What Jobs are available for Insurance Underwriters in the United States?

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Work at a Fortune 500 company providing legislative research and policy analysis for federal and state legislative engagement! Have a bachelor's degree with experience in government affairs, and/or other external affairs disciplines? If so, we want to speak with you! We are currently recruiting for a Manager, Policy Analysis & Legislative Research to join us in our Washington D.C. office. As a Manager, Policy Analysis & Legislative Researchyou'll develop written advocacy materials, track and monitor legislative and other policy developments, and participate in external engagements with partners. Collaborate with and support Government Affairs (GA) and other internal partners to support integrated public policy engagement activities.
What you'll be doing:

• Assist in the development of policy positions, argumentation, and advocacy materials to help Government Affairs achieve its legislative goals at the federal, state & local levels.
• Lead the department's legislative tracking & reporting system, while leveraging external information service providers.
• Prepare legislative analyses, summaries, and presentations.
• Attend/monitor Congressional hearings and provide hearing summaries.
• Support GA's stakeholder lead by developing strategic relationships with key external public policy and public health groups.

What we want you to have:

• BS/BA degree with preference for economics, law, public policy, or similar. Advanced degree a plus.
• 4+ years of experience in government affairs or other external affairs disciplines.

• Experience with document layout and/or graphic design (InDesign, Illustrator, Canva, or similar) a plus.

• Outstanding communications skills, including superior writing ability.
• Ability to integrate large amounts of information into meaningful analysis.
• Strategic thinking and ability to translate strategic goals into actionable plans and processes.
• Strong project management capabilities.
• Strong knowledge of and experience with legislation, lobbying, and third-party policy engagement.
• Ability to work well in a cross-functional setting.
• Substantive knowledge of tobacco issues is a plus.

The starting salary is based on but not limited to experience, knowledge, and qualifications in determining compensation decisions. The Salary Range for this position is: $116,200.00 - $168,400.00. Why You'll Love Building Your Career at Altria At Altria, we believe a great career starts with feeling supported - both at work and in life. Here's what you'll find here:

• Work where life works for you - with flexible and remote options that fit your world, not the other way around.
• Own your time - start with 15 days of paid time off, 13 paid holidays, 2 floating holiday days, and a 37.5-hour workweek so you can recharge and live fully
• A place where you belong - where your ideas are welcomed, your growth is encouraged, and your impact is real
• Get recognized for your work - annual merit increases and performance bonus
• A future you can count on - 401(k) matching from day one; plus Deferred Profit Sharing, an annual company contribution in an amount equal to 13%-17% of your base salary
• Help with your goals - get help with student loan repayment assistance, attend a conference, or gain a new certification with professional development stipends
• Support for what matters most - comprehensive medical, dental, and vision coverage for you and your family
• Celebrating your milestones - paid parental and bonding leave for life's biggest moments.
• Wellness that goes beyond work - programs that care for your whole well-being at whatever stage you are in your life
• A culture that gives back - paid volunteer days and a shared commitment to making a difference

At Altria, we offer more than benefits - we offer a career that fits your life, rewards your ambition, and celebrates your impact. This position is not eligible for sponsorship.

Our client is seeking a highly analytical and detail-oriented Senior Insurance Underwriter to join their established team. This role is critical in evaluating insurance applications, assessing risk, and determining appropriate coverage and premium rates. The position is office-based, offering a collaborative environment where you can leverage your expertise to contribute directly to the company's financial stability and growth. The ideal candidate will possess a strong understanding of insurance products, underwriting principles, and regulatory compliance. You will work closely with agents, brokers, and internal teams to make informed decisions that balance risk and profitability.

Key Responsibilities:

• Analyze and evaluate complex insurance applications for various lines of business (e.g., property, casualty, life).
• Assess risks associated with applicants by reviewing financial statements, loss history, inspection reports, and other relevant documentation.
• Determine policy terms, conditions, and pricing to ensure profitability and compliance with company guidelines.
• Communicate underwriting decisions and rationale clearly to agents, brokers, and policyholders.
• Maintain up-to-date knowledge of industry trends, regulatory changes, and competitive landscape.
• Collaborate with claims, sales, and actuarial departments to share insights and develop strategies.
• Provide guidance and mentorship to junior underwriters.
• Identify and recommend process improvements within the underwriting department.
• Ensure adherence to all legal and regulatory requirements in underwriting practices.
• Build and maintain strong relationships with internal and external stakeholders.

Qualifications:

• Bachelor's degree in Business Administration, Finance, Risk Management, or a related field.
• Minimum of 5 years of experience in insurance underwriting, with a specialization in (Specify relevant lines of business).
• Thorough understanding of insurance policies, contracts, and underwriting guidelines.
• Proficiency in underwriting software and analytical tools.
• Strong decision-making skills and the ability to work independently.
• Excellent analytical, critical thinking, and problem-solving abilities.
• Exceptional attention to detail and accuracy.
• Effective communication and interpersonal skills, both written and verbal.
• Relevant professional designations (e.g., CPCU, ARM) are highly preferred.
• Ability to work collaboratively within a team-based environment.

This is an excellent opportunity for a seasoned Senior Insurance Underwriter to make a significant impact in **Colorado Springs, Colorado, US**. If you are looking for a challenging role within a reputable organization, we encourage you to apply.

Our client, a distinguished leader in the specialty insurance market, is seeking a highly experienced Senior Cyber Insurance Underwriter to join their esteemed and fully remote team. This crucial role focuses on evaluating and accepting risks associated with cyber threats for a diverse portfolio of clients. You will be instrumental in developing underwriting strategies, pricing cyber insurance policies accurately, and providing expert guidance on risk mitigation to clients. The ideal candidate will possess a deep understanding of the evolving cyber threat landscape, extensive knowledge of insurance principles, and a keen analytical ability to assess complex technological risks. This position offers a unique opportunity to work autonomously and contribute significantly to the company's growth and stability in the rapidly expanding cyber insurance sector. You will be at the forefront of understanding and managing digital vulnerabilities for businesses nationwide. Key Responsibilities:

• Evaluate and underwrite complex cyber insurance applications, assessing risks associated with technology, data privacy, network security, and business interruption.
• Develop and implement underwriting guidelines and strategies for cyber insurance products.
• Determine appropriate policy terms, conditions, and pricing based on comprehensive risk analysis.
• Conduct in-depth reviews of client's cybersecurity controls, IT infrastructure, and risk management programs.
• Collaborate with brokers and agents to understand client needs and provide expert advice on cyber risk solutions.
• Work closely with the claims department to provide insights into underwriting and risk management.
• Monitor industry trends, emerging threats, and regulatory changes impacting the cyber insurance market.
• Contribute to the development and enhancement of underwriting tools and analytics.
• Train and mentor junior underwriters and support staff.
• Manage a portfolio of accounts, ensuring profitability and adherence to underwriting appetite.

Qualifications:

• Bachelor's degree in Finance, Risk Management, Computer Science, or a related field; relevant certifications (e.g., ARM, CPCU) are highly desirable.
• Minimum of 5-7 years of experience in insurance underwriting, with a significant specialization in cyber insurance.
• In-depth knowledge of cyber threats, vulnerabilities, and cybersecurity best practices.
• Strong understanding of insurance principles, policy wording, and actuarial concepts.
• Excellent analytical, critical thinking, and problem-solving skills.
• Proficiency in risk assessment methodologies and financial modeling.
• Exceptional communication, negotiation, and interpersonal skills.
• Ability to work independently and manage time effectively in a remote work setting.
• Proven ability to build and maintain strong relationships with internal and external stakeholders.
• Familiarity with various technology stacks and their associated risks.

This is an exceptional opportunity for a seasoned cyber underwriter to leverage their expertise in a dynamic, fully remote role, shaping the future of cyber risk protection for businesses.

**Risk Assessment Specialist**
**Location:** Remote (Must be based in Virginia)
**Travel:** Approximately 30% throughout the region
**Salary:** $100,000 annually
**Position Overview**
Securitas is seeking an experienced **Risk Assessment Specialist** to join our Physical Security Operations Team. This position plays a key role in ensuring our clients' facilities-particularly data centers and high-security environments-meet and maintain industry-leading standards for physical security, compliance, and risk mitigation.
The ideal candidate will bring deep expertise in conducting security risk assessments, identifying vulnerabilities, and recommending actionable improvements that align with both operational priorities and regulatory standards.
This role is **remote** , but the candidate must be **based in Virginia** , with **30% travel throughout the Dulles area** to client and site locations.
**Key Responsibilities**
+ Conduct comprehensive **physical security risk assessments** across multiple facilities, identifying vulnerabilities and ensuring compliance with internal standards and external regulations.
+ Analyze physical security controls and develop recommendations to address identified risks and gaps.
+ Evaluate facilities against standards such as **SSAE 18** , **ISO** , and **PCI** , and prepare detailed compliance documentation.
+ Deliver concise, executive-level **written reports and oral briefings** that communicate risk findings and mitigation strategies.
+ Partner with internal security, operations, and compliance teams to ensure alignment of physical security programs with broader organizational risk priorities.
+ Support **metrics, KPIs, and trend analysis** to improve visibility into physical security risks and enhance decision-making.
+ Assist in developing and refining operational procedures and best practices to strengthen security posture.
+ Maintain awareness of evolving security threats and industry standards to proactively adapt assessment methodologies.
+ Collaborate with client stakeholders and external partners to ensure mutual understanding of expectations and requirements.
**Qualifications & Experience**
+ **5+ years** of experience in **physical security risk assessments** , **security operations** , or related disciplines.
+ Proven ability to evaluate and interpret compliance requirements related to physical and facility security.
+ Strong working knowledge of industry frameworks such as **SSAE 18** , **ISO 27001** , and **PCI DSS** .
+ Proficiency with Microsoft Office Suite (Excel, Word, Outlook, PowerPoint).
+ Excellent **written and verbal communication skills** , including the ability to present complex findings to non-technical audiences.
+ Demonstrated ability to **work independently** while managing multiple priorities.
+ Customer-focused mindset with strong relationship management and collaboration skills.
+ **Military and/or law enforcement background strongly preferred.**
+ **Industry certifications** such as CPP, PSP, CFE, or CRISC are highly desirable but not required.
+ Bachelor's degree in **Security Management, Risk Management, Criminal Justice** , or a related field preferred.
**What We Offer**
+ **Base Salary:** $100,000 annually
+ Comprehensive **medical, dental, and vision** benefits
+ **401(k) plan** with company match
+ **Paid Time Off** and **Paid Family Leave**
+ Employee discounts on travel, electronics, and more
+ **Career growth and development opportunities** within a global security leader
**Why Join Us**
+ Competitive salary and comprehensive benefits.
+ Opportunities for growth within a global organization.
+ Collaborative, inclusive culture that values initiative and innovation.
+ Meaningful work that contributes directly to the safety and success of our clients.
"Securitas is committed to diversity, equity, inclusion and belonging in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other applicable legally protected characteristic."
#AF-SSTA
Securitas employees come from all walks of life, bringing with them a variety of distinctive skills and perspectives. United through our common purpose, we provide the security needed to safeguard our clients' assets and people. Our core values - Integrity, Vigilance and Helpfulness - are represented by the three red dots in the Securitas logo. If you live by these values, we're looking for you to join the Securitas team.
Benefits include:
+ Retirement plan
+ Employer-provided medical and dental coverage
+ Company-paid life insurance
+ Voluntary life and disability insurance
+ Employee assistance plan
+ Securitas Saves discount program
+ Paid holidays
+ Paid time away from work
Additionally, some populations may have the availability of accessing earned wages on a daily basis, prior to payday. Restrictions and fees may apply.
Certain waiting periods may also apply. Paid time away from work may be available either through a combination of vacation and sick time or under a PTO policy, depending on local requirements. Benefits may be different for union members.

**Risk Assessment Specialist**
**Location:** Remote (Must be based in Kansas City, MO)
**Travel:** Approximately 30% throughout the region
**Salary:** $100,000 annually
**Position Overview**
Securitas is seeking an experienced **Risk Assessment Specialist** to join our Physical Security Operations Team. This position plays a key role in ensuring our clients' facilities-particularly data centers and high-security environments-meet and maintain industry-leading standards for physical security, compliance, and risk mitigation.
The ideal candidate will bring deep expertise in conducting security risk assessments, identifying vulnerabilities, and recommending actionable improvements that align with both operational priorities and regulatory standards.
This role is **remote** , but the candidate must be **based in Kansas City, MO** , with **30% travel throughout the surrounding area** to client and site locations.
**Key Responsibilities**
+ Conduct comprehensive **physical security risk assessments** across multiple facilities, identifying vulnerabilities and ensuring compliance with internal standards and external regulations.
+ Analyze physical security controls and develop recommendations to address identified risks and gaps.
+ Evaluate facilities against standards such as **SSAE 18** , **ISO** , and **PCI** , and prepare detailed compliance documentation.
+ Deliver concise, executive-level **written reports and oral briefings** that communicate risk findings and mitigation strategies.
+ Partner with internal security, operations, and compliance teams to ensure alignment of physical security programs with broader organizational risk priorities.
+ Support **metrics, KPIs, and trend analysis** to improve visibility into physical security risks and enhance decision-making.
+ Assist in developing and refining operational procedures and best practices to strengthen security posture.
+ Maintain awareness of evolving security threats and industry standards to proactively adapt assessment methodologies.
+ Collaborate with client stakeholders and external partners to ensure mutual understanding of expectations and requirements.
**Qualifications & Experience**
+ **5+ years** of experience in **physical security risk assessments** , **security operations** , or related disciplines.
+ Proven ability to evaluate and interpret compliance requirements related to physical and facility security.
+ Strong working knowledge of industry frameworks such as **SSAE 18** , **ISO 27001** , and **PCI DSS** .
+ Proficiency with Microsoft Office Suite (Excel, Word, Outlook, PowerPoint).
+ Excellent **written and verbal communication skills** , including the ability to present complex findings to non-technical audiences.
+ Demonstrated ability to **work independently** while managing multiple priorities.
+ Customer-focused mindset with strong relationship management and collaboration skills.
+ **Military and/or law enforcement background strongly preferred.**
+ **Industry certifications** such as CPP, PSP, CFE, or CRISC are highly desirable but not required.
+ Bachelor's degree in **Security Management, Risk Management, Criminal Justice** , or a related field preferred.
**What We Offer**
+ **Base Salary:** $100,000 annually
+ Comprehensive **medical, dental, and vision** benefits
+ **401(k) plan** with company match
+ **Paid Time Off** and **Paid Family Leave**
+ Employee discounts on travel, electronics, and more
+ **Career growth and development opportunities** within a global security leader
**Why Join Us**
+ Competitive salary and comprehensive benefits.
+ Opportunities for growth within a global organization.
+ Collaborative, inclusive culture that values initiative and innovation.
+ Meaningful work that contributes directly to the safety and success of our clients.
"Securitas is committed to diversity, equity, inclusion and belonging in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other applicable legally protected characteristic."
#AF-SSTA
Securitas employees come from all walks of life, bringing with them a variety of distinctive skills and perspectives. United through our common purpose, we provide the security needed to safeguard our clients' assets and people. Our core values - Integrity, Vigilance and Helpfulness - are represented by the three red dots in the Securitas logo. If you live by these values, we're looking for you to join the Securitas team.
Benefits include:
+ Retirement plan
+ Employer-provided medical and dental coverage
+ Company-paid life insurance
+ Voluntary life and disability insurance
+ Employee assistance plan
+ Securitas Saves discount program
+ Paid holidays
+ Paid time away from work
Additionally, some populations may have the availability of accessing earned wages on a daily basis, prior to payday. Restrictions and fees may apply.
Certain waiting periods may also apply. Paid time away from work may be available either through a combination of vacation and sick time or under a PTO policy, depending on local requirements. Benefits may be different for union members.

Job Description

Job Description

Provide Advisory and Assistance Support (A&AS) to support the NC3 Enterprise Center with the day-to-day responsibility for overseeing and managing NC3 operations, maintaining enterprise-wide visibility, assessing comprehensive operational and technical risk, and, with the active NC3 Enterprise Stakeholder participation, developing, presenting, and advocating future capabilities, risk management options, and prioritization recommendations to the Chairman Joint Chief of Staff (CJCS) and Deputy Secretary of Defense (DepSecDef) on behalf of all NC3 Stakeholders. The focus of this task order is for the contractor to provide subject matter expertise in conducting systems analysis, systems engineering, technical analysis, solution integration, operations assessment, operations analysis, risk management, requirements identification, requirements advocacy, intelligence assessments, technology identification, identifying future concepts and architectures, and other assigned tasks supporting CDRUSSTRATCOM's ability to plan and execute Strategic Deterrence and NC3 operations to accomplish the mission as outlined in the National Defense Strategy

POSITION REQUIREMENTS

At least 5 years of experience in the following:

Operation capabilities and procedures, and experience in the operations platforms, communications, and modes of operations. Desire: NC2/NC3 background to include an understanding of Chairman, Joint Chiefs of Staff Instructions, Manuals, and nuclear Emergency Action Procedures.

At least 3 years of experience in the following:

Familiarity with the Joint Risk Analysis process and how it applies to NC3enterprise; applying NC3 expertise, providing support for timely NC3 risk capability assessments and advice on mitigation options; experience employing cross-cutting methodology to measure risk for integrated systems; proficiency in building risk metrics and maintaining a framework for assessments.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender, gender identity, national origin, disability status, protected veteran status or any other characteristic protected by law. Constellation West will not discharge or, in any other manner, discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

ABOUT THE ORGANIZATION

Constellation West is an award-winning company that delivers Information Technology (IT) engineering services and solutions along with non-IT subject matter expertise worldwide. Established in 1997, Constellation West is an industry leader, partnering with key organizations. As a prime contractor or preferred subcontractor, we have a continual list of opportunities to fill across the nation with multiple agencies such as the Department of Veteran Affairs, the Department of Defense, civilian agencies, and the national intelligence community. Many of the positions supporting U.S. federal government require our employees be granted security clearances.

Constellation West provides fully integrated solutions spanning all aspects of system/network engineering, system/network administration, data management, information assurance, quality assurance, full lifecycle support, software development, and geospatial information services. Constellation West looks for the right people ready to step up and be part of a dynamic team.

If you are looking for a new challenge and a rewarding opportunity to apply your expertise, knowledge, and problem solving skills, come join our team! Constellation West offers competitive salary and benefits including:

• Tuition reimbursement

• Competitive 401(k) plan

• Competitive Health Benefits

• 10 Paid Holidays!

• 15 PTO Days!

• Veteran Hiring Preference

Constellation West is proud to be an EEO/AA employer M/F/D/V

**Job Family** **:**
Cyber Consulting
**Travel Required** **:**
None
**Clearance Required** **:**
Active Secret
**What You Will Do** **:**
+ Provide cybersecurity analysis support in the delivery of detailed enterprise cybersecurity risk analysis and reporting project with a large federal agency; leverage advanced critical thinking capabilities to identify organizational cybersecurity risks and impacts. _Note:_ _This work is not related to the Assessment and Authorization (A&A) process._
+ Prepare for enterprise cybersecurity risk assessments by performing detailed organizational research and analysis to determine potential business impacts to mission objectives.
+ Conduct Tier 1 (organization) and Tier 2 (business/mission) level cybersecurity risk assessments in accordance with NIST Federal Information Processing Standards and Special Publications, OMB guidance, DHS Binding Operational Directives, and other regulatory authorities.
+ Perform detailed quantitative and qualitative organizational research and analysis regarding cybersecurity risks (threats, vulnerabilities, likelihood, and impact).
+ Identify and develop detailed actionable recommendations for remediating cybersecurity risks in alignment with the organization's defined risk tolerances and risk threshold.
+ Gather threat and vulnerability information from internal and external information sharing forums and sources.
+ Communicate cybersecurity risk assessment results through written narrative reports and executive-level presentations
+ Identify, coordinate, track remediation, and monitor risk exposures; identify and communicate trends in data
+ Evaluate cybersecurity program effectiveness in identifying, managing, and reducing risk.
+ Collaborate cross-functionally with internal analysts and engage external stakeholders to build awareness of cybersecurity risk assessment initiatives.
**What You Will Need** **:**
+ An ACTIVE and CURRENT SECRET federal security clearance.
+ Bachelor's Degree AND FOUR (4) years of relevant experience OR Master's Degree AND TWO (2) years of relevant experience.
+ Excellent verbal and written communication skills, specifically in report writing.
**What Would Be Nice To Have** **:**
+ CRISC, CISSP or a Cyber Security AI certification
+ Experience with NIST Federal Information Processing Standards and Special Publications, OMB guidance, and other regulatory authorities.
+ Experience working for or with the Department of State.
+ Demonstrated experience in the areas of external client-facing management and/or consulting for large firms.
+ Demonstrated experience communicating highly technical subject matter to a non-technical audience.
+ Ability to thrive in complex, challenging, and deadline-driven environments.
+ Willingness to participate in proposal development and other business development activities.
The annual salary range for this position is $113,000.00-$188,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs.
**What We Offer** **:**
Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace.
Benefits include:
+ Medical, Rx, Dental & Vision Insurance
+ Personal and Family Sick Time & Company Paid Holidays
+ Position may be eligible for a discretionary variable incentive bonus
+ Parental Leave and Adoption Assistance
+ 401(k) Retirement Plan
+ Basic Life & Supplemental Life
+ Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts
+ Short-Term & Long-Term Disability
+ Student Loan PayDown
+ Tuition Reimbursement, Personal Development & Learning Opportunities
+ Skills Development & Certifications
+ Employee Referral Program
+ Corporate Sponsored Events & Community Outreach
+ Emergency Back-Up Childcare Program
+ Mobility Stipend
**About Guidehouse**
Guidehouse is an Equal Opportunity Employer-Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation.
Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco.
If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation.
All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or . Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process.
If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse's Ethics Hotline. If you want to check the validity of correspondence you have received, please contact . Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant's dealings with unauthorized third parties.
_Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee._

Our client is seeking a highly skilled and experienced Senior Risk Assessment Analyst to join their dynamic insurance team. This pivotal role will be based in the heart of St. Louis, Missouri, US . The successful candidate will be instrumental in identifying, analyzing, and mitigating potential risks across various insurance products and operations. You will develop and implement sophisticated risk management frameworks, conduct in-depth financial modeling, and prepare comprehensive reports for senior management. Collaboration is key; you will work closely with underwriting, claims, and actuarial departments to ensure a cohesive approach to risk. This position offers a fantastic opportunity for professional growth in a challenging and rewarding environment.

Key Responsibilities:

• Develop and refine risk assessment methodologies and models.
• Analyze financial statements, market trends, and economic data to identify potential risks.
• Quantify the impact of identified risks and propose mitigation strategies.
• Design and implement internal controls to manage and monitor risk exposures.
• Prepare detailed risk reports and present findings to stakeholders at all levels.
• Stay abreast of regulatory changes and industry best practices in risk management.
• Collaborate with cross-functional teams to integrate risk management into business processes.
• Mentor junior analysts and contribute to the overall development of the risk management function.

Qualifications:

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related field. Master's degree or relevant professional certifications (e.g., FRM, PRM) are a strong plus.
• Minimum of 5 years of experience in risk management, preferably within the insurance industry.
• Proficiency in statistical software (e.g., R, Python) and financial modeling tools.
• Strong understanding of insurance principles, products, and regulatory requirements.
• Excellent analytical, problem-solving, and quantitative skills.
• Exceptional communication and presentation abilities, with the capacity to explain complex concepts clearly and concisely.
• Proven ability to work independently and as part of a team in a fast-paced environment.

This role offers a competitive salary and benefits package, along with opportunities for advancement. If you are a forward-thinking risk professional looking to make a significant impact, we encourage you to apply.

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
The Sales Enablement, Pricing, & Transformation (SPT) team is the analysis and business decisioning arm of Global Commercial Services (GCS) responsible for studying business performance and uncovering actionable insights to architect GCS growth and strengthen the culture of compliance and control.
The Senior Manager - Governance & Risk Assessment - will focus on partnering with the Global & US Large (G&L) Sales and Client Management Teams. They will be a key thought partner to the G&L Sales Enablement and business leadership teams on special projects, including Sales Incentive Plans design and documentation, annual performance planning, and executive presentations. The Senior Manager will work very closely with several cross-functional partners including Incentive Design & Governance, G&L Performance & Insights, Operational Excellence, G&L Strategy and Transformation, Finance and other support teams.
The ideal candidate will be someone who has experience working with Sales and Client Management teams and is able to drive collaboration with key partners to ensure there is alignment on priorities. They will possess thought leadership, critical thinking, communication, and organizational skills, and will have a consistent track record of excellence operating independently within a strong team environment!
**Responsibilities:**
+ Governance Framework Design: Establish and enhance program management frameworks that promote strong governance, operational integrity, and accountability.
+ Process Risk Management: Evaluate process-level risks and build preventative and detective controls that mitigate risk in critical business activities.
+ Own the Rules of Engagement document that helps and guides the G&L Sales and Client Management team business objectives / priorities and challenges to formulate solutions
+ Become an expert on Sales Incentive Plan design and mechanics to streamline and clearly document plans
+ Serve as a PMO to lead highly complex, business-critical initiatives from inception to completion and act with an agile approach
+ Analyze business processes and activities to identify potential risks, control gaps, and emerging risks
**Minimum Qualifications:**
+ 6 years of experience in supporting Sales and Client Management Processes, operational risk management
+ Expertise in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards
+ Strong project management skills with a record of successful results on complex, large-scale, cross-functional initiatives and ability to analyze large sets of data, with strong Excel skills and expertise in spreadsheets, charts, and data visualizations.
+ Ability to build strong partnerships and work collaboratively with others to meet shared objectives
+ Strong business insight and experience with Sales and Account Development organizations, and the ability to understand their structure, operations, and strategic priorities
**Preferred Qualifications:**
+ Bachelor's Degree or equivalent experience in Process Optimization, Risk Management, Consulting or related field; advanced degrees or PMP certifications are advantageous
+ Experience in Banking industry is a plus
+ Previous experience in Consulting is a plus
+ Compliance and Governance background is a plus
**Qualifications**
Salary Range: $103,750.00 to $174,750.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: Risk
**Primary Location:** US-New York-New York
**Other Locations:** US-Arizona-Phoenix
**Schedule** Full-time
**Req ID:**