4,942 Insurance Products jobs in the United States

Our client is seeking a highly analytical and detail-oriented Actuarial Analyst to join their innovative insurance team, based in Kansas City, Missouri, US , though this role is fully remote. You will play a crucial role in the development, pricing, and management of life insurance products. This position requires a strong foundation in actuarial science, excellent quantitative skills, and a thorough understanding of insurance principles and regulations. The ideal candidate will be proficient in using actuarial software and statistical modeling techniques to perform complex calculations, analyze risk, and project future financial outcomes. Responsibilities include developing and maintaining pricing models, performing reserving calculations, analyzing policyholder data, supporting product development initiatives, and preparing reports for management and regulatory bodies. You will collaborate with various departments, including product management, marketing, and finance, to ensure the financial soundness and market competitiveness of the company's life insurance offerings. A commitment to professional development and achieving actuarial designations (e.g., ASA, FSA) is essential. The successful candidate will possess excellent problem-solving abilities, strong communication skills, and the capacity to work independently and as part of a remote team. Experience with advanced statistical software and programming languages (e.g., R, Python, SQL) is highly desirable. A Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field is required, along with progress towards or attainment of actuarial exams. A minimum of 3 years of relevant experience in the life insurance industry is necessary.

Our client is seeking a highly qualified Senior Actuary specializing in life insurance products to join their fully remote actuarial team. This position offers the flexibility to work from anywhere in the US and is crucial for shaping the financial strategy and product development of our life insurance portfolio. You will be responsible for pricing new products, managing reserves, conducting experience studies, and performing asset-liability management (ALM) for our life insurance lines of business. The ideal candidate will have a strong foundation in actuarial principles and methodologies, with extensive experience in life insurance product development and valuation. Proficiency in actuarial software (e.g., GGY AXIS, Prophet) and advanced Excel modeling is essential. You will collaborate with various departments, including product development, finance, and risk management, to ensure the profitability and solvency of our insurance offerings. Key responsibilities include developing and maintaining complex actuarial models, analyzing financial risks, and providing insights to support strategic decision-making. The Senior Actuary will also be involved in regulatory compliance, staying abreast of industry changes and requirements. This role demands exceptional analytical, problem-solving, and communication skills, as well as the ability to work independently and effectively in a remote environment. You will play a key role in driving profitability and ensuring the long-term success of our life insurance business. We are looking for a detail-oriented, proactive professional who can deliver accurate and insightful actuarial analysis. This opportunity comes with a competitive compensation package, including a substantial salary and comprehensive benefits, along with the flexibility of a remote work arrangement.

Our client is seeking a highly accomplished Senior Actuarial Analyst to join their esteemed actuarial team in **Indianapolis, Indiana, US**. This pivotal role will focus on the pricing, valuation, and financial modeling of life insurance products. The successful candidate will play a key role in ensuring the profitability and solvency of the company's life insurance portfolio by applying sophisticated actuarial techniques and insightful analysis.

Responsibilities include:

• Developing and maintaining pricing models for new and existing life insurance products.
• Performing actuarial valuations and reserving calculations in accordance with regulatory requirements (e.g., GAAP, IFRS).
• Conducting profitability analysis and projecting future financial performance.
• Assisting in the development and implementation of new actuarial software and tools.
• Collaborating with underwriting, product development, and finance departments.
• Analyzing market trends and competitor activities to inform product strategy.
• Communicating complex actuarial concepts and findings to non-actuarial stakeholders.
• Supporting internal and external audits of actuarial data and methodologies.
• Contributing to the professional development of junior analysts.

The ideal candidate must have passed a significant number of actuarial exams (e.g., Associate of the Society of Actuaries - ASA or Fellow of the Society of Actuaries - FSA designation in progress or completed) and possess a Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field. A minimum of 5 years of relevant actuarial experience in the life insurance sector is required. Proficiency in actuarial software (e.g., Prophet, TAI) and advanced Excel skills are essential. Experience with programming languages such as SQL, Python, or R is a strong plus. Excellent analytical, problem-solving, and communication skills are paramount. This role offers a significant opportunity for professional growth and influence within a leading insurance provider located in **Indianapolis, Indiana, US**, known for its thriving business environment.

Our client is a prominent insurance provider committed to offering innovative and comprehensive health insurance solutions. We are seeking a highly analytical and detail-oriented Senior Actuarial Analyst to join our dynamic team in **Boston, Massachusetts, US**. This role is critical in developing, pricing, and managing a portfolio of health insurance products, ensuring their financial viability and competitiveness in the market. You will leverage advanced statistical modeling techniques and data analysis to assess risks, project future claims costs, and determine appropriate premium rates. Responsibilities include conducting experience studies, performing reserve calculations, evaluating the impact of regulatory changes, and collaborating with underwriting, product development, and finance departments. The ideal candidate will have a strong understanding of actuarial principles, a robust knowledge of health insurance products, and a proven ability to translate complex data into actionable business insights. This position requires excellent quantitative skills, proficiency in actuarial software and programming languages, and strong communication abilities to present findings and recommendations to stakeholders. This role offers a challenging and rewarding opportunity to shape the future of health insurance offerings within a leading organization.

Key Responsibilities:

• Develop, price, and maintain health insurance products, ensuring profitability and market competitiveness.
• Perform experience analyses to evaluate claim trends, utilization patterns, and the adequacy of reserves.
• Utilize actuarial modeling software and programming languages (e.g., R, Python, SAS) for data analysis and projection.
• Calculate and recommend premium rates, benefit designs, and policy terms.
• Assess the financial impact of regulatory changes, market trends, and competitive pressures.
• Collaborate with underwriting, product development, and claims departments to support product strategy.
• Prepare and present actuarial reports and findings to management and other stakeholders.
• Assist in the development and testing of new actuarial tools and methodologies.
• Ensure compliance with all actuarial standards of practice and regulatory requirements.
• Mentor junior actuarial staff and contribute to team development.

Qualifications:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
• Progress towards or achievement of ASA/FSA (Associate/Fellow of the Society of Actuaries) designation.
• A minimum of 5 years of actuarial experience, with a significant focus on health insurance.
• Proficiency in actuarial modeling software and data analysis tools.
• Strong understanding of health insurance products, benefits, and relevant regulations (e.g., ACA).
• Excellent analytical, problem-solving, and quantitative skills.
• Effective written and verbal communication skills, with the ability to explain complex actuarial concepts clearly.
• Ability to work independently and collaboratively in a team environment.
• Experience with data visualization tools is a plus.

Our client, a highly respected insurance provider, is seeking a dedicated Senior Actuarial Analyst to join their esteemed team in **Raleigh, North Carolina, US**. This role is crucial for the development, pricing, and analysis of life insurance products. The ideal candidate will possess strong analytical skills, a deep understanding of actuarial principles, and a proven ability to manage complex datasets. You will work collaboratively with underwriting, product development, and finance teams to ensure the profitability and competitiveness of our client's product portfolio. This position offers a stimulating work environment and significant opportunities for professional growth within the insurance industry.

Responsibilities:

• Perform complex actuarial analyses for the pricing and valuation of life insurance products.
• Develop and maintain actuarial models using specialized software and programming languages.
• Analyze policy data, mortality experience, and industry trends to inform pricing strategies.
• Assist in the design and development of new life insurance products.
• Ensure compliance with all relevant regulatory requirements and actuarial standards.
• Prepare detailed reports and presentations on actuarial findings for management and stakeholders.
• Collaborate with underwriting, claims, and finance departments to provide actuarial support.
• Support reserve calculations and financial forecasting activities.
• Mentor junior actuarial staff and review their work.
• Stay updated on industry best practices and emerging actuarial techniques.

Qualifications:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
• Progress towards or achievement of actuarial designations (e.g., ASA, FSA, ACAS, FCAS) is highly desirable.
• Minimum of 5 years of actuarial experience, with a specialization in life insurance.
• Proficiency in actuarial modeling software (e.g., Prophet, MoSes) and programming languages (e.g., SQL, Python, R).
• Strong understanding of life insurance products, including pricing, reserving, and financial reporting.
• Excellent analytical, problem-solving, and critical thinking skills.
• Effective written and verbal communication skills, with the ability to explain complex technical concepts.
• Strong attention to detail and accuracy.
• Ability to work independently and manage multiple priorities in a fast-paced environment.
• Experience working in **Raleigh, North Carolina, US** is a plus.

This is an excellent opportunity to contribute significantly to a leading insurance company and advance your career in actuarial science in **Raleigh, North Carolina, US**.

Please note: This is a flexible role. Open to candidates in CA (preferred), OR, WA. HI, or CO.
Job Summary:
Develops product strategy for multiple markets, product types, or lines of business (LOBs), while leading regular ideation sessions to build a robust product pipeline that advances market goals. Partners internally and externally on concept development and overall vision for new offerings and strategic approaches, applying deep competitive and market insight to guide multiple products, portfolios, and initiatives. Brings the organization together to assess feasibility, define and execute development, and secure executive alignment for implementation. Acts as the product authority to SVPs, Regional VPs, Sales & Account Management, and outside consultants to enable a high degree of sales, marketing, and customer support, including member and customer experience. Serves as a subject matter expert and consultant across multiple markets, product types, programs, and LOBs. Reviews, provides feedback, and grants ultimate approval on business case development for complex initiatives, ensuring product requirements align with KP objectives and market needs. Oversees implementations of varying complexity across multiple products, markets, and portfolios, while leading training and change management activities. Leverages deep expertise in product policy, end-to-end administration, and cross-functional collaboration with SVPs, Regional/National VPs, Consultants, Underwriting, Actuarial Services, Regulatory, and Benefits.
Demonstrates proven expertise in the full product cycle, including a deep understanding of product design and the end-to-end experience of bringing new offerings to market. Brings seasoned leadership with strong executive presence and exceptional presentation and communication skills. Offers deep knowledge of health insurance products (HMO, PPO, POS, Self-Funding, etc.) and extensive experience managing large commercial product portfolios. Operates successfully within a highly regulated state and federal environment to ensure compliant, market-responsive, and innovative product development.
Essential Responsibilities:
+ Builds organizational capacity and prepares high potentials for growth opportunities and advancement; builds collaborative networks inside and outside the organization for self and others. Provides framework for soliciting and acting on performance feedback; drives collaboration to set goals and provide open feedback and coaching to foster performance improvement. Models and drives continuous learning and oversees the recruitment, selection, and development of talent; stays current with industry trends, benchmarks, and best practices; ensures performance management guidelines and expectations to achieve business needs. Acts as a thought leader on industry trends, benchmarks, and best practices; shares best practices within and across teams to drive improvement. Motivates and empowers teams; maintains a highly skilled and engaged workforce by aligning cross-functional resource plans with business objectives. Provides guidance when difficult decisions need to be made; creates opportunities for expanded scope of decision making and impact across teams.
+ Oversees the operation of multiple units and/or departments by identifying member and operational needs; ensures the management of work assignment allocation and completion; translates business strategy into actionable business requirements; ensures products and/or services meet member requirements and expectations while aligning with organizational strategies. Engages strategic, cross-functional business units to champion and drive support for business plans and priorities; assumes responsibility for decision making; sets standards, measures progress, and ensures resolution of escalated issues. Sets and communicates goals and objectives; analyzes resources, costs, and forecasts and incorporates them into business plans; obtains and distributes resources. Anticipates and removes obstacles that impact performance; addresses performance gaps and implements contingency plans accordingly; ensures teams accomplish business objectives; serves as a subject-matter expert and trusted source to executive leadership; provides influence and consultation in the development of the larger organizational or business strategy.
+ Owning business-case development by: reviewing, providing feedback, and providing ultimate approval on business case development for complex initiatives.
+ Owning product implementation or program management by: overseeing multiple product implementations from simple to complex across multiple markets, products, or LOBs.
+ Owns product portfolio feasibility and development by: collaborating among the organization to perform product feasibility on any initiative, product type, or portfolio; and defining and executing the development of the product or initiative through executive alignment and influence for implementation.
+ Applies product knowledge by: leveraging an expert understanding and experience of product policy, end-to-end product administration, and content area knowledge working with SVPs, Regional/National VPs, Consultants, Underwriting, Actuarial Services, Regulatory, and Benefits.
+ Manages product strategy and ideation by: developing product strategy for multiple markets, product types, or product lines of business (LOB) in addition to managing regular ideation sessions focused on building a robust product pipeline to achieve market goals; and partnering internally and externally in ideation, concept development, and overall vision of a new offering or strategic approach.
+ Owns product training and change management by: developing and delivering all product training and change management actives across their respective markets, products, and LOBs.
+ Oversees team management by: managing a team of director(s), manager(s), and direct reports that spans multiple products, portfolios, and initiatives.
Minimum Qualifications:
+ Minimum five (5) years of experience leading teams with direct reports.
+ Bachelors degree from an accredited college or university AND minimum twelve (12) years of experience in health care, product development and management, strategy development and execution, finance, sales and account management, marketing, consulting, benefits, program management, or a directly related field OR minimum fifteen (15) years of experience in health care, product development and management, strategy development and execution, finance, sales and account management, marketing, consulting, benefits, program management, or a directly related field.
Additional Requirements:
+ Knowledge, Skills, and Abilities (KSAs): Business Acumen; Change Management; Negotiation; Innovative Mindset; Applied Data Analysis; Benefit Plans; Business Relationship Management; Conflict Resolution; Managing Diverse Relationships; Client and Domain Knowledge; Product Design; Product Development Life Cycle; Product Performance; Production Support; Process Validation; Project Management; Project Management Tools; Risk Assessment; Time Management; Quality Assurance Process; Service Focus; Operational Policy; External Health Care Compliance; Strategic Program Management; Market Analysis
COMPANY: KAISER
TITLE: Senior Director of CA & HI Product (Health Insurance Products)
LOCATION: Oakland, California
REQNUMBER:
External hires must pass a background check/drug screen. Qualified applicants with arrest and/or conviction records will be considered for employment in a manner consistent with Federal, state and local laws, including but not limited to the San Francisco Fair Chance Ordinance. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, protected veteran, or disability status.

medical insurance, dental insurance, life insurance, vision insurance, paid time off, paid holidays, sick time, 401(k), retirement plan

REPORTING RELATIONSHIPS: This position reports to the Underwriting Manager.

DUTIES AND RESPONSIBILITIES:

* Review new business submissions and make pricing recommendations in accordance with internal strategy and department goals

* Utilize analytical skills, problem-solving and critical thinking to reach business decisions

* Mentor less experienced team members and develop training materials for internal stakeholders

* Collaborate with external partners including carrier representatives

* Communicate and build relationships with insurance and benefits department team members

* Review and update benefit plan documents and procedures to ensure they align with current regulations

* Regulatory Updates for federal, state and local laws and regulations related to client benefits.

* Maintain accurate and up-to-date records of the client benefits products, ensuring compliance with data retention and privacy requirements

* Provide guidance and training to employees and managers supporting client benefits products to ensure compliant procedures, adequate training and record-keeping requirements.

* Prepare and submit timely reports to regulatory agencies and participate in any audits that occur both internally and outside of BBSI.

* Identify and address compliance issues, working with relevant departments to implement corrective actions.

* Complete assigned workflow in a timely and accurate manner

CORE TRAITS/COMPETENCIES:

* Advanced knowledge of health-care industry, benefit design, and underwriting strategies

* Excellent critical thinking and analytical skills

* Advanced communication, ability to simplify complex concepts

* Flexibility and organizational skills, able to prioritize workload as needed based on volume

* Strong interpersonal skills, can thrive as an individual contributor and in a team setting

QUALIFICATIONS:

* Bachelor's degree required in Business, Accounting, Finance, or related field preferred

* 5+ years of health insurance underwriting experience required

* Ability to collect, reconcile, analyze, and summarize data at an advanced level

* Exceptional attention to detail and an ability to produce accurate outputs

* Strong written and verbal communication skills

* Broad range of skills with technology including Microsoft Office Suite and Excel

Salary and Other Compensation :

The starting hourly rate for this position is between 80-95K per year. Factors which may affect starting pay within this range may include geography, skills, education, experience, certifications, and other qualifications of the candidate.

This position is also eligible for annual incentive pay equal to 8% of annual regular pay, prorated in the first year, in accordance with the terms of the Company's plan.

Benefits : The Company offers the following benefits for this position, subject to applicable eligibility requirements: medical insurance, health savings account, flexible savings account, dental insurance, vision insurance, 401(k) retirement plan, accidental death and dismemberment, life insurance, voluntary life insurance, voluntary disability insurance, voluntary accident, voluntary critical care, voluntary hospital indemnity, legal, identity & fraud protection, commuter benefits, pet insurance, employee stock purchase program, and an employee assistance program.

Paid Time Off : Accrued sick leave of 1 hour for every 40 hours of work, with maximum based on state or regional requirements; vacation accrues up to 80 hours in the first year, up to 120 hours in years 2-4, and up to 160 hours in the fifth year; 6 paid holidays annually, 4 paid volunteer days annually.

Diversity and Inclusion are critical parts of our corporate culture. BBSI strives to create a workplace where everyone feels included and empowered to bring their full, authentic selves to work, and is treated fairly. BBSI is an equal opportunity employer and makes employment decisions on the basis of merit.

If you meet the above requirements, we welcome the opportunity to learn more about you. For more information, visit us at www. Please apply via this posting and not by contacting our local or corporate offices.

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Our client, a distinguished insurance provider, is seeking a meticulous and analytical Insurance Underwriter to join their team in Tampa, Florida, US . This hybrid role offers a blend of in-office collaboration and remote flexibility, allowing you to contribute effectively to our client's success. As an Insurance Underwriter, you will play a critical role in assessing and selecting risks for insurance policies, ensuring profitability and solvency for the company. You will analyze applications, financial data, and other relevant information to determine the terms, conditions, and pricing of insurance policies. Your expertise will be vital in managing a portfolio of risks and making informed decisions that balance business objectives with prudent risk management. Key responsibilities include:

• Evaluating insurance applications and related documentation to assess risk exposure.
• Determining appropriate coverage levels, deductibles, and premiums based on risk assessment and company guidelines.
• Interpreting and applying underwriting policies, procedures, and regulatory requirements.
• Communicating underwriting decisions and rationale clearly to agents, brokers, and internal teams.
• Developing and maintaining strong relationships with agents and brokers to foster business growth.
• Monitoring the performance of assigned insurance portfolios and identifying trends or areas for concern.
• Collaborating with claims and actuarial departments to provide insights on risk and pricing.
• Staying updated on industry best practices, market trends, and competitor activities.
• Participating in training and development initiatives to enhance underwriting expertise.

The ideal candidate will possess a Bachelor's degree in Business, Finance, Economics, or a related field. A minimum of 3-5 years of experience in insurance underwriting, with a focus on commercial lines or specialty insurance, is required. Strong analytical, decision-making, and problem-solving skills are essential. Proficiency in underwriting software and excellent written and verbal communication skills are a must. A commitment to professional development, such as pursuing underwriting designations (e.g., INS, AU), is highly valued. This role requires a candidate who can effectively manage their time and workload in both an office and remote setting.

Our client is a leading insurance provider seeking an experienced and detail-oriented Insurance Underwriter to join their remote-first team. This role is crucial in assessing and managing risk for our client's diverse portfolio of insurance policies. You will be responsible for analyzing applications, evaluating potential risks, determining policy terms and premiums, and ensuring compliance with underwriting guidelines and regulatory requirements. The ideal candidate possesses strong analytical skills, a keen eye for detail, and a deep understanding of insurance principles and financial markets.

Responsibilities:

• Evaluate insurance applications, assessing risks and exposures associated with potential policyholders.
• Analyze financial statements, credit reports, claims history, and other relevant data to determine insurability.
• Determine appropriate policy terms, conditions, and premium rates based on risk assessment and company guidelines.
• Communicate underwriting decisions and rationale clearly to agents, brokers, and internal stakeholders.
• Maintain up-to-date knowledge of insurance products, market trends, and regulatory changes.
• Collaborate with claims departments, actuaries, and other relevant teams to ensure effective risk management.
• Develop and maintain strong relationships with agents and brokers, providing expert underwriting support.
• Identify opportunities for business growth while adhering to prudent underwriting standards.
• Ensure compliance with all relevant laws, regulations, and company policies.
• Participate in ongoing professional development and training to enhance underwriting expertise.

Qualifications:

• Bachelor's degree in Finance, Business Administration, Economics, or a related field.
• Minimum of 4 years of experience in insurance underwriting, with a focus on (specific insurance line, e.g., Commercial Property, General Liability, Personal Lines).
• Strong analytical and problem-solving skills, with the ability to interpret complex data.
• In-depth knowledge of insurance principles, risk management, and legal/regulatory requirements.
• Proficiency in underwriting software and tools.
• Excellent written and verbal communication skills.
• Ability to work independently, manage a high workload, and meet deadlines in a remote environment.
• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or similar are highly valued.
• Demonstrated ability to make sound underwriting decisions.
• High level of integrity and ethical conduct.

This is a fully remote position, offering flexibility and the opportunity to work from anywhere within the US, requiring strong self-discipline and excellent communication skills to thrive in a virtual team.