2,736 Underwriting jobs in the United States

Assist in developing and implementing underwriting policies and procedures. Evaluate and analyze credit applications to determine risk and approve or decline applications accordingly. Communicate with Funding Associate, Credit Analysts and Dealer Par Underwriting, Associate, Microsoft, Powersports, Retail, Automotive

• Utilize company underwriting criteria to evaluate risks for various lines of business
• Perform independent verification of insured's operations
• Review and process change requests on in-force policies
• Evaluate in-force policies at renewal
• Participate in Underwriting Training for new products, directives, and processes
• Participate in projects as assigned

• Strong investigative skills
• Ability to utilize the internet as a research tool
• Excellent communication and customer service skills
• Ability to work in a fast paced team environment
• Excellent time management skills with a proven ability to meet deadlines
• Adaptability in a constantly changing environment, including changes to technology, underwriting guidelines, and regulatory conditions

• Bachelor's degree or Associate's degree with a strong score on the Wonderlic test, a cognitive abilities assessment used to measure the cognitive ability and problem-solving aptitude of prospective employees
• Prior experience in Underwriting a plus, but not required

• Great work environment with growth opportunity
• Subsidized downtown parking (for in-office positions)
• Competitive compensation
• Generous amounts of vacation and sick time
• Closed on major holidays
• 401(k) with company match
• A fantastic healthcare package
• Tuition reimbursement after 6 months of employment
• Service recognition after 5 years of employment

• Customer Focused
• Detailed Oriented
• Technical Knowledge and Skills
• Planning and Organizing
• Communication Skills
• Analytical and Decision-making skills
• Interpersonal Skills

• Processes and prepares endorsements, non-renewals notices, or cancellations and other associated tasks as required
• Supports underwriting in the entry and processing of quotes and new business with additional support of processing policy renewals.
• Completes data entry into internal system.
• Processing high volumes of incoming emails, correspondence, faxes, and written requests.
• Updates systems with client information for new and existing clients.
• Performs administrative tasks, such as answering phones, maintaining records and handling preparation tasks for policy renewals.
• Provides customer support on behalf of the underwriters and Underwriting Team.
• Participates in cross-functional team process improvement projects.
• Performs other duties as assigned.

• High School Diploma or GED.
• Associate degree in insurance, Economics, Business Administration or related field preferred.
• One year customer service experience preferred.
• Valid driver's license.
• No felony, theft or stealing convictions.
• Must be able to successfully pass a background investigation.

• New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
• For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.

• Strong ability to multi-task assisting in multiple duties or projects
• Ability to learn and take excellent notes.
• Ability to communicate effectively both verbally and written communication
• Knowledge of department organization, functions, objectives, policies and procedures.
• Knowledge of underwriting techniques.
• Ability to meet strict timelines.
• Ability to create, compose, and edit written materials.
• Detail oriented, self-motivated, service-oriented individual who enjoys a fast-paced, sometimes high-pressure job.
• Ability to work as a team member in a structured working environment.
• Ability to perform all responsibilities with high quality and some independence while working in a team environment.
• Ability to work with timeliness and thoroughness.
• Skill in providing excellent customer service.
• Excellent organization and communication skills with professional telephone demeanor.
• Experience in intermediate or advanced proficiency in spreadsheets, word-processing, Power Point and database software programs in a Windows environment.

• Typical business office setting with moderate noise level.
• Must be able to sit for work at a computer for more than 6 hours per day.
• Must be able to speak clearly.
• Must be able to use hands for dexterity of motion.
• Frequently required to stand, walk, and reach with hand and arms.
• Must have ability to occasionally lift 10+ lbs.
• Minimal business travel required; COVID-19 vaccination preferred.

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.

Job Summary

• Underwrite profitable new and renewal business to meet LoB targets regionally including global elements
• Ownership of large accounts / clients including negotiation of participation, pricing and terms and conditions
• Training and development resource for Underwriters & Senior Underwriters
• Develop and maintain strong relationships with brokers and clients
• Specialized technical expertise / lead for at least one sub-LoB, Industry, or Product Line such as General Liability, Umbrella, Commercial Auto, Commercial Property, Workers Compensation

• Manage assigned broker portfolio of accounts to achieve efficient returns of profitability and growth
• Underwrite new and renewal accounts to meet top and bottom line targets
• Negotiate price and terms and conditions with producers
• Proactively manage capacity
• Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios (for relevant LoBs)
• Specialist / Technical Expert in Product Line within Middle Market Business
• Underwrite International Insurance Programs (for relevant LoBs)
• Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles
• Ensure placing and binding of FAC Reinsurance prior to policy inception
• File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled
• Proactively develop relationships with brokers and agents assigned within the territory to either pursue new business acquisition and / or large renewal retention
• Acquisition of new business and retention of existing business including client and broker negotiations
• Training, developing and coaching of less experienced staff (including Underwriters)
• Manage complex referrals from underwriters and spokes and re-underwrite complex business as appropriate
• Delegate work as appropriate
• Positively represent Arch externally to the market
• Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations
• Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers)

• Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to LoB
• Pricing and Market Mgt: Analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs
• Contract Drafting and Interpretation: Design, develop and implement consistent, robust wordings
• Policy Management: Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation.
• Communication skills: Clearly and effectively express ideas and messages via speech or writing.
• Influencing Skills: Ability to persuade and motivate others to act, without executive authority
• Analytical Skills: Ability to effectively absorb information from various sources, then analyze, study or examine data in detail, and draw appropriate conclusions.
• IT Skills (Office applications): Use general office application tools e.g. Power Point, Excel, Word.

• A minimum of 4+ years or Commercial Property & Casualty Underwriting experience. Middle Market experience is preferred
• Recognized established relationships with brokers at peer group level and within market
• Specialized understanding of regional / local insurance markets and competitor landscape
• Good understanding of legal and regulatory framework
• Undergraduate degree required. Economics, Finance, Insurance Management, or Business Administration is preferred
• Completion of professional insurance qualification (e.g. CPCU) is preferred

• Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
  

Schedule : Full-Time

Salary Range : USD $106,000 - $322,000

Job Category : Underwriting

Exciting leadership opportunity to manage a talented team of construction underwriters, blending strategic vision, strong leadership, and deep technical expertise to drive meaningful impact across the portfolio. As Senior Underwriting Manager, you will guide and develop this high-performing group, foster trusted relationships internally and with brokers and partners, and make critical underwriting decisions that shape our portfolio's longer-term success. This role focuses on building upon the team's achievements, cultivating a culture of excellence, and delivering consistent and predictable growth in a fast-evolving insurance industry.

• Drive a culture of underwriting excellence across the entire portfolio.
• Lead change initiatives within the team.
• Maintain a visible external profile and excellent relationships with brokers, agents, partners, and stakeholders, leveraging these relationships to help the team achieve their goals and expand their networks.
• Act as a point of escalation/referral on complex or novel underwriting decisions.
• Uphold and exemplify Liberty's value proposition across the business and market.
• Cover for the manager when required.
• Be accountable for the performance of a portfolio or part thereof within a sub-segment of business underwritten by the team.
• Perform specific technical responsibilities (e.g., planning, portfolio management, marketing, product development) which may differ across parts of GRS.
• Continue underwriting specific policies and delivering work as an Underwriter.

• Degree in Business or equivalent typically required.
• Minimum of 10 years of progressive underwriting experience, including at least 2 years in underwriting management, preferred.
• CRIS, CPCU, or other professional insurance designation preferred.
• Proven analytical ability to evaluate high-impact underwriting risks.
• Ability to communicate complex analyses effectively.
• Strong interpersonal and communication skills with internal and external partners.
• Skills include leadership, people development, strategic thinking, portfolio management, profitable growth, decision-making, innovation, problem-solving, coaching, mentoring, and negotiation.

Pay Philosophy : The starting salary varies based on skills, experience, education, certifications, and location. The full salary range reflects the market value and opportunities for growth within the role. Some roles may include additional compensation such as commissions or bonuses based on the company's plan.

Liberty Mutual is committed to fostering an inclusive environment where employees from diverse backgrounds can thrive. We offer comprehensive benefits and continuous learning opportunities to support professional and personal success.

We believe progress happens when people feel secure. We provide protection for the unexpected and help people embrace today and pursue tomorrow confidently.

We value integrity, commitment, and people-first principles, offering benefits that support well-being.

Job Title:

Location:

What you'll do:

* Identify training needs by evaluating strengths and weaknesses
* Translate requirements into training that will groom employees for the next step of their career path
* Develop or oversee the production of classroom handouts, instructional materials, aids, and manuals
* Direct structured learning experiences and monitor their quality results
* Deliver training courses
* Assess training effectiveness to ensure incorporation of taught skills and techniques into employee's work behavior
* Periodically evaluate ongoing programs to ensure that they reflect any changes
* Stay abreast of the new trends and tools in employee development
* Assign Qualified test cases for underwriting certification(s) to employees with the expectation of meeting AmeriHome's standard of quality

What you'll need:

* 5+ years training experience inclusive of curriculum development and classroom delivery
* Minimum of 5 years of mortgage industry experience, with 3 years recent underwriting or loan review experience preferred
* Knowledge of FNMA, FHLMC, FHA, USDA, and VA Underwriting guidelines
* Proficient with a review of automated underwriting systems such as Desktop Underwriter and Loan Prospector
* Effectively navigate FHA Connection
* Ability to work independently and as a team player
* Clear and effective verbal and written communication skills
* Intermediate proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc .) and Google Mail/Docs
* Proven ability to master the full training cycle

Benefits you'll love:

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email or call . When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation

Schedule: Full-Time Salary Range: USD $41000.00 - $62000.00 Job Category: Underwriting Description We deliver our customers peace of mind every day by helping them protect what they value most. Our passion for placing the customer at the center of everything we do is driving a transformational shift at Liberty Mutual. Operating as a tech startup within a Fortune 100 company, we are leading a digital disruption that will redefine how people experience insurance. This is a hybrid position. You will be required to go into the office twice a week if you reside within 50 miles of Suwanee or Atlanta GA office. Please note this policy is subject to change. At Liberty, you'll thrive in a hybrid setting that fosters in-person collaboration, innovation and growth. This approach optimizes both remote and in-person interactions, enabling you to connect and ideate with your team and deepen valuable relationships across the company, while still enjoying the flexibility of remote work for focused tasks and projects. Responsibilities Responsible for detailed Surety bond/agency/processing transactions for surety product line(s) or functional area(s), which may align to a defined territory. May include entering rates and new business, renewals, cancellations, endorsements, reinstatements, agency file set-up, licensing/appointment processing, power-of-attorney issuance, and resolving reconciliation problems as necessary. Review, reconcile, and update reports as required. Provides assistance in various underwriting and support functions, which may include but is not limited to Contract/Commercial Bond and bid requests, bid entry, bid results, and state regulatory and compliance requirements. Services and responds to internal and external customer needs providing an exceptional customer experience. Assists customers with inquiries and answers questions and follows up to ensure customer satisfaction. Ability to understand agency management workflows and processes, which may include but is not limited to: commissions, licensing/appointment requirements, state regulatory and compliance criteria, and Power of Attorney requests. Understands rating plans and how to apply rates upon registration and may assist with rating scenario entry. Retrieves information relative to the execution of various bond/agency related documents with attention to detail and accuracy. Applies logical thinking and technical knowledge of Surety operations processing activities to complete assignments/tasks working within defined policies and procedures to optimize planned business results. Performs general administrative office support duties which may also include assisting Finance with collections inquiries upon request and billing/ premium discrepancies. May perform technical support within the office and assist in the resolution of problems in coordination with Department Application Specialist. Participates in User Acceptance Testing as assigned. Performs additional duties as assigned. Qualifications High school diploma or equivalent required. 1+ year related experience required. Strong written and oral communication skills to correspond with office personnel and agents. Exceptional customer service skills. Demonstrates ability to work well on a team and independently. Good organizational skills. Competent and proficient with computer software applications utilized by Surety. Knowledge of surety bond processing preferred. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco Employment Type: Full Time

• Provide excellent customer service by answering phone calls, and email requests/inquiries in a quick, professional, and courteous manner
• Work closely with the underwriting operations Supervisor to manage and service the current book of business
• Process business and renewal submissions in accordance with Company specifications
• Issue new and renewal policies
• Issue new and renewal guaranteed cost, retrospective rating and large deductible quotes and policies
• Collaborate with team members and brokers necessary to obtain additional information as needed
• Communicate with brokers and policyholders regarding billing questions
• Issue monthly Large Deductible billings and annual Retrospective Rating adjustments
• Communicate with state agencies to resolve inquiries
• Process WCIRB and other state bureau correspondences

• BA/BS degree is preferred
• 2-3 years of experience as a Workers Compensation underwriting associate at a carrier or agency
• Must be able to work regularly at our main office in Orange County
• Ability to work in a fast paced, decision-oriented environment
• Excellent communication and analytical skills
• Strong organizational skills and ability to manage multiple tasks
• Strong automation skills including MS Office products
• Ability to work independently and in a collaborative team environment