1,094 Insurance Underwriter jobs in the United States
Insurance Underwriter
Posted 3 days ago
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Job Description
medical insurance, dental insurance, life insurance, vision insurance, paid time off, paid holidays, sick time, 401(k), retirement plan
REPORTING RELATIONSHIPS: This position reports to the Underwriting Manager.
DUTIES AND RESPONSIBILITIES:
* Review new business submissions and make pricing recommendations in accordance with internal strategy and department goals
* Utilize analytical skills, problem-solving and critical thinking to reach business decisions
* Mentor less experienced team members and develop training materials for internal stakeholders
* Collaborate with external partners including carrier representatives
* Communicate and build relationships with insurance and benefits department team members
* Review and update benefit plan documents and procedures to ensure they align with current regulations
* Regulatory Updates for federal, state and local laws and regulations related to client benefits.
* Maintain accurate and up-to-date records of the client benefits products, ensuring compliance with data retention and privacy requirements
* Provide guidance and training to employees and managers supporting client benefits products to ensure compliant procedures, adequate training and record-keeping requirements.
* Prepare and submit timely reports to regulatory agencies and participate in any audits that occur both internally and outside of BBSI.
* Identify and address compliance issues, working with relevant departments to implement corrective actions.
* Complete assigned workflow in a timely and accurate manner
CORE TRAITS/COMPETENCIES:
* Advanced knowledge of health-care industry, benefit design, and underwriting strategies
* Excellent critical thinking and analytical skills
* Advanced communication, ability to simplify complex concepts
* Flexibility and organizational skills, able to prioritize workload as needed based on volume
* Strong interpersonal skills, can thrive as an individual contributor and in a team setting
QUALIFICATIONS:
* Bachelor's degree required in Business, Accounting, Finance, or related field preferred
* 5+ years of health insurance underwriting experience required
* Ability to collect, reconcile, analyze, and summarize data at an advanced level
* Exceptional attention to detail and an ability to produce accurate outputs
* Strong written and verbal communication skills
* Broad range of skills with technology including Microsoft Office Suite and Excel
Salary and Other Compensation :
The starting hourly rate for this position is between 80-95K per year. Factors which may affect starting pay within this range may include geography, skills, education, experience, certifications, and other qualifications of the candidate.
This position is also eligible for annual incentive pay equal to 8% of annual regular pay, prorated in the first year, in accordance with the terms of the Company's plan.
Benefits : The Company offers the following benefits for this position, subject to applicable eligibility requirements: medical insurance, health savings account, flexible savings account, dental insurance, vision insurance, 401(k) retirement plan, accidental death and dismemberment, life insurance, voluntary life insurance, voluntary disability insurance, voluntary accident, voluntary critical care, voluntary hospital indemnity, legal, identity & fraud protection, commuter benefits, pet insurance, employee stock purchase program, and an employee assistance program.
Paid Time Off : Accrued sick leave of 1 hour for every 40 hours of work, with maximum based on state or regional requirements; vacation accrues up to 80 hours in the first year, up to 120 hours in years 2-4, and up to 160 hours in the fifth year; 6 paid holidays annually, 4 paid volunteer days annually.
Diversity and Inclusion are critical parts of our corporate culture. BBSI strives to create a workplace where everyone feels included and empowered to bring their full, authentic selves to work, and is treated fairly. BBSI is an equal opportunity employer and makes employment decisions on the basis of merit.
If you meet the above requirements, we welcome the opportunity to learn more about you. For more information, visit us at www. Please apply via this posting and not by contacting our local or corporate offices.
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#J-18808-LjbffrInsurance Underwriter
Posted 5 days ago
Job Viewed
Job Description
- Evaluating insurance applications and related documentation to assess risk exposure.
- Determining appropriate coverage levels, deductibles, and premiums based on risk assessment and company guidelines.
- Interpreting and applying underwriting policies, procedures, and regulatory requirements.
- Communicating underwriting decisions and rationale clearly to agents, brokers, and internal teams.
- Developing and maintaining strong relationships with agents and brokers to foster business growth.
- Monitoring the performance of assigned insurance portfolios and identifying trends or areas for concern.
- Collaborating with claims and actuarial departments to provide insights on risk and pricing.
- Staying updated on industry best practices, market trends, and competitor activities.
- Participating in training and development initiatives to enhance underwriting expertise.
The ideal candidate will possess a Bachelor's degree in Business, Finance, Economics, or a related field. A minimum of 3-5 years of experience in insurance underwriting, with a focus on commercial lines or specialty insurance, is required. Strong analytical, decision-making, and problem-solving skills are essential. Proficiency in underwriting software and excellent written and verbal communication skills are a must. A commitment to professional development, such as pursuing underwriting designations (e.g., INS, AU), is highly valued. This role requires a candidate who can effectively manage their time and workload in both an office and remote setting.
Insurance Underwriter
Posted 5 days ago
Job Viewed
Job Description
Responsibilities:
- Evaluate insurance applications, assessing risks and exposures associated with potential policyholders.
- Analyze financial statements, credit reports, claims history, and other relevant data to determine insurability.
- Determine appropriate policy terms, conditions, and premium rates based on risk assessment and company guidelines.
- Communicate underwriting decisions and rationale clearly to agents, brokers, and internal stakeholders.
- Maintain up-to-date knowledge of insurance products, market trends, and regulatory changes.
- Collaborate with claims departments, actuaries, and other relevant teams to ensure effective risk management.
- Develop and maintain strong relationships with agents and brokers, providing expert underwriting support.
- Identify opportunities for business growth while adhering to prudent underwriting standards.
- Ensure compliance with all relevant laws, regulations, and company policies.
- Participate in ongoing professional development and training to enhance underwriting expertise.
- Bachelor's degree in Finance, Business Administration, Economics, or a related field.
- Minimum of 4 years of experience in insurance underwriting, with a focus on (specific insurance line, e.g., Commercial Property, General Liability, Personal Lines).
- Strong analytical and problem-solving skills, with the ability to interpret complex data.
- In-depth knowledge of insurance principles, risk management, and legal/regulatory requirements.
- Proficiency in underwriting software and tools.
- Excellent written and verbal communication skills.
- Ability to work independently, manage a high workload, and meet deadlines in a remote environment.
- Professional designations such as CPCU (Chartered Property Casualty Underwriter) or similar are highly valued.
- Demonstrated ability to make sound underwriting decisions.
- High level of integrity and ethical conduct.
Insurance Underwriter
Posted 6 days ago
Job Viewed
Job Description
Key Responsibilities:
- Evaluate insurance applications for various lines of business, including but not limited to, property, casualty, and specialty insurance.
- Analyze financial statements, inspection reports, and other relevant data to assess risk exposure accurately.
- Determine appropriate policy terms, conditions, coverage limits, and premium rates based on risk assessment and company guidelines.
- Communicate effectively with agents, brokers, and policyholders to gather necessary information and explain underwriting decisions.
- Develop and maintain strong relationships with external partners, providing them with expert underwriting support.
- Stay updated on industry trends, regulatory changes, and market conditions that may impact underwriting decisions.
- Collaborate with claims, actuarial, and product development teams to ensure cohesive risk management strategies.
- Identify opportunities for process improvements and contribute to the development of new underwriting tools and guidelines.
- Ensure compliance with all state and federal insurance regulations.
- Contribute to profitability goals by making sound underwriting decisions that balance risk and reward.
- Bachelor's degree in Business Administration, Finance, Economics, Risk Management, or a related field.
- Minimum of 5 years of experience in insurance underwriting, with a strong understanding of risk assessment principles.
- Proven experience with specific lines of insurance (e.g., Commercial Property, General Liability, Workers' Compensation).
- Proficiency in underwriting software and analytical tools.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong understanding of insurance contracts, legal requirements, and regulatory frameworks.
- Exceptional communication, negotiation, and interpersonal skills.
- Ability to manage a complex workload and prioritize effectively.
- Professional designations such as CPCU (Chartered Property Casualty Underwriter) are highly desirable.
- Comfortable working in a hybrid environment, balancing remote work with necessary in-office presence.
Insurance Underwriter
Posted 7 days ago
Job Viewed
Job Description
Key Responsibilities:
- Analyze and evaluate insurance applications for various lines of business (e.g., auto, home, commercial).
- Assess risks associated with each application based on underwriting guidelines, statistical data, and applicant information.
- Determine appropriate premium rates and policy terms and conditions.
- Approve or deny insurance applications based on risk assessment.
- Communicate underwriting decisions and rationale to agents, brokers, and policyholders.
- Review and interpret financial statements, inspection reports, and other relevant documentation.
- Stay current with industry trends, regulatory changes, and market conditions.
- Collaborate with claims adjusters and other departments to ensure consistent application of underwriting policies.
- Identify opportunities to improve underwriting processes and guidelines.
- Maintain accurate and organized underwriting files.
- Bachelor's degree in Business, Finance, Economics, or a related field.
- 3+ years of experience in insurance underwriting.
- Strong understanding of insurance principles, products, and regulatory requirements.
- Excellent analytical, critical thinking, and decision-making skills.
- Proficiency in underwriting software and relevant databases.
- Strong communication and interpersonal skills.
- Ability to work independently and manage a caseload effectively.
- Detail-oriented with a high degree of accuracy.
- Relevant professional designations such as CPCU or AU are a plus.
Insurance Underwriter
Posted 7 days ago
Job Viewed
Job Description
Insurance Underwriter
Posted 7 days ago
Job Viewed
Job Description
Responsibilities:
- Evaluate insurance applications and submissions to assess risk exposure.
- Analyze financial data, loss history, and other relevant information to determine coverage eligibility and terms.
- Determine appropriate premium rates based on risk assessment and company guidelines.
- Issue policies and endorsements, ensuring accuracy and compliance.
- Monitor the underwriting portfolio for profitability and adherence to risk appetite.
- Develop and maintain strong relationships with agents and brokers.
- Identify and report on emerging risks and market trends.
- Contribute to the development and revision of underwriting policies and procedures.
- Collaborate with claims and actuarial departments as needed.
- Provide training and guidance to junior underwriters.
Qualifications:
- Bachelor's degree in Business, Finance, Economics, or a related field.
- Minimum of 4 years of experience in insurance underwriting.
- Strong understanding of insurance principles, risk assessment, and pricing methodologies.
- Proficiency in underwriting software and Microsoft Office Suite, particularly Excel.
- Excellent analytical, decision-making, and problem-solving skills.
- Exceptional attention to detail and accuracy.
- Proven ability to work independently and manage workload effectively in a remote setting.
- Strong written and verbal communication skills.
- Relevant professional designations (e.g., CPCU, CIC) are a plus.
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Insurance Underwriter
Posted 7 days ago
Job Viewed
Job Description
Responsibilities:
- Analyze insurance applications to assess risk and determine insurability.
- Evaluate financial statements, credit reports, and other relevant data to make informed underwriting decisions.
- Determine appropriate premium rates and policy terms based on risk assessment.
- Ensure compliance with company underwriting guidelines and relevant insurance regulations.
- Maintain accurate and complete records of underwriting decisions and policy information.
- Communicate effectively with insurance agents, brokers, and policyholders to gather information and explain decisions.
- Identify trends and patterns in risk exposures and recommend adjustments to underwriting policies.
- Contribute to the development and refinement of underwriting manuals and procedures.
- Collaborate with claims and actuarial departments on complex cases.
- Stay current with industry best practices and changes in the insurance market.
Qualifications:
- Bachelor's degree in Finance, Business Administration, Economics, or a related field.
- Minimum of 3-5 years of experience in insurance underwriting.
- In-depth knowledge of insurance products, underwriting principles, and risk management.
- Proficiency in using underwriting software and standard office applications.
- Strong analytical and problem-solving skills.
- Excellent decision-making capabilities.
- Superior written and verbal communication skills.
- Attention to detail and commitment to accuracy.
- Ability to work independently and manage a caseload effectively.
- Relevant professional designations (e.g., CPCU, AU) are a strong asset.
This vital role within the insurance sector operates from our client's offices in St. Louis, Missouri, US , ensuring the stable and profitable growth of their insurance offerings.
Insurance Underwriter
Posted 7 days ago
Job Viewed
Job Description
As an Insurance Underwriter, your core duties will involve analyzing insurance applications, financial statements, and other relevant data to evaluate risk factors associated with potential policyholders. You will use your expertise to determine the terms, conditions, and pricing of insurance policies, ensuring they align with company guidelines and regulatory requirements. This role requires staying updated on industry trends, market conditions, and legislative changes that may impact underwriting decisions. You will collaborate closely with agents and brokers to gather necessary information and explain underwriting decisions. Effective risk management strategies and the ability to make sound judgments under pressure are key.
The ideal candidate will possess a Bachelor's degree in Finance, Business, Economics, or a related field, with a minimum of 3 years of experience in insurance underwriting. Relevant professional designations such as CPCU (Chartered Property Casualty Underwriter) or equivalent are highly desirable. Strong analytical, critical thinking, and decision-making skills are essential. You must have excellent communication and interpersonal abilities to effectively interact with clients, agents, and internal departments. Proficiency in underwriting software and a solid understanding of insurance principles and practices are required. The ability to manage a caseload efficiently and work effectively in a hybrid environment is crucial.
This is an excellent opportunity for an experienced underwriter to join a reputable organization offering professional growth and development. You will contribute to the financial health of the company by making informed risk assessments. Our client offers a competitive salary, comprehensive benefits, and a supportive work environment. If you are a detail-oriented professional with a strong understanding of risk assessment and a commitment to excellence, we encourage you to apply for this hybrid role in **Jacksonville, Florida, US**.
Senior Insurance Underwriter - Complex Risk Assessment
Posted 7 days ago
Job Viewed
Job Description
Responsibilities:
- Analyze and underwrite complex insurance applications across various lines of business, including commercial property, casualty, and specialty insurance.
- Evaluate policy terms, conditions, and coverage limits to ensure they align with company guidelines and risk appetite.
- Conduct thorough risk assessments by reviewing financial statements, loss history reports, inspection findings, and other relevant documentation.
- Determine appropriate premium rates and negotiate terms with brokers and agents to secure profitable business.
- Adhere to underwriting authority limits and seek guidance or approval for risks that fall outside established guidelines.
- Maintain up-to-date knowledge of industry trends, regulatory changes, and emerging risks that may impact the insurance market.
- Build and foster strong relationships with brokers, agents, and clients to facilitate business development and provide expert advice.
- Participate in file reviews, mentorship of junior underwriters, and contribute to the development of underwriting policies and procedures.
- Collaborate with claims, legal, and actuarial departments to share insights and ensure comprehensive risk management strategies.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- 7+ years of progressive experience in insurance underwriting, with a specialization in commercial lines.
- Proven expertise in analyzing and underwriting complex risks, including evaluating financial stability and operational exposures.
- Strong understanding of insurance contracts, policy language, and legal/regulatory requirements.
- Excellent analytical, problem-solving, and decision-making skills.
- Proficiency in underwriting software and Microsoft Office Suite.
- Exceptional negotiation and communication skills, with the ability to articulate complex underwriting decisions clearly.
- Professional designations such as CPCU (Chartered Property Casualty Underwriter) are highly preferred.
- Ability to work independently and collaboratively within a team environment.