17 Risk Management jobs in Jacksonville
Director Risk Management

Posted 3 days ago
Job Viewed
Job Description
The **Risk Management Director** is responsible for the strategic oversight and execution of the company's insurance and risk management programs. This role leads the development, implementation, and continuous improvement of policies and procedures that mitigate risk exposure across the enterprise. The Director will manage a team including the Sr. Risk Claims Analysts and collaborate closely with internal stakeholders, third-party administrators, brokers, and insurers to ensure effective claims management, litigation, risk financing, and compliance.
**RESPONSIBILITIES**
**Essential Functions of this Position:**
+ Insurance Program Management:
+ Oversee the procurement, renewal, and administration of all corporate insurance programs (e.g., Workers' Compensation, General Liability, Auto, Property, Cyber, D&O).
+ This includes the areas of underwriting, claims management and safety/loss prevention
**Claims Oversight:**
+ Provide leadership and direction for claims management activities, including high-severity Workers' Compensation and liability claims. Supervise the Sr. Risk Claims Analyst and ensure alignment with best practices.
+ Vendor and TPA Management:
+ Manage relationships with third-party administrators, insurers, brokers, and legal counsel. Conduct performance reviews and audits to ensure service quality and compliance.
+ Cross-Functional Collaboration: Partner with internal stakeholders including the Safety team, HR Leave Accommodations team, Legal, Finance, and Real Estate to ensure alignment on risk mitigation strategies, claims handling, and compliance with internal policies and external regulations
**Data & Analytics:**
+ Analyze claims trends and risk exposures to inform decision-making and recommend improvements to safety and loss control programs.
+ Develops and implement quarterly metrics for measuring and communicating the activity and progress.
**Compliance & Governance:**
+ Ensure compliance with all applicable insurance regulations and internal policies. Maintain accurate records of risk-related expenses and exposures.Training & Communication:
+ Lead training initiatives for business units on claims reporting, return-to-work programs, and risk awareness. Serve as a key advisor to senior leadership on risk-related matters.
+ Team Development: Develop and manage the Risk Management Team, including hiring, coaching, development, performance management, and ensuring team is meeting department objectives.
**QUALIFICATIONS**
**Experience Requirement:**
+ 10+ years leading risk management activities
+ Professional Designation such as ARM, CPCU or CRM preferred
**Knowledge, Skill and Ability Requirements:**
+ Knowledge of insurance contract language, insurance underwriting, and claims processing
+ Deep knowledge of casualty insurance, claims management, and multi-state Workers' Compensation programs.
+ Knowledge of OSHA and EPA regulations and potential risk involved
+ Ability to develop, implement and evaluate loss-control programs
+ Strong verbal, written, analytical, and persuasive skills and ability to interact effectively with all levels of associates and management
+ Proficiency in RMIS platforms and Microsoft Office Suite (Specifically Excel).
+ Handle multiple projects and deal with varying deadlines
#DiscoverYourPath
**ABOUT US**
Acosta is a part of Acosta Group - a collective of the industry's most trusted retail, marketing and foodservice agencies reimagining the way people connect with brands at every point in their shopping journey.
Specializing in retail sales services, digital strategy, and business intelligence, Acosta empowers brands to thrive in the world of omnichannel shopping. Our sales and digital teams build lasting relationships, ensuring our client brands get the space they deserve in stores and outperform the competition online, while our merch reps make brands shine in retail locations across the world.
But it's not just about what we do - it's about who we are. With a team of over 20,000 associates, we're a community of forward-thinking, value-driven professionals committed to an unmatched level of trust and transparency in the industry. And, we understand the importance of work-life balance, which is why many of our field roles provide our associates with flexible scheduling options. Join us and be a part of a team that values growth and making a real impact for our clients, retail partners and their customers.
Acosta Group is an equal opportunity employer and will ensure that applicants with disabilities are provided with reasonable accommodations. If reasonable accommodation is needed, please contact Be sure to include "Applicant Accommodation" in the subject of your email to expedite the request.
Acosta Group believes in good faith that the minimum and maximum annual salary or hourly compensation range for this opportunity is accurate and reasonable at the time of posting.
By applying, you agree to our Privacy Policy and Terms and Conditions of Use.
**#DiscoverYourPath**
Acosta, and its subsidiaries, is an Equal Opportunity Employer
**Job Category:** Administration
**Position Type:** Full time
**Business Unit:** Corporate
**Salary Range:** $123,600.00 - $169,950.00
**Company:** Acosta Services, Inc
**Req ID:** 7174
Manager, Risk Management, Data
Posted 3 days ago
Job Viewed
Job Description
Known for being a great place to work and build a career, KPMG provides audit, tax and advisory services for organizations in today's most important industries. Our growth is driven by delivering real results for our clients. It's also enabled by our culture, which encourages individual development, embraces an inclusive environment, rewards innovative excellence and supports our communities. With qualities like those, it's no wonder we're consistently ranked among the best companies to work for by Fortune Magazine, Consulting Magazine, Seramount, Fair360 and others. If you're as passionate about your future as we are, join our team.
KPMG is currently seeking a Manager, Risk Management, Data to join our Risk Management organization.
Responsibilities:- Engage proactively with peers in stakeholder organizations as well as client-facing professionals to provide risk management advice, counsel, and effective challenge regarding data handling, privacy, confidentiality, governance processes, and controls during the design of data-powered solutions, strategic initiatives, artificial intelligence capabilities, and data fabrics
- Participate in periodic compliance activities to ensure project teams and management firm-wide adhere to policy and procedure requirements; conduct gap assessments in control designs or policy/procedures, as well as prepare risk reports and recommendations
- Identify emerging risks, help business stakeholders understand/prioritize these to help formulate proactive risk mitigation actions based on current knowledge of the risk landscape associated with the firm-wide data strategy, data governance processes, and data management activities
- Influence Chief Digital Officer organizations through effective communication, building strong relationships, critical thinking, and providing effective challenge when necessary
- Execute and continuously improve risk management processes, methodologies, materials, and tools within the data risk team and broader Risk Management group; collaborate closely with cross-functional business counterparts to ensure consistent and effective implementation
- Minimum five years of recent experience of related work in data risk, data governance, data management, data privacy, risk reporting, and/or data analytics
- Bachelor's degree from an accredited college/university; Master's degree from an accredited college/university is preferred
- Experience in risk management for data or emerging technologies, with the implementation of large enterprise-scale technology initiatives, data management processes, and controls; background with metadata management, managing data access, data tagging and annotation, and de-identification techniques
- Working knowledge of regulatory and risk management frameworks such as ISO 27001, COBIT, HIPAA, HITRUST, GDPR, CCPA, and the EU AI Act
- Familiarity with data governance best practices, and frameworks including the Enterprise Data Management Council's DCAM (Data Management Capability Assessment Model) and the DAMA-DMBOK (Data Management Body of Knowledge)
- Strong attention to detail, task management, communication, and presentation skills, with the ability to articulate complex risk scenarios to stakeholders at all levels of responsibility and relate the impact to business outcomes
- Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. KPMG LLP will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa)
KPMG complies with all local/state regulations regarding displaying salary ranges. If required, the ranges displayed below or via the URL below are specifically for those potential hires who will work in the location(s) listed. Any offered salary is determined based on relevant factors such as applicant's skills, job responsibilities, prior relevant experience, certain degrees and certifications and market considerations. In addition, the firm is proud to offer a comprehensive, competitive benefits package, with options designed to help you make the best decisions for yourself, your family, and your lifestyle. Available benefits are based on eligibility. Our Total Rewards package includes a variety of medical and dental plans, vision coverage, disability and life insurance, 401(k) plans, and a robust suite of personal well-being benefits to support your mental health. Depending on job classification, standard work hours, and years of service, KPMG provides Personal Time Off per fiscal year. Additionally, each year the firm publishes a calendar of holidays to be observed during the year and provides two firmwide breaks each year where employees will not be required to use Personal Time Off; one is at year end and the other is around the July 4th holiday. Additional details about our benefits can be found towards the bottom of our KPMG US Careers site at "Benefits & How We Work".
Follow this link to obtain salary ranges by city outside of CA:
KPMG LLP (the U.S. member firm of KPMG International) offers a comprehensive compensation and benefits package. KPMG is an equal opportunity employer. KPMG complies with all applicable federal, state and local laws regarding recruitment and hiring. All qualified applicants are considered for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, citizenship status, disability, protected veteran status, or any other category protected by applicable federal, state or local laws. The attached link contains further information regarding the firm's compliance with federal, state and local recruitment and hiring laws. No phone calls or agencies please.
KPMG does not currently require partners or employees to be fully vaccinated or test negative for COVID-19 in order to go to KPMG offices, client sites or KPMG events, except when mandated by federal, state or local law. In some circumstances, clients also may require proof of vaccination or testing (e.g., to go to the client site).
KPMG recruits on a rolling basis. Candidates are considered as they apply, until the opportunity is filled. Candidates are encouraged to apply expeditiously to any role(s) for which they are qualified that is also of interest to them.
Los Angeles County applicants: Material job duties for this position are listed above. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness, and safeguard business operations and company reputation. Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
#J-18808-LjbffrAssociate General Counsel - Claims, Risk Management, & Insurance

Posted 3 days ago
Job Viewed
Job Description
**Specific duties include, but are not limited to:**
Directing and managing all aspects of company claims function, including:
+ Managing company third party claims administrator for the GL/PL program; Overseeing the reporting of claims to the appropriate carrier for other insurance lines; Reporting and liaising with Finance and other internal stakeholders on claims issues; Proactively monitoring claims and providing support for (or challenging, where appropriate) the strategy for defending those claims; and Developing, updating, and maintaining internal policies and procedures for the Claims function.
Directing and managing all legal aspects of company risk management function, including:
+ Establishing training programs for clinic personnel in preventing adverse outcomes and managing risk; Monitoring and making legal recommendations for improvements in patient care and safety; Creating, updating, and maintaining legal protocols for the handling of adverse occurrences; and communicating effectively with stakeholders upon the occurrence of an incident.
+ Supporting the General Counsel in insurance procurement activities.
+ As appropriate and as assigned, developing and overseeing the budget for the company's Claims and Insurance programs.
+ Maintaining a deep understanding of the company's business and providing leadership on strategic decisions from a legal perspective.
+ As appropriate and as assigned, managing junior in-house counsel and/or support staff.
+ Overseeing the delivery of legal services and resources to accomplish company goals, strategies, and priorities, including coordinating with external lawyers and advisors
+ Other duties as assigned by management.
**Position Requirements:**
+ Doctoral Degree (JD, PhD)
+ Licensed to practice law in at least one state
+ Minimum 10 years of law practice
+ 5% travel may be required.
**Preferred**
+ In-house experience at a healthcare company
+ Strong leadership and management skills, with an established track record of building and leading a team of legal professionals
+ Proven experience in risk management and insurance
+ Excellent communication and interpersonal skills, with the ability to interact effectively with all levels of the organization and external parties
**Physical Requirements:**
Standard office environment.
More than 50% of the time:
+ Sit, stand, walk.
+ Repetitive movement of hands, arms and legs.
+ See, speak and hear to be able to communicate with patients.
?
Less than 50% of the time:
+ Stoop, kneel or crawl.
+ Climb and balance.
+ Carry and lift 10-20 lbs.
**Residents living in CA, WA, Jersey City, NJ, NY, and CO click** **here ( **to view pay range information.**
#LI-Remote
Akumin Operating Corp. and its divisions are an equal opportunity employer and we believe in strength through diversity. All qualified applicants will receive consideration for employment without regard to, among other things, age, race, religion, color, national origin, sex, sexual orientation, gender identity & expression, status as a protected veteran, or disability.
Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews (US)
Posted 2 days ago
Job Viewed
Job Description
Charlotte, North Carolina, United States of America
**Hours:**
40
**Pay Details:**
$68,640 - $112,320 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Financial Crime Risk Management
**Job Description:**
The Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews performs second line Enhanced Due Diligence (EDD) reviews for high-risk customers. This role is responsible for identifying, assessing, and mitigating financial crime risks, ensuring compliance with regulatory requirements, and providing expert recommendations on complex matters. This role requires discretion, independent judgment, and specialized knowledge of anti-money laundering (AML) regulations and financial crime risk management practices.
The Financial Crimes Risk Management (FCRM) Know Your Customer (KYC) Program Team is responsible for the establishment and ongoing oversight of an effective KYC Program for TD Bank US Holdings. The KYC Program Team is tasked with setting consistent requirements for the bank to reasonably 'know its customers' and evaluate the risks associated with a customer relationship throughout the customer lifecycle.
The primary responsibility of the KYC High Risk Reviews team is to execute enhanced due diligence (EDD) reviews for high-risk customers at the bank. The team is responsible for managing procedures and escalations related to high-risk customers, including analysis of customer behavior and activity of concern, in compliance with KYC policy and regulatory requirements. The team engages with the 1st line of defense on the outcomes of EDD reviews, management of issues, and guidance related to high-risk customer types and associated activity.
**Depth & Scope:**
+ Performs holistic Enhanced Due Diligence (EDD) reviews on high-risk customers at onboarding, periodic review, and event driven reviews, ensuring compliance with internal policies and external regulations
+ Reviews customer risk factors/indicators, and acts as a subject matter expert to understand and assess the identified customer risk and how it relates to the Bank products/services to further determine if those risks can be mitigated
+ Responsible for documenting the assessment and providing a recommendation based on the independent analysis to maintain and/or onboard the customer
+ Evaluates and assesses customers' source of funds, business activities, ownership structures, and other risk factors
+ Reviews, assesses, and analyzes customer transactional activity to determine if customer's activity is aligned to the customer KYC profile and expected use of customer's accounts
+ Engages with the 1st line of defense on the outcomes of EDD reviews and guidance related to high-risk customer types and associated activity
+ Ensures adherence to AML regulations, the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) requirements, and other applicable laws
+ Proactively identifies trends and emerging risks in high-risk customer profiles, escalates issues and recommends controls or mitigation measures
+ Maintains up-to-date knowledge of regulatory changes and industry best practices, applying this expertise to enhance the KYC program
+ Prepares detailed, well-documented EDD risk assessment narratives and provide risk recommendations to support decision-making for senior management and regulators
+ Provides data-driven insights and recommendations for process improvements, ensuring the effectiveness of the high-risk customer review process
+ Collaborates with internal stakeholders to address gaps or deficiencies in KYC or financial crime risk management frameworks
+ Serves as a subject matter expert (SME) on KYC and EDD processes for high-risk customer reviews, providing training and guidance to junior analysts or team members
+ Represents the Financial Crime Risk Management team during internal and external audits or regulatory examinations
+ Leads projects or initiatives focused on enhancing the bank's high-risk customer review processes and risk mitigation strategies
+ Utilizes independent judgment to develop and implement policies, procedures, and best practices for high-risk customer management
+ Supports the Group Manager by assisting with day to day tasks and acting as a delegate as needed
**Education & Experience:**
+ Bachelor's degree in Business, Finance, Law, Criminal Justice, or related field
+ Advanced certifications such as CAMS, or equivalent are strongly preferred
+ 5+ years of experience in KYC, EDD, or AML within a financial institution
+ Demonstrated expertise in high-risk customer reviews and regulatory compliance
+ Strong analytical, problem-solving, and decision-making skills
+ Excellent written and verbal communication skills, with the ability to present complex findings to stakeholders
+ Proficiency in AML software and tools, as well as Microsoft Office Suite
+ Ability to exercise significant discretion and independent judgment in assessing and managing risks
+ Ability to manage multiple high-priority tasks and deliver results under tight deadlines
+ Demonstrated leadership or project management experience preferred
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Risk Manager II, Risk Management, Wolfson Children's Hospital
Posted 3 days ago
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Job Summary
Baptist Health is hiring a Risk Manager II to join the Risk Management team. This is a full-time opportunity located at Wolfson Children's Hospital on the downtown Jacksonville campus of Baptist Health.
- Manages the daily Risk Management activities of assigned areas to include incident management, claims management to decrease financial loss and enhance patient safety and quality of care.
- Collaborates with employees to identify and implement risk reduction strategies to enhance patient safety and quality care.
- Is responsible for compliance with state and federal reporting requirements and to ensure that their Risk Management Program is in compliance with state and federal laws.
- Registered Nurse License required.
Baptist Health is hiring a Risk Manager II to join the Risk Management team. This is a full-time opportunity located at Wolfson Children's Hospital on the downtown Jacksonville campus of Baptist Health.
Responsibilities
- Manages the daily Risk Management activities of assigned areas to include incident management, claims management to decrease financial loss and enhance patient safety and quality of care.
- Collaborates with employees to identify and implement risk reduction strategies to enhance patient safety and quality care.
- Is responsible for compliance with state and federal reporting requirements and to ensure that their Risk Management Program is in compliance with state and federal laws.
- Registered Nurse License required.
Education Required
Bachelor's Degree - Nursing
Preferred
Education Preferred
Master's Degree
Experience
- 3-5 Years Risk Management Experience Preferred
- 3-5 Years Experience working in a health care setting Preferred
- Licensed Registered Nurse Required
Wolfson Children's Hospital
800 Prudential Drive
Jacksonville, FL, 32207 Seniority level
- Seniority level Mid-Senior level
- Employment type Full-time
- Job function Finance and Sales
- Industries Hospitals and Health Care
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#J-18808-LjbffrRisk Manager II, Risk Management, Wolfson Children's Hospital
Posted 3 days ago
Job Viewed
Job Description
Baptist Health is hiring a Risk Manager II to join the Risk Management team. This is a full-time opportunity located at Wolfson Children's Hospital on the downtown Jacksonville campus of Baptist Health.
Responsibilities:
- Manages the daily Risk Management activities of assigned areas to include incident management, claims management to decrease financial loss and enhance patient safety and quality of care.
- Collaborates with employees to identify and implement risk reduction strategies to enhance patient safety and quality care.
- Is responsible for compliance with state and federal reporting requirements and to ensure that their Risk Management Program is in compliance with state and federal laws.
**Registered Nurse License required.
If you are interested in this opportunity, please apply today.
Education RequiredBachelor's Degree - Nursing
Education PreferredMaster's Degree
Experience- 3-5 Years Risk Management Experience Preferred
- 3-5 Years Experience working in a health care setting Preferred
- Licensed Registered Nurse Required
Wolfson Children's Hospital
800 Prudential Drive
Jacksonville, FL, 32207
Baptist Health, founded in 1955, is North Floridas most comprehensive health care system and the areas only non-profit, mission-driven, locally governed health care provider. Baptist Health has over 200 points of care throughout the Northeast Florida region, including our six award-winning hospitals: Baptist Medical Center Jacksonville, Wolfson Childrens Hospital, Baptist Medical Center Beaches, Baptist Medical Center Clay, Baptist Medical Center Nassau and Baptist Medical Center South. The most preferred health care system in the region, Baptist Health also includes 57 primary care offices, as well as home health, behavioral health, pastoral care, rehabilitation services, occupational health and urgent care.
Chosen as the area's Most Preferred healthcare provider every year since 1990 according to theannual National Research Corporation study of Jacksonville area residents, Baptist Health rankshighest in the categories of Best Doctors, Best Nurses, Best Quality and Best Reputation.
#J-18808-LjbffrRisk Management - Home Lending Correspondent Counterparty Risk - Vice President

Posted 3 days ago
Job Viewed
Job Description
As a Correspondent Counterparty Risk Vice President within the Home Lending Risk team, you will provide well-informed, risk-based recommendations for the approval and ongoing monitoring of established correspondent counterparty relationships. You will evaluate the financial stability, operational capabilities, and compliance of these lenders to ensure adherence to the organization's risk standards. Additionally, you will oversee ongoing risk management and performance monitoring of key credit and portfolio strategies. Collaborating closely with various departments, you will develop comprehensive risk management strategies, monitor risk exposure, and implement effective mitigation measures to safeguard the organization's interests.
**Job Responsibilities:**
+ Lead strategic assessments and decision-making for new Correspondent Seller applications, ensuring alignment with organizational goals and policies.
+ Drive innovation in risk management practices and monitor loan performance, financial stability, and industry intelligence of Correspondent Sellers
+ Spearhead comprehensive industry intelligence research, including monitoring negative media, mergers and acquisitions, and regulatory actions, utilizing insights to inform strategic decisions and risk management strategies.
+ Build partnerships with JPMC counterparts to address common counterparty risks and facilitate cross-functional collaboration for risk management.
+ Develop and implement communication strategies to convey risk insights and decisions, promoting transparency and dialogue within the organization.
+ Lead ad hoc analyses and represent Risk Management in high impact projects, driving process and efficiency improvements.
+ Stay abreast of industry trends, regulatory changes, and risk management best practices.
+ Provide indirect leadership to cross-functional teams, fostering alignment and collaboration to achieve strategic goals, while mentoring and developing team members to enhance their capabilities and drive organizational success.
+ Provide independent risk oversight for Correspondent Lending Transformation initiatives, assessing the need for new processes and overseeing their development and implementation.
+ Lead and contribute to key projects and process improvement initiatives.
+ Champion Correspondent Risk modernization and automation efforts, enhancing the system of record for efficiency and effectiveness.
**Required Qualifications, Capabilities and Skills**
+ Minimum 7+ years of experience in Home Lending and Correspondent lending, with a proven track record in corporate financial statement analysis and Counterparty Risk management within financial services.
+ Exceptional communication skills, with the ability to articulate complex risk management concepts and effectively influence stakeholders through communication and high emotional intelligence.
+ Knowledge and understanding of Secondary and Capital Markets
+ Comprehensive knowledge of mortgage underwriting, quality control and servicing
+ Ability to analyze multiple data points and communicate decisions to management
+ Strong team player with exceptional analytical and financial assessment skills. Proven ability to build strong relationships and lead teams to achieve strategic objectives.
**Preferred Qualifications, Capabilities and Skills**
+ Strong Microsoft PowerPoint (PitchPro) and Excel skills
+ Knowledge of Agile Methodology
+ Intellectual curiosity with a proven ability to learn quickly
+ Direct work with regulators a plus
+ Proven experience in stakeholder engagement with strong communication skills and high emotional intelligence
**To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).**
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
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Risk Management - Home Lending Correspondent Counterparty Risk - Vice President
Posted 7 days ago
Job Viewed
Job Description
As a Correspondent Counterparty Risk Vice President within the Home Lending Risk team, you will provide well-informed, risk-based recommendations for the approval and ongoing monitoring of established correspondent counterparty relationships. You will evaluate the financial stability, operational capabilities, and compliance of these lenders to ensure adherence to the organization's risk standards. Additionally, you will oversee ongoing risk management and performance monitoring of key credit and portfolio strategies. Collaborating closely with various departments, you will develop comprehensive risk management strategies, monitor risk exposure, and implement effective mitigation measures to safeguard the organization's interests.
Job Responsibilities:
- Lead strategic assessments and decision-making for new Correspondent Seller applications, ensuring alignment with organizational goals and policies.
- Drive innovation in risk management practices and monitor loan performance, financial stability, and industry intelligence of Correspondent Sellers
- Spearhead comprehensive industry intelligence research, including monitoring negative media, mergers and acquisitions, and regulatory actions, utilizing insights to inform strategic decisions and risk management strategies.
- Build partnerships with JPMC counterparts to address common counterparty risks and facilitate cross-functional collaboration for risk management.
- Develop and implement communication strategies to convey risk insights and decisions, promoting transparency and dialogue within the organization.
- Lead ad hoc analyses and represent Risk Management in high impact projects, driving process and efficiency improvements.
- Stay abreast of industry trends, regulatory changes, and risk management best practices.
- Provide indirect leadership to cross-functional teams, fostering alignment and collaboration to achieve strategic goals, while mentoring and developing team members to enhance their capabilities and drive organizational success.
- Provide independent risk oversight for Correspondent Lending Transformation initiatives, assessing the need for new processes and overseeing their development and implementation.
- Lead and contribute to key projects and process improvement initiatives.
- Champion Correspondent Risk modernization and automation efforts, enhancing the system of record for efficiency and effectiveness.
Required Qualifications, Capabilities and Skills
- Minimum 7+ years of experience in Home Lending and Correspondent lending, with a proven track record in corporate financial statement analysis and Counterparty Risk management within financial services.
- Exceptional communication skills, with the ability to articulate complex risk management concepts and effectively influence stakeholders through communication and high emotional intelligence.
- Knowledge and understanding of Secondary and Capital Markets
- Comprehensive knowledge of mortgage underwriting, quality control and servicing
- Ability to analyze multiple data points and communicate decisions to management
- Strong team player with exceptional analytical and financial assessment skills. Proven ability to build strong relationships and lead teams to achieve strategic objectives.
Preferred Qualifications, Capabilities and Skills
- Strong Microsoft PowerPoint (PitchPro) and Excel skills
- Knowledge of Agile Methodology
- Intellectual curiosity with a proven ability to learn quickly
- Direct work with regulators a plus
- Proven experience in stakeholder engagement with strong communication skills and high emotional intelligence
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
Financial Crime Risk Business Oversight Specialist
Posted today
Job Viewed
Job Description
Mount Laurel, New Jersey, United States of America
**Hours:**
40
**Pay Details:**
$68,640 - $112,320 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Enterprise Enabling Functions
**Job Description:**
The Sr Business Analyst plans, manages, leads and oversees the end-to-end delivery of requirements throughout the lifecycle of the project in alignment with the business and/or enterprise needs and strategies. Provides leadership and works collaboratively with stakeholders including business, technology and finance partners to support project benefits and changes to business processes, policies and systems across single or multiple Lines of Business (LoB).
**Depth & Scope:**
+ Leads Requirements Management / work packages for Tier 3-4, low to moderate risk and regulatory projects with multiple stakeholders and across multiple LoB
+ Advanced to expert knowledge of business analysis, project delivery practices and standards across the project life-cycle
+ Gains/acquires sound to advanced understanding of business and user interaction with technology throughout project delivery
+ Works independently as the senior or lead business analyst and coaches and guides members within area of expertise
+ Identifies and leads problem resolution for complex issues at all levels
+ Contributes to the communication and change management activities across multiple stakeholders
**Education & Experience:**
+ Undergraduate degree required
+ Business Analysis Accreditation is an asset
+ 5+ years related business analysis experience required
**Customer Accountabilities:**
+ Leads a diverse range of stakeholders; communicates effectively by adapting style and technique to a diverse audience
+ Analyzes impacts to customers, stakeholders, employees, process, technology solutions to achieve business results
+ Understands and clarifies work packages of each assigned initiative/project inclusive of constraints (time, cost, people resources) and maintain a customer-centric approach
+ Provides recommendations and direction based on the end to end customer experience when making decisions
+ Leads and owns the project deliverables related to business requirements to meet the needs of the customer, employee, and business
+ Assesses and ensures that customer and employee experience / stakeholder impacts are appropriately managed
+ Engages appropriate stakeholders to identify and manage required outcomes of projects for the business
+ Provides on-going communication to key stakeholders, including the project sponsor, business project owner, project / program / portfolio manager to ensure they are aware of significant changes which impact requirements delivery against the overall project
+ Responds to inquiries and escalate concerns from stakeholders and partners at all levels in the organization
+ Identifies and leads problem resolution to ensure customer needs are met
+ Contributes to the application of change management best practices (e.g. stakeholder analysis, gap analysis, change planning, etc.)
+ Collaborates with the project manager and business sponsor to identify and ensure required resources are assigned to the project for successful delivery of requirements
+ Ensures timely notification and escalation of possible issues/problems while assessing options and recommendations for prompt resolution
**Shareholder Accountabilities:**
+ Leads requirements management on project(s) which are based on complexity, size and budget as defined by the project governance levels
+ Provides leadership / guidance and support in defining the business need or problem statement based on strategic drivers and identifying potential solutions
+ Identifies scope changes and complete analysis to determine impact to project benefits and risks
+ Facilitates and follows a structured approach to plan, elicit, analyze, document, communicate, and manage business requirements with stakeholders by applying a variety of elicitation techniques to probe, challenge and understand requirements according to the requirements management discipline
+ Identifies, documents and validates current state processes and work with the business and stakeholders to design the desired future state
+ Establishes and maintains full requirements traceability and work with the business to prioritize requirements and scope changes to ensure business needs are met
+ Collaborates with technology partners and provide recommendations to support development of: system requirements and design, testing plans, artifacts/deliverables to ensure business needs are met
+ Ensures project issues and concerns are addressed for clear articulation of business requirements (e.g. Business Systems Analyst)
+ Proactively identifies and tracks requirements risks, issues, assumptions, dependencies, constraints and anticipate and effectively manage risks related to requirements. Align decisions to TDs risk appetite
+ Develops mitigation plans or lead/contribute to the completion of necessary compliance/new process assessment templates
+ Contributes to Quality Assurance activities by supporting the development of test scripts and testing of developed solutions, including communication of issues and resolution
+ Adheres to Enterprise project governance controls to ensure projects meet all performance, quality and compliance standards and conforms to appropriate disciplines
+ Contributes to the development of the project plan and high-level work breakout session (WBS), identify and manage key risks and decisions
+ Owns and completes relevant work packages through collaboration with multiple stakeholders to prepare for operational readiness, managing deadlines and adjusting to changing work priorities
+ Takes ownership and communicate progress on work packages, including requirements management, in a concise and timely manner, escalating issues to project manager, partners and manager where appropriate
+ Assesses project change requests and their impacts on requirements, checking for alignment to project benefits at all phases
+ Develops efficient and effective solutions through analytical problem solving
+ Supports implementation / post implementation activities as defined in the project plan
+ Owns the delivery of high level requirements that drives successful cost estimation for the project and requirements changes due to any project change requests
+ Forecasts, defines and manages the requirements effort including cost and timeline
+ Supports the Request for Information (RFI) or Request for Proposal (RFP) with vendors if required
+ Contributes to the development of the seed funding request by ensuring project scope and benefits are clearly articulated and risks are identified
+ Identifies risks or issues with technology solution or design which may impact realization of project benefits and provide guidance and support to stakeholders in making good decisions to pro-actively resolve or mitigate potential risks/delays to the project
+ Ensures accuracy of the business requirements documentation to mitigate against project changes and reduce/manage cost to the project
+ Critiques and analyzes requirement change requests to challenge impact to original business need as defined by project charter
+ Solidifies business needs including problem statements, business objectives and strategic alignment to ensure accurate delivery of business requirements in support of the business case
+ Delivers detailed level requirements to support downstream estimates and delivery of business case anchored to business requirements
+ May contribute with business owner to define measures of success as defined in the project charter
**Employee Accountabilities:**
+ Contributes to team development of skills and capability through mentorship of junior/peer Business Analysts by sharing knowledge and experiences, leveraging best practices
+ Continuously enhances knowledge/expertise in business analysis to provide advice and guidance to business partners and project team regarding best practices
+ Leads, motivates and develops relationships with the business, stakeholders, and technology partners to develop productive working relationships
+ Engages, enables and leads stakeholders to agreement /consensus on the business requirements
+ Prioritizes and manages work load and capacity to deliver on project milestone dates
+ Participates in regular coaching and performance review sessions, employee surveys and action plans
+ Owns development plan including activities related to training, relationship building and on-the-job experiences that continually enhance individual business analysis capabilities to achieve career goals
+ Fosters a collaborative team environment by participating in team meetings and reward & recognition programs
+ Supports, mentors and provides guidance to junior level Business Analysts and peers
+ Contributes to a positive work environment by embracing diversity in the workplace and supporting and proudly representing TD in the community
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Senior Financial Crime Risk Analyst (US)
Posted 1 day ago
Job Viewed
Job Description
New York, New York, United States of America
**Hours:**
40
**Pay Details:**
$68,640 - $112,320 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Financial Crime Risk Management
**Job Description:**
**Department Overview:**
The Global Sanctions, Anti-Bribery, Anti-Corruption (ABAC), and Financial Crime Risk Management Screening team (GSA) is the designated Owner of TD Bank's Enterprise-wide Sanctions and ABAC programs which apply to all business and operating units across the bank. The GSA is responsible for the strategic direction, design, content, and management of the TD Global Sanctions Program, including satisfaction of U.S. specific requirements promulgated by OFAC, Global Affairs Canada, and support for sanctions compliance in all jurisdictions where TD operates.
**Job Description Summary:**
The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TD's AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc.
**Depth & Scope:**
+ Works independently as the senior analyst / subject matter expert and may coach and educate others
+ Oversees and/or independently performs tasks from end-to-end
+ Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance
+ Executes on more complex and/or non-standard requests
+ Researches and investigates a range of operational / reporting / process issues
+ Recommends and implements solutions within own area of responsibility
+ May need to coordinate / integrate work with other areas as needed
+ Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise
+ Requires advanced technical / business / function knowledge for discipline supported
+ High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus
+ Represents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization
**Education & Experience:**
+ Undergraduate degree or equivalent work experience
+ 5+ years experience
**Preferred Skills:**
+ AML or Sanctions risk management or technology experience
**Customer Accountabilities:**
+ Contributes to the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
+ Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
+ Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders
+ Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
+ Assists FCRM team members in the use of Issues and Events system for tracking and reporting
+ Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program
+ Delivers relevant subject matter expertise and FCRM advice to business / FCRM partners
+ Interacts with control functions within the organization
+ Develops and delivers training programs for applicable employees across the Bank
+ Conducts meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs
+ Prepares research, analysis, updates tools and/or supports training activities specific to risk assessment
+ Contributes to the development of processes, procedures and guidance relevant to own specific FCRM function of expertise
**Shareholder Accountabilities:**
+ Prioritizes and manages own workload to meet SLA requirements for service and productivity
+ Provides high quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities
+ Protects the interests of the organization - identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
+ Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
+ Participates as assigned in new or revised product initiatives, advises businesses on FCRM compliance requirements and ensures that those requirements are properly written into requirements for business projects
+ Participates in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices
+ Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
+ Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
+ Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
+ Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
+ Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
+ Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance
+ Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
**Employee/Team Accountabilities:**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
+ Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function
+ Grows knowledge of the business, related tools and techniques
+ Participates in personal performance management and development activities, including cross training within own team
+ Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
+ Contributes to a fair, positive and equitable environment that supports a diverse workforce
+ Acts as a brand champion for the function and the bank, both internally and/or externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.