2,694 Mortgage jobs in the United States

Position is located in Bluffton, SC.

In-office work arrangement. Will require in-office work and daily travel to local Pulte communities. Monthly Auto Allowance offered.

Mortgage Financing Advisor

The Mortgage Financing Advisor is primarily responsible for precontract and preapproval advisory conversations with potential homebuyers to include builder sales training and support, mortgage loan backlog management, marketing efforts and relationship management across all stakeholders. Non-origination role; however, will support loans that have already been originated through centralized mortgage operations center. Business and production relationship manager and liaison to Mortgage Operations team.

• Meet with buyer prospects to provide financial guidance, expertise and preapproval services.
• Sell the value of Pulte Mortgage to potential buyers requiring financing; setting expectations for application and documentation.
• Relationship building and training with PulteGroup sales consultants.
• Develop partnership with centralized operations teammates.
• Ensure a smooth transition from pre-contract activities to loan application with the Mortgage Operations team.
• Provide accurate loan backlog status visibility during weekly builder meetings; assist in progress of loans through pipeline to ensure on-time construction starts and closings.
• Contribute to branch performance as measured by Capture Retention, Customer Service, Compliance, Focus on Supporting Financial Goals, etc.
• Strong partnership with the Sales team to help sell and close more homes.
• Provide exceptional customer service to all stakeholders.
• Support customer service efforts.
• Perform other duties as assigned.

• Not applicable

• Decision Impact: Individual
• Department Responsibility: None
• Budgetary Responsibility: No
• Direct Reports: No
• Indirect Reports: Yes
• Physical Requirements: Not applicable

• Minimum High School diploma or equivalent. Bachelor's degree preferred.
• Minimum 3-5 years previous related experience in mortgage lending is preferred.
• 1 - 2 years successful sales and/or business development experience is preferred.

• Valid Driver's License as driving is an essential function of this position.
• An active NMLS License is required. Must be able to obtain and maintain mortgage license.

• Ability to communicate actionable and valuable information to various dependent parties at different levels of the organization in a clear, effective, and professional manner.
• Proficiency in Microsoft Office Suite required.
• Ability to be proactive and self-motivated to set and achieve sales goals
• Must have excellent customer service acumen and presentation skills
• Incumbent must have the ability to work in a fast-paced, high-volume environment
• Will possess excellent time management skills. Have the ability to manage multiple priorities, possess analytical and problem-solving skills
• Will possess strong financial acumen
• Mortgage guideline expertise and the ability to structure loans.

• This position is subject to the CFPB Loan Originator Compensation Rule
• Salary offered plus an annual bonus structure. No cold calling and not a commissioned-based position
• This position is office-based, requiring in-office attendance five days a week to foster team collaboration and ensure direct customer engagement
• Candidate should be open to flexible scheduling options and have the ability to adapt to change as needed
• This position consists of a 5-day workweek
• This position will require driving to sales communities across the Division
• Bilingual skills (Spanish/English) preferred

PulteGroup, Inc. and its affiliates do not accept unsolicited resumes from individual recruiters or third party recruiting agencies (collectively, "Recruiters") in response to job postings. If Recruiters nevertheless submit one or more unsolicited resumes to any employee at PulteGroup, Inc. or its affiliates without a valid written agreement in place for this position, it will be deemed the sole property of PulteGroup, Inc. and its affiliates. No fee will be owing or paid to Recruiters who submit unsolicited candidates, in the event the candidate is hired by PulteGroup, Inc. or its affiliates as a result of the referral, without a written agreement between PulteGroup, Inc. and through any means other than via our Applicant Tracking System.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. We will provide a reasonable accommodation to a qualified applicant with a disability that will enable the individual to have an equal opportunity to participate in the application process and to be considered for a job. All employees must be committed to fair and nondiscriminatory lending, in conformity with the Equal Credit Opportunity and Fair Housing acts, and to compliance with all applicable laws, regulations and company policies. Employees must act responsibly in their efforts to provide financial services to Pulte customers and to provide support to Pulte's core purposes. All offers of employment are contingent upon clear results of a comprehensive pre-hire background check including credit, criminal, education and employment. This position is subject to the CFPB Loan Originator Compensation Rule. This Organization Participates in e-Verify. California Privacy Policy.

• Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis
• Process loans from application to closing including but not limited to:
• Collecting and analyzing documents to submit to Underwriting for final approval
• Communicating expectations, requirements and program details though established communication standards
• Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
• Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
• Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
• Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
• Ensure customer service surveys maintain the rating level designated by management
• Communicate with all parties involved in the transaction to keep them informed of file status
• Review and analyze all necessary documentation, including borrower docs and third-party docs
• Interpret policies while analyzing applicant information, property and documentation
• Calculate borrower income for all employment types
• Comprehensive understanding of credit underwriting guidelines

• 3+ years of current experience in Financial Services with Loan Processing experience preferred
• Knowledge of processing, underwriting and closing procedures
• Excellent customer service and communication skills
• Detail oriented and excellent organizational skills
• Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
• Problem-solver with strong analytical skills
• Adheres to directives, procedures and standards
• Ability to work in a paperless environment
• Computer proficiency including Microsoft Office Product Suite
• Candidates must be available to work outside of normal business hours when necessary
• Ability to obtain NMLS-MLO Licenses preferred

Efinity Mortgage is experiencing rapid growth! We are building our capacity by hiring an experienced Mortgage Loan Processor. This position will be considered a "Corporate Processor" and will be supporting overflow needs and for newly hired Loan Officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!

** In-office position Mon - Fri at our Corporate Office by 360/222 **

$50,000 + bonus

• Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
• Prepare and submit detailed loan packages to the lender underwriting department for approval or denial
• Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports
• Input detailed loan process documentation in our system - from origination to close
• Adhere to all lending and regulatory guidelines and policies while preparing the loan file
• Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval

• Must possess exceptional attention to detail, as well as strong analytical and time management skills
• We prefer an Associate’s degree in accounting, finance, or business - High school diploma or GED required
• Excellent written and verbal communication skills are a requirement
• FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
• 2 years minimum experience in loan processing required

Efinity Mortgage has a mission to equip and enable people to live their life's passions. Our core values are:

• Total transparency
• Facilitate the perfect process
• Integrity in everything we do
• Pioneer impactful innovations
• Live life's passions
• Win long-term, together

Compensation details: 5000-5000 Yearly Salary

PI7e344bb45181-34600-38142664

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

General Function:

Under moderate supervision the Homeowner's Assistance Department Counselor initiates contact and provides assistance to consumer and mortgage loan customers who are in default. Counsels and guides the customer in order to achieve workout alternatives based upon customer's circumstances while complying with all investor, company, federal and insurer guidelines. The counselor works to minimize potential losses on delinquent loans by contacting the borrowers &/or their agents, mortgage brokers, real estate agents, title companies, attorneys, investors and insurers to work toward resolution of the delinquency in accordance with departmental and legal guidelines, while ensuring company and investor goals.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Duties and Responsibilities:

• Pursues communication with defaulted customers utilizing manual dialing to offer potential workout alternatives - Contacts delinquent customers to obtain payment commitments.
• Makes collection/demand calls with an account load defined by applicable capacity model.
• Analyze customer's situation and collateral risk to present alternative solutions including Forbearance Plans, Repayment Plans, Modifications, Assumptions, Pre-foreclosure / Short Sales, and Deed in Lieu; Assist in identifying, negotiating and pursuing the appropriate loss mitigation option that best maximizes customer satisfaction and investor return.
• Review, negotiate and recommend action on requests for proposed foreclosure or repossession alternatives within the timeframes established by management.
• Identify, evaluate and resolve reasons for delinquency.
• Ability to explain all workout options within company / investor / insurer guidelines and know the requirements of each one.
• Skip tracing accounts for possible leads to find customers information to contact them.
• Quoting reinstatement amounts, payoffs, and setting up repayment plans within the system.
• Pursues resolution on referrals of non-delinquent customers who request alternatives to allow ownership retention.
• Ensures that all requested documentation has been requested and received from the customer.
• Monitors all accounts associated with Soldiers and Sailors Act to ensure compliance with all required guidelines.
• Record all collection efforts via the collection system.
• Recommend additional actions with Management assistance on delinquent accounts.
• Escalate calls and/or problem accounts to supervisor, repossession, legal or collection agencies as appropriate.
• Provides feedback to management for ideas on process improvement and suggestions for the specialty collections unit.
• Provides administrative support as directed by management.

Minimum Knowledge, Skills and Abilities Required:

• High School Diploma or equivalent required.
• Minimum two years collection, support or related customer service experience; Loss Mitigation experience is preferable but not required.
• Knowledge of basic mortgage default timelines / procedures (bankruptcy / escrow/ foreclosure).
• Knowledge of bank-owned, investor & insurer guidelines for the mortgage and consumer companies.
• Required to know & adhere to FDCPA / Privacy Act / state laws as well as other bank policies in regards to collection guidelines.
• Excellence in consulting and advising customers via telephone and written communication.
• Excellent customer service skills with both external and internal customers.
• Excellent communication, comprehension, listening and negotiation skills.
• Ability to meet deadlines and work independently with medium level of supervision.
• Ability to analyze and suggest resolution to problems.
• Understanding of debt collections in any stage of delinquency (up to 180 days, charge off and bankruptcy). Foreclosure, bankruptcy and REO experience preferred.
• Familiarity with financial statements, tax returns, credit reports, home appraisals, title searches and other documents used to evaluate a pre-foreclosure remedy.
• Strong analytical, problem solving and mathematical skills to be used in financial counseling and evaluation and interpretation of complex information.
• Basic understanding of Mortgage lending and servicing.
• Must be able to work in a team environment to interact well with employees and all levels of the organizations.
• Proficient in Microsoft Word, Outlook, Access and Excel with a minimum level of Intermediate.

Mortgage Collector Location -- Cincinnati, Ohio 45227

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Role: To assist the Credit Union in achieving its Service Mission to deliver Total Member Delight in each and every service interaction with both internal and external members. A key component of this external service is to identify the financial needs of each member and recommend an effective credit union product solution. In addition will provide mortgage and home equity lending information to members.

- Answer questions and assist members with general mortgage and home equity questions or concerns either by telephone, in person or by correspondence.

- Interview loan applicants to obtain required information for mortgage and/or home equity applications.

- Offer members products and services through the ACS system that will assist them in their financial lives.

- Review, evaluate and analyze mortgage and home equity loans within lending guidelines.

- Prepares and or reviews all loan documents for completeness, accuracy and compliance with policies, procedures and applicable regulations.

- Set up, close and disburse home equity and mortgage loans.

- Maintain and monitor taxes and insurance coverage.

- Maintain solid knowledge of mortgage, home equity and consumer lending policies and procedures.

- Service, maintain and update mortgage and home equity files.

- Be responsive and maintain regular communication to ensure a turn around time of 30 days for refinances and 60 days for purchases.

- Perform other duties as assigned.

Experience: One year to three years of similar or related experience.

Education: A high school education or GED.

Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.

Other Skills: - Must be able to work independently with minimal direction.

- Must possess excellent verbal and written communication skills.

- Must be able to use a PC and all types of general office equipment.

- Must have a working knowledge of word processing software, excel, mortgage software and internet.

- Ability to make decisions with minimum information.

- Professionalism in appearance, dress and attitude is a must.

- Must be eligible to register with the Nationwide Mortgage Licensing System & Registry (NMLS) and must maintain registration with NMLS as a registered Mortgage Loan Originator (MLO).

Full Time

40 hours per week

Position can be based in Canton or Potsdam. Will be required to travel to other branches as needed.

Monday - Thursday 8a - 5p, Friday 8a - 5p or 9a - 6p on a rotating basis, and Saturday 9a - 12p on a rotating basis.

$17.50 - $21.50

Actual starting salary will be determined based on skills, experience (to the extent relevant) and other job-related factors, consistent with applicable law. Minimum Salary: 17.50 Maximum Salary: 21.50 Salary Unit: Hourly

Assists with the timely and accurate review of closing documents, delivery of loan files to investors, and clearing of investor conditions to ensure the efficient sale of loans. This role is perfect for someone interested in beginning a career in the mortgage industry. Join a team of dedicated professionals and learn from the best.

This role requires on-site work in Fairfax, VA.

Essential Functions:

• Support the management of post-closing deficiency reports and gather documentation sufficient for the sale of the loan
• Communicate with loan officers, processors, underwriters and closers and any other appropriate parties to quickly and accurately obtain information required to clear noted deficiencies
• Maintain clear and accurate documentation on the progress and disposition of loan files
• Acquire a high level of expertise relative to all mortgage loan documentation required to satisfy post-closing deficiencies, including but not limited to disclosures, documents, appraisals, income, and asset statements

Qualifications:

• Prior work experience in post-closing or mortgage operations preferred but not required
• Proficient in Microsoft Office
• Strong attention to detail and enthusiasm to learn the mortgage process
• Ability to work with a high degree of accuracy in a fast-paced work environment
• Strong written and oral communication skills

This position processes all mortgage loans assigned from the loan officers or supervisors by performing the following essential duties and responsibilities.

Primary Duties:

• Review all new loan applications within 72 hours of receipt of file to ensure compliance with all investor agency/federal compliance guidelines.
• Update loan files, the mortgage computer system, and the tracking system as information is received; prepare final loan package for closing and final approval.
• Determine information needed from customers to successfully process the loan, obtain credit reports, order appraisals, title binders, surveys and tax transcripts; mail verification of deposit, verification of employment, and verification of mortgage forms, and update loan files and tracking systems when forms are returned.
• Review and analyze credit documents for accuracy and compliance with investor/ agency guides. Identify potential problems and discusses them with loan officer and/or supervisor.
• Serve as the contact for borrowers, sellers, and agents involved in loan file, notifying and working with them to resolve any problems that may arise.
• Submit the loan file directly to the underwriting department without prior review from supervisor. If necessary prepare cover letter highlighting compensating factors. Follow up on all outstanding underwriting conditions and resubmit as needed.
• Provide calculation of borrower's income according to investor/agency guides, including but not limited to borrowers with multiple sources of income.
• Follow and monitor the schedule of closing with title companies.
• Prepare loan file for closing, hazard insurance binder, H06 for condominiums and PUDs, complete TRID checklist.
• Final HUD review.
• Update loan officers with current file status weekly.
• Assist post-closing with any investor pend issues.
• Remain informed of all aspects of investor/agency/compliance policies that affect the processing of mortgage loans.
• Remain knowledgeable of all loan programs offered.
• Respond in a timely manner to quality control inquiries/exceptions on all audit reviews.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

• Three to five years of mortgage loan processing experience required.
• Full understanding of FHA/VA, FNMA, FHLMC, FDIC Compliance, ATR/QM, mortgage audit underwriting, appraisal and investor guidelines.
• Proficient computer and accurate typing skills.
• Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
• Ability to manage time, prioritize and multi-task.
• Ability to work extremely well with internal and external customers using excellent written and oral communication skills.
• Detail oriented with the ability to put puzzle pieces together.
• Ability to work well with people with diversified personalities.
• Ability to work as a team member.
• Self-motivated to research and problem solve.

• Originate HELOCs (Home Equity Line of Credit), portfolio loans, and fixed rate loans which are sold in secondary market including purchases and refinances
• Initiate and Execute revenue generating activities including business development, customer and referral relationship development, community outreach, schedule/attend closing (if applicable) and financial education with documentation in CRM software
• Manage pipeline and customer expectations through communication throughout the loan process
• Structure loans according to customer goals and overall credit acceptance practices utilizing the 5 C's of credit for pre-qualifications and active loan requests
• Collect, analyze and communicate with borrower the initial required information needed to process/underwrite a loan including income/assets, credit and collateral related documentation to determine qualification through the Automated Underwriting System (AUS)
• Prepare write up of borrower request and any unique characteristics of the loan to assist future loan partners with assistance from regional leader or mentor and obtain appropriate loan approval.
• Cross sell additional bank products and services as well as provide constructive financial counseling and plan for future loan requests
• Perform tasks on loan files to comply with Freddie Mac guidelines, Mortgage Insurance guidelines or specific product requirements and bank specific details such as ordering PMI, interest rates, rate locks and in the event of denied/withdrawn applications, adverse action
• Review and communicate explanation of loan disclosures including the Loan Estimate and Closing Disclosure
• Maintain awareness of and adhere to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
• Deliver a consistent, high level of service within our Serving More standards
• Other duties as assigned

• Interpersonal/Customer Service Skills
• Written and Verbal Communication
• Ability to understand and follow directions
• Adaptable to change
• Basic Computer Skills
• Ability to influence others
• Ability to build collaborative relationships
• Ability to work as part of a team
• Organized Skills/Detail Oriented
• Analytical Thinking
• Technical Expertise