3,739 Credit Management jobs in the United States

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role :
We are seeking an experienced a Director of Credit Risk to develop and manage credit risk strategies to support Upgrade's Indirect Auto Finance portfolio. We are rapidly growing our business and are seeking an individual to help manage the processes, procedures and strategies required to accelerate our geographic expansion. Must be a very hands-on manager and extremely detail-oriented. The ideal candidate will possess deep, hands-on auto finance risk experience, specifically within the sub-prime and near-prime lending segments. This will be a hybrid role and will require you to go into our Atlanta office 3 times a week.

What You'll Do :

• Identify potential issues and risks, particularly those unique to the sub/near prime segment, and develop analytical approaches, solutions, or credit risk strategies to answer business questions, mitigate risks, increase capture rates, and improve decision automation.
• Understands uniqueness and complexities of the near/subprime borrower, product, dealer and collateral and has demonstrated the ability to develop strategies to manage these risks
• Collaborate closely with the Auto Production team to review and enhance Upgrade's underwriting practices (including auto/manual approval strategies, credit policy, procedures, and model use), specifically tailoring approaches for various sub-prime and near-prime risk tiers to achieve results within Upgrade's credit risk tolerance.
• Design, implement, and optimize end-to-end credit strategies for sub-prime auto lending, covering origination, underwriting, portfolio management, and collections
• Monitor loan performance through hands on analysis with a deep dive into sub-prime vintage and segmentation performance.
• Obtain subject matter expertise in internal and external data sources and ensure data integrity
• Ensure all strategy/policy changes are appropriately documented with proper approval(s) and work with engineering team through testing and implementation.

What We Look For :

• 10+ years of experience in a consumer credit risk role at a financial institution.
• Bachelor's degree required (preferably in Finance, Economics, Statistics, or a related field).
• Strong analytical mindset with a passion for solving complex, data-driven problems.
• Ability to think strategically and tackle 'white space' problems with innovative solutions.
• Advanced proficiency in SQL, Python, or R for data analysis and risk modeling.
• Detail-oriented with a proven ability to interpret and present complex financial data in a clear and actionable manner.
• Excellent communication and presentation skills, with the ability to engage diverse audiences, including senior management, investors, auditors, and regulators.
• Proactive, self-driven, and thrives in a fast-paced environment.
• Strong collaborator and team player who can work cross-functionally to achieve business goals.

What We Offer You:

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance
• Flexible PTO
• Competitive 401(k) and RRSP program
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

#BI-Hybrid #LI-Hybrid

For California residents: Upgrade's CaliforniaNotice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement.

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role :
We are seeking an experienced a Director of Credit Risk to develop and manage credit risk strategies to support Upgrade's Indirect Auto Finance portfolio. We are rapidly growing our business and are seeking an individual to help manage the processes, procedures and strategies required to accelerate our geographic expansion. Must be a very hands-on manager and extremely detail-oriented. The ideal candidate will possess deep, hands-on auto finance risk experience, specifically within the sub-prime and near-prime lending segments. This will be a hybrid role and will require you to go into our Phoenix office 3 times a week.

What You'll Do :

• Identify potential issues and risks, particularly those unique to the sub/near prime segment, and develop analytical approaches, solutions, or credit risk strategies to answer business questions, mitigate risks, increase capture rates, and improve decision automation.
• Understands uniqueness and complexities of the near/subprime borrower, product, dealer and collateral and has demonstrated the ability to develop strategies to manage these risks
• Collaborate closely with the Auto Production team to review and enhance Upgrade's underwriting practices (including auto/manual approval strategies, credit policy, procedures, and model use), specifically tailoring approaches for various sub-prime and near-prime risk tiers to achieve results within Upgrade's credit risk tolerance.
• Design, implement, and optimize end-to-end credit strategies for sub-prime auto lending, covering origination, underwriting, portfolio management, and collections
• Monitor loan performance through hands on analysis with a deep dive into sub-prime vintage and segmentation performance.
• Obtain subject matter expertise in internal and external data sources and ensure data integrity
• Ensure all strategy/policy changes are appropriately documented with proper approval(s) and work with engineering team through testing and implementation.

What We Look For :

• 10+ years of experience in a consumer credit risk role at a financial institution.
• Bachelor's degree required (preferably in Finance, Economics, Statistics, or a related field).
• Strong analytical mindset with a passion for solving complex, data-driven problems.
• Ability to think strategically and tackle 'white space' problems with innovative solutions.
• Advanced proficiency in SQL, Python, or R for data analysis and risk modeling.
• Detail-oriented with a proven ability to interpret and present complex financial data in a clear and actionable manner.
• Excellent communication and presentation skills, with the ability to engage diverse audiences, including senior management, investors, auditors, and regulators.
• Proactive, self-driven, and thrives in a fast-paced environment.
• Strong collaborator and team player who can work cross-functionally to achieve business goals.

What We Offer You:

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance
• Flexible PTO
• Competitive 401(k) and RRSP program
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

#BI-Hybrid #LI-Hybrid

For California residents: Upgrade's CaliforniaNotice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement.

Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role :
We are seeking an experienced a Director of Credit Risk to develop and manage credit risk strategies to support Upgrade's Indirect Auto Finance portfolio. We are rapidly growing our business and are seeking an individual to help manage the processes, procedures and strategies required to accelerate our geographic expansion. Must be a very hands-on manager and extremely detail-oriented. The ideal candidate will possess deep, hands-on auto finance risk experience, specifically within the sub-prime and near-prime lending segments. This will be a hybrid role and will require you to go into our Texas office 3 times a week.

What You'll Do :

• Identify potential issues and risks, particularly those unique to the sub/near prime segment, and develop analytical approaches, solutions, or credit risk strategies to answer business questions, mitigate risks, increase capture rates, and improve decision automation.
• Understands uniqueness and complexities of the near/subprime borrower, product, dealer and collateral and has demonstrated the ability to develop strategies to manage these risks
• Collaborate closely with the Auto Production team to review and enhance Upgrade's underwriting practices (including auto/manual approval strategies, credit policy, procedures, and model use), specifically tailoring approaches for various sub-prime and near-prime risk tiers to achieve results within Upgrade's credit risk tolerance.
• Design, implement, and optimize end-to-end credit strategies for sub-prime auto lending, covering origination, underwriting, portfolio management, and collections
• Monitor loan performance through hands on analysis with a deep dive into sub-prime vintage and segmentation performance.
• Obtain subject matter expertise in internal and external data sources and ensure data integrity
• Ensure all strategy/policy changes are appropriately documented with proper approval(s) and work with engineering team through testing and implementation.

What We Look For :

• 10+ years of experience in a consumer credit risk role at a financial institution.
• Bachelor's degree required (preferably in Finance, Economics, Statistics, or a related field).
• Strong analytical mindset with a passion for solving complex, data-driven problems.
• Ability to think strategically and tackle 'white space' problems with innovative solutions.
• Advanced proficiency in SQL, Python, or R for data analysis and risk modeling.
• Detail-oriented with a proven ability to interpret and present complex financial data in a clear and actionable manner.
• Excellent communication and presentation skills, with the ability to engage diverse audiences, including senior management, investors, auditors, and regulators.
• Proactive, self-driven, and thrives in a fast-paced environment.
• Strong collaborator and team player who can work cross-functionally to achieve business goals.

What We Offer You:

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance
• Flexible PTO
• Competitive 401(k) and RRSP program
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

#BI-Hybrid #LI-Hybrid

For California residents: Upgrade's CaliforniaNotice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement.

Job Title: Credit Support

This role is not open to relocation. Only candidates who have residency and the right to work in the Isle of Man can be considered.

Credit Support is responsible for assisting credit managers with the day-to-day administration of their credit portfolios, collaborating closely with credit managers.

Essential Qualifications:

• First Degree in Business or Commerce

Experience Required:

• 1-2 years experience in Risk & Corporate Affairs
• General business or credit knowledge; ability to interpret financial statements

Key Responsibilities:

• Support Credit Manager with daily excess management by investigating excesses and liaising with business stakeholders
• Prepare and submit motivation for approval; ensure all excesses on the portfolio are approved
• Provide comments for ad-hoc reports and oversight forums
• Ensure that limits loaded on systems match relevant credit sanctions and legal documentation
• Proactively gather documents (Review Pack) required for annual credit reviews

Please note: Our recruitment processes comply with local laws and regulations. We will never ask for money or any form of payment during recruitment. If you experience this, contact our Fraud line at +27 800222050 or

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Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.

We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.

Upgrade has been named a Best Place to Work in the Bay Area three years in a row, Top Companies to work for in Arizona and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives.

About the Role :
We are seeking an experienced a Director of Credit Risk to develop and manage credit risk strategies to support Upgrades Indirect Auto Finance portfolio. We are rapidly growing our business and are seeking an individual to help manage the processes, procedures and strategies required to accelerate our geographic expansion. Must be a very hands-on manager and extremely detail-oriented. The ideal candidate will possess deep, hands-on auto finance risk experience, specifically within the sub-prime and near-prime lending segments. This will be a hybrid role and will require you to go into our Atlanta office 3 times a week.

What You'll Do :

• Identify potential issues and risks, particularly those unique to the sub/near prime segment, and develop analytical approaches, solutions, or credit risk strategies to answer business questions, mitigate risks, increase capture rates, and improve decision automation.
• Understands uniqueness and complexities of the near/subprime borrower, product, dealer and collateral and has demonstrated the ability to develop strategies to manage these risks
• Collaborate closely with the Auto Production team to review and enhance Upgrade's underwriting practices (including auto/manual approval strategies, credit policy, procedures, and model use), specifically tailoring approaches for various sub-prime and near-prime risk tiers to achieve results within Upgrade's credit risk tolerance.
• Design, implement, and optimize end-to-end credit strategies for sub-prime auto lending, covering origination, underwriting, portfolio management, and collections
• Monitor loan performance through hands on analysis with a deep dive into sub-prime vintage and segmentation performance.
• Obtain subject matter expertise in internal and external data sources and ensure data integrity
• Ensure all strategy/policy changes are appropriately documented with proper approval(s) and work with engineering team through testing and implementation.

What We Look For :

• 10+ years of experience in a consumer credit risk role at a financial institution.
• Bachelors degree required (preferably in Finance, Economics, Statistics, or a related field).
• Strong analytical mindset with a passion for solving complex, data-driven problems.
• Ability to think strategically and tackle 'white space' problems with innovative solutions.
• Advanced proficiency in SQL, Python, or R for data analysis and risk modeling.
• Detail-oriented with a proven ability to interpret and present complex financial data in a clear and actionable manner.
• Excellent communication and presentation skills, with the ability to engage diverse audiences, including senior management, investors, auditors, and regulators.
• Proactive, self-driven, and thrives in a fast-paced environment.
• Strong collaborator and team player who can work cross-functionally to achieve business goals.

What We Offer You:

• Competitive salary and stock option plan
• 100% paid coverage of medical, dental and vision insurance
• Competitive 401(k) and RRSP program
• Flexible PTO
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement .

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Demographic Questions & Categorizations Upgrade is dedicated to building a diverse team and an inclusive culture. We believe that its crucial to Upgrades long-term success to create an environment where all employees feel like they belong and have an equal opportunity to succeed. For this reason, we are asking candidates to voluntarily self-identify through a few demographic questions. Our purpose in collecting this information is to help us assess our outreach efforts and diversity representation goals. Your responses will not be linked to your identity or your application, and neither recruiters nor hiring managers can see this information at an individual level. Your responses are stored in the aggregate and will not play any role in our hiring decision. Your decision to participate or not participate in this survey will have no impact on your candidacy at Upgrade.

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Job Title: Credit Risk Management (Vice President)

Job Code: 10846

Country: US

City: New York

Skill Category: Risk

Description:

Job title: Credit Risk Management

Corporate Title: Vice President Department: Risk Management Location: New York The pay range for this position at commencement of employment is expected to be between $145,000 and $220,000/year*

Company overview

Nomura is a global financial services group with an integrated network spanning over 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Retail, Wholesale (Global Markets and Investment Banking), and Investment Management. Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit .

Aons Benefit Index , Nomuras benefits rank #1 amongst our competitors

Department Overview:

Credit Risk Management is looking to hire a Vice President focusing on Hedge Funds/Private Equity transactions.

Credit Risk Management (CRM) is a key function in protecting and making sure we take prudent risk for Nomura.

The group evaluates transactions and approves, rejects, or modifies them considering the credit quality. The department also assigns internal credit ratings; establishes and manages credit risk limits in accordance with the risk tolerance

Role description:

• Perform client due diligence and financial analysis and summarize in written credit approval memos and reviews
• Review and approve trading activity, margin requirements and structural enhancements to transactions Establish credit exposure appetite across traded products utilizing firm risk models
• Negotiate legal documentation for traded products
• Assess creditworthiness of clients an assign appropriate internal credit ratings
• Maintain updated credit research on a portfolio of clients
• Participate in firm wide projects
• Demonstrated ability to mentor junior members of the team

Skills, experience, qualifications and knowledge required:

• At least 10+ years of relevant experience, with understanding of market fundamentals within funds space across trading strategies.
• Experience in both developed market and emerging market transactions / structures preferred
• Knowledge of a range of traded products
• Credit/Market risk experience required
• Candidates should have accounting and corporate finance course work
• Advising and/or assisting teams in a fast-paced, high-pressure environment with the ability to prioritize and complete tasks according to project needs
• Advising or assisting multi-disciplinary teams across complex engagements with multiple workstreams and stakeholders
• Leveraging effective business writing and verbal skills, including leveraging negotiation and consensus-building to achieve results
• Demonstrating business and project management acumen, executive presence and professionalism
• Proficient in Excel, Powerpoint and Word

*base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience.

If hired, employee will be in an at-will position and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Nomura is an Equal Opportunity Employer

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Head of Credit Risk Management
125236
Zurich is currently looking for a Head of Credit Risk Management to work out of our North American headquarters in Schaumburg, Illinois or to be based virtually.
As the Head of Credit Risk for Zurich North America, you will lead the development, implementation, and oversight of credit risk management strategies and frameworks. You'll ensure that Zurich's credit exposures are effectively identified, assessed, monitored, and managed in line with regulatory requirements, business objectives, and Zurich's risk appetite. This is a strategic leadership role with significant impact on business growth, customer relationships, and Zurich's overall risk profile.
In this role you will be responsible for:
+ Develop and drive the regional credit risk vision, strategy, and policies in alignment with Zurich's global risk framework and business goals. This includes getting approval from Zurich Insurance Group when exposures exceed regional limits.
+ Partner with business leaders, underwriters, actuaries, finance, and legal teams to embed a strong credit risk culture and support decision-making.
+ Deliver customer centric credit/collateral solutions to Zurich's brokers and customers that align with the overall credit strategy.
+ Oversee the identification, measurement, monitoring, and reporting of credit risk exposures across all lines of business.
+ Ensure compliance with relevant regulatory standards and internal risk policies. Lead credit risk governance forums and represent the North America region in global risk committees.
+ Manage the credit risk portfolio, including counterparty risk and reinsurance exposures.
+ Lead, inspire, and develop a high-performing credit risk team. Foster growth, learning, and collaboration.
+ Oversee the design and implementation of robust credit risk reporting tools and analytics to provide actionable insights to senior management.
+ Stay ahead of industry trends, emerging risks, and best practices to continuously enhance Zurich's credit risk framework.
Basic Qualifications:
+ Bachelors Degree and 10 or more years of experience in the Financial Planning areaAND
+ Experience collecting and managing qualitive and quantitative data
Preferred Qualifications:
+ Credit Risk Management
+ Insurance industry experience
+ CPA, CPCU, CFA or MBA
+ Strong analytical skills
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere ( . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education.The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for this position is $149,500.00 - $244,900.00, with short-term incentive bonus eligibility set at 25%.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Schaumburg, AM - Remote Work (US)
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-GR1 #LI-EXECUTIVE #LI-REMOTE
EOE Disability / Veterans

Head of Credit Risk Management
125236
Zurich is currently looking for a Head of Credit Risk Management to work out of our North American headquarters in Schaumburg, Illinois or to be based virtually.
As the Head of Credit Risk for Zurich North America, you will lead the development, implementation, and oversight of credit risk management strategies and frameworks. You'll ensure that Zurich's credit exposures are effectively identified, assessed, monitored, and managed in line with regulatory requirements, business objectives, and Zurich's risk appetite. This is a strategic leadership role with significant impact on business growth, customer relationships, and Zurich's overall risk profile.
In this role you will be responsible for:
+ Develop and drive the regional credit risk vision, strategy, and policies in alignment with Zurich's global risk framework and business goals. This includes getting approval from Zurich Insurance Group when exposures exceed regional limits.
+ Partner with business leaders, underwriters, actuaries, finance, and legal teams to embed a strong credit risk culture and support decision-making.
+ Deliver customer centric credit/collateral solutions to Zurich's brokers and customers that align with the overall credit strategy.
+ Oversee the identification, measurement, monitoring, and reporting of credit risk exposures across all lines of business.
+ Ensure compliance with relevant regulatory standards and internal risk policies. Lead credit risk governance forums and represent the North America region in global risk committees.
+ Manage the credit risk portfolio, including counterparty risk and reinsurance exposures.
+ Lead, inspire, and develop a high-performing credit risk team. Foster growth, learning, and collaboration.
+ Oversee the design and implementation of robust credit risk reporting tools and analytics to provide actionable insights to senior management.
+ Stay ahead of industry trends, emerging risks, and best practices to continuously enhance Zurich's credit risk framework.
Basic Qualifications:
+ Bachelors Degree and 10 or more years of experience in the Financial Planning areaAND
+ Experience collecting and managing qualitive and quantitative data
Preferred Qualifications:
+ Credit Risk Management
+ Insurance industry experience
+ CPA, CPCU, CFA or MBA
+ Strong analytical skills
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere ( . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education.The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for this position is $149,500.00 - $244,900.00, with short-term incentive bonus eligibility set at 25%.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Schaumburg, AM - Remote Work (US)
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-GR1 #LI-EXECUTIVE #LI-REMOTE
EOE Disability / Veterans

Head of Credit Risk Management
125236
Zurich is currently looking for a Head of Credit Risk Management to work out of our North American headquarters in Schaumburg, Illinois or to be based virtually.
As the Head of Credit Risk for Zurich North America, you will lead the development, implementation, and oversight of credit risk management strategies and frameworks. You'll ensure that Zurich's credit exposures are effectively identified, assessed, monitored, and managed in line with regulatory requirements, business objectives, and Zurich's risk appetite. This is a strategic leadership role with significant impact on business growth, customer relationships, and Zurich's overall risk profile.
In this role you will be responsible for:
+ Develop and drive the regional credit risk vision, strategy, and policies in alignment with Zurich's global risk framework and business goals. This includes getting approval from Zurich Insurance Group when exposures exceed regional limits.
+ Partner with business leaders, underwriters, actuaries, finance, and legal teams to embed a strong credit risk culture and support decision-making.
+ Deliver customer centric credit/collateral solutions to Zurich's brokers and customers that align with the overall credit strategy.
+ Oversee the identification, measurement, monitoring, and reporting of credit risk exposures across all lines of business.
+ Ensure compliance with relevant regulatory standards and internal risk policies. Lead credit risk governance forums and represent the North America region in global risk committees.
+ Manage the credit risk portfolio, including counterparty risk and reinsurance exposures.
+ Lead, inspire, and develop a high-performing credit risk team. Foster growth, learning, and collaboration.
+ Oversee the design and implementation of robust credit risk reporting tools and analytics to provide actionable insights to senior management.
+ Stay ahead of industry trends, emerging risks, and best practices to continuously enhance Zurich's credit risk framework.
Basic Qualifications:
+ Bachelors Degree and 10 or more years of experience in the Financial Planning areaAND
+ Experience collecting and managing qualitive and quantitative data
Preferred Qualifications:
+ Credit Risk Management
+ Insurance industry experience
+ CPA, CPCU, CFA or MBA
+ Strong analytical skills
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere ( . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education.The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for this position is $149,500.00 - $244,900.00, with short-term incentive bonus eligibility set at 25%.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Schaumburg, AM - Remote Work (US)
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-GR1 #LI-EXECUTIVE #LI-REMOTE
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