755 Credit Specialist jobs in the United States

**POSITION SUMMARY:** With general direction, and working within established guidelines, the Credit Specialist is primarily responsible for evaluating and assessing the credit worthiness of prospective customers. This position is also responsible for monitoring the credit exposure of existing customers, and where applicable, recommending changes in credit limits.
**PRINCIPAL RESPONSIBILITIES:**
+ Through a standard systematic credit evaluation, assesses the risk of extending credit to new and existing customers.
+ Within predetermined levels of authority, approves or recommends approval (or disapproval) of credit for new or existing customers.
+ Identifies when criteria for requiring a customer deposit exist, and collects the deposit payment from the customer for new and existing accounts.
+ In accordance with guidelines in the Credit Evaluation Policy, approves (or recommends) the assignment of credit limits or credit limit increases based on the credit worthiness of prospective or existing customers.
+ Identifies unrecovered write offs for returning customers and maintains timely communication with internal departments to ensure collection prior to account reinstatement.
+ Following standard credit evaluation processes, determines when a deposit and/or advance payments are required for higher risk customers.
+ Ensures all documentation supporting the decision to extend credit is included in the customer's records.
+ Reviews, and when necessary, updates the collection strategy assigned to new and existing accounts to ensure the appropriate collection events take place.
+ Ascertains and links related customer accounts in the credit and collections system.
+ Monitors the existing customer account portfolio to identify and assess the cumulative credit exposure for linked accounts. Also, analyzes and evaluates any indicators of customer specific financial deterioration.
+ Communicates and interacts with Sales and other internal departments to obtain additional information when needed and to discuss the rationale and appropriateness of credit decisions.
+ Performs minimal data entry into the Company's credit and collections systems.
+ Documents actions taken on the customer's account for full transparency.
+ Performs other job-related duties as assigned or apparent
**QUALIFICATIONS:**
+ High school diploma or G.E.D.
+ 1 year of data entry experience.
+ 1 year of credit, collections, billing, or related experience dealing directly with customers.
Must live within a commutable distance from main office:
Republic Services
14400 N. 87Th Street
Scottsdale, AZ 85260
FULLY REMOTE
**Rewarding Compensation and Benefits**
Eligible employees can elect to participate in:
- Comprehensive medical benefits coverage, dental plans and vision coverage.
- Health care and dependent care spending accounts.
- Short- and long-term disability.
- Life insurance and accidental death & dismemberment insurance.
- Employee and Family Assistance Program (EAP).
- Employee discount programs.
- Retirement plan with a generous company match.
- Employee Stock Purchase Plan (ESPP).
_The statements used herein are intended to describe the general nature and level of the work being performed by an employee in this position, and are not intended to be construed as an exhaustive list of responsibilities, duties and skills required by an incumbent so classified. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the Company._
EEO STATEMENT:Republic Services is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, protected veteran status, relationship or association with a protected veteran (spouses or other family members), genetic information, or any other characteristic protected by applicable law.
**ABOUT THE COMPANY**
Republic Services, Inc. (NYSE: RSG) is a leader in the environmental services industry. We provide customers with the most complete set of products and services, including recycling, waste, special waste, hazardous waste and field services. Our industry-leading commitments to advance circularity and support decarbonization are helping deliver on our vision to partner with customers to create a more sustainable world.
In 2023, Republic's total company revenue was $14.9 billion, and adjusted EBITDA was $4.4 billion. We serve 13 million customers and operate more than 1,000 locations, including collection and transfer stations, recycling and polymer centers, treatment facilities, and landfills.
Although we operate across North America, the collection, recycling, treatment, or disposal of materials is a local business, and the dynamics and opportunities differ in each market we serve. By combining local operational management with standardized business practices, we drive greater operating efficiencies across the company while maintaining day-to-day operational decisions at the local level, closest to the customer.
Our customers, including small businesses, major corporations and municipalities, want a partner with the expertise and capabilities to effectively manage their multiple recycling and waste streams. They choose Republic Services because we are committed to exceeding their expectations and helping them achieve their sustainability goals. Our 41,000 team members understand that it's not just what we do that matters, but how we do it.
Our company values guide our daily actions:
+ **Safe** : We protect the livelihoods of our colleagues and communities.
+ **Committed to Serve** : We go above and beyond to exceed our customers' expectations.
+ **Environmentally Responsible:** We take action to improve our environment.
+ **Driven** : We deliver results in the right way.
+ **Human-Centered:** We respect the dignity and unique potential of every person.
We are proud of our high employee engagement score of 86. We have an inclusive and diverse culture where every voice counts. In addition, our team positively impacted 4.6 million people in 2023 through the Republic Services Charitable Foundation and local community grants. These projects are designed to meet the specific needs of the communities we serve, with a focus on building sustainable neighborhoods.
**STRATEGY**
Republic Services' strategy is designed to generate profitable growth. Through acquisitions and industry advancements, we safely and sustainably manage our customers' multiple waste streams through a North American footprint of vertically integrated assets.
We focus on three areas of growth to meet the increasing needs of our customers: recycling and waste, environmental solutions and sustainability innovation.
With our integrated approach, strengthening our position in one area advances other areas of our business. For example, as we grow volume in recycling and waste, we collect additional material to bolster our circularity capabilities. And as we expand environmental solutions, we drive additional opportunities to provide these services to our existing recycling and waste customers.
**Recycling and Waste**
We continue to expand our recycling and waste business footprint throughout North America through organic growth and targeted acquisitions. The 13 million customers we serve and our more than 5 million pick-ups per day provide us with a distinct advantage. We aggregate materials at scale, unlocking new opportunities for advanced recycling. In addition, we are cross-selling new products and services to better meet our customers' specific needs.
**Environmental Solutions**
Our comprehensive environmental solutions capabilities help customers safely manage their most technical waste streams. We are expanding both our capabilities and our geographic footprint. We see strong growth opportunities for our offerings, including PFAS remediation, an increasing customer need.
**SUSTAINABILITY INNOVATION**
Republic's recent innovations to advance circularity and decarbonization demonstrate our unique ability to leverage sustainability as a platform for growth.
The Republic Services Polymer Center is the nation's first integrated plastics recycling facility. This innovative site processes rigid plastics from our recycling centers, producing recycled materials that promote true bottle-to-bottle circularity. We also formed Blue Polymers, a joint venture with Ravago, to develop facilities that will further process plastic material from our Polymer Centers to help meet the growing demand for sustainable packaging. We are building a network of Polymer Centers and Blue Polymer facilities across North America.
We continue to advance decarbonization at our landfills. As demand for renewable energy continues to grow, we have 70 landfill gas-to-energy projects in operation and plan to expand our portfolio to 115 projects by 2028.
**RECENT RECOGNITION**
+ Barron's 100 Most Sustainable Companies
+ CDP Discloser
+ Dow Jones Sustainability Indices
+ Ethisphere's World's Most Ethical Companies
+ Fortune World's Most Admired Companies
+ Great Place to Work
+ Sustainability Yearbook S&P Global

Description
The Robert Half Healthcare Practice is working with a local health organization to add a Credit Specialist to their team. This is a fully remote position. Must have a strong attention to detail to ensure accuracy in data entry and financial calculations.
Hours: Monday - Friday 8am -5pm
Responsibilities for the position include the following:
+ Investigate and Resolve Credit Balances: Research patient and payer credit balances, determine overpayments, and initiate appropriate resolution actions, including processing refunds, requesting payment corrections, or transferring funds between accounts.
+ Manage Refund Processes: Prepare and follow up on refund/offset requests, ensuring accurate and timely completion and documentation in EPIC.
+ Communicate with Payers: Notify payer representatives to initiate takebacks (recoupments) and provide necessary supporting documentation.
+ Maintain Account Accuracy: Perform regular reconciliations of patient accounts, investigate and resolve discrepancies, and ensure complete, accurate, and timely account notation in EPIC.
+ Contribute to Process Improvement: Actively participate in improving credit balance workflows and manage daily work queues to ensure timely account resolution.
+ Ensure Compliance: Adhere to all policies, and state and federal regulations, specifically concerning credit balance review processes.
Requirements
+ Software: EPIC, Payor Portals
+ Must have payor credit experience and when it is a true payment or not
+ Must know EOBs in depth
+ Knowledge of the full revenue cycle
Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app ( and get 1-tap apply, notifications of AI-matched jobs, and much more.
All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.
© 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use ( .

**Job Posting:**
Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.
Ferguson is currently seeking a Credit Specialist to join our team!
**Responsibilities:**
+ Work on credit accounts, following guidelines established for the organization
+ Receipt of customer payments, reconciling outstanding account balances, and preparation of periodic reports on accounts receivable and past due status
+ Help customers with questions/problems on their account
+ Perform routine clerical support for functional groups such as copying, distributing mail, performing simple calculations, and maintaining records and files following standard procedures with all work certified or checked by direct supervisor
+ Approve order ticket releases for credit accounts on restriction
+ Send out lien notices/certified letters
+ Provide sign-off on commercial and residential lien waivers
+ Update and summarize receivables
+ Notify/resolve uncollected COD's and processes/resolves NSF checks
+ Research/resolve credit card charge backs
+ Approve tax exempt forms and issue tax credits
+ Process payments for open customer accounts
+ Collection activities including sending follow-up inquiries, negotiating with past due accounts on repayment terms, and decisions on referring accounts to collection agencies and/or writing off accounts receivables
**Qualifications:**
+ Credit experience of 1-3 years
+ Ability to prioritize workload appropriately in order to balance multiple demands and meet timelines as required
+ Effectively communicate in writing and verbally
+ Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.)
+ Strong and accurate data entry skills
+ Ability to perform basic math functions
At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!
-
**Pay Range:**
-
$21.63 - $32.45
-
**_Estimated Ranges displayed are Monthly for Salaried roles_** **OR** **_Hourly for all other roles._**
-
This role is Bonus or Incentive Plan eligible.
-
Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.
-
_The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability._
_Ferguson Enterprises, LLC. is an equal employment employer_ _F/M/Disability/Vet/Sexual_ _Orientation/Gender_ _Identity._
Equal Employment Opportunity and Reasonable Accommodation Information (

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $135,000.00 and $181,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
**Role Description**
SMBC Capital Markets, Inc. (CM) is a derivatives trading firm based in New York City, with offices in Charlotte, NC, London and Hong Kong. SMBC CM is an established derivatives dealer with a broad product portfolio focused on interest rates and foreign exchange products such as rates & FX swaps, options & exotics as well as exchange traded products. SMBC Nikko Securities America, Inc. is an SEC-registered securities broker-dealer and member of the Financial Industry Regulatory Authority (FINRA) and the Municipal Securities Rulemaking Board (MSRB). These entities provide coordinated services to our corporate and institutional clients as part of the SMBC Global Markets business unit.
Global Markets is searching for a Credit Risk Specialist to cover financial institutions. The role reports to the Head of Credit Services within the Chief Operating Office of SMBC Capital Markets front office. The role's primary function is to assess credit worthiness and produce credit applications and renewals in support of our Global Markets investor businesses. The position is on the trading floor and the work environment is fast paced involving direct contact with front office staff, second line credit officers and our clients. The individual will support activities within our swap dealer and broker dealer businesses including derivatives, FX, repo and securities lending. As part of the first line of defense, the Credit Services Department maintains sound credit management activities liaising where necessary with other departments to review and assess credit risk, monitor credit exposure and provide guidance on credit limits in accordance with policies and procedures.
**Responsibilities:**
+ Perform credit analyses on Non-Bank Financial Institutions (NBFI), asset managers, insurance companies and banks with emphasis on financial analysis, asset quality, liquidity, historical performance, and key risk.
+ Evaluate derivatives and securities financing transactions across client base working closely with derivatives marketers, relationship managers, risk management, credit department and legal to mitigate risk.
+ Provide continuous credit monitoring of assigned portfolio, ensure accuracy of assigned risk ratings and escalate any deterioration in credit quality to management
+ Work on special projects as required
**Qualifications and Skills**
+ BA/BS required with concentration in finance or business
+ 3+ years of relevant credit work experience covering Non-Bank Financial Institutions (NBFI), insurance, asset managers and financial institutions
+ 5 - 7 years of credit experience including management / development of junior staff for Vice President corporate title
+ Excellent understanding of derivatives and SFT product risk
+ Strong interest in client interaction and outstanding verbal and written communication skills
+ Ability to operate independently and perform well under pressure in a demanding environment
+ Strong analytical skills with attention to detail
+ Proficient in Excel, Word and PowerPoint
SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at