2,044 Property Damage jobs in the United States

• Investigate property damage claims by gathering information, interviewing claimants and witnesses, and inspecting damaged properties.
• Assess the extent of damages and determine the scope of repairs or replacement needed.
• Review policy coverage to ensure claims are in accordance with policy terms and conditions.
• Estimate the cost of repairs using industry-standard software and pricing guides.
• Negotiate fair settlements with policyholders and relevant parties.
• Manage a caseload of claims from initial report to final settlement.
• Maintain accurate and detailed claim files, documenting all activities and communications.
• Communicate effectively with claimants, contractors, and other stakeholders throughout the claims process.
• Ensure timely processing of claims and payments.
• Identify potential fraudulent claims and escalate them for further investigation.
• Stay up-to-date with relevant insurance laws, regulations, and industry best practices.
• Provide excellent customer service and support to claimants during a difficult time.
• Collaborate with legal counsel when necessary for complex claims.
• Attend industry training and continuing education programs.
• Contribute to process improvement initiatives within the claims department.

• High school diploma or equivalent; Associate's or Bachelor's degree preferred.
• Valid state insurance adjuster license (or willingness to obtain one).
• Minimum of 2-3 years of experience in claims adjusting, preferably with property damage.
• Strong understanding of insurance policies and claims procedures.
• Excellent investigative, negotiation, and conflict-resolution skills.
• Proficiency in claims management software and estimation tools.
• Strong attention to detail and accuracy.
• Excellent written and verbal communication skills.
• Ability to work independently and manage time effectively.
• Valid driver's license and a satisfactory driving record.
• Experience in a hybrid work setting is beneficial.
• Ability to work under pressure and meet deadlines.

• Conduct thorough investigations of property damage claims, including site visits to assess the extent of damage, identify causes, and gather necessary documentation.
• Review and interpret insurance policies to determine coverage limits and exclusions.
• Engage with policyholders, contractors, legal counsel, and other relevant parties to gather information and facilitate claim resolution.
• Prepare detailed damage estimates, using industry-standard software, and negotiate settlements with claimants and their representatives.
• Manage a caseload of complex claims, ensuring timely progress and adherence to regulatory requirements and company procedures.
• Maintain accurate and comprehensive claim files, documenting all activities, communications, and decisions.
• Identify potential fraud indicators and escalate suspicious claims for further investigation.
• Provide exceptional customer service and maintain professional communication throughout the claims process.
• Collaborate with internal teams, including underwriting and legal, to ensure cohesive claims management.
• Mentor and support junior adjusters, sharing expertise and best practices.

• Bachelor's degree in Business Administration, Finance, or a related field, or equivalent work experience.
• Minimum of 5 years of experience in property damage claims adjusting, with a proven track record of managing complex claims.
• Proficiency in claims management software and estimation tools (e.g., Xactimate).
• Strong understanding of construction principles, building materials, and repair techniques.
• Excellent negotiation, communication, and interpersonal skills.
• Ability to analyze complex information, make sound judgments, and resolve disputes effectively.
• Valid state adjuster license is required or willingness to obtain upon hire.
• Ability to work independently and manage time effectively, with a strong sense of urgency and attention to detail.

• Investigate and evaluate property damage claims arising from various causes, including fire, water, wind, hail, and other perils.
• Conduct on-site inspections of damaged properties to assess the extent of the damage and determine coverage.
• Interpret and apply policy provisions accurately to determine claim validity and coverage limits.
• Negotiate settlements with policyholders, contractors, and legal representatives in a fair and efficient manner.
• Prepare detailed damage estimates and reports using industry-standard software (e.g., Xactimate).
• Manage assigned caseload effectively, ensuring timely communication and resolution of claims.
• Identify potential subrogation or salvage opportunities.
• Maintain accurate and comprehensive claim files, documenting all activities and decisions.
• Provide exceptional customer service to policyholders throughout the claims process.
• Stay current with industry best practices, legal requirements, and regulatory changes affecting property claims adjusting.
• Mentor and provide guidance to junior adjusters as needed.

• High School Diploma or GED required; Associate's or Bachelor's degree preferred.
• Minimum of 5 years of experience as a property claims adjuster, with a strong focus on complex residential and commercial property damage.
• Possession of relevant state adjustor licenses, or willingness to obtain them.
• Proficiency with claims management software and estimating tools (e.g., Xactimate).
• Thorough understanding of building construction, materials, and repair processes.
• Excellent negotiation, communication, and interpersonal skills.
• Strong analytical and problem-solving abilities.
• Ability to work independently, manage time effectively, and meet deadlines.
• A customer-centric approach with a commitment to resolving claims fairly and efficiently.
• Familiarity with insurance regulations and best practices.

• Interface with clients and project representatives including adjusters, brokers, attorneys, insurers, and policyholder appraisers throughout the appraisal process.
• Schedule and perform field inspections and site visits to evaluate the scope of property damage.
• Prepare, review, and defend repair cost estimates for disputed claims using Xactimate, Cotality, RS Means, or other estimating software.
• Serve as an appointed appraiser in property claim disputes, providing clear, defensible analyses and documentation.
• Document, review, and analyze project-related materials, including schedules, contracts, change orders, correspondence, reports, and appraisal awards.
• Provide technical guidance and support to other consultants involved in related appraisal or property damage assignments.
• Collaborate with Business Development Managers and colleagues to support client relationships and identify opportunities for growth in appraisal services.

• 5+ years of demonstrable experience in property damage claims, appraisal, estimating, or insurance adjusting (relevant experience may substitute for a degree).
• Strong background in restoration, insurance, or construction fields with responsibilities tied to appraisal, claims evaluation, or estimating.
• Proficiency with estimating platforms such as Xactimate, Cotality, RS Means, or other software.
• Familiarity with appraisal processes and experience serving as an appraiser, umpire, or consultant in disputed claims is highly valued.
• Proficient in Microsoft Excel and Microsoft Word with excellent written and verbal communication skills.
• Strong project management, organizational, and time management skills.
• Analytical mindset with the ability to provide clear, defensible conclusions.
• Independent work ethic with the ability to manage multiple files under tight deadlines.
• Exceptional client service skills to support adjusters, insurers, and other claim professionals.
• Valid driver's license and good driving record.

• Bachelor's or associate's degree from an accredited college or university.
• Prior experience specifically as a property damage claims appraiser and/or umpire.
• Certified Property Insurance Appraiser (CPIA), Certified Property Insurance Umpire (CPIU), and Certified Property Appraiser and Umpire (CPAU) designations.
• IICRC-related credentials or certifications.
• RRC, PMP, or other relevant professional certifications.
• Experience with large loss commercial or residential claims.

• Ability to wear personal protective equipment as required by the work site.
• Physically able to conduct inspections and carry equipment used for inspections.
• Ability to climb ladders to access roofs or other elevated areas.
• Must be able to write reports of findings after inspections (approximately 50% of day-to-day duties).
• May be exposed to outdoor conditions, including UV radiation, radon, or other forms of air pollution.
• Must be available for occasional on-call work, including nights or weekends.
• Willingness to travel locally, regionally, and for CAT response when needed.

• Flexible work environment, including the ability to work remotely when needed.
• Flex Time Off.
• Medical, Dental, and Vision Insurance.
• 401(k) Match.
• Commuter Benefits.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett’s Berkshire Hathaway group – one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.

 Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company’s success is grounded in our core values:  accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!

Benefits:

We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You’ll be surprised by all we have to offer!

• Competitive compensation
• Healthcare benefits package that begins on first day of employment
• 401K retirement plan with company match
• Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
• Up to 6 weeks of parental and bonding leave
• Hybrid work schedule (3 days in the office, 2 days from home)
• Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
• Tuition reimbursement after 6 months of employment
• Numerous opportunities for continued training and career advancement
• And much more!

Are you a detail-oriented claims professional with a passion for fair and efficient resolution? Join our dynamic P&C Claims team as a Senior Liability Adjuster - Third-Party Property Damage and play a key role in delivering exceptional service and sound claim outcomes.

As a Liability Adjuster focused on third-party property damage (excluding auto claims), you’ll take ownership of complex claims involving damage to property owned by others. Your expertise will ensure accurate liability assessments, thorough investigations, and equitable settlements -- all while upholding our commitment to integrity and customer satisfaction.

What You'll Do:

• Manage a caseload of liability claims involving third-party property damage (excluding auto-related losses).
• Conduct thorough investigations, including interviews and virtual scene inspections.
• Analyze policy language and legal principles to determine liability and coverage.
• Review repair estimates for damaged property and negotiate fair settlements.
• Collaborate with internal teams, defense counsel, and vendors.
• Maintain accurate documentation and ensure compliance with regulations.

Salary Range

$55,000.00 - $95,000.00 USD per year

The successful candidate is expected to work in one of our offices 3 days per week and also be available for travel as required.

The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.

What You Bring:

• 5-7 years of experience handling liability claims with a strong focus on third-party property damage
• Active adjuster license (must be maintained throughout employment)
• Strong knowledge of P&C Claims and legal frameworks
• Excellent communication, negotiation, and analytical skills
• Proficiency in claims systems and Microsoft Office
• Ability to work independently and manage multiple priorities

Preferred Qualifications:

• Bachelor’s degree or equivalent experience in claims, insurance, or a related field
• Experience in a multi-jurisdictional claims environment

Ready to make a difference in claims handling? Apply now and bring your expertise to a team that values professionalism, collaboration, and customer-first service.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett’s Berkshire Hathaway group – one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.

 Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company’s success is grounded in our core values:  accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!

Benefits:

We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You’ll be surprised by all we have to offer!

• Competitive compensation
• Healthcare benefits package that begins on first day of employment
• 401K retirement plan with company match
• Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
• Up to 6 weeks of parental and bonding leave
• Hybrid work schedule (3 days in the office, 2 days from home)
• Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
• Tuition reimbursement after 6 months of employment
• Numerous opportunities for continued training and career advancement
• And much more!

Are you a detail-oriented claims professional with a passion for fair and efficient resolution? Join our dynamic P&C Claims team as a Senior Liability Adjuster - Third-Party Property Damage and play a key role in delivering exceptional service and sound claim outcomes.

As a Liability Adjuster focused on third-party property damage (excluding auto claims), you’ll take ownership of complex claims involving damage to property owned by others. Your expertise will ensure accurate liability assessments, thorough investigations, and equitable settlements -- all while upholding our commitment to integrity and customer satisfaction.

What You'll Do:

• Manage a caseload of liability claims involving third-party property damage (excluding auto-related losses).
• Conduct thorough investigations, including interviews and virtual scene inspections.
• Analyze policy language and legal principles to determine liability and coverage.
• Review repair estimates for damaged property and negotiate fair settlements.
• Collaborate with internal teams, defense counsel, and vendors.
• Maintain accurate documentation and ensure compliance with regulations.

What You Bring:

• 5-7 years of experience handling liability claims with a strong focus on third-party property damage
• Active adjuster license (must be maintained throughout employment)
• Strong knowledge of P&C Claims and legal frameworks
• Excellent communication, negotiation, and analytical skills
• Proficiency in claims systems and Microsoft Office
• Ability to work independently and manage multiple priorities

Preferred Qualifications:

• Bachelor’s degree or equivalent experience in claims, insurance, or a related field
• Experience in a multi-jurisdictional claims environment

Ready to make a difference in claims handling? Apply now and bring your expertise to a team that values professionalism, collaboration, and customer-first service.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett’s Berkshire Hathaway group – one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.

 Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company’s success is grounded in our core values:  accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!

Benefits:

We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You’ll be surprised by all we have to offer!

• Competitive compensation
• Healthcare benefits package that begins on first day of employment
• 401K retirement plan with company match
• Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
• Up to 6 weeks of parental and bonding leave
• Hybrid work schedule (3 days in the office, 2 days from home)
• Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
• Tuition reimbursement after 6 months of employment
• Numerous opportunities for continued training and career advancement
• And much more!

Are you a detail-oriented claims professional with a passion for fair and efficient resolution? Join our dynamic P&C Claims team as a Senior Liability Adjuster - Third-Party Property Damage and play a key role in delivering exceptional service and sound claim outcomes.

As a Liability Adjuster focused on third-party property damage (excluding auto claims), you’ll take ownership of complex claims involving damage to property owned by others. Your expertise will ensure accurate liability assessments, thorough investigations, and equitable settlements -- all while upholding our commitment to integrity and customer satisfaction.

What You'll Do:

• Manage a caseload of liability claims involving third-party property damage (excluding auto-related losses).
• Conduct thorough investigations, including interviews and virtual scene inspections.
• Analyze policy language and legal principles to determine liability and coverage.
• Review repair estimates for damaged property and negotiate fair settlements.
• Collaborate with internal teams, defense counsel, and vendors.
• Maintain accurate documentation and ensure compliance with regulations.

What You Bring:

• 5-7 years of experience handling liability claims with a strong focus on third-party property damage
• Active adjuster license (must be maintained throughout employment)
• Strong knowledge of P&C Claims and legal frameworks
• Excellent communication, negotiation, and analytical skills
• Proficiency in claims systems and Microsoft Office
• Ability to work independently and manage multiple priorities

Preferred Qualifications:

• Bachelor’s degree or equivalent experience in claims, insurance, or a related field
• Experience in a multi-jurisdictional claims environment

Ready to make a difference in claims handling? Apply now and bring your expertise to a team that values professionalism, collaboration, and customer-first service.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett’s Berkshire Hathaway group – one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.

 Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company’s success is grounded in our core values:  accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!

Benefits:

We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You’ll be surprised by all we have to offer!

• Competitive compensation
• Healthcare benefits package that begins on first day of employment
• 401K retirement plan with company match
• Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
• Up to 6 weeks of parental and bonding leave
• Hybrid work schedule (3 days in the office, 2 days from home)
• Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
• Tuition reimbursement after 6 months of employment
• Numerous opportunities for continued training and career advancement
• And much more!

Are you a detail-oriented claims professional with a passion for fair and efficient resolution? Join our dynamic P&C Claims team as a Senior Liability Adjuster - Third-Party Property Damage and play a key role in delivering exceptional service and sound claim outcomes.

As a Liability Adjuster focused on third-party property damage (excluding auto claims), you’ll take ownership of complex claims involving damage to property owned by others. Your expertise will ensure accurate liability assessments, thorough investigations, and equitable settlements -- all while upholding our commitment to integrity and customer satisfaction.

What You'll Do:

• Manage a caseload of liability claims involving third-party property damage (excluding auto-related losses).
• Conduct thorough investigations, including interviews and virtual scene inspections.
• Analyze policy language and legal principles to determine liability and coverage.
• Review repair estimates for damaged property and negotiate fair settlements.
• Collaborate with internal teams, defense counsel, and vendors.
• Maintain accurate documentation and ensure compliance with regulations.

What You Bring:

• 5-7 years of experience handling liability claims with a strong focus on third-party property damage
• Active adjuster license (must be maintained throughout employment)
• Strong knowledge of P&C Claims and legal frameworks
• Excellent communication, negotiation, and analytical skills
• Proficiency in claims systems and Microsoft Office
• Ability to work independently and manage multiple priorities

Preferred Qualifications:

• Bachelor’s degree or equivalent experience in claims, insurance, or a related field
• Experience in a multi-jurisdictional claims environment

Ready to make a difference in claims handling? Apply now and bring your expertise to a team that values professionalism, collaboration, and customer-first service.