24 Underwriting jobs in Des Moines

**About this role:**
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wells Fargo is seeking an Equipment Finance Underwriting Associate in our Equipment Finance group as part of Wells Fargo Commercial Capital.
Learn more about the career areas and lines of business at wellsfargojobs.com ( this role, you will:**
+ Participate in research and underwrite the credit worthiness of less complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
+ Review credit worthiness of less complex loan and lease requests
+ Compile, research, and document loan data, credit risk, borrower information, and coordinate activity in support of the credit approval process
+ Receive direction from supervisor and exercise judgment within the defined parameters while developing understanding of function, policies, procedures, and compliance requirements
+ Assist with the calculations and preparation of reports for review
+ Work with internal and external business partners to gather information to make appropriate decisions
+ Provide information to Equipment Finance Underwriting managers, colleagues, and stakeholders to make appropriate business decisions
**Required Qualifications:**
+ 6+ months of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Bachelor's degree in either Finance, Accounting or Economics
+ Commercial Banking experience
+ Underwriting experience
+ 6+ months of Equipment Finance Underwriting
+ Ability to navigate multiple computer systems, applications, and utilize search tools to find information
+ Good PC skills with the aptitude to learn new systems quickly
+ Strong analytical skills with high attention to detail and accuracy
+ Excellent verbal, written, and interpersonal communication skills
+ Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important
+ Ability to work in a fast-paced deadline driven environment
+ Energetic, quick learner, positive attitude, self-motivated
+ Ability to work independently, organizing and managing multiple priorities
**Job Expectations:**
+ Posting may come down early based on applicant volume
+ This position is not eligible for Visa sponsorship.
+ This is a hybrid role, in the office 4 days a week and working 1 day from your home
+ Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
+ May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
#CommercialBank
**Posting End Date:**
17 Sep 2025
**_*Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-

**Group Underwriting Consultant**
**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered.
The **Group Underwriting Consultant** is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is a technical underwriting expert.
**How You Will Make an Impact**
+ Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
+ Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
+ Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
+ Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
+ Performs post-sale reviews.
+ Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
+ Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
+ Assists in establishing rating and administrative procedures.
+ Participates in major multi-functional teams as underwriting representative.
+ Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
+ Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.
**Minimum Requirements:**
Requires a BA/BS in a related field; Minimum 5 years of related experience; or any combination of education and experience, which would provide an equivalent background.
**Preferred Skills, Capabilities and Experiences:**
+ CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.
+ The ideal candidate will have at least 2 years of PEO Health Underwriting experience handling renewal and/or new business experience.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Our work matters. We help people get the medicine they need to feel better and live well. We do not lose sight of that. It fuels our passion and drives every decision we make.
**Job Posting Title**
Manager Underwriting - REMOTE
**Job Description**
The Manager of Underwriting is responsible for managing the underwriting activities of a team of underwriters for existing clients at Prime Therapeutics. This position is responsible for serving as a consultant on matters pertaining to underwriting, performance guarantees, competitive pricing tactics, and other financial considerations. The Manager is also responsible for maintaining and applying knowledge of pricing strategies in the PBM industry.
**Responsibilities**
+ Oversees and coordinates workflow for the existing client underwriting group
+ Manages a team of underwriters in support of the underwriting process; responsible for guidance and development of direct reports
+ Coordinates modeling and tracking of revenue streams generated by existing clients
+ Provides support to Sales and Client Engagement, assisting in the development of client presentations and negotiations pertaining to pricing and guarantees
+ Engages with Sales and Client Engagement to provide input into the development of client specific pricing strategies
+ Monitors trends and identifies the need for new or revised procedures and practices to achieve profit, sales and retention objectives
+ Participates in development of methodologies, models, and reports to support objectives of the position
+ Develops key internal relationships with business partners to ensure efficient and effective business processes and transactions
+ Other duties as assigned
**Education & Experience**
+ Bachelor's degree in Mathematics, Accounting, Finance or related are of study, or equivalent combination of education and/or relevant work experience; HS diploma or GED is required
+ 6 years of related work experience and/or training
+ 1 year of leadership/people management experience
+ Must be eligible to work in the United States without need for work visa or residency sponsorship
**Additional Qualifications**
+ Knowledge of mathematical applications used in underwriting functions including the ability to calculate figures such as discounts, proportions and percentages, as well as the ability to apply basic concepts of business mathematics and algebra in underwriting problems.
+ Ability to effectively present information and respond to questions in one-on-one or small group situations
+ Excellent written and verbal communication skills
+ Ability to communicate effectively with Senior Leadership Team
+ Works well under stressful situations with competing deadlines and goals
+ Ability to thrive working as an individual or in a team setting
**Preferred Qualifications**
+ 2 years of experience as a Senior Underwriter or Benefits Consultant
+ PBM experience
**Physical Demands**
+ Constantly required to sit, use hands to handle or feel, talk and hear
+ Frequently required to reach with hands and arms
+ Occasionally required to stand, walk and stoop, kneel, and crouch
+ Occasionally required to lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds
+ Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus
Every employee must understand, comply with and attest to the security responsibilities and security controls unique to their job, and comply with all applicable legal, regulatory, and contractual requirements and internal policies and procedures.
Potential pay for this position ranges from $94,000.00 - $160,000.00 based on experience and skills.
To review our Benefits, Incentives and Additional Compensation, visit our Benefits Page ( and click on the "Benefits at a glance" button for more detail.
_Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.   _
_We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law._
_Prime Therapeutics LLC is a Tobacco-Free Workplace employer._
Positions will be posted for a minimum of five consecutive workdays.
Prime Therapeutics' fast-paced and dynamic work environment is ideal for proactively addressing the constant changes in today's health care industry. Our employees are involved, empowered, and rewarded for their achievements. We value new ideas and work collaboratively to provide the highest quality of care and service to our members.
If you are looking to advance your career within a growing, team-oriented, award-winning company, apply to Prime Therapeutics today and start making a difference in people's lives.
Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (including pregnancy), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.     
We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law.
Prime Therapeutics LLC is a Tobacco-Free Workplace employer.
If you are an applicant with a disability and need a reasonable accommodation for any part of the employment process, please contact Human Resources at or email

Our work matters. We help people get the medicine they need to feel better and live well. We do not lose sight of that. It fuels our passion and drives every decision we make.
**Job Posting Title**
Manager Underwriting - REMOTE
**Job Description**
The Manager of Underwriting is responsible for managing the underwriting activities of a team of underwriters for existing clients at Prime Therapeutics. This position is responsible for serving as a consultant on matters pertaining to underwriting, performance guarantees, competitive pricing tactics, and other financial considerations. The Manager is also responsible for maintaining and applying knowledge of pricing strategies in the PBM industry.
**Responsibilities**
+ Oversees and coordinates workflow for the existing client underwriting group
+ Manages a team of underwriters in support of the underwriting process; responsible for guidance and development of direct reports
+ Coordinates modeling and tracking of revenue streams generated by existing clients
+ Provides support to Sales and Client Engagement, assisting in the development of client presentations and negotiations pertaining to pricing and guarantees
+ Engages with Sales and Client Engagement to provide input into the development of client specific pricing strategies
+ Monitors trends and identifies the need for new or revised procedures and practices to achieve profit, sales and retention objectives
+ Participates in development of methodologies, models, and reports to support objectives of the position
+ Develops key internal relationships with business partners to ensure efficient and effective business processes and transactions
+ Other duties as assigned
**Education & Experience**
+ Bachelor's degree in Mathematics, Accounting, Finance or related are of study, or equivalent combination of education and/or relevant work experience; HS diploma or GED is required
+ 6 years of related work experience and/or training
+ 1 year of leadership/people management experience
+ Must be eligible to work in the United States without need for work visa or residency sponsorship
**Additional Qualifications**
+ Knowledge of mathematical applications used in underwriting functions including the ability to calculate figures such as discounts, proportions and percentages, as well as the ability to apply basic concepts of business mathematics and algebra in underwriting problems.
+ Ability to effectively present information and respond to questions in one-on-one or small group situations
+ Excellent written and verbal communication skills
+ Ability to communicate effectively with Senior Leadership Team
+ Works well under stressful situations with competing deadlines and goals
+ Ability to thrive working as an individual or in a team setting
**Preferred Qualifications**
+ 2 years of experience as a Senior Underwriter or Benefits Consultant
+ PBM experience
**Physical Demands**
+ Constantly required to sit, use hands to handle or feel, talk and hear
+ Frequently required to reach with hands and arms
+ Occasionally required to stand, walk and stoop, kneel, and crouch
+ Occasionally required to lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds
+ Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus
Every employee must understand, comply with and attest to the security responsibilities and security controls unique to their job, and comply with all applicable legal, regulatory, and contractual requirements and internal policies and procedures.
Potential pay for this position ranges from $94,000.00 - $160,000.00 based on experience and skills.
To review our Benefits, Incentives and Additional Compensation, visit our Benefits Page ( and click on the "Benefits at a glance" button for more detail.
_Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.   _
_We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law._
_Prime Therapeutics LLC is a Tobacco-Free Workplace employer._
Positions will be posted for a minimum of five consecutive workdays.
Prime Therapeutics' fast-paced and dynamic work environment is ideal for proactively addressing the constant changes in today's health care industry. Our employees are involved, empowered, and rewarded for their achievements. We value new ideas and work collaboratively to provide the highest quality of care and service to our members.
If you are looking to advance your career within a growing, team-oriented, award-winning company, apply to Prime Therapeutics today and start making a difference in people's lives.
Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (including pregnancy), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.     
We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law.
Prime Therapeutics LLC is a Tobacco-Free Workplace employer.
If you are an applicant with a disability and need a reasonable accommodation for any part of the employment process, please contact Human Resources at or email

Our work matters. We help people get the medicine they need to feel better and live well. We do not lose sight of that. It fuels our passion and drives every decision we make.
**Job Posting Title**
Director, Underwriting - REMOTE
**Job Description**
The Director of Underwriting is responsible for leading the Underwriting team responsible for providing information, analyses, and RFP support for the Organization to develop recommendations for pricing terms and structure. This position is responsible for providing overall direction and leadership to the underwriting teams, which includes oversight of both direct and carve-in lines of business. The Director is also responsible for serving as an expert consultant on matters pertaining to underwriting, performance guarantees, margin, and other financial considerations.
**Responsibilities**
+ Provides both strategic direction and day to day guidance to a team of underwriters and managers, to maintain expert underwriting support and meet the needs of the organization
+ Works with Blue Plan Underwriting and Sales Executive leadership to develop, drive, and execute ASO pricing and margin strategies
+ Oversees and coordinates workflow for the underwriting team
+ Works with proposal unit to ensure responses, including pertinent definitions and caveats, for the financial responses to all RFPs are complete and accurate
+ Consults with Legal and Client Engagement to ensure, contractual deal terms, caveats, and other pertinent information is accurate and supports the deal as underwritten
+ Responsible for ensuring standard operating procedures are adhered to and that all bids are properly tracked and documented
+ Collaborate with management on staffing plans, productivity metrics and initiatives to improve efficiencies within the department
+ Other duties as assigned
**Education & Experience**
+ Bachelor's degree in Mathematics, Accounting, Finance or related are of study, or equivalent combination of education and/or relevant work experience; HS diploma or GED is required
+ 8 years of related experience and/or training
+ 5 years of leadership/people management experience
+ Must be eligible to work in the United States without need for work visa or residency sponsorship
**Additional Qualifications**
+ In-depth knowledge of mathematical applications used in underwriting function including the ability to calculate figures such as discounts, proportions and percentages, as well as the ability to apply basic concepts of business mathematics and algebra in underwriting problems
+ Exceptional communication skills; ability to distill complex material into easy-to-understand presentations, effectively respond to questions and engage a variety of audiences
+ Strong team player with a customer service approach
+ Ability to effectively communicate with Senior Leadership Team and Executive Leadership Team. Presents recommendations to Executive Leadership on new pricing methodologies and follows through on execution of key strategies
+ Ability to persuade and influence executive leadership at Prime, current Blue and prospective Blue plans with key initiatives to support margin and growth objectives for the self-insured pharmacy market
+ Ability to negotiate with difficult external audiences and partners to support Prime and Blue plan objectives
**Preferred Qualifications**
+ 3 years of experience as an Underwriting Manager with PBM experience
**Physical Demands**
+ Constantly required to sit, use hands to handle or feel, talk and hear
+ Frequently required to reach with hands and arms
+ Occasionally required to stand, walk and stoop, kneel, and crouch
+ Occasionally required to lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds
+ Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus
Every employee must understand, comply with and attest to the security responsibilities and security controls unique to their job, and comply with all applicable legal, regulatory, and contractual requirements and internal policies and procedures.
Potential pay for this position ranges from $124,000.00 - $211,000.00 based on experience and skills.
To review our Benefits, Incentives and Additional Compensation, visit our Benefits Page ( and click on the "Benefits at a glance" button for more detail.
_Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.   _
_We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law._
_Prime Therapeutics LLC is a Tobacco-Free Workplace employer._
Positions will be posted for a minimum of five consecutive workdays.
Prime Therapeutics' fast-paced and dynamic work environment is ideal for proactively addressing the constant changes in today's health care industry. Our employees are involved, empowered, and rewarded for their achievements. We value new ideas and work collaboratively to provide the highest quality of care and service to our members.
If you are looking to advance your career within a growing, team-oriented, award-winning company, apply to Prime Therapeutics today and start making a difference in people's lives.
Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (including pregnancy), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.     
We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law.
Prime Therapeutics LLC is a Tobacco-Free Workplace employer.
If you are an applicant with a disability and need a reasonable accommodation for any part of the employment process, please contact Human Resources at or email

**Group Underwriting Consultant**
**Location:** This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The **Group Underwriting Consultant** underwrites and prices complex large group new business for the seven states in the west region. This is a highly visible role offering exposure to senior stake holders while working on accounts up to 15,000 members.
**How You Will Make an Impact**
Primary duties may include, but are not limited to:
+ Participates in training of underwriting staff and sales staff.
+ Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
+ Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
+ Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
+ Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
+ Performs post-sale reviews.
+ Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
+ Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
+ Assists in establishing rating and administrative procedures.
+ Participates in major multi-functional teams as underwriting representative.
+ Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
+ Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.
**Minimum Requirements:**
Requires a BA/BS in a related field; Minimum 5 years of related experience; or any combination of education and experience, which would provide an equivalent background.
**Preferred Skills, Capabilities and Experiences:**
+ Experienced in Medical Underwriting with a growth mindset to join the Anthem new business team.
+ Experience as a proactive underwriter who excels in collaborating with sales teams to secure new business opportunities, all while ensuring alignment with our company's profitability and margin objectives.
+ The ideal candidate will be adept at underwriting analysis with a creative approach to help us grow the commercial division
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $83,200.00 to $149,760.00
Locations: Colorado; Illinois, Maryland, Minnesota; New Jersey; New York; Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws _._
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Our client, a leading national insurance provider committed to delivering innovative and reliable solutions, is seeking a highly experienced Senior Underwriting Manager to join their esteemed team in Des Moines, Iowa, US . This critical role will lead a team of underwriters, oversee complex risk assessments, and contribute to the development and refinement of underwriting policies and guidelines. The ideal candidate possesses a deep understanding of insurance principles, exceptional analytical skills, and a proven ability to mentor and develop underwriting talent, ensuring profitable growth and exceptional risk selection.

Key Responsibilities:

• Lead, manage, and mentor a team of commercial lines underwriters, providing guidance on complex risk analysis and decision-making.
• Oversee the underwriting process for a portfolio of commercial insurance risks, ensuring compliance with company guidelines and regulatory requirements.
• Develop and implement underwriting strategies to achieve profitable growth targets and maintain a balanced risk profile.
• Review and approve underwriting submissions that exceed the authority of individual underwriters.
• Collaborate with actuaries and product development teams to refine pricing, policy forms, and underwriting guidelines.
• Conduct thorough risk assessments, analyzing financial statements, loss history, exposure data, and other relevant information.
• Ensure the accurate and timely application of underwriting rules and guidelines.
• Monitor market trends and competitor activities to identify potential impacts on underwriting strategy and profitability.
• Train and develop underwriting staff, fostering professional growth and expertise.
• Contribute to the development and implementation of new underwriting tools and technologies.
• Maintain strong relationships with agents and brokers, providing expert underwriting support and consultation.
• Participate in internal and external audits to ensure compliance and best practices.

Qualifications:

• Bachelor's degree in Business, Finance, Risk Management, or a related field.
• Minimum of 8 years of experience in insurance underwriting, with at least 3 years in a management or supervisory role.
• In-depth knowledge of commercial insurance lines (e.g., Property, Casualty, Workers' Compensation).
• Strong analytical, problem-solving, and decision-making skills.
• Excellent leadership, communication, and interpersonal abilities.
• Proven track record of successful risk selection and portfolio management.
• Proficiency in underwriting systems and data analysis tools.
• Professional designations such as CPCU, AU, or ARM are highly desirable.
• Ability to work effectively in a hybrid work environment.

Our client offers a competitive salary, comprehensive benefits package, and a collaborative environment where professional development is encouraged. Join a leading insurance organization and make a significant impact on its success.

**Group Underwriting Consultant Senior**
**Location:** This role requires associates to be in-office **1 - 2** days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. **Alternate locations may be considered if candidates reside within a commuting distance from an office.**
_Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law._
The **Group Underwriting Consultant Senior** will be responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert.
**How you will make an impact:**
+ Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
+ Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
+ Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
+ Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
+ Performs post-sale reviews.
+ Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
+ Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
+ Assists in establishing rating and administrative procedures.
+ Participates in major multi-functional teams as an underwriting representative.
+ Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
+ Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.
**Minimum Requirements:**
Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.
**Preferred Skills, Capabilities, and Experiences:**
+ Medical insurance underwriting experience strongly preferred.
+ Intermediate Microsoft Excel experience to include advanced proficiency in formulas, PivotTables, VLOOKUPs, and macros is strongly preferred.
+ CPCU, CLU, LOMA, HIAA or other insurance related courses preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $95,600 to $164,910.
Locations: California, Colorado, Illinois, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws _._
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

**Come join our amazing team and work from home!**
The Loss Mitigation Underwriting Manager will manage a team of Loss Mitigation Department Underwriters to achieve maximum performance in assisting CMS customers with available loss mitigation options. Responsible for oversight of support operations within the Loss Mitigation Department including monthly and quarterly audits, reporting, change management, compliance, quality assurance/quality control, and vendor/third party communication. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is 90,000 - 110,000 + Annual Bonus. Pay is based on job-related knowledge, skills, experience, and other relevant factors.
**What you'll do:**
+ Manage employees in such areas as workout technique, underwriting methodology, income calculations, net present value results, account recognition, and customer service.
+ Prepare reports and track results and trends within the Loss Mitigation Underwriting Department.
+ Oversee daily team operations; provide guidance and direction in daily workflow and volume.
+ Provide consistent communication to the team regarding daily work goals, expectations, and any policy and/or process changes.
+ Monitor employees on underwriting guidelines and job performance through periodic loan sampling, group training, and one on one interaction
+ Ensure that all procedures and training materials are defined and validated annually.
+ Manage and allocate employee resources effectively and provide leadership to staff including counseling, training and development, salary administration, selection and/or approval of selected personnel, and disciplinary action.
+ Keep abreast of best practices and new technologies, emerging trends, techniques and ideas.
+ Provide leadership, guidance, and assist the development of team members with their assignments.
+ Work collaboratively with business units and users to translate requirements into practical solutions.
+ Create and maintain processes, reports, and applications, per Servicing policies and procedures.
+ Responsible for the documentation of processes, reports, applications, and procedures as per department policy.
+ Prepare and present overview of the department to Senior Management, internal/external audit, and investors as needed.
+ Minimal travel supporting business operations may be required.
+ Perform other duties as assigned.
**What you'll need:**
+ High school diploma or equivalent required.
+ Bachelor's degree preferred.
+ Five (5) or more years of loss mitigation underwriting experience required.
+ Three (3) or more years of supervisory or management experience.
+ Knowledge of HAMP, FHA, VA, and USDA underwriting guidelines required
+ Ability to travel up to 10%
**Our Company:**
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: .
**What We Offer:**
+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
California Privacy Notice: is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.