4,868 Fintech jobs in the United States

Summary

The BSA Fintech Analyst plays a key role in supporting the oversight and execution of Dickinson Financial Corporation's ("DFC") BSA/AML Program within the Banking-as-a-Service (BaaS) segment. Reporting to the Director of BSA, this position is responsible for managing critical components of the Fintech BSA/AML framework in close collaboration with leadership. The Analyst contributes to DFC's mission of delivering BaaS solutions in a safe, sound, and compliant manner by identifying, monitoring, investigating, and reporting suspicious activities related to fraud, money laundering, and other potential violations of law. This role ensures timely and accurate completion of all related tasks and reporting obligations, maintaining strong alignment with regulatory expectations and internal standards.

Responsibilities

• Support the development and ongoing maintenance of BaaS-related policies and procedures in alignment with current regulations, including BSA, AML, CIP, and OFAC requirements.

• Assist the Director of BSA in evaluating prospective Fintech partners through interviews, policy and procedure reviews, and risk assessments.

• Monitor daily BSA/AML/CFT and OFAC-related activities of BaaS partners to ensure timely and effective investigation of suspicious or potentially fraudulent transactions.

• Compile and prepare data for reporting to various levels of management, including the Board of Directors.

• Gather and organize documentation for BSA/AML-related exams, audits, model validations, law enforcement inquiries, subpoenas, and other regulatory requests.

• Respond to Section 314(a) Patriot Act search requests by collecting and documenting relevant information.

• Ensure regulatory reports are prepared accurately, submitted on time, and properly documented and retained.

• Investigate and draft recommendations for BaaS-related Suspicious Activity Reports (SARs), ensuring thorough and accurate reporting.

• Maintain quality control standards for all BaaS-related report filings.

• Collaborate with other business units to streamline and improve compliance-related processes.

• Actively engage in professional development, including one-on-one meetings, departmental discussions, and other assigned BSA compliance duties.

• Attend BSA/AML training sessions to stay current on industry best practices, laws, regulations, and internal policies.

• Conduct all responsibilities in full compliance with applicable laws, regulations, and bank policies.

• Communicate with branch associates and other departments to clarify client activity, while maintaining strict confidentiality.

• Make sound, risk-based decisions and recommendations regarding client activity, including escalation or continued monitoring as needed.

• Protect all client and bank information confidentially and follow all company policies.

• Understand, communicate, and instill the Company's mission, vision, and values (Pillars of Success).

• Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.

• Working at the worksite during regular business hours and/or assigned hours.

• Other specified duties as assigned.

Skills

• Strong analytical skills with the ability to conduct thorough and logical investigations.

• Ability to understand and work with complex concepts independently, with minimal guidance.

• Adaptability and flexibility in managing shifting priorities, deadlines, and high-volume workflows in a fast-paced environment.

• Proven ability to build and maintain effective working relationships across departments and with external partners.

• High level of professionalism and discretion in handling sensitive and confidential information.

• Keen ability to recognize and assess potentially suspicious client activity.

• Excellent interpersonal, verbal, and written communication skills.

• Strong time management skills with the ability to work independently and collaboratively within a team.

• Exceptional attention to detail, problem-solving abilities, and a commitment to producing high-quality work.

• Proficiency in Microsoft Word and Excel.

• Self-driven and results-oriented with a proactive approach to responsibilities.

• Well-developed organizational skills with the ability to manage multiple tasks efficiently.

Education & Experience

• Bachelor's degree in business administration, Finance, or a related field or equivalent professional experience in a relevant domain.

• Minimum of 3-4 years of hands-on experience conducting investigations in BSA/AML compliance. Required.

• Strong understanding of Banking-as-a-Service (BaaS), Fintech, and/or traditional banking operations and systems. Required.

• Proficiency with BSA/AML interdiction software is required. Familiarity with platforms such as Verafin or Unit21 is preferred.

• Demonstrated ability to make timely, high-quality decisions in complex or ambiguous situations. Strong analytical and critical thinking skills are essential.

Physical Requirements

The work environment is typical of a standard office or retail banking setting. The position is sedentary, involving sitting most of the workday; however, the position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required. Position requires lifting and/or the exerting of up to 10 pounds of force.

Benefits

Full-time associates are eligible for our benefits package:

• Medical

• Dental

• Vision

• 401(k) plan

• Company paid life insurance

• Short and Long-term disability insurance

• Company paid vacation, paid leave and holidays

This position will remain open until a qualified applicant is hired.

Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email

• Support the development and ongoing maintenance of BaaS-related policies and procedures in alignment with current regulations, including BSA, AML, CIP, and OFAC requirements.
• Assist the Director of BSA in evaluating prospective Fintech partners through interviews, policy and procedure reviews, and risk assessments.
• Monitor daily BSA/AML/CFT and OFAC-related activities of BaaS partners to ensure timely and effective investigation of suspicious or potentially fraudulent transactions.
• Compile and prepare data for reporting to various levels of management, including the Board of Directors.
• Gather and organize documentation for BSA/AML-related exams, audits, model validations, law enforcement inquiries, subpoenas, and other regulatory requests.
• Respond to Section 314(a) Patriot Act search requests by collecting and documenting relevant information.
• Ensure regulatory reports are prepared accurately, submitted on time, and properly documented and retained.
• Investigate and draft recommendations for BaaS-related Suspicious Activity Reports (SARs), ensuring thorough and accurate reporting.
• Maintain quality control standards for all BaaS-related report filings.
• Collaborate with other business units to streamline and improve compliance-related processes.
• Actively engage in professional development, including one-on-one meetings, departmental discussions, and other assigned BSA compliance duties.
• Attend BSA/AML training sessions to stay current on industry best practices, laws, regulations, and internal policies.
• Conduct all responsibilities in full compliance with applicable laws, regulations, and bank policies.
• Communicate with branch associates and other departments to clarify client activity, while maintaining strict confidentiality.
• Make sound, risk-based decisions and recommendations regarding client activity, including escalation or continued monitoring as needed.
• Protect all client and bank information confidentially and follow all company policies.
• Understand, communicate, and instill the Company's mission, vision, and values (Pillars of Success).
• Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
• Working at the worksite during regular business hours and/or assigned hours.
• Other specified duties as assigned.

• Strong analytical skills with the ability to conduct thorough and logical investigations.
• Ability to understand and work with complex concepts independently, with minimal guidance.
• Adaptability and flexibility in managing shifting priorities, deadlines, and high-volume workflows in a fast-paced environment.
• Proven ability to build and maintain effective working relationships across departments and with external partners.
• High level of professionalism and discretion in handling sensitive and confidential information.
• Keen ability to recognize and assess potentially suspicious client activity.
• Excellent interpersonal, verbal, and written communication skills.
• Strong time management skills with the ability to work independently and collaboratively within a team.
• Exceptional attention to detail, problem-solving abilities, and a commitment to producing high-quality work.
• Proficiency in Microsoft Word and Excel.
• Self-driven and results-oriented with a proactive approach to responsibilities.
• Well-developed organizational skills with the ability to manage multiple tasks efficiently.

• Bachelor's degree in business administration, Finance, or a related field or equivalent professional experience in a relevant domain.
• Minimum of 3-4 years of hands-on experience conducting investigations in BSA/AML compliance. Required.
• Strong understanding of Banking-as-a-Service (BaaS), Fintech, and/or traditional banking operations and systems. Required.
• Proficiency with BSA/AML interdiction software is required. Familiarity with platforms such as Verafin or Unit21 is preferred.
• Demonstrated ability to make timely, high-quality decisions in complex or ambiguous situations. Strong analytical and critical thinking skills are essential.

• Medical
• Dental
• Vision
• 401(k) plan
• Company paid life insurance
• Short and Long-term disability insurance
• Company paid vacation, paid leave and holidays

• Overall IB and BA experience between 15+ years
• Ability to work directly with Senior Managers to get into details as needed
• Has deep experience as an Analyst in Fintech
• Excellent verbal and written communication skill
• Organized and structured
• Very detail oriented and diligent
• Has deep experience as an Analyst in Fintech
• Outstanding Excel, Powerpoint skills
• Can work independently and an out of the box thinker
• Maintain The book of work, cover project delivery and non project items such as town halls coordination etc.
• Solid functional knowledge, logical thinking, ability to evaluate the impact to the system due to proposed changes
• Knowledge of trade life cycle and Strong exposure to at least 2 asset classes - Equity, Fixed income, derivatives products - future, forwards, option, swaps
• Strong technical knowledge - Sql and DB query tools
• Good Knowledge on data Analysis
• Should be well versed with BA practices
• Excellent communication skills - spoken, written
• Ability to handle multiple users/stakeholders

Diverse Lynx LLC is an Equal Employment Opportunity employer. All qualified applicants will receive due consideration for employment without any discrimination. All applicants will be evaluated solely on the basis of their ability, competence and their proven capability to perform the functions outlined in the corresponding role. We promote and support a diverse workforce across all levels in the company.

• Ensure fintech banking and digital payment services comply with federal and state regulations (BSA/AML, Reg E, Reg Z, UDAAP).
• Partner with product, operations, and technology teams to embed compliance into new solutions.
• Conduct compliance risk assessments, monitoring, audits, and transaction reviews.
• Maintain and update policies, procedures, and controls to reflect evolving regulations.
• Provide training, guidance, and support for teams and fintech partners on compliance requirements.
• Prepare for audits, examinations, and regulatory reporting.
• Stay current on regulatory changes and industry best practices to proactively advise the business.
• Collaborate across the organization to position compliance as a strategic enabler of innovation.

• Bachelor's degree in Finance, Business, Legal Studies, or related field (or equivalent experience).
• Analytical thinker with excellent problem-solving and communication skills.
• Experience in financial services compliance, payments, or fintech. (preferred)
• Strong knowledge of applicable banking and payments regulations. (preferred)

Job DescriptionJob Description

Title: Solutions Architect
Location: SF Bay Area | New York City (In-Office )
Employment Type: Full-Time
Team: Solutions & Customer Engineering

About the Client

Our client is an ambitious technology company transforming critical infrastructure within a major financial services sector. By building fully programmatic systems, they aim to automate and modernize regulatory, operational, and capital workflows for a historically complex and high-value industry. The team features experienced professionals from top-tier fintech and tech firms and is supported by well-known institutional and angel investors.

About the Role

Our client is seeking a Solutions Architect to take the lead on technical engagements with enterprise and growth-stage customers. This role is at the intersection of engineering, product, and client strategy, playing a pivotal role in guiding customers from initial technical discovery to seamless integration and sustained success. You’ll be the trusted technical partner to product and engineering teams, helping them design and deploy scalable solutions using a robust API-first platform.

Ideal candidates will have a strong technical foundation, excellent problem-solving abilities, and a deep appreciation for working collaboratively with clients. You’ll serve as a hybrid of a solutions engineer, architect, and strategist—ensuring technical alignment and enabling long-term customer growth.

Responsibilities

• Collaborate with Sales and Customer Success teams in both pre- and post-sales phases to craft integration solutions using the platform’s APIs.

• Drive onboarding strategies for customers, managing a spectrum of integration approaches from drop-in components to full API integrations.

• Translate nuanced operational requirements into architectural and implementation roadmaps.

• Act as the primary technical liaison for customer engineering teams throughout the integration lifecycle.

• Troubleshoot technical challenges and partner with internal engineering and product teams to resolve complex issues.

• Develop scalable implementation templates and reusable playbooks for faster deployment cycles.

• Capture and relay customer feedback and emerging needs to influence the product roadmap.

• Support customers in scaling their usage with a focus on performance, flexibility, and long-term maintainability.

Requirements

• 5+ years in a customer-facing technical role such as Solutions Architect, Implementation Engineer, or Sales Engineer.

• Hands-on experience integrating with modern, API-first platforms and building scalable technical solutions.

• Strong fluency in system design, REST APIs, developer tooling, and data integration.

• Clear and empathetic communicator, adept at simplifying technical concepts for a broad range of stakeholders.

• Track record working with a variety of clients, from early-stage startups to large enterprises.

• Highly organized and effective at managing multiple implementation projects concurrently.

• Energized by fast-paced environments, early-stage dynamics, and process-building.

• Experience in financial technology or regulated industries is advantageous.

• Familiarity with tools like Postman and scripting in such as Python or JavaScript is a plus.

Benefits & Why Join

• Be part of a team reshaping a foundational segment of the financial system.

• Collaborate with top-tier professionals from leading technology and fintech companies.

• Work on high-impact products that address real-world, mission-critical challenges.

• Competitive compensation package with equity and full benefits in a high-growth environment.

Job DescriptionJob Description

Title: Solutions Architect
Location: SF Bay Area | New York City (In-Office )
Employment Type: Full-Time
Team: Solutions & Customer Engineering

About the Client

Our client is an ambitious technology company transforming critical infrastructure within a major financial services sector. By building fully programmatic systems, they aim to automate and modernize regulatory, operational, and capital workflows for a historically complex and high-value industry. The team features experienced professionals from top-tier fintech and tech firms and is supported by well-known institutional and angel investors.

About the Role

Our client is seeking a Solutions Architect to take the lead on technical engagements with enterprise and growth-stage customers. This role is at the intersection of engineering, product, and client strategy, playing a pivotal role in guiding customers from initial technical discovery to seamless integration and sustained success. You’ll be the trusted technical partner to product and engineering teams, helping them design and deploy scalable solutions using a robust API-first platform.

Ideal candidates will have a strong technical foundation, excellent problem-solving abilities, and a deep appreciation for working collaboratively with clients. You’ll serve as a hybrid of a solutions engineer, architect, and strategist—ensuring technical alignment and enabling long-term customer growth.

Responsibilities

• Collaborate with Sales and Customer Success teams in both pre- and post-sales phases to craft integration solutions using the platform’s APIs.

• Drive onboarding strategies for customers, managing a spectrum of integration approaches from drop-in components to full API integrations.

• Translate nuanced operational requirements into architectural and implementation roadmaps.

• Act as the primary technical liaison for customer engineering teams throughout the integration lifecycle.

• Troubleshoot technical challenges and partner with internal engineering and product teams to resolve complex issues.

• Develop scalable implementation templates and reusable playbooks for faster deployment cycles.

• Capture and relay customer feedback and emerging needs to influence the product roadmap.

• Support customers in scaling their usage with a focus on performance, flexibility, and long-term maintainability.

Requirements

• 5+ years in a customer-facing technical role such as Solutions Architect, Implementation Engineer, or Sales Engineer.

• Hands-on experience integrating with modern, API-first platforms and building scalable technical solutions.

• Strong fluency in system design, REST APIs, developer tooling, and data integration.

• Clear and empathetic communicator, adept at simplifying technical concepts for a broad range of stakeholders.

• Track record working with a variety of clients, from early-stage startups to large enterprises.

• Highly organized and effective at managing multiple implementation projects concurrently.

• Energized by fast-paced environments, early-stage dynamics, and process-building.

• Experience in financial technology or regulated industries is advantageous.

• Familiarity with tools like Postman and scripting in such as Python or JavaScript is a plus.

Benefits & Why Join

• Be part of a team reshaping a foundational segment of the financial system.

• Collaborate with top-tier professionals from leading technology and fintech companies.

• Work on high-impact products that address real-world, mission-critical challenges.

• Competitive compensation package with equity and full benefits in a high-growth environment.

Job DescriptionJob Description

Title: Solutions Architect
Location: SF Bay Area | New York City (In-Office )
Employment Type: Full-Time
Team: Solutions & Customer Engineering

About the Client

Our client is an ambitious technology company transforming critical infrastructure within a major financial services sector. By building fully programmatic systems, they aim to automate and modernize regulatory, operational, and capital workflows for a historically complex and high-value industry. The team features experienced professionals from top-tier fintech and tech firms and is supported by well-known institutional and angel investors.

About the Role

Our client is seeking a Solutions Architect to take the lead on technical engagements with enterprise and growth-stage customers. This role is at the intersection of engineering, product, and client strategy, playing a pivotal role in guiding customers from initial technical discovery to seamless integration and sustained success. You’ll be the trusted technical partner to product and engineering teams, helping them design and deploy scalable solutions using a robust API-first platform.

Ideal candidates will have a strong technical foundation, excellent problem-solving abilities, and a deep appreciation for working collaboratively with clients. You’ll serve as a hybrid of a solutions engineer, architect, and strategist—ensuring technical alignment and enabling long-term customer growth.

Responsibilities

• Collaborate with Sales and Customer Success teams in both pre- and post-sales phases to craft integration solutions using the platform’s APIs.

• Drive onboarding strategies for customers, managing a spectrum of integration approaches from drop-in components to full API integrations.

• Translate nuanced operational requirements into architectural and implementation roadmaps.

• Act as the primary technical liaison for customer engineering teams throughout the integration lifecycle.

• Troubleshoot technical challenges and partner with internal engineering and product teams to resolve complex issues.

• Develop scalable implementation templates and reusable playbooks for faster deployment cycles.

• Capture and relay customer feedback and emerging needs to influence the product roadmap.

• Support customers in scaling their usage with a focus on performance, flexibility, and long-term maintainability.

Requirements

• 5+ years in a customer-facing technical role such as Solutions Architect, Implementation Engineer, or Sales Engineer.

• Hands-on experience integrating with modern, API-first platforms and building scalable technical solutions.

• Strong fluency in system design, REST APIs, developer tooling, and data integration.

• Clear and empathetic communicator, adept at simplifying technical concepts for a broad range of stakeholders.

• Track record working with a variety of clients, from early-stage startups to large enterprises.

• Highly organized and effective at managing multiple implementation projects concurrently.

• Energized by fast-paced environments, early-stage dynamics, and process-building.

• Experience in financial technology or regulated industries is advantageous.

• Familiarity with tools like Postman and scripting in such as Python or JavaScript is a plus.

Benefits & Why Join

• Be part of a team reshaping a foundational segment of the financial system.

• Collaborate with top-tier professionals from leading technology and fintech companies.

• Work on high-impact products that address real-world, mission-critical challenges.

• Competitive compensation package with equity and full benefits in a high-growth environment.

Job DescriptionJob Description

Title: Solutions Architect
Location: SF Bay Area | New York City (In-Office )
Employment Type: Full-Time
Team: Solutions & Customer Engineering

About the Client

Our client is an ambitious technology company transforming critical infrastructure within a major financial services sector. By building fully programmatic systems, they aim to automate and modernize regulatory, operational, and capital workflows for a historically complex and high-value industry. The team features experienced professionals from top-tier fintech and tech firms and is supported by well-known institutional and angel investors.

About the Role

Our client is seeking a Solutions Architect to take the lead on technical engagements with enterprise and growth-stage customers. This role is at the intersection of engineering, product, and client strategy, playing a pivotal role in guiding customers from initial technical discovery to seamless integration and sustained success. You’ll be the trusted technical partner to product and engineering teams, helping them design and deploy scalable solutions using a robust API-first platform.

Ideal candidates will have a strong technical foundation, excellent problem-solving abilities, and a deep appreciation for working collaboratively with clients. You’ll serve as a hybrid of a solutions engineer, architect, and strategist—ensuring technical alignment and enabling long-term customer growth.

Responsibilities

• Collaborate with Sales and Customer Success teams in both pre- and post-sales phases to craft integration solutions using the platform’s APIs.

• Drive onboarding strategies for customers, managing a spectrum of integration approaches from drop-in components to full API integrations.

• Translate nuanced operational requirements into architectural and implementation roadmaps.

• Act as the primary technical liaison for customer engineering teams throughout the integration lifecycle.

• Troubleshoot technical challenges and partner with internal engineering and product teams to resolve complex issues.

• Develop scalable implementation templates and reusable playbooks for faster deployment cycles.

• Capture and relay customer feedback and emerging needs to influence the product roadmap.

• Support customers in scaling their usage with a focus on performance, flexibility, and long-term maintainability.

Requirements

• 5+ years in a customer-facing technical role such as Solutions Architect, Implementation Engineer, or Sales Engineer.

• Hands-on experience integrating with modern, API-first platforms and building scalable technical solutions.

• Strong fluency in system design, REST APIs, developer tooling, and data integration.

• Clear and empathetic communicator, adept at simplifying technical concepts for a broad range of stakeholders.

• Track record working with a variety of clients, from early-stage startups to large enterprises.

• Highly organized and effective at managing multiple implementation projects concurrently.

• Energized by fast-paced environments, early-stage dynamics, and process-building.

• Experience in financial technology or regulated industries is advantageous.

• Familiarity with tools like Postman and scripting in such as Python or JavaScript is a plus.

Benefits & Why Join

• Be part of a team reshaping a foundational segment of the financial system.

• Collaborate with top-tier professionals from leading technology and fintech companies.

• Work on high-impact products that address real-world, mission-critical challenges.

• Competitive compensation package with equity and full benefits in a high-growth environment.

Job DescriptionJob Description

Title: Solutions Architect
Location: SF Bay Area | New York City (In-Office )
Employment Type: Full-Time
Team: Solutions & Customer Engineering

About the Client

Our client is an ambitious technology company transforming critical infrastructure within a major financial services sector. By building fully programmatic systems, they aim to automate and modernize regulatory, operational, and capital workflows for a historically complex and high-value industry. The team features experienced professionals from top-tier fintech and tech firms and is supported by well-known institutional and angel investors.

About the Role

Our client is seeking a Solutions Architect to take the lead on technical engagements with enterprise and growth-stage customers. This role is at the intersection of engineering, product, and client strategy, playing a pivotal role in guiding customers from initial technical discovery to seamless integration and sustained success. You’ll be the trusted technical partner to product and engineering teams, helping them design and deploy scalable solutions using a robust API-first platform.

Ideal candidates will have a strong technical foundation, excellent problem-solving abilities, and a deep appreciation for working collaboratively with clients. You’ll serve as a hybrid of a solutions engineer, architect, and strategist—ensuring technical alignment and enabling long-term customer growth.

Responsibilities

• Collaborate with Sales and Customer Success teams in both pre- and post-sales phases to craft integration solutions using the platform’s APIs.

• Drive onboarding strategies for customers, managing a spectrum of integration approaches from drop-in components to full API integrations.

• Translate nuanced operational requirements into architectural and implementation roadmaps.

• Act as the primary technical liaison for customer engineering teams throughout the integration lifecycle.

• Troubleshoot technical challenges and partner with internal engineering and product teams to resolve complex issues.

• Develop scalable implementation templates and reusable playbooks for faster deployment cycles.

• Capture and relay customer feedback and emerging needs to influence the product roadmap.

• Support customers in scaling their usage with a focus on performance, flexibility, and long-term maintainability.

Requirements

• 5+ years in a customer-facing technical role such as Solutions Architect, Implementation Engineer, or Sales Engineer.

• Hands-on experience integrating with modern, API-first platforms and building scalable technical solutions.

• Strong fluency in system design, REST APIs, developer tooling, and data integration.

• Clear and empathetic communicator, adept at simplifying technical concepts for a broad range of stakeholders.

• Track record working with a variety of clients, from early-stage startups to large enterprises.

• Highly organized and effective at managing multiple implementation projects concurrently.

• Energized by fast-paced environments, early-stage dynamics, and process-building.

• Experience in financial technology or regulated industries is advantageous.

• Familiarity with tools like Postman and scripting in such as Python or JavaScript is a plus.

Benefits & Why Join

• Be part of a team reshaping a foundational segment of the financial system.

• Collaborate with top-tier professionals from leading technology and fintech companies.

• Work on high-impact products that address real-world, mission-critical challenges.

• Competitive compensation package with equity and full benefits in a high-growth environment.