3,399 Portfolio Risk jobs in the United States

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values honesty, integrity, loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

We are looking for a mid-level Bank Credit Risk Analyst position. Uses quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position.

What you'll do:

• Applies industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies.
• Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
• May assist in delivering Bank credit risk strategies across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stakeholders and leadership.
• Develops industry knowledge and competitive benchmarking to inform credit strategy development.
• Uses quantitative analysis based upon internal and external data sources to solve analytical projects.
• Assists with developing, managing, and presenting comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
• Performs financial risk sensitivity analysis.
• Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.
• Applies programming and analytical techniques to analyze credit data
• May assist in collaborating with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelors degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4+ years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 2+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline.
• Developing understanding of banking regulations, risk, and compliance.
• Solid knowledge of current analytical coding languages, such as SAS, SQL, or Python.
• Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.

What sets you apart:

• High Proficiency in SAS and SQL and familiarity with capabilities of BI tools (e.g., Tableau)
• Experience analyzing credit risk associated with consumer credit or deposit products and identifying root causes of shifts in key portfolio performance measurements
• Experience recommending changes to underwriting strategies for both new originations and existing account strategies (line increases/decrease, balances transfers, payments, authorizations) to handle credit risk
• Familiarity with the use of explanatory modeling techniques (difference-in-difference, fixed, and random effects models)
• Experience preparing presentation materials for executive level audiences
• US military experience through military service or a military spouse/domestic partner

Compensation range: The salary range for this position is: $77,120 - $147,390.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, F-1, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

**Overview:**
Responsible for ongoing monitoring of an assigned portfolio of loan and lease accounts to up to $10 mm to ensure timely and accurate credit risk ratings and compliance with credit policy and loan agreements. Works with management and the sales team as required.
**Primary Responsibilities:**
Complete continuous credit monitoring (CCM) for a portfolio of equipment finance loan and lease clients for more complex credits. Provide an independent credit quality assessment of the Bank's larger loan and lease clients identifying appropriate risk rating, credit risks and mitigates, industry concerns, market trends, financial trends, and other pertinent credit issues.
Individually assess ongoing risk of an assigned portfolio with exposures up to $0 mm, including direct and indirect syndication relationships and group participations.
Support various regions in terms of credit analysis functions by partnering proactively with sales and underwriting teams to prepare thoughtful risk assessment of customers on an ongoing basis to identify emerging risks or material changes in customer financial position, including evaluation of loan agreement compliance.
Evaluate and determine ongoing credit risks and corresponding risk rating of loan and lease clients through detailed financial statement spreading and analysis, industry assessment, collateral valuation, cash flow analysis and ability to repay annual debt service.
Mentor less experienced analysts as required.
Maintain work logs and prepare monthly productivity reports for management, and other reports, as needed. Maintain collateral worklogs, track floor planning, and report on industry-specific risk profiles for aviation, marine and/or truck transportation as required. Maintain account specific worklogs.
Maintain an in-depth knowledge of accounting pronouncements and the effect on Bank credits.
Prepare for, and present at, quarterly portfolio risk analyst meetings with senior management. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
**Scope of Responsibilities:**
The position ensures risk ratings for equipment finance loan and lease customers are timely and accurate, and Regional Credit Officers and various Loan Committees have appropriate details to make timely and informative decisions on credit requests for existing customers, within Bank lending parameters. The position trains and mentors less experienced analysts as required to build bench strength within the department. The position has initiation authority on all modification memorandums. The position interacts with senior management in Credit and Commercial Banking on a regular basis and has frequent client interaction. The financial statements the position reviews are of varying quality and can include publicly and not publicly traded companies. The CCM program the position is charged with carrying out includes, but is not limited to, annual reviews, interim update memos, CCAR (Comprehensive Capital Analysis and Review) compliance, post-closing modifications, covenant monitoring, underwriting transfers, assumptions, stock purchases, transfer of qualified credits to the workout team, early warning indicators, and other forms of credit surveillance.
**Supervisory/Managerial Responsibilities:**
Not Applicable
**Education and Experience Required:**
Bachelors' degree in Accounting, Finance, or related discipline and a minimum of 2 years' related work experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' related work experience
**Education and Experience Preferred:**
Minimum of 3 years' related work experience
Equipment leasing experience
Sound understanding of financial statements and accounting terminologies
Ability to spread, analyze, and present complex credits according to policy
Strong verbal and written communication skills
Strong presentation skills
Strong negotiation skills
Ability to handle escalated situations
Strong interpersonal skills
Strong problem-solving skills
Strong analytical skills
Proficiency with personal computers, including pertinent word processing, spreadsheet, and industry-specific software
Ability to work independently
Ability to use own discretion.
Ability to manage multiple priorities
#LI-LA1
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is 74,286.06 - 123,810.11 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
**Location**
Bridgeport, Connecticut, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

*MANAGER CREDIT PORTFOLIO RISK*
WHAT IS THE OPPORTUNITY?
This position is responsible for providing Credit Risk oversight across the banks Residential Lending programs including conventional jumbo and government-insured loans (FHA, VA, USDA). Provide oversight on mortgage secondary marketing activities, including whole loan sales, bulk loan trades and securitization. Review and challenge credit policies, underwriting standards, and exception lending trends to ensure alignment with the bank's risk appetite.
WHAT WILL YOU DO?
* Review and challenge residential lending business strategies, underwriting standards, risk appetite metrics, and exception management frameworks and ensure alignment to risk appetite.
* Assess emerging risks in mortgage portfolios and ensure alignment to Regulatory requirements including OCC, FDIC, FRB and CFPB and GSE guidelines.
* Monitor secondary marketing activities and assess post sale credit risks including repurchase, early payment defaults.
* Design and deploy monitoring frameworks to assess the performance of new product launches
* Analyze, monitor risk metrics to understand and improve consumer and residential portfolio diversification
* Identify gaps in current policy requirements and current practices;
* Support preparations for internal audits, regulatory exams and model validations.
* Act as a liaison between Risk and Capital Markets, Mortgage Operations and Finance Teams.
* Support risk presentations for senior management that include portfolio activities, risk analytics, performance review.
* Reviews and monitor completeness, accuracy, and usefulness of established credit policies and procedures related to assigned portfolios. Recommends Credit Policy and procedure changes for approval by the appropriate management committee. Oversees implementation of changes following Credit Policy updates to 1LOD procedures and processes where appropriate.
* Support the credit risk framework that balances the Bank's current situation, desired credit culture, industry "best practices", risk tolerance, and regulatory expectations.
* Drive innovation in risk management practices by staying informed about industry trends, emerging risks, and new technologies, and integrating best practices into the Bank's risk framework.
* Work with Credit Administration team to innovate and iterate, the effectiveness and efficiency of credit risk management systems/ processes and improve credit underwriting in lending products.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* Bachelor's Degree or equivalent
* 8+ years of experience in a Consumer and Residential Lending environment required
* 8+ years of experience in credit, risk management, and regulatory supervision required
*Additional Qualifications*
* Strong sense of urgency and ability to meet deadlines.
* Prior in-depth knowledge of residential credit risk and portfolio management, secondary marketing activities, consumer credit underwriting, financial analysis, and regulatory requirements.
* Strong understanding of regulatory guidance related to residential lending and consumer products
* Knowledge of Excel, Access, MS PowerPoint, etc.
* Strong analytical and problem-solving skills.
* Through knowledge of Consumer and Residential credit products, policies, procedures and systems
* Strong verbal and written communication skills; ability to do business presentations to small groups.
* Ability to present clear, concise recommendations.
* Strong communication and interpersonal skills to collaborate across teams
* Ability to work with all levels of line and corporate management.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $127,626 - $237,014 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
#LI-BD1

**About this role**
**Aladdin Financial Engineering - New York (Portfolio Risk Modelling team Associate)**
**BlackRock Overview:**
BlackRock is one of the world's preeminent asset management firms and a premier provider of global investment management, risk management and advisory services to institutional, intermediary, and individual investors around the world. BlackRock offers a range of solutions - from rigorous fundamental and quantitative active management approaches aimed at maximizing outperformance to highly efficient indexing strategies designed to gain broad exposure to the world's capital markets. Our clients can access our investment solutions through a variety of product structures, including individual and institutional separate accounts, mutual funds and other pooled investment vehicles, and the industry-leading iShares® ETFs.
**Aladdin Financial Engineering (AFE)**
AFE is a diverse and global team with a keen interest and expertise in all things related to technology and financial analytics. The group is responsible for the research, development, and adoption of quantitative financial and behavioral models and tools across many different areas - single-security pricing, prepayment models, risk, return attribution, liquidity, optimization and portfolio construction, scenario analysis and simulations, covering all asset classes. The group is also responsible for the technology platform that delivers those models to our internal partners and external clients, and their integration with Aladdin.
The Portfolio Risk team builds and maintains multiple models and analytics, including linear factor models, Value-at-Risk (VaR) methodologies, volatility and covariance matrix estimation, and portfolio stress testing & scenario analytics. Our models cover a wide variety of fixed income, equity, and alternatives asset classes. The models utilize sophisticated econometric/statistical methods and tools. Aladdin model suite is utilized by traders, portfolio managers and risk managers at BlackRock and platform's clients, and influence investment activity. We strive to lead and implement models that scale with our growing Analytics' business ensuring adherence to BlackRock's rigorous standards of model governance.
AFE is looking for a quantitative researcher to contribute to the development of BlackRock's proprietary fixed income portfolio risk models and associated risk methodologies. These models are used in portfolio risk management, performance attribution, and portfolio construction for all portfolios running through Aladdin's platform.
**Job Responsibilities**
+ The candidate will be performing duties related to all aspects of portfolio risk model development:
+ Researching, designing, and back-testing new risk models using Python infrastructure
+ Collaborating with software developers to test and release new models into production
+ Supporting existing risk models in production; developing and improving model quality control and model back-testing procedures; maintaining and extending research framework
+ Investigating and resolving client queries relating to model methodology and functionality
**Key Skills & Qualifications**
+ MFE degree with Internship or a PHD in a technical field (Econometrics, Finance, Maths, Statistics, Computer Science and/or Engineering)
+ Hands-on experience dealing with large and complex data sets and leveraging econometric/statistical techniques to conduct high quality empirical research.
+ Strong programming skills and experience using Python/R to conduct statistical/econometric analyses
+ Experience with various ML/AI algorithms is a plus.
+ Knowledge in Unix/Linux, Git is a plus
+ Strong knowledge of financial, mathematical, and statistical theory
+ Strong interest in financial market
+ Strong oral and written (English language) communication skills that enable complex ideas to be readily understood by team members and clients
+ Enthusiasm, flexibility, and maturity to adapt to the needs of a dynamic group and deliver within strict time frame
+ Good time management skills including the ability to handle multiple projects
+ Interest in portfolio risk modelling
For New York, NY Only the salary range for this position is USD$132,500.00 - USD$162,000.00 . Additionally, employees are eligible for an annual discretionary bonus, and benefits including healthcare, leave benefits, and retirement benefits. BlackRock operates a pay-for-performance compensation philosophy and your total compensation may vary based on role, location, and firm, department and individual performance.
**Our benefits**
To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about.
**Our hybrid work model**
BlackRock's hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all. Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week. Some business groups may require more time in the office due to their roles and responsibilities. We remain focused on increasing the impactful moments that arise when we work together in person - aligned with our commitment to performance and innovation. As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock.
**About BlackRock**
At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being. Our clients, and the people they serve, are saving for retirement, paying for their children's educations, buying homes and starting businesses. Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress.
This mission would not be possible without our smartest investment - the one we make in our employees. It's why we're dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive.
For additional information on BlackRock, please visit @blackrock ( | Twitter: @blackrock ( | LinkedIn: is proud to be an equal opportunity workplace. We are committed to equal employment opportunity to all applicants and existing employees, and we evaluate qualified applicants without regard to race, creed, color, national origin, sex (including pregnancy and gender identity/expression), sexual orientation, age, ancestry, physical or mental disability, marital status, political affiliation, religion, citizenship status, genetic information, veteran status, or any other basis protected under applicable federal, state, or local law. **View the** **EEOC's Know Your Rights poster and its supplement ( **and the** **pay transparency statement ( **.**
BlackRock is committed to full inclusion of all qualified individuals and to providing reasonable accommodations or job modifications for individuals with disabilities. If reasonable accommodation/adjustments are needed throughout the employment process, please email . All requests are treated in line with our privacy policy ( .
BlackRock will consider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law.

*MANAGER CREDIT PORTFOLIO RISK*
WHAT IS THE OPPORTUNITY?
This position is responsible for providing Credit Risk oversight across the banks Residential Lending programs including conventional jumbo and government-insured loans (FHA, VA, USDA). Provide oversight on mortgage secondary marketing activities, including whole loan sales, bulk loan trades and securitization. Review and challenge credit policies, underwriting standards, and exception lending trends to ensure alignment with the bank's risk appetite.
WHAT WILL YOU DO?
* Review and challenge residential lending business strategies, underwriting standards, risk appetite metrics, and exception management frameworks and ensure alignment to risk appetite.
* Assess emerging risks in mortgage portfolios and ensure alignment to Regulatory requirements including OCC, FDIC, FRB and CFPB and GSE guidelines.
* Monitor secondary marketing activities and assess post sale credit risks including repurchase, early payment defaults.
* Design and deploy monitoring frameworks to assess the performance of new product launches
* Analyze, monitor risk metrics to understand and improve consumer and residential portfolio diversification
* Identify gaps in current policy requirements and current practices;
* Support preparations for internal audits, regulatory exams and model validations.
* Act as a liaison between Risk and Capital Markets, Mortgage Operations and Finance Teams.
* Support risk presentations for senior management that include portfolio activities, risk analytics, performance review.
* Reviews and monitor completeness, accuracy, and usefulness of established credit policies and procedures related to assigned portfolios. Recommends Credit Policy and procedure changes for approval by the appropriate management committee. Oversees implementation of changes following Credit Policy updates to 1LOD procedures and processes where appropriate.
* Support the credit risk framework that balances the Bank's current situation, desired credit culture, industry "best practices", risk tolerance, and regulatory expectations.
* Drive innovation in risk management practices by staying informed about industry trends, emerging risks, and new technologies, and integrating best practices into the Bank's risk framework.
* Work with Credit Administration team to innovate and iterate, the effectiveness and efficiency of credit risk management systems/ processes and improve credit underwriting in lending products.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* Bachelor's Degree or equivalent
* 8+ years of experience in a Consumer and Residential Lending environment required
* 8+ years of experience in credit, risk management, and regulatory supervision required
*Additional Qualifications*
* Strong sense of urgency and ability to meet deadlines.
* Prior in-depth knowledge of residential credit risk and portfolio management, secondary marketing activities, consumer credit underwriting, financial analysis, and regulatory requirements.
* Strong understanding of regulatory guidance related to residential lending and consumer products
* Knowledge of Excel, Access, MS PowerPoint, etc.
* Strong analytical and problem-solving skills.
* Through knowledge of Consumer and Residential credit products, policies, procedures and systems
* Strong verbal and written communication skills; ability to do business presentations to small groups.
* Ability to present clear, concise recommendations.
* Strong communication and interpersonal skills to collaborate across teams
* Ability to work with all levels of line and corporate management.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $127,626 - $237,014 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
#LI-BD1

Description
Summary:
The Portfolio Risk Specialist - Senior is responsible for evaluating and monitoring assigned, complex portfolios for purposes of credit quality, risk management and/or portfolio analysis.
Duties and Responsibilities:
+ Identifies credit quality issues, potential portfolio risks and/or economic risk.
+ Monitors the portfolio for compliance with corporate and regulatory requirements.
+ Evaluates and reports on the portfolio performance and forecasts future performance trends. Informs management of potential credit and/or economic portfolio risk and recommends strategies to minimize the risk.
+ Maintains all documentation on the assigned portfolio.
+ Works with various bank personnel in developing strategies that support portfolio objectives.
+ May supervise or mentor lesser-experienced Credit Risk professionals.
+ Performs other duties as assigned.
Basic Qualifications:
+ 7+ years of related experience in Commercial Risk
+ Bachelor's Degree
Preferred Qualifications:
+ Ability to use critical thinking and creativity to solve business problems
+ Comprehensive knowledge and skill of Microsoft Excel data management techniques for analysis and reporting.
+ Knowledge of the financial services regulatory environment.
+ Knowledge of commercial and consumer credit analysis and risk metrics.
+ Knowledge of the fundamental principles of SAS, SQL, or other query and analytics software.
+ Effective facilitation and presentation skills, leveraging strong interpersonal, communication, and analytical skills.
+ Ability to manage multiple work-streams and deliverables, as well as coordinate across functional initiatives.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Description
Summary:
The HELOC Portfolio/Risk Specialist plays a critical role in assessing and managing the credit quality and risk exposure of the Home Equity products. This position is responsible for ongoing portfolio monitoring, risk identification, performance analysis, and strategic recommendations to ensure sound credit practices and regulatory compliance.
Key Responsibilities:
+ Analyze portfolio data to identify emerging credit quality concerns, economic risks, and potential exposure.
+ Monitor portfolio performance to ensure alignment with corporate policies and regulatory standards.
+ Prepare and present reports on portfolio trends, performance metrics, and risk forecasts.
+ Advise management on credit and economic risks, recommending mitigation strategies as needed.
+ Maintain accurate and comprehensive documentation for assigned portfolio segments.
+ Collaborate with cross-functional teams to develop and implement strategies that support portfolio objectives.
+ Perform additional duties and special projects as assigned.
Basic Qualifications:
+ Bachelor's Degree or equivalent banking industry experience in credit/lending
+ 5+ years of experience in banking industry preferably business/commercial credit or complimentary quality assurance space
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Portfolio & Risk Analytics Implementation Specialist, Enterprise Services, Bloomberg Financial Solutions
Location
San Francisco
Business Area
Sales and Client Service
Ref #

**Description & Requirements**
Bloomberg is a global leader in business and financial information, news and insight, and we use innovative technology to deliver trusted data and bring transparency to the financial markets. Our customers around the globe rely on us for the information and tools they need to make critical investment decisions and remain connected across all sides of the financial community. And, to ensure the best experience for our 20,000+ employees across 176 offices globally, we provide the spaces and systems that allow our teams to work together with agility, productivity and collaboration, no matter where they are.
The Bloomberg Financial Solutions department of 5,000+ employees is at the forefront of ensuring success for our customers and employees alike. Our team comprises several key pillars: sales, service, operations, culture and brand. As a department, we are united by a common goal: We create meaningful relationships with clients by understanding their needs and delivering exceptional end-to-end support from sales and implementation, through their ongoing relationship with Bloomberg.
**Our Team:**
The Portfolio Buy-Side Implementation team is responsible for fully onboarding new and existing customers to PORT Enterprise, Bloomberg's Portfolio and Risk Management. Main responsibilities will include Pre-Sales engagement, Data Ingestion Set-up, Workflow Configuration, and Analytics Reconciliation.
PORT Enterprise implementations require detailed project plan creation, regular partner meetings and in-person client training. Individuals on the team will be required to be well versed in multi-asset classes, have a technical understanding of dataflow, and will be required to have strong project management skills.
**What's the role:**
You will need strong relationship management skills and possess advanced product knowledge of PORT Enterprise and indices as well as an in-depth knowledge of fixed income and derivatives. This is an implementation role and could require regular travel to support clients across the Americas region. You will use your strong project management capabilities to coordinate all aspects of the on-boarding process, including working with the PORT and Core Sales teams, understanding the client workflow, providing in-depth trainings and assisting clients in reconciling data.
**You'll need to have:**
+ 5+ years of experience working in Buy Side financial institutions or alternatively, experience in financial engineering/structuring
+ Understanding of workflows used by portfolio managers, risk and attribution specialists
+ Excellent communicative skills, both verbal and written
+ The ability to effectively communicate technical/complex issues in a simplistic manner to various audiences
+ A deep understanding of Portfolio Analytics functionality
+ Knowledge of fixed income, equities, and derivatives
+ Strong communication skills in order to interact with clients and team members
+ Experience communicating with Engineering groups on extremely complicated and complex topics
+ Advanced Microsoft Excel skills
+ Experience leading cross-departmental projects with tight deadlines
+ Experience conducting trainings both internally / externally
+ Track record of meeting deadlines and setting priorities
**We'd love to see:**
+ Bachelors or Master's degree and CFA
+ Strong analytical skills to evaluate problems and provide solutions
+ The ambition to take ownership and responsibility of issues and handle them effectively through to resolution
+ The inclination and aptitude to pick up new technologies and procedures
+ Strong technical skills - Python, APIs, and SFTPs
**What's it like to work here:**
We work hard. We are ambitious and set ourselves tough business goals. We are a meritocracy where everyone has a voice - not a job title. Working with people you trust, respect, and can collaborate with is more important than titles or position. Things move fast, and we want people who will enjoy working in this environment and feed off the energy. But it isn't all about work. Giving back is one of our core values, and there are many ways to get involved in philanthropic initiatives from helping local school kids with their reading to helping clean up local parks and waterways.
What is Bloomberg?
View our Benefits:
**Does This Sound Like You?**
Apply if you think we're a good match. We'll get in touch to let you know that the next steps are.
Salary Range = - USD Annually + Benefits + Bonus
The referenced salary range is based on the Company's good faith belief at the time of posting. Actual compensation may vary based on factors such as geographic location, work experience, market conditions, education/training and skill level.
We offer one of the most comprehensive and generous benefits plans available and offer a range of total rewards that may include merit increases, incentive compensation (exempt roles only), paid holidays, paid time off, medical, dental, vision, short and long term disability benefits, 401(k) +match, life insurance, and various wellness programs, among others. The Company does not provide benefits directly to contingent workers/contractors and interns.
Bloomberg is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law.
Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email

Portfolio & Risk Analytics Implementation Specialist, Enterprise Services, Bloomberg Financial Solutions
Location
New York
Business Area
Sales and Client Service
Ref #

**Description & Requirements**
Bloomberg is a global leader in business and financial information, news and insight, and we use innovative technology to deliver trusted data and bring transparency to the financial markets. Our customers around the globe rely on us for the information and tools they need to make critical investment decisions and remain connected across all sides of the financial community. And, to ensure the best experience for our 20,000+ employees across 176 offices globally, we provide the spaces and systems that allow our teams to work together with agility, productivity and collaboration, no matter where they are.
The Bloomberg Financial Solutions department of 5,000+ employees is at the forefront of ensuring success for our customers and employees alike. Our team comprises several key pillars: sales, service, operations, culture and brand. As a department, we are united by a common goal: We create meaningful relationships with clients by understanding their needs and delivering exceptional end-to-end support from sales and implementation, through their ongoing relationship with Bloomberg.
**Our Team:**
The Portfolio Buy-Side Implementation team is responsible for fully onboarding new and existing customers to PORT Enterprise, Bloomberg's Portfolio and Risk Management. Main responsibilities will include Pre-Sales engagement, Data Ingestion Set-up, Workflow Configuration, and Analytics Reconciliation.
PORT Enterprise implementations require detailed project plan creation, regular partner meetings and in-person client training. Individuals on the team will be required to be well versed in multi-asset classes, have a technical understanding of dataflow, and will be required to have strong project management skills.
**What's the role:**
You will need strong relationship management skills and possess advanced product knowledge of PORT Enterprise and indices as well as an in-depth knowledge of fixed income and derivatives. This is an implementation role and could require regular travel to support clients across the Americas region. You will use your strong project management capabilities to coordinate all aspects of the on-boarding process, including working with the PORT and Core Sales teams, understanding the client workflow, providing in-depth trainings and assisting clients in reconciling data.
**You'll need to have:**
+ 5+ years of experience working in Buy Side financial institutions or alternatively, experience in financial engineering/structuring
+ Understanding of workflows used by portfolio managers, risk and attribution specialists
+ Excellent communicative skills, both verbal and written
+ The ability to effectively communicate technical/complex issues in a simplistic manner to various audiences
+ A deep understanding of Portfolio Analytics functionality
+ Knowledge of fixed income, equities, and derivatives
+ Strong communication skills in order to interact with clients and team members
+ Experience communicating with Engineering groups on extremely complicated and complex topics
+ Advanced Microsoft Excel skills
+ Experience leading cross-departmental projects with tight deadlines
+ Experience conducting trainings both internally / externally
+ Track record of meeting deadlines and setting priorities
**We'd love to see:**
+ Bachelors or Master's degree and CFA
+ Strong analytical skills to evaluate problems and provide solutions
+ The ambition to take ownership and responsibility of issues and handle them effectively through to resolution
+ The inclination and aptitude to pick up new technologies and procedures
+ Strong technical skills - Python, APIs, and SFTPs
**What's it like to work here:**
We work hard. We are ambitious and set ourselves tough business goals. We are a meritocracy where everyone has a voice - not a job title. Working with people you trust, respect, and can collaborate with is more important than titles or position. Things move fast, and we want people who will enjoy working in this environment and feed off the energy. But it isn't all about work. Giving back is one of our core values, and there are many ways to get involved in philanthropic initiatives from helping local school kids with their reading to helping clean up local parks and waterways.
What is Bloomberg?
View our Benefits:
**Does This Sound Like You?**
Apply if you think we're a good match. We'll get in touch to let you know that the next steps are.
Salary Range = - USD Annually + Benefits + Bonus
The referenced salary range is based on the Company's good faith belief at the time of posting. Actual compensation may vary based on factors such as geographic location, work experience, market conditions, education/training and skill level.
We offer one of the most comprehensive and generous benefits plans available and offer a range of total rewards that may include merit increases, incentive compensation (exempt roles only), paid holidays, paid time off, medical, dental, vision, short and long term disability benefits, 401(k) +match, life insurance, and various wellness programs, among others. The Company does not provide benefits directly to contingent workers/contractors and interns.
Bloomberg is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law.
Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email