4,252 Lender jobs in the United States

At Amegy Bank, people and culture are at the heart of everything we do. Everyone counts isn't just a phrase. It is woven into all aspects of our organization. We know that to be successful in delivering the best to our clients, we must have a diverse and inclusive team with varied cultures, backgrounds, and experiences. Join our team of caring bankers who support the growth of businesses, families, and the communities we serve. Let us help you transform your career. Amegy Bank, here you grow.
**At Amegy, the possibilities are endless - come for the job, stay for a career.**
We are looking for a **Residential Mortgage Lender** to provide top notch customer service to our clients and customers in several areas in Texas. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
**_Essential Functions:_**
+ Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
+ Ensures compliance with regulatory guidelines in the performance of loan originator duties.
+ Interviews potential applicants to develop information concerning their needs, desires and other information.
+ Obtains and review pertinent financial and credit data
+ Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
+ Ensures any re-disclosures are made timely
+ May order appraisals through system, arrange for title search and obtain necessary documents.
+ Responsible to communicate with the customer throughout the process and work with processors through closing.
+ Originates residential home loan
**_Qualifications:_**
+ Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience
+ A combination of education and experience may meet requirements
+ Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
+ Ability to successfully solicit loans
+ Good problem solving skills
+ Ability to work independently
+ Strong interpersonal skills
+ Demonstrated ability to handle multiple priorities
+ Strong verbal and written communication skills
+ Ability to work effectively in high pressure environment
+ Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
**_Benefits:_**
+ Medical, Dental and Vision Insurance - **START DAY ONE!**
+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
+ Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
+ Mental health benefits including coaching and therapy sessions
+ Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
+ Employee Ambassador preferred banking products
**Req ID:**
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at , Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.

At Amegy Bank, people and culture are at the heart of everything we do. Everyone counts isn't just a phrase. It is woven into all aspects of our organization. We know that to be successful in delivering the best to our clients, we must have a diverse and inclusive team with varied cultures, backgrounds, and experiences. Join our team of caring bankers who support the growth of businesses, families, and the communities we serve. Let us help you transform your career. Amegy Bank, here you grow.
**At Amegy, the possibilities are endless - come for the job, stay for a career.**
We are looking for a **Residential Mortgage Lender** to provide top notch customer service to our clients and customers in several areas in Texas. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
**_Essential Functions:_**
+ Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
+ Ensures compliance with regulatory guidelines in the performance of loan originator duties.
+ Interviews potential applicants to develop information concerning their needs, desires and other information.
+ Obtains and review pertinent financial and credit data
+ Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
+ Ensures any re-disclosures are made timely
+ May order appraisals through system, arrange for title search and obtain necessary documents.
+ Responsible to communicate with the customer throughout the process and work with processors through closing.
+ Originates residential home loan
**_Qualifications:_**
+ Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience
+ A combination of education and experience may meet requirements
+ Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
+ Ability to successfully solicit loans
+ Good problem solving skills
+ Ability to work independently
+ Strong interpersonal skills
+ Demonstrated ability to handle multiple priorities
+ Strong verbal and written communication skills
+ Ability to work effectively in high pressure environment
+ Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
**_Benefits:_**
+ Medical, Dental and Vision Insurance - **START DAY ONE!**
+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
+ Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
+ Mental health benefits including coaching and therapy sessions
+ Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
+ Employee Ambassador preferred banking products
**Req ID:**
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at , Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.

Job Description

Job Description

EducationA B.S. or B.A. degree in a related field normally required; specialized banking education and training. Experience

A minimum of five (5) years of experience in related positions normally required.

Preferred Skills

• Proficient reading, writing, grammar, and mathematics skills.
• Proficient interpersonal relations, communicative, and sales skills.
• A thorough knowledge of the features and benefits of all bank commercial products and services.
• A working knowledge of bank operating policies and procedures which impact commercial services.
• Valid driver's license.

Role and Responsibilities

Responsible for developing and managing the commercial and industrial loan relationships; achieving customer service goals as established in the Commercial Services Department's annual operating plan.

Essential Duties

1. Develops and manages the commercial and industrial loan relationships which are typically the largest and most complex by performing the following:

1. Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis; this activity to be integrated with the Commercial Services Department's annual marketing/sales plan.
2. Solicits new business from present and prospective customers; interviews applicants; maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities.
3. Provides sales information on a timely basis in order that this information may be included as part of customer service and sales performance reports.
4. Monitors individual sales performance versus objectives on a regular basis; discusses performance with appropriate supervisor on a frequent basis.
5. Serves as a member of the bank's sales team, e.g., Sales Managers; makes group sales calls where these types of calls will improve the opportunity for new business development.
6. Maintains a thorough knowledge of the features and benefits of all bank commercial products and services in order to ascertain customer needs and to sell in conjunction with these needs.
7. Collects and analyzes financial, credit, and related information; provides direct service to commercial customers of the bank with respect to deposit, loan, and other miscellaneous products and services; approves or rejects loan applications within individual lending authority; negotiates provisions and structures of loans.
8. Makes presentations to appropriate loan committee.
9. Assists customers in obtaining specialized services from other bank departments as necessary; provides help to customers with specific inquiries or service problems including loan policy.
10. Maintains a working knowledge of bank operating policies and procedures which impact commercial services.
11. Prepares and maintains accurate records of all customer service calls made and meetings held with present and prospective customers.
12. Monitors loan repayment activities.

2. Jointly establishes annual quantitative customer service and sales objectives with assigned supervisor; this activity to be integrated with the Commercial Services Department's annual operating plan.

3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place.

4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.

5. Coordinates departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties.

6. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; complies information as necessary or as directed and provides date to appropriate bank personnel.

7. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.

8. Maintains appropriate records and provides assigned reports.

9. Actively participates in community activities in a manner which reflects favorably on the bank.

Ancillary Duties

1. May attend sales and trade meetings as a bank representative to develop new business and to gain information and leads on new business relationships.

2.Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances.

Physical Requirements

• Occasionally ascends/descends stairs to move through the different floors of the location.
• Occasionally positions self to accomplish tasks in various environments including tight and confined spaces.
• Occasionally remains in a stationary position, often standing or sitting for prolonged periods.
• The person in this position needs to occasionally move about inside the office to accomplish tasks.
• Must be able to assess the accuracy, neatness, and thoroughness of the work assigned.
• Occasionally exposed to outdoor elements such as precipitation and wind.
• Occasionally has to work around noisy environments.
• Sedentary work that primarily involves sitting/standing.

Job Description

Job Description

EducationA B.S. or B.A. degree in a related field normally required; specialized banking education and training. Experience

A minimum of five (5) years of experience in related positions normally required.

Preferred Skills

• Proficient reading, writing, grammar, and mathematics skills.
• Proficient interpersonal relations, communicative, and sales skills.
• A thorough knowledge of the features and benefits of all bank commercial products and services.
• A working knowledge of bank operating policies and procedures which impact commercial services.
• Valid driver's license.

Role and Responsibilities

Responsible for developing and managing the commercial and industrial loan relationships; achieving customer service goals as established in the Commercial Services Department's annual operating plan.

Essential Duties

1. Develops and manages the commercial and industrial loan relationships which are typically the largest and most complex by performing the following:

1. Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis; this activity to be integrated with the Commercial Services Department's annual marketing/sales plan.
2. Solicits new business from present and prospective customers; interviews applicants; maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities.
3. Provides sales information on a timely basis in order that this information may be included as part of customer service and sales performance reports.
4. Monitors individual sales performance versus objectives on a regular basis; discusses performance with appropriate supervisor on a frequent basis.
5. Serves as a member of the bank's sales team, e.g., Sales Managers; makes group sales calls where these types of calls will improve the opportunity for new business development.
6. Maintains a thorough knowledge of the features and benefits of all bank commercial products and services in order to ascertain customer needs and to sell in conjunction with these needs.
7. Collects and analyzes financial, credit, and related information; provides direct service to commercial customers of the bank with respect to deposit, loan, and other miscellaneous products and services; approves or rejects loan applications within individual lending authority; negotiates provisions and structures of loans.
8. Makes presentations to appropriate loan committee.
9. Assists customers in obtaining specialized services from other bank departments as necessary; provides help to customers with specific inquiries or service problems including loan policy.
10. Maintains a working knowledge of bank operating policies and procedures which impact commercial services.
11. Prepares and maintains accurate records of all customer service calls made and meetings held with present and prospective customers.
12. Monitors loan repayment activities.

2. Jointly establishes annual quantitative customer service and sales objectives with assigned supervisor; this activity to be integrated with the Commercial Services Department's annual operating plan.

3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place.

4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.

5. Coordinates departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties.

6. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; complies information as necessary or as directed and provides date to appropriate bank personnel.

7. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.

8. Maintains appropriate records and provides assigned reports.

9. Actively participates in community activities in a manner which reflects favorably on the bank.

Ancillary Duties

1. May attend sales and trade meetings as a bank representative to develop new business and to gain information and leads on new business relationships.

2.Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances.

Physical Requirements

• Occasionally ascends/descends stairs to move through the different floors of the location.
• Occasionally positions self to accomplish tasks in various environments including tight and confined spaces.
• Occasionally remains in a stationary position, often standing or sitting for prolonged periods.
• The person in this position needs to occasionally move about inside the office to accomplish tasks.
• Must be able to assess the accuracy, neatness, and thoroughness of the work assigned.
• Occasionally exposed to outdoor elements such as precipitation and wind.
• Occasionally has to work around noisy environments.
• Sedentary work that primarily involves sitting/standing.

Job Description

Job Description

EducationA B.S. or B.A. degree in a related field normally required; specialized banking education and training. Experience

A minimum of five (5) years of experience in related positions normally required.

Preferred Skills

• Proficient reading, writing, grammar, and mathematics skills.
• Proficient interpersonal relations, communicative, and sales skills.
• A thorough knowledge of the features and benefits of all bank commercial products and services.
• A working knowledge of bank operating policies and procedures which impact commercial services.
• Valid driver's license.

Role and Responsibilities

Responsible for developing and managing the commercial and industrial loan relationships; achieving customer service goals as established in the Commercial Services Department's annual operating plan.

Essential Duties

1. Develops and manages the commercial and industrial loan relationships which are typically the largest and most complex by performing the following:

1. Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis; this activity to be integrated with the Commercial Services Department's annual marketing/sales plan.
2. Solicits new business from present and prospective customers; interviews applicants; maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities.
3. Provides sales information on a timely basis in order that this information may be included as part of customer service and sales performance reports.
4. Monitors individual sales performance versus objectives on a regular basis; discusses performance with appropriate supervisor on a frequent basis.
5. Serves as a member of the bank's sales team, e.g., Sales Managers; makes group sales calls where these types of calls will improve the opportunity for new business development.
6. Maintains a thorough knowledge of the features and benefits of all bank commercial products and services in order to ascertain customer needs and to sell in conjunction with these needs.
7. Collects and analyzes financial, credit, and related information; provides direct service to commercial customers of the bank with respect to deposit, loan, and other miscellaneous products and services; approves or rejects loan applications within individual lending authority; negotiates provisions and structures of loans.
8. Makes presentations to appropriate loan committee.
9. Assists customers in obtaining specialized services from other bank departments as necessary; provides help to customers with specific inquiries or service problems including loan policy.
10. Maintains a working knowledge of bank operating policies and procedures which impact commercial services.
11. Prepares and maintains accurate records of all customer service calls made and meetings held with present and prospective customers.
12. Monitors loan repayment activities.

2. Jointly establishes annual quantitative customer service and sales objectives with assigned supervisor; this activity to be integrated with the Commercial Services Department's annual operating plan.

3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place.

4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.

5. Coordinates departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties.

6. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; complies information as necessary or as directed and provides date to appropriate bank personnel.

7. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.

8. Maintains appropriate records and provides assigned reports.

9. Actively participates in community activities in a manner which reflects favorably on the bank.

Ancillary Duties

1. May attend sales and trade meetings as a bank representative to develop new business and to gain information and leads on new business relationships.

2.Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances.

Physical Requirements

• Occasionally ascends/descends stairs to move through the different floors of the location.
• Occasionally positions self to accomplish tasks in various environments including tight and confined spaces.
• Occasionally remains in a stationary position, often standing or sitting for prolonged periods.
• The person in this position needs to occasionally move about inside the office to accomplish tasks.
• Must be able to assess the accuracy, neatness, and thoroughness of the work assigned.
• Occasionally exposed to outdoor elements such as precipitation and wind.
• Occasionally has to work around noisy environments.
• Sedentary work that primarily involves sitting/standing.

Job Description

Job Description

Position Title: Commercial LenderReports To: Regional President/Senior Commercial Loan OfficerGeneral Purpose:

Works with senior management, department heads, loan officers and branch staff to develop additional business for the bank across all lines of business. The primary focus will be making and servicing commercial loans while seeking to also develop all lines of business.

Responsibilities:

• Call on existing customers to secure relationships and search for new opportunities within our current customer basewith the goal of deepening existing relationships with current customers while also seeking referrals.
• Call on prospective customers to secure new relationships for the bank. The goal is to add new customers across all lines of business.
• Be involved in community functions and civic organizations. The goal is to be a good ambassador for the bank and be active in the communities we serve.
• Obtain all necessary financial data to make decisions on loans and terms within lending limits and work with other lenders on larger credits.
• Work with customers to close loans as needed.

Qualifications:Education/Experience:

• Bachelor’s degree required
• Commercial lending and/or credit analyst experience preferred
• Prior banking/financial services experience required
• Strong community involvement and/or resident of market served preferred

Skills:

• Strong oral and written communication skills
• Motivated and self-starter
• Team oriented
• Innovative and creative

Isabella Bank is an AA/EEO employer.

Job Description

Job Description

Description:

Title: Senior Lender

Employee Status: Full Time – Exempt

Salary: Grade 5

Starting range of $85,000 – $108,000

Reports to: Managing Director of Lending, Eastern Region

Department: Capital Solutions

Location: Detroit, MI

Hybrid: In office: T/W | WFH: M/Th/F

Department Function: Capital is a critical resource that’s often beyond the reach of nonprofits serving communities with limited resources. IFF works hard to change that. For more than 30 years, IFF has specialized in flexible lending products that help nonprofits achieve their growth goals and best serve their communities. IFF’s clients include human services agencies, supportive housing providers, schools, health clinics, arts organizations, community centers and a full spectrum of other nonprofit organizations. Racial inequality in property values still exists today. IFF takes a different approach to underwriting that isn’t limited by appraisals, but instead is informed by a deep understanding of nonprofit operations and the importance of nonprofit facilities to communities. IFF provides lending to our clients uniquely designed to serve nonprofits with no appraisals on commercial projects, as low as five percent up front, and long-term loans with no prepayment penalties. Loans can be used for acquisition, facility improvement, equipment and vehicles, and affordable housing. Capital Solutions is part of IFF’s Core Business Solutions which is a cross-cutting team that sits at the nexus of nonprofits, communities, and IFF technical knowledge. The group provides thought leadership and expertise to drive corporate strategy across markets. The primary business units in Core Business Solutions are Capital Solutions, Real Estate Solutions, Community Development Solutions, Home First, Legal and Compliance.

The Organization

IFF is a mission-driven lender, real estate consultant, and developer that helps communities thrive. Key to our success has been a deep sense of purpose, a broad perspective, and a relentless focus on achieving positive results. Across the Midwest we help clients from every sector, including human service agencies, health centers, schools, affordable housing developers, and healthy food grocery operators. Staff contribute extensive business experience and an unrivaled connection to the mission of IFF to the clients we serve.

Equity, Diversity, and Inclusion

Partnering to create thriving communities is at the heart of everything we do. We leverage knowledge, capital, and resources to advance equitable and transformational outcomes in under-resourced communities, guided by our commitment to be an inclusive, anti-racist and anti-oppressive institution that honors communities as asset-rich and as experts in their own stories.

Basic Job Function

Responsible for supporting the loan origination process by analyzing applicant financial, project and management capacity and preparing loan recommendations. Work closely with lenders across all IFF sectors and states on loan opportunities to determine long-term fit with IFF mission and credit requirements. Manages and maintains database information with responsibility for data integrity.

IFF is looking for candidates with a commitment to the work we do who can demonstrate their creativity, diligence, enthusiasm, growth-mindset, thoughtfulness, and passion to make meaningful change in the areas of economic and racial justice.

Requirements:

Core Responsibilities:

1. Primary borrower relationship manager for assigned region’s lending activities. Responsible for sourcing, underwriting, seeking approval, and facilitating the closing and monitoring of loans, including those requiring complex structuring.

• Responsible for guiding prospective borrowers through the loan application, approval and closing process
• Screens projects for alignment with IFF and department goals. Evaluates loan requests, including the agency's financial condition and projections, site analysis and building plans, operating plans, potential risks and other relevant data to support a recommendation of whether or not to make a loan. Follow up as necessary with agency and others to obtain additional information.
• Coordinating as necessary with the Chief Credit Officer, underwrite, structure, package and present loan recommendations for approval to loan committees. Document terms and conditions and issue commitment letter.
• Provide technical assistance on financing and financial systems to improve capacity of applicants and borrowers.
• Support IFF’s Customer Relationship Management database with data input to ensure that accurate and comprehensive information on all aspects of loan program is readily available, from initial contact through project closing and long-term monitoring. Contribute quantitative and narrative materials for fund raising applications and required reporting.
• Establish closing requirements and work with IFF Closing and Escrow Services team, borrower, attorneys, and others to facilitate closing process in timely and efficient manner.
• Work with the Partnership Management team to support post-close monitoring including customer check-ins or site visits as required. Coordinate customer relationship management with Partnership Management and support effective relationship communications.

2. Lead loan business development efforts to build and maintain a strong loan pipeline. Work with Marketing to implement appropriate outreach strategies, business development and sales activities.

• Develop and pursue business leads from existing network of customers, contact with agencies and market influencers, community leaders and funders and follow up with generated leads
• Respond in a timely manner to inquiries from prospective borrowers, providing information regarding IFF lending programs, assessing loan readiness, and assisting as necessary to prepare loan submissions and related paperwork
• Conduct in-person and virtual presentations or workshops for customers and prospective borrowers as arranged and scheduled with the Managing Director of Lending or in coordination with other partners

3. Participate with other Capital Solutions staff to research, develop, and improve lending programs, policies and procedures, marketing materials, application forms, tracking procedures, program goals, and general communications.

4. Maintain required job knowledge, skills and core professional competencies. Attend and participate in required educational programs and staff meetings.

5. Research and provide updates on nonprofit sectors or environment to inform the lending team on opportunities and risks emerging in certain sectors.

6. Demonstrates a commitment to equity, diversity, and inclusion. Promotes an environment of empathy and respect, ensures the inclusion of all team members, and will actively engage in EDI events and learning opportunities.

7. Perform other projects as assigned.

Performance Measures:

1. Achievement of lending and program goals.

2. Complete, accurate, and thoughtful analysis for thorough understanding of underwriting and lending issues on all loan applications and portfolio and risk assessment reports.

3. Achievement of portfolio outreach and increasing the profile and visibility of IFF across the region.

4. Solutions to identified issues and challenges relating to loan program implementation.

5. Achievement of department lending and program goals in region.

6. Cultivates a culture of openness in information sharing. Encourages open communication, cooperation, and the sharing of knowledge.

7. Models personal accountability that promotes ownership and engagement.

8. Builds and maintains effective working relationships with colleagues, peers and team members.

9. Values and supports differences in others, contributing to an inclusive work environment. Demonstrates the ability and willingness to communicate effectively with people of diverse backgrounds and experiences to create a collaborative, collegial, and caring community.

10. High level of satisfaction with both internal colleagues and external contacts.

Position Qualifications:

Education: Bachelor’s Degree required, preferably in business, accounting or finance. Or equivalent experience in a similar position.

Previous Experience:

• Seven years of experience in banking, finance, or real estate finance
• Demonstrated competence in commercial lending terminology, and credit/financial statement analysis
• Experience marketing loan products

Special Knowledge & Skills:

• Familiarity with nonprofit sector preferred
• Familiar with construction and lending practices and terminology
• Strong interpersonal skills
• Comfortable in presentation and workshop situations
• Proficient computer software user (Excel and databases)

Additional Requirements: Regular travel throughout the Midwest region; occasional early start or extended hours and evening or weekend work.

Standard Benefits:

Medical, dental, and vision insurance

Paid time off

401(k) retirement plan with employer contribution

Life Insurance

Short and long term disability

Work-Life Balance Benefits:

Hybrid workplace

Summer Fridays

Employee Development Benefits:

Professional development stipend

Mentorship program

Miscellaneous:

Wellness programs

Employee assistance

Referral Bonuses

IFF does not offer the following:

relocation package

100% remote

provide sponsorship to applicants who require or will require a work permit.

Check off only some boxes in the requirements listed above. Studies have shown that marginalized communities - such as women, LGBTQ+ and people of color - are less likely to apply to jobs unless they meet every qualification. So, if you're excited about this role, we encourage you to apply.

Application Instructions: Please visit the Careers section of our website to apply online.

IFF values equity, diversity, and inclusion as part of its mission to strengthen nonprofits and the communities they serve. IFF is an equal opportunity employer and is committed to building and maintaining a culturally diverse workplace that is free of discrimination and harassment of any kind. We encourage women, minorities, individuals with disabilities and veterans to apply. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, veteran status, or any other status protected by the laws or regulations in the locations where we operate

This position requires a highly motivated and results-driven candidate. Responsible for generating new commercial loan relationships and expanding our presence in the market, as well as, actively prospecting, building a robust sales pipeline, and closing new business.

As a full-time employee of United Bank, you would join an outstanding, supportive culture of employees. You would also gain several attractive benefits, including the following:

• Paid vacation and Sick (ESTA) days;
• Health, dental, vision, and life insurance;
• Long and short-term disability;
• 401(k) retirement plan with company match;
• Education reimbursement;
• Wellness opportunities;
• Training and development opportunities;
• Pay for performance;
• Promote from within philosophy;
• Bank products and services;
• Inclusive employer that celebrates and encourages the uniqueness of each person;
• Veteran-friendly employer.

We have an excellent opportunity for a full-time Commercial Lender for United Bank of Michigan. United Bank is searching for driven individuals who are focused on building relationships with our customers by meeting their financial objectives. Whether you have several years of experience or are new to the banking industry, we would love to help you achieve your personal and professional goals.

The Commercial Lender position is a fundamental position at United Bank. This position requires a highly motivated and results-driven candidate. Responsible for generating new commercial loan relationships and expanding our presence in the market, as well as, actively prospecting, building a robust sales pipeline, and closing new business. Actively contribute to the overall growth and profitability of our commercial lending portfolio. Collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan requests. Establishes and negotiates where necessary, terms and conditions which credit will be granted, including the costs, repayment method, and schedule and collateral requirements. Monitors loan repayment activities and takes necessary action to collect from past-due accounts. Must have transportation to meet with clients on or off site. Responsible for areas of compliance as it relates to Commercial Lending. Undertakes special projects relating to departmental services as assigned.

This position requires:

• Bachelor’s degree
• 2 or more years experience and/or training, or combination of education and experience.
• Ability to work independently and collaboratively in a fast-paced environment;
• High level of discretion in handling sensitive and confidential information;
• Utilizing hands & arms;
• Ability to talk & hear;
• Ability to have close vision of 20 inches or less.

United Bank of Michigan is proud to be an Equal Opportunity and Affirmative Action Employer, and to have an inclusive culture to promote and ensure equal opportunity decisions regardless of race, color, sex, national origin, religion, disability, veteran status or any other legally protected status.

If you require an accommodation to apply to this position, please call , or email This contact information is for accommodation purposes only .

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.
As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.
We are looking for a seasoned Mortgage Lender to join our California team. Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches.
**Essential Functions:**
+ Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
+ Ensure compliance with regulatory guidelines in the performance of loan originator duties.
+ Interviews potential applicants to develop information concerning their needs, desires and other information.
+ Obtains and review pertinent financial and credit data.
+ Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
+ Ensures any re-disclosures are made timely.
+ May order appraisals through our systems, arrange for title search and obtain necessary documents.
+ Responsible to communicate with the customer throughout the process and work with processors through closing.
+ Originates residential home loans.
+ Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
+ Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
+ Other duties as assigned.
**Qualifications:**
+ Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
+ Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
+ Ability to successfully solicit loans.
+ Good problem solving skills.
+ Ability to work independently.
+ Strong interpersonal skills
+ Demonstrated ability to handle multiple priorities.
+ Strong verbal and written communication skills
+ Ability to work effectively in high pressure environment.
+ Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
**Benefits:**
+ Medical, Dental and Vision Insurance - START DAY ONE!
+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
+ Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
+ Mental health benefits including coaching and therapy sessions.
+ Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
+ Employee Ambassador preferred banking products.
**Req ID:**
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
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