1,845 Chief Risk Officer jobs in the United States

Nelnet is a diversified and innovative company committed to enriching lives through the power of service as a student loan servicer, professional services company, consumer loan originator and servicer, payments processor, renewable energy solutions, and K-12 and higher education expert. For over 40 years, Nelnet has been serving its customers, associates, and communities.
The perks of working at Nelnet go beyond our benefits package. When you join the Nelnet team, you're part of a community invested in the success of each individual. That support comes through in our work, as we are united by our mission of creating opportunities for people where they live, learn, and work.
The Chief Risk Officer is a senior executive officer of the bank that establishes the risk management appetite and profile of the bank under the direction of the board and CEO in support of the bank's strategic plan. The position will chair the bank's risk management committee and report the status, findings and recommendations of risk matters regularly to the board's risk management committee. The position establishes a bank wide program that monitors and reports metrics that identify, assess, escalate and manage existing and emerging risks that impact the bank. This position leads the banks entire 2nd line of defense in all risk categories that includes, compliance/regulatory, credit, model, operations, technology, liquidity, interest rate and reputation risk. The position leads compliance professionals and others that are responsible for evaluating and testing compliance with policies and applicable regulations. The BSA/AML Officer ensures the development and maintenance of a robust bank secrecy act program for the bank with all its required pillars for both the lending and deposit taking activities of the bank. This position will be particularly focused on the unique facets of a start-up bank including the bank readiness exam and related regulatory interactions, operational, technology, servicing, and product development and execution and other de novo implications required to operate the bank in a safe and sound manner consistent with regulatory expectations.
**JOB RESPONSIBILITIES:**
1. Collaborate with the CEO in setting and driving organizational excellence that results in a strong risk management profile that identifies and mitigates risk while delivering an exceptional customer experience, best in class employee satisfaction, and superior shareholder value.
2. Establish a strong risk culture at the bank and the enterprise that supports effective risk identification and mitigation.
3. Provide a credible challenge to strategies, programs, operations, policies, risk limits, and all related risk assessments and metrics. Develop and continuously improve and mature the risk management program and all 2nd line of defense activities.
4. Support and provide guidance to the 1st line teams in developing plans, activities and metrics that support a strong risk culture.
5. Identify and evaluate economic, regulatory changes and other external factors as well as internal business strategies that could put the bank's ability to succeed and meet its strategic plan at risk.
6. Develop and execute an appropriate Banks Secrecy Act and Anti-money Laundering Program with all its pillars that is commensurate with the size, scope and complexity of the bank. Ensure the program incorporates oversight of the parent company who provides inputs and directly manages or supports any part of the bank's compliance framework.
7. Collaborate with business, technology, security, vendor and audit professionals to support risk assessments, respond to audits, remediate compliance and operational risks, and ensure the proper implementation of any new or existing system changes or other significant initiatives.
8. Timely communicate, escalate and report to the management and board Risk and Compliance Committees any risk or compliance concerns, issues or trends that are identified.
9. Establish a program that monitors and validates adherence to internal controls and escalate as appropriate.
10. Maintain and continuously expand knowledge of industry related regulatory requirements, contract requirements, compliance and risk management best practices.
11. Evaluate first line practices, and make recommendations to improve policies, standards, guidelines and procedures.
12. Prepare, monitor, and oversee the budget in accordance with established formats and guidelines.
13. Manage multiple conflicting priorities & consistently meet deadlines
14. Analyze both short and long-term impacts of business changes and plans accordingly.
15. Provide feedback to operational teams, compliance teams and others as appropriate regarding performance.
16. Provide coaching and mentoring and an effective performance management process
**Note: This role is onsite in our Draper, Utah office.**
**EDUCATION:**
1. Bachelor's Degree in Business, Finance or Accounting required. Advanced degree and related certifications a plus.
**EXPERIENCE:**
1. 20+ years in risk management, finance, banking, regulatory governance or compliance related field. Experience in holding executive leadership positions.
**COMPETENCIES - SKILLS/KNOWLEDGE/ABILITIES:**
1. In-depth knowledge of designing and executing risk programs that include enhancements and remediation.
2. Extensive banking and regulatory relations experience.
3. Technical and working knowledge of BSA/AML program requirements.
4. Excellent interpersonal, communication and presentation skills.
5. Demonstrated ability to manage multiple priorities while leading team members and working across the organization with colleagues to achieve results.
6. Strong analytical and problem solving skills, with ability to achieve goals.
7. Demonstrated aptitude for learning new technologies.
8. Ability to prioritize and manage multiple concurrent projects, and work within critical timelines.
9. Strong leadership ability and personnel development skills.
Our benefits package includes medical, dental, vision, HSA and FSA, generous earned time off, 401K/student loan repayment, life insurance & AD&D insurance, employee assistance program, employee stock purchase program, tuition reimbursement, performance-based incentive pay, short- and long-term disability, and a robust wellness program. Click here to learn more about our benefits: LINK ( .
Nelnet is committed to providing a welcoming and respectful workplace where all associates have the opportunity to succeed. As an Equal Opportunity Employer, we ensure that all qualified applicants are considered for employment. Employment decisions are made without regard to race, color, religion/creed, national origin, gender, sex, marital status, age, disability, use of a guide dog or service animal, sexual orientation, military/veteran status, or any other status protected by federal, state, or local law. We value the unique contributions of every team member and believe that a positive work environment benefits everyone.
Qualified individuals with disabilities who require reasonable accommodations in order to apply or compete for positions at Nelnet may request such accommodations by contacting Corporate Recruiting at or .
Nelnet is a Drug Free and Tobacco Free Workplace.
You may know Nelnet as the nation's largest student loan servicer - but we do more than that. _A lot more._ We're also a professional services company, consumer loan originator and servicer, payment processor, renewable energy innovator, and K-12 and higher education expert (and that's just a shortlist). For over 40 years, we've been serving our customers, associates, and communities to make dreams possible.
EEO Info ( | EEO Letter ( | EPPA Info ( | FMLA Info (

Nelnet is a diversified and innovative company committed to enriching lives through the power of service as a student loan servicer, professional services company, consumer loan originator and servicer, payments processor, renewable energy solutions, and K-12 and higher education expert. For over 40 years, Nelnet has been serving its customers, associates, and communities.
The perks of working at Nelnet go beyond our benefits package. When you join the Nelnet team, you're part of a community invested in the success of each individual. That support comes through in our work, as we are united by our mission of creating opportunities for people where they live, learn, and work.
The Chief Risk Officer is a senior executive officer of the bank that establishes the risk management appetite and profile of the bank under the direction of the board and CEO in support of the bank's strategic plan. The position will chair the bank's risk management committee and report the status, findings and recommendations of risk matters regularly to the board's risk management committee. The position establishes a bank wide program that monitors and reports metrics that identify, assess, escalate and manage existing and emerging risks that impact the bank. This position leads the banks entire 2nd line of defense in all risk categories that includes, compliance/regulatory, credit, model, operations, technology, liquidity, interest rate and reputation risk. The position leads compliance professionals and others that are responsible for evaluating and testing compliance with policies and applicable regulations. The BSA/AML Officer ensures the development and maintenance of a robust bank secrecy act program for the bank with all its required pillars for both the lending and deposit taking activities of the bank. This position will be particularly focused on the unique facets of a start-up bank including the bank readiness exam and related regulatory interactions, operational, technology, servicing, and product development and execution and other de novo implications required to operate the bank in a safe and sound manner consistent with regulatory expectations.
**JOB RESPONSIBILITIES:**
1. Collaborate with the CEO in setting and driving organizational excellence that results in a strong risk management profile that identifies and mitigates risk while delivering an exceptional customer experience, best in class employee satisfaction, and superior shareholder value.
2. Establish a strong risk culture at the bank and the enterprise that supports effective risk identification and mitigation.
3. Provide a credible challenge to strategies, programs, operations, policies, risk limits, and all related risk assessments and metrics. Develop and continuously improve and mature the risk management program and all 2nd line of defense activities.
4. Support and provide guidance to the 1st line teams in developing plans, activities and metrics that support a strong risk culture.
5. Identify and evaluate economic, regulatory changes and other external factors as well as internal business strategies that could put the bank's ability to succeed and meet its strategic plan at risk.
6. Develop and execute an appropriate Banks Secrecy Act and Anti-money Laundering Program with all its pillars that is commensurate with the size, scope and complexity of the bank. Ensure the program incorporates oversight of the parent company who provides inputs and directly manages or supports any part of the bank's compliance framework.
7. Collaborate with business, technology, security, vendor and audit professionals to support risk assessments, respond to audits, remediate compliance and operational risks, and ensure the proper implementation of any new or existing system changes or other significant initiatives.
8. Timely communicate, escalate and report to the management and board Risk and Compliance Committees any risk or compliance concerns, issues or trends that are identified.
9. Establish a program that monitors and validates adherence to internal controls and escalate as appropriate.
10. Maintain and continuously expand knowledge of industry related regulatory requirements, contract requirements, compliance and risk management best practices.
11. Evaluate first line practices, and make recommendations to improve policies, standards, guidelines and procedures.
12. Prepare, monitor, and oversee the budget in accordance with established formats and guidelines.
13. Manage multiple conflicting priorities & consistently meet deadlines
14. Analyze both short and long-term impacts of business changes and plans accordingly.
15. Provide feedback to operational teams, compliance teams and others as appropriate regarding performance.
16. Provide coaching and mentoring and an effective performance management process
**Note: This role is onsite in our Draper, Utah office.**
**EDUCATION:**
1. Bachelor's Degree in Business, Finance or Accounting required. Advanced degree and related certifications a plus.
**EXPERIENCE:**
1. 20+ years in risk management, finance, banking, regulatory governance or compliance related field. Experience in holding executive leadership positions.
**COMPETENCIES - SKILLS/KNOWLEDGE/ABILITIES:**
1. In-depth knowledge of designing and executing risk programs that include enhancements and remediation.
2. Extensive banking and regulatory relations experience.
3. Technical and working knowledge of BSA/AML program requirements.
4. Excellent interpersonal, communication and presentation skills.
5. Demonstrated ability to manage multiple priorities while leading team members and working across the organization with colleagues to achieve results.
6. Strong analytical and problem solving skills, with ability to achieve goals.
7. Demonstrated aptitude for learning new technologies.
8. Ability to prioritize and manage multiple concurrent projects, and work within critical timelines.
9. Strong leadership ability and personnel development skills.
Our benefits package includes medical, dental, vision, HSA and FSA, generous earned time off, 401K/student loan repayment, life insurance & AD&D insurance, employee assistance program, employee stock purchase program, tuition reimbursement, performance-based incentive pay, short- and long-term disability, and a robust wellness program. Click here to learn more about our benefits: LINK ( .
Nelnet is committed to providing a welcoming and respectful workplace where all associates have the opportunity to succeed. As an Equal Opportunity Employer, we ensure that all qualified applicants are considered for employment. Employment decisions are made without regard to race, color, religion/creed, national origin, gender, sex, marital status, age, disability, use of a guide dog or service animal, sexual orientation, military/veteran status, or any other status protected by federal, state, or local law. We value the unique contributions of every team member and believe that a positive work environment benefits everyone.
Qualified individuals with disabilities who require reasonable accommodations in order to apply or compete for positions at Nelnet may request such accommodations by contacting Corporate Recruiting at or .
Nelnet is a Drug Free and Tobacco Free Workplace.
You may know Nelnet as the nation's largest student loan servicer - but we do more than that. _A lot more._ We're also a professional services company, consumer loan originator and servicer, payment processor, renewable energy innovator, and K-12 and higher education expert (and that's just a shortlist). For over 40 years, we've been serving our customers, associates, and communities to make dreams possible.
EEO Info ( | EEO Letter ( | EPPA Info ( | FMLA Info (

**Essential Duties and Responsibilities**
· Establishes and oversees the implementation of a risk management framework for the business unit, to include defining the business appetite for risk taking and establish appropriate controls.
· Conducts and presents regular risk reviews in order to provide an independent perspective of the business and to keep pace with the changing business environment.
· Builds trusted relationships with senior leadership, including executive management of the Private Client Group (PCG), the firm's wealth management unit, and Asset Management divisions, serving as a strategic and independent partner to evaluate, challenge, and guide business decisions.
Continuously monitors and analyzes the businesses risk profile and tolerance to include daily risk monitoring across all relevant risk stripes including market, credit, liquidity and operational risks.
· Identifies emerging risks and advises on risk mitigation strategies.
· Leads the development and implementation of risk assessment and quantification models needed to risk manage the business.
· Oversees and evolves risk reporting processes to enhance the accuracy and effectiveness of risk information.
· Ensures the business risk management practices comply with regulatory requirements and industry best practices. Also, engages with regulators to provide essential risk context.
· Reports risk-related data including risk exposure, compliance to risk policies, and effectiveness of current risk management strategies to the Board of Directors, senior management and various risk committees.
· Collaborates with the business and other key stakeholders to evaluate the risk associated with potential mergers and acquisitions, new product offerings, and other initiatives.
· Plays a central role in shaping the firm's 1LOD/2LOD risk governance model, helping define and clarify roles and responsibilities across the risk lifecycle.
· Leads and scales a growing risk team, with responsibility for hiring, developing and managing talent aligned to the evolving needs of a growing organization.
· Acts as a change agent within a transforming environment, setting strategic direction for risk management as the firm continues to deepen capabilities and platform expansion for advisors.
· Performs other duties and responsibilities as assigned.
**Qualifications:**
**Knowledge, Skills, and Abilities**
**Knowledge of:**
· Advanced knowledge of risks and regulations in all aspects of the Private Client and Asset Management
· Risk assessment methodologies
· Risk governance structure and design
· Risk policy and procedures
· Infrastructure design, risk controls and segregation of duties
· Relevant risk-based regulatory schemes including Basel I and Basel II and current rules under review
· Sarbanes Oxley regulations
· Software development processes
· ISDA/CSA, and MBA documentation with the ability to provide advice on such documentation negotiation from the credit perspective
· Securities/Private Client and Asset Management products and an understanding of the market standard risk management practices
· Broker-dealer supervisory frameworks, retail investment platforms, and UHNW product risks including structured products, alternatives, and advisory platforms
**Skill in:**
· Risk operations, work processes, internal controls and banking regulations
· Excellent communication skills to clearly articulate matters while working with internal and external clients
· Planning and scheduling work to meet regulatory organizational and regulatory requirements
· Identifying and applying appropriate monitoring procedures
· Preparing oral and/or written reports
· Making rule-based and analytical decisions
· Project management skills and with experience to successfully complete long- and short-term projects
· Analytical thinking with demonstrated experience identifying and quantifying complex problems and providing effective resolutions
· Leading through change and ambiguity, and influencing cross-functional stakeholders without formal authority
· Balancing independence and collaboration in a client- and business-facing role
**Ability to:**
· Author policies, procedures, and prepare risk reports for the Executive Committee, Board of Directors, and regulatory agencies as required
· Read, analyze, and interpret complex documents
· Respond effectively to the most sensitive inquiries or complaints
· Deliver persuasive speeches and presentations on controversial or complex topics to top management, public groups, and the Board of Directors
· Apply mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry
· Apply concepts such as fractions, percentages, ratios, and proportions to practical situations
· Define problems, collect data, establish facts, and draw valid conclusions
· Effectively communicate verbally and in writing with management, customers, vendors and staff
· Perform human resource management activities
· Plan, assign, monitor, review, evaluate and lead the work of others
· Coach and mentor others
**Educational/Previous Experience Requirements**
Education/Previous Experience:
· Bachelor's Degree (B.A.), preferably in Mathematics, with a minimum of fifteen (15) years of financial services experience required
· Experience in broker-dealer or wealth management firms preferred, especially with exposure to front-office or first-line risk roles in addition to second-line oversight
· Demonstrated track record building or transforming risk functions and working with UHNW advisory businesses, structured product platforms, or alternative investments is strongly preferred
**_Please note: This role is not eligible for immigration Work Visa sponsorship, either currently or in the future._**

**Essential Duties and Responsibilities**
· Establishes and oversees the implementation of a risk management framework for the business unit, to include defining the business appetite for risk taking and establish appropriate controls.
· Conducts and presents regular risk reviews in order to provide an independent perspective of the business and to keep pace with the changing business environment.
· Builds trusted relationships with senior leadership, including executive management of the Private Client Group (PCG), the firm's wealth management unit, and Asset Management divisions, serving as a strategic and independent partner to evaluate, challenge, and guide business decisions.
Continuously monitors and analyzes the businesses risk profile and tolerance to include daily risk monitoring across all relevant risk stripes including market, credit, liquidity and operational risks.
· Identifies emerging risks and advises on risk mitigation strategies.
· Leads the development and implementation of risk assessment and quantification models needed to risk manage the business.
· Oversees and evolves risk reporting processes to enhance the accuracy and effectiveness of risk information.
· Ensures the business risk management practices comply with regulatory requirements and industry best practices. Also, engages with regulators to provide essential risk context.
· Reports risk-related data including risk exposure, compliance to risk policies, and effectiveness of current risk management strategies to the Board of Directors, senior management and various risk committees.
· Collaborates with the business and other key stakeholders to evaluate the risk associated with potential mergers and acquisitions, new product offerings, and other initiatives.
· Plays a central role in shaping the firm's 1LOD/2LOD risk governance model, helping define and clarify roles and responsibilities across the risk lifecycle.
· Leads and scales a growing risk team, with responsibility for hiring, developing and managing talent aligned to the evolving needs of a growing organization.
· Acts as a change agent within a transforming environment, setting strategic direction for risk management as the firm continues to deepen capabilities and platform expansion for advisors.
· Performs other duties and responsibilities as assigned.
**Qualifications:**
**Knowledge, Skills, and Abilities**
**Knowledge of:**
· Advanced knowledge of risks and regulations in all aspects of the Private Client and Asset Management
· Risk assessment methodologies
· Risk governance structure and design
· Risk policy and procedures
· Infrastructure design, risk controls and segregation of duties
· Relevant risk-based regulatory schemes including Basel I and Basel II and current rules under review
· Sarbanes Oxley regulations
· Software development processes
· ISDA/CSA, and MBA documentation with the ability to provide advice on such documentation negotiation from the credit perspective
· Securities/Private Client and Asset Management products and an understanding of the market standard risk management practices
· Broker-dealer supervisory frameworks, retail investment platforms, and UHNW product risks including structured products, alternatives, and advisory platforms
**Skill in:**
· Risk operations, work processes, internal controls and banking regulations
· Excellent communication skills to clearly articulate matters while working with internal and external clients
· Planning and scheduling work to meet regulatory organizational and regulatory requirements
· Identifying and applying appropriate monitoring procedures
· Preparing oral and/or written reports
· Making rule-based and analytical decisions
· Project management skills and with experience to successfully complete long- and short-term projects
· Analytical thinking with demonstrated experience identifying and quantifying complex problems and providing effective resolutions
· Leading through change and ambiguity, and influencing cross-functional stakeholders without formal authority
· Balancing independence and collaboration in a client- and business-facing role
**Ability to:**
· Author policies, procedures, and prepare risk reports for the Executive Committee, Board of Directors, and regulatory agencies as required
· Read, analyze, and interpret complex documents
· Respond effectively to the most sensitive inquiries or complaints
· Deliver persuasive speeches and presentations on controversial or complex topics to top management, public groups, and the Board of Directors
· Apply mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry
· Apply concepts such as fractions, percentages, ratios, and proportions to practical situations
· Define problems, collect data, establish facts, and draw valid conclusions
· Effectively communicate verbally and in writing with management, customers, vendors and staff
· Perform human resource management activities
· Plan, assign, monitor, review, evaluate and lead the work of others
· Coach and mentor others
**Educational/Previous Experience Requirements**
Education/Previous Experience:
· Bachelor's Degree (B.A.), preferably in Mathematics, with a minimum of fifteen (15) years of financial services experience required
· Experience in broker-dealer or wealth management firms preferred, especially with exposure to front-office or first-line risk roles in addition to second-line oversight
· Demonstrated track record building or transforming risk functions and working with UHNW advisory businesses, structured product platforms, or alternative investments is strongly preferred
**_Please note: This role is not eligible for immigration Work Visa sponsorship, either currently or in the future._**

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
**Summary:**
This position is a key role to coordinate efforts and liaise between the U.S. and Tokyo Head Office in various areas, including the administrative support to the Head of Office of Chief Risk Officer for the Americas, business trip arrangements for Head Office Risk Management leadership and the Chief Risk Officer for the Americas, budget management, payment of expenses, accounting, dual-hat management, internal reporting, as well as administrative support and coordination within the organization.
**Major Responsibilities:**
+ Provide administrative support such as scheduling meetings for the Head of Office of Chief Risk Officer for the Americas ("OCROA").
+ Provide support for the following business trip arrangements

1. Head Office Risk Management leadership's visit to the U.S.
2.Tokyo business trip arrangements for Americas Risk Management Managing Directors including the Chief Risk Officer for the Americas
3. Business trips for team members in OCROA
+ Manage budget for the team, create memos for payment of expenses, and create accounting documents for internal reporting and financial management
+ Conduct periodic updates for registration/management of dual-hat members in Americas Enterprise Risk Management Division.
+ Arrange meetings within the organization including Head Office Executives and counterparts such as Corporate Risk Management Division.
+ Support onboarding and offboarding administrative tasks for team members.
+ Support the team in Japanese/English translation of emails and documents in word, excel, and powerpoint by using Copilot as necessary.
+ Refining format of presentation materials in word, excel, and powerpoint
+ Be familiar with administrative tasks within the team to improve workplace effectiveness and efficiency.
+ Effective coordination with key stakeholders outside the team and transparent reporting to management is part of the responsibility.
+ Escalate issues that require management's attention to mitigate execution risks of the above tasks.
**Qualifications:**
+ 3-5-year business experience. Banking sector experience preferred
+ Detail oriented and organized
+ Business level English and Japanese communication skill both in written and verbal manner required
+ Basic computer skills (Word, Excel, and Power Point)
The typical base pay range for this role is between $41 per hour - $61 per hour depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.
MUFG Benefits Summary ( will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: **San Antonio, Plano, or Charlotte** .
**_***_** **_Relocation assistance is available for this position_** **_***_**
**What you will do:**
+ Establishes and maintains an independent Compliance and Operational Risk Management function appropriate for USAA's size, complexity, and risk profile, consistent with regulatory expectations.
+ Understands, assesses, and monitors USAA's risk profile (AML and Operational risk), ensuring appropriate governance, standards, and policies.
+ Supports the independence of the Risk Management function through defined roles, responsibilities, and reporting lines.
+ Guides Risk Management in establishing and monitoring compliance with enterprise-wide risk limits, identifying and aggregating risks, assessing risk positions relative to risk tolerance, and providing relevant risk information to management and the board.
+ Communicates, reports on, and escalates issues on the Association's risk profile, appetite, and emerging trends.
+ Assesses and mitigates competitive and regulatory threats to capital and earnings.
+ Role models USAA's mission, values, culture, and desired behaviors (including risk awareness and accountability).
+ Develops talent within the department, including identification, development, and retention of talent, and overseeing performance management and staff development.
+ Oversees funding, budgeting, and execution of risk management initiatives and projects.
+ Holds self and others accountable to meet commitments by setting and communicating expectations and roles related to risk management.
+ Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.
**Minimum Education:**
Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
**Minimum Experience:**
+ 10 years of experience in a technical discipline (e.g., risk management) with a track record of strategically managing risk functions (credit, market, operational, strategic) during economic cycles.
+ 10 years of relevant experience in a **large financial institution ($100B+), including 5+ years post-Dodd Frank, in a senior risk function** role (e.g., retail banking risk, market and credit risk, operational risk, risk governance).
+ 10 years of people leadership experience in building, managing, and/or developing high-performing teams.
+ 10 years of experience in compliance, including developing Compliance programs, processes, and executing major initiatives within financial services or insurance.
+ Expert knowledge of **financial services or insurance regulations, laws, and regulatory** expectations.
+ Experience working with and presenting to Senior Executive Management and Boards.
+ Strong communication skills.
+ Experience collaborating with cross-matrix teams.
+ Regulatory understanding and application of compliance laws and oversight agencies.
+ Significant knowledge of **risk frameworks (governance, appetite, process, risk and control analysis, control effectiveness measurement, risk management coverage plan)** .
**What sets you apart:**
+ 15+ years' experience with each of the following:
+ Leading multi-product subject areas across a financial institution, such as insurance, investment banking, commercial banking, etc.
+ Leading or auditing a risk or audit program team, especially with an issues management or policy focus.
+ Demonstrated accomplishments in strategic, executive level influence, communication, and change management.
**Compensation range:** The salary range for this position is: $38,250 - 608,850 **.**
**_USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.)._**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: **San Antonio, Plano, or Charlotte** .
**_***_** **_Relocation assistance is available for this position_** **_***_**
**What you will do:**
+ Establishes and maintains an independent Compliance and Operational Risk Management function appropriate for USAA's size, complexity, and risk profile, consistent with regulatory expectations.
+ Understands, assesses, and monitors USAA's risk profile (AML and Operational risk), ensuring appropriate governance, standards, and policies.
+ Supports the independence of the Risk Management function through defined roles, responsibilities, and reporting lines.
+ Guides Risk Management in establishing and monitoring compliance with enterprise-wide risk limits, identifying and aggregating risks, assessing risk positions relative to risk tolerance, and providing relevant risk information to management and the board.
+ Communicates, reports on, and escalates issues on the Association's risk profile, appetite, and emerging trends.
+ Assesses and mitigates competitive and regulatory threats to capital and earnings.
+ Role models USAA's mission, values, culture, and desired behaviors (including risk awareness and accountability).
+ Develops talent within the department, including identification, development, and retention of talent, and overseeing performance management and staff development.
+ Oversees funding, budgeting, and execution of risk management initiatives and projects.
+ Holds self and others accountable to meet commitments by setting and communicating expectations and roles related to risk management.
+ Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.
**Minimum Education:**
Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
**Minimum Experience:**
+ 10 years of experience in a technical discipline (e.g., risk management) with a track record of strategically managing risk functions (credit, market, operational, strategic) during economic cycles.
+ 10 years of relevant experience in a **large financial institution ($100B+), including 5+ years post-Dodd Frank, in a senior risk function** role (e.g., retail banking risk, market and credit risk, operational risk, risk governance).
+ 10 years of people leadership experience in building, managing, and/or developing high-performing teams.
+ 10 years of experience in compliance, including developing Compliance programs, processes, and executing major initiatives within financial services or insurance.
+ Expert knowledge of **financial services or insurance regulations, laws, and regulatory** expectations.
+ Experience working with and presenting to Senior Executive Management and Boards.
+ Strong communication skills.
+ Experience collaborating with cross-matrix teams.
+ Regulatory understanding and application of compliance laws and oversight agencies.
+ Significant knowledge of **risk frameworks (governance, appetite, process, risk and control analysis, control effectiveness measurement, risk management coverage plan)** .
**What sets you apart:**
+ 15+ years' experience with each of the following:
+ Leading multi-product subject areas across a financial institution, such as insurance, investment banking, commercial banking, etc.
+ Leading or auditing a risk or audit program team, especially with an issues management or policy focus.
+ Demonstrated accomplishments in strategic, executive level influence, communication, and change management.
**Compensation range:** The salary range for this position is: $38,250 - 608,850 **.**
**_USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.)._**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Why USAA?**
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
**The Opportunity**
We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: **San Antonio, Plano, or Charlotte** .
**_***_** **_Relocation assistance is available for this position_** **_***_**
**What you will do:**
+ Establishes and maintains an independent Compliance and Operational Risk Management function appropriate for USAA's size, complexity, and risk profile, consistent with regulatory expectations.
+ Understands, assesses, and monitors USAA's risk profile (AML and Operational risk), ensuring appropriate governance, standards, and policies.
+ Supports the independence of the Risk Management function through defined roles, responsibilities, and reporting lines.
+ Guides Risk Management in establishing and monitoring compliance with enterprise-wide risk limits, identifying and aggregating risks, assessing risk positions relative to risk tolerance, and providing relevant risk information to management and the board.
+ Communicates, reports on, and escalates issues on the Association's risk profile, appetite, and emerging trends.
+ Assesses and mitigates competitive and regulatory threats to capital and earnings.
+ Role models USAA's mission, values, culture, and desired behaviors (including risk awareness and accountability).
+ Develops talent within the department, including identification, development, and retention of talent, and overseeing performance management and staff development.
+ Oversees funding, budgeting, and execution of risk management initiatives and projects.
+ Holds self and others accountable to meet commitments by setting and communicating expectations and roles related to risk management.
+ Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities.
**Minimum Education:**
Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
**Minimum Experience:**
+ 10 years of experience in a technical discipline (e.g., risk management) with a track record of strategically managing risk functions (credit, market, operational, strategic) during economic cycles.
+ 10 years of relevant experience in a **large financial institution ($100B+), including 5+ years post-Dodd Frank, in a senior risk function** role (e.g., retail banking risk, market and credit risk, operational risk, risk governance).
+ 10 years of people leadership experience in building, managing, and/or developing high-performing teams.
+ 10 years of experience in compliance, including developing Compliance programs, processes, and executing major initiatives within financial services or insurance.
+ Expert knowledge of **financial services or insurance regulations, laws, and regulatory** expectations.
+ Experience working with and presenting to Senior Executive Management and Boards.
+ Strong communication skills.
+ Experience collaborating with cross-matrix teams.
+ Regulatory understanding and application of compliance laws and oversight agencies.
+ Significant knowledge of **risk frameworks (governance, appetite, process, risk and control analysis, control effectiveness measurement, risk management coverage plan)** .
**What sets you apart:**
+ 15+ years' experience with each of the following:
+ Leading multi-product subject areas across a financial institution, such as insurance, investment banking, commercial banking, etc.
+ Leading or auditing a risk or audit program team, especially with an issues management or policy focus.
+ Demonstrated accomplishments in strategic, executive level influence, communication, and change management.
**Compensation range:** The salary range for this position is: $38,250 - 608,850 **.**
**_USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.)._**
**Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.
**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
_Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._
_USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._
**If you are an existing USAA employee, please use the internal career site in OneSource to apply.**
**Please do not type your first and last name in all caps.**
**_Find your purpose. Join our mission._**
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
California applicants, please review our HR CCPA - Notice at Collection ( here.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

**Work Location:**
Greenville, South Carolina, United States of America
**Hours:**
40
**Pay Details:**
$86,840 - $139,360 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Risk Management
**Job Description:**
**The Group Risk Specialist** will assist teams within US Risk Management in identifying, understanding, and monitoring risks in alignment with the Bank's strategy and Risk Appetite. They will ensure the teams we support remain compliant to framework, policy and standard requirements for various enterprise-wide risk programs governed by Corporate Functions across TD. This position will primarily support Regulatory Compliance Management and Risk and Control Self-Assessments for US Enterprise Risk Management, US Operational Risk Management including Model Risk Management and the Office of the Chief Risk Officer. They should have and should have the ability to read and understand laws, rules, and regulations and how they connect into the areas of we support. Experience facilitating risk assessments and understands the connectivity between processes, risks, and controls as well as performing or challenging testing of controls.
_Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances._
+ Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas
+ Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations
+ Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
+ Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
+ Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
+ Independently manages end-to-end functional programs
+ Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
+ Uses sophisticated analytical thought to exercise judgement and identify solutions
+ Impacts the achievement of sub-function or business line objectives within the area they are accountable for
+ Work is guided by policies and industry standards/methods
+ Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
+ Works autonomously as the lead and guides others within area of expertise
**Education & Experience:**
+ Undergraduate degree or technical certificate and/or
+ 7+ years relevant experience
+ Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline
+ Knowledge of risk management environment, standards, regulations and mitigation
+ Knowledge of current and emerging competitor and market trends
+ Ability to establish goals and objectives which support the strategic plan
+ Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
+ Skill in mentoring and coaching
+ Advanced skill in using analytical software tools, data analysis methods and reporting techniques
+ Skill in using computer applications including MS Office
+ Ability to communicate effectively in both oral and written form
+ Ability to work collaboratively and build relationships across teams and functions
+ Ability to work successfully as a member of a team and independently
+ Ability to exercise sound judgement in making decisions
+ Ability to analyze, organize and prioritize work while meeting multiple deadlines
+ Ability to handle confidential information with discretion
**Preferred Qualifications** :
+ Strong ability to communicate, both verbally and in writing, with stakeholders across all lines of defense at various levels while building relationships across teams and functions
+ Proficient in Excel and PowerPoint
+ Must be organized, proactive, responsive
+ Ability to take complex analysis and summarize.
+ Adaptability to pivot priorities to meet new or unplanned demands
+ Ability to proactively problem-solve and work under pressure to meet deadlines
+ Provide independent opinion, commentary, and recommendations based on strategy and industry best practices.
+ Demonstrate risk intelligence behaviors and outcomes while operating within the Bank's risk appetite.
+ Confident storytelling through slides and verbal presentation
+ Must have skills/qualifications/experience in 3-4 of the following
+ Risk Management
+ Governance and Control 1B
+ Regulatory Compliance Management
+ Risk and Control Assessments
+ Control Testing
**Customer Accountabilities:**
+ Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business
+ Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks
+ Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
+ Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
+ Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
+ Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
+ May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions
+ May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.)
+ May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives
+ Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required
**Shareholder Accountabilities:**
+ Adheres to enterprise frameworks or methodologies that relate to activities for our business area
+ Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
+ Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
+ Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
+ Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
+ Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
+ Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices
+ Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
+ Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues
+ Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements
+ Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
**Employee/Team Accountabilities:**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
+ Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
+ Participates in personal performance management and development activities, including cross training within own team
+ Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
+ Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
+ Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
+ Contributes to a fair, positive and equitable environment that supports a diverse workforce
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
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**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.