FL. NextEra is uniquely positioned in the US power markets, especially in renewables, and continues to grow. While we expect the successful candidate to make a commitment to this role, the company offers extensive career opportunities at this location.
**Job Duties & Responsibilities**
+ Analyze counterparty credit risk profiles using financial analysis, rating agency data, and internal credit rating models in order to establish appropriate counterparty level credit ratings and exposure limits
+ Perform periodic reviews for all counterparties within an assigned portfolio, looking for changes in credit risk profile and adjusting internal limits and trading restrictions as needed
+ Monitor credit exposure across the existing portfolio to ensure compliance versus existing limits and identifying and escalating breaches and emerging risks as necessary up to senior management
+ Partner with commercial, legal, market risk, and other internal teams to properly evaluate the credit risk exposure within transactions and structure agreements with credit terms that best protect the company
+ Enforce existing risk policies and procedures in order to minimize credit, liquidity, and contingent risks to NextEra Energy
+ Significant involvement in month-, quarter-, and year-end closing processes
+ Conform to SOX controls processes and innovate controls improvements
+ While this role has no direct reports, mentoring junior staff is an important aspect of this role
+ Work closely with other risk functions to ensure a holistic approach to risk management
+ Support systems upgrades, implementations, and automation projects
+ Foster a risk aware culture, model high ethical standards, and be a champion for the company's values of excellence, doing the right thing, and respect
**Ideal Qualifications**
+ Proven success on a leading power and gas trading floor as a risk manager, product controller, trading operations, or related roles
+ Knowledge of power and gas markets, as well as other energy and traded markets
+ Understanding of physical trading, derivatives, and financial products
+ Experience with financial statement analysis and understanding of credit risk metrics
+ Ability to analyze and understand changes in credit exposure as well as potential credit exposure calculations
+ Understanding of credit terms within energy master agreements such as ISDAs, NAESBs, EEIs
+ Experience with Energy Trading Risk Management Systems, preference for implementation experience
+ Degree in Finance, Accounting, Economics, or a related field; professional certification CPA or CFA a plus
+ Proficiency with MS Excel and SQL; experience with PowerBI a plus
+ Collegiality and truly good interpersonal skills balanced with a disciplined risk management approach
+ Professional passionate about risk management
**Job Overview**
Employees in this role perform analytical modeling to assess and minimize the company's exposure to credit risk, negotiation of transactional documents, counterparty credit risk assessment and scoring. The successful candidate develops reliable and timely risk management solutions for a complex portfolio of credit, liquidity and contingents risks. Individuals in this role identify, analyze and mitigate current and emerging risks from the applicable portfolio. In this position, employees are responsible for supporting the Manager of Credit Risk, accountable for the credit and liquidity risk management of a dynamic portfolio of counterparts engaged in the North American wholesale energy markets for NextEra Energy Resources.
**Job Duties & Responsibilities**
- Delivers robust fundamental credit risk analysis assessments of counterparts in a range of industry verticals including generating shadow ratings using best-in-class credit rating models
- Proposes sensible credit limits for transactions with counterparts
- Manages a portfolio of counterparts including exposure analysis, annual reviews, limit management, portfolio surveillance and derisking solutions
- Partners with the commercial teams to negotiate transaction structures as well as master agreements
- Works with a range of insurance companies / banks to deliver credit risk mitigation options to support business development
- Performs other job-related duties as assigned
**Required Qualifications**
- High School Grad / GED
- Bachelor's or Equivalent Experience
- Experience: 2+ years
**Preferred Qualifications**
+ Bachelor's Degree
+ Chartered Financial Analyst (CFA)
NextEra Energy offers a wide range of benefits to support our employees and their eligible family members. Clickto learn more.
**Employee Group:** Exempt
**Employee Type:** Full Time
**Job Category:** Energy Trading
**Organization:** NextEra Energy Marketing, LLC
**Relocation Provided:** Yes, if applicable
NextEra Energy is an Equal Opportunity Employer. Qualified applicants are considered for employment without regard to race, color, age, national origin, religion, marital status, sex, sexual orientation, gender identity, gender expression, genetics, disability, protected veteran status or any other basis prohibited by law.
NextEra Energy provides reasonable accommodation in its application and selection process for qualified individuals, including accommodations related to compliance with conditional job offer requirements, consistent with federal, state, and local laws. Supporting medical or religious documentation will be required where applicable and permitted by applicable law. To request a reasonable accommodation, please send an e-mail to, providing your name, telephone number and the best time for us to reach you. Alternatively, you may call . Please do not use this line to inquire about your application status.
NextEra Energy will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
NextEra Energy **does not** accept any unsolicited resumes or referrals from **any third-party recruiting firms or agencies** . Please see ourfor more information.
**Date:** Oct 13, 2025
**Location(s):** Juno Beach, FL, US, 33408
**Company:** NextEra Energy
**Requisition ID:** 90924
NextEra Energy Marketing is one of the nation's leading electricity and natural gas marketers, and a key player in the energy markets in the United States and Canada. As a part of NextEra Energy Resources, we specialize in innovative energy strategies that maximize market value for our customers and stakeholders. Our team is skilled in market analysis, trading, risk management and delivering tailored customer solutions across North America. If you are a strategic thinker eager to make a significant impact in the fast-paced energy industry, join our team today.
**Position Specific Description**
The Trading Risk Management team is seeking a talented, experienced Credit Risk Analyst to join their group. The team supports the commodity trading activities of NextEra Energy Marketing and FPL. The successful candidate will be proficient in financial statement analysis, understand the drivers of credit risk rating models, and understand the credit exposure generated by transactions across different energy related commodities.
This role reports to the Director of Trading Credit Risk Management and is based at NextEra Energy's headquarters in beautiful Juno Beach, FL. NextEra is uniquely positioned in the US power markets, especially in renewables, and continues to grow. While we expect the successful candidate to make a commitment to this role, the company offers extensive career opportunities at this location.
**Job Duties & Responsibilities**
+ Analyze counterparty credit risk profiles using financial analysis, rating agency data, and internal credit rating models in order to establish appropriate counterparty level credit ratings and exposure limits
+ Perform periodic reviews for all counterparties within an assigned portfolio, looking for changes in credit risk profile and adjusting internal limits and trading restrictions as needed
+ Monitor credit exposure across the existing portfolio to ensure compliance versus existing limits and identifying and escalating breaches and emerging risks as necessary up to senior management
+ Partner with commercial, legal, market risk, and other internal teams to properly evaluate the credit risk exposure within transactions and structure agreements with credit terms that best protect the company
+ Enforce existing risk policies and procedures in order to minimize credit, liquidity, and contingent risks to NextEra Energy
+ Significant involvement in month-, quarter-, and year-end closing processes
+ Conform to SOX controls processes and innovate controls improvements
+ While this role has no direct reports, mentoring junior staff is an important aspect of this role
+ Work closely with other risk functions to ensure a holistic approach to risk management
+ Support systems upgrades, implementations, and automation projects
+ Foster a risk aware culture, model high ethical standards, and be a champion for the company's values of excellence, doing the right thing, and respect
**Ideal Qualifications**
+ Proven success on a leading power and gas trading floor as a risk manager, product controller, trading operations, or related roles
+ Knowledge of power and gas markets, as well as other energy and traded markets
+ Understanding of physical trading, derivatives, and financial products
+ Experience with financial statement analysis and understanding of credit risk metrics
+ Ability to analyze and understand changes in credit exposure as well as potential credit exposure calculations
+ Understanding of credit terms within energy master agreements such as ISDAs, NAESBs, EEIs
+ Experience with Energy Trading Risk Management Systems, preference for implementation experience
+ Degree in Finance, Accounting, Economics, or a related field; professional certification CPA or CFA a plus
+ Proficiency with MS Excel and SQL; experience with PowerBI a plus
+ Collegiality and truly good interpersonal skills balanced with a disciplined risk management approach
+ Professional passionate about risk management
**Job Overview**
Employees in this role perform analytical modeling to assess and minimize the company's exposure to credit risk, negotiation of transactional documents, counterparty credit risk assessment and scoring. The successful candidate develops reliable and timely risk management solutions for a complex portfolio of credit, liquidity and contingents risks. Individuals in this role identify, analyze and mitigate current and emerging risks from the applicable portfolio. In this position, employees are responsible for supporting the Manager of Credit Risk, accountable for the credit and liquidity risk management of a dynamic portfolio of counterparts engaged in the North American wholesale energy markets for NextEra Energy Resources.
**Job Duties & Responsibilities**
- Delivers robust fundamental credit risk analysis assessments of counterparts in a range of industry verticals including generating shadow ratings using best-in-class credit rating models
- Proposes sensible credit limits for transactions with counterparts
- Manages a portfolio of counterparts including exposure analysis, annual reviews, limit management, portfolio surveillance and derisking solutions
- Partners with the commercial teams to negotiate transaction structures as well as master agreements
- Works with a range of insurance companies / banks to deliver credit risk mitigation options to support business development
- Performs other job-related duties as assigned
**Required Qualifications**
- High School Grad / GED
- Bachelor's or Equivalent Experience
- Experience: 2+ years
**Preferred Qualifications**
+ Bachelor's Degree
+ Chartered Financial Analyst (CFA)
NextEra Energy offers a wide range of benefits to support our employees and their eligible family members. Clickto learn more.
**Employee Group:** Exempt
**Employee Type:** Full Time
**Job Category:** Energy Trading
**Organization:** NextEra Energy Marketing, LLC
**Relocation Provided:** Yes, if applicable
NextEra Energy is an Equal Opportunity Employer. Qualified applicants are considered for employment without regard to race, color, age, national origin, religion, marital status, sex, sexual orientation, gender identity, gender expression, genetics, disability, protected veteran status or any other basis prohibited by law.
NextEra Energy provides reasonable accommodation in its application and selection process for qualified individuals, including accommodations related to compliance with conditional job offer requirements, consistent with federal, state, and local laws. Supporting medical or religious documentation will be required where applicable and permitted by applicable law. To request a reasonable accommodation, please send an e-mail to, providing your name, telephone number and the best time for us to reach you. Alternatively, you may call . Please do not use this line to inquire about your application status.
NextEra Energy will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
NextEra Energy **does not** accept any unsolicited resumes or referrals from **any third-party recruiting firms or agencies** . Please see ourfor more information.
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