2,724 Market Risk jobs in the United States

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $95,000.00 and $150,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
**Role Description**
SMBC Capital Markets, Inc. is seeking a highly skilled Associate for Market Risk to join our esteemed Market Risk Strategy Team. This role is integral to our operations, encompassing a broad range of responsibilities that ensure our market risk management is both comprehensive and forward-thinking.
**Role Responsibilities**
As an Associate for Market Risk, you will:
- Lead and manage complex cross-regional market risk projects, ensuring seamless communication with our Head Office.
- Address regulatory and internal findings, driving remediation efforts to uphold our high standards of compliance.
- Enhance governance frameworks, contributing to the continuous improvement of our risk management practices.
- Review and assess new products, ensuring they align with our strategic objectives and regulatory requirements.
- Collaborate with stakeholders across various regions, leveraging your expertise to influence key decisions and strategies.
**Qualifications and Skills**
Required Qualifications
- Education: Required - BA / BS
- Experience: 3-5 years of experience in market risk / derivative risk or closely risk-related role. Good foundational understanding of derivatives and knowledge of risk management framework (e.g. Regulatory Capital, VaR and stress-testing standards, counterparty exposure estimation, documentation and reporting approaches) in the US and Japan.
Preferred Qualifications
- Language: Business fluency in English
- Soft skills: Working knowledge of Python, VBA, and Microsoft Office Suite
Company Culture and Values
- Integrity: Acting with sincerity and maintaining high ethical standards as professionals.
- Customer First: Prioritizing the customer's perspective and providing value based on their individual needs.
- Proactive & Innovative: Embracing new ideas and perspectives, and not being deterred by failure.
- Speed & Quality: Differentiating through the speed and quality of decision-making and service delivery.
- Team "SMBC Group": Respecting and leveraging the knowledge and diverse talent within the global organization
**Additional Requirements**
SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at

Associate, Market Risk
Country: United States of America
**Your Journey Starts Here:**
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities **We Want to Talk to You!**
**The Difference You Make:**
The Associate, Market Risk monitors the liquidity risk metrics operates within Liquidity Policy guidelines and limits. This position will develop and implement all Regulatory and Corporate Liquidity Policy standards for market risk activities, lead discussions with management, and compare the Company risk profile against industry information.
- Observes, analyzes and implements US regulation and Liquidity Policy Guidelines.
- Documents effectively Liquidity assumptions, developing procedures related with daily and monthly liquidity process.
- Identifies and contributes to resolution of emerging risk issues related to Liquidity Risk processes and exposure, anticipating and acting proactively on minimizing risk.
- Ensures the commitment of the liquidity risk policy guidelines and the contingency plans, monitoring early warning indicators and warning about liquidity events,
- Assists with the validation, reconciliation and analysis of data, ensuring its accuracy, validating and implementing liquidity risk measurement methods.
- Compares the Company risk profile against industry information.
**What You Bring:**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. - Required.
5+ Years Risk Management/Controls - Required.
- Advanced understanding of key inherent risk and market risk management control practices to perform periodic analysis with critical reasoning for high management reporting.
- Strong market risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment.
- Knowledge of workflow/processes and risks/controls, including: origination, underwriting, servicing, and collections/workout.
- Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense.
- Ability to handle conflict resolution with other groups to ensure appropriate accounting guidance is followed.
- Ability to adjust to new developments/changing circumstances.
- Ability to convey a sense of urgency and drive issues/projects to closure.
- Ability to effectively interact with the market, executive management and vendors.
- Ability to adapt and adjust to multiple demands and competing priorities.
- Excellent written and oral communication skills.
- Strong analytical, organizational and project management skills.
**Certifications:**
No Certifications listed for this job.
**It Would Be Nice For You To Have:**
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
**What Else You Need To Know** **:**
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
**Base Pay Range**
Minimum:
$90,000.00 USD
Maximum:
$155,000.00 USD
**Link to Santander Benefits:**
**Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) ( Culture:**
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
**EEO Statement:**
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
**Working Conditions** :
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
**Employer Rights:**
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
**What** **To Do Next** **:**
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
**Primary Location:** New York, NY, Madison Ave Corp
**Other Locations:** New York-New York
**Organization:** Banco Santander S.A.
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

Market Risk Auditor
New York, New York
**To proceed with your application, you must be at least 18 years of age.**
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At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Job Description:**
Market Risk Audit is a global team of subject matter experts in traded market risk and valuation within Corporate Audit. We are looking for someone with a risk-based audit skillset and traded market risk & valuation subject matter expertise to perform audit work (design & execute test programs; develop & communicate evidenced-based conclusions on the effectiveness of business process controls; validate issues; manage stakeholder relationships) with a specific focus on the Market Risk and Global Markets areas as part of the global Market Risk Audit team. The successful candidate will be expected to work closely with team members across the globe and engage with key partners in the Corporate Audit organization, including the Global Markets Audit, Model Risk Audit and Technology Audit teams. Existing members are drawn from wide range of quantitative backgrounds, and the team comprises former traders, market risk managers, front office and finance quants, and regulators. The team leads many high-profile audits comprising both regulatory-required and functional work, with continual senior management and regulatory focus. The role will provide the successful candidate exposure both within Audit and more widely in the firm.
**Responsibilities for this role include:**
+ Assessing the control environment effectiveness of market risk measurement and valuation processes within Global Markets Risk and Global Markets, providing independent challenge to existing approaches as needed.
+ Working flexibly as part of the global team on audit projects as required, including providing subject matter expert support to other teams within Corporate Audit.
+ Performing thorough technical analyses and summarizing results in concise and impactful report conclusions for distribution and presentation to senior management and bank regulators.
+ Proposing and executing test programs as part of day-to-day audit work.
+ Developing and managing independent relationships with stakeholders across first and second lines.
+ Maintaining timely and relevant knowledge and awareness of business, industry, and regulatory trends, best practices, and standards.
+ Close work with a support development team to enhance and automate testing by leveraging new technologies and artificial intelligence.
**Minimum Education Requirement:** Master's degree in related field or equivalent work experience
**Required Qualifications:**
+ Has a minimum 5-8+ years of experience in risk management, price verification, quant or trading group in a bank or other financial institution, or in audit covering those functions, or minimum 5-8+ years of alternative relevant experience.
+ Has practical experience managing, performing, and/or assessing traded market price risk processes, e.g. market risk exposure measurement, management, or reporting; limit setting, monitoring, or management; regulatory capital requirement calculation; or stress testing.
+ Has sustained experience effectively communicating with first-line markets trading and second-line risk management audiences/stakeholders.
+ Has strong knowledge of financial instruments and financial risk management principles, including exposure to Global Markets products, both derivatives and securities; a deep understanding and knowledge of market risk measures and fair valuation; and a strong comprehension of financial modelling fundamentals.
+ Understands internal audit's role and objectives and how risk-based auditing is used to assess business process control environment effectiveness.
+ Has strong presentation skills, with the ability to communicate clearly and effectively both verbally and in writing; ability to produce high quality technical documentation.
+ Has the ability to problem solve; the ability to work both as a self-starting individual and as part of an integrated team; excellent attention to detail; a positive outlook and an ability to work in a fast-paced environment/multi-task under pressure; and is an intellectually curious, critical thinker.
**Desired Qualifications:**
+ An advanced degree in a quantitative field (e.g. PhD or Master's degree in Statistics, Economics, Mathematics, Finance, Engineering, Physics, Computer Science, or related field).
+ Experience in computational, engineering, or scientific research or development roles.
+ Strong, hands-on programming skills using Python, R and/or C++/C#, with ability to develop code to conduct independent testing and replicate results, and/or the ability to use data analytics applications.
+ Knowledge of market risk capital regulation (Basel III implementation through the US Market Risk Rule and the Capital Requirements Regulation in EU and UK jurisdictions), awareness of requirements in the Fundamental Review of the Trading Book and the wider regulatory environment (e.g., Sound Practices for Model Risk Management, SR 11-7).
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
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Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $95,000.00 and $150,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
**Role Description**
Using a number of modeling techniques and data structures, project the potential interest rate risk on short-term earnings and longer term equity and economic value at risk. Monitor potential loss across different types of risks. Establish thresholds, at-risk levels and exposure limits by product and business. Based on model results, suggest changes to positions and strategies.
**Role Objectives: Delivery**
Run models that project the potential interest rate risk on short-term earnings and longer term equity / economic value at risk, taking into account both a static analysis of interest rate margins and a dynamic view of changing market conditions including elements such as yield, convexity, duration and FX. Produce fair value equivalents for asset prices and funding costs using existing pricing data from businesses, counterparties, markets, replacement costs and transfer pricing data. Stress test results. Prepare a gap analysis. Stress test results. Produce a funding analysis that takes into account total cost including deposits, incorporating relevant ops costs. Report on potential loss across different types of risks (interest, convexity, duration, FX, counterparty, etc.). Test thresholds, at-risk levels, and exposure limits by product and business.
**Role Objectives: Interpersonal**
Develop relationships with units such as IT to improve data gathering and model construction. Support the unit's work with industry specialists, country risk managers, credit review / analysis staff, treasury staff and relationship managers to determine and evaluate if potential risks are properly reflected in the models. Begin to network within the industry through meetings, events and involvement with trade organizations to better understand emerging risk trends and how they are reflected in models.
**Role Objectives: Expertise**
Demonstrate a solid knowledge in financial analysis, especially elements of interest rate analysis such as yield, convexity, duration, and FX. Demonstrate general understanding of financial markets and economics to help ensure models take into account current and changing conditions and to create a valid set of variables and scenarios. Have solid risk modeling skills to take into account various types of risk, correlation between risks and idiosyncratic risk. Have a working knowledge of information technology, data management and statistical analysis to create meaningful modeling and analysis. Communicate analytical data effectively.
**Qualifications and Skills**
+ Education: Required - BA / BS
+ Work Experience: 3+ years of experience in market risk / derivative risk or closely risk-related role.
+ Language Skills: Business fluency in English (Japanese is preferred)
+ Software Systems / Programming Languages: Working knowledge of VBA, and Microsoft Office Suite
**Additional Requirements**
SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at

Welcome to the intersection of energy and home services. At NRG, we're all about propelling the next generation of leaders forward. We are driven by our passion to create a smarter, cleaner and more connected future. We deliver innovative solutions that make our customers' lives easier-helping them power, protect, and intelligently manage their homes and businesses. To do this, we need creative and talented people to join our company.
We offer a dynamic work environment and a unified and inclusive culture. NRG fosters a strong sense of belonging that leads to better collaboration and business performance. Our company programs are designed to help employees develop the skills they need for success now and in the future. In everything we do, we aim to champion our employees and bring value to our customers, investors and society.
More information is available at Connect with NRG on Facebook, Instagram, LinkedIn and X.
**Job Summary:**
The Analyst, Market Risk Analytics is responsible for analyzing financial and credit/collateral risks associated with energy trading and marketing activities, including the corresponding retail activity. This includes identifying and assessing potential risks, developing and implementing quantitative modeling, and monitoring and reporting on risk exposures. The position may also be responsible for developing, deploying and maintaining risk management tools.
**Essential Duties/Responsibilities:**
+ Evaluate the financial, credit and collateral exposure of complex integrated energy portfolios under dynamic market conditions
+ Conduct financial analysis and modeling to evaluate the financial and risk profile of potential transactions, along with the associated credit and collateral implications
+ Support the origination and execution of new business opportunities, including highly structured transactions, on a timely manner
+ Leverage problem solving, analytical skills, and new technologies to enhance and automate various risk processes
+ Capable of assembling disparate data sources to create a centralized view for scenario analysis of existing assets as well as prospective transactions
+ Work with senior risk managers to engage with portfolio managers and research analysts on topics such as risk limit usage, portfolio construction, tail exposure, and forward-looking risk events
+ Perform other duties as assigned
**Minimum Requirements:**
+ Bachelor's Degree from an accreted college or university is required
+ Minimum of five (2) years of energy electric or gas industry experience
+ Experience with Stochastic / Monte Carlo methods
+ Some knowledge of programming skills (i.e., Python, VBA, Matlab, R) and data management and analytical tools (i.e., Power BI, SQL tools)
**Preferred Qualifications:**
+ Bachelor's degree from an accredited college or university in a mathematics-oriented discipline (e.g. Statistics, Mathematics, Engineering, Economics, Finance, etc.) is a strong plus
+ Product knowledge in electricity and gas
**Additional Knowledge, Skills and Abilities:**
+ Detail oriented and able to produce accurate work products under rapidly changing priorities
+ Ability to work independently and manage multiple projects simultaneously
+ Experience with trading and risk management systems like Aligne, Endur, etc. is a plus
+ Strong written and verbal communication skills
**Working Conditions:**
+ Hybrid work environment with 3 days per week in office and 2 days remote
+ Trade floor/open office environment with frequent collaboration within and across teams
+ Majority of work performed on a personal computer in a seated position
**Why NRG is a great place to work:**
+ Great company culture! Voted as a BEST employer by Forbes
+ A competitive total compensation package, including annual incentive and/or commission
+ Stock Purchase Plan
+ Benefits on the first day of employment - Medical, Dental, Vision, Life Insurance, and Short-Term Disability, Wellness program, etc.
+ Company-paid life insurance and disability insurance
+ 401 (k) plan to help save for retirement
+ Numerous discounts, including electricity discounts on NRG brands
NRG Energy is committed to a drug and alcohol-free workplace. To the extent permitted by law and any applicable collective bargaining agreement, employees are subject to periodic random drug testing, and post-accident and reasonable suspicion drug and alcohol testing. EOE AA M/F/Protected Veteran Status/Disability. Level, Title and/or Salary may be adjusted based on the applicant's experience or skills.
EEO is the Law Poster (The poster can be found at description on file with Talent.

Texas, United States of America
**Job Family Group:**
Finance
**Worker Type:**
Regular
**Posting Start Date:**
August 20, 2025
**Business unit:**
Finance
**Experience Level:**
Experienced Professionals
**Job Description:**
**What's the role?**
As a Senior Market Risk Analyst, you will be responsible of the following duties:
+ Act as Senior Market Risk focal point for front-office and senior stakeholders
+ Understand supply and demand fundamentals, including regional/locational price differences, fundamental drivers of changes in these spreads, historical market direction and trends/underlying fundamental causes
+ Design and analyze independent stress-test evaluations/scenario analysis of the portfolio that align with current risk-appetite and asses if limits are "right-sized" for growth
+ Evaluate new business opportunities by providing independent deal assessment including strategic/portfolio fit, limits impact evaluation, analysis of portfolio performance in various scenarios, identification of risks associated with the new deal, and back-testing strategies in collaboration with other Market Risk groups and the Deal Valuation team. Where applicable, provide peer review and challenge to deal proposals for other T&S businesses
+ Analyze performance or hedge effectiveness/back-tests of trading strategies, identify multiple factors driving position and profit and loss changes and provide insight to stakeholders and consumers of risk data for context
+ Develop and refine the fair economic valuation approach and provide steer on usage of market risk reserves
+ Regularly and independently evaluate known key deal inputs and identify/document shortcomings with internal evaluations
+ Provide daily, insightful, commentary of key portfolio activity including market intelligence, exposure changes and new deal activity
+ Ensure adherence to mandated exposure and risk limits and provide guidance on actions to be taken to reduce risk if necessary
+ Develop strong relationships with Shell Energy Americas commercial counterparts and possess deep end-to-end understanding of trading strategies, associated exposures and future growth aspirations for the trade desk supported
+ Collaborate with other support functions (e.g. Finance, Technical Accounting) for deal support and general portfolio queries
+ Support internal/external audit requirements
**What we need from you**
+ Must have legal authorization to work in the US on a full-time basis
+ Bachelor's Degree; preferred focus in Mathematics, Economics, Engineering, Science, or other relevant field
+ 5 or more years' working experience in a trading environment related to power and/or natural gas
+ 5 or more years of commodities market risk experience, preferred power and gas, including but not limited to: understanding of VaR methodology, valuation of non-vanilla option with physical constraints, design and implement stress testing scenarios, set different types of limits to monitor/control risk taking activities, design reserve methodology, etc.
+ Hands-on experience on long-term energy transactions, tolling agreements, renewable power purchase agreements, capacity agreements, contractual flexibilities, and non-linear products
+ Strong data analysis skills: hands-on experience using statistical analysis tools, programming languages and business intelligence tools
+ Strong interpersonal and communication skills (both written and verbal), including an ability to concisely explain complex concepts to non-specialist stakeholders in terms of intent and application
+ Learner mindset: innovative and creative, excellent critical thinking and problem-solving capabilities
+ Candidate must be able to work in Houston, TX, relocation is available for the chosen candidate if needed
**What we offer**
The base salary range for this position is $122,000 - $182,000 per year. Individual pay will be based on various factors such as relevant work experience, education, certifications, skill level, seniority, and internal equity.
For regular full-time or regular part-time employees of the Company (participating companies as listed in the Summary Plan Description), insurance coverage options include medical, dental, vision coverage, life Insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs. Employees also participate in a company pension plan and a 401(k) plan. Paid leave includes up to 6 weeks of paid vacation time, up to 11 paid holidays, and parental leave offering 16 weeks of paid leave for birthing parents, and 8 weeks of paid leave for non-birthing parents.
Additionally, employees are eligible for short-term disability leave for up to 26 weeks at 100% or 50% of base pay as well as Long-Term Disability insurance. Shell also offers other compensation such financial reimbursement for adoption, wellness, education, and personal learning expenses, and some roles are eligible for discretionary long-term incentives. For interns, eligible benefits include medical, dental, and vision coverage, life insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs; participation in a 401(k) plan; and paid leave for up to 11 paid holidays. Additional information on Shell's US benefit programs can be found at bring your skills and experience to Shell and in return you work with talented, committed people on one of the most important challenges facing our planet. You'll have the opportunity to develop the skills you need to grow in an environment where we value honesty, integrity, and respect for one another. You'll be able to balance your priorities as you become the best version of yourself.
+ Progress as a person as we work on the energy transition together.
+ Continuously grow the transferable skills you need to get ahead.
+ Work at the forefront of technology, trends, and practices.
+ Collaborate with experienced colleagues with unique expertise.
+ Achieve your balance in a values-led culture that encourages you to be the best version of yourself.
+ Benefit from flexible working hours, and the possibility of remote/mobile working.
+ Perform at your best with a competitive starting salary and annual performance related salary increase - our pay and benefits packages are considered to be among the best in the world.
+ Take advantage of paid parental leave, including for non-birthing parents.
+ Join an organisation working to become one of the most diverse and inclusive in the world. We strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply.
+ Grow as you progress through diverse career opportunities in national and international teams.
+ Gain access to a wide range of training and development programmes.
**We'd like you to know that Shell has a bold goal: to become one of the world's most diverse and inclusive companies. You can get to know more about how we're working towards that goal,** click here ( **.**
**Shell in The United States**
Shell has been in the US for more than 100 years, leading the sector in energy, petrochemicals and refined products. Today, we provide millions of Americans with the energy needed to heat and cool their homes and power the economy.
We operate in all 50 states, from our Deep-Water platforms in the Gulf of America to the Pennsylvania Chemicals complex and our miles of pipelines throughout the US.
We reach our customers through our 13,000 branded retail stations, and we are number 1 in gasoline sales. We also own the #1 brand of motor oil in the U.S. - Pennzoil® - made from natural gas.
We are excited to play a key role in the move to net carbon emissions while providing the oil and gas needed by society for many decades to come.
-
**DISCLAIMER:**
Please note: We occasionally amend or withdraw Shell jobs and reserve the right to do so at any time, including prior to the advertised closing date. Before applying, you are advised to read our data protection policy. This policy describes the processing that may be associated with your personal data and informs you that your personal data may be transferred to Shell/Shell Group companies around the world. The Shell Group and its approved recruitment consultants will never ask you for a fee to process or consider your application for a career with Shell. Anyone who demands such a fee is not an authorised Shell representative and you are strongly advised to refuse any such demand. Shell participates in E-Verify. All qualified applicants will receive consideration for employment without regard to race, color, sex, national origin, age, religion, disability, sexual orientation, gender identity, protected veteran status, citizenship, genetic information or other protected status under federal, state or local laws. Shell is an Equal Opportunity Employer - Minorities/Females/Veterans/Disability. As a US Federal Contractor, hiring selections are subject to periodic audit review and documentation of your selections should be maintained for a period of three calendar years. It is the policy of Shell in the U.S. ("Shell") to provide equal opportunity to all individuals, employees and all qualified applicants for employment consistent with employment requirements and qualifications. Shell prohibits discrimination based on race, color, sex, national origin, age, religion, disability, sexual orientation, gender identity, veteran status, citizenship, genetic information, or other protected status under federal, state or local laws. All employees are expected to support this policy and contribute to an environment of equal opportunity. If you need an accommodation for a disability during the resourcing process, please speak with an HR representative.
You can be a part of the future of energy. Together at Shell, we are transitioning to become a net-zero emissions business while providing the energy that people around the world need today. Working with experienced colleagues , you'll have the opportunity to develop your skills, in an environment where we value honesty, integrity and respect for one another. At Shell, you progress as we tackle the energy challenge together.
#PowerYourProgress
**Visit our careers site ( has a bold goal: to become one of the world's most diverse and inclusive companies, a place where everyone - from our employees to our customers, partners and suppliers - feels valued, respected, and has a strong sense of belonging.
Find out more about DE&I at Shell ( is a global group of energy and petrochemical companies, employing 96,000 people across more than 70 countries.
Whether they work on our platforms and pipelines, or in our offices and research labs, people are key to our success. They collectively determine our culture and we expect them to behave according to our values: honesty, integrity, and respect for people.
Learn more about our purpose and strategy ( **_If you need any assistance or support while applying for a job, please contact us at_** ** ** _"_

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $90,000.00 and $135,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
**Role Description**
SMBC Capital Markets, Inc. (CM) is seeking a Risk Governance Associate within its Risk Management Department. This role will oversee coverage across SMFG Combined U.S. Operations (CUSO), including CM and SMBC Nikko Securities America, Inc., with a focus on centralizing efforts to enhance the efficiency of our risk organization in the US. The Associate will collaborate with teams in the Front Office, Finance, Accounting, Compliance, Legal, and Audit, while leveraging resources within the Risk Management Department, to cover the risk governance framework overseeing market risk across the banking book, derivatives, and securities products.
**Role Objectives: Delivery**
1. Maintain entity level Risk Governance in compliance with CFTC/NFA and SEC/FINRA regulations and uphold the risk governance framework for CUSO Market Risk under FRB and other regulations.
2. Maintain entity level Risk Appetite Framework, collaborating with relevant departments and securing approvals.
3. Manage risk policies and procedures to reflect evolving risk frameworks.
4. Assist in preparing risk materials for Senior Management and governing bodies.
5. Support other Risk Governance and Enterprise Risk matters, such as the New Business / Product Approval process and Risk & Control Self-Assessment (RCSA) coordination.
**Role Objectives: Interpersonal**
1. Partner with other CUSO and entity-level departments to maintain and promote a robust risk management framework.
2. Liaise with other risk teams (Liquidity Risk, Model Risk, Enterprise Risk, etc.) to support the legal entity and CUSO-wide risk functions.
**Role Objectives: Expertise**
**Knowledge**
1. Understanding of financial instruments, securities, and derivatives and their key risks.
2. Knowledge of the Dodd Frank Act, CFTC Rule 23.600, the Volcker Rule, Swap Dealer registration and other regulatory requirements.
**Communication**
1. Excellent communication and relationship-building skills to work with colleagues and senior management across internal departments, affiliates, Tokyo Head Office, and globally.
**Qualifications and Skills**
Qualifications
- Education: Required - BA / BS
- Work Experience: 3+ years of experience in the financial services industry, preferably in risk management or compliance.
- Prior experience with policies and procedures management, risk governance, and/or coordinating with internal/external auditors and regulators is highly preferred.
- Excellent verbal and written communication skills, including business writing, presentation drafting, and public speaking.
- Strong critical thinking skills.
- Software Systems / Programming Languages: Microsoft Office Suite. Strong Excel, Word and PowerPoint skills.
- Language Skills: Business fluency in English required, Japanese preferred.
Other Skills, Abilities and/or Training
- Highly organized and detail-oriented, and strong multi-tasking and time management skills in a fast-paced environment.
- Project management experience preferred.
- Ability to understand, communicate with, and effectively interact with people across cultures.
SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at

**Work Location** :
New York, New York, United States of America
**Hours:**
40
**Line of Business:**
Technology Solutions
**Pay Detail:**
150,000 - 250,000 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
Preferred Qualifications
The Market Risk Technology team is looking for a Director, Market Risk Technology to contribute to and extend the platform.
The Market Risk Technology team, composed of 2 families of apps (Valuation Services and Risk and Capital Studio), is responsible for the development and support of our derivatives (Interest Rate, FX, Credit, Commodity) valuation, trading risk and enterprise market risk platforms for TD Securities. This suite of applications utilize the latest in technology and devOps to deliver highly scalable technology solutions that facilitate all parts of our business. The core team is in Toronto and New York.
The ideal candidate would be a seasoned engineering leader, who could motivate, inspire, and maximize the potential of the team to build a suite of top notch applications driving business initiatives forward. The individual should also be self-starting, motivated and high-performing who looks forward to being a strong contributor in a dynamic technology organization at a major bank. There is a strong mandate to simplify and modernize our market risk infrastructure and software, and the role will work closely with financial modeling quant groups, business groups, and other development/engineering groups to achieve that. Please note that the role is senior and collaborative in nature, and will require collaboration with other directors and executives in and outside the group, to establish a vision and strategy to grow both our platforms and the dealer as a whole. The successful candidate is expected to manage an international team.
**Required Skills**
+ Proven capability to lead and manage software development teams
+ Strong knowledge and extensive work experience with Core Java
+ Strong knowledge and experience building cloud native microservices services as well as containerization
+ Prior experience working with and strong understanding data lakehouse solutions (e.g. databricks, dremio)
+ Extensive Experience working with ZeroMQ, Kafka, Spark, Hadoop, REST services
+ Experience working with scalable and low latency systems
+ Strong mindset in creating stable and secure software in a growing audit landscape
+ Strong understanding of risk and financial products is a plus
+ Outstanding ability to establish and maintain tech and business relationships
+ Excellent written and verbal communication skills
+ Strong interpersonal skills to explain and present concepts to technical and non-technical audiences alike
+ Experience using and/or building an analytical quant library
+ Ability to influence outside the area of assigned formal authority
+ 10+ years of experience supporting interest rate derivatives trading operations from front to back
+ Seasoned capabilities to lead, inspire, and motivate an international team
**Education**
BS/BA degree in Computer Science, Engineering, Mathematics or equivalent work experience.
**Inclusiveness**
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
**Company Description**
With more than 3,500 people in 13 offices around the world, TD Securities provides a wide range of capital market products and services to corporate, government and institutional clients who choose us for our knowledge, innovation and experience in the following key areas of finance:
- Investment and Corporate Banking
- Capital Markets
- Interest Rate, Currency and Derivative Products
- Commodities
Our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.
With our history of delivering results, we have developed considerable strengths, including recognized trading expertise and street-level market intelligence that we use to consistently create value for our clients.
Being part of the TD Bank Group, we are able to draw on the strengths, the resources and the network of one of the largest North American financial institutions to consistently deliver value for our clients, every day, in every team on every assignment.
The Director - Tech Solutions TDS Management builds and maintains strong business relationship with assigned clients / internal partners and provides direction and guidance on optimal technology solutions/services to meet business needs. The position generally manages a varied team of IT professionals and bridges the gap between the business and technology, and leverages resources across functional or specialized technology areas to ensure end to end delivery of agreed upon solutions or services within planned forecasts / cost estimates. Role generally supports a significant Business area, Product Group, Enterprise Platform, Service or Capability within a Segment CIO or Functional area.
**Depth & Scope:**
+ Role generally supports a significant business area, product group, Enterprise Platform, Service or Capability under a Segment CIO or technology functional area.
+ Sets work direction at an operational level, works autonomously in the management of the unit and collaborates with other business or technology leaders to establish and execute on common goals with a medium to longer term business perspective
+ Expert knowledge of the business and bank technology standards (e.g., infrastructure, architecture, processes, applications) from a strategic perspective and managing/ directing teams and projects
+ Sound knowledge of external competition, emerging, industry and/or market trends in relation to own business
+ Integrator role that oversees various technology functions / resources to deliver business technical solutions or shared service
+ Oversees a sizable and varied team of technology professionals (e.g., up to 50+ consisting of Application Developers, Solutions Designers, Business Systems Analysts, Specialists, and/or Project Managers) in the end to end delivery of complex projects, system enhancements / applications and/or application or service management
+ Directs/manages large-scale applications/ projects across multiple product lines/ businesses, involving significant scope and complexity
+ Understands strategic direction (including financials) and champions alliances to benefit the Bank and/or department; advocates for operational improvements to enhance the divisions value to the organization
+ Role typically reports to an Executive role
**Education & Experience:**
+ Undergraduate degree or Technical Certificate.
+ Graduate degree, preferred.
+ 10+ years related experience.
+ Expert knowledge of the business and bank technology standards (e.g., infrastructure, architecture, processes, applications) from a strategic perspective and managing/ directing teams and projects.
+ Sound knowledge of external competition, emerging, industry and/or market trends in relation to own business.
+ Understands strategic direction (including financials) and champions' alliances to benefit the Bank and/or department; advocates for operational improvements to enhance the divisions value to the organization.
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel: Occasional
+ International Travel: Never
+ Performing sedentary work: Continuous
+ Performing multiple tasks: Continuous
+ Operating standard office equipment: Continuous
+ Responding quickly to sounds: Occasional
+ Sitting: Continuous
+ Standing: Occasional
+ Walking: Occasional
+ Moving safely in confined spaces: Occasional
+ Lifting/Carrying (under 25 lbs.): Occasional
+ Lifting/Carrying (over 25 lbs.): Never
+ Squatting: Occasional
+ Bending: Occasional
+ Kneeling: Never
+ Crawling: Never
+ Climbing: Never
+ Reaching overhead: Never
+ Reaching forward: Occasional
+ Pushing: Never
+ Pulling: Never
+ Twisting: Never
+ Concentrating for long periods of time: Continuous
+ Applying common sense to deal with problems involving standardized situations: Continuous
+ Reading, writing and comprehending instructions: Continuous
+ Adding, subtracting, multiplying and dividing: Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are**
TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.