3,845 Portfolio Risk jobs in the United States

*MANAGER CREDIT PORTFOLIO RISK*
WHAT IS THE OPPORTUNITY?
This position is responsible for providing Credit Risk oversight across the banks Residential Lending programs including conventional jumbo and government-insured loans (FHA, VA, USDA). Provide oversight on mortgage secondary marketing activities, including whole loan sales, bulk loan trades and securitization. Review and challenge credit policies, underwriting standards, and exception lending trends to ensure alignment with the bank's risk appetite.
WHAT WILL YOU DO?
* Review and challenge residential lending business strategies, underwriting standards, risk appetite metrics, and exception management frameworks and ensure alignment to risk appetite.
* Assess emerging risks in mortgage portfolios and ensure alignment to Regulatory requirements including OCC, FDIC, FRB and CFPB and GSE guidelines.
* Monitor secondary marketing activities and assess post sale credit risks including repurchase, early payment defaults.
* Design and deploy monitoring frameworks to assess the performance of new product launches
* Analyze, monitor risk metrics to understand and improve consumer and residential portfolio diversification
* Identify gaps in current policy requirements and current practices;
* Support preparations for internal audits, regulatory exams and model validations.
* Act as a liaison between Risk and Capital Markets, Mortgage Operations and Finance Teams.
* Support risk presentations for senior management that include portfolio activities, risk analytics, performance review.
* Reviews and monitor completeness, accuracy, and usefulness of established credit policies and procedures related to assigned portfolios. Recommends Credit Policy and procedure changes for approval by the appropriate management committee. Oversees implementation of changes following Credit Policy updates to 1LOD procedures and processes where appropriate.
* Support the credit risk framework that balances the Bank's current situation, desired credit culture, industry "best practices", risk tolerance, and regulatory expectations.
* Drive innovation in risk management practices by staying informed about industry trends, emerging risks, and new technologies, and integrating best practices into the Bank's risk framework.
* Work with Credit Administration team to innovate and iterate, the effectiveness and efficiency of credit risk management systems/ processes and improve credit underwriting in lending products.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* Bachelor's Degree or equivalent
* 8+ years of experience in a Consumer and Residential Lending environment required
* 8+ years of experience in credit, risk management, and regulatory supervision required
*Additional Qualifications*
* Strong sense of urgency and ability to meet deadlines.
* Prior in-depth knowledge of residential credit risk and portfolio management, secondary marketing activities, consumer credit underwriting, financial analysis, and regulatory requirements.
* Strong understanding of regulatory guidance related to residential lending and consumer products
* Knowledge of Excel, Access, MS PowerPoint, etc.
* Strong analytical and problem-solving skills.
* Through knowledge of Consumer and Residential credit products, policies, procedures and systems
* Strong verbal and written communication skills; ability to do business presentations to small groups.
* Ability to present clear, concise recommendations.
* Strong communication and interpersonal skills to collaborate across teams
* Ability to work with all levels of line and corporate management.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $127,626 - $237,014 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
#LI-BD1

*MANAGER CREDIT PORTFOLIO RISK*
WHAT IS THE OPPORTUNITY?
This position is responsible for providing Credit Risk oversight across the banks Residential Lending programs including conventional jumbo and government-insured loans (FHA, VA, USDA). Provide oversight on mortgage secondary marketing activities, including whole loan sales, bulk loan trades and securitization. Review and challenge credit policies, underwriting standards, and exception lending trends to ensure alignment with the bank's risk appetite.
WHAT WILL YOU DO?
* Review and challenge residential lending business strategies, underwriting standards, risk appetite metrics, and exception management frameworks and ensure alignment to risk appetite.
* Assess emerging risks in mortgage portfolios and ensure alignment to Regulatory requirements including OCC, FDIC, FRB and CFPB and GSE guidelines.
* Monitor secondary marketing activities and assess post sale credit risks including repurchase, early payment defaults.
* Design and deploy monitoring frameworks to assess the performance of new product launches
* Analyze, monitor risk metrics to understand and improve consumer and residential portfolio diversification
* Identify gaps in current policy requirements and current practices;
* Support preparations for internal audits, regulatory exams and model validations.
* Act as a liaison between Risk and Capital Markets, Mortgage Operations and Finance Teams.
* Support risk presentations for senior management that include portfolio activities, risk analytics, performance review.
* Reviews and monitor completeness, accuracy, and usefulness of established credit policies and procedures related to assigned portfolios. Recommends Credit Policy and procedure changes for approval by the appropriate management committee. Oversees implementation of changes following Credit Policy updates to 1LOD procedures and processes where appropriate.
* Support the credit risk framework that balances the Bank's current situation, desired credit culture, industry "best practices", risk tolerance, and regulatory expectations.
* Drive innovation in risk management practices by staying informed about industry trends, emerging risks, and new technologies, and integrating best practices into the Bank's risk framework.
* Work with Credit Administration team to innovate and iterate, the effectiveness and efficiency of credit risk management systems/ processes and improve credit underwriting in lending products.
WHAT DO YOU NEED TO SUCCEED?
*Required Qualifications**
* Bachelor's Degree or equivalent
* 8+ years of experience in a Consumer and Residential Lending environment required
* 8+ years of experience in credit, risk management, and regulatory supervision required
*Additional Qualifications*
* Strong sense of urgency and ability to meet deadlines.
* Prior in-depth knowledge of residential credit risk and portfolio management, secondary marketing activities, consumer credit underwriting, financial analysis, and regulatory requirements.
* Strong understanding of regulatory guidance related to residential lending and consumer products
* Knowledge of Excel, Access, MS PowerPoint, etc.
* Strong analytical and problem-solving skills.
* Through knowledge of Consumer and Residential credit products, policies, procedures and systems
* Strong verbal and written communication skills; ability to do business presentations to small groups.
* Ability to present clear, concise recommendations.
* Strong communication and interpersonal skills to collaborate across teams
* Ability to work with all levels of line and corporate management.
*WHAT'S IN IT FOR YOU?*
*Compensation*Starting base salary: $127,626 - $237,014 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
* Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
* Generous 401(k) company matching contribution
* Career Development through Tuition Reimbursement and other internal upskilling and training resources
* Valued Time Away benefits including vacation, sick and volunteer time
* Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
* Career Mobility support from a dedicated recruitment team
* Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at AND EQUAL OPPORTUNITY EMPLOYMENT*
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
#LI-BD1

Cercano Management LLC (Cercano) is an SEC-registered investment manager focused on ultra-high net worth clients and the entities associated with those clients, such as family foundations and family offices. Cercano is based in Bellevue, WA, with offices in Wayzata, MN, Atlanta GA and Singapore. Cercano invests globally for its clients, commonly operating as the family office Chief Investment Officer. The team has extensive experience in direct investing in all stages of venture capital, private equity, private credit, and public equities on a global basis. Details below.

POSITION MISSION

The Portfolio Risk Manager will provide coverage for our traditional and alternative/hedge fund investment strategies and will be focused on identifying top investment themes and risks in our portfolios analyzing how they are expressed, sized and managed.

They will be responsible for risk oversight, monitoring the appropriateness of risk levels and exposures across the Research portfolios and helping investors use quantitative tools to inform their portfolio construction and investment processes. The Risk Manager should be sufficiently confident in their analyses to proactively challenge the thinking of investment teams directly and present areas of concern.

A successful Portfolio Risk Manager will leverage Cercanos risk modeling and analysis platform to enhance the risk-taking and portfolio construction efforts of the investment teams. An important part of the roles active engagement with investors includes helping them adopt best practices in the use of quantitative perspectives in portfolio management and helping the teams use technological tools directly, rather than relying upon risk managers to produce reports. It is therefore incumbent on the Risk Manager to continually enhance the risk platform itself to deliver against the evolving needs of our investors and our clients. S/he will also create or enhance clear, engaging reports and shared dashboards that identify material portfolio risks or risk-related potential enhancements to portfolios under coverage. This is a hands-on role in terms of technical work, research, and working with data.

Responsibilities

• Assessing portfolio strategies including reviews of risk positioning relative to client risk and return objectives.
• Developing and maintaining the risk program, process, and communication channels to enable transparency to key stakeholders.
• Collaborating with portfolio managers in the review of portfolio construction and concentrations.
• Engaging with portfolio managers and credit analysts in analyzing investment risks and identifying potential risk scenarios.
• Constructing stress test scenarios and providing analysis of tail risks in portfolios.
• Utilizing analytical tools to understand portfolio betas and to identify correlated positions.
• Creating and overseeing the preparation of analytics needed to evaluate portfolio trends and risk exposures, and proactively detect early warning signs of deterioration. Report and recommend changes and or actions based on findings.
• Partnering with internal teams such as reporting, analytics and technology to improve and extend existing tools and capabilities.

QUALIFICATIONS

• 5-10 years of relevant risk management / portfolio risk experience applicable to Asset Management / Hedge Fund portfolios.
• Experience in assessing risk across multiple asset classes including global equities, fixed income, foreign currency, futures, options, and other listed/OTC derivatives.
• Experience in assessing risk within the alternative investments including, private credit, private equity, venture capital and LP investments.
• Advanced knowledge with Excel, SQL and Bloomberg. Programming skills in coding languages such as Python or VBA preferred.
• Candidate must have deep knowledge of risk platforms (Bloomberg PORT, Blackrocks Aladdin, or other platforms).
• Strong analytical and quantitative skills. Attention to detail, ability to multi-task and process large amounts of information.
• Strong communication skills and ideally prior experience of forming effective partnerships with Portfolio Managers and other internal stakeholders.
• Ability to manage multiple tasks, prioritize effectively, meet deadlines, and deliver high quality, accurate work in a fast-paced business.
• Ability to work well in a team environment and to work with different departments including technology, financial engineering, operations, trade processing and portfolio management.
• Outstanding analytical skills with a proven track record of problem solving in a timely basis.

Education/experience/certifications

• BS or BA with a concentration in engineering, science, math, finance, economics or other related quantitative/analytical field.
• Strong academic credentials: post-graduate degree in a quantitative field and/or FRM/CFA/CAIA preferred.

SALARY RANGE: $160,000 $250,000 on an annual basis.

SALARY DETAILS:

Pay will be based on multiple factors, including, and not limited to location, relevant experience/level and skillset while balancing internal equity. Our discretionary bonus program is in addition to the base compensation range listed above. Cercano is committed to fair, unbiased compensation along with competitive benefits in all locations in which we operate.

Cercano offers a comprehensive benefits package including medical, dental and vision insurance, Health Savings Account with generous annual employer contribution, Flexible Spending Accounts for health and dependent care, unlimited paid time off, paid holidays, paid parental leave, and the opportunity to participate in a 401(k) plan with a generous employer match of 50% of your own contributions up to the standard annual IRS limit, company paid life insurance, and a Health and Wellness Benefit. Employees are also eligible for reimbursement for approved professional development activities.

Cercano is an equal opportunity employer. Every qualified applicant will be considered for employment. We do not discriminate based on race, color, religion, gender, sexual orientation, age, national origin, marital status, sex, disability, political ideology, or veteran status, or other protected class.

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At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients.

We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.

Title: Director, Portfolio & Risk Analytics

Department: Portfolio Solutions & Analytics

Location: Charlotte, NC / Boston, MA

Barings is a leading global financial services firm dedicated to meeting the evolving investment and capital needs of our clients and customers. Through active asset management and direct origination, we provide innovative solutions and access to differentiated opportunities across public and private capital markets. A subsidiary of MassMutual, Barings maintains a strong global presence with business and investment professionals located across North America, Europe, and Asia Pacific.

Job Summary

The Portfolio Solutions & Analytics team at Barings is seeking a professional to support the Portfolio & Risk Analytics group. The role will be focused on quantitative and risk analytics to help the investment teams make informed decisions in the areas of asset allocation and risk management. The ideal candidate will have a combination of 7+ years of experience with quantitative and risk analytics focused on public fixed income credit markets.

A successful candidate has an understanding of public fixed income credit markets as well as expertise with multi-asset class risk models. Familiarity with various risk metrics and financial risk modeling is required (credit risk, market risk, and liquidity risk).

Primary Responsibilities

• Effectively communicate primary drivers of risk and performance, as well as the ability to discuss risk factor analysis for portfolios.
• Develop new risk & analytics tools to support the investment platforms.
• Conduct research and present relevant findings to stakeholders and senior management.
• Provide ad hoc quantitative analysis to various stakeholders.
• Aggregate, manipulate, and translate data into useful solutions to help drive decision making.
• Participate in strategy meetings with portfolio managers.

Qualifications

• Degree in a quantitative discipline (Math, Engineering, Computer Science, Economics).
• 7+ years of experience in public fixed income markets and/or quantitative and risk analytics.
• Curious, self-starter with an interest in continual professional and personal development.
• Strong communication skills, written and verbal, in order to collaborate effectively across internal and external teams.
• Familiarity with buy side market risk platforms.
• Ability to communicate technical concepts to non-technical audiences.
• Experience with programming languages: Python, SQL, Matlab, R.
• Prior management experience is a plus.
• Experience working with insurance clients is a plus.

Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.

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Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada's pioneering spirit. As a full-service bank, we offer a complete range of consumer ( , private ( , and business banking ( services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years. By embracing the bank's Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect-we have built a culture of service and engagement. NSB has a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings. We offer medical benefits on day one, 401k matching, and paid holidays. With a strong belief in diversity, equity, and inclusion, NSB offers several colleague-led diversity forums with the intent to ensure representation and cultural sharing among our colleagues. At Nevada State Bank, we truly believe that it matters WHO you work with.
We are now accepting applications for **Portfolio Risk Officer** (Senior C&I Underwriter) to join our underwriting team. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk. This position is fully in office at our Corporate building in Las Vegas, NV.
**Essential Functions:**
· Manages the commercial loan portfolio with coordination from the Relationship Manager (RM).
· Conducts initial interview with the RM and is introduced to client.
· Follow up with borrower for required financial information and explanation.
· Through discussion with the client and minimal RM assistance obtain sufficient understanding of borrower's financial position, managerial strategy, and expected loan performance to recommend a loan structure.
· Document understanding of the lending relationship in written form primarily in loan credit presentations, but also in problem loan reports, semi-annual credit reviews, risk grading, and file comments.
· The PRO will assist and may lead the presentation of the loan at credit committee.
· Obtain satisfactory Audit and Regulatory examination findings.
· The successful PRO is capable of managing the loan portfolio with limited assistance from the RM. Other duties as assigned.
**Qualifications:**
· Requires a Bachelor's and 4+ years experience with commercial lending (C&I), lending policies and procedures, or other directly related experience. A combination of education and experience may meet requirements.
· Extensive knowledge of C&I credit underwriting, lending policies and procedures, loan structuring, and financial analysis.
· Must have knowledge of job-related software such as Moody's Risk Analysis as well as other common office software and applications.
· Must have strong written and verbal communication skills, including technical writing and ability to communicate with external clients and internal employees.
· Must have excellent analytical abilities and decision-making skills.
**Benefits:**
· Medical, Dental and Vision Insurance - START DAY ONE!
· Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
· Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
· Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day)
· 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
· Mental health benefits including coaching and therapy sessions
· Tuition Reimbursement for qualifying employees
· Employee Ambassador preferred banking products
Pay range (depending on experience): $90,000 - $115,000/Annual Base Salary
**Req ID:** 068046
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at ( , Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
The anticipated salary range for this role is between $73,000.00 and $93,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
**Role Description**
+ Engage with internal teams to develop analytical views on both internal portfolio and credit market trends to be incorporated in senior management presentations and regulatory reporting
+ Support the enhancement and adjustment of credit risk data governance, maintain clear communication with relevant control functions to effectively guide the credit data enhancement initiatives
+ Collaborate with Risk Management Stress Testing and Scenario Design Team to enhance and expand stress testing on the portfolio, and assist in identifying emerging risks
+ Perform daily, weekly, monthly, and ad-hoc credit risk analyses, and communicate key findings to team leadership
+ Work with other team members in creating materials to communicate with other units, auditors, and regulatory agencies
**Role Objectives: Interpersonal**
+ Excellent verbal and written communication skills to solicit input and distill complex credit issues and concepts in refining credit risk appetite and associated controls, accessible to all stakeholders
+ Able to work well across functions and levels of expertise, to solicit and capture multiple points of view; render information so that it is accurate and actionable
+ Ability to communicate clearly and effectively at every level of the organization
+ Outstanding ethics, integrity, judgment and Intellectual curiosity
**Role Objectives: Expertise**
+ Strong analytical skills; intellectually curious; excellent problem-solving abilities and the ability to break apart issues and come up to speed on new issues; attention to detail
+ Understanding of credit risk management concepts and rating methodologies is a plus,
**Qualifications and Skills**
+ Required: Baccalaureate degree in finance or quantitative field, including statistical, data visualization skills
+ Preferred: Advanced degree or certification, such as MBA, CFA or Risk Management certifications
+ Prior experience in global financial service firms or established consulting firms are preferred
SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at

Managing Director of Portfolio & Risk Management

Managing Director of Portfolio & Risk Management

Ascend Analytics is an innovative "climate tech" software and consulting company focused on energy analytics that are transforming the electric grid. Ascend's solutions provide the analytics to support critical power supply decisions from operating strategies, for short and long-term investment and resource planning decisions.

Your Impact at Ascend Analytics

The Managing Director of Portfolio & Risk Management will lead a team of analysts and support leading-edge decision analysis for Ascend clients operating generation and energy storage assets in wholesale and regulated markets. You will help clients understand power market dynamics and partner with them to develop strategies for managing financial risk. You will independently lead analysis to provide deeper insight into market participation, market rules, and more to help drive differentiated performance for our customers.

You will develop and mentor a team that independently and proactively identifies opportunities for analytical insight, coaching them through the analysis and refinement of results into client-ready communications, contributing to our culture of ownership and innovation. One must exhibit high levels of leadership and professionalism at all times, including in client engagements. We are seeking talented individuals with a serious commitment to energy analytics and the evolution of the grid towards greater renewable and storage penetration.

Job Responsibilities

• Manage project teams and lead client engagements for portfolio management, energy resource valuation, financial risk management, and other client projects
• Develop business opportunities that leverage Ascend's core capabilities, software, and services
• Lead quantitative analysis and work to deliver client results that are accurate, clearly communicated and meet deadlines
• Provide clients with expertise in the areas of analytic modeling for wholesale market participation, asset valuation, risk management, and renewable integration
• Devise new approaches to provide support for decision analysis when markets change
• Solve complex problems to make critical decisions for energy supply

Required Qualifications

• Bachelor's Degree in a highly quantitative discipline
• 8+ years of experience in the energy sector
• Expert knowledge of wholesale energy market dynamics and trends
• Excellent oral and written communication skills to interpret complex analytic solutions into value propositions
• Understanding of energy modeling and methods
• Ability to prioritize multiple assignments and problem-solve with minimal supervision
• Passion for clean energy, renewables, and the clean energy transition
• Experience managing complex projects and delivering results to customers
• Strong teamwork skills and work ethic

Preferred Qualifications

• 5+ years management experience
• Proven business development and marketing experience within the energy industry
• In-depth knowledge of energy trades and hedging
• Direct experience in the electric power industry obtained through work at utilities, consulting firms, regulatory agencies, energy project developers, etc.
• Master's or Ph.D. in engineering, science, business, economics, or equivalent experience

Location: This position is a hybrid role in Ascend Analytics' Boulder, CO office.

Compensation: $180,000 - $240,000 base + equity

Negotiable based on qualifications and experience. Ascend highly values our employees and often pays above industry average. We offer flexible work hours in a relaxed environment with opportunities for advancement and excellent benefits, including medical, dental, vision, short- and long-term disability, parental leave, dependent care spending account, and a 401k plan.

We celebrate diversity and are committed to creating an inclusive environment for all employees. Ascend Analytics is proud to be an Equal Employment Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information or other applicable legally protected characteristics. Ascend Analytics is committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. If you need assistance or an accommodation due to a disability, please contact us at

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
**Job Overview:**
We are seeking a highly motivated and analytical professional to join our team in a role that bridges financial risk analysis and front-office business management. Serving as a critical support resource for our international product and business heads, this role demands strong quantitative skills and a sound awareness of the various markets in which we operate and their associated risks. The ideal candidate is a detail-oriented, self-starter with exposure to trading environments, a strong understanding of financial risks, and the ability to liaise across multiple functions including trading, risk, finance, compliance, and operations.
**Key Responsibilities:**
- Support the primary business management partners to the trading desk leads across Rates, Credit, Securities Financing, Structured Solutions and Equities.
- Assist with strategic and operational initiatives including budgeting, headcount planning, control enhancement, resource allocation, and new activity coordination
- Coordinate front-to-back infrastructure and system enhancements for trading desks.
- Drive governance and ensure adherence to internal controls, audit, and regulatory standards.
- Prepare and deliver performance reporting, KPIs, and strategic business updates to senior management.
- Facilitate interactions between front office, finance, legal, risk, and technology teams.
- Produce ad-hoc reports detailing positions, exposures, market commentary, and other updates as required
- Host weekly meetings with Trading heads and teams to ensure full communication of trading and risk environment
- Collaborate closely with International Business Management and Front office Portfolio Risk colleagues to ensure regional alignment and representation
- Conduct holistic and targeted portfolio analysis across regional businesses' financial risks (market, credit and liquidity)
- Contribute to the design of analysis and reports for early identification of areas of portfolio risk and formulation of mitigation strategy / plans of action
- Define and maintain an orderly exit strategy for crisis management / orderly position wind down in extreme situations
**Required Qualifications:**
- Bachelor's degree in Finance, Economics, Engineering, or related field; FRM or CFA certification (or progress toward) preferred.
- 5+ years of experience in financial services, either in a trading role, trading support, or risk management.
- Strong quantitative skills with proficiency in Excel, Power BI/Tableau, and Python or VBA a plus.
- Solid understanding of market risk concepts, financial instruments, and trading strategies.
- Proven experience managing cross-functional initiatives and delivering results in a high-pressure environment.
- Excellent communication and stakeholder management skills.
**Preferred Skills:**
- Experience working in a global investment bank or trading environment.
- Familiarity with regulatory frameworks (e.g., Basel III, FRTB, Volcker Rule).
- Knowledge of front-office risk systems and tools (e.g., Murex, Bloomberg, Calypso, RiskMetrics).
- Agile project management experience a plus.
- Familiarity with FX markets a plus
The typical base pay range for this role is between $175K - $210K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.
MUFG Benefits Summary ( will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute

Our client, a leading financial institution, is seeking an experienced Senior Financial Risk Analyst to join our fully remote risk management team. This role will focus on assessing and managing credit risk within our diverse financial portfolios. You will be responsible for developing, implementing, and validating credit risk models, analyzing portfolio performance, and providing strategic recommendations to mitigate risk exposure. Your expertise in quantitative analysis, financial modeling, and regulatory compliance will be essential. This is a remote-first position, requiring strong analytical and communication skills to collaborate effectively with internal stakeholders across various departments and geographies.

Key Responsibilities:

• Develop, implement, and maintain credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD) models.
• Analyze the credit quality of the loan portfolio, identify emerging trends, and assess potential impacts on profitability and capital.
• Conduct stress testing and scenario analysis to evaluate the resilience of the portfolio under adverse economic conditions.
• Monitor and report on key credit risk metrics and portfolio performance to senior management and relevant committees.
• Ensure compliance with all applicable regulatory requirements and guidelines (e.g., Basel III, CECL).
• Validate existing risk models and assess their performance against observed data.
• Collaborate with business units to integrate risk management principles into lending and product development processes.
• Prepare detailed risk reports, presentations, and documentation for internal stakeholders and regulators.
• Identify potential sources of credit risk and recommend strategies for mitigation and control.
• Stay current with industry best practices in credit risk management and quantitative finance.
• Mentor junior analysts and contribute to the team's technical development.
• Effectively communicate complex risk concepts to both technical and non-technical audiences.

Qualifications:

• Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• Minimum of 5 years of experience in financial risk management, with a specific focus on credit risk.
• Strong quantitative and analytical skills, with a deep understanding of statistical modeling techniques.
• Proficiency in programming languages commonly used in finance, such as Python, R, or SAS.
• Experience with credit risk modeling software and databases.
• Knowledge of financial regulations and capital adequacy frameworks (e.g., Basel Accords, Dodd-Frank).
• Excellent written and verbal communication skills, with the ability to present complex findings clearly.
• Ability to work independently and manage multiple projects effectively in a remote setting.
• CFA, FRM, or PRM certifications are a plus.
• Experience with data visualization tools is advantageous.

This is an exciting opportunity to contribute to robust risk management practices within a leading financial institution.