2,868 Mortgage jobs in the United States

• Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis
• Process loans from application to closing including but not limited to:
• Collecting and analyzing documents to submit to Underwriting for final approval
• Communicating expectations, requirements and program details though established communication standards
• Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
• Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
• Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
• Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
• Ensure customer service surveys maintain the rating level designated by management
• Communicate with all parties involved in the transaction to keep them informed of file status
• Review and analyze all necessary documentation, including borrower docs and third-party docs
• Interpret policies while analyzing applicant information, property and documentation
• Calculate borrower income for all employment types
• Comprehensive understanding of credit underwriting guidelines

• 3+ years of current experience in Financial Services with Loan Processing experience preferred
• Knowledge of processing, underwriting and closing procedures
• Excellent customer service and communication skills
• Detail oriented and excellent organizational skills
• Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
• Problem-solver with strong analytical skills
• Adheres to directives, procedures and standards
• Ability to work in a paperless environment
• Computer proficiency including Microsoft Office Product Suite
• Candidates must be available to work outside of normal business hours when necessary
• Ability to obtain NMLS-MLO Licenses preferred

Efinity Mortgage is experiencing rapid growth! We are building our capacity by hiring an experienced Mortgage Loan Processor. This position will be considered a "Corporate Processor" and will be supporting overflow needs and for newly hired Loan Officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today! ** In-office position Mon - Fri at our Corporate Office by 360/222 ** Responsibilities: Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files Prepare and submit detailed loan packages to the lender underwriting department for approval or denial Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports Input detailed loan process documentation in our system - from origination to close Adhere to all lending and regulatory guidelines and policies while preparing the loan file Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval Qualifications: Must possess exceptional attention to detail, as well as strong analytical and time management skills We prefer an Associates degree in accounting, finance, or business - High school diploma or GED required Excellent written and verbal communication skills are a requirement FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required 2 years minimum experience in loan processing required Compensation: $50,000 + bonus

Compensation:
$50,000 per year

A Mortgage Loan Processor organizes the paperwork and documents pertaining to a mortgage loan. They are responsible for preparing disclosures, ordering appraisals, title work and escrow. Processors confirm data as compiled by the loan originator in S Mortgage Processor, Processor, Mortgage, Loan Processor, Processing, Banking, Underwriting

At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service is more than part of our name, its our mission and our purpose.

The Mortgage Loans Processor is accountable for a pipeline of residential mortgage loan applications from the time that the application has been completed to closing. The Processor will collect information needed for the Underwriter to render a credit decision. The processor will also collect and review stipulations for accuracy (i.e. income, assets, insurance, etc.) as well as order 3rd party services such as title insurance, appraisals, verification of employment.Additionally, the processor will be responsible for understanding regulatory disclosure timelines and division underwriting guidelines and required documentation.

Job Responsibilities:

• Manage a pipeline of various numbers of loans efficiently and deliver an excellent customer experience.
• Proactively gather and review of underwriting documentation from the applicant and any applicable third parties.
• Responsible for timely submission of underwriting conditions to the Underwriter.
• Review underwriting conditions received from the customer of third parties to ensure that the underwriting conditions are properly addresses.
• Review file documentation for missing or erroneous information.
• Maintain all required documentation pertaining to assigned loans within the loan origination system.
• Regularly communicate mortgage loan statuses with the Mortgage Loan Originators and the applicant.
• Regular pipeline follow-up within the company standards.
• Ensure that the appropriate levels of mortgage insurance is obtained where applicable.
• Review loan documentation to ensure that it meets the conditions set forth by Underwriting.
• Process and close, at minimum the expected number of loans each month.
• Communicate in writing and verbally with internal business partners, third parties, and to the applicant.
• Ensure that all loans are cleared to close by the underwriter within the division SLAs and customer expectations.
• Ensure that loans requiring escalation are brought to managements attention.

Minimum Qualifications:

• A bachelors degree (preferred) or equivalent relevant job experience.
• A minimum of 2 years mortgage processing experience.
• Must have strong understanding of the mortgage process flow.
• Must have strong organizational skills.
• Must have a proven track record of pro-active problem solving.
• Must have the ability to multi-task in a high volume and high paced environment.
• Must be customer focused and dedicated to delivering a stellar customer experience.
• Must have an understanding of residential mortgage products.
• Must have a general understanding of underwriting guidelines for product suite offerings.
• Must be able to perform at a high level with minimal supervision.
• Must have excellent written and oral communication skills.
• Must have a track record of building strong internal and external partnerships.
• Must have proactive problem solving skills.

Salary Range:

Job Description

At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service is more than part of our name, its our mission and our purpose.

The Mortgage Loans Processor is accountable for a pipeline of residential mortgage loan applications from the time that the application has been completed to closing. The Processor will collect information needed for the Underwriter to render a credit decision. The processor will also collect and review stipulations for accuracy (i.e. income, assets, insurance, etc.) as well as order 3rd party services such as title insurance, appraisals, verification of employment.Additionally, the processor will be responsible for understanding regulatory disclosure timelines and division underwriting guidelines and required documentation.

Job Responsibilities:

• Manage a pipeline of various numbers of loans efficiently and deliver an excellent customer experience.
• Proactively gather and review of underwriting documentation from the applicant and any applicable third parties.
• Responsible for timely submission of underwriting conditions to the Underwriter.
• Review underwriting conditions received from the customer of third parties to ensure that the underwriting conditions are properly addresses.
• Review file documentation for missing or erroneous information.
• Maintain all required documentation pertaining to assigned loans within the loan origination system.
• Regularly communicate mortgage loan statuses with the Mortgage Loan Originators and the applicant.
• Regular pipeline follow-up within the company standards.
• Ensure that the appropriate levels of mortgage insurance is obtained where applicable.
• Review loan documentation to ensure that it meets the conditions set forth by Underwriting.
• Process and close, at minimum the expected number of loans each month.
• Communicate in writing and verbally with internal business partners, third parties, and to the applicant.
• Ensure that all loans are cleared to close by the underwriter within the division SLAs and customer expectations.
• Ensure that loans requiring escalation are brought to managements attention.

Minimum Qualifications:

• A bachelors degree (preferred) or equivalent relevant job experience.
• A minimum of 2 years mortgage processing experience.
• Must have strong understanding of the mortgage process flow.
• Must have strong organizational skills.
• Must have a proven track record of pro-active problem solving.
• Must have the ability to multi-task in a high volume and high paced environment.
• Must be customer focused and dedicated to delivering a stellar customer experience.
• Must have an understanding of residential mortgage products.
• Must have a general understanding of underwriting guidelines for product suite offerings.
• Must be able to perform at a high level with minimal supervision.
• Must have excellent written and oral communication skills.
• Must have a track record of building strong internal and external partnerships.
• Must have proactive problem solving skills.

Salary Range:

Individual base pay may vary on additional factors such as the candidates experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.

In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associates location and employment status. For more information about Associate benefits, please visit

WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at

WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

This position processes all mortgage loans assigned from the loan officers or supervisors by performing the following essential duties and responsibilities.

Primary Duties:

• Review all new loan applications within 72 hours of receipt of file to ensure compliance with all investor agency/federal compliance guidelines.
• Update loan files, the mortgage computer system, and the tracking system as information is received; prepare final loan package for closing and final approval.
• Determine information needed from customers to successfully process the loan, obtain credit reports, order appraisals, title binders, surveys and tax transcripts; mail verification of deposit, verification of employment, and verification of mortgage forms, and update loan files and tracking systems when forms are returned.
• Review and analyze credit documents for accuracy and compliance with investor/ agency guides. Identify potential problems and discusses them with loan officer and/or supervisor.
• Serve as the contact for borrowers, sellers, and agents involved in loan file, notifying and working with them to resolve any problems that may arise.
• Submit the loan file directly to the underwriting department without prior review from supervisor. If necessary prepare cover letter highlighting compensating factors. Follow up on all outstanding underwriting conditions and resubmit as needed.
• Provide calculation of borrower's income according to investor/agency guides, including but not limited to borrowers with multiple sources of income.
• Follow and monitor the schedule of closing with title companies.
• Prepare loan file for closing, hazard insurance binder, H06 for condominiums and PUDs, complete TRID checklist.
• Final HUD review.
• Update loan officers with current file status weekly.
• Assist post-closing with any investor pend issues.
• Remain informed of all aspects of investor/agency/compliance policies that affect the processing of mortgage loans.
• Remain knowledgeable of all loan programs offered.
• Respond in a timely manner to quality control inquiries/exceptions on all audit reviews.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

• Three to five years of mortgage loan processing experience required.
• Full understanding of FHA/VA, FNMA, FHLMC, FDIC Compliance, ATR/QM, mortgage audit underwriting, appraisal and investor guidelines.
• Proficient computer and accurate typing skills.
• Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
• Ability to manage time, prioritize and multi-task.
• Ability to work extremely well with internal and external customers using excellent written and oral communication skills.
• Detail oriented with the ability to put puzzle pieces together.
• Ability to work well with people with diversified personalities.
• Ability to work as a team member.
• Self-motivated to research and problem solve.

As a processor, your goal is to create raving fans of your customers which are the borrowers, sales, and underwriting staff. You will process loans in accordance with company policies and procedures. At PRMG, we make it our mission to place individuals in a job capacity that compliments their skill sets and strengths that allows for personal growth and future career advancement. We believe in cultivating a family like work environment where our company culture is known for its casual, yet professional, team-oriented setting and most importantly we value work life balance.

PRMG offers competitive compensation and benefits (medical, dental, vision, 401k, holidays, two weeks' vacation, five sick days, and access to our employee discount programs) for our full-time employees. PRMG is looking for like-minded passionate individuals to join our team. If you are interested in taking the next step in your career, apply now!

1. Verifies, compiles, and inputs/updates application information for mortgage loans
2. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment
3. Recommends that loan not meeting standards be denied or restructured
4. Is able to run AUS after application data is confirmed to be accurate and meets guidelines
5. Is able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application
6. Is able to complete and generate various loan application forms/disclosures for borrowers
7. Is able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan
8. Is able to perform necessary follow up on any items required for the loan in a timely manner (i.e.title, insurance, appraisal, loan conditions from borrower, etc.)
9. Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered
10. Submits mortgage loan application file for underwriting approval
11. Types and emails/mails approval and denial letters to applicants
12. Submits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlement
13. Uses all required checklists for underwriting and closing departments
14. Keeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or denied
15. Is able to communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan Approval
16. Performs other related duties as assigned
17. Submits conditions to Underwriter
18. Oversees Jr Loan Processor's duties if applicable to branch

Experience:

• Two or more years of loan processing experience or
• Xinnix Training completion for Processing required AND Processing mentor assigned by branch with 2+ years active processing experience

Skills:

• Ability to make sound judgments regarding the resolution of customer service issues
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative
• Ability to handle detailed assignments and maintain confidentiality
• Excellent communication and interpersonal skills
• Organizational skills necessary to prioritize workload

Education:

• High School Diploma or equivalent

Travel:

• None

At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

USD $40,000.00/Yr.

USD $55,000.00/Yr.

This position processes all mortgage loans assigned from the loan officers or supervisors by performing the following essential duties and responsibilities.

Primary Duties:

• Review all new loan applications within 72 hours of receipt of file to ensure compliance with all investor agency/federal compliance guidelines.
• Update loan files, the mortgage computer system, and the tracking system as information is received; prepare final loan package for closing and final approval.
• Determine information needed from customers to successfully process the loan, obtain credit reports, order appraisals, title binders, surveys and tax transcripts; mail verification of deposit, verification of employment, and verification of mortgage forms, and update loan files and tracking systems when forms are returned.
• Review and analyze credit documents for accuracy and compliance with investor/ agency guides. Identify potential problems and discusses them with loan officer and/or supervisor.
• Serve as the contact for borrowers, sellers, and agents involved in loan file, notifying and working with them to resolve any problems that may arise.
• Submit the loan file directly to the underwriting department without prior review from supervisor. If necessary prepare cover letter highlighting compensating factors. Follow up on all outstanding underwriting conditions and resubmit as needed.
• Provide calculation of borrower's income according to investor/agency guides, including but not limited to borrowers with multiple sources of income.
• Follow and monitor the schedule of closing with title companies.
• Prepare loan file for closing, hazard insurance binder, H06 for condominiums and PUDs, complete TRID checklist.
• Final HUD review.
• Update loan officers with current file status weekly.
• Assist post-closing with any investor pend issues.
• Remain informed of all aspects of investor/agency/compliance policies that affect the processing of mortgage loans.
• Remain knowledgeable of all loan programs offered.
• Respond in a timely manner to quality control inquiries/exceptions on all audit reviews.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

• Three to five years of mortgage loan processing experience required.
• Full understanding of FHA/VA, FNMA, FHLMC, FDIC Compliance, ATR/QM, mortgage audit underwriting, appraisal and investor guidelines.
• Proficient computer and accurate typing skills.
• Ability to function efficiently and effectively under deadlines and stress while maintaining a professional and mature profile.
• Ability to manage time, prioritize and multi-task.
• Ability to work extremely well with internal and external customers using excellent written and oral communication skills.
• Detail oriented with the ability to put puzzle pieces together.
• Ability to work well with people with diversified personalities.
• Ability to work as a team member.
• Self-motivated to research and problem solve.

• Generate New Business:
• • Develop and maintain relationships with Realtors, builders, financial advisors, and other referral sources.
  • Actively prospect for new clients through networking events, social media, and community involvement.
• Consult with Borrowers:
• • Guide clients through mortgage product options to find the best loan solutions based on their financial goals.
  • Pre-qualify and pre-approve borrowers by reviewing income, credit, and asset documentation.
• Loan Origination and Pipeline Management:
• • Take complete and accurate loan applications.
  • Manage the loan pipeline to ensure all required documents are collected and loans close on time.
  • Communicate proactively with borrowers, Realtors, and internal teams to keep all parties informed.
• Compliance and Risk Management:
• • Ensure all loan files meet regulatory and company compliance standards.
  • Stay updated on current lending guidelines, products, and market trends.
• Customer Experience Management:
• • Deliver a high-quality borrower experience from initial consultation to post-closing follow-up.
  • Handle any client concerns promptly to maintain satisfaction and encourage repeat business and referrals.
• Marketing and Personal Brand Development:
• • Utilize company-provided marketing tools to stay visible to your database and referral network.
  • Create co-branded campaigns and manage social media presence to drive lead generation.

• Active NMLS License required.
• Proven track record of success in mortgage loan origination (minimum 2 years preferred).
• Strong knowledge of conventional, FHA, VA, and other loan products.
• Excellent communication, interpersonal, and consultative sales skills.
• Self-motivated with the ability to work independently and manage a production pipeline.
• Proficiency with mortgage industry software and CRM platforms is a plus.

• Competitive compensation plan with uncapped earning potential.
• Access to cutting-edge technology and digital mortgage tools.
• In-house processing, underwriting, and closing teams to support fast turn times.
• Comprehensive marketing resources to help you grow your business.
• A collaborative and supportive company culture focused on your success.
• Recognition programs and opportunities for career growth.