What Jobs are available for Underwriting in Des Moines?

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Are you a problem solver who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to know more about you!

As a Sr Consultant, you will act as a high level individual contributor subject matter expert within the business unit. You will direct the rates and form filings development process. You’ll develop and implement region or channel strategic program plans and objectives. You’ll be responsible for ensuring account authorizations meet region or channel program strategies. In order to be successful, you will need to build and maintain strong effective relationships with internal business liaisons, external program managers, and other key partners. You’ll be responsible for guiding, training and mentoring underwriting team members.

• High level individual contributor subject matter expert within the business unit. Responsible for driving the sales and underwriting relationship for Programs products and services. Responsible for establishment of program goals and metrics for a specific vertical; ensuring alignment with scorecards. Provides forecasting related to trends and profitability; takes action based on results as needed.
• Directs the program manager relationships and results and recommends corrective action if necessary. Understands business needs and identifies new business opportunities.
• Reviews highly complex (e.g. including D&O, E&O, Employment Practices Liability, Medical Professional Liability, Contractual Liability, Cyber Liability, Shared and Layered Property, General Liability, Excess, auto, Recreation Marine, Energy, Environmental, Inland Marine, Warranty and Workers Compensation) individual risks, programs, or accounts. Some of the risks could be multinational or have alternative arrangements in place that make them unique. Approves accounts which exceed underwriting staff authority/program managers authority due to level of complexity, premium, class of business or coverage provided.
• Administers and participates in discussions with reinsurers per department guidelines, verifying the appropriate use of all reinsurance facilities used by the department, including various treaty, semi-automatic and facultative reinsurance. Maintains good working relationship with reinsurers.
• Directs the development, implementation and monitoring of underwriting guidelines, rates, forms, product endorsements and procedures. Monitors and approves the preparation of rates, forms, and endorsement filings and authorizes the use of such rates, forms, and endorsements.
• Interacts with various business partners (i.e. claims, actuary, compliance, etc.) to achieve company goals and objectives. Communicates Program initiatives and performance goals. Builds alignment with teams within and across the organization.
• Responsible for audits of individual risks/programs for compliance with company guidelines, state regulations and reinsurance conditions. Development and implementation of specific action plans may be required. Responsible for the resolution of advanced complex technical issues.
• Independently establishes and maintains effective relationships with program managers in order to generate growth and profitably. Travels to existing and potential program manager offices as required for marketing visits. Frequently entertains program managers to market services and ensure strong relationships to write profitable business.
• Responsible for identifying new program opportunities, facilitating all steps involved in the due diligence process and making recommendations to senior management on new opportunities. Responsible for the implementation of all new programs from development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters to ensure proper program integration.
• Attends industry functions to promote E&S/S Programs brand and capabilities of the programs team in order to help identify new program business opportunities.
• Acts as a resource for direction, training and guidance for less experienced staff. May be responsible for underwriting and support staff.
• Maintains knowledge of insurance regulations; provides consulting regarding legislation that impacts the organization.

May perform other responsibilities as assigned.

Reports to Director/AVP. Acts primarily as an individual contributor; may have two or less direct reports.

Undergraduate studies with focus in Finance, Accounting Economics, and/or Risk Management. Graduate degree preferred.

Typically eight years related experience as a Professional, Financial and/or Specialty lines underwriter. Program leadership experience in professional lines of business is preferred. Experience in the technical aspects of data management, imaging and procedures and processes helpful.

In-depth knowledge of lines underwriting policies, practices and procedures, insurance law and underwriting marketing principles and techniques. In-depth knowledge of financial documents, financial analysis, investments, market conditions essential. Legal knowledge related to insurance, contract and business law preferred. Knowledge of employment principles and practices.

Must possess excellent verbal and written communication skills to interact with internal/external business partners at all levels. Ability to work with the wholesale brokerage distribution system. Demonstrated advanced skills to influence and negotiate with internal/external business partners at all levels. Must possess interpersonal savvy and well-developed program leadership ability. Must have the ability to manage large programs; develop and apply innovative approaches to program initiatives and problem solutions. Must be able to analyze and interpret mathematical, statistical and logical data and evaluate its reliability and significance. Proven ability to analyze highly complex insurance risks to determine acceptability including policy language, various commercial and alternative rating plans and methodologies, reinsurance. Must have strong project and process management skills. Must have ability to evaluate, analyze and devise solutions to complex programs; implement the most appropriate business solution and monitor the effectiveness. Ability to support numerous internal/external business partners and make decisions that reflect the goals of the company, both financially and ethically. Ability to lead, train, motivate employees and set work priorities. Ability to establish region or channel objectives. Ability to apply/learn job related software.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the Sr. Leader and HR Business Partner.

Regularly and consistently demonstrates Nationwide Values.

Not Eligible (Exempt)

Normal office environment. Ability to travel locally and overnight for client meetings as needed.

The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 11/23/2025. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic‑specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part‑Time Roles: Please be aware that the salary ranges listed below reflect full‑time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full‑time schedule. The national salary range for Sr Consultant, Program Underwriting - E&S/Specialty : $126,000.00-$42,000.00 The expected starting salary range for Sr Consultant, Program Underwriting - E&S/Specialty : 136,000.00 - 204,000.00

Overview

If you’re passionate about helping people protect what matters most to them, and about innovating and simplifying processes to provide customer value, Nationwide’s Property and Casualty team may be the place for you. Nationwide’s “on your side” philosophy centers customers in everything we do. We’re looking for associates who are passionate about delivering extraordinary care.

Role: Underwriting Practice Technical Director will handle Human Services & Senior Living business and bring technical underwriting expertise with a strong foundation in Professional Liability, General Liability, and Sexual Abuse & Molestation, along with strong communication and problem-solving skills. A strong preference is for expertise across other commercial lines (e.g., Auto, Workers Compensation) and experience as a Referral Underwriter or people leader.

This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.

Location/Work Arrangement: Remote options may be available.

Job Description Summary

Developing the underwriting strategy for specific lines of business and ensuring it aligns with our risk appetite is essential to Nationwide’s profitability and success. Our team uses strategic thinking, analysis and decision-making to enable solutions that drive underwriting profitability and growth. If you are a creative problem solver and technical underwriting expert, we want to learn more about you.

As a Technical Director, you will lead a specific line of business, developing and recommending strategy, product guidelines, procedures and standards. You will be the subject matter expert for pricing strategy, collaborating with Loss Control, Claims and Industry Practice to ensure alignment with the line’s strategic direction. The assigned lines of business will include at least one of the following: Auto, General Liability, Workers’ Compensation, Umbrella, Property and Inland Marine.

• Develop and recommend strategies for the assigned line(s) of business to achieve growth and profitability targets
• Provide high-level technical assistance and support to underwriting teams across the country for authority items
• Manage the portfolio and related mix strategies for the assigned line(s) of business
• Manage projects for profitability initiatives and collaborate with stakeholders to monitor and take corrective actions as necessary
• Collaborate with Loss Control and Claims to identify trends and refine underwriting practice, Loss Control capabilities or Claims insights to improve underwriting capabilities and service offerings
• Analyze market trends, intelligence and competitive landscape to identify opportunities for expansion
• Execute strategic or tactical initiatives addressing trends in claims, pricing studies and underwriting quality
• Oversee design and development of line-specific enhancements to meet the needs of Industry Practice Leaders and Middle Market clients
• Serve as Subject Matter Expert on the respective line for development and co-facilitation of training and enterprise-wide initiatives
• Collaborate with product/portfolio, industry practices, underwriting capabilities, actuary and leadership teams on the line of business strategy
• Provide guidance, direction and authority on industry practice referrals

May perform other responsibilities as assigned.

Reporting Relationships: AVP, Middle Market Underwriting

Typical Skills and Experiences:

Education: Undergraduate studies preferably in business or related field; graduate studies preferred.

License/Certification/Designation: CPCU, ARM or other industry designations preferred.

Experience: Typically 10+ years of Middle Market and/or related commercial lines underwriting experience with extensive technical understanding of specific lines of business.

Knowledge, Abilities and Skills: Knowledge of property/casualty products, insurance company operations, industry trends and project management. Demonstrated decision-making and strategic abilities. Ability to drive results, handle ambiguity, communicate with executive leadership, and formulate strategic objectives. Strong communication, collaboration, relationship management, influencing, customer focus and conflict resolution skills.

Other criteria, including leadership skills, competencies and experiences, may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.

Values: Regularly and consistently demonstrates Nationwide values.

Job Conditions:

Overtime Eligibility: Exempt

Working Conditions: Normal office environment or work from home

ADA: The above statements describe principal and essential functions of this job. Specific circumstances may require different duties.

We anticipate accepting applications until 11/23/2025. Submissions are encouraged earlier; postings may close sooner if a strong candidate slate is identified.

We offer a range of benefits including medical/dental/vision, life insurance, short and long-term disability, paid time off (minimum 18 days per full year pro-rated by hire date), nine paid holidays, 8 hours of Lifetime Paid Time Off, 8 hours of Unity Day, 401(k) with company match, and more. To learn more about the benefits we offer, please refer to the benefits information.

Equal Opportunity: Nationwide is an equal opportunity employer. We celebrate diversity and are committed to an inclusive culture where everyone is challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and provides equal employment opportunities to employees and applicants without regard to any protected characteristic.

Additional notes: This position may be filled in any of the lower 48 states. Iowa Smokefree Act and NY state information references may apply where relevant.

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$203,991.00/yr - $78,840.00/yr

Direct message the job poster from Sammons Financial Group Companies

Provide strategic leadership, oversight and collaboration in the development and execution of growth strategies for Sammons Financial Group Companies (Sammons Financial Group), identifying organic and inorganic growth opportunities and overseeing initiatives to position the company for future success. Provide strategic leadership in the due diligence and integration of strategic acquisitions and partnerships, within and outside of the Corporate Development area. Serve in lead role to identify, evaluate, and execute on strategic growth initiatives, primarily through mergers and acquisitions (M&A), joint ventures, and other partnerships, to drive the company's inorganic growth strategy. Effectively represent the company and its values in communicating with key business partners, both internal and external.

Provide strategic leadership, oversight and collaboration in the development and execution of growth strategies for Sammons Financial Group Companies (Sammons Financial Group), identifying organic and inorganic growth opportunities and overseeing initiatives to position the company for future success. Provide strategic leadership in the due diligence and integration of strategic acquisitions and partnerships, within and outside of the Corporate Development area. Serve in lead role to identify, evaluate, and execute on strategic growth initiatives, primarily through mergers and acquisitions (M&A), joint ventures, and other partnerships, to drive the company's inorganic growth strategy. Effectively represent the company and its values in communicating with key business partners, both internal and external.

• Partner with internal and external stakeholders to align corporate development activities with business objectives to identify potential targets. Research and source potential companies for acquisition or partnership based on the company's strategic goals.
• Identify potential new markets, customer segments, or distribution channels to expand the company’s reach.
• Evaluate the operational (culture, process, technology, compliance) and financial viability of potential targets through due diligence processes, including financial modeling and market analysis. Assess the overall implications of strategic initiatives and ensure they are aligned with the company's growth and financial objectives.
• Identify and evaluate potential capital market transactions (financial reinsurance, debt offering, sidecars, etc.) to provide capital funding to enhance Sammons Financial Group’s financial strength and allow for future growth opportunities. Proactively reach out to reinsurers, investment bankers, and other stakeholders in identifying new opportunities that might be of interest. Proactively understand new reinsurance structures and reach out to identify new opportunities that might be of interest to Sammons Financial Group and/or its various business units.
• Lead creation of complex financial models to assess potential outcomes of different strategic decisions including cost-benefit analysis and return on investment calculations. Based off results of financial models, make recommendations to senior leadership on viability of opportunities, ensuring clear understanding and buy-in.
• Participate in negotiations with target companies on deal terms, including price, structure, and key contractual provisions.
• Oversee the post-acquisition transition and integration process to ensure successful assimilation of acquired companies and desired synergies.
• Provide analysis and insights to support executive decision making, including preparing reports and presentations.
• Drive and reinforce commitment to internal controls processes such as those under Model Audit Rule and Record Information Management.

• Bachelor's Degree in Business (Accounting, Finance, Actuarial Science)
• Minimum 10 years' financial services experience with broad-based strategic frameworks and working closely with senior management to develop long term strategic plans Required
• Willingness to learn new skills and take on different tasks as needed, comfortable with ambiguity and shifting priorities.
• Understanding of multiple business functions and how they interact with each other and ability to contribute across different teams.
• Ability to analyze situations and find solutions effectively, even when dealing with unfamiliar challenges.
• Collaborative attitude, ready to support colleagues and contribute to the overall success of the team.
• Approach new tasks with enthusiasm and a willingness to learn.
• Genuine interest in learning about a wide variety of topics and ideas. Desire to learn more, find answers, and seek deeper understanding.
• Demonstrate excellent oral and written communication; ability to make clear and convincing oral and written presentations to individuals and groups; ability to listen effectively and clarify information as needed; ability to facilitate an open exchange of ideas, build coalitions and foster an atmosphere of open idea sharing
• Demonstrate resilience by dealing effectively with pressure; ability to maintain focus and intensity and remain optimistic and persistent, even under adversity
• Excellent relationship management skills
• 15% travel could be required to attend conferences and participate in due diligence efforts

• Due to the financial nature and level of accountability of this position, a credit and criminal background check is required - The Fair Credit Reporting Act requires Sammons Financial Group Companies to notify you that, as a routine part of processing this application for employment, Sammons Financial Group may request a consumer report on you to verify all information contained in this application. Such report may include information about work-related behaviors, performance, character, general reputation, and personal characteristics, in addition to information about your previous employment, education, credit history and criminal records

• Sammons Financial Group offers a competitive benefit package that includes: Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay.
• Our Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan, so you can save for retirement without contributing a penny of your own paycheck.
• Healthy balance between work and personal lives. Friday afternoons off all year long, competitive PTO, and generous number of paid holidays.
• Our incentive program for defined goals subject to eligibility and performance. Monetary rewards are based on individual and/or overall company performance.
• Colleagues who support one another, model our core values, and drive our healthy, high-performing culture.

USD $ - USD 378,840.00 /Yr. Range includes data points from multiple labor markets. Specific range is dependent on the labor market where the incumbent will be hired to perform the position. Starting salary is dependent on candidate qualifications and experience. For a narrower salary range specific to your labor market, please inquire.

At this time, we’re not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)

• Not Applicable

• Full-time

• Information Technology

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