11 Underwriting jobs in Des Moines

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.
As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.
**Position Summary**
This Underwriting role is for Meritain Health, an independent subsidiary of Aetna and CVS, and one of the nation's largest employee benefits administrators. We have the resources of a national carrier coupled with the unique flexibility and devoted service of a third-party administrator (TPA).
The Meritain Health underwriting department supports the attainment of organizational goals through the issuance of prospective and existing business quotations and proposals including administrative fee pricing, stop loss, RFP questionnaire responses, and plan consultation.
This position will have the opportunity to work on a diversified book of business including Mid-Market, Select/Key Accounts, Small Group, and our Captive/Alternate channels.
**Responsibilities Include:**
+ Provide guidance and consultation to our Sales and Client Management teams on pricing and stop loss strategies.
+ Prepares and delivers moderately complex new business quotes, existing business renewals and/or accountings while meeting established departmental TAT goals.
+ Prepare financial projections on prospects utilizing financial models in Excel and Salesforce.
+ Market and place stop loss policies, negotiating terms based upon claims data, strategy, relationships and cost avoidance/reduction efforts.
+ Work with leaders from key functional areas to understand potential impacts for custom requests.
+ Manage and interpret operational data and apply to fee development and financial analysis.
+ Present to internal/external customers, constituents, and business partners.
+ Display a clear understanding of the Meritain products and services along with strong business and systems knowledge.
+ Reviews work for accuracy and recommends pricing and/or accounting alternatives based on financial analysis, underwriting principals, and business strategy.
+ Develop and participate in presentation to existing and prospective customers, business partners and internal business areas.
+ Collaborate with leadership in Sales to determine the appropriate product mix to issue on proposals that target reducing total cost of care for the plan sponsor.
+ Independently assist sales and client management personnel in explaining rates/fees and communication of underwriting and stop loss policies.
+ Establish and maintain a positive and productive relationship with sales, client management, our stop loss panel and internal partners.
**Required Qualifications**
+ 1-2 Years of applicable medical insurance experience: brokers (producers), carriers, third-party administrators, benefit analysis, underwriting, rating methodologies, or policy marketing, etc.
+ Excellent verbal and written communication skills.
+ Exceptional problem solving and decision-making skills.
+ Demonstrated analytical skills.
+ Adept at collaboration and teamwork.
+ Adept at growth mindset (agility and developing yourself and others) skills.
**Preferred Qualifications**
+ Bachelor's degree preferred/specialized training.
+ Intermediate/advanced Microsoft Excel.
+ Experience with Salesforce.
**Education**
+ High School Diploma, GED or equivalent.
**Anticipated Weekly Hours**
40
**Time Type**
Full time
**Pay Range**
The typical pay range for this role is:
$46,988.00 - $122,400.00
This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
**Great benefits for great people**
We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:
+ **Affordable medical plan options,** a **401(k) plan** (including matching company contributions), and an **employee stock purchase plan** .
+ **No-cost programs for all colleagues** including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
+ **Benefit solutions that address the different needs and preferences of our colleagues** including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.
For more information, visit anticipate the application window for this opening will close on: 07/24/2025
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Our work matters. We help people get the medicine they need to feel better and live well. We do not lose sight of that. It fuels our passion and drives every decision we make.
**Job Posting Title**
Director, Underwriting - REMOTE
**Job Description**
The Director of Underwriting is responsible for leading the Underwriting team responsible for providing information, analyses, and RFP support for the Organization to develop recommendations for pricing terms and structure. This position is responsible for providing overall direction and leadership to the underwriting teams, which includes oversight of both direct and carve-in lines of business. The Director is also responsible for serving as an expert consultant on matters pertaining to underwriting, performance guarantees, margin, and other financial considerations.
**Responsibilities**
+ Provides both strategic direction and day to day guidance to a team of underwriters and managers, to maintain expert underwriting support and meet the needs of the organization
+ Works with Blue Plan Underwriting and Sales Executive leadership to develop, drive, and execute ASO pricing and margin strategies
+ Oversees and coordinates workflow for the underwriting team
+ Works with proposal unit to ensure responses, including pertinent definitions and caveats, for the financial responses to all RFPs are complete and accurate
+ Consults with Legal and Client Engagement to ensure, contractual deal terms, caveats, and other pertinent information is accurate and supports the deal as underwritten
+ Responsible for ensuring standard operating procedures are adhered to and that all bids are properly tracked and documented
+ Collaborate with management on staffing plans, productivity metrics and initiatives to improve efficiencies within the department
+ Other duties as assigned
**Education & Experience**
+ Bachelor's degree in Mathematics, Accounting, Finance or related are of study, or equivalent combination of education and/or relevant work experience; HS diploma or GED is required
+ 8 years of related experience and/or training
+ 5 years of leadership/people management experience
+ Must be eligible to work in the United States without need for work visa or residency sponsorship
**Additional Qualifications**
+ In-depth knowledge of mathematical applications used in underwriting function including the ability to calculate figures such as discounts, proportions and percentages, as well as the ability to apply basic concepts of business mathematics and algebra in underwriting problems
+ Exceptional communication skills; ability to distill complex material into easy-to-understand presentations, effectively respond to questions and engage a variety of audiences
+ Strong team player with a customer service approach
+ Ability to effectively communicate with Senior Leadership Team and Executive Leadership Team. Presents recommendations to Executive Leadership on new pricing methodologies and follows through on execution of key strategies
+ Ability to persuade and influence executive leadership at Prime, current Blue and prospective Blue plans with key initiatives to support margin and growth objectives for the self-insured pharmacy market
+ Ability to negotiate with difficult external audiences and partners to support Prime and Blue plan objectives
**Preferred Qualifications**
+ 3 years of experience as an Underwriting Manager with PBM experience
**Physical Demands**
+ Constantly required to sit, use hands to handle or feel, talk and hear
+ Frequently required to reach with hands and arms
+ Occasionally required to stand, walk and stoop, kneel, and crouch
+ Occasionally required to lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds
+ Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus
Every employee must understand, comply with and attest to the security responsibilities and security controls unique to their job, and comply with all applicable legal, regulatory, and contractual requirements and internal policies and procedures.
Potential pay for this position ranges from $124,000.00 - $211,000.00 based on experience and skills.
To review our Benefits, Incentives and Additional Compensation, visit our Benefits Page ( and click on the "Benefits at a glance" button for more detail.
_Prime Therapeutics LLC?is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to?race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law? ?_
_We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law._
_Prime Therapeutics LLC is a Tobacco-Free Workplace employer._
Positions will be posted for a minimum of five consecutive workdays.
Prime Therapeutics' fast-paced and dynamic work environment is ideal for proactively addressing the constant changes in today's health care industry. Our employees are involved, empowered, and rewarded for their achievements. We value new ideas and work collaboratively to provide the highest quality of care and service to our members.
If you are looking to advance your career within a growing, team-oriented, award-winning company, apply to Prime Therapeutics today and start making a difference in people's lives.
Prime Therapeutics LLC?is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to?race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law? ?
We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law.
Prime Therapeutics LLC is a Tobacco-Free Workplace employer.
If you are an applicant with a disability and need a reasonable accommodation for any part of the employment process, please contact Human Resources at 1. or email

**Group Underwriting Consultant**
**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered.
The **Group Underwriting Consultant** is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is a technical underwriting expert.
**How You Will Make an Impact**
+ Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
+ Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
+ Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
+ Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
+ Performs post-sale reviews.
+ Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
+ Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
+ Assists in establishing rating and administrative procedures.
+ Participates in major multi-functional teams as underwriting representative.
+ Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
+ Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.
**Minimum Requirements:**
Requires a BA/BS in a related field; Minimum 5 years of related experience; or any combination of education and experience, which would provide an equivalent background.
**Preferred Skills, Capabilities and Experiences:**
+ CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.
+ The ideal candidate will have at least 2 years of Student Health Underwriting experience handling renewal and new business.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

**Location:**
Avera Health Plans
**Worker Type:**
Regular
**Work Shift:**
Day Shift (United States of America)
**Pay Range:**
_The pay range for this position is listed below. Actual pay rate dependent upon experience._
$90,480.00 - $135,200.00
**Position Highlights**
Position is located in Sioux Falls, SD. This position is Hybrid with 6-12 trips to Sioux Falls (depending on initiatives and projects) per year. May be eligible for a relocation bonus!
**You Belong at Avera**
**Be part of a multidisciplinary team built with compassion and the goal of Moving Health Forward for you and our patients. Work where you matter.**
**A Brief Overview**
The Underwriting Manager is responsible for overseeing and executing underwriting functions to support the Avera Health Plans product offerings. This role involves assessing risk, developing rate methodologies, and ensuring compliance with regulatory requirements. The Underwriting Manager will work collaboratively with internal stakeholders such as product, sales, and finance.
**What you will do**
+ Develop and implement underwriting guidelines, processes, and procedures.
+ Analyze and evaluate risk factors to establish appropriate premium rates.
+ Review and approve underwriting decisions within designated authority limits.
+ Conduct risk assessments for group and Medicare Supplement health plan accounts.
+ Provide insights on risk profiles and recommend strategies to mitigate adverse selection.
+ Support the development of underwriting models in collaboration with internal/external actuarial services.
+ Partner with sales and marketing teams to support new business opportunities and renewals.
+ Provide detailed analysis and reporting on underwriting decisions to internal stakeholders and prepare regular reports on underwriting performance and risk trends for leadership review.
+ Work with the compliance team to ensure adherence to regulatory standards and Identify opportunities to enhance underwriting processes and implement best practices.
+ Analyze claims experience and trends to inform underwriting decisions and contribute to forecasting and budgeting processes by providing underwriting insights.
**Essential Qualifications**
The individual must be able to work the hours specified. To perform this job successfully, an individual must be able to perform each essential job function satisfactorily including having visual acuity adequate to perform position duties and the ability to communicate effectively with others, hear, understand and distinguish speech and other sounds. These requirements and those listed above are representative of the knowledge, skills, and abilities required to perform the essential job functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions, as long as the accommodations do not cause undue hardship to the employer.
**Required Education, License/Certification, or Work Experience:**
+ Bachelor's in business, finance, actuarial science, or a related field.
**Preferred Education, License/Certification, or Work Experience:**
+ Master's in business, finance, actuarial science, or a related field.
+ Associate of the Society of Actuaries (ASA) - Society of Actuaries (SOA) Upon Hire or
+ Fellow of the Society of Actuaries (FSA) - Society of Actuaries (SOA) Upon Hire or
+ Registered Health Underwriter (RHU) - The American College of Financial Services Upon Hire or
+ Certified Risk Manager (CRM) - The National Alliance for Insurance Education & Research Upon Hire
+ 4-6 years Experience in health insurance underwriting, with a focus on risk assessment.
+ Comprehensive knowledge of health plan operations, products, and regulations.
+ Strong analytical skills and proficiency in data analysis tools (e.g., Excel, SQL)
+ Experience collaborating with internal/external actuarial services and sales departments
**Expectations and Standards**
+ Commitment to the daily application of Avera's mission, vision, core values, and social principles to serve patients, their families, and our community.
+ Promote Avera's values of compassion, hospitality, and stewardship.
+ Uphold Avera's standards of Communication, Attitude, Responsiveness, and Engagement (CARE) with enthusiasm and sincerity.
+ Maintain confidentiality.
+ Work effectively in a team environment, coordinating work flow with other team members and ensuring a productive and efficient environment.
+ Comply with safety principles, laws, regulations, and standards associated with, but not limited to, CMS, The Joint Commission, DHHS, and OSHA if applicable.
**Benefits You Need & Then Some**
Avera is proud to offer a wide range of benefits to qualifying part-time and full-time employees. We support you with opportunities to help live balanced, healthy lives. Benefits are designed to meet needs of today and into the future.
+ PTO available day 1 for eligible hires.
+ Free health insurance options, for full-time single coverage on Avera High Deductible Health Plan
+ Up to 5% employer matching contribution for retirement
+ Career development guided by hands-on training and mentorship
_Avera is an Equal Opportunity Employer - Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Veteran Status, or other categories protected by law. If you are an individual with a disability and would like to request an accommodation for help with your online application, please call 1-605-504-444 or send an email to_ _._
At Avera, the way you are treated as an employee translates into the compassionate care you deliver to patients and team members. Because we consider health care a ministry, you can live out your faith, uphold the dignity and respect of all persons while not compromising high-quality services. Join us in making a positive impact on moving health forward.
The policy of Avera to provide opportunities for all qualified employees or applicants without regard to disability and to provide reasonable accommodations for all employees or applicants who may be disabled. Avera is committed to ensuring compliance in accordance with the Americans with Disability Act. For assistance, please contact HR Now at 605-504-444.
Additional Notices:
For TTY, dial 711
Avera is an Equal Opportunity/Affirmative Action Employer: Minority/Female/Disabled/Veteran/Sexual Orientation/Gender Identity.

**Alternate Locations:** Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania); US All Regions
**Work Arrangement:**
Remote : Work at home employee
**Relocation assistance:** is not available for this opportunity.
**Requisition #:** 74552
**The Role at a Glance**
As a Sr. Consultant I on the Specialty Health team, you will be responsible for underwriting Lincoln's Supplemental Health and Dental/Vision products, with primary focus on Supplemental Health cases with 5,000+ eligible lives. You will be responsible for more complex risks and expected to work independently and as part of a team. You will assess financial risks related to insurance products by applying experience rating techniques, determine price at which LFG will accept risks, alter coverage plans/levels based on risk & pricing, and bind LFG in transactions for insurance products. You will determine whether to accept or reject a risk based on your analysis of the customer's information. In addition, you will communicate complex underwriting analyses and risk insights to senior leadership to inform strategic decisions and support business planning and initiatives.
**What you'll be doing**
- Primary focus on underwriting Supplemental Health for large customers (5000+ eligible lives).
- Reviews more complex new business and renewal requests for proposals/coverage(s) for Supplemental Health (Accident, Critical Illness & Hospital Indemnity) and Dental.
- Applies experience rating techniques to assess risk and develop underwriting recommendations.
- Presents underwriting findings, risks assessments, and strategic recommendations to senior leadership to support decision-making and product initiatives.
- Recommends potential modifications in more complex coverage(s) and/or coverage levels on insurance products based on customer's price range.
- Adds more complex amendments/ACRs for their assigned lines of coverage and segment(s).
- Analyzes more complex customer data & information to independently determine the price, within a wider range of authority, at which to accept the risks posed by sales.
- Negotiates more complex benefits & pricing on non-experienced rated & experienced rated cases with brokers & representatives.
- Analyzes financial health, performance, operations, and personnel levels of customers to determine if additional safeguards or conditions should be included in pricing and risk assessment.
- Independently determines if requests for coverage should be rejected based on their risk assessment.
- Binds LFG in financial transactions within their scope of authority by committing LFG to provide insurance coverage at their determined rates.
- Independently prepares and determines coverage & pricing proposals, renewals, amendments through analysis of customer data & information received from quote requests from brokers & marketing representatives.
- Liaises with operational teams to ensure accurate preparation of plans with appropriate coverage level(s) & pricing.
- Meets with brokers and sales teams to develop relationships, discuss target markets and potential pricing approaches to expand market share.
- Adheres to departmental and compliance documentation & reporting requirements.
- Assists with other assignments/projects as needed during peak and off-season.
- Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions.
- Champions and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within.
- Serves as a resource to team members and applicable internal/external stakeholders on more complex assignments/projects.
- Identifies and recommends process improvements that significantly reduce workloads or improve quality.
- Consults/Analyze on more complex assignments and/or projects.
**What we're looking for**
_Must-Haves:_
- 7+ Years of experience underwriting Supplemental Health products
- 5+ Years of experience underwriting large case Supplemental Health
- 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)
**Application Deadline**
Applications for this position will be accepted through 8/30/2025 subject to earlier closure due to applicant volume.
**What's it like to work here?**
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
**What's in it for you:**
+ Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
+ Leadership development and virtual training opportunities
+ PTO/parental leave
+ Competitive 401K and employee benefits ( Free financial counseling, health coaching and employee assistance program
+ Tuition assistance program
+ Work arrangements that work for you
+ Effective productivity/technology tools and training
The pay range for this position is $93,300 - $169,700 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.
**About The Company**
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.
With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.
Lincoln is committed to creating a diverse and inclusive ( environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Follow us on Facebook ( , X ( , LinkedIn ( , Instagram ( , and YouTube ( . For the latest company news, visit our newsroom ( .
**Be Aware of Fraudulent Recruiting Activities**
If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at if you encounter a recruiter or see a job opportunity that seems suspicious.
**Additional Information**
This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.
Lincoln Financial is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling .
This Employer Participates in E-Verify. See the E-Verify ( notices.
Este Empleador Participa en E-Verify. Ver el E-Verify ( avisos.
Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.

SVP Contract Surety Large Accounts Underwriting Manager, Central
125444
Zurich North America is currently looking to fill an opening for a Senior Vice President for our Large Contract Surety Underwriting Team. Seeking a candidate who will lead an established team of professionals in our Central Region. This opportunity can be based out of any of the following locations, including but not limited to the entire Midwest, Illinois and North to Minnesota, East through Western PA, South through Texas, Southeast to Florida and North through the Carolinas. Travel will be approximately 25%. We will consider candidates being based out of any of our office locations within the region along with the potential for working remotely.
This is a great opportunity to utilize your management skills to help us profitably manage our Large Contract Surety book. This is a critical leadership position that will focus on developing our underwriting talent and driving and cultivating broker relationships.
We are looking for a Leader that will exercise strong technical underwriting knowledge while managing a team of production underwriters. A Leader that will empower, develop and drive a cohesive team in delivering on our strategy in an appetite appropriate manner that strengthens our market positioning. This role requires an influential approach to business relationships and oversight on strategic underwriting practices.
The Senior VP is responsible for:
+ Developing processes and reviewing policies relevant to underwriting to ensure they are in line with strategic business objectives.
+ Managing relationships with key internal stakeholders in order to identify opportunities for service improvement to ensure commercial viability and customer satisfaction.
+ Participating in leadership team meetings to provide specialist guidance and enable the implementation of policies, projects and change initiatives to produce profitable results.
+ Contributing to the business strategy to align underwriting strategy with wider business goals.
+ Overseeing development plans for underwriters to ensure the capability exists to drive business results.
+ Underwriting and analyze new and renewal business within delegated authority levels.
+ Recommending and implement action plans after reviewing agency books of business and profit/growth results and trends.
+ Developing and maintain relationships with distributors (agents and brokers) in support of business retention and new business and work with customers and distributors (agents & brokers) to determine their insurance-related needs and provide solutions.
+ Supporting the organization's sales culture by being a Help Point for agents, brokers, and customers.
Basic Qualifications Senior VP:
+ High School Diploma or Equivalent and 7 or more years of experience in the Underwriting, Market Facing, Finance, Accounting, Banking areaOR
+ High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area within the Commercial Insurance industryOR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area within the Commercial Insurance industryOR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area within the Commercial Insurance industryAND
+ 2 or more years of management experience
Preferred Qualifications:
+ Bachelor's Degree
+ Advanced knowledge and practice of Surety Bonds
+ Strong managerial, team building, and organizational skills
+ Established Broker relationships
+ Strong relationship, presentation skills, negotiation and leadership skills
+ Ability to interact with the C-Suite
+ Knowledge in risk selection and assessment
+ Ability to manage complex portfolios
+ Technical knowledge of insurance industry operations and processes
+ Knowledge of loss trends, triangles and ratemaking
+ CPCU
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for this position is $172,000.00 - $222,000.00, with short-term incentive bonus eligibility set at 20%.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Louisiana Virtual Office, AM - Atlanta, AM - Schaumburg, AM - Overland Park, AM - Chicago, AM - Dallas, AM - Addison, AM - Omaha, AM - Houston, AM - Maitland, AM - Illinois Virtual Office, AM - Kansas Virtual Office, AM - Texas Virtual Office, AM - Minnesota Virtual Office, AM - Anoka, AM - Florida Virtual Office, AM - Missouri Virtual Office, AM - Ohio Virtual Office, AM - Wisconsin Virtual Office, AM - Indiana Virtual Office, AM - Michigan Virtual Office, AM - Nebraska Virtual Office, AM - Edina, AM - Georgia Virtual Office, AM - Iowa Virtual Office, AM - Pittsburgh, AM - North Carolina Virt. Office, AM - Tennessee Virtual Office, AM - Oklahoma Virtual Office, AM - South Carolina Virt. Office, AM - Alabama Virtual Office, AM - Charlotte, AM - Minneapolis, AM - Independence, AM - Kentucky Virtual Office, AM - Grand Rapids, AM - Mississippi Virtual Office, AM - Nashville, AM - St. Louis, AM - Austin, AM - Detroit, AM - Indianapolis, AM - Milwaukee, AM - Oklahoma City, AM - Birmingham, AM - Cincinnati, AM - Cleveland, AM - Columbus, AM - Ft. Lauderdale, AM - Madison, AM - Memphis, AM - Metairie, AM - San Antonio, AM - St. Paul, AM - Dayton, AM - Durham, AM - Edmond, AM - Greensboro, AM - Jacksonville, AM - Knoxville, AM - Miami, AM - Plano, AM - Raleigh, AM - Tallahassee
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-WL1 #LI-DIRECTOR
EOE Disability / Veterans

**_Job Summary_**
Finance business partner for supply chain service offering.
Responsibilities include month end and mid-month variance analysis and projections to forecast and budget, business case development and other ad hoc support to 3PL business as necessary.
**_Responsibilities_**
+ Business partner to business operations director(s)
+ Own monthly results analysis, focused on volume, rate, mix analysis
+ Build cross functional businesses cases / deal models
+ Support customer facing conversations to educate and problem solve
+ Partner with accounting and core cross functional teams
+ Revamp reporting and business story telling mechanisms
**_Qualifications_**
+ 4-8 years of experience preferred
+ Bachelor's degree in related field preferred, or equivalent work experience preferred
+ Intermediate/Advanced Microsoft Excel skills preferred
+ Business partnering and strong communication skills preferred
+ Data visualization and querying complex data a plus
+ Experience with SAP a plus
**Anticipated salary range:** $79,700 - $113,800
**Bonus eligible:** No
**Benefits:** Cardinal Health offers a wide variety of benefits and programs to support health and well-being.
+ Medical, dental and vision coverage
+ Paid time off plan
+ Health savings account (HSA)
+ 401k savings plan
+ Access to wages before pay day with myFlexPay
+ Flexible spending accounts (FSAs)
+ Short- and long-term disability coverage
+ Work-Life resources
+ Paid parental leave
+ Healthy lifestyle programs
**Application window anticipated to close:** 8/04/2025 *if interested in opportunity, please submit application as soon as possible.
The salary range listed is an estimate. Pay at Cardinal Health is determined by multiple factors including, but not limited to, a candidate's geographical location, relevant education, experience and skills and an evaluation of internal pay equity.
_Candidates who are back-to-work, people with disabilities, without a college degree, and Veterans are encouraged to apply._
_Cardinal Health supports an inclusive workplace that values diversity of thought, experience and background. We celebrate the power of our differences to create better solutions for our customers by ensuring employees can be their authentic selves each day. Cardinal Health is an Equal_ _Opportunity/Affirmative_ _Action employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, ancestry, age, physical or mental disability, sex, sexual orientation, gender identity/expression, pregnancy, veteran status, marital status, creed, status with regard to public assistance, genetic status or any other status protected by federal, state or local law._
_To read and review this privacy notice click_ here (

**_What Financial Planning & Analysis contributes to Cardinal Health_**
Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial reports, oversees financial systems and safeguards the organization's assets. Financial Planning & Analysis provides strategic partnership and objective guidance to business units. It leads cross functional efforts to enable forward looking, actionable insights with a focus on driving strategic value that influences key business decisions.
**_Responsibilities_**
+ Support Global Supply Chain and Operations team in achieving financial goals, managing key initiatives, and partnering cross-functionally
+ Responsible for supporting a complex portfolio of replenishment and distribution centers across North America, partnering with site leaders to understand performance and drive operational results
+ Responsible for Financial Reporting, Planning and Analysis, Monthly forecast, Long-Range planning (Annual Budget) and Monthly results reporting and analytics
+ Assist in driving month-end close responsibilities
+ Develop analytics and ad-hoc analysis to support Inventory and Tangible Capital, Capital Expenditures, and Transportation
+ May contribute to the development of policies and procedures
+ Completes work independently; receives general guidance on new projects
+ Works cross functionally across various levels of leadership to clearly articulate financial performance in partnership with operational metrics
**_Qualifications_**
+ Bachelor's degree in finance or related field preferred, or equivalent work experience preferred
+ 4-8 years of experience preferred
+ SAP knowledge preferred
+ Strong technical skills in Excel, Power BI, and Tableau preferred
+ Strong communication and analytical skills
+ Experience in supply chain or related field preferred but not required
**Anticipated salary range:** $79,700 - $113,800
**Bonus eligible:** No
**Benefits:** Cardinal Health offers a wide variety of benefits and programs to support health and well-being.
+ Medical, dental and vision coverage
+ Paid time off plan
+ Health savings account (HSA)
+ 401k savings plan
+ Access to wages before pay day with myFlexPay
+ Flexible spending accounts (FSAs)
+ Short- and long-term disability coverage
+ Work-Life resources
+ Paid parental leave
+ Healthy lifestyle programs
**Application window anticipated to close:** 8/04/2025 *if interested in opportunity, please submit application as soon as possible.
The salary range listed is an estimate. Pay at Cardinal Health is determined by multiple factors including, but not limited to, a candidate's geographical location, relevant education, experience and skills and an evaluation of internal pay equity.
_Candidates who are back-to-work, people with disabilities, without a college degree, and Veterans are encouraged to apply._
_Cardinal Health supports an inclusive workplace that values diversity of thought, experience and background. We celebrate the power of our differences to create better solutions for our customers by ensuring employees can be their authentic selves each day. Cardinal Health is an Equal_ _Opportunity/Affirmative_ _Action employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, ancestry, age, physical or mental disability, sex, sexual orientation, gender identity/expression, pregnancy, veteran status, marital status, creed, status with regard to public assistance, genetic status or any other status protected by federal, state or local law._
_To read and review this privacy notice click_ here (

**Alternate Locations:** Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Radnor, PA (Pennsylvania)
**Work Arrangement:**
Remote : Work at home employee
**Relocation assistance:** is not available for this opportunity.
**Requisition #:** 74793
**The Role at a Glance**
This position provides leadership, strategic direction and functional expertise to ensure departmental results for the Supplier Risk Team. You will contribute to the strategic development of business solutions that meet the needs, goals and objectives of Cyber Risk Governance.
**What you'll be doing**
+ Delivers and maintains metrics for the Supplier Risk Team.
+ Provides subject matter expertise to internal/external stakeholders on third party security risk assessment.
+ Maintains knowledge on current and emerging developments/trends for cyber security related to third party risk management and third party contracting.
+ Manages a team of analysts responsible for assessing the security risk related to third party engagements.
+ Identifies and directs the implementation of strategic process improvements that significantly improve the quality of third party risk management and due diligence.
+ Responsible for management of IT Audit support activities related to third party assessments for both internal and external audits and exams.
+ Identifies and directs the implementation of strategic process improvements that significantly improve the quality for IT audit support activities.
+ Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future strategies.
+ Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives.
+ Identifies and directs strategic process improvements that significantly reduce workloads or improve quality across the team, department and/or business unit.
+ Provides subject matter expertise to team members and internal/external stakeholders on complex assignments/projects.
+ Provides training and development opportunities, including stretch assignments, for team members and gives honest and open feedback to aid in the development of talent.
+ Directs, establishes and implements priorities, performance goals and objectives to ensure departmental results.
+ Directs and evaluates departmental performance and takes appropriate action to meet and/or exceed performance standards.
+ Provides strategic leadership and direction to continually improve the capability and results.
+ Directs/executes approved strategy decisions and contributes to strategy creation.
+ Ensures that top talent is hired and retained.
**What we're looking for**
Must Haves
+ 4 Year/Bachelor's degree (or equivalent)
+ 10+ Years of information security experience including 3+ years of managerial, supervisory, and/or demonstrated leadership experience including influencing senior management/critical stakeholder experience.
**Application Deadline**
Applications for this position will be accepted through July 25, 2025, subject to earlier closure due to applicant volume.
**What's it like to work here?**
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
**What's in it for you:**
+ Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
+ Leadership development and virtual training opportunities
+ PTO/parental leave
+ Competitive 401K and employee benefits ( Free financial counseling, health coaching and employee assistance program
+ Tuition assistance program
+ Work arrangements that work for you
+ Effective productivity/technology tools and training
The pay range for this position is $146,501 - $264,700 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.
**About The Company**
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.
With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.
Lincoln is committed to creating an inclusive ( environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Follow us on Facebook ( , X ( , LinkedIn ( , Instagram ( , and YouTube ( . For the latest company news, visit our newsroom ( .
**Be Aware of Fraudulent Recruiting Activities**
If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at if you encounter a recruiter or see a job opportunity that seems suspicious.
**Additional Information**
This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.
Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling .
This Employer Participates in E-Verify. See the E-Verify ( notices.
Este Empleador Participa en E-Verify. Ver el E-Verify ( avisos.
Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.