707 Insurance Underwriting jobs in the United States

• Managing and mentoring a team of insurance underwriters.
• Developing, implementing, and enforcing underwriting policies and procedures.
• Reviewing and approving complex or high-value insurance applications.
• Monitoring underwriting performance and implementing strategies for improvement.
• Ensuring compliance with all relevant regulations and company standards.
• Collaborating with actuaries to analyze risk trends and refine pricing models.
• Working closely with sales teams to provide guidance on underwriting policies and product offerings.
• Liaising with the claims department to gather insights on risk performance.
• Conducting regular training sessions for the underwriting team.
• Staying current with industry best practices and market developments.

• Manage and mentor a team of insurance underwriters.
• Develop, implement, and refine underwriting policies and guidelines.
• Analyze and assess insurance risks for new and existing business.
• Determine appropriate premium rates and terms based on risk assessment.
• Ensure compliance with all relevant insurance regulations and company standards.
• Collaborate with actuaries to develop pricing models and analyze loss trends.
• Work closely with sales and marketing teams to support business development goals.
• Monitor underwriting performance and implement corrective actions as needed.
• Provide expert underwriting advice and support to internal and external stakeholders.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• 7+ years of progressive experience in insurance underwriting, with at least 3 years in a leadership or supervisory role.
• Strong understanding of risk management principles and insurance products.
• Proven ability to make sound underwriting decisions and manage profitability.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong leadership, communication, and interpersonal skills.
• Familiarity with insurance industry regulations and compliance requirements.
• Professional designations such as CPCU or AU are a plus.
• Proficiency in underwriting software and Microsoft Office Suite.

• Lead and mentor a team of experienced insurance underwriters.
• Oversee the evaluation and assessment of complex insurance risks.
• Develop, implement, and enforce underwriting policies and guidelines.
• Ensure accurate risk classification, pricing, and policy terms.
• Collaborate with sales and claims teams to provide underwriting expertise.
• Monitor underwriting performance against key metrics and profitability goals.
• Conduct market analysis to identify emerging risks and opportunities.
• Provide training and development opportunities for the underwriting team.
• Ensure compliance with all relevant insurance regulations and company standards.
• Contribute to strategic planning and decision-making at the management level.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field; CPCU or other relevant designations strongly preferred.
• Minimum of 10 years of progressive experience in insurance underwriting, with at least 5 years in a management or supervisory role.
• Proven expertise in risk assessment, pricing, and policy structuring across multiple lines of insurance.
• Strong leadership and team management skills, with a track record of developing talent.
• Excellent analytical, decision-making, and problem-solving abilities.
• In-depth knowledge of insurance regulations and compliance requirements.
• Strong understanding of financial statements and actuarial principles.
• Exceptional communication and interpersonal skills.
• Proficiency in underwriting software and related technologies.

• Lead, mentor, and manage a team of commercial lines underwriters to achieve departmental goals.
• Develop and implement effective underwriting strategies and guidelines to ensure profitable growth and risk management.
• Approve or decline complex risks within established underwriting authority.
• Monitor underwriting performance, key metrics, and portfolio profitability, taking corrective action as needed.
• Collaborate with Actuarial and Product Development teams on pricing, policy wording, and new product initiatives.
• Work closely with the Sales and Broker Relations teams to foster strong partnerships and drive new business acquisition.
• Ensure compliance with all state and federal insurance regulations and company policies.
• Analyze market trends, competitive landscape, and emerging risks to inform underwriting strategy.
• Conduct regular reviews of underwriting files and practices to ensure quality and consistency.
• Develop and deliver training programs for underwriters on new products, policies, and best practices.
• Contribute to the development of underwriting tools and systems to enhance efficiency and accuracy.
• Represent the underwriting department in cross-functional meetings and strategic initiatives.

• Bachelor's degree in Business Administration, Finance, Economics, or a related field. An MBA or relevant professional designations (e.g., CPCU, AU) are highly desirable.
• Minimum of 7 years of experience in commercial insurance underwriting, with at least 3 years in a leadership or management role.
• Proven track record of successful underwriting performance and portfolio management.
• In-depth knowledge of various commercial insurance lines (e.g., General Liability, Property, Workers' Compensation, Commercial Auto).
• Strong understanding of risk assessment principles, pricing strategies, and insurance market dynamics.
• Excellent analytical, decision-making, and problem-solving skills.
• Superior leadership, communication, and interpersonal skills, with the ability to motivate and develop a team.
• Proficiency with underwriting software, data analysis tools, and Microsoft Office Suite.
• Thorough knowledge of insurance regulations and compliance requirements.
• Ability to work effectively in a hybrid work environment and collaborate across departments.

• Review and analyze insurance applications for various lines of business (e.g., life, property, casualty).
• Assess and quantify risks associated with each applicant, considering factors such as claims history, financial stability, and external data.
• Determine policy terms, conditions, and premiums based on underwriting guidelines and risk assessment.
• Communicate underwriting decisions clearly and concisely to agents, brokers, and policyholders.
• Maintain up-to-date knowledge of insurance products, regulations, and market trends.
• Collaborate with claims adjusters and legal teams on complex cases.
• Identify opportunities to improve underwriting processes and efficiency.
• Utilize underwriting software and databases to manage applications and policy data.
• Ensure compliance with all applicable laws and insurance regulations.
• Provide guidance and support to junior underwriters as needed.

• Bachelor's degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 4 years of experience in insurance underwriting.
• Proven ability to analyze complex data and assess risk accurately.
• Strong understanding of insurance contracts, policies, and underwriting principles.
• Proficiency in using underwriting software and standard office applications.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong written and verbal communication abilities.
• Ability to work independently and manage a caseload effectively in a remote environment.
• Relevant professional designations (e.g., AU, CPCU) are a significant advantage.

• Develop and implement effective underwriting policies and procedures.
• Manage and mentor a team of insurance underwriters, providing guidance and professional development.
• Evaluate complex risks and make informed decisions on underwriting large or unusual accounts.
• Set underwriting authority levels and monitor compliance.
• Analyze industry trends, market conditions, and competitor activities to inform underwriting strategies.
• Collaborate with actuarial teams on pricing, reserving, and product development.
• Ensure compliance with all relevant insurance regulations and guidelines.
• Review underwriting performance metrics and identify areas for improvement.
• Contribute to the development and launch of new insurance products.
• Handle escalated underwriting issues and provide expert advice.

• Bachelor's degree in Business, Finance, Risk Management, or a related field; advanced designation (e.g., CPCU) is highly desirable.
• Minimum of 8 years of experience in insurance underwriting, with at least 3 years in a management or supervisory role.
• Proven expertise in risk assessment and a strong understanding of insurance principles.
• Experience in managing and developing underwriting teams.
• Knowledge of relevant insurance laws and regulations.
• Excellent analytical, decision-making, and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work effectively in a remote team environment.
• Proficiency in underwriting software and data analysis tools.

General

Insurance Underwriting Internship

Summer 2026 - Atlanta, GA

Looking for a Summer Internship That Makes a Real Impact?

At Beazley , we don't just offer internships-we offer opportunities to explore your potential, build your network, and kickstart your career in the world of specialty insurance.

Whether you're studying business, finance, law, data, or just curious about how insurance works behind the scenes, this 10-week paid internship is designed to give you hands-on experience, mentorship, and exposure to a global company that's shaping the future of risk management.

Why Beazley?

We're a specialist insurance company with over 30 years of experience helping people and businesses manage risk-from cyber threats and healthcare to film production and extreme weather.

But what really sets us apart is our culture :

• Flexible working : We trust you to work where and when you work best.
• Inclusive environment : We celebrate diversity and welcome all backgrounds.
• Values-driven : We live by three core values-Be Bold , Strive for Better , and Do the Right Thing .

• Team-led assignments
• A personal term project
• Professional development workshops

• Analyze financial risk data
• Draft exposure profiles
• Review insurance conditions
• Support claims investigations

• Training from industry experts
• Mentorship from early-career professionals
• Networking with global leaders and peers
• Access to employee resource groups (Beazley SHE, Race, Proud, Families, Wellbeing, Neurodiversity)
• Social events with Beazley colleagues and brokers

• Analytical thinking
• Clear communication
• Critical reasoning
• Attention to detail
• Relationship building
• Team collaboration

• Bachelor's degree in Finance, Economics, Actuarial Science, Business Administration, or a related field. Master's degree or relevant professional designations (e.g., CPCU, AU) are highly desirable.
• Minimum of 8 years of progressive experience in insurance underwriting, with at least 3 years in a management or supervisory role.
• Proven expertise in evaluating and underwriting complex risks across multiple lines of insurance (e.g., P&C, Life, Health).
• Strong understanding of insurance markets, financial analysis, and risk management principles.
• Demonstrated ability to develop and implement underwriting guidelines and strategies.
• Excellent leadership, team management, and mentoring skills.
• Exceptional analytical, problem-solving, and decision-making capabilities.
• Proficiency in underwriting software, actuarial tools, and data analysis techniques.
• Strong communication and presentation skills, with the ability to interact effectively with stakeholders at all levels.
• Knowledge of insurance regulations and compliance requirements.
• Ability to work independently and manage priorities effectively in a remote setting.