2,696 Actuary jobs in the United States

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated credentialed Actuary on the Forecasting Team , you will provide accurate and insightful projections for forecast processes and communicate results to key business partners at all levels to drive key strategic decisioning conversations. You will also provide mentorship and guidance to more junior team members to foster a culture of learning and development.

Additional responsibilities may include leveraging advanced knowledge in pricing to lead and complete broad, complex unstructured projects with countrywide product-level impact.

This position can work remotely in the continental U.S. with occasional business travel.

What you'll do:

• Apply advanced actuarial knowledge to complete broad and complex projects (e.g., evaluates and selects methodology to price new discount/endorsement for countrywide rollout; develops alternative methodologies to comply with complex regulatory requirements; selects metrics and designs processes to monitor model performance; translates business problems into technical requirements and performs required analysis to develop solutions; independently runs catastrophe models and interprets and communicates results to support critical business activities, while enhancing the control environment as needed.
• Utilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product.
• Lead special actuarial projects, such as the development of new methodologies or reporting tools.
• Train new team members on the theory and mechanics of relevant actuarial methodologies.
• Apply deep understanding of products supported, stakeholders’ needs, and industry trends to solve unstructured business problems.
• Identify and anticipates compliance gaps and process improvements; recommends and develops solutions to mitigate risk.
• Represents Actuary in cross-functional efforts.
• Develop written communication and presentations that effectively convey data-driven solutions to broad audiences, including cross-functional executive leadership.
• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor’s degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 4 years of Actuarial or analytical business experience.
• Associate of the Casualty Actuarial Society (ACAS) Credential.
• Demonstrated advanced skills with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.
• Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
• Demonstrated experience communicating complex solutions and analysis to both technical and nontechnical audiences, including executive leadership.

What sets you apart:

• A passion for creative and innovative actuarial work and developing that mindset in less experienced analysts through project leadership and oversight related to this work
• Strong Actuarial pricing expertise with experience in using a variety of pricing methodologies and models
• Experience translating detailed analytics into manageable visualizations and communicating/presenting the results concisely to executive leadership
• Experience working on multiple projects, managing competing priorities, and prioritizing workflow through strong partnerships with multiple business partners
• Demonstrable problem-solving, critical thinking, and analytic skills
• Ability to improve existing processes and create new, repeatable workflows to enhance team productivity
• US military experience through military service or a military spouse/domestic partner

Compensation range: The salary range for this position is: $127,310 - $243,340.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Actuary
121816
Zurich North America is currently looking for an Actuary to join our Large Casualty and Large Property Reserving team. This role will be based out of one of our main offices (Schaumburg Headquarters, Chicago, New York City, or Toronto). We offer the flexibility to work both in the office and remotely (hybrid schedule). You will collaborate with your manager to set a schedule that supports you and the team.
In this role, you will be responsible for the following:
+ Conduct quarterly premium & loss reserve analyses to make recommendations for quarterly financial results including IFRS 17 components of discount and risk adjustment.
+ Assist in the preparation of materials for quarterly reserve governance committee.
+ Ensure loss reserves and IFRS 17 components are appropriately reflected in the financial close.
+ Perform loss ratio planning & forecasting including IFRS 17 elements.
+ Collaborate regularly with Underwriting, Claims, Finance, and Pricing to develop insights on trends and emerging issues on the insurance portfolios.
+ Engage and seek alignment with Pricing colleagues on loss ratios.
+ Communicate reserve recommendations with financial impacts along with insights derived from reserving work to management within Actuarial, Finance, and Underwriting.
Basic Qualifications:
+ Zurich Certified Insurance Apprentice, including Associates DegreeOR
+ Bachelors DegreeAND
+ 5 or more years of experience in the Actuarial area plus FCAS or equivalent international certificationOR
+ 10 or more years of experience in the Actuarial area plus ACAS or equivalent international certification
Preferred Qualifications:
+ Experience in multiple functional areas (pricing, reserving, capital management) and knowledge/skills reflective of a senior practitioner
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere ( . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary rangefor this position is $130,000.00 - $213,000.00, with short-term incentive bonus eligibility set at 15%.The Salary ranges are for US based positions only.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Schaumburg, AM - New York, AM - Chicago, CA - Toronto - 100 King
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: ((cust_recruitertag)
EOE Disability / Veterans

Actuary
121816
Zurich North America is currently looking for an Actuary to join our Large Casualty and Large Property Reserving team. This role will be based out of one of our main offices (Schaumburg Headquarters, Chicago, New York City, or Toronto). We offer the flexibility to work both in the office and remotely (hybrid schedule). You will collaborate with your manager to set a schedule that supports you and the team.
In this role, you will be responsible for the following:
+ Conduct quarterly premium & loss reserve analyses to make recommendations for quarterly financial results including IFRS 17 components of discount and risk adjustment.
+ Assist in the preparation of materials for quarterly reserve governance committee.
+ Ensure loss reserves and IFRS 17 components are appropriately reflected in the financial close.
+ Perform loss ratio planning & forecasting including IFRS 17 elements.
+ Collaborate regularly with Underwriting, Claims, Finance, and Pricing to develop insights on trends and emerging issues on the insurance portfolios.
+ Engage and seek alignment with Pricing colleagues on loss ratios.
+ Communicate reserve recommendations with financial impacts along with insights derived from reserving work to management within Actuarial, Finance, and Underwriting.
Basic Qualifications:
+ Zurich Certified Insurance Apprentice, including Associates DegreeOR
+ Bachelors DegreeAND
+ 5 or more years of experience in the Actuarial area plus FCAS or equivalent international certificationOR
+ 10 or more years of experience in the Actuarial area plus ACAS or equivalent international certification
Preferred Qualifications:
+ Experience in multiple functional areas (pricing, reserving, capital management) and knowledge/skills reflective of a senior practitioner
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere ( . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary rangefor this position is $130,000.00 - $213,000.00, with short-term incentive bonus eligibility set at 15%.The Salary ranges are for US based positions only.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Schaumburg, AM - New York, AM - Chicago, CA - Toronto - 100 King
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: ((cust_recruitertag)
EOE Disability / Veterans

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
As a dedicated **credentialed Actuary on the Forecasting Team** , you will provide accurate and insightful projections for forecast processes and communicate results to key business partners at all levels to drive key strategic decisioning conversations. You will also provide mentorship and guidance to more junior team members to foster a culture of learning and development.
Additional responsibilities may include leveraging advanced knowledge in pricing to lead and complete broad, complex unstructured projects with countrywide product-level impact.
This position can work **remotely** in the continental U.S. with occasional business travel.
**What you'll do:**
+ Apply advanced actuarial knowledge to complete broad and complex projects (e.g., evaluates and selects methodology to price new discount/endorsement for countrywide rollout; develops alternative methodologies to comply with complex regulatory requirements; selects metrics and designs processes to monitor model performance; translates business problems into technical requirements and performs required analysis to develop solutions; independently runs catastrophe models and interprets and communicates results to support critical business activities, while enhancing the control environment as needed.
+ Utilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product.
+ Lead special actuarial projects, such as the development of new methodologies or reporting tools.
+ Train new team members on the theory and mechanics of relevant actuarial methodologies.
+ Apply deep understanding of products supported, stakeholders' needs, and industry trends to solve unstructured business problems.
+ Identify and anticipates compliance gaps and process improvements; recommends and develops solutions to mitigate risk.
+ Represents Actuary in cross-functional efforts.
+ Develop written communication and presentations that effectively convey data-driven solutions to broad audiences, including cross-functional executive leadership.
+ Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
**What you have:**
+ Bachelor's degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
+ 4 years of Actuarial or analytical business experience.
+ Associate of the Casualty Actuarial Society (ACAS) Credential.
+ Demonstrated advanced skills with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.
+ Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
+ Demonstrated experience communicating complex solutions and analysis to both technical and nontechnical audiences, including executive leadership.
**What sets you apart:**
+ A passion for creative and innovative actuarial work and developing that mindset in less experienced analysts through project leadership and oversight related to this work
+ Strong Actuarial pricing expertise with experience in using a variety of pricing methodologies and models
+ Experience translating detailed analytics into manageable visualizations and communicating/presenting the results concisely to executive leadership
+ Experience working on multiple projects, managing competing priorities, and prioritizing workflow through strong partnerships with multiple business partners
+ Demonstrable problem-solving, critical thinking, and analytic skills
+ Ability to improve existing processes and create new, repeatable workflows to enhance team productivity
+ US military experience through military service or a military spouse/domestic partner
**Compensation range:** The salary range for this position is: $127,310 - $243,340 **.**
**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Actuary
**Company**
HSB
**Location**
Hartford
, United States
Join HSB's expanding pricing team and make a difference by providing actuarial pricing and thought partnership for HSB's commercial equipment breakdown and renewable energy products. You will use actuarial and statistical methods to deliver proactive insights and innovative solutions to empower our business, including but not limited to developing rates and forecasts, identifying key trends and recommending strategic responses to drive business outcomes. In addition, you will develop coverage enhancements and product strategies in collaboration with HSB's underwriting, claims and engineering units.
Education and Experience
+ Bachelor's degree in Actuarial Science, Statistics, Economics, Finance, Mathematics, or related fields requiring modeling, programming, or quantitative analysis; alternatively, equivalent work experience.
+ Membership in the Casualty Actuarial Society required. FCAS preferred.
+ Six (6) or more years of (re)insurance/actuarial work experience.
Knowledge and Skills
+ In-depth knowledge of standard actuarial models and techniques, particularly around pricing in the personal and commercial lines markets.
+ Understanding of client and market dynamics, as well as regulatory environment.
+ Strong knowledge of primary and non-traditional reinsurance/alternative markets, and of insurance company processes and functions.
+ Excellent computer skills. Proficient in actuarial modeling software used for reserving, ratemaking, pricing, modeling stochastic distributions or data analysis. Strong programming skills are preferred.
+ High attention to detail and reliability to deliver high quality results. Self-driving and proactive.
+ Strong project management skills including the ability to coordinate, influence and direct resources outside department.
+ Effective time management and organizational skills including the ability to manage conflicting priorities.
+ Ability to apply judgment and problem-solving skills to address complex significant issues.
+ Effective oral and written communication skills. Ability to influence and negotiate with internal stakeholders and external clients and create acceptance for proposals.
+ Strong collaborative and interpersonal skills?Ability to develop positive relationships in the organization.
+ Comfortable to work in an environment where change is the only constant.
At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.
We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
As a dedicated **credentialed Actuary on the Forecasting Team** , you will provide accurate and insightful projections for forecast processes and communicate results to key business partners at all levels to drive key strategic decisioning conversations. You will also provide mentorship and guidance to more junior team members to foster a culture of learning and development.
Additional responsibilities may include leveraging advanced knowledge in pricing to lead and complete broad, complex unstructured projects with countrywide product-level impact.
This position can work **remotely** in the continental U.S. with occasional business travel.
**What you'll do:**
+ Apply advanced actuarial knowledge to complete broad and complex projects (e.g., evaluates and selects methodology to price new discount/endorsement for countrywide rollout; develops alternative methodologies to comply with complex regulatory requirements; selects metrics and designs processes to monitor model performance; translates business problems into technical requirements and performs required analysis to develop solutions; independently runs catastrophe models and interprets and communicates results to support critical business activities, while enhancing the control environment as needed.
+ Utilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product.
+ Lead special actuarial projects, such as the development of new methodologies or reporting tools.
+ Train new team members on the theory and mechanics of relevant actuarial methodologies.
+ Apply deep understanding of products supported, stakeholders' needs, and industry trends to solve unstructured business problems.
+ Identify and anticipates compliance gaps and process improvements; recommends and develops solutions to mitigate risk.
+ Represents Actuary in cross-functional efforts.
+ Develop written communication and presentations that effectively convey data-driven solutions to broad audiences, including cross-functional executive leadership.
+ Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
**What you have:**
+ Bachelor's degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
+ 4 years of Actuarial or analytical business experience.
+ Associate of the Casualty Actuarial Society (ACAS) Credential.
+ Demonstrated advanced skills with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.
+ Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
+ Demonstrated experience communicating complex solutions and analysis to both technical and nontechnical audiences, including executive leadership.
**What sets you apart:**
+ A passion for creative and innovative actuarial work and developing that mindset in less experienced analysts through project leadership and oversight related to this work
+ Strong Actuarial pricing expertise with experience in using a variety of pricing methodologies and models
+ Experience translating detailed analytics into manageable visualizations and communicating/presenting the results concisely to executive leadership
+ Experience working on multiple projects, managing competing priorities, and prioritizing workflow through strong partnerships with multiple business partners
+ Demonstrable problem-solving, critical thinking, and analytic skills
+ Ability to improve existing processes and create new, repeatable workflows to enhance team productivity
+ US military experience through military service or a military spouse/domestic partner
**Compensation range:** The salary range for this position is: $127,310 - $243,340 **.**
**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
As a dedicated **credentialed Actuary on the Forecasting Team** , you will provide accurate and insightful projections for forecast processes and communicate results to key business partners at all levels to drive key strategic decisioning conversations. You will also provide mentorship and guidance to more junior team members to foster a culture of learning and development.
Additional responsibilities may include leveraging advanced knowledge in pricing to lead and complete broad, complex unstructured projects with countrywide product-level impact.
This position can work **remotely** in the continental U.S. with occasional business travel.
**What you'll do:**
+ Apply advanced actuarial knowledge to complete broad and complex projects (e.g., evaluates and selects methodology to price new discount/endorsement for countrywide rollout; develops alternative methodologies to comply with complex regulatory requirements; selects metrics and designs processes to monitor model performance; translates business problems into technical requirements and performs required analysis to develop solutions; independently runs catastrophe models and interprets and communicates results to support critical business activities, while enhancing the control environment as needed.
+ Utilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product.
+ Lead special actuarial projects, such as the development of new methodologies or reporting tools.
+ Train new team members on the theory and mechanics of relevant actuarial methodologies.
+ Apply deep understanding of products supported, stakeholders' needs, and industry trends to solve unstructured business problems.
+ Identify and anticipates compliance gaps and process improvements; recommends and develops solutions to mitigate risk.
+ Represents Actuary in cross-functional efforts.
+ Develop written communication and presentations that effectively convey data-driven solutions to broad audiences, including cross-functional executive leadership.
+ Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
**What you have:**
+ Bachelor's degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
+ 4 years of Actuarial or analytical business experience.
+ Associate of the Casualty Actuarial Society (ACAS) Credential.
+ Demonstrated advanced skills with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.
+ Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
+ Demonstrated experience communicating complex solutions and analysis to both technical and nontechnical audiences, including executive leadership.
**What sets you apart:**
+ A passion for creative and innovative actuarial work and developing that mindset in less experienced analysts through project leadership and oversight related to this work
+ Strong Actuarial pricing expertise with experience in using a variety of pricing methodologies and models
+ Experience translating detailed analytics into manageable visualizations and communicating/presenting the results concisely to executive leadership
+ Experience working on multiple projects, managing competing priorities, and prioritizing workflow through strong partnerships with multiple business partners
+ Demonstrable problem-solving, critical thinking, and analytic skills
+ Ability to improve existing processes and create new, repeatable workflows to enhance team productivity
+ US military experience through military service or a military spouse/domestic partner
**Compensation range:** The salary range for this position is: $127,310 - $243,340 **.**
**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Actuary
121816
Zurich North America is currently looking for an Actuary to join our Large Casualty and Large Property Reserving team. This role will be based out of one of our main offices (Schaumburg Headquarters, Chicago, New York City, or Toronto). We offer the flexibility to work both in the office and remotely (hybrid schedule). You will collaborate with your manager to set a schedule that supports you and the team.
In this role, you will be responsible for the following:
+ Conduct quarterly premium & loss reserve analyses to make recommendations for quarterly financial results including IFRS 17 components of discount and risk adjustment.
+ Assist in the preparation of materials for quarterly reserve governance committee.
+ Ensure loss reserves and IFRS 17 components are appropriately reflected in the financial close.
+ Perform loss ratio planning & forecasting including IFRS 17 elements.
+ Collaborate regularly with Underwriting, Claims, Finance, and Pricing to develop insights on trends and emerging issues on the insurance portfolios.
+ Engage and seek alignment with Pricing colleagues on loss ratios.
+ Communicate reserve recommendations with financial impacts along with insights derived from reserving work to management within Actuarial, Finance, and Underwriting.
Basic Qualifications:
+ Zurich Certified Insurance Apprentice, including Associates DegreeOR
+ Bachelors DegreeAND
+ 5 or more years of experience in the Actuarial area plus FCAS or equivalent international certificationOR
+ 10 or more years of experience in the Actuarial area plus ACAS or equivalent international certification
Preferred Qualifications:
+ Experience in multiple functional areas (pricing, reserving, capital management) and knowledge/skills reflective of a senior practitioner
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere ( . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary rangefor this position is $130,000.00 - $213,000.00, with short-term incentive bonus eligibility set at 15%.The Salary ranges are for US based positions only.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere ( to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Schaumburg, AM - New York, AM - Chicago, CA - Toronto - 100 King
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: ((cust_recruitertag)
EOE Disability / Veterans

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
This position can work remotely in the continental U.S. with occasional business travel.
As a dedicated **credentialed Actuary on the Small Business Insurance team at USAA** , you will be at the forefront of building and enhancing our commercial lines actuarial and analytics capabilities. You will be a key contributor to accelerating sustainable growth of our small business portfolio by developing innovative rating structures, conducting rate indications, and partnering closely with underwriting, product, and technology teams. Your insights will directly influence pricing strategy and product development. This is an exceptional opportunity to shape the future of a new business line, leverage your diverse actuarial expertise across a range of high-impact initiatives, and work in a dynamic, collaborative environment.
Additional responsibilities may include leveraging advanced knowledge in pricing to lead and complete broad, complex unstructured projects with countrywide product-level impact.
**What you'll do:**
+ Apply advanced actuarial knowledge to complete broad and complex projects (e.g., evaluates and selects methodology to price new discount/endorsement for countrywide rollout; develops alternative methodologies to comply with complex regulatory requirements; selects metrics and designs processes to monitor model performance; translates business problems into technical requirements and performs required analysis to develop solutions; independently runs catastrophe models and interprets and communicates results to support critical business activities, while enhancing the control environment as needed.
+ Utilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product.
+ Lead special actuarial projects, such as the development of new methodologies or reporting tools.
+ Train new team members on the theory and mechanics of relevant actuarial methodologies.
+ Apply deep understanding of products supported, stakeholders' needs, and industry trends to solve unstructured business problems.
+ Identify and anticipates compliance gaps and process improvements; recommends and develops solutions to mitigate risk.
+ Represents Actuary in cross-functional efforts.
+ Develop written communication and presentations that effectively convey data-driven solutions to broad audiences, including cross-functional executive leadership.
+ Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
**What you have:**
+ Bachelor's degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
+ 4 years of Actuarial or analytical business experience.
+ Associate of the Casualty Actuarial Society (ACAS) Credential.
+ Demonstrated advanced skills with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.
+ Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
+ Demonstrated experience communicating complex solutions and analysis to both technical and nontechnical audiences, including executive leadership.
**What sets you apart:**
+ Experience developing pricing strategy for new products lines
+ Strong technical actuarial skills and ability to drive creative analytical solutions
+ Commercial lines product pricing experience
+ US military experience through military service or a military spouse/domestic partner
**Compensation range:** The salary range for this position is: $127,310 - $243,340 **.**
**USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.