8 Financial Analysts jobs in Jacksonville

Job Description
A partner of Insight Global is looking to add a Senior Financial Analyst to their growing team. The ideal candidate will be highly motivated and goal-oriented with the ability to think outside the box. The Senior Financial Analyst should be comfortable presenting financial information to a non-financial audience and should have fantastic communication and interpersonal skills. They will develop financial projects and build financial models as well as ensure compliance of financial guidelines, company policies and relevant legal regulations.
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: and Requirements
- Bachelor's degree in finance or a related field.
- 4+ years of experience in financial planning, analysis, and modeling.
- Advanced proficiency in Microsoft Excel.
- Intermediate-to-advanced proficiency in SAP.
- Strong organizational and multitasking skills.
- Detail-oriented and able to perform in a high-pressure environment. Relevant certification (e.g. CFA/CPA) is a plus.

**Company Overview:**
Allied Universal®, North America's leading security and facility services company, offers rewarding careers that provide you a sense of purpose. While working in a dynamic, welcoming, and collaborative workplace, you will be part of a team that contributes to a culture that positively impacts the communities and customers we serve. We offer a comprehensive benefits package that may include medical, dental, and vision coverage, life insurance, a retirement plan, employee assistance programs, company discounts, and other perks, depending on the position and eligibility.
**Job Description:**
Allied Universal® is hiring a Financial Analyst, Pricing. The Financial Analyst, Pricing supports the business development and operations community in pursuit of competitive Requests for Proposal (RFP) new and rebid business; provides full financial support competitive bids. This Analyst will directly support Allied Universal's Southeast and Florida regions, and will be located near one of our branch offices within those regions.
**RESPONSIBILITIES:**
+ Maintain financial models for pricing bids and supply financial information to leadership, allowing them to make business decisions about pricing for clients and prospects
+ Complete profitability audits of large contracts as they relate to contract compliance; provide expert recommendations during rebid scenarios
+ Provide financial analysis for all new and incremental business
+ Prepare company financial performance metrics and ratios for RFP bid packages
+ Support sales and operations by attending virtual presentations as the financial expert to assist in the pursuit of new opportunities and retention of current client base
+ Provide financial support to business development and operations teams regarding the company's rate negotiation process
+ Communicate efficiently and effectively with the regional teams while balancing time to analyze data and contracts
+ Provide analytical support for forward-looking financial and business-related projects
+ Create financial presentations including explanation of variances and key issues
+ Collect, analyze and report accurate and timely data to provide recommendations on pricing
+ Prepare ad hoc analysis and work on special projects as they arise
**QUALIFICATIONS:**
+ Bachelor's degree in Finance or Accounting
+ Minimum of two (2) years of related work experience developing financial metrics, reviewing financial statements, or financial models
+ Experience with Enterprise Resource Planning systems
+ Experience with dashboarding applications such as DOMO or Tableau
+ Advanced knowledge of Microsoft Excel
+ Intermediate to advanced knowledge of other Microsoft Office applications
+ Outstanding oral and written communication skills
+ Ability to take initiative, successfully handle and prioritize multiple competing assignments and effectively manage deadlines
+ Professional, articulate, and able to use good independent judgment and discretion
**PREFERRED QUALIFICATIONS:**
+ Contract pricing experience
**BENEFITS:**
+ Medical, dental, vision, basic life, AD&D, and disability insurance
+ Enrollment in our company's 401(k)plan, subject to eligibility requirements
+ Eight paid holidays annually, five sick days, and four personal days
+ Vacation time offered at an accrual rate of 3.08 hours biweekly. Unused vacation is only paid out where required by law.
#LI-JS
Allied Universal® is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, age, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability, protected veteran status or relationship/association with a protected veteran, or any other basis or characteristic protected by law. For more information: you have any questions regarding Equal Employment Opportunity, have difficulty using the online system and require an alternate method to apply, or require an accommodation at any time during the recruitment and/or employment process, please contact our local Human Resources department. To find an office near you, please visit: Universal® is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, age, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability, protected veteran status or relationship/association with a protected veteran, or any other basis or characteristic protected by law. For more information: you have any questions regarding Equal Employment Opportunity, have difficulty using the online system and require an alternate method to apply, or require an accommodation at any time during the recruitment and/or employment process, please contact our local Human Resources department. To find an office near you, please visit: ID:**
**Location:** United States-Florida-Jacksonville
**Job Category:** Accounting and Finance

Third Party Credit Risk Analyst

This role is focused on reviewing, challenging and approving Financial Risk Assessments and Credit Approval Memos, and monitoring the portfolio to identify potential deteriorations in a third party's financial performance and ability to perform their contractual obligations to Citi. As a member of the Third Party Credit Risk Group (TPCRG), the position is a part of the Global Commercial Risk function within Business & International Risk (BIR). The function owns the Global Third Party Credit and Performance Risk Policy and establishes MIS & Reporting for contingent exposures through various types of third party relationships, such as suppliers, partners, alliances and joint ventures for Citigroup globally. This role manages and mitigates potential losses, safeguarding the company's financial stability and supporting sustainable business growth.

Responsibilities:

• Provide review challenge and approval of Credit and Financial Performance Risk assessments of both prospective and existing third-party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections.
• Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi.
• Work with Citi Business units to establish effective action plans and contract language that mitigate Citi's risk.
• Assess quality of assigned portfolios, including identification and evaluation of emerging risks.
• Use Citi's proprietary systems & tools including Debt Rating Model (DRM), CitiRisk Financial, and Optima.
• Structure third party agreements and negotiate transactions.
• Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios.
• Demonstrate Quality Assurance activities as Subject Matter Expert

Qualifications:

• Experience in credit analysis of Financial Institutions is strongly preferred
• 6+ years of work experience, preferably in financial and/or credit analysis
• Third party management experience would be a plus
• Experience in overseeing and independently managing projects related to credit approval and risk management.
• Proficiency in analyzing complex data, prioritizing critical information, and making informed decisions.
• Experience with interacting with senior management, regulators, internal and external audit.
• Proven knowledge of credit risk measures and basic accounting
• Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus
• Ability to analyze data and present conclusions
• Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences.
• Ability to prioritize and remain organized in a fast-paced environment
• Good team player and excellent work ethics

Education:

• Bachelor's/University degree, Master's degree preferred

Job Family Group: Risk Management

Job Family: Credit Decisions

Time Type: Full time

Primary Location: Jacksonville Florida United States

Primary Location Full Time Salary Range: $103,920.00 - $155,880.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills: Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

Other Relevant Skills: For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date: Jun 19, 2025

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi and View Citi's EEO Policy Statement and the Know Your Rights poster.

Location: Anywhere in country.
At EY, we're all in to shape your future with confidence.
We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world.
**Guidewire - Business Analyst - Manager**
EY is a leader in serving the global financial services marketplace and the only professional services firm with a separate business unit dedicated to the financial services industry - the Financial Services Organization (FSO). Our focused model and bold ambition have put us at the center of the events that continue to reshape and redefine our industry, working side by side with a range of clients from our most venerable institutions to dynamic new entrants across Banking and Capital Markets, Wealth and Asset Management, Insurance, and Real Estate, Hospitality and Construction. Our purpose is to help build a financial services industry in which financial institutions are trusted and flourish, and the global economy is healthy, growing and secure. If you have a passion for rallying together to solve complex challenges, then come join our dynamic FSO team!
**The opportunity**
Insurers across the globe are investing heavily in technology-enabled transformation programs. Several solutions "hot spots" exist today, such as in claims, underwriting, policy and billing. Our ambition is to be the C-suite advisor for insurance technology-enabled transformation programs, recognized by our clients for our insightful thought leadership, pro-activity in meeting their needs and having truly globally integrated capabilities. Typical projects will span the following areas of insurance technology-enabled transformation:
+ Guidewire System Implementation (Policy, Billing, Claims)
+ Enterprise Data Management
+ Reinsurance Accounting and Reporting Operations/Technology
+ Performance Management and Measurement
+ Enterprise Technology Expense Reduction
We assist our clients in designing and implementing solutions to improve their organizations' efficiency and effectiveness in the areas of strategy, people, processes and technology.
**Your Key Responsibilities**
You'll be responsible for working directly with clients to transform their business problems into technology solutions. The goal is to support our clients' efforts to make their business units more effective and efficient and, where required, provide services in connection with the remediation and mitigation of process risk. You will assist engagement teams through the analysis of specific business requirements for alignment with technology architecture, technology infrastructure design, vendor selection and technology implementation plans that support our clients.
**Skills and attributes for success**
+ Demonstrate a comprehensive understanding of business needs and requirements, and an ability to translate business requirements into technical specifications, collaborating with technical teams (e.g., architects) to design and deliver system architecture solutions.
+ Remain current on new developments in services capabilities and industry knowledge.
+ Advise clients on a variety of business process services that help identify, assess, manage and measure the organization's capabilities; team with client technology professionals or third-party strategic alliances to provide implementation of technology solutions.
+ Provide insights and recommendations from different data sources to help verify that the solution/technology is meeting business requirements and identify new projects and opportunities for additional services.
+ Collaborate with client engagement teams with diverse skills and backgrounds; mentor junior resources on the team, and foster an innovative and inclusive team-oriented work environment
**To qualify for the role, you must have**
+ Bachelor's degree in Computer Science, Engineering, Technology, Industrial Administration, Business or a related field and 5+ years of progressive, post-baccalaureate work experience defining business and technical requirements; alternatively, a master's degree in Computer Science, Engineering, Technology, Industrial Administration, Business or a related field and 3+ years of work experience defining business and technical requirements
+ 3+ years of relevant experience working at a financial services company or comparable experience working as an advisor to property and casualty insurance carriers on personal or commercial lines of businesses
+ 2+ years of experience managing and supervising a team of business analysts and technology analysts through all phases of the technology life cycle, including requirements definition, architecture design, conversion, and testing
+ Previous application experience in any of the following:
+ Guidewire, OneShield, Exigen/EIS, Majesco, Duck Creek, Insurity, Sapiens/Adaptik, FirstBest, Business Objects, Cognos, Informatica
+ Proficiency in one or more of the following competencies:
+ System and vendor selection and implementation
+ Definition of business and technical requirements
+ Design of business and technology architecture
+ Business intelligence/decision support
+ Program/project management and implementation planning (PMO)
+ Strong relevant experience in either an internal or external business analysis role, or similar, evidenced by experience in gathering and interpreting business requirements, and developing technical requirements and specifications
+ Experience with Agile SCRUM methodology, business analysis methodologies and business analysis documentation standards
+ Knowledge of software engineering methodologies, reporting tools, process flows, data flows, traceability matrices, modeling and testing strategies
+ Excellent written and verbal communication skills for technical writing and client presentations
+ Ability to form relationships with business stakeholders and SMEs, and help them envision the future state and the change needed to facilitate it
+ Ability to demonstrate strategic thinking through a proven ability to research client inquiries and emerging issues related to regulations, industry practice and new application technologies
+ Travel to client site as necessary
**Ideally, you'll also have**
+ Experience with management reporting enhancement, business intelligence/decision support, data warehousing/enterprise data design and management, or enterprise application integration
+ Experience with planning and facilitating user acceptance testing and managing associated business relationships
**What we look for**
We're interested in self-motivated individuals who can easily function in a high-demand, performance-driven environment. In addition, we're looking for people who recognize the accomplishments of the team before the individual and are sought after as people developers. If you're passionate about problem-solving and helping our clients with some of their most complex issues, this role is for you.
**What we offer you**
At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more .
+ We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $141,200 to $58,900. The base salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is 169,500 to 294,300. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options.
+ Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year.
+ Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.
**Are you ready to shape your future with confidence? Apply today.**
EY accepts applications for this position on an on-going basis.
For those living in California, please click here for additional information.
EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.
**EY | Building a better working world**
EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.
Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.
EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.
EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law. 
EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY's Talent Shared Services Team (TSS) or email the TSS at .

**Work Location:**
Mount Laurel, New Jersey, United States of America
**Hours:**
40
**Pay Details:**
$68,640 - $112,320 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Financial Crime Risk Management
**Job Description:**
The Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews performs second line Enhanced Due Diligence (EDD) reviews for high-risk customers. This role is responsible for identifying, assessing, and mitigating financial crime risks, ensuring compliance with regulatory requirements, and providing expert recommendations on complex matters. This role requires discretion, independent judgment, and specialized knowledge of anti-money laundering (AML) regulations and financial crime risk management practices.
The Financial Crimes Risk Management (FCRM) Know Your Customer (KYC) Program Team is responsible for the establishment and ongoing oversight of an effective KYC Program for TD Bank US Holdings. The KYC Program Team is tasked with setting consistent requirements for the bank to reasonably 'know its customers' and evaluate the risks associated with a customer relationship throughout the customer lifecycle.
The primary responsibility of the KYC High Risk Reviews team is to execute enhanced due diligence (EDD) reviews for high-risk customers at the bank. The team is responsible for managing procedures and escalations related to high-risk customers, including analysis of customer behavior and activity of concern, in compliance with KYC policy and regulatory requirements. The team engages with the 1st line of defense on the outcomes of EDD reviews, management of issues, and guidance related to high-risk customer types and associated activity.
**Depth & Scope:**
+ Performs holistic Enhanced Due Diligence (EDD) reviews on high-risk customers at onboarding, periodic review, and event driven reviews, ensuring compliance with internal policies and external regulations
+ Reviews customer risk factors/indicators, and acts as a subject matter expert to understand and assess the identified customer risk and how it relates to the Bank products/services to further determine if those risks can be mitigated
+ Responsible for documenting the assessment and providing a recommendation based on the independent analysis to maintain and/or onboard the customer
+ Evaluates and assesses customers' source of funds, business activities, ownership structures, and other risk factors
+ Reviews, assesses, and analyzes customer transactional activity to determine if customer's activity is aligned to the customer KYC profile and expected use of customer's accounts
+ Engages with the 1st line of defense on the outcomes of EDD reviews and guidance related to high-risk customer types and associated activity
+ Ensures adherence to AML regulations, the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) requirements, and other applicable laws
+ Proactively identifies trends and emerging risks in high-risk customer profiles, escalates issues and recommends controls or mitigation measures
+ Maintains up-to-date knowledge of regulatory changes and industry best practices, applying this expertise to enhance the KYC program
+ Prepares detailed, well-documented EDD risk assessment narratives and provide risk recommendations to support decision-making for senior management and regulators
+ Provides data-driven insights and recommendations for process improvements, ensuring the effectiveness of the high-risk customer review process
+ Collaborates with internal stakeholders to address gaps or deficiencies in KYC or financial crime risk management frameworks
+ Serves as a subject matter expert (SME) on KYC and EDD processes for high-risk customer reviews, providing training and guidance to junior analysts or team members
+ Represents the Financial Crime Risk Management team during internal and external audits or regulatory examinations
+ Leads projects or initiatives focused on enhancing the bank's high-risk customer review processes and risk mitigation strategies
+ Utilizes independent judgment to develop and implement policies, procedures, and best practices for high-risk customer management
+ Supports the Group Manager by assisting with day to day tasks and acting as a delegate as needed
**Education & Experience:**
+ Bachelor's degree in Business, Finance, Law, Criminal Justice, or related field
+ Advanced certifications such as CAMS, or equivalent are strongly preferred
+ 5+ years of experience in KYC, EDD, or AML within a financial institution
+ Demonstrated expertise in high-risk customer reviews and regulatory compliance
+ Strong analytical, problem-solving, and decision-making skills
+ Excellent written and verbal communication skills, with the ability to present complex findings to stakeholders
+ Proficiency in AML software and tools, as well as Microsoft Office Suite
+ Ability to exercise significant discretion and independent judgment in assessing and managing risks
+ Ability to manage multiple high-priority tasks and deliver results under tight deadlines
+ Demonstrated leadership or project management experience preferred
**Preferred Qualifications:**
+ ACAMS certification preferred
+ Strong knowledge of AML KYC and Enhanced Due Diligence (EDD) processes and regulations
+ Strong written and verbal communication skills
+ Strong subject matter knowledge of compliance risks and controls for a financial institution; focus on Anti-Money Laundering compliance
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
#LI-AMCBCorporate
#IN-AMCBCorporate
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
New York, New York, United States of America
**Hours:**
40
**Pay Details:**
$33.00 - $54.00 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Financial Crime Risk Management
**Job Description:**
The Senior Financial Crime Risk Oversight Analyst provides a range of research, guidance, and business oversight to assigned portfolio, business, or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks. Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws.
The US Financial Crime Risk Management (FCRM) Risk Assessment Team is responsible for the governance, oversight, and execution of the ML/TF, Sanctions, and ABAC risk assessments across the US units and segments, including identifying enhancements to the Risk Assessment Methodology and processes. The FCRM US ABAC Risk Assessment Specialist will assist in conducting the US ABAC Risk Assessment across all US segments and for the maintenance of ABAC Risk Assessment methodologies, procedures, challenge documentation.
**Depth & Scope:**
+ Specialist level professional role requiring in-depth knowledge/expertise in AML/ATF/Sanctions/ABAC and working knowledge of broader related areas
+ Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
+ Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a straightforward project or change initiative
+ Integrates the broader organizational context into advice and solutions within the AML/ATF/Sanctions/ABAC area
+ Understands the industry, competition and the factors that differentiate the organization
+ Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs
+ Contact for business management, external/internal auditors, dealing with non-routine information
+ Recommends and implements solutions within own area of responsibility
+ May need to coordinate/integrate work with other areas as needed
+ Identifies and leads problem resolution for complex requirements related issues at all levels
**Education & Experience:**
+ Undergraduate Degree
+ 5+ years of experience
**Preferred Skills:**
+ Experience in the execution of risk assessments and providing credible challenge in response to stakeholder self-assessments and data validation; specific experience with ABAC regulations and risk assessments is a plus.
+ Experience documenting processes and corrective issues/action plans.
+ Good communication and interpersonal skills
+ Ability to coordinate across multiple management levels, jurisdictions, business lines and support functions to drive results and meet timely deadlines.
+ Proficiency with standard computer applications including Word, Excel, and PowerPoint.
**Customer Accountabilities:**
+ Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing
+ Provides/Executes skilled AML/ATF/Sanctions/ABAC research, risk assessment, reporting and/or analytical support in a timely manner
+ Assists/Partners in the development and implementation of appropriate AML/ATF/Sanctions/ABAC policies, processes, and controls
+ Supports the facilitation of periodic AML/ATF/Sanctions/ABAC risk and self-assessment activities for designated business using TD's enterprise AML/ATF/Sanctions/ABAC risk assessment framework
+ Ensures that assessments (monitoring, risk assessment etc.) are completed and communicated in a dynamic and timely fashion
+ Handles matters escalated for the identification of suspicious activity, or identified through the Enhanced Due Diligence process in accordance with established processes and protocols, and assists in ensuring that the business takes appropriate steps to address those activities and customers
+ Works collaboratively with business and control partners within the organization
+ Prepares and delivers management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products
+ Proactively identifies matters which require additional attention and presents objective and independent opinion on the adequacy of AML/ATF/Sanctions/ABAC processes and controls and opportunities to enhance those controls
+ Presents objective and independent opinions on the adequacy of AML/ATF/Sanctions/ABAC processes and controls in accordance with regulatory and internal requirements, and liaises with the appropriate FCRM and business partners to resolve
**Shareholder Accountabilities:**
+ Reviews and provides feedback on business line policies and procedures
+ Analyzes AML/ATF/Sanctions/ABAC compliance requirements and ensures they are properly written into requirements for business projects and approved at the appropriate levels
+ Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
+ Analyzes risk exposure characteristics for assigned portfolio in accordance with established processes or procedures, making recommendations for enhancements or changes based on changes in the regulatory environment or business processes
+ Works with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations
+ Keeps current on emerging issues, trends, and evolving regulatory requirements in the AML/ATF/Sanctions/ABAC industry and assesses potential impacts
+ Coordinates with other AML/ATF/Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/Sanctions/ABAC programs and standards across the enterprise
+ Protects the interests of the organization - identifies and manages risks, and ensures the prompt analysis and escalation of non-standard, high-risk issues, monitoring to thorough resolution
+ Acquires and applies expertise in the AML/ATF/Sanctions/ABAC disciplines, providing basic guidance and direction to business and other FCRM partners
**Employee/Team Accountabilities:**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest
+ Provides thought leadership and/or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business
+ Participates in personal performance management and development activities, including cross training within own team
+ Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
+ Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
+ Contributes to a fair, positive, and equitable environment that supports a diverse workforce
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
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**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.