163 Financial Institutions jobs in New Jersey

This is your opportunity to join AXIS Capital – a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process.

AXIS is seeking a Senior Claims Specialist- Financial Institutions - Claims to join our North America Claims team and will report to the Head of Management Liability – Financial Institutions Claims. The selected candidate will work closely with colleagues across AXIS Insurance including North American Claims and International Claims and the Financial Institutions (FI) Business Unit in order to develop and drive an industry leading claims offering and strategy.

This role will be responsible for:

• Handling and managing a wide variety of Management Liability Claims including Bankers Professional Liability (BPL), Investment Advisors, Private Equity Errors and Omissions (E&O)/D&O, Insurance Company Professional Liability (ICPL). A plus would be experience with Transactional Liability claims including Representations and Warranty, Judgment Preservation & Contingent Risk.

• Investigation, analysis and evaluation of coverage liability and damages, within best practices and maintain appropriate documentation

• Providing technical advice, training and guidance as needed to junior team members and internal business partners

• Reviewing financial institutions claims to determine nature of loss, coverage provided, and scope of claim and to guide strategic direction regarding settlement/disposition of claims

• Developing and maintaining relationships with internal and external partners

• Escalating coverage issues and recommending outside coverage counsel assignments for approval, where warranted

• Formulating claims and litigation strategies, assigning, directing, and managing outside counsel

• Managing costs, including use of coverage counsel and litigation costs as well as collaborating and working with the Litigation Management and Vendor Management teams ensuring cost management and the development and enhancement of panel counsel

• Fostering relationships and communicating extensively with senior executives, brokers, reinsurers, actuaries, underwriters, insureds, and auditors (both external and internal)

• Supporting underwriting inquiries and information requests and drafting, reporting claim trends, data analysis, and risk assessments

• Leading and participating in presentations and discussions with Underwriters and Insureds on large losses and claim trends

• Participating in claim audits

• Participate in special projects and department initiatives.

• Identifying, liability and coverage trends and issues with both individual and portfolio impact and formulating the processes and strategies for handling such claims as well as ensuring accurate and consistent claims management across impacted underwriting segments and lines of business.

• Other duties as assigned

Qualifications:

• Juris Doctorate

• Minimum of 5-7 years of experience handling Management Liability claims

• Demonstrated ability to work effectively as part of a team, meet deadlines, and successfully perform in a changing and at times, challenging work environment

• High exposure/complex claim exposure evaluation skills

• Demonstrated ability to manage the “flow” associated with FI claims and manage KPIs

• Excellent negotiation, communication and interpersonal skills.

KEY SKILLS & ABILITIES:

Minimum of 5-7 years of Management Liability claims management experience. as well as:

• Possess required states’ claims adjusters licenses or ability to obtain such licenses as required within 90-120 days of hiring (preferred states are NY, CA, FL, and/or TX, among others)

• Demonstrated leadership, organizational, and management skills or experience practicing law as well as claims management (both directly managed and TPA managed claims)

• Demonstrated ability to influence and collaborate at all organizational levels, both internally and externally as well as the ability to identify and resolve complex, disputed claims

• Analytical thinker that can drive results using all facets of the legal and claims processes

• Understanding of and ability to balance both the immediate claim issues as well as the broader portfolio impact and customer service impact of coverage disputes and issues

• Excellent oral and written communication skills with the ability to deal effectively with people with conflicting expectations, differing opinions, and multiple viewpoints

• Demonstrated ability and experience handling management liability claims involving a wide variety of loss scenarios as well as reporting and presenting about same to senior management

• In-depth knowledge of claims, litigation, arbitration, and trial processes as well as excellent analytical, investigative, and negotiating skills

• Juris Doctorate required. Admitted to practice a plus.

• Technical knowledge, skills, and training within the field to include:

• Complex coverage analysis and experience required

• Financial Institutions knowledge is required

• Confidence in coverage, evaluation and reserving

• Excellent presentation, writing and editing skills

• Solid negotiation and settlement skills

• Supervisory perspective, with experience providing direction and authority to adjusters

• Familiarity with KPI, Data, and Metrics a plus

This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process.

AXIS is seeking a Senior Claims Specialist- Financial Institutions - Claims to join our North America Claims team and will report to the Head of Management Liability - Financial Institutions Claims. The selected candidate will work closely with colleagues across AXIS Insurance including North American Claims and International Claims and the Financial Institutions (FI) Business Unit in order to develop and drive an industry leading claims offering and strategy.

This role will be responsible for:

• Handling and managing a wide variety of Management Liability Claims including Bankers Professional Liability (BPL), Investment Advisors, Private Equity Errors and Omissions (E&O)/D&O, Insurance Company Professional Liability (ICPL). A plus would be experience with Transactional Liability claims including Representations and Warranty, Judgment Preservation & Contingent Risk.

• Investigation, analysis and evaluation of coverage liability and damages, within best practices and maintain appropriate documentation

• Providing technical advice, training and guidance as needed to junior team members and internal business partners

• Reviewing financial institutions claims to determine nature of loss, coverage provided, and scope of claim and to guide strategic direction regarding settlement/disposition of claims

• Developing and maintaining relationships with internal and external partners

• Escalating coverage issues and recommending outside coverage counsel assignments for approval, where warranted

• Formulating claims and litigation strategies, assigning, directing, and managing outside counsel

• Managing costs, including use of coverage counsel and litigation costs as well as collaborating and working with the Litigation Management and Vendor Management teams ensuring cost management and the development and enhancement of panel counsel

• Fostering relationships and communicating extensively with senior executives, brokers, reinsurers, actuaries, underwriters, insureds, and auditors (both external and internal)

• Supporting underwriting inquiries and information requests and drafting, reporting claim trends, data analysis, and risk assessments

• Leading and participating in presentations and discussions with Underwriters and Insureds on large losses and claim trends

• Participating in claim audits

• Participate in special projects and department initiatives.

• Identifying, liability and coverage trends and issues with both individual and portfolio impact and formulating the processes and strategies for handling such claims as well as ensuring accurate and consistent claims management across impacted underwriting segments and lines of business.

• Other duties as assigned

Qualifications:

*Juris Doctorate

*Minimum of 5-7 years of experience handling Management Liability claims

*Demonstrated ability to work effectively as part of a team, meet deadlines, and successfully perform in a changing and at times, challenging work environment
*High exposure/complex claim exposure evaluation skills
*Demonstrated ability to manage the "flow" associated with FI claims and manage KPIs
*Excellent negotiation, communication and interpersonal skills.

KEY SKILLS & ABILITIES:

Minimum of 5-7 years of Management Liability claims management experience. as well as:

• Possess required states' claims adjusters licenses or ability to obtain such licenses as required within 90-120 days of hiring (preferred states are NY, CA, FL, and/or TX, among others)

• Demonstrated leadership, organizational, and management skills or experience practicing law as well as claims management (both directly managed and TPA managed claims)

• Demonstrated ability to influence and collaborate at all organizational levels, both internally and externally as well as the ability to identify and resolve complex, disputed claims

• Analytical thinker that can drive results using all facets of the legal and claims processes

• Understanding of and ability to balance both the immediate claim issues as well as the broader portfolio impact and customer service impact of coverage disputes and issues

• Excellent oral and written communication skills with the ability to deal effectively with people with conflicting expectations, differing opinions, and multiple viewpoints

• Demonstrated ability and experience handling management liability claims involving a wide variety of loss scenarios as well as reporting and presenting about same to senior management

• In-depth knowledge of claims, litigation, arbitration, and trial processes as well as excellent analytical, investigative, and negotiating skills

• Juris Doctorate required. Admitted to practice a plus.

• Technical knowledge, skills, and training within the field to include:
  • Complex coverage analysis and experience required
  • Financial Institutions knowledge is required
  • Confidence in coverage, evaluation and reserving
  • Excellent presentation, writing and editing skills
  • Solid negotiation and settlement skills
  • Supervisory perspective, with experience providing direction and authority to adjusters
  • Familiarity with KPI, Data, and Metrics a plus

This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.

At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.

All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process.

AXIS is seeking a Senior Claims Specialist- Financial Institutions - Claims to join our North America Claims team and will report to the Head of Management Liability - Financial Institutions Claims. The selected candidate will work closely with colleagues across AXIS Insurance including North American Claims and International Claims and the Financial Institutions (FI) Business Unit in order to develop and drive an industry leading claims offering and strategy.

This role will be responsible for:

• Handling and managing a wide variety of Management Liability Claims including Bankers Professional Liability (BPL), Investment Advisors, Private Equity Errors and Omissions (E&O)/D&O, Insurance Company Professional Liability (ICPL). A plus would be experience with Transactional Liability claims including Representations and Warranty, Judgment Preservation & Contingent Risk.

• Investigation, analysis and evaluation of coverage liability and damages, within best practices and maintain appropriate documentation

• Providing technical advice, training and guidance as needed to junior team members and internal business partners

• Reviewing financial institutions claims to determine nature of loss, coverage provided, and scope of claim and to guide strategic direction regarding settlement/disposition of claims

• Developing and maintaining relationships with internal and external partners

• Escalating coverage issues and recommending outside coverage counsel assignments for approval, where warranted

• Formulating claims and litigation strategies, assigning, directing, and managing outside counsel

• Managing costs, including use of coverage counsel and litigation costs as well as collaborating and working with the Litigation Management and Vendor Management teams ensuring cost management and the development and enhancement of panel counsel

• Fostering relationships and communicating extensively with senior executives, brokers, reinsurers, actuaries, underwriters, insureds, and auditors (both external and internal)

• Supporting underwriting inquiries and information requests and drafting, reporting claim trends, data analysis, and risk assessments

• Leading and participating in presentations and discussions with Underwriters and Insureds on large losses and claim trends

• Participating in claim audits

• Participate in special projects and department initiatives.

• Identifying, liability and coverage trends and issues with both individual and portfolio impact and formulating the processes and strategies for handling such claims as well as ensuring accurate and consistent claims management across impacted underwriting segments and lines of business.

• Other duties as assigned

Qualifications:

*Juris Doctorate

*Minimum of 5-7 years of experience handling Management Liability claims

*Demonstrated ability to work effectively as part of a team, meet deadlines, and successfully perform in a changing and at times, challenging work environment
*High exposure/complex claim exposure evaluation skills
*Demonstrated ability to manage the "flow" associated with FI claims and manage KPIs
*Excellent negotiation, communication and interpersonal skills.

KEY SKILLS & ABILITIES:

Minimum of 5-7 years of Management Liability claims management experience. as well as:

• Possess required states' claims adjusters licenses or ability to obtain such licenses as required within 90-120 days of hiring (preferred states are NY, CA, FL, and/or TX, among others)

• Demonstrated leadership, organizational, and management skills or experience practicing law as well as claims management (both directly managed and TPA managed claims)

• Demonstrated ability to influence and collaborate at all organizational levels, both internally and externally as well as the ability to identify and resolve complex, disputed claims

• Analytical thinker that can drive results using all facets of the legal and claims processes

• Understanding of and ability to balance both the immediate claim issues as well as the broader portfolio impact and customer service impact of coverage disputes and issues

• Excellent oral and written communication skills with the ability to deal effectively with people with conflicting expectations, differing opinions, and multiple viewpoints

• Demonstrated ability and experience handling management liability claims involving a wide variety of loss scenarios as well as reporting and presenting about same to senior management

• In-depth knowledge of claims, litigation, arbitration, and trial processes as well as excellent analytical, investigative, and negotiating skills

• Juris Doctorate required. Admitted to practice a plus.

• Technical knowledge, skills, and training within the field to include:
  • Complex coverage analysis and experience required
  • Financial Institutions knowledge is required
  • Confidence in coverage, evaluation and reserving
  • Excellent presentation, writing and editing skills
  • Solid negotiation and settlement skills
  • Supervisory perspective, with experience providing direction and authority to adjusters
  • Familiarity with KPI, Data, and Metrics a plus

Join AXIS Capital, a leading global provider of specialty lines insurance and reinsurance, committed to exceptional client service and intelligent risk management. By becoming part of our team, you will thrive in an entrepreneurial and ethical work environment where diversity and inclusion are paramount.

AXIS is proud to consider all qualified applicants for employment, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, disability, age, marital status, or any other characteristic protected by law. We are dedicated to providing accommodations for candidates during the selection process upon request.

We are currently seeking a Senior Claims Expert - Financial Institutions to enhance our North America Claims team. This role will report to the Head of Management Liability - Financial Institutions Claims. In this position, you will collaborate with colleagues across AXIS Insurance, including North American and International Claims, as well as the Financial Institutions Business Unit, to shape and implement a leading claims strategy.

Your key responsibilities will include:

• Managing a diverse array of Management Liability Claims, such as Bankers Professional Liability (BPL), Investment Advisors, Private Equity Errors and Omissions (E&O), and D&O claims. Experience with Transactional Liability claims, including Representations and Warranties and Contingent Risk, is a plus.

• Conducting thorough investigations and evaluations of coverage, liability, and damages, ensuring adherence to best practices and maintaining comprehensive documentation.

• Providing essential technical advice, training, and mentorship to junior team members and internal stakeholders.

• Analyzing financial institution claims to determine loss nature, coverage, and claim scope, guiding strategic decisions on settlements.

• Building and nurturing relationships with internal and external partners.

• Addressing coverage issues swiftly and recommending external coverage counsel as necessary.

• Developing claims and litigation strategies, overseeing outside counsel assignments, and managing associated costs with a focus on efficiency.

• Communicating extensively and fostering relationships with senior executives, brokers, reinsurers, underwriters, and auditors.

• Supporting underwriting inquiries and drafting insightful reports on claim trends and risk assessments.

• Leading presentations and discussions concerning large loss claims and prevailing trends with Underwriters and Insureds.

• Participating in claim audits and special projects addressing department initiatives.

• Identifying and analyzing liability and coverage trends with a focus on improving processes and ensuring consistent claims management across business segments.

• Performing other related duties as assigned.

Qualifications:

* Juris Doctorate required.

* 5-7 years of experience in Management Liability claims handling.

* Proven track record of teamwork, meeting deadlines, and thriving in dynamic work environments.

* High-level skills in evaluating complex claims with substantial exposure.

* Exceptional ability to manage the flow of Financial Institutions claims and KPIs.

* Strong negotiation, communication, and interpersonal skills.

KEY SKILLS & ABILITIES:

* Minimum of 5-7 years in Management Liability claims management.

• Possess or obtain required state claims adjuster licenses within 90-120 days of hiring (preferred states are NY, CA, FL, and TX).

• Exhibit leadership and organizational skills or have experience in legal practice alongside claims management.

• Ability to influence and collaborate across all organizational levels, adept at resolving complex claims.

• Analytical and results-driven thinker with a comprehensive understanding of both immediate claim issues and broader portfolio impacts.

• Strong oral and written communication skills, capable of addressing conflicting expectations and viewpoints.

• Experience handling diverse management liability claims and presenting reports to senior management.

• Thorough knowledge of claims, litigation processes, and excellent analytical, investigative, and negotiation capabilities.

• Technical prowess in complex coverage analysis, financial institutions knowledge, coverage evaluation, and reserving.

• Excellent written communication and presentation skills.

• Proven supervisory experience with a track record of guiding teams effectively.

• Familiarity with KPIs, data analysis, and metrics is a plus.

You are a strategic thinker, passionate about delivering solutions to clients. You have found the right team.
As a Payments Sales Associate within the Financial Institutions Group - Foreign Banks and Broker Dealer segments, you will be instrumental in supporting Payments Sales Managers in forging sales relationships and generating new business from a diverse client base. Your role will involve effective collaboration with various departments such as client service, compliance, operations, technology, risk, credit, and legal to ensure the best product delivery. You will be responsible for gaining a thorough understanding of the market, our clients' industries, their organizational and operational structures, their purchasing processes, and business objectives. Your duties will also include managing a portfolio, facilitating proactive client engagement, collaborating with multiple internal partners, and developing solutions to meet our clients' strategic and complex needs. Furthermore, you will play a significant role in key relationship management initiatives such as billing and pricing, interest rate management, escalation tracking, and resolution, among others.
**Job responsibilities**
+ Understanding clients' business goals, environments, strategies, and industry trends to better determine their requirements and identify potential new business opportunities for J.P. Morgan Payments via appropriate solution(s); traditional cash management, FX, International payments, liquidity.
+ Develop account plans, briefing memos and support relationship reviews in partnership with the client service organization; understand the client's account structure, cash flow, product usage and global setup
+ Develop strong relationships within client's Treasury, Product and Operations organizations - anticipate client needs/challenges and proactively engage appropriate J.P. Morgan Payments partners to develop comprehensive solutions
+ Coordinate/negotiate KYC and onboarding documentation, internal credit processes, and help manage seamless integration with implementation partners - engage appropriate escalation points where necessary to meet client needs while managing expectations
+ Review and analyze transactional data to identify key trends, risks, pricing/billing inefficiencies and conduct pricing analysis and provide go forward strategy/recommendations
+ Think outside the box, identify new ways to advance team wide initiatives, and contribute as the voice of the client in cross-functional partner engagement to ensure alignment with broader firm wide interests and the client's objectives
**Required qualifications, capabilities, and skills**
+ 2 + years experience in cash management, transaction banking, merchant acquiring or related field
+ Strong verbal and written communication skills with the ability to synthesize complex problems into concise conclusions
+ Goal oriented with the ability to foster innovation and solve problems creatively
+ Strong time management, organizational and planning skills and ability to manage multiple priorities concurrently with keen attention to follow-up coordination
+ Ability to mobilize internal networks and resources
**Preferred qualifications, capabilities, and skills**
+ BA/BS
+ Knowledge and understanding of the JPMorgan Treasury Services products, pricing philosophy, and billing process/procedures, a plus
+ As the Foreign Banks and Broker Dealer team covers inbound customers from all regions, languages are a plus
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
Jersey City,NJ $95,000.00 - $120,000.00 / year

You are a strategic thinker, passionate about delivering solutions to clients. You have found the right team.

As a Payments Sales Associate within the Financial Institutions Group - Foreign Banks and Broker Dealer segments, you will be instrumental in supporting Payments Sales Managers in forging sales relationships and generating new business from a diverse client base. Your role will involve effective collaboration with various departments such as client service, compliance, operations, technology, risk, credit, and legal to ensure the best product delivery. You will be responsible for gaining a thorough understanding of the market, our clients' industries, their organizational and operational structures, their purchasing processes, and business objectives. Your duties will also include managing a portfolio, facilitating proactive client engagement, collaborating with multiple internal partners, and developing solutions to meet our clients' strategic and complex needs. Furthermore, you will play a significant role in key relationship management initiatives such as billing and pricing, interest rate management, escalation tracking, and resolution, among others.

Job responsibilities

• Understanding clients' business goals, environments, strategies, and industry trends to better determine their requirements and identify potential new business opportunities for J.P. Morgan Payments via appropriate solution(s); traditional cash management, FX, International payments, liquidity.
• Develop account plans, briefing memos and support relationship reviews in partnership with the client service organization; understand the client's account structure, cash flow, product usage and global setup
• Develop strong relationships within client's Treasury, Product and Operations organizations - anticipate client needs/challenges and proactively engage appropriate J.P. Morgan Payments partners to develop comprehensive solutions
• Coordinate/negotiate KYC and onboarding documentation, internal credit processes, and help manage seamless integration with implementation partners - engage appropriate escalation points where necessary to meet client needs while managing expectations
• Review and analyze transactional data to identify key trends, risks, pricing/billing inefficiencies and conduct pricing analysis and provide go forward strategy/recommendations
• Think outside the box, identify new ways to advance team wide initiatives, and contribute as the voice of the client in cross-functional partner engagement to ensure alignment with broader firm wide interests and the client's objectives

Required qualifications, capabilities, and skills

• 2 + years experience in cash management, transaction banking, merchant acquiring or related field
• Strong verbal and written communication skills with the ability to synthesize complex problems into concise conclusions
• Goal oriented with the ability to foster innovation and solve problems creatively
• Strong time management, organizational and planning skills and ability to manage multiple priorities concurrently with keen attention to follow-up coordination
• Ability to mobilize internal networks and resources

Preferred qualifications, capabilities, and skills

• BA/BS
• Knowledge and understanding of the JPMorgan Treasury Services products, pricing philosophy, and billing process/procedures, a plus
• As the Foreign Banks and Broker Dealer team covers inbound customers from all regions, languages are a plus

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary
Jersey City,NJ $95,000.00 - $120,000.00 / year

**Position Summary.**
As Senior Counsel, Financial Services, you will provide expert legal leadership across Walmart's broad financial services portfolio-encompassing credit cards, personal lending, BNPL, prepaid programs, digital wallets, subscription and loyalty products, and fintech partnerships. You'll serve as the primary in-house legal advisor for our innovative financial services products in the U.S., while also supporting external fintech partners and collaborating with international teams on emerging opportunities. Your work will help shape legal strategies that enable both domestic financial services growth and seamless integration of fintech initiatives globally. Serve as the primary financial services contact for our Government Affairs team tracking new legislation, proposed rules, regulatory guidance, and add valuable insights working with our industry groups to prepare comment letters on proposed rules and regulations. You will also serve as the lead lawyer on financial services AI initiatives related to payments, digital wallets, agentic AI, and the privacy issues associated with growing AI interfaces within Walmart payments.
**What you'll do.**
**Key Responsibilities**
**Money Services & Fintech Project Support**
+ Advise on fintech and digital wallet launches, fintech integration, and other strategic payment platform initiatives.
+ Support partnerships with money transmitters and banks-in product rollout, state/federal licensing, remittance tax compliance, and regulatory change management.
+ Collaborate cross-functionally (Compliance, Investigations, Operations, Product, Tech) on fraud mitigation, marketing disclosures, and data privacy integrations.
**Emerging Tech & AI in Financial Services**
+ Advise on cutting-edge AI initiatives, including regulatory and privacy considerations for Walmart's internal AI platforms, which supports thousands of AI applications company-wide.
+ Offer legal guidance for AI-driven financial tools-such as "super agents" (e.g., customer assistants like "Sparky")-that personalize user experiences and enhance payments, loyalty, and fintech engagement.
+ Counsel on the implementation of AI-powered fraud detection, risk management, and anomaly detection systems within financial services and fintech operations, ensuring compliance with data privacy and consumer protection laws.
+ Support legal structuring for AI-integrated fintech partners and platforms working with Walmart's financial services, including identity verification, transaction monitoring, and tailored credit offerings.
+ Collaborate with technology, compliance, data privacy, and product teams to align AI innovations with regulatory requirements, including privacy, transparency, bias mitigation, and governance policies.
**Regulatory, Compliance & E‑Signature Guidance**
+ Provide counsel on domestic and inbound regulatory inquiries (CFPB, FTC, State AGs, state banks).
+ Ensure compliance with core consumer financial regulations-Reg E, Reg Z, ECOA, FCRA, FDCPA, UDAAP, AML/fraud, remittance laws, TCPA, EFTA, GLBA, and licensing regimes.
+ Advise on implementation of compliant electronic signature processes (E‑Sign Act, UETA, UCC) across lending, card issuance, digital onboarding, and disclosures.
+ Partner with data privacy and security teams to apply global privacy standards (GLBA, GDPR, CCPA/CPRA, Safeguards Rule) across financial services.
**Supplier & Commercial Contracts**
+ Analyze and manage supplier and partner agreements, addressing exclusivity, territorial/channel restrictions, affiliate data sharing, agent‑principal dynamics, and corporate governance for spending authority.
+ Draft and negotiate supplier contract amendments, statements of work, and new agreements to support initiatives such as digital wallets, co‑branded payment products, and recurring revenue programs.
**Counsel to Business & Deal Desk Support**
+ Provide live, practical legal advice during internal meetings and supplier negotiations for Money Services, Business Products, and fintech collaborations.
+ Lead contract drafting for new commercial agreements and platform integrations tied to global fintech products and e-commerce offerings.
**Regulatory, Compliance & E‑Signature Guidance**
+ Provide counsel on domestic and inbound regulatory inquiries (CFPB, FTC, State AGs, state banks).
+ Ensure compliance with core consumer financial regulations-Reg E, Reg Z, ECOA, FCRA, FDCPA, UDAAP, AML/fraud, remittance laws, TCPA, EFTA, GLBA, and licensing regimes.
+ Advise on implementation of compliant electronic signature processes (E‑Sign Act, UETA, UCC) across lending, card issuance, digital onboarding, and disclosures.
+ Partner with data privacy and security teams to apply global privacy standards (GLBA, GDPR, CCPA/CPRA, Safeguards Rule) across financial services.
+ **Supplier & Commercial Contracts**
+ Analyze and manage supplier and partner agreements, addressing exclusivity, territorial/channel restrictions, affiliate data sharing, agent‑principal dynamics, and corporate governance for spending authority.
+ Draft and negotiate supplier contract amendments, statements of work, and new agreements to support initiatives such as digital wallets, co‑branded payment products, and recurring revenue programs.
+ **Counsel to Business & Deal Desk Support**
+ Provide live, practical legal advice during internal meetings and supplier negotiations for Money Services, Business Products, and fintech collaborations.
+ Lead contract drafting for new commercial agreements and platform integrations tied to global fintech products and e-commerce offerings.
What you'll bring:
+ **Experience & Qualifications**
+ 8+ years of experience in legal roles supporting consumer financial services or fintech operations-either in-house or with a law firm.
+ Credit card experience desirable, including advising on card program structure, billing and dispute resolution, APR disclosures, fees, underwriting and co‑brand card models.
+ Deep expertise in Reg Z and Reg E in retail financial services contexts.
+ Strong background in banking regulation, including licensing, money transmitter laws, state and federal oversight.
+ Experience supporting digital wallet, payments, and fintech product development-guiding legal and regulatory aspects.
+ Experience at a financial regulator (e.g., CFPB, FTC, or state banking authority) or working with regulators provides a meaningful advantage.
+ Proven ability to translate legal risk into practical, business-focused advice.
+ Excellent written and verbal communication skills, with the ability to collaborate across diverse teams and convey legal guidance to non-law audiences.
+ Practical judgment and a commercial mindset sharpened in fast-paced environments.
At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.
‎
‎br> r>You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.
r>For information about PTO, see .
r> r>Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
r>Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.
r>For information about benefits and eligibility, see One.Walmart ( .
r>Hoboken, New Jersey US-10649:The annual salary range for this position is $156,000.00-$12,000.00
r>Bentonville, Arkansas US-30010:The annual salary range for this position is 130,000.00- 260,000.00
r> r> r> r> r> r> r> r> r> r>Additional compensation includes annual or quarterly performance bonuses.
r>Additional compensation for certain positions may also include:
r> r>- Stock
r> r>**Minimum Qualifications.**
_Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications._
Law degree from an accredited law school and 5 years' experience in law.
License to practice law in at least one state.
**Preferred Qualifications.**
_Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications._
Leading cross-functional teams
**Primary Location.**
121 River St, Hoboken, NJ , United States of America
Walmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment.
Walmart, Inc. is an Equal Opportunity Employer- By Choice. We believe we are best equipped to help our associates, customers, and the communities we serve live better when we really know them. That means understanding, respecting, and valuing diversity- unique styles, experiences, identities, abilities, ideas and opinions- while being inclusive of all people.

**About Lumen**
Lumen connects the world. We are igniting business growth by connecting people, data and applications - quickly, securely, and effortlessly. Together, we are building a culture and company from the people up - committed to teamwork, trust and transparency. People power progress.
We're looking for top-tier talent and offer the flexibility you need to thrive and deliver lasting impact. Join us as we digitally connect the world and shape the future.
**The Role**
The Lumen Strategic Technologies Partnership team is at the forefront of industry and AI transformations. We provide industry insights, provide thought leadership to customers, and inspire solutions that empower our partners to innovate, adapt, and delight their own customers. Our collaborative approach involves working closely with customers, partners (Hyperscalers, ISVs, SIs), and industry leaders to drive success on Lumen through impactful industry solutions that enable digital transformation.
We are seeking a dynamic Industry Strategist with deep industry expertise in financial services vertical (FSI). As the FSI Strategist, you will play a pivotal role in developing and executing Lumen's industry strategy, identifying market gaps, and driving growth through industry priority scenarios and innovative solutions enabled by Lumen + partners. This position requires a senior, visionary thought leader who can navigate a transforming technology & business landscape to motivate both an industry and its strategic partners, to create scaling value through industry narratives and solutions.
This role drives growth and will initially focus on developing and validating an industry strategy, quickly moving into developing a full set of field ready assets to enable high impact industry solutions in conjunction with strategic partners, including integrated software vendors (ISV), systems integrators (SI), and Hyperscale partnerships, that deliver strategic joint value to our mutual customers. This role is equally responsible for driving awareness through thoughtful internal and external awareness campaigns out the thought leadership and industry narratives you developed, drive go-to-market motions, and pairing our partners with Lumen direct sellers to co-sell customer deals.
The ideal candidate must possess a deep understanding of the financial services industry. The candidate must possess strong relationship-building skills and ideally a proven track record in strategic planning and execution with partner organizations.
**The Main Responsibilities**
+ **Industry Strategy:** Bring experience and knowledge to develop a financial services industry specific strategy that best positions Lumen's portfolio in concert with partners, creating Lumen's point of view and narrative for the industry, industry priority pillars, customer scenarios and industry solutions. The strategy output will be scaled through awareness campaigns.
+ **Strategic Partnership:** Collaborate with the entire Lumen team including our team's field CTO, our Global Partnership teams, and our Product teams to land and scale our industry priority scenarios.
+ **Ecosystem Engagement:** Engage with our partner ecosystem to identify and scale our strategic and market-moving partners. You will play a pivotal role in enabling priority scenarios by mutual value creation and driving partner enablement to support Cosell motions that leads to market expansion.
+ **GTM Planning:** Develop a clear Go-To-Market (GTM) strategy and execution plan for industry priority scenarios. Execution plan includes generating awareness, acquiring customers, identifying target audience, analyze competitors and prepare differentiated points of view.
+ **Thought Leadership:** Think beyond the status quo. Drive transformation and innovation by advocating co-innovation with customers. Be the go-to industry subject matter expert (SME) with a purpose-driven solutions portfolio to increase reach and speed to market.
+ **Competitive Differentiation:** Evangelize unique selling proposition, brand identity, and niche focus by creating messaging and emotional appeal. Understand what sets us apart and use that insight to drive consensus building with existing and new clients.
+ **Trusted Advisor:** Support solution sales by providing commercial teaching. Help customers see the value we bring and establish yourself as a trusted advisor.
+ **Cross-Team Collaboration:** Participate in cross-team governance processes. Represent the needs of industry solutions, customers, and the field. Collaborate with product teams and corporate functions to accelerate innovative strategies.
+ **Performance Excellence:** Drive business results. Deliver robust reporting and learnings to enhance our impact.
+ **Industry Advocacy:** Be an advocate for the industry within Lumen. Champion our industry solutions and ecosystem of partners and contribute to industry thought leadership.
**What We Look For in a Candidate**
+ Experience and strong understanding of financial service industry - and the value / cost drivers that can move the industry for LumenDemonstrated experience as a senior industry solution sales or consulting position in a competing company or partner
+ Deep industry expertise to enable translation of business requirements into field and customer messaging and readiness materialsClear communicator with ability to translate technology solutions into business outcome driven sales tools
+ Experience in sales, sales management, complex sales training, sales methodologies, broad evangelism through events & campaigns, and consultative selling
+ Knowledge & influence within industry forums, tradeshows, committees
+ Skilled at prioritization, creating order and marshalling resources towards achieving a common goal
+ Experience in managing virtual teams without direct reporting authority
+ Confidence operating autonomously, often within ambiguity, and the flexibility to accommodate change and thrive amid ambiguity
+ Passion for technology as an enabler for Lumen's growth
+ Bachelor's Degree and related field experience
**Compensation**
This information reflects the anticipated base salary range for this position based on current national data. Minimums and maximums may vary based on location. Individual pay is based on skills, experience and other relevant factors.
Location Based Pay Ranges
$149,084 - $98,779 in these states: AL AR AZ FL GA IA ID IN KS KY LA ME MO MS MT ND NE NM OH OK PA SC SD TN UT VT WI WV WY
156,539 - 208,718 in these states: CO HI MI MN NC NH NV OR RI
163,993 - 218,657 in these states: AK CA CT DC DE IL MA MD NJ NY TX VA WA
Lumen offers a comprehensive package featuring a broad range of Health, Life, Voluntary Lifestyle benefits and other perks that enhance your physical, mental, emotional and financial wellbeing. We're able to answer any additional questions you may have about our bonus structure (short-term incentives, long-term incentives and/or sales compensation) as you move through the selection process
Learn more about Lumen's:
Benefits ( Structure
#LI-Remote #LI-MK1
Requisition #:
**Background Screening**
If you are selected for a position, there will be a background screen, which may include checks for criminal records and/or motor vehicle reports and/or drug screening, depending on the position requirements. For more information on these checks, please refer to the Post Offer section of our FAQ page ( . Job-related concerns identified during the background screening may disqualify you from the new position or your current role. Background results will be evaluated on a case-by-case basis.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
**Equal Employment Opportunities**
We are committed to providing equal employment opportunities to all persons regardless of race, color, ancestry, citizenship, national origin, religion, veteran status, disability, genetic characteristic or information, age, gender, sexual orientation, gender identity, gender expression, marital status, family status, pregnancy, or other legally protected status (collectively, "protected statuses"). We do not tolerate unlawful discrimination in any employment decisions, including recruiting, hiring, compensation, promotion, benefits, discipline, termination, job assignments or training.
**Disclaimer**
The job responsibilities described above indicate the general nature and level of work performed by employees within this classification. It is not intended to include a comprehensive inventory of all duties and responsibilities for this job. Job duties and responsibilities are subject to change based on evolving business needs and conditions.
In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Please be advised that Lumen does not require any form of payment from job applicants during the recruitment process. All legitimate job openings will be posted on our official website or communicated through official company email addresses. If you encounter any job offers that request payment in exchange for employment at Lumen, they are not for employment with us, but may relate to another company with a similar name.
**Application Deadline**
10/15/2025

Financial Services Manager - Regulatory & Financial Risk
Our Deloitte Regulatory, Risk & Forensic team helps client leaders translate multifaceted risk and an evolving regulatory environment into defensible actions that strengthen, protect, and transform their organizations. Join our team and use advanced data, AI, and emerging technologies with industry insights to help clients bring clarity from complexity and accelerate their path to value creation.
Recruiting for this role ends on November 30, 2025
Work You'll Do
As a Manager, you will have opportunities to:
+ Learn how to identify, evaluate, and prioritize business, operational, regulatory, and technology risks as well as risk mitigation strategies for our clients
+ Understand the impact of key technology trends and workforce changes impacting our clients through engagement with innovative and emergent technologies, including cloud computing, big data and analytics, process automation, artificial intelligence / machine learning, and other digital strategies
+ Manage the development of client deliverables or for internal business needs
+ Serve on workstreams for complex projects, liaise with client counterparts, and actively participate in discussions on project management and work delivery needs
+ Manage project teams in providing recommendations to improve or transform processes to gain efficiencies or scale or reduce risk for our clients
+ Manage internal business development initiatives and sales opportunities, including the creation of external-facing industry perspectives, lead generation materials, or sales proposals
+ Produce quality work products independently and collectively with team members throughout development lifecycle from initial conception to implementation
+ Engage with industry participants on market trends, competitive activities, and topic-specific discussions impacting the industry, potentially including with clients, industry consortiums, or trade groups or committees
The Team
Our Regulatory & Financial Risk offering supports clients' regulatory and compliance needs, balancing risk and regulatory requirements with enhancing business value and optimizing outcomes. We deliver enhanced value through strategic transformation, end-to-end implementation, and a focus on business-as-usual sustainability across processes, controls, and data & analytic infrastructures.
Qualifications
Candidates will have exceptional records of professional achievement, experience working in a relevant financial services industry sector, and a demonstrated capacity and enthusiasm for self-paced development. Candidates will be expected to motivate others, build constructive relationships with clients and colleagues, and work both independently and as part of a team. Successful candidates will demonstrate an aptitude for complex problem-solving and analytical skills and the ability to communicate complex ideas clearly and persuasively across a variety of strategic, operational, technological, and risk management matters.
Required Qualifications
+ Bachelor's degree
+ 7+ years of experience working in the financial services or consulting industry related to one or more of the following Financial Services industries: consumer or corporate banking, investment banking or capital markets, investment management, wealth management, trust company, insurance provider, or related service provider
+ Strong relationship management skills, particularly the ability to build constructive and productive working relationships with clients and among Deloitte practitioners
+ Experience with business transformation, regulatory remediation or change management initiatives as a result of strategic, regulatory, risk-related, technological, or operational evolutions
+ Strong project / program management skills, particularly possessing a strong work ethic, a commitment to excellence in work product delivery, and the ability to independently manage multiple priorities and deadlines
+ Strong oral and written communication skills, including the ability to lead business proposal development and sales presentations
+ Knowledge of a range of financial services business models, products, and services particular to the applicable industry
+ Experience in banking, digital assets or capital markets
+ Ability to travel up to 50%, based on the work you do and the clients and industries/sectors you serve
+ Limited immigration sponsorship may be available
Preferred Qualifications
+ Experience with business transformation, regulatory remediation or change management initiatives as a result of strategic, regulatory, risk-related, technological, or operational evolutions
+ Direct working experience related to product management, regulatory compliance, risk management or controls oversight
+ Direct working experience at a financial services regulator (e.g., OCC, FRB)
+ Direct working experience developing bank licensing applications and their related business plans
+ Direct working experience using, implementing, or supporting systems related to any of the following topics: trading, operations, lending, core banking platforms, compliance monitoring, regulatory reporting, risk or case management, or data management
+ Direct working experience related to any of the following topics: process design, mapping, or development; workflow development; user acceptance testing; data mapping, management, migration, or visualization / analytics; system configuration and testing; status monitoring and issue resolution
+ Experience in translating risk requirements to user stories to drive new product and system launches
+ Advanced proficiency with Microsoft Office products, particularly Microsoft PowerPoint, Excel, and Visio
The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $144,200-$265,600.
Information for applicants with a need for accommodation: om/us/en/pages/careers/articles/join-deloitte-assistance-for-disabled-applicants.html
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.